
"All aboard the scam express!" Laci welcomes news correspondent and producer Loren Lorosa (The Breakfast Club) to unpack how over 100 Amtrak employees derailed the company’s health plan in a $12 million scheme involving crooked doctors and fake claims. Stay schemin’! CON-gregation, catch Laci's TV Show Scam Goddess, now on Freeform and Hulu! Did you miss out on a custom-signed Scam Goddess book? Look no more, nab your copy on PODSWAG Keep the scams coming and snitch on your friends by emailing us at ScamGoddessPod@gmail.com. Follow on Instagram: Scam Goddess Pod: @scamgoddesspod Laci Mosley: @divalaci Loren Lorosa: @lorenlorosa Research by Kathryn Doyle SOURCES https://www.trains.com/trn/news-reviews/news-wire/seventeen-amtrak-employees-resign-over-health-care-fraud-investigation/ https://www.yahoo.com/news/amtrak-taken-ride-wild-12m-193215305.html https://www.insurancebusinessmag.com/us/news/legal-insights/over-100-amtrak-workers-linked-to-12-million-insurance-s...
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Lacy Mosley
Fall is my favorite time to cuddle up on the couch and get into some good television programming. Which is why I love Hallmark Plus. It's everything you love about Hallmark all in one place. Stream all new Hallmark original series and movies the next day. Enjoy the largest collection of Hallmark.com Rom coms, mysteries, dramas, holiday movies, and feel good shows and you get the benefits like $5 monthly coupons to spend at Gold Crown stores or Hallmark.com free cards, exclusive gifts, and much more. Visit Hallmark HallmarkPlus.com and use code HPLUS5 to get two months of Hallmark plus for just $2. Hurry. The offer ends September 30th. Don't you hate when you have something important coming up or you just need to look good but your hair is not cooperating and you don't have a lot of time? That's why I love Batiste. They're the number one dry shampoo brand in the US and the world. And I never thought that dry shampoo was for my hair texture. But when I tell you if it gets a little oily and I put in some Batiste, there's no white residue, my hair looks full and fluffy again and I can scam my way into not having to do my ha hair that day. With Batiste, you can instantly refresh your hair and it absorbs all that oil and that grease. Okay. So your hair feels more clean and it has added volume and texture. It's great on your hair and easy on your wallet. Buy Batiste Dry Shampoo online or in store at your nearest retailer. Scams Cuns Robbery and fraud Scams cause robbery and fraud. What's Poppin Congregation? It's your girl, Lacy Mosley, AKA Scam Goddess, back with another installment of the podcast, all about robbery, fraud and those who practice it. The comedy podcast. I always forget to say that. And then some people come over here from 2020 and they be confused. Like, why is she so unprofessional? But we do talk about scams and they are researched, y'.
Lauren LaRosa
All.
Lacy Mosley
You know I don't want to get sued. I need y' all to donate to my Abugado fund. Cause I think this might be the year. But y' all know, what am I? Yes. Yes. It's been six years of what? Excitement.
Lauren LaRosa
Yes.
Lacy Mosley
So today we have a pop culture news correspondent, producer, actress, and lifestyle vlogger on the show. She's the mastermind behind Brown Girl Grinding, a broadcast and media production company. You might just know her as the senior news producer at the hall of Fame radio show, the breakfast club on power 105. And this will give it away, but she is the host of the Latest with Lauren LaRosa, a podcast on the Black Effect Network. Congregation, please welcome an intake member to the church, a queen Lauren LaRosa, to the show. Hi, Lauren.
Lauren LaRosa
Hey. Intake member is kind of crazy. Hey, church, thank you for having me. Can I come as I am?
Lacy Mosley
Yes, you can always come as you are. Okay, Scam as you are. Come as you are. Whatever you need to do. Giving all honor to God, Passel and won't he Willy. Won't he. How are you, Laurie? I'm actually. This is the first day that I'm feeling normal. I just recovered from my birthday party, a little bit of food poisoning. And, yeah, that's gonna date this episode. But if y' all know, y' all know. But, yeah, I'm feeling good.
Lauren LaRosa
How are you? I'm feeling really good. I'm blessed. I have no complaints and no food poisoning. Girl, I know you going through it.
Lacy Mosley
Oh, girl. And I got it from a bougie place, too. And I was like, how d. And then my producer told me I can't say the name. Cause again, see, I told y', all, I'm running up on getting sued all the time, but it's a bougie place. Are you in. You're in New York, right?
Lauren LaRosa
Yes.
Lacy Mosley
Yeah, yeah, I'm in la. So it's like a bougie store that has, like, a food bar and they got me. They got me with some soba noodles. But it's. Beat that. Beep that.
Lauren LaRosa
Sorry we love, you know, that's my job to figure. You can't give me things to, like, try and put together and figure out because I'm gonna start guessing and I'm gonna start, like, making calls. Hey, where was she? Can we figure it out? Like, I just need to know the answer. Like, I really be in people's business.
Lacy Mosley
She be producing the news. That was too quick of a guess. That was another story. You could have guessed.
Lauren LaRosa
I mean, I used to live in la.
Lacy Mosley
Okay, okay, see, okay, now we know we dealing with a professional.
Lauren LaRosa
Now we gonna move on.
Lacy Mosley
Cause, yeah, we dealing with a professional.
Lauren LaRosa
You ain't got the umbrella insurance yet, right?
Lacy Mosley
I don't got the umbrella insurance yet. Okay? Sirius is not paying for that. Okay. I've gotten a few cease and desists and one I thought was really funny, and I posted part of it on my Instagram and I was like, see, I told y' all they was gonna sue me. Y' all get the abug and then the company reached back out to the network and was like, we thought that we had a sincere apology. And we just saw her on Instagram joking about it. My executive producer hit me up and was like, lacey, we need you to take that down.
Lauren LaRosa
Yeah, girl. As soon as you said you posted to cease and Desist, I said, oh, okay. She. She's. She's serious. She ain't playing no games over here.
Lacy Mosley
I thought it was hilarious. It wasn't even something I said. It was something a guest said. And I was like, hey, y' all gonna be mad at me.
Lauren LaRosa
Just hearing cease and Desist makes me like, all right, let's. I don't even wanna speak it into existence.
Lacy Mosley
No, no, no, no. We're not going to have any of that. We are going to persist. We will never cease. I can't say that other phrase no more because that man. But I'm sure you can guess real quick. But wait, I know we're going to get into your relationship with scams, but I have to pull over in a corner for one sec and ask you, did you watch season seven of Love Island?
Lauren LaRosa
I haven't watched season seven yet. I actually started season one last night, but I've been watching.
Lacy Mosley
Oh, girl, you're never gonna get to season seven.
Lauren LaRosa
It airs like the 11 O. I know, I know. Somebody told me, like, you just gotta sit and do a whole weekend of it. And that was supposed to be what I did for July 4th weekend, but I disconnected that weekend. So I'm gonna do it this week because I've been following the news and like, you know, with the. With Sierra having or getting kicked off the show and like, all that stuff, but without context. I feel so disconnected to the tribe of Love Island. So I've been trying to watch it, but it airs every day except for Hump day, which I thought was cute. When I saw that in the intro, I was like, that is so cute. But why you asked me that?
Lacy Mosley
Oh, because I just. Okay. I feel like some of it is scammy. I don't know if I've said this on this podcast, but reality TV show is a scam and they be making them people crazy and then they act crazy and then we look at them as if they were supposed to be acting sane. Like they sleep, deprive them. They usually ply them with alcohol. But Love island now has a rule that you can only have two drinks a day and they in the heat and they don't have clocks or calendars.
Lauren LaRosa
Yeah, but the only guy I Used to work in real time. And I feel. I get what you're saying, but I also feel like you there long enough, you learn the game, you know what's going on, so.
Lacy Mosley
But by that time, it might be too late. They already got the footage of you acting crazy. It's like, yeah, the first week I threw a couch at somebody, but I didn't know the game.
Lauren LaRosa
I didn't know it's 2025. We are far away from the beginning of the reality show days, the Tiffany Pollard days. Y' all know what's going on when y' all sign up. You know what it was when you signed up.
Lacy Mosley
Well, see, that's the thing, though. I don't think the children have media literacy anymore. And we're talking about people that were born in the. So I think they don't have that. I don't think they look behind the curtain and know that this is a production and that it is run like a television show, but it's just unscripted. But there's people, like, prompting you. I think they look at it and think, oh, I want to go on there and look like those people and have no idea what there's not enough for.
Lauren LaRosa
I think it's some of that. And I also think social media makes it where even if they knew, they don't care. They just want to get on. They want to get lit. They don't. And they want to skip step. Like all they want to get from A to Z. And I. Look, I'm not. I'm not knocking nobody hustle, do your thing. But I do think that there is a sense of delusion, and maybe it's a good delusion for some people who go on reality tv because it is an accelerated watch. Like, it's an accelerated journey. You go from episode one to episode 20, and now you're in love with somebody, or now your whole home is made over. Like, everything's accelerated. So whoever goes on there, you are a little delusional to think that, like, this. Oh, my God, this could really happen. This could make the rest of my career and the rest of my life. That's the social media area. The era, though, you go viral one time and now you. You know, some people, it sustains a full career. Some people, you just go viral. One time I was watching the girl that sings, it's your birthday, it's your birthday girl.
Lacy Mosley
You know, it's your birthday show, yo.
Lauren LaRosa
She just posted a TikTok saying she. She literally couldn't afford her rent. And that song ever Exactly. But I think it's because of, like. I mean, but I think it's just because the way that the Internet moves and reality TV and all these things go so fast, people don't really necessarily know the business behind it. I don't know her situation fully. I'm actually gonna have her on my podcast, the latest with Lauren Rosa, because I thought that that was interesting. I think that. That the popcorn culture is what I'm speaking to of pop culture right now. Pop culture, popular culture. It makes people, you know, just a little bit. Things move so fast. So you. You. You throw your life away to kind of just see what happens. And sometimes when it hits you now you got them videos of you acting crazy, and you don't know how to come back from that. You don't know what to do with it. So my empathy for reality stars is not fully there, because I do feel like you signed the dotted line for this. You signed your life away.
Lacy Mosley
Yeah, I think in this era, I have a little less empathy, because we should all know better. Back in the day when they first started, you know, and, like, it was like, VH1 running it up and, you know, real world and stuff. Like, I have empathy for those people. Cause they plied them with alcohol, gave them no sleep, and put them in a house full of strangers, some of them, who are bigoted against them. And, like, they kind of set them up to be, like, wilding the fuck out. And then they. Back in the day, they didn't give you no food, so they were really trying to torture your ass. But, yeah, that makes so much sense to me. But I think that is kind of like a little bit of a scam of, like, I hope that if you're listening to this show and you didn't know that there's so much production that goes behind reality tv now you do, so we can give those reality people a little grace. But I was gonna say, too, that I feel bad for this generation because, like, I'm so glad that I grew up with cell phones and all the technology and. And we're close to the same age. Like, we grew up in the era where we had all the things, but the Internet was still a place if you wanted it to be. Yeah, you had it on your phone, but typically you would get on the computer and it would be a place that you went to. It wasn't a place that was constantly following you around via your phone and popping up with messages and stuff. And I can't imagine if, like, the videos of us wilding out in college or anything that we did for fun were just permanently on the Internet forever. Because everybody films everything all the time, constantly now. And so I have a little bit of grace for people who. Who do stupid stuff on the Internet just because I'm like, yeah, the Internet is forever. And y' all seem to not understand.
Lauren LaRosa
That the Internet is a different place. The Internet is a wild, wild west compared to reality tv. And I think we are part of that last generation who kind of saw both sides.
Lacy Mosley
Like.
Lauren LaRosa
Like a lot of things were new, like MySpace and viralness and all that stuff. Remember Vine? Like, all that stuff was still new. So you could step into a. Step out of it. But when I was in college, I was one of the people that recorded everything and posted everything. And I used to vlog. And I remember my mentor told news correspondent coming out again, no, seriously. I used to be so mad because I deleted my YouTube channel. I deleted all videos of us partying senior week and all that stuff because I was told I wouldn't be able to get a job. And now I'm like, my job is literally content. And I was smart enough to know then not to take the recordings too far, but we were having a good time. And I'm like, dang, if I had kept all that content. But it was so new. I didn't really. I didn't know that, like, that would become a job one day. Like, I literally. YouTube had, like, just started. It was, like a few years fresh when I was a senior.
Lacy Mosley
So, yeah, that's the thing. So many things have become jobs now that weren't jobs like influencing. And I think influencing is a very hard job. And I think we give them a bad rap. I know a lot of influencers. I have a lot of influencer friends, and they have to be churning out content constantly. They gotta be having their camera on. What you see is a snippet that probably took them eight hours. You don't know how much work goes into giving you that one minute of content that goes viral or whatever the case may be. So stop calling them people lazy. Cause them people work very hard. Yeah, I have. I hate having an influence on the side a little bit. They be having me dance for my dinner and I be like, I love it.
Lauren LaRosa
It's just hard. The deadlines while life is moving and you got other stuff going on.
Lacy Mosley
Yeah, the business aspect of it, I like doing it in the moment with the camera. But when it's like, get my makeup on, do my hair, get the camera set up, what's going on with the lighting of my makeup.
Lauren LaRosa
But all my life I had to fight voices crazy. Like that was very Viola Davis with the walk. And it's there. I felt you.
Lacy Mosley
I gotta get my Kerry Washington lip quivering.
Lauren LaRosa
Yes, I felt it. I felt it.
Lacy Mosley
It be real. But yeah, I just wanted to ask you because I know you're a pop culture expert and I was curious on your opinion and of course, you had so much insight. So I appreciate that. I'm sure the listeners do, too. It's February, y'. All. The sexiest months of all the months. And feeling sexy is supposed to be fun. Whether you have a significant other or not, you can still enjoy. Adore me because they make fun, flirty, playful lingerie bras and more that are all about what gets you excited. Adormi offers extended sizing across a wide variety of thoughtfully designed styles. And look, you don't have to just get in there and get the sexy lingerie or the corsets. They also have supportive swimwear, pajamas, and activewear. They have it all. But I have like, this, this cute set that has like this red bow that goes around it and like under boob, which is like really hot right now. And I was like, okay. And with sets starting as low as $19.95, you can feel sexy even if you're on a budget. New customers can get a bra and panties set for as low as $19.95. So take this as a sign to order yourself a new bra or maybe even some new crotchless panties. Head to adoreme.com now to shop for more than just lingerie in over 67 sizes. What's poppin, Congregation? Okay, I'm coming at y' all hot because we need to debunk some things about plan B emergency contraception right now. Listen, Plan B is not an abortion pill. It's safe, effective backup birth control you take after unprotected sex to prevent pregnancy before it starts. And are y' all ready for the inside tea? It works by temporarily delaying ovulation and it will not impact your future fertility. Because some days. Who know, someday you might want a little unemployed person in your house. Follow plan B on insta at Plan B, one step. Use as directed. If you're still overpaying for wireless, it's time to say yes to saying no. No contracts, no monthly bills, no overages, no hidden fees, no BS. Plans start at $15 a month at Mint. All plans come with high speed data and unlimited talk and text delivered on the nation's largest 5G network. And bring your own number all along with you. Okay? Bring your number with you. Keep that number that you got from middle school. Okay? Listen, I have so many people in my life who have met mobile and honestly, it is starting to stress me out because the 5G is too strong. Like they can reach me from anywhere, any mountain. I'm like, y' all are on the outs and you can still reach me. This is crazy. Ready to say yes to saying no? Make the switch@mintmobile.com goddess that's mintmobile.com goddess Upfront payment of $45 required, equivalent to the 15amonth limited time. New customer offer for first three months only. Speeds may slow above 35 gigabytes on a limited plan. Taxes and fees, extra cement Mobile for details. But now, Lauren, I have to ask you, what is your relationship with scams? Do you love them? Do you hate them? Have you ever run any past the statute of limitations that your professor told you to throw away with them? Blogs or. It could be anything.
Lauren LaRosa
Girl, what is my relationship with Skins is a crazy question. Because if I ever did do anything, why would I get on this podcast for SiriusXM and tell you I do not run, have not ever ran, don't plan to run any scams.
Lacy Mosley
Not the statement.
Lauren LaRosa
That is a crazy. I'm like, what? That's the opening. People be on here. Like, girl, yeah. Cause yes, three months ago, people do that.
Lacy Mosley
Oh, yes. I've learned so many things. I learned how servers can like get credit card points by like taking customers who pay cash and keeping the cash and running they card for the bill. Like all types of stuff that you can do out here. Yes.
Lauren LaRosa
Like their audio voices recorded, no voiceover, no voice dumping or alteration. And they're on here saying that, no.
Lacy Mosley
No, we don't have that little blurry or we don't have the black curtain. And then they're like I once did. No, no, no, it's them.
Lauren LaRosa
And you didn't send them any drinks to their homes or like, this is not the reality TV setup. Like, they're not sleep deprived. They just on here giving you that.
Lacy Mosley
We do make you come to SiriusXM a day early and sleep in a windowless room. Yes. With a bottle of Don Julio.
Lauren LaRosa
People is crazy. I would never. But no, I've never, I've never committed a scam. I think the closest I've gotten to it is reporting on them.
Lacy Mosley
Okay.
Lauren LaRosa
And I've always been like really interested in like just the, the stories, the scam based stories that become pop culture. Like Anna Delvey the art girl.
Lacy Mosley
Yes. We love it.
Lauren LaRosa
I loved her story.
Lacy Mosley
She's on Scam Rushmore. She's. She's an interview.
Lauren LaRosa
And I think I loved her story because it was very much like. Like, her audacity. It wasn't even for sale. You had to auction and bid on the audacity she was walking around with. And then she just was so fly and so fabulous. I'm like, what in the world is happening here?
Lacy Mosley
I loved her, too, because she targeted, like, affluent people with a lot of money to waste, and she made them feel broke. Like, that's what I loved about it. Like, she would make people feel broke. She would snub you if she didn't think you were worthy of her social circle. It's like she did the reverse, the UNO reverse on all these people. You know what I mean? It's like Gossip Girl. But if Dan came in and was like, all of you guys are disgusting, but didn't tell anybody, he lived in Brooklyn, which is very expensive. But at the time, they were like, brooklyn, we live over here. The ghetto. Like, so. Yes.
Lauren LaRosa
Yeah. I felt like she was a Sex and the City version of scamming.
Lacy Mosley
Ooh, I like that. I like that phrase. Which one would she be on Sex and the City? I feel like maybe some man. Is she all four of them?
Lauren LaRosa
I think. Yeah. Because I feel like, her. Her spirit and her. Not her spirit, but her. Her outfits in her, like in the series that they did on her on Netflix or whatever. The way that she just appeared physically kind of reminded me of Carrie Bradshaw, I think. I don't see any of Charlotte in her, though.
Lacy Mosley
No. Because Charlotte's all posh and, like, Upper east side, and she was giving.
Lauren LaRosa
I feel like they all are kind of fake. Boo. They're not fake. They're all bougie on the show. But.
Lacy Mosley
Okay, I can get Carrie always talking about how she brought.
Lauren LaRosa
Remember, she.
Lacy Mosley
Yeah, no, no, no.
Lauren LaRosa
Because of the art thing, too.
Lacy Mosley
Yeah. Yeah.
Lauren LaRosa
Okay. Yeah. So that's The Charlotteness in her was the art. The, you know, clock. I'm doing the text and the. It was very much that. Then the Samantha came in. Because everything about Anna was like, she's infiltrating these circles. She's making them her own. You cannot sit with her. You need an invite. Whole time, she wasn't even invited. Yeah.
Lacy Mosley
And then, you know, then Miranda, because she had that business acumen.
Lauren LaRosa
Because she was the business acumen. And the fact that, like, she knew what to do. She knew how to present everything when she, you know, she was going after the loan. She. She made the people believe her as if it was legitimate, as if it was legal. Right.
Lacy Mosley
Sex in the City. But it's just Anna Delvey playing every.
Lauren LaRosa
Character I look at, and I think that's why we were so attracted to her story.
Lacy Mosley
That makes sense. Darren Starr, this is your fault. You did this to us.
Lauren LaRosa
Okay.
Lacy Mosley
And she was in New York. Oh, my gosh. Wow, Lauren, you just unlocked something crazy. I never even thought of it that way. I love that. Well, we're gonna get into my favorite segment here, Historic Hoodwinks. I'm glad that you have, you know, your journalistic prowess, because today we are talking about Amtrak workers. We're talking about more than 100Amtrak workers who ripped off of the train company's health plan and attuned to $12 million in a kickback, taking bribes from crooked doctors who then filed fake insurance claims for four years. Now, one, I have to say, shout out to the Amtrak workers. In 2022, there was almost a strike because they, like, train workers, were getting paid so little. So I'm not gonna be ever on the side of daddy insurance company unless y' all hurt somebody. I'm kind of rocking with y' all right now, cuz. Daddy insurance is a scam. We. We know he is. He's like, give me money, but if you get too sick, we dropping you. Yeah, right? So I don't know. And then people will be like, you know what? But, Lacey, like, that's running up the premiums when people do fraud. And I'm like, babes, they change those premiums all the time at the willy nilly. They've been, it's windy today. Run. Change the premium, raise it like it doesn't matter.
Lauren LaRosa
And also, I think that there should be certain things that shouldn't exist when it comes to people's healthcare and their medical. Like, we shouldn't be worried about. About the premiums. We shouldn't be worried about deductible. Like, there's so many different things that I think people shouldn't even have to think about when it comes to, am I gonna be okay? Am I gonna be able to go to the hospital? Am I gonna be able to use this insurance? And I think if the insurance companies, if they were in the government, were allowed to think like that. Like, if everything could just be about community and, you know, all the things that insurance isn't, per se, that we've been trying to get to, people wouldn't have to do these scams. Like, what you're talking about or they wouldn't feel so okay with it. Cause a lot of times when you talk about corporate scams like that, people normally do that on corporations that they feel like have been taken from them anyway. So it's like this what y' all.
Lacy Mosley
Get exactly at this point, it's the scam scamming the scammer. Like, y' all are both scammers. Like, it's spy versus spy. It's cops and robbers. Like, y' all are both on. Like, I'm just jumping into something that was already corrupt so I can get mine and not getting taken advantage of. I. I have a deep sympathy for these types of scams because I don't know many people who, if they had the choice to be paid equitably and live a comfortable life, would choose that. Not choose that over, like, let me go find some crooked doctors and then drum up a bunch of insurance fraud just to get, like a little coin. It's a hundred people doing this to the tune of $12 million. So it's not like it's one person. This is a whole network. And also, I wanna know how you find a crooked doctor. Like, how do you go in? Like, you go in for a checkup, and then they be like, put the tongue depressor on your tongue.
Lauren LaRosa
Be like, ah.
Lacy Mosley
You be like, ah, how ethical are you? Ah. You ever saw some fake prescription nose? Ah, like, what. What do we do? Like, do I bend over and cough and be like, oh, man, that was sick. Do you ever defraud the insurance companies? Like, how do you warm that combo up? I don't know.
Lauren LaRosa
I don't know. I think something like that is probably like a. You already in that circle of people. So, you know. You know, like, they're kind of passing these doctors around at that point. Because I don't. How do you just walk in someone's doctor's office and say, hey, do you go both ways? Essentially, that's what you say. Like, do you go to the. I don't know how that works. Unless your doctor mentions something to you on the fly about, like, I don't know, like, they teaching you how to trick the system. So you just like, okay, now it's an open conversation. But other than that, I think that's probably like a word of mouth. Like a friend had to tell a friend had to tell a friend. Like, yo, I got this person over here. This is what we be doing. Come on in.
Lacy Mosley
It's giving cousin. Like, somebody has a cousin who's a doctor and Then they were like at the family reunion, eating a potato salad, and they were like, you know, Amtrak never really checks our prescription stuff. For real? For real. So, you know, if you ever want to write a few scripts, get a little kickback, you know what I'm saying? You know what I mean? It's like an orthopedic surgeon and. And everyone at Amtrak needs their foot done. Was like, yep, my foot.
Lauren LaRosa
I don't know why your voice just sounded like that. That. That cousin. His name's probably Eddie or something like that. Sounded like an Uncle Eddie or Elroy. Yeah.
Lacy Mosley
He was the first to become a doctor in the family. And so all the other shady family members were like, we see you out there doing a king. We see a young blood. You're doing great, baby.
Lauren LaRosa
Yeah, Nephew.
Lacy Mosley
Me, Nephew. Nephew. Oh, my God. So nephew. Yeah, nephew. Now, you know, me and the boys down at the train station, we all done had our foot ran over by the train, all hundred of us. You can help us out, like. Oh, my goodness. So the probe, internal Amtrak detectives started probing around when they noticed an unusual billing pattern for employees filing claims with doctors in New York. Oh, shout out to your city. So there.
Lauren LaRosa
I just moved here. I was there three days.
Lacy Mosley
Oh, you gotta start claiming it. You're a New Yorker now.
Lauren LaRosa
I'm not claiming nothing related to a scam.
Lacy Mosley
Your lips got so tight. Lauren, I swear, I'm not trying to set you up. Lauren thinks I'm the ops.
Lauren LaRosa
You don't know. I don't know what's going on here, but I have umbrella insurance and I don't got nothing to do with nothing.
Lacy Mosley
She thinks I'm doing one of them FBI probes where it be like, yeah, everybody. Where are we stashing our drugs? I too, love of a crack.
Lauren LaRosa
You work for the irs?
Lacy Mosley
Me?
Lauren LaRosa
Yes.
Lacy Mosley
No. I know people who do though, right? And shout out to those of you who are at my conference from the IRS fund. The irs? What?
Lauren LaRosa
I just was making sure that was a very random question, but it just. I don't know. I feel like every. You should always ask that.
Lacy Mosley
I'm never gonna snitch. No, no, no, no, no. But I just want the IRS to be funded so that they can go after bigger fish. Because right now they gotta go after middle class. Cause that's all they can afford. So they nickel and diming us to hell. But I'm like, if we gave them more money, then they could go after the people who are dod. Okay. I won't try to get into them Cayman island accounts. Until I get rich enough to get one. And then we need to definitely underfund them again. I want three people in. WeWork with four post it notes and.
Lauren LaRosa
One cell phone shout out to the Alphabet boys. We respect the law over here.
Lacy Mosley
Y'. All. We ain't gonna catch Lauren Slippin. We not so. So there were three New York healthcare providers with questionable billings and a high number of Amtrak employees as patients. So all the Amtrak employees started going to the same three healthcare providers and was running it up. In June 2021, an undercover agent posed as an Amtrak employee and met with a Long Island City acupuncturist named Hudson Figueroa. She told the agent that her name was Susan. So an undercover agent goes to the acupuncturist because that is covered by some insurance companies. And I love acupuncture. I love cupping. I love Eastern medicine, I love washa. I'm very into this. And if you don't know what acupuncture is, it's like Eastern medicine, where they typically use needles of varying sizes and they'll put them in pressure points all over your body. And it can help with chronic pain. It can help with muscle tension and aches and things like that. And so much more fertility helps with that too. You don't like. You don't like acupuncture?
Lauren LaRosa
I've never tried and I don't plan to.
Lacy Mosley
Oh, I love it so much. My last acupuncture, I think I had it like maybe a month ago, and it was a new person that I was going to. And he was like, describing everything very American to me and like, his cupping procedure at that place. Because I wasn't going to his main office, I was like, oh, so you're gonna put the fire on my back, right? And he was like, oh, you know about the. You know about the real cupping, how.
Lauren LaRosa
My grandma talked about. Wait, can you explain what his cupping.
Lacy Mosley
Okay, so cupping is where you get. They have these, like, glass jars that are small, and they put them upside down on your back, and then they'll light a flame and it starts to, like, suck your skin into, like in your muscle into the cup. And then you kind of just lay there with all these cups, like on your back and your neck and your shoulders, and you'll have these bruises. I call them very LA bruises, because you can see the girls out here who go to acupuncture because you'll have a bruise for like four days or somewhere in between, you know, one to four days. Now this, the cupping that we're looking at right here is the modern cupping where they don't use fire, and it's like they put the cup on your back, and then they use an air pump and they, like, pull it up and. Sorry for that sound.
Lauren LaRosa
This is a wild podcast. Wait, so you. Okay, first of all, the sound, Whoa, I'm so sorry. Secondly, you. So you willingly go get these bruises just so your back can feel good?
Lacy Mosley
Yes.
Lauren LaRosa
Because it's like, this sounds like a scam.
Lacy Mosley
It's not. This is Eastern medicine. A lot of Western medicine is a scam because they give you a pill for your back, and the next thing you know, you addicted or you side effects or you can't go to the bathroom. And sometimes, like. Like, I've gone for different things where, like, it definitely works, like, right away, I'm very much in with the good chi, out with the bad chi. Like, my last guy that I went to, he. He was so surprised. He was Chinese, and he was so surprised I knew so much about it. By the end of it, like, I left and I was like, shishi n. And, like, it was not weird at all. That just means thank you. But we were, like, really getting into it. But I love. I love a little Easter medicine moment. For sure. Sure.
Lauren LaRosa
I'm glad you clarify what that meant, because I'm like, we just watched Love Island. We'll need no, nothing that sound like nothing and nothing to say nothing, and people think something else is being said. Please clarify.
Lacy Mosley
No, if y' all don't know. Yeah. If you don't speak Chinese and y' all try to cancel me, y' all crazy.
Lauren LaRosa
But, yes, I'm just here for support.
Lacy Mosley
So these Amtrak employees were going to this Long Island. Long Island City is already a scam city. Sorry, Long Island City. Y' all know what y' all be doing over there? It's. We. We don't understand. It has. And luckily it hasn't been gentrified yet. But it's like, what is happening over there? You live in New York now. You'll never need to go to Long Island City.
Lauren LaRosa
I've been there a little bit. They have, like, really good restaurant spots, like drinks and stuff and boo tops with hookah. Yes.
Lacy Mosley
Yeah. That's when I went to Long Island City. I would just go for hookah. Hookah. And some kind of punch bowl special. Something real big with lots of straws.
Lauren LaRosa
I actually might partake this evening. No, seriously, like, that was already planned before you brought this up.
Lacy Mosley
I love it. I love it. I take it back. Log out of the city. Y' all got the best hooks in town. Okay. Apparently you got some good little shady acupuncturists. But it's plausible for Amtrak employees to want to go to an acupuncturist because sometimes some of it can be physical, and so you might have muscle aches or whatever. So that tracks to me. So this undercover agent comes, and he's posed as an Amtrak employee. So I guess he was trying to do what we said earlier. Like, how do you get the acupuncture?
Lauren LaRosa
Start the conversation.
Lacy Mosley
Yeah, yeah. So I guess he got the cups on. He was like, ooh, this is so good. How much is it? $10,000. Like. Like, I don't know what he was trying to do. But the acupuncturist, Hunson Figueroa, she must have peeped game immediately. I feel like I can tell when somebody's a cop, even if they're out of uniform.
Lauren LaRosa
How can you tell? What's your relation to scams?
Lacy Mosley
It's a certain energy about them that is like, they are a bit of a scammer. It's like you have this perceived authority over other people because we gave it to you. Like, you just like us for real. Like, okay, we just gave you a murder ma in your pocket. Like, you. You're not different than us, but they walk like they're different. They talk like they're different. They, like. They have this air of, like, authority.
Lauren LaRosa
A lot of times it's giving narc.
Lacy Mosley
Yeah, it's giving narc for real. Well, narc is like a little weasel. Narc is, like, asking you too many questions and, like, jealous. That energy. Cop energy is always like, here I am. It's never cool energy either. It's not like, oh, they got swag. It's just like, here I am. Yeah. So Punson figured peep game and said that sold the agent. Her name was Susie. Yeah, my name is Susie. I love it. So Susie. Yes. Okay. And Susie was a scammer. So Susie told the agent to sign his name about 30 times for services received and Amtrak's healthcare plan, indicating that the undercover agent had visited providers at least seven times that may receiving acupuncture and physical therapy. And that was a lie. Jess. I love you, Jess. Put in here Maury voice. That was a lie. That was a lie. And the lie detector determined. So, Susie, you kind of messed up. You gave a fake name, but then you did the crime with him. Like, you were just. You just trusted him implicitly and were like, oh, yeah, you're An Amtrak employee. So sign here and here. Initial here, date there and here and here. Okay, flip the page. Yep. Right there in the highlighted section. Like, and basically made up all these appointments that he had never had because this was his first time visiting the acupuncture. Do we think this is a good scam so far? Like, just how it's orchestrated? The. Just. We're just talking.
Lauren LaRosa
I don't. I don't think so. You let me know. Cause you. You mean you do this?
Lacy Mosley
I just mean logistically, like.
Lauren LaRosa
Yeah, I feel like logistically, there's too many. Like, all of the steps, Something's bound to fall in. All the steps, it takes you too long to get to. Like, we're here. We're locked in, and now we're doing the thing.
Lacy Mosley
Yeah. I also think that Susie, AKA Punson, is way too trusting when you're doing crime. Like. Like, I've never seen, like, at least in crime television shows or movies or even in the scams that I've researched. Like, the good scammers don't just let you into the grift. They're not like, oh, welcome. Okay, sign up here for this crime right here.
Lauren LaRosa
It's normally a circle or a network of things.
Lacy Mosley
You gotta get recommended by another criminal. You know, you gotta get jumped into the organization. You don't get to just walk in and be like, I would like to be a part of the crime. They don't do that.
Lauren LaRosa
For real.
Lacy Mosley
We gotta know.
Lauren LaRosa
And that's what I'm saying. This. This is. This doesn't make this. This is already messing up because there's too many. Like, come on over. Come hang out with us. Hey, come have a drink.
Lacy Mosley
Like, we don't know you. Oh, my gosh. My vetting system for my personal life has gotten so much more strict. Honey, we are strict over here now because I let a few crazy people in and I had to get them exiled. Like, it's. You got to be strict. When you Too nice, the people, the weirdos creep in and you. It'd be too late. By the time you realize they're a weirdo. It's too late. So, you know, like, you got to be strict. And that's a. That's a note out there for all of you in your lives. Like, you are the prize. Okay? Don't be giving the prize away for free. Vet the bet. Anybody trying to get near the precious jewels, okay? They gotta have security clearance to get around you because people are weird.
Lauren LaRosa
You do comedy life lessons, scam alerts. You opened with A God and basically a prayer. All of that happens every episode here?
Lacy Mosley
Yes, girl. And I'm so glad you acknowledged that, because I really am trying to start my church. And, you know, I' ma need that snippet for when I'm legitimizing.
Lauren LaRosa
I don't know if you can start a church. And be honest with you, my fan.
Lacy Mosley
Base is called the congregation, okay?
Lauren LaRosa
Capital C. The way that people feel about church being a scam and your. Your relativeness to. I'm still trying to figure out what is your relationship with scams and all that, and then you want to start. Go start a church. And the people can't really answer that question. I think you should leave the church alone.
Lacy Mosley
That's why my church is amazing. Because you already know what you're getting. Okay, I will pull up in a Rolls Royce, but I will also give back to the community.
Lauren LaRosa
You going to lock the doors for $20?
Lacy Mosley
No, no, no, no, no. You know what? He was so wrong for that. Auction off blessings like that. How you gonna not let us leave, Bishop? Who is it? Eddie. He from my state, too. Texas. We have the. Texas has. I believe I'm gonna say it, and then I'm gonna research it, because you can't actually quantify this, but I feel like we have the most scam churches in the continental U.S. like, we have a lot of scam churches. Like, megachurches. They branch off. Like, they, like, you know, franchises of Popeyes, and it's. It's just a mess. It's a mess. Even the tiny church I went to, if you read my book, you'll find out how it turned out to be a scam. But, yes, so it's. We love a scam in the church, but I'm telling you the truth, Lauren. Like, when you come in, you know what you're getting. And we're also going to help the community, and we're going to do good things. But am I. Here's what I'll do. I won't steal money from the congregation because I feel like that's wrong. I will give that money to the community and redisperse it to people in need in the church, but I will still pay myself through my other businesses. It's just so I can get this. You know what I mean? Get my salary going through my company, and then I don't have to pay.
Lauren LaRosa
Definitely sound like a mega church pastor. Go ahead, girl. Go off.
Lacy Mosley
Oh, no. But they still. They steal it from the congregation.
Lauren LaRosa
They always find an LLC to pay something to.
Lacy Mosley
I'M gonna take my.
Lauren LaRosa
I don't. Some of them are shepherds of the Lord.
Lacy Mosley
Okay, not. Yeah, not all of them.
Lauren LaRosa
But, baby, the way that they find an LLC or offshore or something, a foundation to pay us something or something. Or something.
Lacy Mosley
All I'm gonna do is take my performance money, like the acting, the shows, the books, the things that I do, the podcast and stuff, and just funnel it through the church so then I don't have to pay taxes on it. But I'm gonna let the church have they money again.
Lauren LaRosa
Guys, I'm just here as a listener and a participant of the podcast. I have nothing to do with the formation of this business, nor this enterprise. God is good. Amen.
Lacy Mosley
Yo, just remind me when I start my church to pull this from the Internet because y' all ain't about to have me, like, young thug in the court playing my bars.
Lauren LaRosa
This is sounding like a very blessed Rico and I don't want no parts.
Lacy Mosley
Very blessed Rico. Amen. I love that.
Lauren LaRosa
No, no, no. That name. No. Amen.
Lacy Mosley
Okay, I gotta put out some God's words. Very blessed Rico. You heard it here first from Lauren LaRosa. Very blessed Rico, you said. Well, I wish I could see the way she looked at me. She about to jump through this screen. Oh my God. Robbery.
Paul Scheer / Jason Mantzoukas (ad segment)
Hey, I'm Paul Scheer.
Lacy Mosley
I'm June Diane Rayfield.
Paul Scheer / Jason Mantzoukas (ad segment)
And I'm Jason Mantzoukas. And we're the hosts of how did this Get Made? A comedy podcast where we deconstruct, make fun of and celebrate the best worst movies ever made.
Lacy Mosley
Have you ever seen a movie that's.
Lauren LaRosa
So bad that it's actually good? That's what we're talking about. From blockbuster franchises and made for TV.
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Romances to bonkers 80s action flicks and obscure sci fi musicals, we cover it all.
Lauren LaRosa
You can find.
Lacy Mosley
How did this get made?
Lauren LaRosa
Wherever you get your podcast podcasts and.
Lacy Mosley
Don'T forget to follow the show so.
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Lacy Mosley
Idiot.
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Lacy Mosley
It's a cold day here in Alaska, but there's one animal seemingly unaffected. Bright eyed and determined enters the husky. Observe as they go up the mountain, guided by pure instinct. They are truly amazing masters of this wilderness. But even these amazing pets can't sign up for Lemonade Pet Insurance. You can sign up now@lemonade.com amazing and fraud. So back to the agent. The agent visited Susie's office one more time in July. This time, she handed him an envelope filled with $1,000. After that, she continued to use the undercover agent's personal and insurance information to submit dozens of fraudulent claims to the Amtrak health care plan. So she broke him off a stack. She's definitely getting way more than that. So Susie is the one probably really coming up here. These people are getting, like, a thousand dollars. So Susie conspired with dozens of Amtrak employees and paid hundreds of thousands of dollars in cash kickbacks. Okay, Susie, you are an ethical scammer. You. You gave them their kickbacks, and they got their coin.
Lauren LaRosa
Gotta pay your people.
Lacy Mosley
You gotta pay your people because otherwise they're gonna snitch on you. Okay? You do. So they. Hundreds of thousands of dollars in kickbacks to Amtrak employees over the course of this scheme, which ran from 2017 to 2022. So we're looking at, like, five years in total. She cost Amtrak nine million dol. Fraudulent claims. A queen. Nine million. You made nine million. And you didn't have to, like, pump nobody or prick nobody. I know that's right. See, you should have left the country after, like, five. I think I would have slid it. Like, maybe I would have pushed it with 6 million. But I think after 6 million, you.
Lauren LaRosa
Say that until you feel how easily that money is coming. I think that's where most scammers go wrong. And people who have these, like, elaborate, like, enterprise schemes, it's like. Like, it's always. There's never a cutoff because it becomes so easy and you become so, like, untouchable a bit that, you know, money just flowing, everybody's happy, and then it all falls down.
Lacy Mosley
Yeah, I just feel like if sis hadn't gone to 8 million, probably she could have slid like. Like, you could have stopped at 7 and then left new. Left Long Island City, you know, moved somewhere else. I don't know.
Lauren LaRosa
People getting ran down on, to this day, the PPP loans for, like, what, 10, $5,000? So they coming after you for any amount of.
Lacy Mosley
And that's some BS to me, because y' all want to run down on everyday Americans who pretended that they had a farm in Idaho because they were going broke and couldn't work.
Lauren LaRosa
Or a retail shop. Or a retail business.
Lacy Mosley
Or retail business. But then what about, like, y' all want to put blue from pretty Ricky up in jailhouse. But then y' all let Khloe Kardashian have her loans be forgiven. Like, she could have paid them. People, like, people were just trying to, like. Now, Blue did do some egregious stuff with the money. He bought some cars and stuff. But I'm like, if you were just trying to pay bills and you saw this as an opportun opportunity to get a little coin, I'm not that mad at it. But they're forgiving huge PPP loans.
Lauren LaRosa
You're right.
Lacy Mosley
And they're coming after people who took $5,000 because they want free labor in the prison.
Lauren LaRosa
We know. Yeah. So they ain't letting that 2, 5, the 2, the 3, 4, 5 million slip.
Lacy Mosley
I mean, they might not have caught it. Like, it took them till 9 million to realize something was up. I feel like if. I feel like if everybody had just stopped around 4 mil and been like, you know what? I hope you put your money in some. You know, you got an ira, you got some college funds for your kids. Quit adding Amtrak, move to another state, get on the Amtrak the next time you work there, and just ride it away and, you know, and maybe they would have made it.
Lauren LaRosa
I don't know. I just. I just. For me, it's like I get the excitement, the thrill, and, like, the. I'm gonna take back what was taken from me and my people of the scamming, but the end of it. I'm just. I always feel like you're never going to. You never get away with this and just go live a happy, peaceful Life. Like, it's 2025. The Internet is too vast. Our technology is too bad.
Lacy Mosley
Oh, people are getting away with things, and. And we don't know who they are because they're getting away with it.
Lauren LaRosa
Who?
Lacy Mosley
There's some scammers I'll never meet. And I think about that, and I get sad. I stare out the window as the rain pours down the window pane slowly driving me insane.
Lauren LaRosa
Yeah, I think about those standards start for you. This connects. Not to take note podcast. This connection with this scam stuff. Like what? What is the. Like how? Why?
Lacy Mosley
Well, if you read my book, I won't spoil the beginning, but it started when I was five.
Lauren LaRosa
What's the name of the book?
Lacy Mosley
Scam Goddess. We keep the brand strong. The television show on Hulu is also Scam Goddess. You know, I don't want you to forget, you know, just, you know, one name you got to remember. Scam Goddess Church. Hallelujah. Amen. It'll All Be Goddess is already in the title church. But no, I was just fascinated with, like. I guess at an early age, I learned how to, like, get what I wanted from people, but it was things that I, like, needed. Like, I basically got abandoned at school when there was no school when I was five. And so I spent the whole day, like, scamming, basically, like, scamming my way into hanging out with a family and pretending I was with them until, you know, that that shook down. And, like, it was just the whole day was like that. And then when I was eventually found, I scammed my way into a dessert that I wanted for dinner, like you.
Lauren LaRosa
Oh, you ain't get a beating?
Lacy Mosley
No, no, no. Because they left me there. But you can read about it in my book. But. And you've probably heard it on this podcast if you're an early enough listener. But, yeah, I just have always had a fascination with confidence artists and people who saw rules and decided that they had no hand in creating them, so why should they follow them? Like, we're all just people, everything made up. So. And I remember when I learned everything made up, it was from my cousin. He was grading papers. He was a teacher at the time in a New York City school. And I was reading some of the names, and I was like, jarvia, who name their baby this? And my cousin looked me dead in my face, and he was like, every name is made up. And I was like, oop, the white supremacy had jumped into me, and I was like, get out of me, devil. So you know what I mean? It's like, we can make our own rules. And if I want to go to a place and I feel like I should belong there, if I walk in with the right outfit on and act like it's the most ghetto shade I've ever seen in my life, no one questions me. They don't even look at my credentials. Because now when I walk into places that I should be in, no one questions me and looks at my credentials. Cause I look like I'm like, I should be here. So. So I do that.
Lauren LaRosa
I think that that's. That's the I'm not a scammer, but that's a dreamer lifestyle, too. It's just like, oh, no, this is mine. I'm supposed to be here. And you just fake it till you make it. Even if it's just mentality. Fake it till you fake it.
Lacy Mosley
And honestly, is it faking it if you were all always it?
Lauren LaRosa
No, it's not.
Lacy Mosley
If you were born that girl, then you you supposed to be that girl still that girl. Always will be there girl.
Lauren LaRosa
And these are things that they would hear in the church. In your church.
Lacy Mosley
Exactly. Okay, see? See? So we will be preaching. We will be preaching.
Lauren LaRosa
Sometimes I won't be there, but you will be.
Lacy Mosley
I feel like you'll show up for one service to see what it's given.
Lauren LaRosa
I might click a YouTube link.
Lacy Mosley
Oh, my goodness. So $9 million racked up by. They ran the train. On the train. Okay, so we're gonna figure out what my producer just means by that, because I'm a little scared. So inside Amtrak, two of the scam ring leaders were former employees. Devon Burt. Oh, no, not Devon.
Lauren LaRosa
Why you say, oh, no, not Devon?
Lacy Mosley
Because we know that's one of us.
Lauren LaRosa
I was about to say, tell the people why you said that. Not day Dae. Oh, my God.
Lacy Mosley
Not dayday. Oh, my God. I ain't never met a white Dae Dae. Ok, okay, so Devon Burt of Blue Bell, Pennsylvania, and Hallam Gelser of East Orange, New Jersey. Okay, that may not be us. They were responsible for recruiting Amtrak employees to participate in this scheme. So they were running the scam train. On the train, they would be working and be like, hey, bro, like, don't your back hurt? Don't you want to make a thousand dollars? Like, love it. They admitted that they threatened to injure a healthcare provider unless Hallam was paid a cut of thousands of dollars. Like, a true. Classic mob shakedown. Oh, man. Now threats of bodily harm. I'm still on y' all side a little bit. Walk with me, Lauren. Walk with me here.
Lauren LaRosa
Thought you was about to be like, no, that's too far. I'm walking. Go ahead, go ahead. I'm slow walking. I'm a little behind you. I'm trying to see, Like, I'm scoping the scene.
Lacy Mosley
So when the Montgomery bus boycotts happened and black people stopped riding the bus because we were trying to end segregation and, you know, not sitting in the back of the. The roads, the parks of it. All right? And there was a bus boycott. This boycott. First of all, we don't know how to do boycotts now. Y' all girls be like, we boycotting Amazon from the first to the third. Boycotts do not have an end date. You can't tell the people you're boycotting that y' all gonna come back in three days. That's not how boycotts work. You gotta keep boycotting until they do what you want, and you gotta have demands. You can't just be like, we gonna hurt Them like, what? What do you want from them? Hello. We really need our civil rights leaders back because the girls are out here just flailing, Butler. And we got to get on their side because we need help. And so the boycotts that they had in the bus boycotts, there were people. There were black people trying to get on those buses. And the Panthers. The Black Panthers would, like, snatch them off the bus, beat their asses. Yes. You thought everybody complied.
Lauren LaRosa
No, I didn't think everybody complied, but I just didn't hear this part.
Lacy Mosley
No, we don't talk about this part in history. It's documented. Just like in today's culture, we have some people who can't be saved in our cultures, in everybody's culture. You know what I mean? White culture. Y' all got yalls, magas and black culture. We got our abuser supporters and all types of people. We all have our bad people because, like, a race does not inherently make you good. So there were a lot of people who were, like, trying to get on that bus so they could get out of the heat, and they went straight to the back to get to their job. And the Panthers would jump on that bus and grab them and be like, we are boycotting. What are you doing? Get your ass off of this bus.
Lauren LaRosa
I do think you need some sort of. There has to be some sort of. I don't even know what you call it, but I guess the best way to put it is for every Martin Luther King, you do need a Malcolm X.
Lacy Mosley
Yes, Perfect.
Lauren LaRosa
That's how I feel anyway. People will argue different, but I do feel that I can understand that. Right.
Lacy Mosley
So an acupuncturist, a podiatrist, and a penis enhancement. And Doc walk into a bar. In addition to Susie, they also worked with a New Jersey doctor, Muhammad Mazira, who made more than a million dollars from the scheme. So this is Mazeera's aesthetics. He did Botox, Juvederm. He did. Oh, he did all the things. Okay. And he looks very upstanding, doctorish. But it's something about the way he's looking at me that's like, yeah, I'll do a little crime. Just like, a little bit, like, his forehead is full of stuff.
Lauren LaRosa
I see it. I see it. The lips, too?
Lacy Mosley
Oh, yes, very much.
Lauren LaRosa
Lips full of lies. Forehead full of secrets. That's it.
Lacy Mosley
Lips full of lies. Forehead full of secrets. Amen.
Lauren LaRosa
You can spot a lie. He probably a Leo.
Lacy Mosley
No, he probably a Leo. It is giving. It's giving Leo. And he never thought he was gonna get Caught. He has the assurance of somebody who's done crime before and just does not get caught. And he got newspaper. And I'm looking at his charges for the Juvederm and the Botox, and, like, I'm thinking about what it costs.
Lauren LaRosa
Are these good numbers? I've never done any of this, though.
Lacy Mosley
I feel like his Botox units are a little high. But the Juvederm, it depends, because he got his face over, what. How many units you're gonna get, which is wild.
Lauren LaRosa
Okay.
Lacy Mosley
Um, but it. The prices look pretty comparable. They. They don't look. They don't look too bad. So before this grift. Oh, my gosh. We. We were right. We were right. Before this grift, Mazeera had sued Yelp over bad reviews and had his New Jersey medical license suspended for botched breasts and penis enhancement surgeries. I knew this wasn't his first scam. I knew the trains were not the first scam.
Lauren LaRosa
How do you botch a penis?
Lacy Mosley
I don't think you're supposed to be operating on a penis.
Lauren LaRosa
How do you come back from that? Because botched boobs. I know some people go. You can go. They can't. They go back, and then they restructured.
Lacy Mosley
Them or they take that implant out and they put a better one in or, you know, upgrades.
Lauren LaRosa
How do you. How do you fix a botched penis?
Lacy Mosley
I don't know what you got to do to it. I don't. I don't know. You might have to have an external device to. To work it again or something. I'm not exactly sure.
Lauren LaRosa
Oh, gosh. But also, like, I work so much today.
Lacy Mosley
As much as penis havers who love their penises. Love penises. I'm surprised y' all would take the penis under a knife like that. Just feels. That's scary. I don't know if you should be doing that.
Lauren LaRosa
I don't know why. I just keep thinking of a chewed up Tootsie Roll, but let's move forward.
Lacy Mosley
Not that visual. Oh, no. I mean, it might be rib.
Lauren LaRosa
They.
Lacy Mosley
No, no, no, no, no, no, no, no, no, no. Y' all didn't hear that. Y' all didn't hear me say that. The last crooked doctor was a New York podiatrist named Michaela Nicola, who later pled guilty to conspiracy to commit health care fraud, distribution of a controlled substance, and unlawful. Awaiting sentencing. He paid one Amtrak employee on oxycodone prescriptions instead of cash. So he was trying. So Dr. Danicola, he was trying to keep even more money by being like, Okay, I can give you your thousand dollars, or I can give you a script for Oxy, which is a highly controlled substance which is extremely addictive.
Lauren LaRosa
And I know what oxy is.
Lacy Mosley
Of course we know you do. That was for the girls outside.
Lauren LaRosa
Oh, no, no, no. Don't say it like that.
Lacy Mosley
Oh, no, I ain't say it like you. Like you know a person like you be. My gosh. Lauren. Lauren is over here really doing. She's not. She's not stepping on no minefield.
Lauren LaRosa
She said clip it up. Lauren LaRosa says she knows what oxy is. How does she know?
Lacy Mosley
She said she really knew. No. Oh, my goodness. Yeah. The days of the Internet. Right now, you can't say anything out of context. You got to whip it up real quick so they can't clip it together. So let's look at some of the. We're going to backtrack for a second to look at Dr. Mira's Yelp reviews. I just want to see a couple negative ones because what were they saying about this? This man? Did he.
Lauren LaRosa
I would love to hear from one of the botched penises.
Lacy Mosley
One star reviews when you're a doctor is crazy. Okay, so. So we have.
Lauren LaRosa
I wish I read this before I saw the doctor. Don't you read? I. I think I read reviews if I'm going through cosmetics. I've never been to a cosmetic surgery doctor, but I would read a review first.
Lacy Mosley
Yes. You're not going to be. First of all, I take personal recommendations from people whose work that I seen. I'm not rolling up in here on some Yelp shit like so you could cut open my body. That's wild. So this one says, I wish I read this before I saw the doctor. He has a bag of pre filled, unlabeled syringes that he whips out and with the sleight of hand, he starts stabbing you with the needle. No prep and bam. They shoe you out. No instructions, no aftercare, no advice. Most professional healthcare providers know that you. You insert a needle, an angle, not straight like a dart board. No. You just in there sticking y'. All. First time in my life that 30 units of Botox made no difference on my forehead and in between my eyebrows. What a waste of money. I agree. Buyer beware. And Groupon should not be having these ads available. Okay? Please do not do Groupon for your.
Lauren LaRosa
Now, sis, we started off this episode and I was telling you I don't feel bad for people who sign up for the bs.
Lacy Mosley
Yeah.
Lauren LaRosa
If you find your cosmetic doctor on Groupon and you don't read reviews on top of that.
Lacy Mosley
Mm.
Lauren LaRosa
You have empathy for these people.
Lacy Mosley
I mean, everybody wants to look the way they want to look. And we don't know what these people use their faces for or why they need Botox and why they. You know, maybe they can't afford it, so they need to get a little. The cheaper version.
Lauren LaRosa
We don't know what they use their faces for.
Lacy Mosley
We don't. We don't know what they use their boobs or their faces for. Okay? It's people out here doing sex work and stuff, and they might get a boost in, you know, membership if they got a new titty or, you know, a smoother face. So we don't. And it's not just sex work, you know, it's models. We don't know what you're using it for, so you might be in a pinch, and you might really need it, or you get more tips at the place that you work at. We don't know. But I will say it's not good judgment, because it's just. Your face is forever. It's the only one you get. I mean, unless you do plastic surgery. But if you botch it, then you can't go back to the original. They don't have no redo on the face. You can't get back to what you lost. So it's a real big risk. But also, I'm of the mind that this man is, like, one step up from those people who did bbls with, like, weird fillers in the basement. He was like, instead of the basement, I'mma get an office.
Lauren LaRosa
Allegedly.
Lacy Mosley
Allegedly. I'mma get off, because how are you getting, like, anytime I've gotten Botox or even a little juvederm, it comes from, like, a syringe. I mean, not a syringe. It comes from a bottle that is sealed, and then they use the syringe. They. It's not. It's not. You just grab a syringe out of a bag. Are you reusing these? Where is your biohazard, like, trash can? What's on going.
Lauren LaRosa
I've never done that. Any of that. But if. If and when I do, I. I would just. I'm going to research before I go. Heavily research before I go. Hit me up, girl.
Lacy Mosley
I know all about them.
Lauren LaRosa
Okay. Yeah, well.
Lacy Mosley
Well, I don't mean, like, I.
Lauren LaRosa
You got a lot of sympathy for the scams and stuff. I don't know. You might send me somewhere that.
Lacy Mosley
I'm not trying to send you to.
Lauren LaRosa
The scams that People get back at the system. That something, something, something. I want to go where the system. Whoever is with the system, wherever they go, send me there.
Lacy Mosley
See, you got. See, you got me confused, Lauren, because I'm not. I'm not trying to get people to do this. I'm warning people about scams. Everybody who's listening to this right now, they now know some new stuff. That's what we're doing over here. I'm not gonna send you into the scam.
Lauren LaRosa
Fire a scam. I just didn't. You know, there's a. The empathy. I'm like, girl, my forehead is on the line here. I don't need the empathy. I need to go where the people that know be going.
Lacy Mosley
My empathy is with the people who went there. Because you asked me, like, why would these people do. Empathy is with the victims. My empathy is not with this scammer. I want him packed up, locked up. They need to close the doors on this syringe in a bag special. Like, that's very weird and bad.
Lauren LaRosa
Yeah, because now I'm looking like a chewed up Tootsie Roll on the forehead. And it's because I trusted my girl scam goddess. You know what I mean?
Lacy Mosley
Oh, no. See, now this is where I have to act like you. That would never happen because I would never recommend anything that would be illegal or harmful to you.
Lauren LaRosa
Okay, okay.
Lacy Mosley
We got ads on this show.
Lauren LaRosa
Lauren, do listen. I'm just here. I'm a willing participant here. Well, not in any enterprises, though.
Lacy Mosley
Still clarifying.
Lauren LaRosa
I've been in court for the last two months. Just the word scam is making me, like, quiver.
Lacy Mosley
Oh, yeah. Oh, yeah.
Lauren LaRosa
In court for Diddy. Not because I did anything. I didn't do anything. No, they don't know. They might not know.
Lacy Mosley
I know you. I know you didn't mean for that to sound the way it sounded when it came out, but it did.
Lauren LaRosa
Oh, wait. And not for him. Like there.
Lacy Mosley
You said, I'm not in court for Diddy, but I didn't do anything.
Lauren LaRosa
Back to the reviews. This one is pretty long. What is this one saying here?
Lacy Mosley
Okay, so we're gonna clip into this one. Cause it's very long. I show up and wait close to two hours after arriving promptly for my appointment. I finally meet with Dr. Mazara, and he has all the fillers and syringes laid out on a folding chair.
Lauren LaRosa
Whoa.
Lacy Mosley
Not in their respective boxes, displayed neatly, or even packed away nicely in a travel case, considering this isn't a personal. His personal office. No, no syringes oh, Considering that this is his personal office. No. No syringes on a folding chair. Not even an office swivel chair. My guy. You got them on the foldout.
Lauren LaRosa
Yeah. Or like, the little table that they scoot out when they come. Like, the little tray.
Lacy Mosley
Yeah, the little tray thing. Like, baby, now I'm going to the cookout, and I'm also getting syringes. Like, you got a folded chair. This is a spade table chair. Like, no. So it says, not samples, not empty dummy syringes. These are real syringes that he's about to inject into your face. Little did I realize this until he picked up a syringe of what I think is Botox off the folding chair and proceeded to it to just fill my forehead. I wasn't even sitting down. I don't know.
Lauren LaRosa
Did she leave? Did she let him touch her? That is the real question. Because this is exactly why I don't feel bad for the people getting scanned. Let. Tell me.
Lacy Mosley
Tell me. She went home. You getting a medical procedure teacher? Why you standing up is crazy. That's like, if I went to get my eyebrows done, and they was like, yeah, just stand right here, and they just start plucking them. Like, what are you doing?
Lauren LaRosa
Imagine getting your lashes done and they just like, all right, stand up.
Lacy Mosley
Squat. Squat is wild. Oh, yeah. And the lash texts also need to be stopped, because that's not. Y' all out here making these ladies eyes red and burning them with glue. Like, and then they got the nerve to post it on your Instagram like, it looked good. Y' all got these ladies looking like Snuffleupagus with pink eye. That's wrong. That's wrong.
Lauren LaRosa
My lash girl be doing me right.
Lacy Mosley
I love a good lash installment. I'm low right now.
Lauren LaRosa
I'm about to go get my lash girl. Be doing me good. To the ones you talking about, though, where you gotta, like, you peeling lashes out your face for two days. Cause it hurts. Mm. This. This woman right here, did she stay and get this Botox or whatever she was getting while she was standing?
Lacy Mosley
So this person says, I wasn't even sitting down. And we really didn't go over concerns prior to anything. He just made me stand. He injected my forehead, and that was it. Of course, he tried to sell me other fillers, but now my guard was up. It needs to be. You need to be running. I don't know what you mean, guard up exactly.
Lauren LaRosa
Now listen, your knees need to be up now you hear? Now you hear me? Why would you allow this man, to poke your face. There was no red flag before any.
Lacy Mosley
Of this with folding chair needles. I feel like the first red flag was the folding chair needles.
Lauren LaRosa
And I would hate to see this person's dating life. I know she. She be in Six Flags.
Lacy Mosley
The bar is in hell. Like she Six Flags. She. Unless she paying, they. She ain't going to Six Flags, okay? She lucky she go to the dollar theater.
Lauren LaRosa
No, I mean. Cuz they got all the flags and she ain't ignoring them.
Lacy Mosley
Oh yeah, the Six Flags. She ain't gonna see none of them, okay? She. She walked over cotton candy and that's it. So obviously the guards are up. I think we already said the guards should have been. We're past that. Upon leaving, I tried to inquire about other fillers and he was extremely rude, dismissive, condescending, and literally rolled his eyes countless times as if he just couldn't be bothered. I left, okay? Why were you asking about other fillers? You just got jabbed while you were.
Lauren LaRosa
Standing up and complained the whole time in your head.
Lacy Mosley
Babes. They don't do that at Walgreens for free. Flu shots. They let you sit down and you got jacked, actually.
Lauren LaRosa
And sometimes if you. Because I remember when it was on the COVID shots, you might sit down on a folding chair. So he had the chair for you. He just didn't offer you to seat.
Lacy Mosley
Yes, it was too busy holding all the other syringes. Let's get to the bottom of this. So flash mob insurance scammers in the Northeast region, specifically the 119Amtrak scammers who sold their insurance info were mostly located on the New York to D.C. route. Specifically, they were based in Pennsylvania, Delaware, New Jersey, New York, Maryland, Connecticut and Washington D.C. so that makes sense to me as why they can catch this as fast the 9 million, because this is across different state lines, so they had to probably start doing the math. Here's a quote from Amtrak's Inspector General, Kevin H. Winters. He says the sheer volume of employees who cavalierly participated in this scheme to steal Amtrak's funds suggests not only a serious lapse in basic ethics, but troubling workforce culture, at least in the Northeast region, which is a blatant criminal behavior, somehow normalized. And look at at this guy. Bitch, you. I hate this man and I don't even need to know him. I hate him, cuz. Oh, a a lapse in basic ethics. Stealing from Amtrak. Amtrak. Are you paying your workers a livable wage? Are you paying them enough money that they don't want to lose their job. Because if you pay people enough money that they don't want to lose their job, they most likely won't engage in fraud because the job is too good. You know what I mean? Like, what's, what's worth the risk? Like me doing this shady scheme and losing my benefits, my pension and all my good money coming in and kids having, having, you know, food and health care and, and, and, you know, a decent living. We can go on vacation at least once or twice a year if it's a good job. You're not risking your good job for a scheme. Y' all was over there tricking me.
Lauren LaRosa
I had, I had friends that worked for Amtrak. They don't work there anymore, though.
Lacy Mosley
I'm sure they don't.
Lauren LaRosa
Yeah, yeah, they don't.
Lacy Mosley
Nobody's. I've never heard anybody be like, Amtrak, such a great job. They so good to us. Like, no one has ever said that, ever.
Lauren LaRosa
I think it's a location thing. I'm from Delaware, so the friends that were working there were from Delaware as well, too. It's a lot of Amtrak workers. I think it dep. Depends on where you are in Amtrak too, you know, depending on like, what you do. But it's a lot to get to, like, the good paying jobs. And you know, they have like these unions and things like that, but. Yeah, that's a whole nother conversation because I think unions in those conversations too, can be a. That could be a topic for you as well, girl, because they. Yeah, they get into something.
Lacy Mosley
I know I'm on. I'm pro union, though. I'm in a union.
Lauren LaRosa
I love it. Well, you're in the talent side, so it worked well for you.
Lacy Mosley
Yes. Other sides, I guess a lot. So some of the workers even handed over their kids insurance information now that you put the baby in it. Now, given the baby. The baby getting acupuncture. Be serious. Given the recent trend of rail accidents, Amtrak workers might actually want to have access to their healthcare plan coverage. For real. Like, we've had railroads longer than we've had most travel. Like, we. We ain't got the railroad right yet. So. Workers still on the job. Susie, the Long Island City acupuncturist, was sentenced to 34 months in prison for Frau in order to pay back the nine million. Now, y' all know Susie ain't got it. I don't even know why y' all playing with her like that. Devon. Or this could be Devin and maybe I read it with an accent. No, it's Devon. It's Devon and Halum could still be.
Lauren LaRosa
One of us too.
Lacy Mosley
Exactly.
Lauren LaRosa
Mm.
Lacy Mosley
So the Amtrak ringleaders pled guilty to conspiracy to commit healthcare fraud and conspiracy to communicate extortion threats. As a part of the plea agreement, Devon agreed to pay back nearly a million dollars. Hallam agreed to pay back about 1.66 million. Twelve more American Air Amtrak employees are facing criminal charges. Seven of them have already pled guilty and are waiting sentencing. 28 other employees relied or, I'm sorry, retired or resigned in the disgrace because of the investigation. And another 30 left the company for other reasons around the time that everybody did this. But 61 of the scammers still work at Amtrak, which is partly taxpayer funded, by the way. So I say the 61 employees who still work there, we clearly, we need them. Like, y' all see all these crashes and they got like, what a stack from this scheme. They weren't making the hundreds of thousands of dollars that the ringleaders were making. Like, come on, do you want to work on the train?
Lauren LaRosa
I do think there's something to what you were saying earlier when you were like, you know, I don't even know if it's a thing of value, your job versus do I commit a crime? I think it's a, a thing of like inside, of working for the business, but also to whatever is happening outside in the world. Like, like right now, people are hurting so bad because of how expensive things are. Even if you have a well paying job, if it's the choice between I can overly feed my family and be comfortable and just think through life because I'm not stressed about money, you're probably going to choose that. So if one thing gets you to that, you might take the risk and risk and do it. So, you know, my empathy comes in a little bit there. Cause I can get that, you know what I mean? People doing what they gotta do to get by.
Lacy Mosley
Yeah. And everybody is squeezing us harder and harder and harder. I remember when you used to buy a cell phone, I won't say any brand you used to buy a cell phone, it would be the cell phone, it would be the charging cord, the block that the charging cord goes into and some headphones. Now when you buy a cell phone, it's just a phone and maybe a cord. Like they're squeezing us everything. They're nickel and diming us to death. And insurance companies have a great nickel and diming you to death because they branded everything. So it's like you got a deductible. What does that really mean? It Means you paid all this money into this system. But since you actually need to use the system, we don't need a little more money from you because we greedy. You got premium.
Lauren LaRosa
You can't afford to really pay per month. Right. Like, it's kind of like a classism economically. It just puts you in a bad position. Because if you're a person who really doesn't have the money anyway, and you're having to force yourself to pay for insurance because you need it, you're not going to get the lowest deductible. You're trying to just afford that monthly payment or whatever you got to do for those insurances.
Lacy Mosley
Exactly.
Lauren LaRosa
And then you put in a position.
Lacy Mosley
Companies that advertise we have health benefits. It's like, no, you're basically saying your livelihood is attached to you being employed. You like it.
Lauren LaRosa
But that's.
Lacy Mosley
That.
Lauren LaRosa
That's the. That's the real world.
Lacy Mosley
Yeah, but it's like, if you brand it like health benefits versus, versus, like live to work, work to live, then one sounds better. It's like, listen, health benefits or die. If you don't get to the desk.
Lauren LaRosa
I understand you more now. It's more like a radicalist view. It's like people versus the capitalists.
Lacy Mosley
Yeah, absolutely. And it's so funny how we call it radical because we've normalized. What's actually radical is how we're being pinched and squeezed and stolen from every single day of our lives. Like, being alive costs so much money. I can't go outside my house without spending at least $20 to $200. Air ain't free no more.
Lauren LaRosa
Say, where you going for $20? Cause I feel like every time I walk out, I spend 100 to 200.
Lacy Mosley
Yep, the 100 is the new 20. A 20 don't give what it used to give.
Lauren LaRosa
Used to be able to get things outside. Costs at least 150. Gas. It's like you're spending like $70 to fill your car up.
Lacy Mosley
Oh, yes. Oh, yes. 70, 75. And don't be in California. You can creep into a hundred depending on what neighborhood you're in and what kind of car you Dr.
Lauren LaRosa
Don't eat. Don't not eat before you leave your house.
Lacy Mosley
Oh, you want some outside food? Oh, that's gonna run you at least $67. And that's for your meal. Okay.
Lauren LaRosa
Yeah.
Lacy Mosley
And. Oh, you want to drink with it? Okay, now we pushing 89, so you.
Lauren LaRosa
Better get the water and the tap. Okay.
Lacy Mosley
When they say sparkle is still a tap, everybody just screams tap. I Go get it myself. Where y' all sink at? I already got mine from the bathroom. We can't play, but. Oh my goodness, Lauren, this was such a blast. It was so nice to meet you. Welcome to the congregation. Even though we know you are only on the legal abiding, law abiding side. We have two pews, so you know, the shadier people sit on the other.
Lauren LaRosa
Pew closer me, I ain't judging them neither. I, I, you know, we in church. I'll church hug.
Lacy Mosley
Exactly. Come as you are. Amen. Amen. So we always ask on this podcast, where would you like to be found? Anything you want to plug socials, anything you want to. You got going on, you want people to see.
Lauren LaRosa
Yes. So I have the Latest with Lauren LaRosa, which is my podcast. It is weekday mornings and it is your daily digestible breakdown of all things pop culture, entertainment news, and I do some exclusive news. We break news there as well too, but we also get into conversations that shake the room. That's why I've enjoyed this conversation. Like conversations that really impact people, you know, opinion and thought that you don't necessarily hear everywhere because, you know, people don't want to get into the thing sometimes. But we do over on my podcast, so you guys can check that out anywhere. You get your podcast. And then I'm Lauren everywhere. So Instagram, TikTok, Twitter, Lauren LaRosa. It's L O R E N, not L A U R e N. And LaRosa is L O R O S A. I am not Dominican. Please put some cotton fields all over my name. But yeah, and then of course you see me on the Breakfast Club daily as well too. Breakfast Club is everywhere on social. The Breakfast Club.
Lacy Mosley
Yes, you can find it everywhere. Charlamagne once presented me with the iHeartRadio award.
Lauren LaRosa
Oh, that's good. That's fire.
Lacy Mosley
It's very funny because they told me I had to walk and stuff. Yeah, it's lovely.
Lauren LaRosa
So he's real short.
Lacy Mosley
Yes, he made me feel tall. Cuz I am. I'm 59 on the Internet, so you know.
Lauren LaRosa
Yeah, he's a little round man.
Lacy Mosley
He's gonna love that Charlemagne. Come on the show.
Lauren LaRosa
You laughing. Do you see? I'm really serious.
Lacy Mosley
I mean, no, I mean, I. Yeah, I was with him. Yeah. So. But he not that little.
Lauren LaRosa
Cuz I'm tall.
Lacy Mosley
So we both tall. So you know what I mean? Like.
Lauren LaRosa
Oh, you're short too.
Lacy Mosley
No, I, I'm a. I have a tall personality. Lauren, you're not hearing me. I'm 59.
Lauren LaRosa
Oh, my bad. Dang. Sorry.
Lacy Mosley
On the Internet, okay? Because no man is ever not 5 9. That's only on daily dating profiles.
Lauren LaRosa
But me, y' all aren't short. Y' all are height comfortable.
Lacy Mosley
You know, we have tall personalities. That's what we like to say, Lauren. Okay. Yes.
Lauren LaRosa
Love it. Shoot for the stars, girl.
Lacy Mosley
Wow, you're speaking like a tall. I feel I give a little five eight.
Lauren LaRosa
Five nine over here.
Lacy Mosley
But it's cool.
Lauren LaRosa
It's cool. It's all right. It's the same height.
Lacy Mosley
Sis, why you playing calling me short?
Lauren LaRosa
That's not short.
Lacy Mosley
I'm gaslit.
Lauren LaRosa
You said you were Charlamagne's height. He's a little man.
Lacy Mosley
I'm gaslighting you, girl. Oh, wait.
Lauren LaRosa
How tall are you really? Like five' two.
Lacy Mosley
You know I'm five.
Lauren LaRosa
The way you just spun around that chair, I feel like your. Your feet aren't on the ground. I just saw that. Okay, all right, I gotta go. I'm about to get kicked out of the church.
Lacy Mosley
Definitely kick it.
Lauren LaRosa
And I'm about to get kicked out of the congregation. I just got invited.
Lacy Mosley
You just got here, okay? You ain't even had communion yet. We get. We getting the wine and the laced potato chips out right now.
Lauren LaRosa
You got. I don't think y' all going to want to baptize me.
Lacy Mosley
Okay. I'm going.
Lauren LaRosa
The rows of everybody everywhere. I'm not saying nothing else. Thank you so much for having me. I've had a great time.
Lacy Mosley
Thank you for being here, as always. Y' all can find all these photos of these shady doctors and everyone else on Scam Goddess Pod on Instagram. You can see me on Twitter. Scam Goddess Pod. If you want to chat with me, see what's coming up next. Scam Goddess, my book is available everywhere. They sell books and also on audiobooks. So get into that and Scam Goddess television show. All episodes are streaming now on Hulu, Going Dutch. All episodes are streaming now on Hulu and. And I am going back to Ireland for season two of Going Dutch. So we will be bringing you more of that handy congregation. I want you to get out there and choo choo, choose which rules you want to follow. Scam Goddess. Scam Goddess stars and is hosted by me, Lacy Mosley, AKA Scam Goddess. Our producer is Jessica Cisneros, and our audio engineer is Rich Garcia. Research for the show is conducted by Kate Doyle. Stay scheming.
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Podcast: Scam Goddess
Host: Laci Mosley
Guest: Loren Lorosa
Date: October 7, 2025
Comedy meets true crime as host Laci Mosley welcomes pop culture correspondent, producer, and vlogger Loren Lorosa for a lively exploration of bold frauds, pop-culture obsession, and the big Amtrak healthcare scam. With trademark wit, Mosley and Lorosa break down how over 100 Amtrak workers, aided by sketchy doctors, syphoned millions from the company’s insurance plan—and unpack the cultural, economic, and ethical layers of this historic hoodwink. The episode blends scam deep-dives with social criticism, reality TV sidebars, and plenty of personal anecdotes.
Episode delivers comedy, sharp social insight, and scam breakdowns with heart. Laci and Loren reveal the human (and hilarious) sides of scam culture—reminding us to stay vigilant, question authority, and maybe, sometimes, have a little empathy for those caught grinding in a rigged system. Stay schemin’!