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Vacation budgeting tips are easy to find and hard to follow, especially when the flights are already paid and the costs keep creeping up anyway. Anita Bruinsma of Clarity on Your Money works through what actually happens when the excitement of booking a trip collides with the reality of what it costs to be there, and why the regret that hits on the drive home is almost always preventable.

The fix isn't complicated. A daily spending number, shared with everyone on the trip, turns a string of individual decisions into a collective plan. Anita explains how to build that number, why involving kids in the conversation works better than most parents expect, and what to do when two quiet days roll into one bigger splurge.

The second half gets into the mechanics: whether a TFSA makes sense as a dedicated vacation fund, why that money should never be invested, and how automating a transfer on payday removes the part of financial planning that feels like a second job.

Topics: vacation budgeting tips, TFSA savings Canada, travel money planning, financial anxiety, automated savings

GUEST: Anita Bruinsma | clarityonyourmoney.com

Originally aired on 2026-06-29