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George Camel
Welcome to our crib. Today we're peeking inside the bougiest real estate in America. From luxury celebrity homes to billionaires in Nebraska. No, it's just a little too late, you know?
Rachel Cruz
Just a little too late. George Camel. I can't.
George Camel
It's called Sunk Cost Fallacy.
Rachel Cruz
I can't. You have added so much stress, they
George Camel
would have funded my kids college twice over.
Gwyneth Paltrow
Probably.
Rachel Cruz
Oh, my gosh. George Camel. Hey, guys, I'm rachel cruz. I'm george camel and this is smart money happy hour. Cheers, george.
George Camel
Cheers.
Rachel Cruz
That's refreshing.
George Camel
That'll pique your interest.
Rachel Cruz
Well, this is the show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events and money.
George Camel
But first, Rachel, let's talk about what we're sipping on here. This is a beautiful purple drink called Purple Rain. You know who sings that?
Rachel Cruz
Prince.
George Camel
Nicely done.
Rachel Cruz
I won't sing it cause I don't sing in public. But the artist formula, I'm humming it in my head.
George Camel
Well, we're give you a rating and reveal the cost per glass for this cocktail at the end of the episode. So stick around for that. And we love this sound, don't we?
Rachel Cruz
Just a little.
George Camel
That really whets the appetite. Just hear some ice clinking.
Rachel Cruz
Yeah. ASMR or whatever it's called.
George Camel
Yeah.
Rachel Cruz
Yeah.
George Camel
I'm surprised you know that.
Rachel Cruz
I do know that.
George Camel
I'm proud of you.
Rachel Cruz
It's very satisfying sometimes. You know the best? Asmr.
George Camel
What's that?
Rachel Cruz
Rug cleaning.
George Camel
Oh, yes.
Rachel Cruz
We won't get into it. But the swish and the squeak and the. Oh, it's the. It's the best. It makes me so happy.
George Camel
The sound, the visuals.
Rachel Cruz
I know. Okay, well, we recently discovered that George has a new talent.
George Camel
I've had it. I just haven't had to use it ever.
Rachel Cruz
Well, it is.
George Camel
You ready for it?
Rachel Cruz
It's an accent. You can do impressions. So give us.
George Camel
That's a strong. I can do them better than you. The bar is low. All right, let's see if you know this one.
Rachel Cruz
Okay.
George Camel
Some celebs have a Malibu mansion. Others a ski lodge in Vail. But there's one who vacations in Cabo next to Mark Zuckerberg's yard. This is the Fabulous life of Rachel Cruz. That's as best as I can do.
Rachel Cruz
I'm dead if you could do that. Like skull emulsion.
George Camel
That guy.
Rachel Cruz
I don't know.
George Camel
I don't even know where he's from.
Rachel Cruz
I don't even. The Fabulous Life Is indistinguishable.
George Camel
It's not quite British.
Rachel Cruz
It is. It's got some Brit to it, right?
George Camel
A little bit.
Rachel Cruz
Golly. Do you remember that show, though?
George Camel
The fabulous life on VH1.
Rachel Cruz
It was so good. It was so good.
George Camel
Our obsession with celebrities lives and homes. And now we don't have that, but we do have the artificial.
Rachel Cruz
We got the original clip, though.
George Camel
Oh, we do. Okay, here's a. If you don't know that reference, here's a clip from the original show so you understand how good the Fabulous Life was. Plus, you think she's just living off daddy's money. Wrong. This is the Fabulous Life of Paris Hilton. There you go. That's all you need. See how close my impression was?
Rachel Cruz
Did really good.
George Camel
Probably mistook it when I was saying it.
Rachel Cruz
You did good.
George Camel
Well, we don't have the fabulous life anymore. RIP VH1. I don't know. What is that even a channel?
Rachel Cruz
Cribs was mtv.
George Camel
Crib. Yes. MTV had cribs.
Rachel Cruz
Yeah.
George Camel
Fabulous Life felt a little more like.
Rachel Cruz
It's a little classier, cuz you got a little classier. See the plains. You got to see like, she could buy face lotion.
George Camel
Cribs went a little more humor.
Rachel Cruz
They fill up the country of Cuba, you know what I mean? Like, they always like give these comparisons of like, she can buy enough of. And they fill it in and you're
George Camel
like, oh, man, we don't have that anymore. But we do have YouTube and Architectural Digest has these celebrity home tours that are a little bit creepy, but they're fun to watch.
Rachel Cruz
It's not the one that is like a one take through the whole thing.
George Camel
No, that's a different. That's like the GQ.
Rachel Cruz
Oh, okay, okay, okay.
George Camel
With like 48 questions with Taylor Swift. And it feels so forced.
Rachel Cruz
But it's like. It's like a one take in their home, though.
George Camel
So you see, I don't want to hear the cameraman. Gonna be honest. Not interested to hear their voice.
Rachel Cruz
No. But this other one is classier, would you say?
George Camel
Yeah, it's like a. Oh, come on in. Wasn't expecting you. Clearly you were here. You are Dakota Johnson.
Rachel Cruz
Dakota Johnson.
George Camel
Do you remember that one?
Rachel Cruz
I know. See, I don't feel up to my pop culture in this reference, but I.
George Camel
But she gave an anti home tour.
Rachel Cruz
She has famous parents too, right? Wasn't she like a Hollywood.
George Camel
Yeah, I think Dawn Johnson, if I'm not mistaken.
Rachel Cruz
Something like that. Yeah. She did a house tour, right? That became like kind of infamous.
George Camel
She had a Table made out of wood from Winston Churchill's yacht. Now, that's something Dave Ramsey would want to own. I could see him wanting that. So, Dakota, if you're looking to sell, got you a buyer. But here's the drama around her home tour.
Rachel Cruz
Yeah.
George Camel
When asked about the bowl of limes in her kitchen, she jokingly said she just really loves limes.
Rachel Cruz
I love limes. I love them.
Kendall Jenner
They're great. I love them so much.
Rachel Cruz
And I like to present them like this in my house.
George Camel
When she mentioned in another interview that she doesn't like limes, people called her a fraud. What?
Rachel Cruz
A fraud.
George Camel
Who knew?
Rachel Cruz
Golly. Is sleuthing. They. They know they'll catch you in any lie, George.
George Camel
But that's probably something I would say even if I didn't like limes. Like, it's just funny to be like, I really love limes. What can I say?
Rachel Cruz
I know. Well, sometimes we say stuff that in the moment feels right, and then you watch your back and you're like, oh, I wasn't that passionate about.
George Camel
Well, who thinks they're gonna be questioned for a bowl of fruit, A bowl of limes. Interrogated. So she later explained that production put in there. And apparently people can't understand sarcasm, which she has a pretty dry sense of humor.
Rachel Cruz
Yes.
George Camel
If you've seen her, like on SNL or one of those.
Rachel Cruz
Yeah, yeah, yeah.
George Camel
That's her style, is the kind of low key. Just really love lines.
Rachel Cruz
Just a little chill. Just a little chill.
George Camel
There you go.
Rachel Cruz
Okay. Well, I think we should go through some of these home tours because the home market right now, the housing market, it's like a buzz. Right. Prices are high. Interest rates have been higher than they were years ago. Right. At the 2, 3%. So I feel like we're all into the housing convo and we kind of want to.
George Camel
And we all secretly Zillow, Doom scroll
Rachel Cruz
and look at homes we can't afford. Let's just peek inside some of these, Sol.
George Camel
Well, the video tours are now a thing for a normal home listing.
Rachel Cruz
Yes.
George Camel
They'll do that 100% fancy video walkthroughs. And the 3D, it's really come a long way.
Rachel Cruz
It has. Versus just pictures on the MLS.
George Camel
You know, pictures don't do it justice. You ever walk in a room and you're like, wow, they really made this look better.
Rachel Cruz
Well, and it's like a. Well, you know this because you're artsy, but, like, thank you.
George Camel
Take it as a compliment. But it felt like a slight.
Rachel Cruz
No, but like, the angle of A camera. Like what? It can change, right?
George Camel
Yes. A wide.
Rachel Cruz
In like a room. Yes.
George Camel
They make the room look a whole lot bigger.
Rachel Cruz
Yes.
George Camel
That walk in closet looked huge. And now you're in person and then
Rachel Cruz
you get to it and you're like, it's not even that big of a deal. Yeah, totally.
George Camel
They make sure every light in the house is on. As much natural light as possible. Clean everything off the counters. You want to make it look like you can picture yourself living there, not like, oh, Joe lives there. We looked at a house.
Rachel Cruz
Yeah. What happened?
George Camel
Well, it was the house that needed to be sold in order for that person to buy our house. And we had very little faith because there was like bright magenta pink, like cat blankets and pillows.
Rachel Cruz
Crap.
George Camel
And there was a cat jungle gym on the back patio that was like fenced in. Like a nine foot jungle gym for the cats. I'm like, lady, this is never gonna sell.
Rachel Cruz
No. Take your cat stuff away. People don't want a house.
George Camel
So we turned down that buyer. Cause we were like, that's too risky.
Rachel Cruz
That's smart.
George Camel
And I was right. It took a long time for that house to sell.
Rachel Cruz
Wow. So when the buyer came to you to buy your house, it was contingent
George Camel
on their home seller.
Rachel Cruz
So then you said, let's go look at theirs to see if theirs will sell quick. And you saw it and you said,
George Camel
I looked at the listing and it was priced too high to avocado.
Rachel Cruz
Yeah. What a forward thinker you are. You enroll. Well done. Okay. Wow. Let's go to some celeb home tours.
George Camel
Okay.
Rachel Cruz
There was one with Jojo and this one was. Was a Cribs episode.
George Camel
Yes.
Rachel Cruz
Okay, so we're gonna go back in time a little.
George Camel
Can you name a JoJo song?
Rachel Cruz
It's a little too late.
George Camel
You wanna sing it for us?
Rachel Cruz
Nope, I don't. But you go, George. You know it.
George Camel
I just know the little riff at the end of the chorus.
Rachel Cruz
Give us a little something. Give us a little something.
George Camel
You know it's just a little too late.
Rachel Cruz
Yes. You know it's just a little too late. It's a little bit higher. Yeah, yeah, yeah, yeah, yeah.
George Camel
A little falsetto never hurt anybody.
Rachel Cruz
George. Well done. Good voice.
George Camel
Thank you.
Rachel Cruz
I love that. I love that. But yeah, let's go back to the Cribs era. We'll go back with a little nostalgic cause of Jojo and actually her episode of Cribs she later confessed wasn't even her house. Isn't that crazy? That's like when people go on Like a private plane now on Instagram. And they, like, shoot videos, and they, like.
George Camel
They don't even know the plane.
Rachel Cruz
Yeah, they, like, rented it for an hour. So do videos it.
George Camel
Did she not have a house? Why not just use her house?
Rachel Cruz
No, I just don't think it was good enough for cribs. So she felt the pressure. See, the pressure's always been there. The social pressure, George, it's always been there where you feel like you gotta be a little bit better. Oh, it's so tough. But you know what does make you a little bit better?
George Camel
What's that?
Rachel Cruz
Cozy Earth.
George Camel
Now, that's luxury. That isn't trying to flex.
Rachel Cruz
It's luxury, and you just get to be a better version of yourself. You can't fake that when you're experiencing Cozy Earth, whether you're in the sheets, all snuggled up to go to bed, you're in the loungewear, you are in the socks. It doesn't matter. Clothes, bedding. It's one of my favorite places to shop. I know we talk about it a lot, but I do, because it is a product that I feel like I can stand behind because all this stuff is such quality, and it just. It holds up like it's amazing.
George Camel
Yeah. And it makes a really unique gift, too.
Rachel Cruz
Yes.
George Camel
Cause nobody's thinking about it, but you give it to them and they go, oh, my gosh, I didn't know I was missing out on life.
Rachel Cruz
I didn't know I needed these joggers. Oh, my gosh.
George Camel
Love the men's everywhere. Pant. Yeah, we need love a pant. I'm gonna say it. I think it should be singular.
Rachel Cruz
Is it a pants?
George Camel
Is it pants or pant?
Rachel Cruz
Well, you got two legs, but it's one pant, two legs, one pants. Cozy Earth pants.
George Camel
All pants have two legs.
Rachel Cruz
Any pants, though. It's worth it, though.
Gwyneth Paltrow
Yeah.
George Camel
Check it out. Go to cozyearth.com smartmoney and use the code smart money at checkout to get 20% off. And when you get the post purchase survey, which you will make sure to mention that Smart Money sent you there, we'll drop a link in the description as well. All right, Rachel, we got the laptop set up. Let's check out this clip of Jojo confessing in the interview.
Jojo
Humble beginnings. One of the things that I wasn't even prepared to bring up in this interview, but when I said, jojo's coming in, so many people said, oh, my God, you have to ask about her Cribs episode.
Jojo's Mom
Let me tell you about that. I don't know if people know this, but that was my. Like, that's the richest person in my family's house. So we went to the Cape, which. I've, like, never been to the Cape. I, like, never go to the Cape. And we said that that was my house.
Jojo
Oh, that wasn't your house?
George Camel
No. Wow.
Jojo
Is that a bombshell? Is that gonna blow people's minds right now?
Jojo's Mom
I had, like, no, that was not my house. We brought in some, like, items that I had. My mom and I were living in an apartment in New Jersey at the time. But, yeah, we went to my Uncle Scott's place in Wareham, Mass. Thank you, Scott. I so appreciate you letting us use your house for my iconic Cribs episode.
Jojo
That is so funny.
Jojo's Mom
Full of crap.
Rachel Cruz
It's all lies, George. That's. That's.
George Camel
I don't know what's real anymore. Here's my thing. Why not just decline and go, hey, I don't think that's a good thing.
Rachel Cruz
Did you see her, though? She was, like, 12 years old and she had her first hit. If TV wants to do a spotlight on you, you're going to say yes.
George Camel
And your publicity is just like, hey, do it at all costs.
Rachel Cruz
And there's a part of me, I'm like. I can see how she did that, though. Like, right. Number one, she looks like she's 12 in this. She's probably 16.
George Camel
Yeah.
Rachel Cruz
Her mom and her living in an apartment. If you're her mom and think about this, that'd be me. So she's probably, like, mid-40s. Like, that'd be me. With Amelia being 16, so it's six years.
George Camel
Okay.
Rachel Cruz
Right. And you're like, your girls just made it. And mtv, you're gonna do the best. Like, I get how this is a huge opportunity.
George Camel
Kind of loud to figure it out.
Rachel Cruz
Yeah, right?
George Camel
It's a pretty wild lie still. I know, but I don't put it on Jojo. I do think there was other people in her life that basically forced her into this.
Rachel Cruz
But what are they gonna say? We're gonna go to an apartment? Cause then Cribs would probably be like, oh, never mind. And then they lose that relationship.
George Camel
That would've been a great episode of Cribs to see how humbly she lives.
Rachel Cruz
But that wasn't the. That is the opposite of Cribs.
George Camel
I know.
Rachel Cruz
Cribs is the flashiest. You know what I mean? Like, I see how it happened. So, Jojo, I don't blame you. And I've so. Look, and I love her, like, Honesty and her confidence in it now, where she's like, oh, no. This was all like, give me. I love it. I just love her honesty now. So.
George Camel
Well, that was a good start. Hopefully the next few we watch are their actual homes. Otherwise, why even watch anything anymore? Is anything real?
Rachel Cruz
Okay, let's do Gwyneth Paltrow's.
George Camel
Okay, let's do.
Rachel Cruz
She did some.
Gwyneth Paltrow
So this is the entry right here.
Rachel Cruz
Beautiful.
Gwyneth Paltrow
We built this from the ground up, so. So it's the first time I've ever done anything like that. It was quite an undertaking, I think, having spent so much time as an expat in Europe and really falling in love with Georgian proportions and those kind of details. I really wanted the entryway to feel like its own special room. And so with the architects, we conceived of having a fireplace, which is something you see a lot in Europe in an entryway, and just gives this really nice feeling of warmth and welcome as you come in. The tiles reminds me of, you know, as I said, my time living in London, and just a detail that's classic and traditional. I really like the mix of having the things that are sort of systemic to the house. They're more traditional. We have some pieces and old floors, and then I think it gives sort of leeway to have a more contemporary, like, mixed experience with furnishings and stuff like that.
Rachel Cruz
I wish I had time in Europe to compare my architecture.
George Camel
That's what I love, is the like. Well, of all the places, I wanted a little taste of everywhere I lived and lived and Georgian proportions.
Rachel Cruz
Georgian proportions.
George Camel
Little shout out to our short king on the show.
Rachel Cruz
Next time. Next time, Winston. I walk through a house and he critiques something. I'm going to say, yeah, the Georgian proportions here.
George Camel
She's talking about the country of Georgia.
Rachel Cruz
I don't know.
George Camel
Is that a reference?
Rachel Cruz
You're the artist.
George Camel
I don't understand.
Rachel Cruz
Remember?
George Camel
Well, what does she mean, systemic? I don't think she used that word correctly.
Rachel Cruz
I don't even know, but it is beautiful. I like a clean look.
George Camel
I do. Like, this was a really nice house.
Rachel Cruz
Yeah, that was beautiful.
George Camel
Tasteful.
Rachel Cruz
Yes.
George Camel
And kind of almost like minimalist. And it wasn't doing the most.
Rachel Cruz
Yes. Well, it looks like a court, like the courtyard thing that I feel like that is kind of European with, like, a fireplace, like an indoor entryway.
George Camel
Oh, yeah.
Rachel Cruz
But yet it, like, feels out. I don't know. It had, like, a mix of all the feels. See, this is me as a designer. Do you like all that? Yeah.
George Camel
We should have had Winston Cruz on for this One. Cause he knows, famously.
Rachel Cruz
Oh, my gosh.
George Camel
He could talk about the baseboards for hours.
Rachel Cruz
I know.
George Camel
Okay, the crown molding.
Rachel Cruz
Let's do the next one. We got Kendall Jenner. Sure.
George Camel
You'll love this one.
Rachel Cruz
Kendall girl.
George Camel
Is that what you call her?
Rachel Cruz
Kendall girl? I just remember her cutting a cucumber one time, and it was one of my favorites.
George Camel
Oh, that was wild.
Rachel Cruz
I was scared for her finger. I thought, oh, no, Kendall.
George Camel
Like, why would you do that on camera when you know you don't know how to cut a cucumber? Like, just choose a simpler vegetable.
Rachel Cruz
It is one of the most simple
George Camel
vegetables, I guarantee you. A producer was like, hey, do that. But while cutting a cucumber, she was like, okay. Nervous.
Rachel Cruz
Okay, let's see her out.
George Camel
She's just like us. So relatable.
Rachel Cruz
She's just like us.
Gwyneth Paltrow
This is the kitchen.
Kendall Jenner
We wanted a really open space. Hence, it's kind of connected to the family room. When building the house and kind of figuring out how we were going to get the most light, this skylight came up, and I thought, how perfect in
Rachel Cruz
a place that snows through really beautifully.
Kendall Jenner
And I think it creates such nice light in here. So that was a really genius idea on the architect and designer's part. For a while, we were playing with so many ideas. Is it a color? Is it yellow? In the end, I kind of sat with it, and I was like, there's so much going on in the house that I want it to feel a little bit more neutral. So we used the floors and the range and the details, like the little curtains at the bottom of the sink and all those things as the pops of color. And I'm really happy with how it turned out. I think I definitely built this house more for my friends than I did for myself. Every time I come here, there's a million invites out for any one of my friends, and all of them are pretty much down to come, and it's just really good vibes. So I wanted to create a really good, fun, peaceful place. And this has become that.
Rachel Cruz
Wow, Kendall, what a give her. She built the house for the friends.
George Camel
It wasn't for her.
Rachel Cruz
No, it was for the friends.
George Camel
That's so good.
Rachel Cruz
You know what? I did kind of say that when we built our house, though, like, for our kids and their friends.
George Camel
You want to host? You're like, we're going to host a lot, so we want this.
Rachel Cruz
So you know what? I'm kind of making fun of her. I don't mean to Kendall.
George Camel
And honestly, it's A gorgeous house. It has the modern elements, but it has a lot of these old school, traditional feel to it, too.
Rachel Cruz
Okay. Do you like the blue oven?
George Camel
I wouldn't do the blue oven, but I can understand the appeal of the blue oven as kind of a, you know, a. What's it called? A nod.
Rachel Cruz
Yes. Just a pop of color.
George Camel
An homage.
Rachel Cruz
A little pop of color.
George Camel
Yeah.
Rachel Cruz
Okay.
George Camel
To like the vintage world.
Rachel Cruz
Yes, yes.
George Camel
But I do. It's a space that is very inviting. Like, I want to hang out in that kitchen.
Rachel Cruz
I know.
George Camel
And I love a skylight. I kind of forgot you can do a skylight.
Rachel Cruz
Skylights. That was like 90s, right? Wasn't that like a big thing in the 90s? You'd have like a big skylight in the.
George Camel
I don't know why we got away from them.
Rachel Cruz
Yeah. Put a window in the roof.
George Camel
Is it expensive? Is it like a danger thing? You know?
Rachel Cruz
I don't know. Window in the roof.
George Camel
Who would have thought?
Rachel Cruz
Why? Why not more?
George Camel
Why not there, guys? You have to hope that it comes around the sides. That's pretty good.
Rachel Cruz
So true.
George Camel
I like that.
Rachel Cruz
That's so true. I like it.
George Camel
Okay, should we build a house for the Smart money happy hour crew to hang in?
Rachel Cruz
Yes. That should be our motivation.
George Camel
Like a Smart money happy hour clubhouse with, like a little speakeasy bar.
Rachel Cruz
Oh, that's fun.
George Camel
Maybe one of those, like, faux bookshelves that opens. That's my dream in a future home one day.
Rachel Cruz
Just a little smart house 25 hour
George Camel
nook in a cozy nook.
Rachel Cruz
We'll just invite people over and they're gonna say yes.
George Camel
Cause the vibes come for the vibes.
Rachel Cruz
Come for the vibes.
George Camel
Stay for the cocktails. That's my tagline.
Rachel Cruz
All right, next. Little John Stamos, Little Uncle Jesse. Remember Uncle J? Uncle Jesse. He's in Beverly Hills.
George Camel
$5.8 million. That feels reasonable for Uncle Jesse.
Rachel Cruz
5.8 million.
George Camel
Guy's probably worth $100 million.
Rachel Cruz
Really?
George Camel
You would hope. It was one of the greatest TV shows of all time. And he went on to do other things.
Rachel Cruz
I guess so.
George Camel
He was the fifth Beach Boy, famously.
Rachel Cruz
No, he wasn't. Was he?
George Camel
Google it.
Rachel Cruz
25 million. He's worth 25 a quarter. A quarter of Google.
George Camel
That's celebritynetworth.com. okay.
Rachel Cruz
They don't have it all, John. We're going to say 100 million for you.
George Camel
You don't buy a $6 million home when your entire net worth is 20, 25. I don't buy that. This is one of as Many domiciles.
Rachel Cruz
You are a financial expert, though. What you would do and what other people would do. Two different things.
John Stamos
Welcome, everybody.
George Camel
This.
John Stamos
Oh, look at this. This is. This is how I found out. He was a boy. We had a box, and there was a pink have mercy. And a blue have mercy. And the blue one was on top. And that's.
Rachel Cruz
You have to take your shirt off.
John Stamos
I. I should have learned. Kids will always upstage you.
Rachel Cruz
Where's Mom? Okay, I'll tell you. But didn't you. They want you to talk about the house. By the way. Are you directing this?
John Stamos
I'm just curious. Well, this is. I would say this is my first adult home. This is the first house that I really feel that it just. It just.
George Camel
It's.
John Stamos
It's me. It's an adult version of me. I wanted a house that I could put my feet up on and have people over. I mean, this couch has been here 13 years. Don't ask any questions of it. But everything is just, you know, sturdy and funky and cool.
Rachel Cruz
Yeah.
John Stamos
Like me. I don't know a lot about decorating. And I had this friend of mine who worked on Full House. She was an assistant to the director, and then she became a very famous designer. I was like, chris, could you help me do this? And since she knew me so well, I had her. Chris, she's here, too. I remember when you did everything and I walked in her. I just started crying. She's like, stay away. But it was. It just felt like me.
Rachel Cruz
It just felt like home.
John Stamos
I felt safe, you know, it felt like a safe, warm environment, and I just love it.
Rachel Cruz
I'm glad. So good.
George Camel
I like this. He's got kind of this, like, rustic. Yeah, rustic funk.
Rachel Cruz
Well, he had his first. He said his first adult home is what it felt like at 56. So millennials.
George Camel
Pretty wild.
Rachel Cruz
You got time, you know, Jesse can wait.
George Camel
You can wait.
Rachel Cruz
If he can have delayed gratification, so can you out there.
George Camel
And I love the nod to his career with the little have mercy onesie, his iconic phrase.
Rachel Cruz
Yes.
George Camel
He seems like a good family man. He's aged very well, I might add.
Rachel Cruz
Yes. He's still very young.
George Camel
I don't know what John Stamos is doing for skin care, but drop it, King.
Rachel Cruz
And his hair, you think he got hair transplant?
George Camel
Yeah, great hair.
Rachel Cruz
Great hair. I don't know.
George Camel
It seems like his hair was always his thing.
Rachel Cruz
Yeah, he always had good hair.
George Camel
Just good genetics. I think it's the Greek.
Rachel Cruz
Don't touch the hair. Remember, that was one of his Things in Full house.
George Camel
Oh, that's right.
Rachel Cruz
Don't touch the hair.
George Camel
That's really good.
Rachel Cruz
Well done, John Stamos. Okay, up next, our girl Hilary Duff.
George Camel
Was she on your celebrity prayer list?
Rachel Cruz
No, Hillary never has been, even though she had a little mom drama. Did you hear about that whole thing?
George Camel
Do you need to fill us in, or.
Rachel Cruz
She's not talking to her sister either, so maybe I should add her for her and her sister's relationship. It just doesn't feel as urgent to me as getting Britney, you know, off the stuff. You know, that's what we're really hoping for.
George Camel
Hillary seems, like, to have made a great comeback, so.
Rachel Cruz
Yeah, Hillary seems like.
George Camel
We're not as worried about Hillary.
Rachel Cruz
I think she's, like, going on tour again. I like the pink pillows.
Hilary Duff
So I bought this house about eight years ago when I was pregnant with my son, and it looked a lot different. I've actually remodeled it twice because I have a small addiction. Luca, do you want to come down here with me? We're gonna go into your room next. Maybe you can do the tour. There's donuts in the kitchen. Good talk. So one of my favorite pieces of furniture in my house is this credenza. I think it's from the 50s, and it reminds me me of a corset. One of the first big purchases I ever made in my life. I think I was 18 or 19. And I thought about it for days and days and days. And then my mom always likes to point out that I have completely destroyed it by, like, coming in the house and setting my coffee down or my water. Oh, no.
Rachel Cruz
Look at that.
Hilary Duff
Definitely gets pretty beat up in this household. But we. We live in this house, and we're hard on this house.
Rachel Cruz
Good for you.
Hilary Duff
And I think that's what makes it feel like home.
George Camel
That's a nice vibe.
Rachel Cruz
You know what? And you know what I love? She said we. We're gonna live in the house. We're gonna live in it.
George Camel
It's not made to be an art piece. No, we're gonna use it.
Rachel Cruz
Enjoy it. Enjoy your stuff. Enjoy it.
George Camel
Especially with kids and dogs. Like, I realized it's all out the window. When you got little kids and dogs, what were you thinking? 100% assuming that furniture would never get damaged.
Rachel Cruz
Yes. So, yeah, buy something that's not gonna make you all the time, like, oh, gosh, oh, gosh, oh, gosh. Oh, gosh. You know, enjoy your stuff. So buy at the price point. That's not gonna, like, make you collapse if something spills. And Same with the cars, too. Like, enjoy your cars. Right. Like, some people, like, they buy something like, oh, my gosh.
George Camel
In the garage, drive it three times a year. I'm like, why don't you buy it?
Rachel Cruz
I know. So you're like, enjoy your stuff.
George Camel
Way to go, Hillary. I like and I do like seeing the kids and the dogs. It humanizes celebrities in a really nice way.
Rachel Cruz
Yes.
George Camel
You forget that, like, oh, she's a mom.
Rachel Cruz
They're just like, to like an 8
George Camel
year old kid, you know what I
Rachel Cruz
mean, who basically ignores her. And that's like, kids.
George Camel
Well, I think I don't have a study on, but I think celebrities that have children are more grounded and probably have better lives.
Rachel Cruz
Oh, wow. Because it takes them out of, like, it's all about them all the time, especially on the celeb aspect. It forces you because you're already living in a world that's catered to you.
George Camel
Yeah.
Rachel Cruz
And then if you have little humans in your life that are like, we don't care who you are.
George Camel
We're just, you still got to change the diaper and pick up the dog poop. And you're like, okay, this is it. There's Cheerios on the floor.
Rachel Cruz
Yeah, yeah, yeah.
George Camel
That's. That's what makes them relatable.
Rachel Cruz
I hear you. I hear you.
George Camel
So I like that. And I think she has good taste.
Rachel Cruz
Okay, up next is Amanda Seyfried, actress and. Oh, I cannot. Okay.
George Camel
This is a New York, New York home.
Rachel Cruz
Oh, my gosh. I love this.
Amanda Seyfried
So this kitchen is open, very airy, very light. Honestly, I don't know what this is.
Rachel Cruz
It's a pot filler. It's a pot filler, but my husband wanted it.
Amanda Seyfried
Never used it, but looks stunning in a kitchen.
George Camel
It's mostly first night.
Amanda Seyfried
It's a gourmet kitchen. Is it a gourmet kitchen one day. But it isn't right now? Because I'll tell you who hasn't cooked here yet. My husband.
George Camel
Oh. Shots. Fire.
Rachel Cruz
Wait.
Amanda Seyfried
Like most New York City apartments, we have this amazing feature which we couldn't
Rachel Cruz
get rid of even if we wanted to.
Amanda Seyfried
And I don't know if you're interested,
Hilary Duff
but I can do my own wash
Amanda Seyfried
in my apartment, which is a luxury for you New Yorkers. You know that?
Rachel Cruz
Yes.
Amanda Seyfried
That's the powder room. It's tiny. It's got a pocket door, because that's practical.
Rachel Cruz
Wow.
Amanda Seyfried
It was Sarah's idea.
Rachel Cruz
I was like, do we need a powder room?
Amanda Seyfried
And she said, yeah, we do. So I'm gonna.
Rachel Cruz
No, I Don't have to go, man. That just. Is that funny how it. The. The ratios change from, like, a house to a New York apartment, right? You're like, oh, my gosh. So different.
George Camel
It's not a gigantic laundry room. It's just a little closet door.
Rachel Cruz
You get a little closet. Little New York place.
George Camel
Man. That's impressive.
Rachel Cruz
I love that. She said, yeah. I don't even know what this is,
George Camel
but my husband wanted it. Let him have a win.
Rachel Cruz
Did you have one of those things? Was there anything Whitney wanted that you're like.
George Camel
Most of the things were things Whitney wanted. And I was like, okay, we did get a pot filler. That was something I fought for.
Rachel Cruz
Yes. We use ours a lot.
George Camel
I think it just sort of fills out the back wall a little bit.
Rachel Cruz
Yeah. Do y' all use it, though?
George Camel
I have used it maybe once.
Rachel Cruz
No.
George Camel
To be honest, I don't fill a lot of pots.
Rachel Cruz
You're not boiling water for, like, macaroni and cheese and stuff. Yeah. Not take it to the sink.
George Camel
Yeah, the sink's right. I think I forget that it exists all the time.
Rachel Cruz
I feel like I'm boiling water all the time.
George Camel
You're always boiling. Cause there's always Mac and cheese.
Rachel Cruz
Something that needs to be Spaghetti Alfredo. Yeah, yeah.
George Camel
Pasta in your house.
Rachel Cruz
I know.
George Camel
Sounds delicious. Well, I'm jealous.
Rachel Cruz
Winston's on keto right now, and so not much for him, but.
George Camel
What is he eating?
Rachel Cruz
Vegetables and chicken.
George Camel
Augusta Wind a bowl of ice.
Rachel Cruz
Alpha Cow, too, so he can't do any meat. It's a lot of chicken and a lot of vegetables. I gotta get him a very boring. It's a very boring.
George Camel
I got a chicken recipe for him. I'll send it to you.
Rachel Cruz
Proud of him. It's very, very disciplined. Very disciplined.
George Camel
I do like this home, though. It has, like, nice pops of color with the books and the flowers.
Rachel Cruz
Yes.
George Camel
It's not trying to do too much.
Rachel Cruz
Yeah. It's just.
George Camel
And I like that it really is cozy because it's a New York apartment.
Rachel Cruz
Yeah. It's true.
George Camel
And sometimes you miss coziness in these expansive homes that almost feel cold and empty and Sad.
Rachel Cruz
I know. 100%. 100% love that.
George Camel
That was nice. I enjoyed that.
Kendall Jenner
Yes.
George Camel
That was fun. Rachel. I don't know what it is, but it kind of humanizes them to see them outside of a normal environment, like a media interview or a movie. You go, oh, there's a real person, real life, real kids, real dogs. I enjoyed that.
Rachel Cruz
We love a little glimpse into people's homes.
George Camel
Yeah.
Rachel Cruz
You know what else I love, George?
George Camel
What's that?
Rachel Cruz
Fair Ones Credit union.
George Camel
What's not to love?
Rachel Cruz
I know. So when you are out shopping and you gotta swipe a debit card, I take my Fairwinds out and it says debt is normal. Be weird. And it is one of my favorites because I did the Smart bundle where you sign up and you get a checking account and you get a high yield savings account and you can have up to 10 of those accounts for
George Camel
all of your sinking funds, all the savings accounts, all the things you're saving for vacations, a car.
Rachel Cruz
It's amazing. So fair wins. They have great rates. They're just amazing. They really are. Especially in the high yield savings genre. They have a great savings interest rate. So yeah, we love everything about them. Even their app.
George Camel
Oh yeah.
Rachel Cruz
It's so user friendly. You guys like it is to transfer money back and forth, like whatever you have to do. They make it so simple.
George Camel
Look what I did, Rachel. I added my Fairwinds debit card to Apple Pay.
Rachel Cruz
Yes.
George Camel
In just mere seconds. You hold the card on the back of the phone.
Rachel Cruz
Yeah, yeah.
George Camel
And you see it's there and it's the same exact graphic that's on the card.
Rachel Cruz
So now I love it.
George Camel
Even if I'm walletless, I can still pay my Fairwinds debit card. That's what's up. So go check it out. Go to Fairwinds.org Ramsey to open your Smart bundle today.
Rachel Cruz
All right, let's do a little rapid fire real estate. Q and A, George. Okay. When it comes to still the celebs, this will be fun. Ready? Which billionaire still lives in Omaha, Nebraska? The home he bought in 1958.
George Camel
Warren.
Rachel Cruz
Warren Buffett.
George Camel
Buffett legend.
Rachel Cruz
One of. I think he's a what, like the second richest guy in the world or third or something?
George Camel
Sure. Who knows now these days?
Rachel Cruz
Crazy.
George Camel
But as of early 2026, he's worth just under $149 billion. And he paid just $31,500 for his home that he still lives in.
Rachel Cruz
Isn't that great?
George Camel
He truly is. Like, he goes to like McDonald's and just drinks like Dr. Peppers. Like he's the true like old guy who just doesn't give a rip and
Rachel Cruz
he just doesn't need it. He's like, I'm good.
George Camel
Who's he trying to impress?
Rachel Cruz
I'm good.
George Camel
All right, next up, which Grammy awarded musician recorded her debut album in her childhood? 1,208 square foot home.
Rachel Cruz
Well, we know it's not Jojo just A little too. I'm gonna say Adele.
George Camel
False. Billie Eilish wouldn't have guessed that. Honestly.
Rachel Cruz
Some fun trivia.
George Camel
Her parents still live there as of 2024. I know she's a. She loves her family because she does everything with her brother.
Rachel Cruz
Yes.
George Camel
Like, he's a big part of her music career.
Rachel Cruz
Okay, George, there's four celebrity couples. Which of these did not lose their homes in last year?
George Camel
That many lost it that we're just going. Who didn't?
Rachel Cruz
Wildfires. I know. Heidi and Spencer Pratt. Kris Kardashian, Kori Gamble, Mandy Moore and Taylor Goldsmith or Adam Brody and Leighton Meester.
George Camel
Okay, I know. I think I heard about Heidi and Spencer.
Rachel Cruz
Yep.
George Camel
Big fan of Mandy and Taylor.
Rachel Cruz
Yes.
George Camel
Because of Taylor's music career. And I do remember Adam Brody talking about this. So it's gotta be Chris.
Rachel Cruz
Yeah, Chris made it out. The house. Made it out.
George Camel
Did she hire one of those, like, private firefighting companies?
Rachel Cruz
You know, probably.
George Camel
I heard that was a thing.
Rachel Cruz
Who's not to, you know, as long. Well, I guess that is a little. Is that a little sketchy because they ran out of water.
George Camel
Yeah, there was a moral sort of thing that people were upset about.
Rachel Cruz
Yes.
George Camel
But, you know, what wouldn't you do to save your home?
Rachel Cruz
You got it.
Amanda Seyfried
I don't know.
Rachel Cruz
Yeah.
George Camel
All right, next up, Taylor Swift's real estate portfolio is valued at approximately $123 million, including a historic Rhode island coastal home, a Tribeca townhouse, and a Beverly Hills mansion. Which are you choosing as an Airbnb? No right or wrong here.
Rachel Cruz
Oh, probably the New York.
George Camel
Yeah, you're a New York guy.
Rachel Cruz
Like a. Built like a full building. Like that one we saw.
George Camel
Oh, yeah.
Rachel Cruz
Yes. Of. Who was it that had a little washer and dryer? Oh, oh, Amanda, like. No, no, no. Taylor's is like a mansion in the middle of New York City. Yeah, basically. So I'm going there.
George Camel
I'm going. I'm going to summer at the Rhode island coastal home.
Rachel Cruz
We don't get to choose all three
George Camel
up, but I'm doing fall to try back a townhouse. Then winter, I'm going to Beverly Hills. Final answer.
Rachel Cruz
Great, George.
George Camel
That's why you have multiple homes. Yes, but no. I do think the Tribeca townhouse. I like something a little cozier. What am I going to do with a giant mansion?
Rachel Cruz
Yeah.
George Camel
With no friends. Who am I gonna call?
Rachel Cruz
George, we'll hang out with you.
George Camel
Thank you.
Jojo's Mom
We will.
Rachel Cruz
Okay, which Star wars legend has a house named Skywalker Ranch, complete with a man made lake called Lake Ewok.
George Camel
Yeah. You nailed it.
Rachel Cruz
I could barely get through this, y'. All, this is the craziest thing I've ever.
George Camel
That was a lot for you.
Rachel Cruz
Is that Mark Hamill who played Luke? Harrison Ford who played Han Solo? Carrie Fisher who played Princess Leia, or George Lucas, the director?
George Camel
Well, I mean, if you're Han Solo, you're not gonna make Skywalker Ranch. And I doubt Carrie Fisher. That feels like a dude thing. I'm gonna go with the director.
Rachel Cruz
Mark Lucas. Yeah, it's George. George Lucas.
George Camel
Wow. I guess if you're like the.
Rachel Cruz
You know, if you made Sky, I guess if you made Star wars, you get to do what you want.
George Camel
I mean, wouldn't you have, like a Ramsay Ranch or something?
Rachel Cruz
Nope.
George Camel
Not for you.
Rachel Cruz
Don't think I would.
George Camel
Not even in, like, an influencery way?
Rachel Cruz
Nope.
George Camel
Okay. Don't think I would imagine Winston out
Rachel Cruz
there on the ranch dude thing. Dave would.
George Camel
Well, of course Dave would.
Rachel Cruz
Well, that's why he could, like, creators,
George Camel
have a TV show with Winston where it's like, you guys living on a bougie ranch.
Rachel Cruz
No.
George Camel
Do I have to dream up everything for you?
Rachel Cruz
We're not that cold, George. We are not that cold. Okay, the last one. What's one thing in your current home that teenage you would freak out over?
George Camel
Oh, man.
Rachel Cruz
Mine would be the pool.
George Camel
Oh, yeah. That pool is legendary.
Rachel Cruz
Give me a high. Yeah, Rachel, in high school, we always went to the friend with the pool.
George Camel
Well, it's the most fun thing in your house to do.
Rachel Cruz
For sure. Yeah. What about you?
George Camel
You know, for some reason, when I got the speakers built into the ceiling in the living room, I was like, this is it.
Rachel Cruz
It's like a childhood thing. Yeah, yeah, yeah.
George Camel
Speakers in the ceiling. I was like, you are a billionaire.
Rachel Cruz
Yeah.
George Camel
And when I found out you can just pay for that, I was like, absolutely.
Rachel Cruz
Yes. That's a good one. The sound system. Yes. That's good.
George Camel
That's nerdy.
Rachel Cruz
I love it. Well, I'm glad that you are protecting that inner child of you, George. You're really speaking to him. I know, but you know what else you have to look out for is adult George and protect him. Especially online.
John Stamos
Oof.
Rachel Cruz
And that's where Delete Me comes in. Because Delete Me comes in and removes your information from all these data broker sites. And, you guys, this is information that you don't even know is out on the Internet. Like, your old home addresses are out there. Cell phone numbers, email addresses, your kids names, your parents names, your aunt, uncle's names. Like Everything that is attached to you, they create this whole profile of you and they sell all your information to these companies and then that puts you at risk for scams and fraud and phishing and all of this. We don't want that.
George Camel
I had that happen. And they use an old address I didn't even live at to commit the fraud.
Rachel Cruz
Oh, my gosh.
George Camel
Yes. So I'm very glad to know that in today's world, I don't have to worry about that. Thanks to Delete me. They scour the Internet for me, removed it from these sites, send me a report. It's so incredible and it's worth it. Especially if you're married, have a family, you gotta have this. So go to JoinDeleteMe.com, smart money, and you'll get 20% off their annual plans.
Rachel Cruz
Okay. A little hot take, George. You know, if you're in a. If you're a homeowner today, at any level, you're doing really well. You're doing great. I mean, seriously, like, that is a dream for a lot of people. So if you're feeling a little average because of all these celeb videos.
George Camel
I don't own that home.
Rachel Cruz
Yeah. Or like my kitchen doesn't look like that or whatever. Homeownership in today's world, like, good for you.
George Camel
It's already a win.
Rachel Cruz
You're doing great.
George Camel
You're doing better than most of the world if you own a home, because most of the world doesn't. It's a very American thing to be so focused and gung ho on home ownership. So just know that if you own one, be grateful. If you don't own one, it's not too late.
Rachel Cruz
No, no.
George Camel
You still got plenty of time. You could be like old John Stamos at 56, getting his first adult home.
Rachel Cruz
That's right. So, yeah. So remember, you want to be out of debt and have a fully funded emergency fund and have at least 5% to put down on a down payment. And your mortgage payment should be no more than 25% of your take home pay on a 15 year fixed rate mortgage. That's kind of the parameters of it.
George Camel
That's the advice.
Hilary Duff
Yeah.
Rachel Cruz
And then once you get it though, I think there is something about the contentment piece that's big because we compare so much of our lives, right. From like your job versus someone else's
George Camel
job or what your parents own versus what you have.
Rachel Cruz
Yeah, all of it. And I just. Yeah, there's something about putting the blinders on, especially with homes that it's good. You know what I mean? Like, you're doing it, and you can upgrade later. You can do some renovations. Like, you can always do something different. But the gratitude in the present is really big because you're always gonna be chasing the next thing. Right. Even if you build a house, there's
George Camel
always another thing you can do.
Hilary Duff
Yes.
Rachel Cruz
There's always, like, there were thread of something here, whatever. Right. So, like, just enjoying where you're at, I think, is really important.
George Camel
And homes are the most visible form of wealth you can own, and so it's just the easiest thing to compare. And you don't know the details of their life. You don't know what's going on inside the home.
Rachel Cruz
That's right.
George Camel
The stress, the chaos. Do they have a HELOC and things are tight. Maybe it's paid off and they're living a great life. Either way, what good does it do you to spend all of your energy on that?
Rachel Cruz
Yeah. So the comparison game. We'll end it here together. Y' all practice that done after this episode, especially on the homes.
George Camel
And if you're thinking you're one of those people who's like, must be nice. Well, listen, there are things that you can do to reach your homeownership goals. And I would start with Ramsey's real estate hub. Tons of resources on there to help you do it. Right. We'll drop a link in the description.
Rachel Cruz
All right. Before we spill the tea on our guilty as charged segments, who finished it first? I'm gonna say me.
George Camel
Yeah. You were thirstier.
Rachel Cruz
I was.
George Camel
Which I noted before we started filming that I've never seen you drink water. Have you?
Rachel Cruz
Yes. I don't carry around, like, a lot of coffee. I drink a lot of coffee and a lot of tea, which I think both those things dehydrate you, but no, I will. I try to chug.
George Camel
You never complain, though.
Rachel Cruz
I try to chug, like, two bottles of water a day, which would be what, maybe 32. 32, yeah. And you're supposed to drink, what, half your body weight?
George Camel
Half your body weight is what I've heard. I don't think that's true. I think it was debunked by Mythbusters or whoever or Evelyn was everything. And he like, when you're thirsty, drink water.
Rachel Cruz
Oh.
George Camel
And it's like your body will tell you when you need to be hydrated.
Rachel Cruz
Okay, that's good to know.
George Camel
So don't focus on if I didn't drink 64 ounces, first of all, like, unless you have a catheter in all day. There's too many bathrooms. Trips.
Rachel Cruz
It is funny. Have you seen the memes about the wife who's like. You complain that you have a headache or that you have to sneeze or something in your house.
George Camel
Oh, drinking. That's what you need to make. Every time I complain about anything, she's like, have you had water?
Rachel Cruz
Have you drank water? I know, I love it.
George Camel
I could be like, man, this weather's bumming me out.
Gwyneth Paltrow
Yeah.
George Camel
Have you had water today?
Rachel Cruz
Did you get some water?
George Camel
It solves all problems.
Rachel Cruz
Okay, what am I. I'm gonna rate this. I'm going six and a half out of ten.
George Camel
Okay.
Rachel Cruz
Because here's my thing. I probably wouldn't order it at a restaurant, but if someone served it to me, I'd drink it.
George Camel
Sure.
Rachel Cruz
So there we go.
George Camel
That's a good low bar.
Rachel Cruz
How's that feel?
George Camel
I'm going. I'm going four out of ten. And that's. That's lowest. That's one of the lower ratings I've given. It's really not bad at all. But it just did nothing for me. It's not punchy enough. It didn't have enough sour. It wasn't sweet enough. Yeah, it's a little bland.
Rachel Cruz
Yeah, I could see that.
George Camel
But I'll tell you what's in it. It's got vodka, blue curacao, cranberry juice, and pineapple juice.
Rachel Cruz
Oh, all those make sense. Yeah, the pineapple gives an aftertaste a little bit.
George Camel
Yes.
Rachel Cruz
Getting a little aftertaste.
George Camel
But I think it's because it's vodka, which isn't my favorite. Cause it just disappears into the drink. So it just felt like I was drinking juice.
Rachel Cruz
It's part of it.
George Camel
I need something that stands up on its own.
Rachel Cruz
Oh, I didn't know that about that.
George Camel
And that's what, like, a gin, tequila, bourbon does for me.
Rachel Cruz
Yeah, yeah, you can be very specific.
George Camel
But, hey, it's cheap. If you want to go try it at home, it's $1.50 to make a serving. It's called the Purple Rain. Get the recipe in the show notes. Give it a try this weekend if you are of age.
Rachel Cruz
All right, now it's time for guilty as charged. And this is where we ask each other a guilty as charged question every week. And if we're guilty, we take a s. All right, George, question. Are you guilty of throwing money at a problem? And if so, did it work?
George Camel
I mean, yeah. Isn't that what problems are for? Most can be solved with money.
Rachel Cruz
It's so true.
George Camel
The one that comes to mind that like is still a problem that I'm still throwing money at is my dog, man.
Rachel Cruz
The dog saga.
George Camel
I know my Frenchie Blue. And his ibdd, his spinal surgery, we got him. And then there's rehab. He goes to acupuncture, he does the underwater treadmill therapy, the hydrotherapy, the medic, the medications that he's on, the, the wellness checks.
Rachel Cruz
George, you're keeping.
George Camel
And now we gotta figure out his. His food and GI stuff or take him to like a holistic doctor.
Rachel Cruz
No, George. Camel, I can't.
George Camel
It's called Sunk cost Fallacy. We've gone too far and he's good enough that it's like, well, we're not.
Rachel Cruz
What else are we gonna do?
George Camel
Yeah, we just need to try to get him to 100 because he's at like 80. So he can, he can walk, he can kind of run around. His back legs don't bend, but they kind of hop like a bunny on the back, like together. You know what I mean? But that's the new thing. We're trying to get him to bend. Him in rehab, George.
Rachel Cruz
This is.
George Camel
We have him in a little diaper with suspenders in the house.
Rachel Cruz
No.
George Camel
It's really cute actually.
Rachel Cruz
You have added so much stress and so much. I don't even want to know. Are you adding it up for fun just for your own?
George Camel
I haven't because it's too dark. It's too dark. Like they would have funded my kids college twice over.
Rachel Cruz
Oh my gosh.
George Camel
If I just let that amount ride in an investment account.
Rachel Cruz
Yep.
George Camel
But you know, do what you gotta do. I realize, and I've said this to you, what else am I gonna spend money on other than the people and things that I love? Is that a crime?
Rachel Cruz
So your dog is a thing.
George Camel
Some people have luxury items. I have a luxury dog dog.
Rachel Cruz
And that's what it's gonna be.
George Camel
You know what I mean? Some people build a pool, some people go, I'd rather try to rehab a dog with that money.
Rachel Cruz
Put some underwater treadmill therapy.
George Camel
So how about you?
Rachel Cruz
I just thought we went on a trip and we were driving there.
George Camel
It's pretty selfish.
Rachel Cruz
We were driving there and I had. I'm on a new kick with my clothes. When I travel, I keep them all on hangers and I fold this way and like pack it with my hangers. So when I'm somewhere, I go right in the closet and I just can hang it up.
George Camel
It's heavier.
Rachel Cruz
A little heavier. Well, I have the really thin Velvet hangers.
George Camel
Yes.
Rachel Cruz
They're very thin, so it's a great little trick. Well, Rachel forgot to pack the hanger. Forgot to pack the hanging clothes.
George Camel
All of it.
Rachel Cruz
All of them.
George Camel
Which is all of your clothes.
Rachel Cruz
All of my clothes. So I get to the destination and I like, gasp when I open it. I was like, no way. No way, y'. All. I forgot my.
George Camel
What kind of trip was it?
Rachel Cruz
So I went. No, it was like a. Like a three night little trip. It was in Georgia at this place.
George Camel
Okay.
Rachel Cruz
So I went to the nearest Target and just bought all new clothes.
George Camel
Just one ham at Target. What's the. What's your favorite brand at Target? Oh, brand new day. Are you we. Are we doing brand new day?
Rachel Cruz
Are we doing brand new? Good for you, George. Honestly, I don't even. No. Isn't there, like a thread?
George Camel
A new day.
Rachel Cruz
A new day. A new day.
George Camel
I knew it had a new day in it.
Rachel Cruz
You know what? I don't even. I'll be honest. I don't even know. I just see what looks cute at Target and I grab it.
George Camel
There's really nice stuff there, though.
Rachel Cruz
No, there's great.
George Camel
They're keeping up with the trends.
Rachel Cruz
Actually, someone we work with had on a shirt today. I was like, that is the cutest shirt. She was like, target. I was like, you may see me in that next week.
George Camel
I feel like every woman's toxic trait is having to tell you it's from Target as soon as you compliment it.
Rachel Cruz
I know, because we all bond over it because, you know, like, I can do that too, you know?
George Camel
Yes.
Rachel Cruz
It feels like I could get that,
George Camel
but I think it's also because they're uncomfortable with the compliment, so it feels like they can deflect.
Amanda Seyfried
Oh.
Rachel Cruz
And make it like. Yeah, yeah, I could see that too.
George Camel
If it's from anthropology, you're rarely like, oh, it's from Anthro. You know what I mean? That feels like a flex.
Rachel Cruz
Yeah, yeah, yeah. But it's like the.
George Camel
You're sort of like you're punching up instead of punching down, as we would say in comedy.
Rachel Cruz
As we say comedy.
George Camel
There you go. Well, good for you for getting a new. Some new dress.
Amanda Seyfried
I did.
George Camel
I got a couple new things, so
Rachel Cruz
I wasn't too mad about it.
George Camel
Oh, nice. Did Winston get to do one of
Rachel Cruz
them was like a plaid shirt that's a little bit not fun anymore.
George Camel
So I was, like, out of style.
Rachel Cruz
Oh, just.
George Camel
Yeah, Goodwill or even better, we should do a charity auction with Rachel's old clothing.
Rachel Cruz
Oh, yeah.
George Camel
I think that would be really fun and I want to be part of it. I'll be like the auctioneer on the live stream.
Gwyneth Paltrow
That would be good.
George Camel
We got 20. We got 20. We got twenty.
Rachel Cruz
Like, from like Amazon and Loft. Though I don't know how much it'll bring.
George Camel
It doesn't matter if Rachel once wore it.
Rachel Cruz
Oh my gosh.
George Camel
I don't think that's so great.
Rachel Cruz
Well, make sure to DM us your guilty as charged questions at Richell Cruz and George Camel, because we get them, we appreciate them, you'll give some great ideas. And if you love this episode, you're going to love our episode. Answering your top housing questions. We will link it for you and make sure to subscribe so you don't miss an all new episode of Smart Money Happy Hour.
Episode: Reacting to Outrageously Bougie Celebrity Homes
Air Date: May 7, 2026
Podcast Network: Ramsey Network
Rachel Cruze and George Kamel, two personal finance experts with a knack for pop culture, sit down for an unfiltered happy hour dive into the world of over-the-top celebrity mansions. With nostalgia-fueled references, playful banter, and real money wisdom, the hosts react to recent famous home tours, discuss what these luxe pads say about money and image—and what regular people can learn from all the "bougie" excess. They keep things real, from personal stories about home buying to honest reflections about comparison, contentment, and owning your financial journey.
Timestamps: 00:05–05:40
“Our obsession with celebrities’ lives and homes. And now we don’t have that, but we do have the artificial.” – George (02:41)
Timestamps: 08:08–12:14
“That’s like when people go on a private plane now on Instagram. And they, like, shoot videos, and they, like...They don't even own the plane.” – Rachel (08:25)
Timestamps: 12:14–26:03
The hosts walk through and react to several high-profile home tours, noting style, cost, details, and “realness.”
“I wish I had time in Europe to compare my architecture.” – Rachel (13:15)
“I definitely built this house more for my friends than I did for myself.” – Kendall Jenner (15:49)
“I wanted a house that I could put my feet up on and have people over. I mean, this couch has been here 13 years. Don’t ask any questions of it.” – John Stamos (18:20)
“Honestly, I don’t know what this is…but my husband wanted it. Never used it, but looks stunning in a kitchen.” – Amanda Seyfried (23:25, 23:37)
Timestamps: 27:36–31:38
“He truly is…like he goes to like McDonald’s and just drinks Dr. Peppers. Like he’s the true old guy who just doesn’t give a rip.” – George (28:07)
Timestamps: 33:25–35:46
“The gratitude in the present is really big because you’re always going to be chasing the next thing. Even if you build a house, there’s always another thing you can do.” – Rachel (34:54)
Timestamps: 38:06–41:57
On fakery in celebrity tours:
“It’s all lies, George. That’s… I don’t know what’s real anymore.” – Rachel (10:47)
On the reality of kid/dog-worn houses:
“So yeah, buy something that’s not gonna make you all the time, like, ‘oh, gosh, oh, gosh, oh, gosh.’ Enjoy your stuff. Enjoy it.” – Rachel (22:04)
On comparison:
“Homes are the most visible form of wealth you can own, and so it’s just the easiest thing to compare. And you don’t know the details of their life.” – George (35:01)
On homeownership:
“If you own a home, it’s already a win…Be grateful. If you don’t own one, it’s not too late.” – George (34:01)
Humor on pure extravagance:
“I wish I had time in Europe to compare my architecture.” – Rachel (13:15)
The episode interweaves playful banter (“Cozy Earth pants, is it pants or pant?”), pop culture references, and heartfelt financial wisdom. Listeners are treated not just to juicy tidbits about celebrity real estate but also practical reminders to value authenticity and make smart, contented choices—no matter the size of their home or bank account.
Enjoy the home you have, whether it's a humble apartment or a mini-mansion—and don’t let glossy celebrity tours, or social media pressure, mess with your peace or your wallet. As George says, “You don’t know the details of their life,” so focus on building a home and a life you love for the long haul.