Saving for retirement is one challenge.

Feeling comfortable (and confident) enough to actually enjoy it is another.

Even when the numbers say you're okay, uncertainty about the future can make it hard to use money for the things that matter most.

Today, I'm revisiting a conversation with Dr. Daniel Crosby where we talk about money, happiness, and why spending is often harder than saving.

It's especially relevant for me as my family currently navigates some big financial decisions... and a birthday trip for my oldest son that almost didn't happen. 🫣

In this episode, we discuss:

→ What the research gets wrong about the link between money and happiness

→ Why certain types of spending leave a bigger impact than others

→ A simple mindset shift that can make spending feel safer in retirement

→ What people near the end of life rarely regret—and what they wish they had done more of

This conversation is a good reminder that money is a tool, and the goal is to use it to support the life you truly value.

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Why the Happiest Retirees Spend Their Money Differently