Amortize & Immortalize (w/ Haley Sacks)

Summary

Staying Alive with Jon Gabrus & Adam Pally Episode: Amortize & Immortalize (w/ Haley Sacks) Release Date: May 22, 2025

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Introduction

In the episode titled "Amortize & Immortalize," hosts Jon Gabrus and Adam Pally delve into the often daunting topic of personal finance with their special guest, Haley Sacks. Known for their comedic prowess and candid discussions on health and wellness, Jon and Adam pivot towards financial well-being, sharing their personal struggles and strategies for managing money in an unpredictable industry.

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Personal Financial Stress and Reluctance

The episode kicks off with Jon and Adam expressing their apprehensions about discussing money. Both admit to feeling uneasy and stressed when it comes to financial matters, especially given their creative and fluctuating incomes in the entertainment industry.

Adam Pally [00:32]: "It's something that, you know, I'm not good at. Not good at it."

Jon Gabrus [02:04]: "We lived in a world where you just couldn't talk about it, but you knew you didn't have it."

Their candidness sets the stage for a relatable conversation, especially for listeners who find financial planning intimidating or overwhelming.

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Introduction of Haley Sacks and Financial Insights

Haley Sacks joins the conversation to offer expert advice on managing finances. She emphasizes the importance of establishing a solid financial foundation before diving into investments.

Haley Sacks [10:38]: "The first thing you need to do is have a three to six month emergency fund."

She explains how a high-yield savings account can be a practical tool for this purpose, ensuring that listeners have accessible funds separate from their regular bank accounts.

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Saving and Investing Strategies

Jon and Adam discuss their personal approaches to saving and investing, revealing that neither is actively engaged in the stock market. They touch upon the concept of "amortizing" expenses and income to manage their finances more effectively.

Adam Pally [08:07]: "Spreading it out over the course of amortized. Amortize. Thank you. I just learned that word."

Haley elaborates on investment strategies, highlighting the significance of understanding one's time horizon and risk profile.

Haley Sacks [21:02]: "Like, you don't have to time the market. Like none of this is rocket science. Like it's literally start today."

She advises listeners to focus on long-term growth and avoid short-term market fluctuations that can jeopardize their financial security.

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The Impact of Gambling on Finances

The conversation takes a humorous yet insightful turn as the hosts discuss their gambling habits and its repercussions on their financial health. Both admit to indulging in various forms of gambling, from craps and blackjack to sports betting.

Sean Hayes [15:20]: "I will literally go. I'm addicted to gambling. Yes. I will literally come with you."

This segment serves as a cautionary tale about the dangers of impulsive financial decisions and the importance of maintaining discipline to prevent unnecessary losses.

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Wealth Inequality and Taxation

Haley Sacks introduces a critical discussion on wealth inequality and the complexities of taxation for the ultra-wealthy. The hosts express their concerns about billionaires avoiding taxes and the ethical implications of such practices.

Jon Gabrus [27:13]: "I believe like they should be taxed. You should just have a $999,999,999 and any dollar more you get over that, it gets chopped up and sent to poor people."

Haley underscores the need for a fair tax system that ensures the rich contribute proportionately to societal welfare.

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Maintaining Financial Habits

Haley offers practical advice on building and maintaining healthy financial habits, such as conducting regular "money dates" to review spending and savings.

Sean Hayes [56:53]: "It's a set time every month that I just force myself to do it."

Jon and Adam share their struggles with procrastination and the psychological barriers that make financial planning challenging. Haley's strategies aim to simplify these tasks, making them more manageable and less daunting.

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Teaching Kids About Money

The hosts briefly touch upon the importance of educating the next generation about financial responsibility. While Jon mentions his wife's adeptness at managing their finances, both agree that instilling good money habits in children is crucial.

Jon Gabrus [31:25]: "My wife is really good with money."

They acknowledge that while their careers are hectic, maintaining open discussions about money within the family helps in fostering a healthy financial environment.

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Personal Anecdotes and Lessons Learned

Throughout the episode, Jon and Adam recount personal stories from their early careers, highlighting lessons learned from various financial missteps and unconventional income sources, such as prank shows and odd jobs.

Adam Pally [37:56]: "That's one of the worst things I've done for money."

These anecdotes add a relatable and humorous layer to the discussion, illustrating the unpredictable nature of finances in the entertainment industry.

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Closing Remarks

As the episode wraps up, Jon and Adam reflect on the importance of balancing financial responsibility with personal happiness and career fulfillment. They encourage listeners to embrace financial planning as a means to achieve long-term security without sacrificing creativity and passion.

Adam Pally [62:29]: "You can be more comfortable in front of people."

Haley's insights, combined with the hosts' honest reflections, provide a comprehensive guide for listeners looking to navigate the complexities of personal finance.

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Notable Quotes

• Adam Pally [08:07]: "Spreading it out over the course of amortized. Amortize. Thank you. I just learned that word."

• Haley Sacks [10:38]: "The first thing you need to do is have a three to six month emergency fund."

• Sean Hayes [15:20]: "I will literally go. I'm addicted to gambling. Yes. I will literally come with you."

• Jon Gabrus [27:13]: "I believe like they should be taxed. You should just have a $999,999,999 and any dollar more you get over that, it gets chopped up and sent to poor people."

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Conclusion

"Amortize & Immortalize" serves as an enlightening episode that blends humor with practical financial advice. Jon Gabrus and Adam Pally, alongside Haley Sacks, offer listeners valuable insights into managing money, overcoming financial anxiety, and building sustainable financial habits. Whether you're a fan of the podcast or new to these conversations, this episode provides a comprehensive roadmap to staying financially alive amidst life's unpredictabilities.

Transcript

[John Gabrus]

Smart.

[Sean Hayes]

Bless me. Hey, everybody, Sean Hayes here. Listen, this podcast is not intended as a substitute for a physician's medical advice. My pod sons, John and Adam, are not doctors, to say the least. Listen for entertainment, not advice. Good.

[Adam Pally]

Okay, Good.

[Sean Hayes]

Enjoy the show, everybody.

[Adam Pally]

Look, we're in such cool colors. We're, like, in a blue, indigo, purple.

[John Gabrus]

Yes. It's a very spring color.

[Sean Hayes]

You guys got my text?

[John Gabrus]

Yes, of course. Keep it blue. Keep it blue.

[Adam Pally]

The nails are blue, too.

[John Gabrus]

Yeah, you got the whole thing. Those shoes are amazing.

[Sean Hayes]

Thank you so much, Claudino. Yeah, they went to the White House, and now they're here.

[John Gabrus]

They're at the White House.

[Sean Hayes]

Yeah. They were. Well, different presidency.

[John Gabrus]

I was gonna say when.

[Adam Pally]

Yeah, yeah.

[John Gabrus]

Is that why they're dirty?

[Sean Hayes]

Exactly.

[Adam Pally]

Run through the rose, Gard. I'm a little nervous about our guest today. Yeah.

[John Gabrus]

I'm going in. I'm. I'm sweating.

[Adam Pally]

And randomly, without letting the audience into too much into our lives, randomly. We were having a light kind of money stress conversation before we started recording, and now we have a person coming on to talk to us about money, and I'm, like, just gonna be like, oh, I'm hungover and, like, stressed about. And now I got to go lock eyes with a financial person and go off.

[John Gabrus]

I wonder if there will be super fans of this podcast that will be able to chart when each of us is hungover during which episodes.

[Adam Pally]

Yeah.

[John Gabrus]

Because we have been. We have been trading off.

[Adam Pally]

We've been kind of flipping off. Yeah. Because we only got drunk together one night in this run, but we didn't have to record the next.

[John Gabrus]

Exactly. We've been. And I feel like that's kind of the key to the success is, like, one of us is drunk.

[Adam Pally]

Someone needs to be able to, like, okay, let's do this intro.

[John Gabrus]

Exactly. Yeah. There's no Dewey's over here. You know.

[Adam Pally]

It'S a. It's a complicated subject for us. It's something that, you know, I'm not good at. Not good at it. And we're. We're sort of, like, a little of adverse to. Averse to money because it seems antithetical to creativity in a way. So it.

[John Gabrus]

It.

[Adam Pally]

It's kind of complicated.

[John Gabrus]

It.

[Adam Pally]

I grew up in the time of when it was tacky to talk about money, too, and.

[John Gabrus]

And my parents didn't have a lot of money, so it was even tackier to talk about it because they didn't.

[Adam Pally]

Talk about what my parents talked about. All the. How broke we were, and that was, like, another version of depressing. That I try not to.

[John Gabrus]

We lived in a world where you, you just couldn't talk about it, but you knew you didn't have it. So it was like we just didn't talk about like vacations or restaurants. Yeah. You know what I mean? It was like it just wasn't a thing that existed in my life.

[Adam Pally]

But now we're here spending money like burning in our 40s.

[John Gabrus]

I'm spending money like the AI war is coming tomorrow. Hey, you know, and it might be right.

[Adam Pally]

Hey, by the time this episode airs, this the AI super soldiers might just be playing this in their barracks and laughing.

[John Gabrus]

I hope so. I hope they like.

[Adam Pally]

I hope they buy gummies. Haley Sachs. Mrs. Dow Jones herself.

[John Gabrus]

Ms. Haley Sax. Yes, Ms. Dow Jones.

[Sean Hayes]

Married to the Dow Jones.

[John Gabrus]

Is there a Mr. Dow Jones?

[Sean Hayes]

There's not a Mr. Yet.

[John Gabrus]

You're just married to the Dow.

[Sean Hayes]

I'm married to my financial dependent.

[John Gabrus]

So how are you doing after yesterday's bloodbath in the morning?

[Adam Pally]

Yeah, we're recording this in early April and shit lately hit the fan.

[John Gabrus]

Yeah. But I feel like there's more to go, right?

[Sean Hayes]

Oh, for sure. We're not at the bottom.

[John Gabrus]

Yeah.

[Sean Hayes]

I'm like such a long term investor and I'm young, so like my time horizon is so long that it doesn't bother me that much. But I'm definitely so stressed with like the implications of all the tariffs and, you know, the rise in the cost of living. And also my audience is fully losing their mind. It doesn't matter how long you tell people, like, everything that goes down will come up, like, you know, history will repeat itself. The market is sick, like circular, like, whatever. It doesn't. People still lose their mind when they lose money.

[Adam Pally]

Well, yeah, this is where I'm like one of the few times I'm benefiting from not being.

[John Gabrus]

Me too. I'm not in the market at all.

[Sean Hayes]

Okay, cool.

[John Gabrus]

Love that for you guys.

[Adam Pally]

I have a Roth. I have an ira. That's about all I have, so. Which is technically tied to the market and probably don't want to look at it today, but I'm not.

[Sean Hayes]

Or maybe you do, you know, maybe just rip that band aid off.

[John Gabrus]

And I have.

[Adam Pally]

Hello, Mr. J.B. morgan. What happened?

[John Gabrus]

And I have a Submariner and a gmt.

[Sean Hayes]

Oh, love that.

[John Gabrus]

And that's pretty much what I own.

[Adam Pally]

That's your retirement?

[John Gabrus]

That's my retirement is to sell those off eventually. And. Yeah, no, no, I. I have three children and I'm an actor and so.

[Sean Hayes]

You know, we do talk about that.

[John Gabrus]

Yeah. Well, there's nothing to do about it now.

[Sean Hayes]

I know we were sort of in it. Well, you're like Carrie Bradshaw. You like your money where you can see it on your Wrist.

[John Gabrus]

Exactly. Exactly. 100. I am Carrie Bradshaw.

[Sean Hayes]

People should say that more.

[John Gabrus]

100. No. I, I've always thought of you as a seman. Samantha.

[Adam Pally]

I. I have Samantha energy. Yeah, honey.

[John Gabrus]

I always thought of you.

[Adam Pally]

I, I 100 and I always thought of you naked.

[Sean Hayes]

Reddit was, I was looking you up and Reddit was like, he was going through a hard time financially. Like, they were like, I was trying to learn things. Like, what were you talking, like, a year ago about your finances?

[John Gabrus]

Reddit said you were going through a tough time financially.

[Sean Hayes]

They were like, he was talking about.

[Adam Pally]

It and I was like, Reddit's fucking crazy. Like, I'll just be like, it sucks. Like, on action, boys will just be like, the entertainment industry sucks.

[John Gabrus]

Right.

[Adam Pally]

Something. And someone's like, he's dying.

[John Gabrus]

Yeah.

[Sean Hayes]

Yeah.

[Adam Pally]

They jumped to some serious conclusions. I want to, like, one time's like, it seems like he was zooming from a hotel. I hope everything is okay. It's like, yes, I work on the road.

[John Gabrus]

Yeah. So just to let you know on that too. We don't have a Reddit. We don't check in with anybody. We try not to let our audience group together anywhere for danger reasons.

[Adam Pally]

But if you're on.

[Sean Hayes]

Trying to not have a community.

[John Gabrus]

Yes, exactly.

[Adam Pally]

We're trying to let them have a community if they want.

[John Gabrus]

If they want one. But we don't want to know.

[Adam Pally]

I am not pass nothing on to us. Our egos can't handle that.

[John Gabrus]

I'm just not interested in, in facilitating any sort of, like, group thing.

[Sean Hayes]

Yeah. This is just for you.

[John Gabrus]

So everything. Everything I do is just for me.

[Sean Hayes]

I love that. Except for the kids.

[John Gabrus]

Everything I do is just truly. I don't think I've ever done anything professionally that wasn't just for me and I didn't think about the money later.

[Sean Hayes]

That's so interesting.

[John Gabrus]

Yeah.

[Sean Hayes]

Like, even when you were just starting.

[John Gabrus]

Especially when I was just starting.

[Sean Hayes]

But you must have had, like, odd jobs.

[John Gabrus]

Yeah. I was also lucky. I booked a commercial right out of college.

[Sean Hayes]

Oh, my God. Commercial. Money is what you need.

[Adam Pally]

So I remember when you got the Twitch commercial.

[John Gabrus]

So I was almost like a child actor. Yeah, Almost like a child actor. And it was two years long.

[Adam Pally]

Yeah. No, this was like 045. Yeah.

[John Gabrus]

Yeah. It was right when I graduated college. Like, right a way.

[Sean Hayes]

That is. Wow. You are blessed.

[John Gabrus]

Yeah. Truly so when that happened, I had like rent paid for two years and.

[Sean Hayes]

But you weren't the type to see the paycheck, see that Twix money and be like, okay, like, daddy's got the cheddar, like, let me go, like, we're gonna get some pieces.

[John Gabrus]

Well, yes, I'm, I was always bad with money, but no, because at the time I was so driven to like.

[Sean Hayes]

You want to make it? Yeah.

[John Gabrus]

That I would, like, pay rent six months in advance.

[Sean Hayes]

You lock yourself in.

[Adam Pally]

That's a little something. That's a little something. That's different about our, our business is that like, if you get a big paycheck, it's not like, what should I purchase or what should I invest. It's like six months of no stress. You know, you're looking at it of like, I'm always like, what's the word I'm looking for? Like, spreading it out over the course of Amortized. Amortize. Thank you. I just learned that word.

[Sean Hayes]

This is sometimes hard to pronounce, like, depends on the day.

[Adam Pally]

I was going to say mortalize, and I knew that was wrong.

[John Gabrus]

Immortal.

[Adam Pally]

Going to mortal.

[John Gabrus]

Make that money. Live big.

[Sean Hayes]

This is our financial podcast now that we said amortized.

[John Gabrus]

Yes.

[Adam Pally]

Well, we're financial geniuses.

[Sean Hayes]

It's true.

[Adam Pally]

Yeah.

[Sean Hayes]

That's so interesting. So when it comes, it's about not.

[Adam Pally]

Having to be stressed again at this point. Now eventually, I guess you can make the count. Not to make a counter argument for you, but if you had money in an investment that you knew was growing on its own, that would do.

[John Gabrus]

I mean, I was just saying the.

[Sean Hayes]

Other day of living, like, it's like I have a friend who is a TV writer and I've helped him with his finances and it's the same thing where it's like we're not planning for three months out. It's like a six month spread, even nine months. I said to him, because he, like, it's so inconsistent.

[John Gabrus]

Right. Which is, which is really what, what, what. I feel like I had that mindset early on and have like kind of stuck with that where it's 20 years into. 20 years into living that way, where it's like you kind of have to live six months to a year in advance.

[Sean Hayes]

So like sort of prevents you from ever being too lush kind of.

[John Gabrus]

Yeah, in a lot of ways. Which is why I've never had the luxury to like be in the market. You know, the one time I, the.

[Adam Pally]

One year I did so well that I, I made some investments. I wish instead I held on to that money and bought another six months of not working.

[John Gabrus]

Like, yeah, like, I bought a house. I bought.

[Adam Pally]

There you go.

[John Gabrus]

I bought a house.

[Adam Pally]

A good one.

[John Gabrus]

Was like, instead of going like, you know, I could have been living, renting and had much more savings.

[Sean Hayes]

Where's your house? In la?

[John Gabrus]

No, it's here in New York City.

[Sean Hayes]

Oh, nice.

[John Gabrus]

Yeah.

[Sean Hayes]

Okay.

[John Gabrus]

We bought a zoo, he bought his, which turned out to be a bad investment. I told you you shouldn't have been talking to Cameron Crowe.

[Adam Pally]

I thought the animals came for free. Yeah, no, get a zoo. But then you got to find animals.

[John Gabrus]

And you still had to rent it to Matt Damon. Weird.

[Haley Sachs]

At Ameca Insurance, we know it's more than just a car. It's the two door coupe that was there for your first drive.

[John Gabrus]

The hatchback.

[Haley Sachs]

That took you cross country and back, and the minivan that tackles the weekly carpool for the cars you couldn't live without. Trust Ameca Auto Insurance Amica. Empathy is our best policy.

[John Gabrus]

Let's start at the beginning. So you. How do you come to this? Financial. The idea. Because, like, money. Money to me is. Is scary.

[Sean Hayes]

The room goes so quiet.

[John Gabrus]

Yeah, it's scary.

[Sean Hayes]

Yeah. It sounds like.

[John Gabrus]

Yeah.

[Sean Hayes]

We need to also talk about the fact that neither of you are in the market and that you called it a luxury to be in the market. Like, we need to dig into that a little bit. Yeah. Because it's, like, interesting to view that. Like, it's. See, like it's like you're separating yourself from investors. Like seeing them as like this different class or something that, like, like, like separating yourself from people who are growing wealth in the market a little bit almost.

[Adam Pally]

Right. Where technically, technically anyone could be.

[Sean Hayes]

Yeah, it definitely is democratized. But also, like, looking at it as a luxury versus as a necessity because eventually you will want to stop working, right?

[John Gabrus]

No, no. I really would like to die on a set.

[Sean Hayes]

You want to die on a set.

[Adam Pally]

That's another advantage. So they have insurance that, like, you could be 71 and do a sitcom.

[John Gabrus]

Right.

[Adam Pally]

And not like you're in the mines and truly.

[John Gabrus]

And truly. Also, so much of our job is spent not working that you.

[Adam Pally]

You kind of like, amortize retirement over the course.

[John Gabrus]

Yeah, it's like, I'm retired right now.

[Sean Hayes]

Yeah, you're retired right now.

[Adam Pally]

Yeah, I've been semi retired since I was 22.

[John Gabrus]

Yeah.

[Adam Pally]

And like, my choice.

[John Gabrus]

Yeah. And like this year's been kind of slow, so I've been retired for about nine months.

[Adam Pally]

Kind of sucks. If we've done 30 episodes of a podcast.

[John Gabrus]

Yeah, but this isn't real entertainment.

[Sean Hayes]

This is like, hopefully no one's watching this.

[John Gabrus]

No one's watching. No one's listening. This is like, also, we're recording in Times Square. It's like the asshole of the world.

[Adam Pally]

Recording in Bryant park, which is even worse. It's the taint of the world.

[John Gabrus]

Yeah, even worse.

[Sean Hayes]

Did your parents invest? Like, what was their relationship with money?

[John Gabrus]

No.

[Sean Hayes]

What about you?

[Adam Pally]

My parents were bad with money. We were poor, and then I was never taught. And, like, reading about you and what you do, I was like, I wish that existed in the year 2000 when I was like, 18 or whatever. And I could, like. Because now I'm. I'm like. My mom was like, you got to start a 401k. And I'm like, I'm a PA that. I don't even know what that. 67 a week, 43 years old.

[John Gabrus]

I don't know what that means. I don't know what anything is. I'm so infantilized with money, and I have a financial advisor, in a way, and I've done that on purpose because I try to stay, like, creatively in a world where that's not part of it. Because the. In our job, truly, when the pressure of money comes into, that's when you.

[Adam Pally]

Make some weird choices.

[John Gabrus]

What I'm doing, not only do I make weird choices, the work is not as good, the work suffers. I find myself hating what I'm doing, and then I'm not getting paid anyway.

[Adam Pally]

Right.

[John Gabrus]

You know what I mean? So it's like, I try to take as much thought of money out of my life as possible.

[Sean Hayes]

But what about viewing money, though, as security?

[John Gabrus]

I don't. I don't know why I don't. I view.

[Adam Pally]

Well, I think I view money as security. If I had, like, a big lumps, if I had, like a big wad, I would definitely want to invest some of it.

[John Gabrus]

Yeah. I guess I also just never had a big wat, you know? Like, I would love to know what that feels like. Like, yeah, you know, my career. I think our careers are similar.

[Sean Hayes]

They're small wads.

[Adam Pally]

Like, there's above average size.

[Sean Hayes]

Those are pretty good wads. But it's like, they're not. It's not you money, right?

[John Gabrus]

Never.

[Sean Hayes]

Yeah, it's never. But it's like. It's like, screw you money. Yeah, a little. For a few months at least.

[Adam Pally]

We also get some complex territory because we're gamblers.

[John Gabrus]

Right? Yeah.

[Sean Hayes]

Oh, what do you guys. What are you guys betting on?

[John Gabrus]

Craps Just sports. Yeah, it was craps, blackjack, slots, coin flips. Coin flips.

[Adam Pally]

Whether or not Muay Thai, whether or.

[John Gabrus]

Not one of us would wear a certain color shirt.

[Sean Hayes]

Oh, so this is a whole. There's like a poly market on the fashion.

[Adam Pally]

Yes. We have prop bets in our life.

[Sean Hayes]

You got to get in there.

[Adam Pally]

I like that. Wait, what's a poly market?

[Sean Hayes]

Oh, my. Poly market is like a betting market. Oh, hell yeah. Yeah.

[Adam Pally]

Which is. Sorry to jump around, but is this outpouring of gambling, is this good or bad for the economy, you think?

[Sean Hayes]

Oh, my. Well, I mean, it's like so bad for the people because it's so impulsive and obviously, like, is if you have enough money to gamble, you have enough money to invest.

[John Gabrus]

Oh, truly.

[Sean Hayes]

No.

[John Gabrus]

I looked at how much I lost this year gambling, and I could have invested.

[Sean Hayes]

Yeah.

[Adam Pally]

I just. I just deferred depositing to my IRA because I don't have the money. But I'm like. So I got like an eight month extension or some shit. And I'm like, I did go to Vegas three times.

[John Gabrus]

Got a fourth on the way.

[Adam Pally]

And we're going.

[John Gabrus]

We're going to Vegas.

[Sean Hayes]

I love Vegas.

[John Gabrus]

Let's go.

[Sean Hayes]

I will literally go. I'm addicted to gambling. Yes. I will literally come with you. I'm fully addicted to gambling. I have one rule with gambling. I will never gamble my own money.

[John Gabrus]

Oh.

[Sean Hayes]

So I will gamble anyone else's money, but I can't grow it. Like, you just go, you're cute. Whatever. You're having fun at the table. And people are so addicted, it's actually bad that they will have loans out from the casinos. Sit next to a guy who have a $30,000 loan from the casino. $30,000, whatever. Oh, I'll. I'll deal in this girl. I want her to sit next to me, and then I'm there for three hours.

[Adam Pally]

Okay. I'm so. I'm so.

[Sean Hayes]

Yeah, I can't do it. When I was 19, I realized I could never gamble. Like, I was. I went to the Bahamas and I was gambling and I couldn't stop taking money out. So I said, I'm not allowed to do that. And then I stopped for a lot of years. And then I was in Morocco randomly, which has a lot of good casinos, and they. And my friend was there, and he was like, all. All the. I'll pay you. I'll pay for you. And I was like, this is the loophole.

[John Gabrus]

Yeah.

[Adam Pally]

So what if you look kind of a. It's kind of a little different if you're like brunette.

[Sean Hayes]

But I will say that I'm obsessed with Vegas and I love gambling.

[John Gabrus]

Yeah.

[Adam Pally]

We need to get like a. Like an old like buff sugar daddy gay guy keeps giving us money and.

[Ameca Insurance]

We'Re like, thank you, papa.

[Sean Hayes]

Exactly.

[John Gabrus]

What do you play to run us in on leashes?

[Sean Hayes]

100. There's a type for everyone.

[John Gabrus]

Yeah, yeah, yeah.

[Adam Pally]

According to my DMs, I'm some people's type.

[John Gabrus]

Oh. I'm a be a lot of people.

[Sean Hayes]

What kind of dms are you guys getting?

[Adam Pally]

I'm getting a lot of people with bear or cub in their name.

[Sean Hayes]

That's good.

[John Gabrus]

Yeah, it's very good. And mine are creditors.

[Sean Hayes]

Oh, good. Okay. Love, love.

[John Gabrus]

Which maybe you could help me with.

[Sean Hayes]

Yeah. So what is like the normal salary like for you guys?

[John Gabrus]

Oh, that's the thing.

[Adam Pally]

We. We have. There is no salary.

[Sean Hayes]

What's the biggest paycheck that you've ever gotten? Oh, and this.

[John Gabrus]

Yeah, I, I don't really want to talk about that.

[Sean Hayes]

Okay. Yeah, I'm trying to get viral clips here. This is what's going to sell the show. People are going to.

[John Gabrus]

I'm actually want our show to fail. There's no need for, for us to be financially transparent because we're just not on that level. Like the, the. The truth of the matter is, is out there. Like you, you. You can know how much money we have by how long our television shows have run and are. You know what I mean?

[Adam Pally]

Like the frequency of that.

[John Gabrus]

You know how much money I have.

[Adam Pally]

You can look.

[Sean Hayes]

Where does that come. Like, I feel like there is from you guys. Like it's. There's an identity in sort of being like. Like it would change your personality almost if you took more control of your finances. Like there's. It's like rooted sort of.

[Adam Pally]

I, I think it's like.

[Sean Hayes]

It's sort of like a fun. It feels like it's part of the whole vibe is being sort of like. Yeah, I love to gamble. Like I don't invest. Like I'm gonna, you know, defer my. I go Ray and it like. So where does that come from?

[Adam Pally]

I think part of that is if we pay attention to my. I might become obsessed with it.

[John Gabrus]

I agreed.

[Adam Pally]

And I might be like, you know, watch.

[Sean Hayes]

I think you guys could be a day traders.

[John Gabrus]

Yes, agreed.

[Adam Pally]

And I don't want 25 monitors. Six of them I'll be gooning to.

[Sean Hayes]

And I always say everything in your life should be exciting. Your relationships, your career, your. You know.

[John Gabrus]

But I feel fully excited. Like I Don't.

[Sean Hayes]

But investing should be boring.

[John Gabrus]

It's just always.

[Adam Pally]

Okay, sorry. That's. That's the full.

[Sean Hayes]

Yeah, that was the. That was the. Yeah, yeah. That has been the savior for me with like. Because I have the same. I'm adhd, I'm compulsive. I'm not. I was not the financial person who's like, I was a, you know, 10 years old hustling my lemonade stand. Like, I'm like, no, no.

[Adam Pally]

Well, she had that accent when she was.

[John Gabrus]

That was your child.

[Sean Hayes]

A lot of children are born with that accent.

[John Gabrus]

No problem.

[Sean Hayes]

Thank you. But like, no. I was so bad with money. And then when I sort of changed my mindset to that of. With the investing of like, no, I am not looking for anything except for that 8 to 10% overtime return. It has made things so much more relaxed and, like, normalized for me.

[Adam Pally]

Oh, wait, let's. Let's, let's dive into this a little bit.

[Sean Hayes]

Yeah.

[Adam Pally]

What. What do you.

[Sean Hayes]

But by the way, then I still get addicted because it's like, I looked. I put $300 in crypto six years ago, and now it's up to almost $4,000. So it's like, you see that and it makes you go crazy. But then it's like, that's only 5 to 10% of my portfolio is. 90% is just 8 to 10%. Give me. Boring. Give it to me. Like, that's all.

[Adam Pally]

What is. What. What are boring. And for our listeners who are younger and maybe looking to make some investments or who haven't done anything yet and are like, yeah, should I have an extra few grand? What. What would you start us on? And again, nothing on this podcast is prescriptive. We're not telling you what to do. You cannot sue us.

[John Gabrus]

Yeah.

[Sean Hayes]

Like financial advice.

[Adam Pally]

Yeah.

[Sean Hayes]

The two of them, you can take them to court, whatever you want, right?

[John Gabrus]

Yeah.

[Sean Hayes]

They will also pay for your investment.

[John Gabrus]

Let's say I sell my. One of my watches, right? Let's say I. Vintage Breitling, top time from 1960.

[Sean Hayes]

Okay.

[John Gabrus]

And we get five grand for it.

[Sean Hayes]

Dang. Okay. Well, the first thing that I would do is like, almost like a pregame for investing. I would have to make sure that your finances were set up so that you could start investing because the market moves in cycles. So, like, the first thing you need to do is have a, for most people, a three to six month emergency fund. But if you're in your industry and you have unstable income, emergency funds are really subjective to what you. What your vocation is. So like, if you work in an industry where, you know, it's very easy to get a new job, you don't have dependents, you're, you know, you can easily hustle something up. Three months might be fine, six months if maybe it's a little bit harder. But if you're in, you know, the entertainment industry, where jobs really are few and far between, but when you do get them, they are more lucrative.

[Adam Pally]

You might want to, you might.

[Sean Hayes]

Nine months, you might need 12 months. You have to go with your gut and see, okay, what feels comfortable to me. So you would need that much in a high Yield savings account, which is separate from your regular savings account at your bank, which, which gets like 0.01% interest, you are earning pennies.

[Adam Pally]

You can get one of those online savings account that are now at least up to like three and a half.

[Sean Hayes]

Exactly. High Yield savings account. And they're amazing too because they're separate from your bank account. So like, you're not going to open your bank account and be like, oh, look at all that cash I've got.

[Adam Pally]

Like, let me not. And you can't also look at Immigrant Direct and be like, Let me take $1,000 out right now. It's like a little bit more difficult than that.

[Sean Hayes]

Yeah, most of them it takes like 24 hours. But it's like still. But it's, but it's good because if you out, point put, say your emergency fund is 30k, that's how much you need for whatever six months or 30k you, if you put that in the market. If I put that in the market six months ago and today I tried to take it out, it might be at 18k or 19k. And then I'm screwed because that's like my lifeline and I've just lost money. But the market over seven years, that's usually the market cycle, you know, six to eight years, it'll go up and down and up and down, but ultimately trend upwards.

[John Gabrus]

How do you, how can you tell when you're at the first year of that cycle?

[Sean Hayes]

Like when you put it in.

[John Gabrus]

Oh, so it's that cycle seven years.

[Adam Pally]

No matter when you start.

[Sean Hayes]

Yeah, yeah.

[John Gabrus]

That seven years is personal. It's not like the market is taking seven years to.

[Sean Hayes]

You don't, you don't have to time the market. Like none of this is rocket science. Like it's literally start today. And if you need that money that you're investing in, in, you know, anything earlier than six to eight years, then you would put it in something different. Than the stock market. Maybe you're putting it in a cd, which is a certificate of deposit. Maybe you're putting it in a money market account like you're putting it in another.

[Adam Pally]

What is a money market account? I have one, and I have some money in it. What?

[Sean Hayes]

It.

[John Gabrus]

It's like, I don't definitely.

[Adam Pally]

It feels like it's like an overflow checking account when checking is doing pretty well. I feel like.

[Sean Hayes]

What do you just put your money.

[Adam Pally]

I didn't put some extra money in the. Mm, Right. Money market.

[Sean Hayes]

Yeah. Money.

[Adam Pally]

What is that?

[Sean Hayes]

Yeah, a money market account is just like, a place that you can put money that you're going to get a higher yield than a savings account. Okay, so how much can you put in?

[John Gabrus]

What's like the.

[Sean Hayes]

The biggest thing with financial planning is, first of all, it's completely personal. So it depends on, like, where you're at, but it's also all about your risk profile and your time horizon. So, like, that, like, that's why I.

[Adam Pally]

Was a Time horizon. I think you've said that before. What is. What are we saying here? What does that mean?

[Sean Hayes]

I mean, like, it means, like, you wouldn't put, like, that money and that you were putting in the money market account. You have to know, like, everything that you do has to have a.

[John Gabrus]

Why?

[Sean Hayes]

It's like, why are you putting in there? You just putting in there because you don't know what else to do with it. Or you're putting in there because that's your emergency fund.

[John Gabrus]

Or your laundry.

[Sean Hayes]

Yeah, or your laundry. Exactly. Or you need it.

[John Gabrus]

For Horizon can change. Is like Matthew. For Matthew McConaughey, it was like a minute, but, like, for his kids down on Earth, it was like 20 years.

[Adam Pally]

For Coop.

[John Gabrus]

Yeah.

[Adam Pally]

For Cooper.

[John Gabrus]

Yeah.

[Adam Pally]

So it's like Casey Affleck.

[John Gabrus]

Yeah. So it can really. It can really change a lot. Right?

[Adam Pally]

You're talking about the time dilation and Interstellar.

[John Gabrus]

Sorry?

[Sean Hayes]

Did Matthew McConaughey come on your show?

[John Gabrus]

No, I was thinking about the movie Interstellar.

[Haley Sachs]

Not yet.

[Adam Pally]

Matthew McConaughey.

[Sean Hayes]

Yeah.

[Adam Pally]

But we would have you, and I think the episode would come out.

[John Gabrus]

All right. All right, all right.

[Adam Pally]

Hey, you know, I'm a fan of cozy clothes, of being comfortable 100%. And, I mean, who is it, you.

[John Gabrus]

Know, that I only want to look good, because if you look good, you.

[Adam Pally]

Feel good, and if you feel good, you look good. You can tackle anything when you're wearing your Voris.

[John Gabrus]

I mean, because it's. It's awesome to look good at the gym, but it's also awesome to wear something that you can socialize in before you go to the gym.

[Adam Pally]

Oh yeah, you can get that post gym like smoothie or coffee and not feel.

[John Gabrus]

And not feel disgusting. The Corey short. That's the one that, that's, that's like the thing that kind of started their thing. That's my favorite thing.

[Adam Pally]

The corn short.

[John Gabrus]

Yeah.

[Adam Pally]

Is it the Corey?

[John Gabrus]

I think it.

[Adam Pally]

Is it Fiori Corey?

[John Gabrus]

I think it's Corey because it' viori. I guess it's more sensitive. It's the core. But I was always reading it as the Corey.

[Adam Pally]

But let's say it's core. Who cares? It's one short. Every sport that it's.

[John Gabrus]

Well, you could wear it for everything. Basketball, running.

[Adam Pally]

You could do squats in it.

[John Gabrus]

And it has a pocket which is like a back pocket on a short.

[Adam Pally]

Yeah, put my phone in there so I can get keep close for my Bluetooth so I can listen to Staying Alive, the podcast while I'm exercising.

[John Gabrus]

It has built in support which is really nice.

[Adam Pally]

No, I am a. I'm a built in liner guy these days because I can't have my balls dropping out when I'm doing a squat.

[John Gabrus]

Also for traveling, you don't like to waste another pair of boxers on your exercise. So the fact that these come with a boxer liner, it's kind of two in one in your suitcase.

[Adam Pally]

Oh, I love. Because also it makes it easier to pack to go to the gym and then post gym. You don't have to like have two. One pair of dry underwear, one pair of wet underwear.

[John Gabrus]

So when you buy Vori, not only will you receive 20% off your first purchase, but enjoy free shipping on any US orders over $75 and free returns. Go to vori.com staying alive and discover the versatility of Vori clothing.

[Adam Pally]

EXCL exclusions apply. Visit the website for full terms and conditions. This is an ad for Roundup for lawns. It kills weeds down to the root.

[Haley Sachs]

Without harming your lawn. It works on crabgrass, dandelions, clover.

[Adam Pally]

It works on weeds with names you can't even pronounce. It's Roundup for lawns.

[Haley Sachs]

When used as directed, always read and.

[Adam Pally]

Follow pesticide label directions.

[Ameca Insurance]

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[Sean Hayes]

Is that a big cringe for you guys like when you see people in your industry taking on these advertisements that you're like what are you doing?

[Adam Pally]

I got no judgment because that's money. No, I think, I think there's, I think if you are like launching three different of your own companies, you don't also need to. And you're in and you're a movie star. Maybe like leave a little something for other people.

[John Gabrus]

I agree with that. I also think similarly to like you know, this is going to be, you know, I don't believe in like multi billionaires, you know, and stuff. Like I believe like they should be taxed.

[Adam Pally]

You should just have a $999,999,999 and any dollar more you get over that, it gets chopped up and sent to poor people. But if you can't live on 900.

[John Gabrus]

Million, I understand, I understand the open market and stuff and all that, but I think like, you know, these people like hundreds of billions of dollars who are richer than, you know, countries and aren't taxed.

[Sean Hayes]

Yeah.

[John Gabrus]

Is a real issue for me in that, in that way. So.

[Sean Hayes]

And it's like at that point you have these full teams of like the tax code and is getting rich is so much about understanding taxes.

[John Gabrus]

Exactly.

[Sean Hayes]

And they have like full team teams that just literally know how to game Uncle Sam.

[John Gabrus]

Right. And so you have like people, you know, like the Elon Musk's of the world who are like, you know, not paying taxes. That is where like I don't care if you could like I'm not necessarily for a cap on your wealth, but what I am for is that your taxes should be proportionate to the money you make. Because. Because that is how we've all signed up for that. And if you're, you know what I mean? Like that's what we're doing here in this country.

[Adam Pally]

If like you want to know that creamed on her 80 grand a year paycheck, like then you have to get creamed. Yeah, it's like 100 billion.

[Sean Hayes]

Yeah, well that's why it's good though to invest in these, in those tax advantaged accounts because it brings down your taxable income and it's something that anyone could do. Like your Roth IRA pre tax or whatever. No, no Roth IRA. You're putting in tax money yeah, but like 401k you're putting in pre tax, then you're paying taxes on it when you. When it comes out.

[Adam Pally]

Yeah.

[Sean Hayes]

So it's like. But do you want to know the craziest billionaire tax hack?

[John Gabrus]

Yeah, sure. Yes.

[Sean Hayes]

Did you know that if you buy a sports team, which like rich people are doing, billionaires do, 90% of it is a tax write off.

[John Gabrus]

Right.

[Adam Pally]

How the fuck is that possible?

[Sean Hayes]

It's not insane. So Steve Ballmer, who owns the clippers, paid like 2 billion for them, and.

[John Gabrus]

Then if you like cheer loud in your seat, you get a little bit of a discount.

[Sean Hayes]

Exactly.

[John Gabrus]

Yeah.

[Sean Hayes]

That to me is a wild one.

[John Gabrus]

Yeah, that. All that stuff as well. So. So anyway, so I was saying was like the line for. For like celebrity endorsements and stuff. To me, it starts to cross that when you are like, shilling for like five different AI companies, you know, and like, we don't know yet if that's going to kill the world or. You know what I mean? And so like, I love Matthew McConaughey, but. But when I see. When I see the fifth AI commercial, part of me does go like, oh, give it a rest. I mean, his new movie looks amazing and I can't wait to see it. And it won't stop me from paying the money to see it, you know, so it's like I am. It is hypocritical, especially coming from the legit face of Jimmy John sandwiches.

[Sean Hayes]

Yeah, but that's a sleigh.

[John Gabrus]

Slay. Slay king.

[Sean Hayes]

Yeah, slay king. You get free Jimmy John.

[John Gabrus]

I do. For life.

[Sean Hayes]

Oh, my God. You would get the Jersey, Mike's money. That would be the best.

[John Gabrus]

I think I'm going to. You know, this campaign is going well, so knock on wood. Maybe if we re up it, I can make some investments finally.

[Sean Hayes]

Oh, that would be amazing.

[Adam Pally]

I'd like to deposit one pound of super soft.

[Sean Hayes]

Yeah, you got to take your friends there, too.

[John Gabrus]

Yeah, I have a card.

[Sean Hayes]

Oh, my gosh.

[John Gabrus]

Yeah, we could all go. I could take you.

[Sean Hayes]

Wow. I would love that. Okay. When we go to Vegas.

[John Gabrus]

Yeah. Well, that's going to be all we can eat if things don't go well.

[Adam Pally]

Yeah. If I don't get a couple of hard tens, we're out of it.

[Sean Hayes]

That's good financial security to know, like, no matter what happens in the economy.

[John Gabrus]

I have sandwiches. My family has sandwiches.

[Sean Hayes]

Yeah, your family sandwiches.

[John Gabrus]

It's good, but it's like you have.

[Adam Pally]

Can you. Can you update your will so that that card is left to me? In case I somehow I, I would.

[John Gabrus]

Be shocked if you outlive me, but.

[Sean Hayes]

Yes, but so with your kids, what. How do you teach them about money?

[John Gabrus]

My wife is really good. Really, really good with money.

[Sean Hayes]

Oh, explain that.

[John Gabrus]

She is just good with money.

[Sean Hayes]

Does she put you like on a, like, does she watch your spending?

[John Gabrus]

Well, I have a financial advisor who, who watches what I'm spending and, and often yells at me and then I will reign it in and then. You know what I mean? But I, I, that's the setup that I like.

[Sean Hayes]

The things that you would spend on that would be too much.

[John Gabrus]

Like you've talked about watches, watches or guitar. Like I, it's like the biggest purchase.

[Sean Hayes]

You'Ve ever made besides your house.

[John Gabrus]

A watch. What was was a 1985 AP Royal Oak in two tone, 18 karat gold.

[Sean Hayes]

Are you still hot? That's insane. Do you still have it?

[John Gabrus]

I do still have it.

[Sean Hayes]

And like weight with watch, like investing in watches. How did you get into that?

[John Gabrus]

I really love like watches. Watches are really interesting to me because they're one of the last like really manual moving things that we have. It's really analog.

[Sean Hayes]

Yeah.

[John Gabrus]

And it really is like on your wrist. Like you can hear my watch like clicking time.

[Sean Hayes]

Yeah.

[John Gabrus]

You know, and I really depend on that because, because my phone dies all the time. I'm scatterbrained and I just really like it. And I, and then I became interested in like the different movements and the different dials and the different ways that they're made and the history behind and.

[Adam Pally]

The stories putting that on.

[John Gabrus]

So I'm always wearing stuff and it's, and it's, and I geek out about it the same way that I do guitars because I, I'm a musician. So when I'm like making a, a project, I, you know, will be like, oh, this sound from this 1965 Gibson is like different than you know what I mean? It's like all, and, and, and stuff like that. So that's how I got into watches.

[Sean Hayes]

When it comes to your kids. So your, your wife is good with money?

[John Gabrus]

Yes.

[Sean Hayes]

Do you have kids? No. No. And do you want kids?

[Adam Pally]

No.

[Sean Hayes]

Okay. So love that chapel roan over here. Yeah.

[Adam Pally]

I mean, mom suck.

[John Gabrus]

Yeah. My wife was so clip fucking raised about that chapel roan.

[Adam Pally]

I didn't even see that one.

[John Gabrus]

But everyone she, she made was like, anybody that has kids is miserable. And we were driving and Danielle read that and was like, miserable. Does she know how hard it is to be a mother? And I was like, calm down.

[Adam Pally]

That you're proving too much of a lady. You know, it's like, say, you know how beautiful it is to interact with these kids.

[John Gabrus]

I'm not miserable. But it's like. But it's also. It's okay to be miserable, I think.

[Adam Pally]

You know, I know some childless people who are miserable.

[John Gabrus]

I was just gonna say, like. I was just gonna say, like, I. I don't think miserable. Misery is. I don't think misery is due to situation in that way.

[Sean Hayes]

Yeah, no, it's definitely, like, a bigger conversation. It's an inside job.

[Adam Pally]

It's more than. I spent my 30s in a Speedo in a hot tub smoking weed so I couldn't, like, and drinking yellow number five.

[Sean Hayes]

They're shooting blanks.

[Adam Pally]

Yeah, I'm shooting blanks.

[Sean Hayes]

That's tough. So you can't even sell it. I got a lesbian sister. She's looking for a load.

[John Gabrus]

Really? I can give her one.

[Sean Hayes]

Okay, cool. Yeah. Pay the big bucks.

[John Gabrus]

I can't even walk by my wife without sprouting a kid.

[Sean Hayes]

Oh, that's so good.

[Adam Pally]

Can you grab the jar from my bag? The green room.

[John Gabrus]

You know what? You know what an. It's been kind of a tense month. You might want to grab the barrel.

[Sean Hayes]

The spur market is so crazy, though, because I'm.

[Adam Pally]

I should say I'm invested heavily in the sperm market.

[Sean Hayes]

Yeah, you should.

[John Gabrus]

No, I'm in the spider, the nasdaq, and the jizz.

[Sean Hayes]

That's the jizz?

[John Gabrus]

Yeah, the jz. It's an Arabian market. And by the way, guys, like, Jazeera.

[Sean Hayes]

It's so funny. That's my ticker. Gay men can't donate sperm to, like. That's why I changed the conversation.

[John Gabrus]

Wait, why can't gay men donate to.

[Sean Hayes]

Like, traditional sperm banks? I don't know. Like, they, like. And they can't donate blood, like, because of, like, the.

[John Gabrus]

Like, because of the aids.

[Adam Pally]

Like, that is so archaic.

[John Gabrus]

So archaic and wild, and my blood pressure just got raised from that. I just, like, you know that same feeling when you're a kid, when someone's, like, tells you what you can and can't do. Yeah, I just got that same thing.

[Adam Pally]

But also, you can't do this thing that is objectively helpful for people. It's like that. That's the weirdest kind of discrimination.

[John Gabrus]

People are so dumb.

[Adam Pally]

But now black people can't be nurses. It's like, why are we making these choices?

[Sean Hayes]

That's not true.

[Adam Pally]

No, that's not true.

[Sean Hayes]

But now there's new startups that are democratizing it, and my sister and her wife like found one from these. Like other lesbians made it and they.

[John Gabrus]

They made the sperm.

[Sean Hayes]

They made the sperm, they made the startup and they lab grown and they have all these. It's gay men who are giving the sperm and so they've like, like they look amazing. Like, they're like, you know, gorgeous.

[John Gabrus]

The sperms look good.

[Sean Hayes]

They're like perfectly so good.

[John Gabrus]

They're like the poster of David Barton.

[Sean Hayes]

And I had to tell her because all of the, the pictures are so like yossified, you know, because it's like they're like gorgeous, like. And I'm like, they definitely did a cut before they did like their headshots to like see if you would buy their sperm. Like, you know, like they're, they're good at the whole esthetic thing and this.

[Adam Pally]

Is, it's only a matter of time. This is so perfect for the gay community. They're about to box heterosexual men out of getting women pregnant. The one, the one thing heterosexual. And I'm happy for good. But gay men are so funny. They're just like, yeah, we can also do that. You're like, oh, do anything that's also.

[Sean Hayes]

Cool because they like reframed the relationship between the donor and the, the recipient. Yeah. So like now like they could. They have a relationship with their donor.

[Adam Pally]

Cool.

[Sean Hayes]

Which they can decide like how much.

[John Gabrus]

They want it to be an Amy Heckerling movie.

[Sean Hayes]

Yes.

[John Gabrus]

This could be, you know, starring Mark Ruffalo and Judy Greer.

[Sean Hayes]

Oh my God, that's such a good combo.

[John Gabrus]

There you go.

[Sean Hayes]

That's why they hand the See it.

[John Gabrus]

Can't wait to see it.

[Adam Pally]

Cut that out so that we can sell that.

[John Gabrus]

Cut that out. Starring Adam Pally and Ellie Kemper.

[Sean Hayes]

What's. What's like the craziest thing you've ever done for a buck? Like, people are selling plasma. They sell their sperm like, oh my.

[John Gabrus]

God, I. I sell sandwiches.

[Sean Hayes]

Oh, true, true, true, true, true, true.

[Adam Pally]

Trial. There was a movie that came out like 15 plus years ago called Balls of Fury that was like a kind of ping pong.

[John Gabrus]

Thomas Lennon. Right?

[Adam Pally]

Thomas Lennon's in it. The, the lead is Dan Fogler and he's like a heavyset beard guy. I got hired to work three weekends in a month dressing up as this guy and handing out ping pong balls and solo cups that were branded with balls of fury stuff at bars with a woman who is dressed with another woman activator who's dressed as like a sort of traditional Asian stereotype. And we had to. It was $100 a night or $125 a night and half a. If we did all nine nights, we got a $2,100 bonus. And I was like, we. And this is, like, the year 2008 or whatever. And I'm broke as I'm like, we have to do this after, like, four nights of, like, me defending her from being harassed by, like, drunk college kids in the East Village. And me being like, what am I doing outdressed in this, like, short shorts? And people are like, hey, you, man. Like, pulling your wig off and what am I doing? And then I quit. And I'm like, now I know why those put a 21, 100 bonus. Because no one's making.

[John Gabrus]

Yeah, no one's making that.

[Adam Pally]

So that's one of the worst things I've done for money.

[John Gabrus]

Yeah. Yeah. I. I mean, I once I had to do a prank show.

[Sean Hayes]

I thought this was a prank show.

[John Gabrus]

So did I.

[Adam Pally]

We don't know who we're pranking.

[John Gabrus]

Yeah. But it keeps happening.

[Adam Pally]

I can't tell if it's the crowd. Us.

[John Gabrus]

There's never a reveal. It's just every day. I had to do a prank show early on in my career where I had to tell a classroom full of musical scholarship kids that the music department was being shut down.

[Adam Pally]

Jesus.

[John Gabrus]

And then at the end of the episode, they would find out that, in fact, it wasn't being shut down, that they were getting a grant, and then the All American Rejects were going to play a set for them.

[Sean Hayes]

Well, that's great.

[Adam Pally]

That's like a double prank.

[Sean Hayes]

Yeah.

[John Gabrus]

It was not great.

[Sean Hayes]

First of all. For a sec.

[John Gabrus]

First of all, they had to listen to the American rejection. Yeah.

[Adam Pally]

They're like, you know what? Shut the music program down.

[John Gabrus]

But doing the job was the worst thing I've ever had to do. Because you're not paid when you're. When you're. I've. I've gone on this before. Prank shows are. Are the. The lowest form of comedy. It's the lowest. The low punk is the lowest form of entertainment.

[Sean Hayes]

And they just stress me out so much.

[Adam Pally]

I love it, and it's awful.

[John Gabrus]

Yeah. I don't mind watching it.

[Adam Pally]

But like, Candid Camera. Like that.

[John Gabrus]

Candid Camera.

[Adam Pally]

That was like. But when it starts to get, like, malicious.

[John Gabrus]

Yeah. When it's like, people being like, you know, like, your.

[Sean Hayes]

Your scholarship is gone.

[John Gabrus]

Yeah. And so these kids. These kids are musical scholarship. Right. Which means that in other areas, if you think of, like, traditionally kids with musical scholarships, maybe they aren't as equipped, like, socially so when you have a microphone in your ear and they're like, tell them that it's their fault that the string section is being. Being removed. And you're, like, staring at this kid who's like, quivering, like, being like, why are you taking away our instruments?

[Adam Pally]

Kids is rude.

[Sean Hayes]

It was show was this for.

[John Gabrus]

It was called, like, schooled or something. It was like. It was. It was a gig. It was just a gig that. That you had that, you know, And I beat out, like, a ton of people, like, everybody auditioned for.

[Adam Pally]

Right. You're like, oh, okay, that's not a bad payday. Wait, what do I have to do?

[John Gabrus]

It was not even a good payday at the. It was like 700 bucks for the day.

[Adam Pally]

Yeah. You know, which is a good payday, but not in the grand scheme of things.

[John Gabrus]

For what we had. For what I had to do.

[Adam Pally]

Yeah.

[John Gabrus]

I mean, the other act, there's probably some.

[Adam Pally]

There's so many people watch right now. I was like, I'll tell a kid he's going to die.

[John Gabrus]

Yeah. But, like, the other actress walked off mid. Mid thing. Because you had a. The other. She was playing the other teacher. You had, like, a thing in your ear, and they were telling her, like, you know, make him play for the. The thing. Tell him to play right now. And. And if it's good enough, he can keep it. And the kid was like, you know, and she was like, I can't do it. I can't do it. And she's like, talking to the thing, you know, and it's like, kids are like, what's going on? And they stop. They shut down production for, like, five minutes because it was, like, weird. It was like seeing a Disney character without the head. And then the actress left. She's like, I can't.

[Sean Hayes]

Better person than you.

[John Gabrus]

Yeah, way better. I was like, I need that 700 bucks. But it was. It was. It was one of the first times where I was really. Where you're really. You know, when you're young and you get into this business, you're like. It's all glitz and glam and big lights and, like, you're just excited to do anything. And then you realize, like, the true underbelly of everything. Everything in this business, the true, true underbelly is how much will you do for money?

[Sean Hayes]

Sell your soul.

[John Gabrus]

It doesn't matter.

[Adam Pally]

We're human Sea stand.

[John Gabrus]

Yeah. It's like, how much will you. You do for this dollar? Is. Is the base of the industry. And some people can.

[Sean Hayes]

Isn't that for any industry?

[John Gabrus]

No, because the skills.

[Adam Pally]

It's more that we're attaching our.

[Sean Hayes]

Yeah, yeah, yeah.

[Adam Pally]

Your name is.

[John Gabrus]

Not again, like. Yeah. You sit at a desk and you're like, g, this sucks. But, like, you know, the company is the one that is. That is responsible. Yeah. This is your. You.

[Sean Hayes]

Yeah.

[John Gabrus]

So there's a certain element of, like, every. Every single job. Whether it's the. We talk about this a lot. Whether it's like you're the Tom Cruise or you're the. The background actor on a movie, it is all about what will you degrade yourself to do for that money at that moment. And it's a beautiful industry and spin in a way that comes out looking glorious.

[Sean Hayes]

But I feel like that goes back to. To your, like, feelings around your career too, which is like what you said at the beginning of the show, where you're so cautious about not doing things that are connected as much to the paycheck.

[John Gabrus]

Yeah.

[Sean Hayes]

Yeah. Well, not being, like, not batsonic.

[John Gabrus]

I think that's. I think for me at least, I mean, that's the goal. Right.

[Adam Pally]

Is that I'm down to do stuff for the paycheck.

[John Gabrus]

Yeah. Like, I'm down.

[Adam Pally]

Those offices aren't bankrupt.

[John Gabrus]

Yeah. I will do stuff for the money. And I do do stuff for the money. The money. I don't really get that change.

[Sean Hayes]

Since you have. Since you had kids.

[John Gabrus]

No. Because my career hasn't changed. Like, if, like. Like John was saying, like, I would do. I will do stuff for money.

[Adam Pally]

For sure.

[John Gabrus]

I love to do stuff for money. And I. And I like. And I like the work.

[Sean Hayes]

Guys think about that. Like, if you have offers. Adam is down. Reach out.

[John Gabrus]

And you know what? They know that.

[Sean Hayes]

Yeah. Which is sad. One on one, like, he'll meet up with you.

[John Gabrus]

I will do anything for money.

[Sean Hayes]

But.

[John Gabrus]

But I trust.

[Adam Pally]

Try.

[John Gabrus]

Really try hard. And I feel like that's the only way that you sustain is if you're like, I. There needs to be some sort of through line from thing to thing.

[Sean Hayes]

I said no to 100k last week to good for you. Yeah. For a deal that was, like, all about girl. I hate girl math. And I've, like, I don't know why they offered me this money, but it was like, I, like, was a huge proponent against girl math. Like, literally in the news. Being like this just makes it seem like women are so bad. Girl meth is like, oh, like, I'm returning a package that I paid for. And because I'm getting that $100 credit.

[John Gabrus]

From Zara, is it essentially like, girl like boy dinner.

[Sean Hayes]

Yeah, yeah, yeah, yeah, exactly like boy dinner. Like, whatever.

[Adam Pally]

Girl dinner is like a martini, a Caesar salad, and a boy dinners.

[John Gabrus]

Like yesterday's pizza. Yeah, yeah, yeah.

[Sean Hayes]

It just like dumbs down. It basically is like, how are women tricking themselves into, like being bad with their finances? Like girl math. Like, oh, well, like, you know, if I return that package and then I get that $100 credit, then I have $100 girl math and it's like, no, that's your money.

[Adam Pally]

I can understand that logic. I'm a victim of it too, of course.

[Sean Hayes]

But it's not something to owe.

[Adam Pally]

Like, it's definitely not something to attach to a gender.

[Sean Hayes]

I know.

[John Gabrus]

Yeah. And it's. And it's super. It's like that, it's. That is the, the base level of like what we all struggle with every day is like the idea in our head is like, is this, Do I have enough? You know what I mean? Like to then be the face of a campaign for that.

[Sean Hayes]

And they were like, obviously going to put spend behind it and I was just like, ooh. Like, not me, though.

[Adam Pally]

I'm very proud of you. I don't know if, I don't know.

[John Gabrus]

If hundred K is a lot.

[Sean Hayes]

Yeah, Well, I have a really good, like, I have like, I really believe in money as like energy and I have a really good relationship to it in terms of like my abundance and my ability to attract it.

[John Gabrus]

Wow, that's really nice. I like that you're almost like putting it out. It's like you're almost like manifesting I'm really good.

[Sean Hayes]

Yeah, exactly. I can do it. I'm like. And also I know the work that I do is valuable.

[John Gabrus]

Right? You have a skill.

[Sean Hayes]

Yeah. And so it's. But it's like I'm never. Of course it would be great to have that money, but it's like what you're saying sort of of like you got to see the forest through the trees. Like, if I do that, then I'm degrading the brand that I've worked eight years to build and that will ultimately pay me so much more than 100k.

[Adam Pally]

While you're on your seven year cycle.

[Sean Hayes]

Yeah, exactly. But it's, you know, it's hard. I mean, the paychecks can be blinding. But it's like, yeah, you, you. I say no to a lot of stuff because especially with like financial influencing, people want you to do so many things that are just not good for other people's money. And the reason that I'm in the game is not. It's sort of similar to you and like where it's not as much like, of course making money is this amazing part of it. And I love money and I love.

[Adam Pally]

Butts up against like your belief.

[Sean Hayes]

Exactly.

[Adam Pally]

You lose any credibility.

[Sean Hayes]

Yeah.

[Adam Pally]

Like it's not worth it because then like, people are like, well, Mrs. Dow Jones, she's in big girl math's pocket.

[Sean Hayes]

Oh yeah, she's that face a girl math. It's like, no. That actually just makes me seem like I'm so bad with money.

[John Gabrus]

Right. Yeah.

[Haley Sachs]

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[John Gabrus]

So. All right, so wait, let's.

[Adam Pally]

Let's do our stereotypical question.

[John Gabrus]

Yeah.

[Adam Pally]

Yeah.

[Sean Hayes]

Okay. You guys have segments.

[John Gabrus]

We have one. We don't have any.

[Adam Pally]

One written question we ask our guests. The rest is all just bullshitting.

[John Gabrus]

And we try just to keep it. To have it feel like as like.

[Sean Hayes]

I love the show. You're so good together. Can I also. How did you guys meet?

[John Gabrus]

We're supposed to be asking you questions.

[Sean Hayes]

Sorry, sorry, sorry.

[Adam Pally]

It was. It's an ad.

[John Gabrus]

Much like my money. I don't like to talk about it.

[Sean Hayes]

Yeah, you really rkg. I was trying to get some vi. You know, serious put me in here. I'm trying to get the social pumping.

[John Gabrus]

Truly.

[Adam Pally]

I'm putting more effort into the show than us in a way that I'm, like, analyzing what I only.

[John Gabrus]

It only hurts me if this show goes viral.

[Sean Hayes]

That's true. We wouldn't want that. Try to keep it niche.

[John Gabrus]

Exactly.

[Sean Hayes]

Yeah. We're trying to have a micro audience.

[John Gabrus]

That's why I try to get my TV shows canceled after one season.

[Adam Pally]

So.

[Sean Hayes]

Good.

[John Gabrus]

Keep my career niche.

[Sean Hayes]

Yes.

[John Gabrus]

Yeah.

[Adam Pally]

Mrs. Dow Jones.

[Sean Hayes]

Yes.

[Adam Pally]

What do you do to stay alive?

[Sean Hayes]

Okay, Love this. To stay alive.

[Adam Pally]

Whatever that might mean for you. Yeah. Some people have mentioned what they do for their mental health, physical health.

[Sean Hayes]

Yeah.

[Adam Pally]

What they eat, what they make sure they do every day.

[Sean Hayes]

I do shit that I don't want to do.

[John Gabrus]

Wow.

[Adam Pally]

Oh, I like that.

[Sean Hayes]

Yes.

[John Gabrus]

It's like, what don't you want to do?

[Sean Hayes]

Oh, be here.

[Adam Pally]

And she's like, obviously, I do shit I don't want to do.

[John Gabrus]

I'm looking at YouTube.

[Sean Hayes]

I just feel like anything in life that, like, actually has an ROI is so difficult.

[John Gabrus]

What's an roi?

[Sean Hayes]

Like a return on investment.

[John Gabrus]

Why is it a Y roi? It's like rookie of the year, you.

[Sean Hayes]

Know, I have different accents.

[John Gabrus]

Where are you from?

[Sean Hayes]

Upper east side.

[John Gabrus]

Are you from the upper East. Where?

[Sean Hayes]

90Th Street.

[John Gabrus]

Where were you born?

[Sean Hayes]

Upper east side. Lenox Hill. Yeah. To Mount Sinai.

[John Gabrus]

Oh, Lenox Hill.

[Sean Hayes]

Yes, you were.

[John Gabrus]

You're Stuyvesantown.

[Sean Hayes]

Whoa. New York.

[John Gabrus]

Yeah, that's right.

[Adam Pally]

Long Island Mercy. Mercy Hospital in Rockville Center.

[Sean Hayes]

Okay. Heaven.

[Adam Pally]

Yes, yes.

[John Gabrus]

So what is your accent change? Like, what does it go from 60th to 72nd?

[Sean Hayes]

Exactly. And now I'm actually. I live In Brooklyn. So we're in Brooklyn in Dumbo.

[John Gabrus]

Oh, you're getting those?

[Sean Hayes]

Yes.

[John Gabrus]

Do you do a lot of. Do you do a lot of your pictures?

[Sean Hayes]

Yes, by the bridge.

[John Gabrus]

Can you write off your apartment because of it?

[Sean Hayes]

Oh, I write off everything. Yes, yes, yes. We write off a lot of.

[John Gabrus]

I live in Harlem and I can't even write off the dog shit that's not picked up.

[Sean Hayes]

Also, you didn't even tell us that you're a real estate investor. I mean, you said you bought an apartment, but buying in Harlem is, you know, it's a good area.

[John Gabrus]

I own a house.

[Sean Hayes]

Oh, okay. He's got a townhouse.

[Adam Pally]

I don't like to talk about it.

[Sean Hayes]

But you have room for him.

[John Gabrus]

Of course I have room for him. He stays all the time.

[Sean Hayes]

I love that.

[Adam Pally]

Frequently.

[Sean Hayes]

So wait.

[Adam Pally]

Because I, I rent in West Hollywood, Los Angeles, which is very hard.

[Sean Hayes]

Your relationship changed since you had kids.

[John Gabrus]

It hasn't hours, personally, because, like, women.

[Sean Hayes]

When, when you're in a female friendship and the one of you has kids, it's really hard because women, like, are, I think, taking care of the kids so much more. But it's like, for men. What is that like? Well, now you just have to hang out with him with the kids, probably, which I.

[Adam Pally]

And I've known his, obviously. Like, I always joke with them. I'm like, yeah, I, I, I like when I say to your daughter, I'm like, I've known Cole longer than you have. Like, I've known your older brother longer than. Because I've known them since zero. All of them.

[John Gabrus]

We were put. We were, we were put on an improv team together at 21.

[Sean Hayes]

Oh, yeah.

[John Gabrus]

So.

[Adam Pally]

So we, we grew up literally in like, 05.

[John Gabrus]

Yeah, we grew up. We grew up to. Together and, and kind of our families then became close, and so it didn't. Nothing changed, really, in that way.

[Adam Pally]

And our, and our relationship is also, like, we got a lot of work and comedy that we get to do, which is kind of like a kid exclusive where it's like at night or something.

[John Gabrus]

Yeah, we're hanging out. It's like the kids aren't always around, so it's. The relationship is true.

[Adam Pally]

The main way our relationship change is that if we FaceTime or Zoom for any business. Business meetings, he's in the car driving one of his kids somewhere. Yeah, that's like the main change in our relationship is that he's.

[John Gabrus]

During the day.

[Adam Pally]

During the day, he's taxing a kid somewhere.

[John Gabrus]

I'm a. I like to call myself a Duber. Oh, I'm a dad. Uber.

[Sean Hayes]

Where do they go to school?

[John Gabrus]

They go to school on the Upper west side.

[Sean Hayes]

Oh, I went to copy of prep.

[John Gabrus]

Oh, nice. Yeah, we're looking at it. We're looking at. I mean, there's so many.

[Sean Hayes]

John Rich. Yeah.

[John Gabrus]

There's so many options, you know, but private school is expensive.

[Sean Hayes]

Yeah. You don't need it. I don't think until high school maybe.

[John Gabrus]

But high school, I think we need it.

[Sean Hayes]

High school, good. But then I think, like, I sort of feel like until then you're good.

[John Gabrus]

We're doing the best we can. We're piecing it together. But I really like what you said.

[Sean Hayes]

I'm more ADHD than you guys.

[Adam Pally]

No, no, you're not.

[John Gabrus]

Only did you take your medicine today, cuz then you might. All right, so me too. So that was like, maybe you are.

[Adam Pally]

But.

[Sean Hayes]

Yeah. No, no, no. It just took a. Okay.

[John Gabrus]

Yeah.

[Adam Pally]

Which actually kind of settles me in.

[John Gabrus]

So when you say you're doing hard, you're doing like.

[Sean Hayes]

Like I say that you don't want to do. That's what keeps me, like, working out. No, I don't like working out. I work out with the most intense trainer ever who's literally like, got me doing weights and lunges.

[John Gabrus]

What are you doing one, two, three times a week?

[Sean Hayes]

I do three times a week, which is not crazy. But gym in your building, based on.

[Adam Pally]

Your attitude towards exercise, three times a week is a lot for you.

[Sean Hayes]

Well, but I've always been at, like, I was a rower in college. Like, I like working out, but weights I just think are like, it doesn't. It's sort of like the worse that something is, the better it is for you. Like, I don't think anyone is like, maybe some people maybe are in the gym and they're like, ah, this is so exciting. But it's not like going to a workout class where you're stimulated, whatever, it's boring. You're thinking about every single rep, whatever. But then your back feels better, you're in better shape, you've got muscle, whatever. That's good for you. Same with investing or being good with your finances. Do you think that I want to have a money date every month with my. My money and, like, look through my spending and my bank.

[Adam Pally]

Talk to us about this money date. This actually sounds like something I could use.

[Sean Hayes]

You should do this. I do this every month. It's a Mrs. Dow Jones, like, pillar. And it's, you know, because you have to drop an anchor with your finances. If you don't know what's going. Money is a relationship. So it's like, you know, if you want to be in a relationship with somebody, got to take them on a date, you gotta spend time with them, text them, whatever. Same thing with your money. You can't ignore. People think they can ignore their finances. Guess what? Rihanna did that. And that's when she wrote better have my money because she wasn't looking at her finances and an accountant stol of it. I'm not saying that's going to happen, but it's like if you have an eye on your bottom line or someone else will and this could. Now there's so many digital scams, all this shit. Like, you've got to be adamantly looking at things. But again, do you think I want to do that? No, of course not. I have to coerce myself. I have to like, you know, what.

[Adam Pally]

Do you do to. This is interesting because we rarely have someone. Come on who's like it. I. It sucks to do blank. What do you do to get yourself up to do your money date or to go to the gym when you're. When you know you have to go to hang out with your crazy ass trainer and you're not feeling it? What are you telling yourself psychologically or, you know, or when you're like, I have to start making my avocado toast at home to really start saving money? Like, what do you, what do you tell yourself in these situations?

[Sean Hayes]

Well, with the, like, with the working out, I think, like, that's why I have a. Like, I do a lot. I believe, like, human capital builds financial capital. So it's like I've made an investment in my trainer because then it carries over to other parts of my life. I work really hard, I run a business. I'm like doing a million things. And so, you know, investing in that and having him, I'm not going to miss him because he's expensive, right?

[Adam Pally]

Oh, that. I. I kind of like that attitude too. Or some people. Like, I have a trainer once a week. Yeah, just like that just keeps me. I know at least once a week I'll work out. You're gonna go, I don't want to let them down. I don't want to pay them. Canceled.

[Sean Hayes]

It's worth it. Like. And I love, like, I love a coach. I love anything like that. Like, let's go. But yeah, with the money date, it's a, it's a set time every month that I just force myself to do it. And now that I've done it, I think a Lot of it is just repetition, but you also have to drive yourself. So it's like, okay, what snacks can I eat during it? What am I gonna do after? Like, you know, do I want to take a gummy before? Like, whatever it is, get yourself in the seat. Doesn't have to be perfect. And also it doesn't act once you. With anything hard that I do. It's the lead up that's the worst part. Once I'm in it, it's never that bad.

[Adam Pally]

Right?

[Sean Hayes]

Like, here, I'm here. It's good.

[Adam Pally]

Yeah. But all morning you were dreading having to come talk to us, I imagine. Yeah.

[John Gabrus]

So was I. Yeah. I didn't want to talk about money.

[Sean Hayes]

I mean, we know. So I got no clips, but. But yeah. What do you guys do that you hate?

[Adam Pally]

Well, that's, that's interesting because I guess I'm trying to. I kind of like the gym and. But I don't push myself that hard at the gym. And then I realize, like, no, that's what I'm saying.

[Sean Hayes]

This guy actually pushes me.

[Adam Pally]

Right. I'm trying to think about what I hate is running, and he's just sprints.

[Sean Hayes]

And like all this shit that's like so hard.

[Adam Pally]

Yeah.

[John Gabrus]

I don't, I don't. I don't know if I like, hate.

[Sean Hayes]

Not hate. Maybe the wrong word, but it's like.

[Adam Pally]

But like it's not something.

[John Gabrus]

Doing something hard.

[Adam Pally]

Ordering a salad instead of a sandwich is difficult.

[Sean Hayes]

Yeah. If you were going to indulge yourself 100% of the time, that, to me would actually make my life worse. I would think in the moment that that was really fun. But like, it's same thing with, like, spending a lot of money. Like, it's like you think people impulse shopping. Oh, you're getting this buzz from it in the moment. Oh, I'm going to get that thing. Apple pay. Apple be paying. No. Then the bill comes and you're like, you know, saddled with this anxiety of how you're going to pay it off.

[John Gabrus]

Yes. Completely.

[Sean Hayes]

Or even like negotiating your salary. You know, women especially don't negotiate their salaries. We miss out on over a million dollars over the course of our careers because we did not negotiate. Guess what? You want to spend 10 minutes of sweaty palms talking to your boss, being like, hey, did a great job this year. Can I have a raise? Cost of living, whatever. Or do you want to miss out on a million dollars? That's something that's, that's hard for some people, but it's gonna pay off.

[Adam Pally]

Yeah, that's yeah. Sending that email to a contact could seem hard, but with the. You're able to intellectualize the roi, a word I also just learned.

[Sean Hayes]

Yeah. Amortize an ROI finance podcast.

[Adam Pally]

Yeah, Here we go. We're doing it. So you're able to know that, like, yes, this is difficult, but if I work out three days a week for a month, I feel better. If I feel better, I could work more. I can be better. I can. I'm healthier. My back hurts less. My legs. My legs look good.

[Sean Hayes]

Exactly.

[Adam Pally]

Etc. Yeah. Because also. Because there's that element of like. Especially with, like, people who are public facing. Even if I don't. Even if I'm not ripped, if I go to the gym for like two weeks in a row and eat healthy, I feel so much better that I'm more comfortable in front of people.

[Sean Hayes]

And I feel that camera every single day. Like, it's like I have, like, if I. It's. And I'm critical of myself. So it's like you like things like that. Like, it helps.

[John Gabrus]

Yeah, Therapy.

[Sean Hayes]

Of course I do therapy, but I actually, now I do.

[Adam Pally]

I think if you're born on the Upper east side, your birth certificate comes with a therapist.

[John Gabrus]

Therapist.

[Sean Hayes]

My grandpa was a psychiatrist.

[John Gabrus]

There you go.

[Sean Hayes]

My great grandpa was a rabbi. My grandpa was a psychiatrist. My dad is a financial, like, man. Private wealth manager. And then I'm born.

[Adam Pally]

And then I married.

[Sean Hayes]

Yes, exactly.

[John Gabrus]

Born to talk.

[Sean Hayes]

Born to talk. And I think, like my dad, listen.

[John Gabrus]

Born to talk and listen. Rabbis, therapists.

[Sean Hayes]

Exactly.

[John Gabrus]

Financial advisers. All the fields we were allowed to work. Me, the actor, producer. We do it all.

[Sean Hayes]

Yes. There you go. Shabbat shalom. There you go. I'm with two guys who don't want it said. Take it away.

[John Gabrus]

If you give me money, I will give it away.

[Adam Pally]

I'll give it directly to restaurants.

[John Gabrus]

Yeah, all my money goes to wine.

[Sean Hayes]

My work here is not done.

[John Gabrus]

Today. You got hired today.

[Sean Hayes]

Okay. Like, did we leave on a good note?

[John Gabrus]

I don't know. We left on a great note.

[Adam Pally]

Thank you again, Mrs.

[Sean Hayes]

Thank you guys for having me. So fun.

[Adam Pally]

12 goodbyes.

[John Gabrus]

One of the things that she was saying was like, wake do something difficult every morning. Talking about money is difficult for me. I don't like thinking about money. I don't like talking about.

[Adam Pally]

I'll tell you what, though, Mrs. Dow Jones makes it a little easier because you can just listen about money.

[John Gabrus]

You don't have to talk. Talk.

[Adam Pally]

Well, I mean that this was a case of, like, we're recording two episodes today, so we had to say, like, I, I would have done another hour with Mrs. Dow Jones. I had like 50. We have 50 more money questions.

[John Gabrus]

It's crazy. Yeah. And, and, but I really, and I really love her, I think so often when I've had the conversations with money people, there's a sense of, like, batten down the hatches, get your together. Don't spend any more money. And she was, was like, no. Figure out a way to make more.

[Adam Pally]

Yeah.

[John Gabrus]

You know, and that is, that is like the grind mindset that I. Yeah.

[Adam Pally]

There'S a, there's a ceiling to how much you can cut, but there's no ceiling to how much you can earn. I really, like, I'm going to take that to heart. And it's kind of hard to figure out how to earn more in our industry. It's like, people like me more. You just work harder. Like.

[John Gabrus]

Yeah, like work harder. Yeah. But, like, you know, we are creative minds. I mean, you can. I think about that all the time. Like, especially when, when something doesn't go right or whatever. It's like I often am like, oh, people are rejecting me. They don't want, they don't like me. But that it's not just me. It's like all the stuff I bring to the table. And then who knows what my next thing is that someone may really like, you know?

[Adam Pally]

Yeah. And let's just keep doing it.

[John Gabrus]

I hope so. Maybe it's this.

[Adam Pally]

Hey. Well, there's only one way to find out because we have an episode coming out next week, so that means we have to stay alive.

[John Gabrus]

Do you have to go to the bathroom?

[Adam Pally]

My fingers are in my ass block. I should be okay.

[John Gabrus]

You're hustling me out and why don't.

[Adam Pally]

We just stay alive?

[John Gabrus]

Oh, God, change the chair again.

[Adam Pally]

You have been listening to Staying Alive with John Gabris and Adam Pally, a Smartless media production in association with Sirius xm.

[John Gabrus]

Produced by Devin Tory Bryant and Anne Harris. Engineered and edited by Devin Tory Bryant, who also wrote the music, Associate producer.

[Adam Pally]

And video producer is Matty McCann. Social media producer Tommy Galgano.

[John Gabrus]

Assistant engineer Kyle McGraw. Special thanks to Jared O' Connell at SiriusXM.

[Adam Pally]

Executive producers are John Gabris. Ooh, me, Adam Pally. Ooh, you, Will Arnett, Jason Bateman, Sean Hayes, Richard Corson and Bernie Kaminsky. Do us a favor. Just rate and review the podcast. It actually helps.

[John Gabrus]

Just so everyone knows, we do not have a discord.

[Adam Pally]

Don't reach out to us.

[John Gabrus]

See us on the street. Walk the other way or you'll catch hands.

[Sean Hayes]

I did ucb, by the way.

[John Gabrus]

Oh, great. In New York.

[Sean Hayes]

Yeah.

[John Gabrus]

Awesome. We, we.

[Adam Pally]

Who are your teachers?

[Sean Hayes]

I am. No, I forgot.

[John Gabrus]

You forget that.

[Sean Hayes]

Yeah, no, but I did. I started as a stand up.

[John Gabrus]

Oh, cool.

[Sean Hayes]

Yeah, yeah, yeah.

[Adam Pally]

But hey, then you meet the Dow Jones. He sweeps you off your feet and you're like, I no longer need stand up. I'm married to the mark.

[John Gabrus]

Later, Bishop. Stand up. I'm with Dr. Dow Jones.

[Adam Pally]

Smart Glass Medium.

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