Podcast
Staying in the Black
Hosted by Ms. Black · EN
Stay in the Black is dedicated helping teachers get their money straight and live their fullest life on a public servant salary Are you a teacher living check to check? Are you worried about your student loans? Can you afford to purchase a home? Can you afford to have children or send them to college? In this podcast we will cover pensions, student loans, side hustles and ways to maximize and expand your finances. We will also cover budgets, saving, credit and more! You will find information, interviews, book reviews and you will leave with action steps to help you Stay in the Black, for more go to stayingintheblk.com
21episodes
Episodes
Newest firstAll episodes
Birthday Trip!
Jun 1300:21:12Tap to summarizeMs. Black shares some of the financial decisions regarding her 50th Birthday celebration. The episode was recorded in Morocco. Listen and start planning your next celebration. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk
Transcribe →Money lesson for Young Adult Child
Jun 6, 202500:25:29Tap to summarizeIn this episode, Ms. Black talks about teaching young adult children intentional money lessons.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk
Transcribe →Preparing for a Recession
May 30, 202500:16:16Tap to summarizeIn this episode, Ms. Black talks about steps to take in a recession. Although she does not believe in causing financial fear she's received several calls about recession concerns and decided to record an episode. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk
Transcribe →Book Review: Feel Good Finance by
May 23, 202500:38:13Tap to summarizeIn this episode, Ms. Black reviews Feel Good Finance by Aja Evans. This book has the most impact on Ms. Black current practice. She has even purchased a hard copy of the book.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk
Transcribe →Boycott!
May 16, 202500:20:45Tap to summarizeIn this episode, Ms. Black shares why you should be intentional about where you spend your money and she is participating in a boycott. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk
Transcribe →Book Review: Money Out Loud by Berna Anat
May 2, 202500:21:22Tap to summarizeIn this episode, Ms. Black reviews Money Out Loud: All the Financial Stuff No One Taught Us by Berna Anat.Book reviewed Money Out Loud by Berna Anat Other Books Mentioned Girl, Get Your Money Straight by Glinda BridgforthMind Over Money by Brad Klontz Success Runs in Our Race by George Fraser Zero Debt by Lynnette Khalfani-Cox Get Good with Money by Tiffany Aliche Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk
Transcribe →Celebrating Financial Wins
Apr 25, 202500:19:58Tap to summarizeIn this episode, Ms Black discusses the importance of celebrating all financial wins, She shared how to schedule in you celebrations for saving and debt reduction.Celebration StepsSet the goalIdentify check-ins (weekly, monthly, quarterly)Utilize tracker (color-in sheet, spreadsheet, calendar) Identify celebration (words of affirmation, a treat, activity) Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk
Transcribe →Runway to Entrepreneurship Q1 2025
Apr 18, 202500:16:18Tap to summarizeIn this episode Ms. Black updates you on her Runway to Entrepreneurship. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk
Transcribe →Runway to Retirement Q1 2025
Apr 11, 202500:26:07Tap to summarizeIn this episode Ms. Black gives a update on Runway to Retirement.Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk
Transcribe →FinLit Month/ 8 Keys for Financial Empowerment
Apr 4, 202500:29:27Tap to summarizeThis episode kicks-off Financial Literacy Month! Ms. Black reviews the 8 Keys for Financial EmpowermentBudgeting-tracking your spending allows you to see where your money is going and identify areas where you can saveSavings- is the first step in building wealth an Emergency Fund stops you from blowing your budget. You can then various savings buckets (i.e. new car, gifting, maintenance)Debt- deceasing and eliminating debt allows you to save more and put your money to work for you and not someone else.Credit- managing your credit score save you money by lowering your interest rates and allow you to get better employment opportunitiesInvesting- saves time and money as your money works for you a the earning compound.Earning more/ multiple streams of income- the more you earn the more you can save and invest.Insurance- saves you from having to pay to replace items and can replace the income from a lost love oneEstate Planning- allows your family to save time and money on lawyer and court costs after your passingMs. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk
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