
Loading summary
Rebecca Minkoff
If you run a business freelance, consult or manage multiple income streams, you need to know about Xero One of the biggest time drains when you work for yourself in dealing with the admin side of money, sending invoices, tracking payments and staying on top of bills and trying to understand where your cash flow actually stands. Xero is a cloud based accounting platform built to handle small businesses managing finances all in one place. You can handle invoicing, bills, payments and bookkeeping without feeling like you need a finance degree to do it. Xero helps simplify the back office side of running a business so you can spend more time focused on growth and less time chasing spreadsheets and paperwork. If getting paid faster, staying organized, or making bookkeeping less painful sounds good to you, Xero is definitely worth checking out the offer at the time of making this is 90 off for 6 months at 0 special 0 offer get 90 off for 6 months at zero.com that's x e r-o.com terms and conditions apply.
LinkedIn Hiring Pro Narrator
Running a small business means every hire matters. A bad hire can cost you time, money and most importantly, momentum. A good hire? They can help grow your business. But finding great talent isn't easy, especially when you don't have the time or resources to sift through the piles of resumes to find the right fit. That's why LinkedIn built Hiring Pro, your new hiring partner that screen candidates for you. So instead of sorting through applications, you spend your time talking to candidates who are actually a good fit. As a founder, I know how important it is to build the right team. And when I talk to other founders on this pod that comes up again and again. Behind every superwoman is another superwoman. And I've heard horror stories too. I've talked to founders who have had a bad hire hurt the whole trajectory of their business. And when you're scaling, it's not a mistake you can afford to make. Trust me, I have been there. So hiring is important, but it can be a full time job. That's why LinkedIn is such an asset. With Hiring Pro, you can hire with confidence, knowing you're getting the best talent for your business. In fact, Those hiring with LinkedIn are 24% less likely to reopen a role within 12 months compared to the leading competitor. Join the 2.7 million small businesses using LinkedIn to hire get started by posting your job for free@LinkedIn.com Super W that's
Rebecca Minkoff
LinkedIn.com Super W terms and conditions apply. Summer is basically here, and I don't know about you, but my calendar is Already filling up. Weddings, long weekends, rooftop dinners, vacations, all of it's coming. And with every invite comes the same question. What am I going to wear? If you need some inspiration, book a free appointment with a personal stylist at Macy's. You tell them the event, the vibe, what you want to feel like, and they help with looks that actually make sense for you. Whether it's something polished for a wedding, effortless for a beach weekend, or a statement look for a night out, they make the whole process so much easier. It's a fun way to take the stress out of figuring out what to wear and finding a look you love and feel great in. Appointments are free, and right now you can also get 20% off your purchase with your stylist. Confidence starts before the party even begins. And this is such a smart way to get there. Shop@macy's.com or meet with a stylist in store.
Kiana Dadiel
The reality is I didn't have money and I didn't have family money and I didn't even have money to pay rent. I was sleeping on the couch of one of my friends couches in Brooklyn in exchange for taking care of her cat.
Podcast Host
Hey, everyone. Welcome back to Superwomen. Today's guest is Kiana Dadiel, the CEO of A lot of Things. But really what I fell in love with is her philosophy around investing. She has a book, it's amazing. It's called Triple Compounding for Dummies. She has an empire that teaches women how to actually invest, make money, secure their own fortune. And really, she says being rich actually does make you happy.
Rebecca Minkoff
Take a listen.
Kiana Dadiel
Eight years of just like trying to figure it out. I was doing all the things, but nothing was really moving the needle towards that freedom that I was dreaming about.
Podcast Host
A lot of women talk about needing financial literacy, but I really think what you teach is financial self trust.
Kiana Dadiel
Women think, oh my gosh, I have to know everything before I make a move. Whereas, well, men, they just go in with confidence and do it. And they call themselves literate. Nobody is literate. Everything there is about money is about confidence. And the truth is, if I can go from 500 to 18 million in a decade, today is a day. It is not too late. You are not late to the game. There's always going to be opportunities.
Podcast Host
Do it now.
Kiana Dadiel
Foreign.
Rebecca Minkoff
I'm Rebecca Minkoff and this is Superwomen. Each week, inspiring women are interviewed to uncover the unexpected journeys, the challenges and the unwavering spirit that makes them powerful.
Podcast Host
Get ready to be motivated by stories of resilience.
Rebecca Minkoff
And discover the keys to unlocking your own potential.
Podcast Host
So, Kiana, welcome to the podcast.
Kiana Dadiel
Thank you for having me.
Podcast Host
When I saw the request to interview you come through, I had already been following your work, and I'm on page 43 of Triple Compounding for Dummies. It's a territory for me that has always, like, I understand money and finances to a point, and then it all gets blurry. And so I'm so relieved that you made this for Dummies, because I feel like I'm a dummy in some areas of my life, especially how to compound money. So I'm so glad that you're here today.
Kiana Dadiel
I'm so glad to help.
Podcast Host
Before we get into this episode is going to really be about how and taking control of your finances, but I want to get into the backstory of how you figured the why. You know, I read in the book that you were miserable with your husband and you were like, how do I financially prepare to leave this man? So will you start there for me?
Kiana Dadiel
I mean, I always wanted to, like, become rich because again, my family also in the past had that, had the story of having a lot of money as a losing it all. So that was kind of our family cycle, if you will, like the generational cycle of having something and then losing it. So I was always like, I wanted to be independent and my family just wanted me to get married. Like, who's going to provide for you?
Podcast Host
And I'm like, ah.
Kiana Dadiel
But I don't, like, I was very like, sure. So like, no, I want. I. I want to be the man. I want to. I want to be providing. And then I did get married. Not to somebody that my parents wanted who had, like, tons of money, but it was good. He was a rocket scientist and he was, you know, very well established. And again, like, I think this is something that women have this fantasy of getting married and everything is gonna become amazing. And I always was aware of this getting married. I was like, I'm not gonna be one of those people who's gonna get married just for the fairy tale. And yet maybe I talked myself into it that, oh, maybe I thought this gonna be. And it was just like my marriage was just not what I thought it's going to be at that point. And especially after we had our daughter, I'm like, no.
Podcast Host
So most women, though, will choose to continue forward with the divorce.
LinkedIn Hiring Pro Narrator
What made you say no?
Podcast Host
And then tell me what happened like that then made you say, I'm going
Kiana Dadiel
to stick with it? So there was a lot that was going On. And I want to take blame on this as well, because I think there's a lot of women empowerment things going on and blaming everything on the man. And I'm not saying that men are not to blame, but now that I'm at the other side of it, and I know this is a financial episode, but I do want to be transparent about this, that when we keep saying victimizing ourselves, oh, I'm the victim. I'm the victim. He's the a hole. He's the a hole. Then you manifest that, and that was literally happening.
Podcast Host
I agree with you. It's all victim. It's all of us. Like, woe is me. He doesn't do anything. He doesn't do anything. And I'm like, fucking teach him. Fucking get the card game out from Eat Rodsky. It's like, so annoying. Like, he can't learn. Like, well, are you stupid? Then you shouldn't have married him. Do you know what I mean?
Kiana Dadiel
Yes.
Podcast Host
You're the first. I'm just getting emotional about this because you're the first person I've heard outside of me and my own thoughts of, like, why are. Why are so many victims or women claiming to be victims about this subject?
Kiana Dadiel
Yes, it was becoming. I think it kind of was becoming fashionable. I'm saying was, because I'm out of it now, but it was like, it's the movement of women are the victim and always are the victim. And no, I think women are powerful and we have as much impact in the relationship as the male. And. But I was on that trajectory, and I was in my victim mindset, but I was like, I'm not a victim. I'm gonna become financially independent. And one of the things that I had, like, it was a great motivation for me was not to want to rely on him. Because in my thought, even though I was making myself a victim in the relationship, I still didn't want to be a victim outside of the relationship. So I wanted to be independent, if that makes sense. Like, it's like, a lot of contradicting thoughts. But I was like, I want to show him that I can live without him. And I want to be on my own. And I want. I don't. I don't want him to have any say in how I raise my child. I want to be able to actually have full custody. Like, those were the thought process that I had in my mind. And for that, I knew that I needed that nest. I needed a financial stability so that this is going to be a very easy divorce. And we don't have to go to the lawyers. I'm going to be like, this is it. I don't want any of your money. I'm out.
Podcast Host
Bye.
Kiana Dadiel
Like, CF Alicia, however, like, I was, I had it all planned out how I'm going to have him involved with our daughter, all the things. But that was a thought process, and that's really put me on the pedestal that, okay, how can I make this fast?
Podcast Host
So you had all this plan. How long were you planning and how long did it take you to figure out everything that's in this book or at least get to a place where you said, okay, I have enough to say. Yours is yours, mine is mine. Like, I don't want to be with you.
Kiana Dadiel
To be transparent, I have been on this trajectory. What are everything that you read in Triple Compounding for Dummies? This has been in the works for a decade, for over a decade. It really did start when I came to New York first and lost my job. However, it was eight years of just, like, trying to figure it out. Trying to figure it out. Maybe I should do this, maybe I should do that. Maybe I should start a business. Maybe I should start day trading. Maybe I should do forex. Maybe I should do. So I did all the things, index funds and, like, all the things that people say, say, and I was doing all the things, but nothing was really moving the needle towards that freedom that I was dreaming about. This is two years into my daughter being born. So my daughter was around two when things finally started to click right. That, oh, my gosh, Kiana, you're doing a whole bunch of things in random orders. Whereas this is the exact order of the things that you have to do. You cannot invest the money that you don't have. If you make money, if you don't invest it, that's going to be gone. So you really have to become systematic about this, automate things so that it can accelerate without burning out. Especially as a mom who's trying to also figure out how to get a divorce. So what really came together was the process and the order at which I needed to do things. So. So a lot of people are overwhelmed with all the things that they have to do. It's because there are a lot of things that we have to do. And the only reason we are overwhelmed, because we don't have a very clear priority. So triple compounding. Now I call it triple compounding. It gave me the process, the priority, do this first, commit to doing the second every single month, automate it so you forget about it. Do this second and then repeat.
Podcast Host
Okay, good. That gives me hope. Cause I'm not there yet. And I was like, how the am I going to do all this? You know, let's just say I have four businesses, right? Rebecca Minkoff, female founder, collective, My podcast and my book. Like, I was just like, how do I get each one of these wheels to spin? And then I was like, oh, gosh, I'll wait till you're here to ask you how that. But it's coming.
Kiana Dadiel
Yes. I mean, we can dive right into that.
Podcast Host
We're gonna get into it. But I do wanna hear. So you finally, you know, make your money work for you, you're financially secure, and you say to your husband, I. I'm out.
Kiana Dadiel
Before that, I did give him a little bit of grace. Okay, so this is what happened once I became financially free. And I was super excited about it. I'm like, okay, let me give this relationship thing a try. Because now that I don't have money problems, maybe I can focus and see what really is wrong with him. Obviously, that is my. Let me see what really is wrong with him. So I started investing in relationship programs by myself. And so the first step of triple compounding, by the way, that you can apply to relationships as well, I found out, is mindset is really investing in yourself and understanding that topic matter. And. And so I went in and I started investing in relationships. I had, like, a whole bunch of coaches on, on psychology, on myself, like a therapist, all the things, everything, to really understand what is happening. And that took me about a year to go in as a victim, deciding that, yes, this is it, he's not the right person for me. I'm gonna go with somebody else. But it came from a place of empowerment, more of, okay, maybe he's not as much an asshole that I thought, but we are growing apart. Yeah. And I'm like. I'm, like, investing in myself. I'm learning all of these things. He had no interest in learning any of that. And. And what I found out, by the way, is interesting. You mentioned about, like, teaching your husband. So don't try to coach men. They do not. Like, they see it as you're trying to control them, and that, like, literally feels like you're squeezing their balls out and they do not want to do anything. Like, they don't. So I'm like, okay, if I can't coach him, though, all right, I guess I'm out. But he did give something that is very profound, and it was very hard to do. A challenge was called a 90 Day Love Challenge. And what that is is that you, you just give love in their love language what they want, not what you like. Because typically when we love somebody, we do for them what we want them to do for us.
Podcast Host
Yes.
Kiana Dadiel
No, give them what they want without any expectation of anything in return. Nothing.
Podcast Host
That would be saying good morning to my husband.
Kiana Dadiel
It's so hard. We actually got together, five of us, five women who wanted to get a divorce, tried this challenge. You had this WhatsApp group. Majority of them, like, they dropped out within the first week. It is very hard.
Podcast Host
Oh, my gosh.
Kiana Dadiel
And so I stuck with it. It was hard. I stuck with it as much as I could. Like, you're going to have clarity at the end of this. Yeah. And my clarity. So this is what's fascinating that happened. Our relationship actually did get better. To me, it was like, whoa. I can make like the most horrific person turn into this amazing person. It was. It was kind of weird, but I'm like, so I was still kind of set on my plan that I'm like, okay, why him? Yes, obviously this does work. I can restart again with somebody that I. That really does get me. Because still we were not. We were growing apart, but I really were not fighting every single day. And so that is when.
Podcast Host
Okay, and in that moment, did you see a shift in him and that allowed for the beginnings of that healing and then obviously launched off of S. Yes.
Kiana Dadiel
Well, I would say the timing of it, because we had three months of me just loving.
Podcast Host
He was probably confused.
Kiana Dadiel
He was like, bruh, like what?
Podcast Host
Right, like the tease of the century. Yes.
Kiana Dadiel
But I was very transparent. Like, I told him all of these. All the evil plans that I had. I told him all of it. So I didn't like, keep anything off the table. And he was very graceful about it. And he asked, okay, it is very important for you, for me to learn about all of these things that you've learned with your growth process. I'm like, yes. It's like, all right, I'll come with you.
Podcast Host
Wow, that's amazing. I think it's nice to hear that you put in the work because again, I just feel like, you know, recently there's been a slew of friends who are getting divorced. And I'm just like, I don't think it's going to be better out there, you know, And I think if you, especially if you have kids, like, the look of terror in my kids face faces when they hear about another one of our friends getting divorced is enough for me to be like, I will work it out. Not that we have issues, but if, you know, we have our bumps, we've been together for 20 years, so it's like, of course it's not always smooth sailing, but like, okay, but we're sticking with it. You know what I mean? So it's nice to hear that you went through that process.
Rebecca Minkoff
Summer is so close, I can feel it. And for me, this is the season where suddenly everything starts happening at once. One week and it's quiet and the next minute your calendar is full of weddings, graduations, birthdays, rooftop dinners, beach, weekends, vacations, family get togethers, all the fun stuff. But with every plan comes the same question. What am I going to wear? And honestly, sometimes getting ready for the event can feel like a bigger deal than the event itself. You want to feel confident, put together like the best version of yourself, but without spending hours ordering 10 things online and sending all 10 back. If you need some inspiration, book a free appointment with a personal stylist at Macy's. This is such a smart move, especially going into the summer when you may have multiple events coming up or need different looks, or if you have a summer wedding dress and the dress code is totally confusing, it's so helpful to have a pro in your corner. You can book a free appointment, go in, talk through what you have on your calendar, what kind of vibe you want to bring, what silhouettes you love, what you never feel good at, and let someone help guide the process. Maybe you need to look for a wedding that feels elevated but still like you. Maybe you have a vacation coming up and need easy pieces you can mix and match. Maybe you need something for a graduation, a summer work event, or want to refresh your closet so getting dressed feels easier. Macy's personal stylists take the guesswork out of shopping. Instead of wandering around wondering where to start, you have someone helping pull options, suggesting combinations you might not have thought of, and making the whole thing fun instead of overwhelming. And because it's all in one place, you can build a full look outfit, shoes, accessories, jewelry, beauty without making multiple stops. Appointments are free, and right now you can also get 20% off your purchase with your stylist. So if you got summer plans coming up, and I know you do, this
Podcast Host
is your sign to make getting ready
Rebecca Minkoff
part of the celebration too. So bring the fun back to shopping and visit a Macy's near you.
Podcast Host
Well, you going through that process and planning for divorce is what launched this, which is a gift for all of us. Which brings me to my first financial question. A lot of women talk about needing financial literacy, but I really think what you teach is financial self trust. And when did money stop being something you were afraid of and become something that you could lead with?
Kiana Dadiel
I love how you put it. So true. Because women think that, oh my gosh, I have to know everything before I make a move. Whereas, well, men, they just go in with confidence and do it and they call themselves literate. Nobody is literate. Everything there is about money is about confidence. That's it. And yes, okay, if you learn more, you are going to be more confident. But just by reading you're not. You're not going to be confident enough to actually take action. Taking action creates the confidence.
Podcast Host
What about when you take action Too many times? For instance, there was a period of time where I was investing in a lot of women owned businesses. And I've watched each one go bust. And so now I'm like, cool, I'm never doing that again. I just lost over six figures in investments over several years.
Kiana Dadiel
Good. But did you learn a lesson from that?
Podcast Host
I learned a lesson that you can't treat investing like shopping for a new handbag.
Kiana Dadiel
Beautiful. There you go. That's all you need. So now the next time you see a business, I bet you're going to look into them with a lot more wisdom you've carried along from the failures. Like triple compounding. You know how much money I've lost.
Rebecca Minkoff
How much?
Kiana Dadiel
A lot. I mean for me, I mean now that I look back at my current level, it wouldn't be much, but when I didn't have money, when you lose even $1,000 of the money that you don't have. Yeah, it is a lot of money.
Podcast Host
It's a lot of money. I remember when I got a call that the thousand dollars I had invested in one company was going bust and I was really pissed. It was only a thousand bucks. And I was like, well shit, I thought this is going to be a good one.
Kiana Dadiel
I have had losses after. The worst ones are when you are with trading is even worse because like you can be in a winning streak. It's kind of like gambling. And then you become cocky, you become confident and then you go in and then you lose everything in one bad trade. So that's like. So this is where I kind of created this pause break, accelerate system within triple compounding so that I'm never all in and all out. So I've always, I'm like, okay, whatever happens, I'm going to be good.
Podcast Host
So you started with what? And I know you've Shared in the book where you're at now, like, how much money you've made, what did you start with, and where are you at now?
Kiana Dadiel
So what I typically talk about is a social media. I say 500 bucks, but the reality is zero because it's like. And then I went and like I made like 500 bucks, like, I don't know, with a gig. And I'm like, okay, that's the 500 bucks. And so that's where I started. It's not like, oh my gosh, I put 500 bucks in one stock and then it turned into an $18 million net worth. Absolutely no. But I started with. The reality is I didn't have money, I didn't have family money. And I was. I didn't even have money to pay rent. I was sleeping on the couch of one of my friends couches in Brooklyn in exchange for taking care of her cats. Like, that's where I really started. Really. The system is every time I had a little amount of money, I am big on personal growth. As you can tell, the first thing I would invest in was in myself.
Podcast Host
I.
Kiana Dadiel
And it took me a while to kind of realize that pattern that, oh my gosh, this is what I do. I go in, even if I have a little bit of money, I go and learn a skill. The first skill that I really learned that moved the needle the most for me was reading off a teleprompter. Which is crazy because I have an engineering background. The master degrees did nothing for me. But reading off a teleprompter led me to the next thing. It got me another gig. That gig, it made me more money. And then within those gigs that I was reporting from the New York Stock Exchange, I was surrounded by traders and things like that. I started learning more from those investments. I'm making money, more money. And then a portion of the money that I'm making goes into investments that I cannot control.
Podcast Host
Sharing about how much I love control. I have two savings accounts that make me like 50 cents a month. But because I can control it, I just am putting money there. And it's so. And I know it's stupid and I know it could be in a CD or I could be funding, you know, my stocks or whatever. But I'm sorry. So, like, which I feel like a lot of women are that are like, I'd rather see it and know it's right there.
Kiana Dadiel
And this is why I love the. My portfolio has a little bit of everything, but I feel a lot better when I know I have I call it my peace of mind pot. That I have control over.
Podcast Host
Yes.
Kiana Dadiel
That I can take money out of if I need to. That emergency fund. When you say savings account, I'm hoping you're saying high yield savings account.
Podcast Host
I mean high yield is like, debatable.
Kiana Dadiel
Yeah, I know it's at least 3.5. It's better than the chicken account.
Podcast Host
Yeah.
Kiana Dadiel
Still, I take that I have a million dollars in that.
Podcast Host
Wow, so you're making a lot more than me. I have about $40,000.
Kiana Dadiel
Yeah. So I have put about a million, which gives me about three, you know, 3,500 per month, which is actually not too bad. And every time we have something like a scare, like, and again, now that my business is doing really well, the taxes, you know, are insane. And then we have to, like, I don't go crazy, like, oh my gosh, how am I going to pay for these taxes? I know it's there. So I have a peace of mind pot for personal. And so this is combined I want for business. So combined it's a million dollars and it's my peace of mind.
Podcast Host
And you, you said it sort of. And then you kept talking, but you started from zero and now you said $18 million net worth.
Kiana Dadiel
It's more today because the markets are up, but around that. So I, I say eight figures.
Rebecca Minkoff
But yes, everyone, sorry for the quick pause.
Podcast Host
I want really exciting.
Rebecca Minkoff
Superwoman has a brand new YouTube channel. It's still under construction, but big things are coming in 2026. You'll find past episodes, new episodes, and some bonus content I cannot wait for you to see. Just search SuperWoman Media on YouTube and
Podcast Host
hit subscribe so you don't miss a thing. Okay, back to the pod. I mean, for those listening, it's pretty incredible that someone who is sleeping on a couch watching cats can make, you know, through the right investments through the structure. You talk about in the book. $18 million. And it's not, it's not been a long time. It's not like, you know, when you look at these models, like, my financial advisor, where I have my stocks, was like, if you give me $100,000 a year, a I don't even have $100,000 to give. This is New York City, by the way. 50% of our, you know, money is taxed. By the time you retire, you'll have $6 million. And I was like, it takes that long to make $6 million over the next 20 years. Like, that to me was crazy.
Kiana Dadiel
You're starting me on the rant, Financial
Podcast Host
advisor I know your rant because I read about it, but it's amazing to me that in, what, under 10 years, you've made this net worth for yourself.
Kiana Dadiel
Yes.
Podcast Host
So I just want people listening to know that it's possible and it's. And it's important that you're not so safe that you're an idiot like me and have money in a. In a. Just in a.
Kiana Dadiel
Can I stop you and stop calling yourself an idiot. You clearly are very successful, so please.
Podcast Host
I just feel like an idiot. In the. In this financial space you talk about, no one is coming to save you. That can feel lonely, but also empowering. Like, okay, if no one is coming to save me, what do I do?
Kiana Dadiel
So no one's coming to save you in the sense that you need to actually realize that there is something that you need to do other than victimizing yourself. The good news is there are communities, like, there are podcasts like you. Like, if somebody's listening to this, they already are taking the action. So surround yourself with the people who are on the same trajectory. Just take action instead of just listening, really take action for me. People ask me, okay, how. How did you. Like, I'm doing all the things, and I'm sure you're like, you're in New York. Like, obviously, you're a very highly motivated individual. And our clients. And when I say client, I'm not a financial advisor. By clients, I mean people who come in and I help them figure out what the process is, and they do it. I have so many clients have gone from zero to a million dollars in three years in their portfolio by themselves. So really, the promise is taking control, figuring out what to put where, how to do it, doing it themselves, and getting to a million dollars. So this is not just me. I want to. When you said, this is inspiring, I want you to know that is not just me. So many women have done this just by removing the overwhelm and taking action in the right place, in the right step and the right order.
Podcast Host
And by the way, no one's coming to save you as relevant for your career, for your love life. Like I always say, like, no one's going to just see you in a corner and anoint you like the most talented designer. You have to grab that shit hard and then hold on for dear life, or no one's coming to save your marriage. Like, your best friend is not going to come to you and save your marriage. My friends were going through it, and I went to both of them, and I was like, here's what you need to do. But at the end of the day, it's on them to take that action.
Kiana Dadiel
I mean, it's fascinating because I'm actually taking one of my best friends to court this week as well. And I tried for both of them because I like them both very much. And she actually tried. But it has to be both ways as well. And it was just. And it breaks my heart. I'm like, oh, my gosh, I literally can't save you.
Podcast Host
Why do women have this fear of investing or like, approach. Like I keep saying, I'm an idiot when it comes to money. There was not a single time in my education where I was told I didn't know, or men know better or boys are smarter or you're bad at math. So where do you think that starts for women and why it's traditionally more difficult for us to understand and take control?
Kiana Dadiel
I think it's a lot of it has to do with the jargon, with the vocabulary, and also because there are a lot of tales of people losing
Podcast Host
money and you just think naturally we're more nurturing, like, just want to make sure that the tribe is safe.
Kiana Dadiel
Yes. And that is good. And what's fascinating is that women are actually better investors because of that. We don't have that. And I see this over and over again, even with my husband. Like, my husband would come up with a lot of the stocks that we have because of his. Like, he was an AI, so he would pick some, he would bring up some of the companies. But if it was up to him, and he knows this now too, that's why we work very well as a team, he would bring up a company, but I'm the one who decides when to buy and when to sell. Because the testosterone does something to your brain that you're like, oh. And you get super cocky about it. And that is where the tales of people losing all their money comes from. And then women take that to the other extreme because women tend to over prepare. Like, if I don't know everything, I'm not good enough, I'm not good enough. Whereas men, they just have a little bit more confidence. This is just very natural to them for good or bad. And they go in and they do it and they lose money and then we see them. Ah, I'm not going to touch that. I think it's just seeing from afar and not being in it has made women think that this is something that they can't do or shouldn't do or right is for men. Like just we've created Created this without anybody telling us. Like, it's not. Nobody says that.
Podcast Host
Right. That's what I was thinking. I was going into my past being like, no one ever treated me differently than a boy. But like, I still approach it like,
Kiana Dadiel
I don't know, I mean, there are a lot. I mean, it's not, they're not treating you different than a boy, but when you see majority of the people talking about it maybe are men. Maybe we just think that's a male dominated field. Maybe men need to do it. And then they bring the vocabulary they use. It helps them understand it.
LinkedIn Hiring Pro Narrator
Like the bull bear.
Kiana Dadiel
I was like, I don't. I look at the chart and I, I'm like, this is like art. I think the vocabulary has made it not digestible for women. And that's why I spend a lot of time making it like more digestible for men. I, I use a lot of female terminology. So a lot of the chart patterns, I'm like, oh, look at this. Little double heads, like double heads of the baby. And this is like. But like, you know, baby's tushies and like, like, you know, it's just a lingo. It's a little bit more feminine.
Podcast Host
And what do you say to women whose goal, like, you even said this, you said you wanted to be rich. But I tend to say like, money doesn't make you happy. Can.
Kiana Dadiel
It does.
Podcast Host
I love it. It does. Okay. It does. That was perfect. Okay, tell me why money makes you
Kiana Dadiel
happy when you don't have money. You're stressing all your stresses about money. When I didn't have money, I didn't have the time to go and spend on figuring out relationship and diving deep into like spirituality, whatever, even health. I don't have the time. When I have money, I can create things that delight me. I can do things that delight me without the feeling of guilt.
Podcast Host
Again, it's a tool for freedom. A tool in itself.
Kiana Dadiel
No, it's just a tool. It's like, oh, this couch makes me happy. No, I mean, if your butt really likes soft things, it will. But it is just a tool that you can choose to create and manifest things that really does excite you.
Podcast Host
And what would you say has been the hardest part? So there was one time period in my life where I had like, financially been able to save a lot. And then I got this weird reverse thing right where I. It was before we bought our second home and I was looking at the funds in my bank account and I was like, I didn't know about the house yet. I Hadn't figured out that that's where I wanted to invest my money. I was anxious about it. So there are some weird attachments that come with when you have. All of a sudden you've worked so hard, you've achieved the goals you didn't think were possible. Now you have something in your account and now there's an anxiety about it, fear of loss.
Kiana Dadiel
So one of the reasons I routinely check my portfolio is exactly that. Because I have the tendency of freaking myself out if I don't have the numbers. I would be going on, oh my gosh, we have no money, we can't pay mortgage. And my husband's working on it. You have no idea. Because like I would see like one thing and I would turn it into something bigger. Women do have the tendency to make small things make it bigger. We talk about things, we experience, expand things. Men, they like to make things smaller. When you vent to men, they're like, okay, how can I fit to make it smaller? We're like, no, I just want to expand and I want to talk about. So I have that tendency too. And if I see like one extreme expense, I'm like, oh my gosh, we're going to go broke, we're going to lose everything. And so that's why every month I actually go back to my freaking portfolio. I'm like, ah, no, it's still there. We have the portfolio and then we have the peace of mind. We have this, we have that. Okay, we're good. And I redo. So there are some financial analysis things that I do every, every month for myself, even though, like I've done it. Like when I say I have an 18 million dollar net worth, that doesn't mean anything. What really means for me, something for me is that if I do not make a single penny, that you're fine. How much do I need to have to be fine and to be able to pay my mortgage?
Podcast Host
Y.
Kiana Dadiel
And that number is the financial freedom number.
Podcast Host
Right.
Kiana Dadiel
So whatever your expenses are right now, you want to take that divided by 0.04, that is your financial freedom number. And if you're there, you're fine. And I keep forgetting that me, the invest diva, if I don't do it every single month, I find a way to freak myself out.
Podcast Host
I'm shocked that you even have a mortgage.
Kiana Dadiel
Well, because there's good debt and bad debt, right? And our home is, it was, it was a luxury. So we did spend.
Podcast Host
When does an abundance mindset become avoidance of hard numbers?
Kiana Dadiel
That is a very cool question. Abundance Mindset, I would say if you're just sitting there and meditating, you're like, oh God, it's gonna provide, I'm gonna manifest this. Okay, this is my biggest pet peeve. This is why triple compounding has three, three steps. Step one is mindset. How many broke abundance manifesting gurus have you met?
Podcast Host
There's also a lot of people that just do the vision board and think it stops there.
Kiana Dadiel
That is when. So the second thing. So that is generate. So you generating what you want to manifest in your life, you generate it, you generate it every day, it becomes a habit. Great. It's automation part of triple compounding. However, without taking the second one, which is actually taking that and taking an action. So the order is, the first thing is you. Now you have an abundance mindset. Hopefully that's going to give you an idea that's going to excite you, that's going to make you an income. The first step is not investing in the stock market or in some other person's company that you cannot control. The first step is investing in something that you can control. Like all of your businesses invest there. That is where you're going to, your money is going to go there. First you take that income, then you're going to commit. Now how much of this are you going to commit to putting put into other people's businesses? You cannot control. But if it works out well, it will be working for you. I have a framework on how to select companies that won't go bust. That won't go bust. And as a business owner you do have an advantage because the more you're in business, the more you understand, you know, personality, marketing skills, sales. Like even when I'm investing in public companies, I, I put on my business, my entrepreneurship hat on. I'm like okay, this sector, they're doing this kind of niche marketing really well. They are a category king, if you will. It's a market, it's a business word. But I've applied it through finance. So in that order. And you should be fine.
Podcast Host
So for someone listening, the dynamic between women and men has changed a lot I'd say in the last five to 10 years where we find ourselves wanting to make the money, making the money either equal or more than some men. And then at the end of the day you still want the old fashioned man, the provider. Like you see these high power women who still get excited at the engagement or at the wedding or like the, the guy comes home with his big kill. But it's a fine line because the Roles, I would say, since the 70s, have been shifting.
Kiana Dadiel
Yeah.
Podcast Host
And so how do you, you know, maybe you go into it in a later chapter. Like, I'm financially free. I don't need my man to provide for me, but I want to feel like at home, like he's going to protect me.
Kiana Dadiel
Yes.
Podcast Host
And it's a. It's a duality that I think men haven't had to occupy those two places either.
Kiana Dadiel
So the cool thing is that the protection is no longer monetary.
Podcast Host
Correct.
Kiana Dadiel
So my husband, like, I wouldn't be able to live without him like I am at the moment he quit his job. I am the provider from the monetary perspective. I have zero clue what is going on in our house. He's the one making sure everything is secure. He's taking care of the whole household. And I know this, to some people, might sound feminine, but do you know how hard it is to maintain secure, do that security? Like I am. I'm like, he's got it. I don't have to worry. I don't know where anything is. It's not just monetary. And that's a beautiful thing. I would love in the next 10 years for this protection to come from other gestures. And it is, I mean, I'm very happy to say, like, with my husband too, like, I do feel like a princess because he's like, the one that, you know, I'm like, okay, the money, I'm really good at this. And some people might be reversed. I have been found success in this. And he's doing the gestures and everything else.
Podcast Host
I love that you say it's gonna shift or that it needs to shift just because I think that some women can struggle with that, where they're so used to the protection also being about money. Or if they share an account, letting the husband still decide what they can spend it on, which to me is wild. Like, I still can understand, like, if you're making more money than your husband, why does he get to control the finances?
Kiana Dadiel
I mean, the culture shift really is about how do we. How we view protection, really. Because money. This needs to be a family discussion. I even involve my daughter in it. We talk about finances. Like, when I freak out about, oh, my gosh, we're gonna go bankrupt, I verbalize it and we talk about it, and it is a family discussion. It's like dinner. Yeah. Like, if you. If you make decisions together about what to eat for dinner, you have to make decisions together about how you spend and invest your money.
Podcast Host
So what would you say to someone listening? What is the first step. Okay, they're gonna buy triple compounding for dummies.
Kiana Dadiel
Yes.
Podcast Host
And then, and then.
Kiana Dadiel
I mean, if you're a reader, buy the book. It's amazing. If you are more of a listener. I have a triple compounding masterclass. It's about two hours that I go through the process of what we just talked about and follow me on Instagram. I talk about it all the time.
Podcast Host
I'm going to sign up for your class because I'm the type of person, like, I have the amount of saved things in my, like, I'm gonna do this when I have time. When I have time. I need to, like, sign up and pay for a class. Today's the day.
Kiana Dadiel
Well, the masterclass is free, but again, transparency here, obviously, this is my business. This is phase two of my triple compounding. And I have all the way to, like, communities. And we get together, we travel together, and we do triple compounding.
Podcast Host
And you get to win awards.
Kiana Dadiel
Oh, yeah, yeah. Oh, you. I mentioned that in the book. I'm shocked. My publisher.
Podcast Host
No, because I was like, I want to win an award, like, for how fast you, you.
Kiana Dadiel
Oh, yeah, that million dollar portfolio award. Yeah. We actually rented out NASDAQ last year. We had so many award winners. It was absolutely amazing. It is so cool.
Podcast Host
I love it. Okay, so hopefully in a year from when I take your masterclass, I'll be an award winner. Thank you for coming on today. Is there anything I didn't ask you that you wanted to share?
Kiana Dadiel
You already tapped on. Today is the best day to invest. I would actually just say this. Everybody think they are late to the game. People in their 60s think wish they started in their 50s. People in their 50s wish they started in 40s. People in 40s, which they're certain 30s. The list goes on. And the truth is, if I can go from 500 to 18 million in a decade, today is the day. It is not too late. You are not late to the game. There's always going to be opportunities. Do it now.
Podcast Host
I love it. I love it. Thank you for coming on today.
Kiana Dadiel
Thank you for having me.
Podcast Host
Thanks so much for watching today's episode. Before you head out, I want to invite you to my brand new YouTube
Rebecca Minkoff
channel for all things superwomen. It's a fresh space I'm building out
Podcast Host
for 2026, packed with past episodes, future
Rebecca Minkoff
episodes, and some special new content we're cooking up.
Podcast Host
Just search SuperWoman Media on YouTube and subscribe so you're there for everything coming next. I'll see you over there.
Rebecca Minkoff
Thanks for listening to today's episode.
Podcast Host
If you've enjoyed it, take a second
Rebecca Minkoff
to rate and review the show. Wherever you're tuning in, it really helps others find the podcast.
Podcast Host
You can follow me on Instagram, Rebecca
Rebecca Minkoff
Minkoff and msuperwoman or for a slice into my personal life, eckyminkoff.
Podcast Host
And don't forget to check out my
Rebecca Minkoff
book Fearless the New Rules for Unlocking Creativity, Courage, and Success.
Podcast Host
See you next week.
This episode features Kiana Danial, also known as "Invest Diva," who shares her journey from being broke and sleeping on a friend's couch to building an $18 million net worth. Kiana and host Rebecca Minkoff dive deep into her life, the creation of her "triple compounding" investing method, financial self-trust for women, and the real-life mindset shifts required for true financial independence and empowerment. Their conversation moves beyond just financial literacy, exploring themes of self-reliance, women’s confidence, relationship dynamics, and actionable steps for wealth-building.
“Today is the best day to invest. Everybody thinks they are late to the game...There’s always going to be opportunities. Do it now.” (39:55)
Resources:
Summary Prepared by Podcast Summarizer AI
(Covers content from 03:14–40:24, excluding ads and outro.)