Ask KT & Suze Anything: Will I Really Be Able To Retire?

Summary

Podcast Summary: "Ask KT & Suze Anything: Will I Really Be Able To Retire?"

Date Released: May 22, 2025

Introduction

In the episode titled "Ask KT & Suze Anything: Will I Really Be Able To Retire?" from Suze Orman's Women & Money podcast, Suze Orman and co-host KT engage with listeners' questions, providing insights into retirement planning, investment strategies, and the psychological aspects of managing finances. This episode delves deep into the challenges and considerations individuals face when planning for retirement, offering both practical advice and emotional support.

1. Scam Awareness and Protection

Suze Orman addresses the prevalence of scams using her image to mislead listeners.

• Timestamp [00:00 - 03:06]: Suze warns listeners about fraudulent schemes where scammers use her likeness to endorse illegitimate financial products, such as annuities. She emphasizes the importance of verifying endorsements through official channels like her website, Instagram, or the Women & Money community app.

  Suze Orman [02:30]: “They are scams. They're using my picture. Some of them aren't even my picture. They're artificial intelligence generated. So just beware of it.”

2. Investment Insights: MicroStrategy and Bitcoin

Discussion on alternative investment strategies and the relationship between stock investments and cryptocurrency.

• Timestamp [03:30 - 09:14]: A listener inquires about Suze's past investment in MicroStrategy as a proxy for Bitcoin. Suze shares her experience of purchasing MicroStrategy stock to indirectly invest in Bitcoin when direct investment was more complicated. She reflects on the potential gains had they invested directly in Bitcoin and discusses the evolving landscape of cryptocurrency investment options, including ETFs like iBit.

  Suze Orman [04:26]: “Strategy is a stock symbol, MSTR, that does invest big time in bitcoins. And therefore, when bitcoin goes up, supposedly, now listen to the word supposedly, the price of strategy, the stock should also go up.”

3. Balancing Financial Planning with Personal Life

Exploring the interplay between personal relationships and financial decisions.

• Timestamp [09:22 - 15:20]: Roz, a relatively young listener, struggles with prioritizing people over money and managing financial goals alongside personal commitments. Suze advises trusting one's instincts and prioritizing personal well-being over financial constraints.

  Suze Orman [10:06]: “People first, then money, then things. And every one of us different. Every one of us has a different comfort level.”

  Additionally, another listener in their late 50s seeks guidance on maintaining an abundance mindset despite health concerns affecting their financial planning. Suze emphasizes taking proactive actions to transform fear into productive steps, thereby fostering an abundance mentality.

  Suze Orman [12:45]: “You have to stay in a realistic place. You have to stay in how you really feel.”

4. Retirement Savings Assessment

A listener evaluates their readiness for retirement based on current savings and income.

• Timestamp [19:22 - 24:29]: Dottie, a 65-year-old woman with substantial savings and low living expenses, questions whether she is behind in her retirement planning. Suze reassures her that financial well-being isn't solely determined by income or savings amounts but by managing expenses and avoiding debt. She highlights Dottie's strong financial position, emphasizing that she is ahead of many in her financial journey.

  Suze Orman [21:18]: “Are you listening to me, Dottie? You are not behind. You are ahead of most everybody out there.”

  Suze further illustrates this point by contrasting Dottie's situation with higher-earning individuals who may struggle with excessive expenses despite larger incomes.

5. Roth 401(k) Management for Young Professionals

Advice on managing retirement accounts for individuals early in their careers.

• Timestamp [24:29 - 26:45]: Robert, a 38-year-old employee, seeks advice on handling his Roth 401(k) after twelve years with his current employer. Suze outlines the considerations for leaving the funds with the current company versus rolling them into a Roth IRA or a new employer's Roth 401(k). She emphasizes the importance of personal comfort and future planning over prescriptive preferences.

  Suze Orman [25:13]: “It's what you feel comfortable with years from now because you've only been there, let's say, 12 years, and you're still so young.”

6. Upcoming Topics and Final Thoughts

Suze hints at future discussions and reiterates the importance of addressing both emotional and financial aspects of money management.

• Timestamp [26:45 - 29:05]: Suze expresses appreciation for the listeners' engagement and previews an upcoming segment focused on annuities, stressing the need for individuals to understand when such financial instruments are appropriate. She underscores the podcast's commitment to addressing the emotional and psychological dimensions of financial decisions.

  Suze Orman [27:26]: “What really aggravates me is when people treat money just like money. They don't recognize the emotions. They don't recognize the true pressure that you're under, psychologically speaking.”

Conclusion

The episode "Ask KT & Suze Anything: Will I Really Be Able To Retire?" offers listeners a comprehensive exploration of retirement planning, investment strategies, and the emotional facets of financial decision-making. Suze Orman and KT provide personalized advice, drawing from real-life scenarios to empower listeners to make informed and emotionally intelligent financial choices. The discussion reinforces the podcast's mission to transform lives through revolutionary financial guidance.

Notable Quotes

1. Suze Orman on Scam Awareness [02:30]:

   “They are scams. They're using my picture. Some of them aren't even my picture. They're artificial intelligence generated. So just beware of it.”

2. Suze Orman on Investment Strategy [04:26]:

   “Strategy is a stock symbol, MSTR, that does invest big time in bitcoins. And therefore, when bitcoin goes up, supposedly, now listen to the word supposedly, the price of strategy, the stock should also go up.”

3. Suze Orman on Prioritizing People [10:06]:

   “People first, then money, then things. And every one of us different. Every one of us has a different comfort level.”

4. Suze Orman on Retirement Readiness [21:18]:

   “Are you listening to me, Dottie? You are not behind. You are ahead of most everybody out there.”

5. Suze Orman on Financial Comfort [25:13]:

   “It's what you feel comfortable with years from now because you've only been there, let's say, 12 years, and you're still so young.”

6. Suze Orman on Emotional Aspects of Money [27:26]:

   “What really aggravates me is when people treat money just like money. They don't recognize the emotions. They don't recognize the true pressure that you're under, psychologically speaking.”

---

This summary encapsulates the key discussions and insights from the episode, providing a comprehensive overview for listeners and those who may not have tuned in.

Transcript

[Suze Orman]

Hi, everybody. Suzio here. Now, what is the goal of money? The goal of money is for you to be secure. And there is no better way for you to be secure than having an emergency savings account. It is essential for your financial foundation. So all of you should be participating in the ultimate opportunity savings account at Alliant Credit Union. Go to myalliant.com to find out more. And be secure.

[Unknown]

We are strong we are wise we will not apologize we are here we will thrive Together we will rise we're the little bit of faith and everything it takes we are strong we are wise Together we will rise we will ris.

[Suze Orman]

May 22, 2025 welcome, everybody, to the Women in Money podcast.

[KT]

And everyone's smart enough to listen.

[Suze Orman]

And kt, this is the day they all wait for. They wait for you.

[KT]

For me.

[Suze Orman]

Just like me. I'm always waiting for her.

[KT]

She is.

[Suze Orman]

Why is that?

[KT]

Because you don't move and I move. So I'm on the move. I'm always on the move and you don't move. You're always in the same spot.

[Suze Orman]

I know. Is that right?

[KT]

I leave her sometimes on a chair and she's on her phone or computer and I might be gone, like for six hours. When I come back in, there she is in the same spot. The only thing that changed is the amount of water that's still in her bottle.

[Suze Orman]

I drink a lot. How much water do I drink?

[KT]

Susie consumes at least a gallon and a half a day. So the bottles are four bottles. Make a gallon and you go through like six of those big. I don't know how many ounces are.

[Suze Orman]

In it, but yeah, I drink. Do you all drink a lot of water? You should. But anyway, today is. Ask KT and Susie anything. But before we begin, I just want to say something. A lot of you have been writing in, sending in photos that you've been seeing on Facebook and Instagram and so forth with me endorsing annuities. And you should do this and you should do that. I've told you before, that is not legit.

[KT]

Scams.

[Suze Orman]

They're scams. They're using my picture. Some of them aren't even my picture. They're artificial intelligence generated. So just beware of it. But thank you so much. But I have to tell you, if I were to literally go after all the people that are trying to scam you, it would cost me so much money and they would just go away and come right back again.

[KT]

No, I was going to say we'd make a whole lot of Lawyers, Rich. Because that's what happens. You pay the lawyer, they send a letter, they stop doing it. Take down the ad, next week, back up.

[Suze Orman]

So the best way to protect all of you is to know if you see something with my picture on it. It isn't on my website, it isn't on my Instagram. You don't see it where I am, where you would expect me on the Women and money community app, so to speak, from me, it is not legit. All right, kt, are we ready?

[KT]

I have some great questions today, but are you ready?

[Suze Orman]

You say that every time.

[KT]

No, but some days are better. And this mix is really good. I like it a lot. All right, okay, so the first.

[Suze Orman]

Wait, what makes a day better versus not? Come on. I want to know why you think.

[KT]

That sometimes when they're just about Roth, they're not my favorite days. This day is a really nice mix. And some of them. If I get a question and I have no clue what the answer is, I really like that because I think I.

[Suze Orman]

Then you like every single question.

[KT]

No, that's not true.

[Suze Orman]

Right. Not white again.

[KT]

For instance, this one's interesting.

[Suze Orman]

All right, all right.

[KT]

It says on last Sunday's podcast, you said that MicroStrategy stock might be a good alternative way to invest in Bitcoin. Why is that? So that, to me, is a really good question. Like, what does it mean? Why is that?

[Suze Orman]

Do you remember quite a few years ago when I bought a serious number of shares in a stock called MicroStrategies, and I bought it, like, at 100 and I sold it at a thousand, and it was all about how I decided that I could play Bitcoin or invest in Bitcoin because I didn't understand the wallet and the this and all that.

[KT]

You didn't understand it for the whole.

[Suze Orman]

Time that I think it was, the Washington Post called us and wanting to know, did I have inside information? How did I know it was going to go up so much? What was going on? And I was just like, no, I just thought it was going to work that way because I made a serious sum of money. And they were like, oh, so that's the same thing now, microstrategies, and by the way, its new name is Strategies, is a company that did a lot with the cloud and things like that. And their CEO decided to take most of their cash reserves and to buy Bitcoin with it. Like, just the other day, I think was on Monday, KT, Michael bought another, like, 7,400 Bitcoin, you know, and that was like another $764 million of Bitcoin. So to answer all of your questions about that, strategy is a stock symbol, mstr, that does invest big time in bitcoins. And therefore, when bitcoin goes up, supposedly, now listen to the word supposedly, the price of strategy, the stock should also go up. But I'm telling you, it doesn't always work that way. Like yesterday, for instance, bitcoin was up at 1.3.5%. But strategy, at the exact same time, the stock was down 2%. So it doesn't always follow bitcoin directly. I think today people really are far better off if they are going to invest in bitcoin, that they just buy bitcoin directly. They can do it in Coinbase, PayPal, all different kinds of ways, or they could buy the iBit, iBit, which is the ETF for Bitcoin. So that's probably what I would be doing. But remember back then when we did it, KT and MicroStrategy, there really wasn't any ETFs of Bitcoin and it was more complicated. But today strategy really is an alternative if people are looking for even more ways to invest that way. But there now are maybe even better ways. Like I said, buying it directly or through ibit, the etf, you might be better off just doing it that way.

[KT]

Is it safer? Not really.

[Suze Orman]

Well, I have to tell you, I always felt safer.

[KT]

You always felt safer?

[Suze Orman]

That's why you did it. I felt safer because it was a stock, I could sell it. It was in the days when, you.

[KT]

Know, remember in the beginning it was complicated because everyone bought into these bitcoins but didn't know how to get the.

[Suze Orman]

Money out and things like that or what you didn't like Kitty, do you remember? I think it was like 2017, it was somewhere, and we were in Texas and this woman met with us and had this whole plan of what she wanted me to do with bitcoin. And do you remember all this?

[KT]

Oh, yeah, I do remember. And you were very, very cautious because it was really complicated.

[Suze Orman]

Yes, but remember we had decided that we were going to risk $100,000 for.

[KT]

About 20 bitcoin, 20 bitcoin, about 5,000.

[Suze Orman]

And we were all set to do it.

[KT]

Still nervous because we didn't know how.

[Suze Orman]

It worked, but we couldn't figure out how to do it. They kept talking to us about this wallet and you needed this. And I said, well, where do you keep the wallet? And in the end we decided, I'm just not doing it. Do you know how much that 100,000 would be worth today? K.T. like maybe a million, maybe 2,100,000.

[KT]

Oh, really?

[Suze Orman]

Yeah. Do you regret it?

[KT]

Yeah, yeah, I do.

[Suze Orman]

I actually don't.

[KT]

Two million dollars with a hundred thousand dollar investment?

[Suze Orman]

Yes. But I don't regret it because during those years it went up, down, it was it made. Now the goal of money is to be secure.

[KT]

We never secure with it.

[Suze Orman]

So I don't care if it was $20 billion. I'm still glad we didn't do it.

[KT]

Okay, this next question is from Roz. And this next question is, is something that is very simple, but I think.

[Suze Orman]

That Roz is very, very active on the women and money community.

[KT]

Yeah. So wait, so listen to what. Roz is relatively young. I'm looking at her photo and she's relatively young. She said, susie, sometimes I struggle with people first, then money. It's not always a straightforward decision or an easy thing to balance. I'm looking at taking some time off from work to join my friend for her birthday. I also have financial goals and working helps me meet those goals little by little. So I'm wondering, is anyone else out there struggling with this? Susie, do you have any advice on how to balance financial planning with life living?

[Suze Orman]

Roz, listen to me. People first, then money, then things. And every one of us different. Every one of us has a different comfort level. And we know if we simply learn to trust our gut when we are doing something that we should not be doing and when we are doing something that we should be doing. The mere fact that you are asking this question, that you want to stop working and you want to go spend a little time with your friend for her birthday, you already know the answer to that or you would not be asking it, you would not be asking it, you would be just going and doing it. So when it feels right, then you do it. When it doesn't feel right, you don't. And it's really just that simple. If you were to put yourself first, meaning you are in touch with how you feel, you are in touch with how you think, you are in touch with what makes you feel secure. And you stick by that. You'll always do what's right when it comes to people first, then money, then things. Next question.

[KT]

KT so, Susie, this question is from someone in their late 50s, whereas Roz is relatively young. But it's kind of the same idea, the same question says Susie. I'm in my late 50s, following your advice almost obsessively. And after my annual Physical it was pointing to high cardiovascular risk. I have been reflecting on how to differentiate between a savings and a scarcity mindset.

[Suze Orman]

Yes.

[KT]

How to follow your advice but still have an abundance of energy that attracts abundance instead of scarcity and suck the joy out of one's life. I think that getting this cardiovascular risk news put her in a tizzy. So I would appreciate so much your secret on this balance, which you and KT have obviously mastered.

[Suze Orman]

Well, kt, have you mastered it?

[KT]

No. Never. Never. You never master something that's an unexpected. You have to face it and then you make adjustments and you move on. But you don't master it.

[Suze Orman]

Huh. That's an interesting answer, Katie. We're going to have to have a talk about that. So the question here.

[KT]

No, but do you see what I mean? She freaked out because she had an anal physical.

[Suze Orman]

I get that. Right. So it'd be the same question, is that how does she keep in abundance energy when she feels like possibly her life is in danger? And that energy is what attracts more abundance versus coming from a fearful place which attracts scarcity. So my answer to that would be, you have to stay in a realistic place. You have to stay in how you really feel. And if you are feeling that you are in a scarcity place, a fearful place, you have to ask yourself the question, what is making you afraid? Now, if it's your diagnosis that you have cardiovascular risks, okay, what do you do? You take that fear and you turn it into action. And you eat right, you exercise, you make sure that you stay healthy and you take it right on. And that energy, tackling it brings this abundance to your life and who you are and what you can create and you can change that risk and do something about it. So action is what is needed in order to change from scarcity to abundance and your thoughts and your feelings. So don't get yourself down. Every time I am down, I need to do something to get myself up. Because there are plenty times that I get down. Right, kt?

[KT]

Oh, yeah. You know, especially if it's a health struggle. But one of the things Susie and I have absolutely mastered, and I can tell you, we, with great conviction, we have mastered something so simple, it's called the what ifs of life. And we know that at our age, we've mastered it, we've seen so much of it that we're not afraid. I don't think you and I have fear for the what ifs. We just know that they can happen and we can take them on.

[Suze Orman]

But that's because we Also, kt, which is a very difficult thing to do, is we both have faith that everything happens for the best. So when you can have faith that everything happens for the best, then everything you can tackle then with an abundant energy versus a scarcity one. Now, is that easy? No.

[KT]

No way. Not easy.

[Suze Orman]

But is it possible and is it probable and is it necessary? Oh, you bet it is. All right, next kt.

[KT]

Okay, so this next question is a good question. It says, hey, KT and Susie, I recently got all of my must have docum signed and notarized, but I'm wondering if I did something wrong. My name on all the documents is my full name spelled out. I signed my name, but I used an initial for my middle name on all of my documents. Will these documents be valid or do I need to resign my full name on the documents and go through getting everything notarized all over again?

[Suze Orman]

Truthfully, you're fine. And it's really. The signature is there in front of a notary just to really verify that.

[KT]

It is you who signed it, who.

[Suze Orman]

Signed it, and that's what is important. So truthfully, I think you're absolutely fine no matter what. If it's freaking you out, you can always do an affidavit or something that says, this is my full name. Sign it again. But I think you're absolutely fine. Next question. My kt.

[KT]

Okay, this is from Portia. Love this question. You have to listen to why I love it so much at the end. Okay, listen up, everyone. HI, Susie and KT. I have transferred $85,000 from my previous employer's 401 into my variable annuity at Fidelity in September 2022. Here's my question. Is there a way to calculate whether it makes more sense to roll over the remaining funds in my Fidelity IRA now and pay the surrender charge or wait it out? I'm currently paying about 380 per quarter in fees. The surrender schedule right now is 7% in three and a half months and then it drops to 6%. In the ninth year, it goes to zero.

[Suze Orman]

What she wants to know is that should she surrender this variable annuity or stay in it until nine years is up? And how do you figure that out? Okay, go on. Anything else you want to say?

[KT]

Yeah. Okay, so wait. So here's what she said. One last fun note. My name is pronounced like the car. Porsche. My husband overheard the unstoppable song while I was listening to your podcast. Since he knows I go full speed at Disney and that my name is Portia, he made A show for our family Disney trip that said, I'm unstoppable. I'm a Porsche with no brakes. So she said, thanks for your wisdom and confidence, Susie. There's a photo of her. And we've got to try to post.

[Suze Orman]

This in the women in money community.

[KT]

Absolutely.

[Suze Orman]

All right.

[KT]

I'm going to get her to give us permission to do that.

[Suze Orman]

I don't need her permission. I'm so posting it, Kate. All right, remember, you send in something to me and I like it. I'm just gonna post it. Just that simple. So what's funny, kt, is that I actually wrote Portia. Cause I saw the picture and I just.

[KT]

It was cute, right?

[Suze Orman]

So cute. That's why I know I'm gonna post it. Here's the bottom line, Portia. Very easy. If you keep this policy all the way until the ninth year, when there are no longer any surrender fees whatsoever for you, you will have paid approximately 9,120 in fees, depending on what year you happen to really be in in terms of this policy. Because I don't have the exact numbers here, but your surrender fee will really could be anywhere from $6,300 to $6,900. Whatever it may be, you'll have to figure it out. Exactly. Whatever it is, absolutely surrender makes no sense for you to be in it and really invest that money within the IRA in something that makes sense. You might even want to look at converting it little by little to a Roth IRA and really save money in the long run. So that is the answer there. All right, next kt.

[KT]

Okay, next question. I love. This is from Dottie. When's the last time you met anyone named Dottie? I love that. Reminds me of my teachers and everything.

[Suze Orman]

You know teachers by the name of Dottie?

[KT]

Yeah, I mean, it's kind of a name from the 50s and 60s.

[Suze Orman]

Wasn't there like a comic book?

[KT]

Not that I remember. With Dottie.

[Suze Orman]

Dottie kind of like that name, though. All right, anyway. Hi, Dottie.

[KT]

Hi. Hi, Dottie. Hi, Susie and kt. I love listening to you both. Thank you for your wisdom and heart. You share every week.

[Suze Orman]

Katie, who has a bigger heart? You are. Me.

[KT]

Okay. I do.

[Suze Orman]

All right, go ahead.

[KT]

No, I do. Okay, so ready?

[Suze Orman]

Do you think she knows? She does.

[KT]

I am a newly single, 65 year old healthy woman still working part time. I bring home $3,000 a month from work and receive $1,600 in Social Security. I hope to keep working for another three to four years with about the same income during that Time, financially, I have $350,000 in CDs, $250,000 in my IRA. No debt. I own my own car, I rent, but my living expenses are very low, and I still make sure I have fun. So here's the question. I'm wondering, how far behind am I in retirement savings at this stage? And will I realistically be able to retire in a few years, like in three or four years? So Dottie wants to know, how am I doing? Susie?

[Suze Orman]

Oh, Dottie, I have to tell you, it's not how far behind you are in retirement savings at this stage. It's how far you're behind in your thoughts about who you are. It's how far behind you happen to be in comparing yourself to others, because others may be making so much more money than you have, so much more money than you, and have 10 times more bills than you. I've always said it's not how much money you have that's going to determine if you can retire or not. It's what are your bills? What does that money have to go to pay for? You, my dear, are so far ahead. Are you listening to me, Dottie? You are not behind. You are ahead of most everybody out there. This isn't about your age. This isn't about the amount of money you have. It's what you did with the money during your working years. And you have no debt. You own your car outright. You have 250,000 in your IRA, you have 350,000 in CDs, and you're going to get Social Security. Are you kidding me? You are going to be just fine as long as your expenses are always less than the money that you have coming in. KT next.

[KT]

Yeah, good on you, darling.

[Suze Orman]

But you know what? It makes me sad. One know what makes me sad? Because so many times people are out there and they look at people driving fancy cars or living in big homes or whatever, and they go, oh, I'm just so far behind. This is all I have. And I know I've told this story before, but I'm going to just briefly tell it. For years I did the retirement planning, as you know, for Pacific Gas and Electric, which is the utility company for Northern California. And hundreds of people would come see me. Those people that worked on the gas lines and that had $2,000 a month pensions, that had maybe 200,000 in their 401s and everything, they were so able to retire, it's not even funny. They spent maybe $600 a year on clothes. They owned everything outright and their dream was a fifth wheel. That was it. And then those people that were in the executive section of BG&E, $13,000 a month pensions, hundreds of thousands, if not millions in their 401 plan, everything, they could not afford to retire because it wouldn't support their three homes, their three cars, their boat, their this and that. So all the people that look at those people who make a lot of money and everything, and they judge themselves against them, trust me, most of you are so much better off, financially speaking, bottom line wise, than the people that you see out there. It's not even funny. So don't ever think you're behind. Don't ever insult yourself. You know, there's a saying, when you insult yourself, you insult God. You might all want to. You might want to all think about that. All right, Go on.

[KT]

I like that saying. So, next question is from Robert. Hi, Susie. I hope you're doing well. I've been with my company for 12 years and I don't plan to leave anytime soon. But I have a question about what to do with my Roth 401K. If I leave, would it be best to leave the money with my current company? Roll the money into a Roth IRA using Fidelity or Vanguard, someone like that, or roll the money into a Roth 401 at the New company? So just curious if you tend to prefer one of these options over the others. And Robert is young still. He's 38, so not close to retirement.

[Suze Orman]

Robert, here's a few things that I want you to think about. The answer to that question isn't what I tend to prefer or KT might prefer. It's what you feel comfortable with years from now because you've only been there, let's say, 12 years, and you're still so young. So you could obviously still be there another 20, 30 years or whatever it may be. Truthfully, you could have amassed a great deal of money within that 401k. And you might feel secure with the investments within that Roth 401K. You might like that their fee structure is down and what they're offering you to invest in is things that you're familiar with. It's very difficult if all of a sudden you have a million or $2 million in a retirement account, which you could, and now you have to liquidate it and transfer it over to a Roth ira. Now what are you going to invest in? What are you going to do with it? So you're going to have to decide what is best for you at the time when you actually do it. So you ask, should you roll the money into a Roth 401 at a new company? No. You would either leave the money with your current company or, or you would roll the money into a Roth IRA. Either one. Whatever you are comfortable with. All right. Ms. Travis, it seems like you don't have any more paper in front of you.

[KT]

No, we went through all my questions. Did you like them? Did everyone listening? Did you like this mix?

[Suze Orman]

Oh, like they're going to talk to you right now.

[KT]

Yeah. Do you like it?

[Suze Orman]

Do you not care if I liked it?

[KT]

You did like it.

[Suze Orman]

How do you know?

[KT]

Because I could tell by the expression on your face.

[Suze Orman]

You're smiling and smiling. I'll tell you what I liked about it. I liked that you brought in the emotional and the psychological part of money. What really aggravates me is when people treat money just like money. They don't recognize the emotions. They don't recognize the true pressure that you're under, psychologically speaking, especially if you're in a relationship and you have disagreements about money and all of that. So I love that that's the, the way that you went. Now listen to me. Sunday is going to be an interesting Susie school and a little bit of a slap down, right? Because I've done susy schools on annuities over the years and I've told you why I like them and why I don't like them. But the mere fact that there are so many comments on the Women and Money community app about annuities and does Susie like them? Does she not really aggravates me. So therefore I'm going to be doing a Susie school on it for all of you to understand that you yourselves have to learn when an annuity makes sense and when an annuity does not make sense and not do things because I'm doing it or I'm not doing it. That's just ridiculous. So until Sunday there's really only one thing that we want them to remember. Isn't it true, kt? When it comes to their money, what is it? Girlfriend?

[KT]

People first, then money, then things and RAs.

[Suze Orman]

Hopefully our answer helped you. But until Sunday, all of you stay safe. Bye. Bye.

[Unknown]

We are strong, we are wise we will not apologize. We are here. We will thrive Together we will rise and everything it takes. We are strong, we are wise. Together we will rise.

[Suze Orman]

Hi everybody. Suzie O here. Now, if you are looking for a way to start saving to get the most out of your money, I want you to go to myalliant.com that's M y a l l I a n t dot com and look into opening an Ultimate Opportunity Savings Account. Put in at least $100 a month every single month for 12 consecutive months. Earn 3.10% interest on your money right now and get a hundred dollars at the end. Are you kidding me? It's the best deal out there. Start saving right now.

[Unknown]

Neither Susie Orman Media nor Susie Orman is acting as a Certified Financial Planner and Advisor, a Certified Financial Analyst, an economist, cpa, accountant or lawyer. Neither Suze Orman Media nor Suze Orman make any recommendations as to any specific securities or investments. All content contained in this podcast is for informational and general purposes only and does not constitute financial accounting or legal advice. You should consult your own tax, legal and financial advisors regarding your particular situation. Neither Suze Orman Media nor Suze Orman accepts any responsibility for any losses which may arise from accessing or reliance on information in this podcast and to the fullest extent permitted by law, we exclude all liability for loss damages, direct or indirect, arising from the use of this information. The must have documents discussed in this podcast are legal documents created by a lawyer and distributed by Hay House.