Sunday Fun With Suze and KT

Summary

Podcast Summary: Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
Episode: Sunday Fun With Suze and KT
Release Date: December 29, 2024

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Introduction

In the final episode of 2024 of Women & Money (And Everyone Smart Enough To Listen), Suze Orman, along with co-host KT and producer Robert, delivers a heartfelt and insightful year-end reflection. This episode, titled Sunday Fun With Suze and KT, blends financial wisdom with the camaraderie and behind-the-scenes dynamics of hosting a successful podcast.

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Episode Overview

The episode begins with light-hearted interactions among the hosts as they prepare to wrap up the year. Suze Orman emphasizes the importance of financial security through emergency savings, while KT and Robert add humor and personal anecdotes, showcasing the genuine and relatable nature of the show. Throughout the episode, the trio discusses core financial principles, underpinned by Suze's extensive experience in personal finance.

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Key Discussions

1. Financial Security and Emergency Savings

Suze Orman opens the episode by stressing the fundamental goal of money: achieving security. She advocates for maintaining an emergency savings account as the cornerstone of financial stability.

Suze Orman [00:00]: "The goal of money is for you to be secure. And there is no better way for you to be secure than having an emergency savings account. It is essential for your financial foundation."

2. The Dynamics of Podcast Production

Robert, the producer, shares insights into the collaborative effort behind producing the podcast. He highlights the challenges and rewards of coordinating with Suze and KT, emphasizing the importance of teamwork and mutual support.

Robert [01:16]: "Doing a podcast is hard work. It's fun, believe me, it's fun, but it is hard work. And sometimes it takes a little while for KT and Susie to get ramped up to start an episode."

3. Core Financial Principles: People, Money, Things

A central theme of the episode is the prioritization of values in personal finance. Suze Orman introduces a simple yet profound hierarchy: people first, then money, followed by things. This principle serves as a guiding framework for listeners to make sound financial decisions.

Suze Orman [11:03]: "People first, then money, then things. And if you do that, stay healthy and stay strong, I promise you, you will be unstoppable."

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Notable Quotes with Timestamps

• Suze Orman [00:00]: "The goal of money is for you to be secure."
• Robert [01:16]: "Doing a podcast is hard work. It's fun, believe me, it's fun, but it is hard work."
• KT [09:24]: "There’s only three things you need, you need to know in life. People first, money, then things."
• Suze Orman [11:03]: "People first, then money, then things. And if you do that, stay healthy and stay strong, I promise you, you will be unstoppable."

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Conclusions and Takeaways

The episode culminates in a reaffirmation of Suze Orman's core financial philosophy. By placing people above money and material possessions, individuals can achieve true financial security and personal fulfillment. This approach not only fosters healthier relationships but also promotes a more balanced and meaningful life.

Robert reflects on the importance of balancing hard work with enjoyment, reinforcing the episode's message about maintaining equilibrium in one's financial and personal life.

Robert [10:20]: "No matter how hard you work, you need to have some fun. You need to put that balance in."

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Closing Remarks

As the episode draws to a close, Suze Orman offers heartfelt wishes for the New Year, reiterating the episode's key takeaway. Her closing words encapsulate the essence of the podcast’s mission: empowering listeners to prioritize what truly matters in their financial journeys.

Suze Orman [11:03]: "Happy New Year. We love you all very much. There's only one thing that I really want you to remember when it comes to your money, and it is this. People first, then money, then things. And if you do that, stay healthy and stay strong, I promise you, you will be unstoppable."

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Final Thoughts

Sunday Fun With Suze and KT serves as both a reflective summary of the year and a reinforcement of foundational financial principles. Suze Orman's emphasis on prioritizing people over money invites listeners to reassess their financial priorities, ensuring that their financial strategies align with their personal values and relationships. The episode exemplifies the podcast's commitment to providing actionable financial advice wrapped in engaging and authentic conversations.

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Note: To explore past episodes, engage with the community, or ask Suze questions, listeners are encouraged to download the Women & Money app available on the Apple App Store or Google Play.

Transcript

[Suze Orman]

Hi, everybody. Suzio here. Now, what is the goal of money? The goal of money is for you to be secure. And there is no better way for you to be secure than having an emergency savings account. It is essential for your financial foundation. So all of you should be participating in the Ultimate Opportunity savings account at Alliant Credit Union. Go to myalliant.com to find out more. And be secure.

[Robert]

All right, Susie, kt, are you ready for today's podcast?

[KT]

Yeah, Robert, of course we're ready.

[Suze Orman]

Cuz we are unstoppable.

[KT]

Yeah.

[Suze Orman]

Yeah, baby.

[Unknown]

I put my armor on. Show you how strong I am. I put my armor on. I'll show you that I. I'm unstoppable. I'm a bu. I'm unstoppable.

[Robert]

Today, December 29, 2024. Welcome to the Women and Money podcast, as well as everyone smart enough to listen, Producer Robert here. So this is the final episode of 2024, and we're going to close it with some things that you haven't heard on the show before. Now, we haven't done this in a few years, and in fact, KT reminded all of us about that on the last episode.

[Suze Orman]

Oh, we do. We need.

[KT]

We need a year end. We need a summary. We. Robert, why don't you do our year end? Funny one.

[Suze Orman]

Yeah, Robert, what's wrong with you?

[KT]

Let Robert do a year end Sunday. Susie, School. That isn't a school at all. It's Sunday Fun with Susie a year in.

[Robert]

Okay, so here we are. It is Sunday Fun with Susie and kt. Now, doing a podcast is hard work. It's fun. Believe me, it's fun, but it is hard work. And sometimes it takes a little while for KT and Susie to get ramped up to start an episode, especially first thing in the morning.

[KT]

Are you ready?

[Suze Orman]

I'm ready.

[KT]

Are you ready? Make it a little bit louder. Just a little bit. Okay. All right. That's better.

[Suze Orman]

Is that good?

[KT]

Yeah. I can hear it. Yeah.

[Suze Orman]

Is that good?

[KT]

Yeah.

[Suze Orman]

Is that a little better?

[KT]

Yeah.

[Suze Orman]

All right.

[KT]

You sure? Positive.

[Suze Orman]

Without a shadow of a doubt.

[KT]

I'm. I'm. I'm positive. It's good.

[Suze Orman]

If you were younger and you said you were positive, would that mean that you were having a baby?

[KT]

Get on with it. Ready to record?

[Suze Orman]

I don't want to record.

[KT]

Stop playing. This is serious business. It's our podcast. Come on. I usually don't work Sunday, just.

[Suze Orman]

You didn't work.

[KT]

I really don't work Sunday. I'll throw in a. I'll throw in a Wednesday, but not a Sunday. Okay, let's go. What's the date of this podcast?

[Suze Orman]

Laugh.

[KT]

What's the date of it? Where's your 11? Okay, let's do it.

[Suze Orman]

Yeah. You sure?

[KT]

Look at you crying. You're not still allowed to laugh on Sunday because it's not the day I work. Ready? Let's go. Stop it. I can't help it. Okay, ready? Here we go.

[Suze Orman]

I'm not ready.

[KT]

Welcome to the Women and Money podcast.

[Suze Orman]

Recording yet?

[KT]

Press that button. Welcome to the Women and Money podcast. This is KT and it's the Ask Susie anything.

[Suze Orman]

All right.

[Robert]

You want.

[Suze Orman]

Really?

[KT]

All right. Ready? Ready.

[Suze Orman]

Okay, take it, Katie.

[KT]

Welcome to the Women and Money podcast where you.

[Suze Orman]

Wait, wait. You got to do it right, Katie, if you're going to do it. And everybody's smart enough to listen. Yeah, I forgot.

[KT]

Forgot. Smart enough.

[Suze Orman]

Everybody forgot the.

[KT]

Everybody.

[Robert]

Making a podcast is a team effort, and we have a lean, happy machine here at the Women and Money podcast as well as everybody.

[Unknown]

Everybody smart enough to listen.

[Robert]

Can't forget the Everybody's Now I'm not in the room.

[Unknown]

When Susie and KT record.

[Robert]

As Susie has said before, when she does a Susie School on Sundays, she'll sit down, open the mic, press record, and the message flows through her to us. When she and KT do the Ask KT and Susie episodes, it's pretty much the same thing. KT chooses the questions that you write.

[Unknown]

In to ask Suzy. That's S u z e podcastmail.com.

[Robert]

Or you ask them on the Women.

[Unknown]

And Money community app, which you can.

[Robert]

Download from the Apple app or Google Play Store. Anyway, KT goes through those questions and then Susie answers them in real time. Now, sometimes as the sessions are happening, KT will switch from her role as a co host and she slips back on her creative director hat. Well, here are some examples of that.

[KT]

I just want to say something. When you pronounce fund, get the D in there. Otherwise it comes out like exchange rated fun.

[Suze Orman]

No fun.

[KT]

Not fund.

[Suze Orman]

Funda.

[KT]

Fund versus fun. Exchange traded Fun. Everybody versus exchange traded fund.

[Suze Orman]

Exchange traded fund.

[KT]

Robert, you know what I'm trying to teach her?

[Suze Orman]

Dictionary diction is incredible.

[KT]

It is because you're from Chicago, so it's automatic.

[Suze Orman]

Make fun of people from Chicago, but it's automatic.

[KT]

But you have to think when you speak fast, you forget the D. Are you kidding me? Here we go. This is scary.

[Suze Orman]

Everybody.

[KT]

All right, here we go.

[Suze Orman]

Do you have all the money to continue to carry all the expenses of that house without an income from your partner and Vice versa. There are so many questions that you need to think about, so just think closely about it. Why are you making a sound? Why are you?

[KT]

Robert, don't put this in. It's vice versa, not vice versa.

[Suze Orman]

Vice versa.

[KT]

Vice versa. Not vice versa.

[Suze Orman]

You can leave this in. Robert.

[KT]

Robert, wait. No, it's. She sounds like she's singing like an Italian song. Vice versa. It's vice versa, Robert. Right. Weigh in. Okay, my next question is.

[Suze Orman]

Well, just in case she's right, then you can cut in. Vice versa.

[KT]

Okay, ready?

[Suze Orman]

Jesus.

[KT]

Leave it, Robert.

[Robert]

You know, I actually got some requests that vice versa bit to appear in the year end episode. So sometimes when you have two people who love each other so much and love doing the podcast together, sometimes things go off the rails.

[KT]

We should have a video so they can see my mouth. Zip water. We have a lot of sound effects in this podcast, don't we, Rob? We should do one of outtakes of just Susie's sound effects. Now she's spraying her throat. She's putting ice cubes on her vagal nerve. Okay, are we ready?

[Suze Orman]

Yeah.

[KT]

Okay, so what was the answer? All right, go ahead. Come on, come on.

[Suze Orman]

Whatever.

[KT]

Get your military bearings.

[Suze Orman]

I'm trying to do so.

[KT]

It would have been horrible in the military. Can you get a tissue? Do you have a tissue there? Blow your nose. More sound effects. Robert. Stop laughing. I can't help it. Stop it.

[Suze Orman]

Should see your face, Robert.

[KT]

Ready? Zip it up. Stop. Stop laughing. She's crying. Stop. She can't believe she's married to me. That's enough. Because it's getting now, too. It's getting boring. These are good. This is enough.

[Robert]

All right, we'll do just a couple more. Sometimes it's a little tough to end.

[KT]

Oh, God.

[Suze Orman]

Take us out, Casey.

[KT]

Okay, if you need any more answers on Raw, just write to me directly. Here we go, everybody. We're taking it out. Just remember, there's only three things you need, you need to know in life. You don't have that Roth. Just remember, people first. Good sound. Okay. There's only one thing I want you to remember. Okay? This is kt. There's only one thing I want you to remember. Everybody. People first, then money, then things. And if you open that Roth and you listen to those, you do those three things, you will be unstoppable.

[Robert]

All right, so here we are. We're at the end. I suppose the lesson here on this Sunday fun with Susie and KT is that no matter how hard you work, you need to have some fun. You need to Put that balance in. I've been working on this podcast with Susie and KT since January of 2019, so almost five years ago, and it just warms my heart. It really makes this effort so worth it when we get to see how many of you are helped by Susie. So thank you very much for listening and for learning. And now, because it's proper producer protocol, one must let the host actually end the show.

[Suze Orman]

Happy New Year. We love you all very much. There's only one thing that I really want you to remember when it comes to your money, and it is this. People first, then money, then things. And if you do that, stay healthy and stay strong, I promise you, you will be unstoppable.

[Unknown]

I'm unstoppable I'm a butcher with no brakes I'm invincible that I would never say single game mind so powerful I don't need batteries to play I'm so confident yeah I'm unstoppable today Unstoppable today Unstoppable today Unstoppable today I'm unstoppable today.

[Suze Orman]

Hi everybody, Suzy O Here now. If you are looking for a way to start saving to get the most out of your money, I want you to go to myalliant.com that's m d y a l l I a n t dot com and look into opening an ultimate Opportunity savings account. Put in at least $100 a month, every single month for 12 consecutive months. Earn 3.10% interest on your money right now and get $100 at the end. Are you kidding me? It's the best deal out there. Start saving right now.

[Unknown]

Neither Susie Orman Media nor Suze Orman is acting as a Certified Financial Planner Advisor, a certified Financial Analyst, an economist, CPA accountant or lawyer. Neither Suze Orman Media nor Suze Orman make any recommendations as to any specific securities or investments. All content contained in this podcast is for informational and general purposes only and does not constitute financial accounting or legal advice. You should consult your own tax, legal and financial advisors regarding your particular situation. Neither Suze Orman Media nor Suze Orman accepts any responsibility for any losses which may arise from accessing or reliance on information in this podcast and to the fullest extent permitted by law, we exclude all liability for loss damages, direct or indirect, arising from the use of this information. The must have documents discussed in this podcast are legal documents created by a lawyer and distributed by Hay House.