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Chorus/Intro Singer
Foreign.
Robert (Producer)
December 28, 2025. Welcome to the Women and Money podcast, as well as everyone smart enough to listen. Hi, everybody. Robert the producer here, and this is our final podcast of 2025. And as is our little tradition, I'm gonna peel back the curtain a little bit to share some outtakes, side stories, and give you a glimpse of just how much fun work it takes to put this show together. Now, you've heard that KT and Susie are early risers. They've talked about that. But just like you and me, sometimes it does take a few tries to get up to speed.
KT
Are you there?
Susie Orman
Yeah.
KT
All right, Ready? You ready?
Susie Orman
Good morning, Susie. I wasn't confused. All right, Robert, this is a remake. Maybe in case we didn't record it, she forgets if she pushed the button or not.
KT
I'm having trouble today, Robin.
Susie Orman
Yeah, and I'm exhausted.
KT
Don't look so cute. Okay, stop it, KT. Anyway. February 20, 2000. Stop it, KT.
Susie Orman
Tell them what I'm doing. I'm blinking my eyes, everybody, because I just put eye drops in. I'm not winking at you. Look, I'm blinking my eyes.
KT
I'm like, on. What is she doing?
Susie Orman
So I have a big announcement.
KT
Wait, wait. Let me. Let me stop kt.
Susie Orman
Okay, go.
KT
All right. Well, you're looking spry. I like that.
Susie Orman
Kt. The leg exercises or the exercises are really kicking in. I'm on day five.
KT
I think I'm there right with you.
Susie Orman
Yeah, but I don't hurt that much. Remember the second day I was so stiff.
KT
Yeah, we do. Yeah, it's something, all right.
Susie Orman
But now it's good. I like it.
KT
I like that we're exercising. All right, are we ready to start?
Susie Orman
Let's do it.
Robert (Producer)
Now, the only time there's paper in front of Susie or KT is when we do the Ask KT and Susie Anything episodes. And KT is reading out loud your questions. When it's Susie school time, Susie Orman goes into her recording studio, centers herself, hits record, and then speaks stream of consciousness. From my perspective, it is amazing to get this file and then listen to Susie's advice unfold. Sometimes, however, I get brought into the conversation Susie's having with herself.
KT
I don't know what to say there, so just. They. I wish I could remember where I was. I was too passionate about it.
Robert (Producer)
Next.
KT
What did I want to talk about? Robert. Robert, let's start that all over again. This is all over the place today. Do you know what do I want them to know.
Robert (Producer)
Now? When you do A podcast. Just like any other project you're working on, sometimes you need a little sustenance to keep you going.
Susie Orman
Water. Water break. Robert, Susie, drink water.
KT
All right, kt, are you ready?
Susie Orman
I'm ready.
KT
What are you chewing on?
Susie Orman
Little pistachio nut.
KT
Where'd you get that? From the kitchen.
Susie Orman
I went. Got a water.
KT
All right, are you ready now?
Susie Orman
Yeah. Let me get a sip of water.
KT
Of course you ate a pistachio nut. Of course you're gonna be. You make me crazy.
Susie Orman
Okay, here we go.
KT
Crazy. So you ready?
Susie Orman
Yes.
KT
One was for you and one was for me, So. Oh, God. So, you know, sometimes we cough.
Susie Orman
Wait, Robert's not on.
KT
Yes, he is.
Susie Orman
Oh, no. Oh, God. You have to see it. You have to be here. She took out her cough tablets and put two on the table in front of me. I ate them both. Okay, are you ready? Wait. Now a sip. Can I have one of those throat lozenges that's in my throat? Robert? My throat sounds really dry, right?
KT
How's he gonna know I can hear it when. When he does his thing? Because you were working outside and you work in all that dust, and there you go.
Robert (Producer)
Huh?
KT
What?
Susie Orman
True.
Robert (Producer)
Doesn't it just warm your heart when they giggle together? It's one of my favorite times of the week when I get to hear that. Now, I just wrapped seven years of working with Susie and KT on this podcast. We're going into our eighth year, and it really is a complete team effort. Susie has the vision. I'll polish and tweak so you get the best version of that message. And kt, along with acting as your avatar and framing your questions, is. Well, she never really strays far from her creative director roots.
KT
If KT chooses it, we will ask and answer it on the air. Okay.
Susie Orman
Go on, kt, before we move that microphone and move that bottle of water.
KT
I don't know why nothing's.
Susie Orman
Now move the water away. Thank you. Okay, there we go. Your hands get very animated and you hit things. Ready?
KT
Did you hear that, Robert? All right, go on.
Susie Orman
Okay, so my first question is from Benjamin.
KT
No. You don't like that?
Susie Orman
No, I do. Hit it. All right, hit it. Okay, are we ready? Ready, Robert?
KT
What about ready, Susie?
Susie Orman
Okay, Susie, are you ready? I have five questions that I thought. Remember we did that one year? It was really fun. They had to vote. You gave them three choices. We'll do it again in a couple weeks. Goodbye. Okay, you go, Susie.
Robert (Producer)
Just like when you may be speaking with someone and you get on a roll, and the Story's really going, and then you have an unplanned interruption. We get those, too. And sometimes it almost derails a recording session.
KT
But if you keep it online, like with the must have docs, if you happen to do it. And now all of a sudden, KT's got a sneeze. Go on, KT. Go for it. Come on, come on.
Susie Orman
I'm holding it back.
KT
You can do it.
Susie Orman
Come on. I got. I, I, I, I put it away.
KT
You put your sneeze away?
Susie Orman
Yeah.
KT
Oh, that's good to know. Everybody. All of a sudden, her face started to squish up, and I go, oh, no, she has to sneeze.
Susie Orman
When I take my earplugs out, it means I'm going to have to sneeze.
Robert (Producer)
You know, it's a little known fact that people from New Jersey have the power to put away a sneeze. I've been doing it my whole life. Moving on, here are some stories that we had to cut for time this year.
KT
I know as we're recording this, but we're in Italy, but we're still here. Even though we're going to be in Italy. When they hear this, kt, you think we're going to gain weight?
Susie Orman
Totally. Yes, yes, yes. Do you remember that trip we took where we went from China to India to South Africa? We did three contests.
KT
By the time I got to South Africa, Susie and I rolled all the way. I could not fit into any of my outfits. And that's because in India, we went to this school. Remember this, kt? Right? We went to this school that we were funding of all these Brahmin priests, and they were honoring us. And we ate more. Whatever they put on your plate, you.
Susie Orman
Ate all of it.
KT
You ate all of it because otherwise you would insult them. I am sure that when I think.
Susie Orman
We had that theory in all three continents. China, India, and South Africa.
KT
And then in South Africa. Oh, my God. Anyway, are you ready? Shall we begin? All right.
Susie Orman
Oh, my light.
KT
Ah, she needs her light, Robert.
Susie Orman
Oh, wait, wait, wait. I'm energized with light. With my guava.
KT
I mean, your guava.
Susie Orman
Guava jam. Little, little bit will do. You.
KT
Gonna send Robert any?
Susie Orman
No.
KT
Why not?
Susie Orman
Because I don't think it travels.
KT
Guava doesn't travel.
Susie Orman
Guava jam.
KT
Robert, you have to tell her if you like guava jam or not.
Susie Orman
If you like guava jam or guava paste.
KT
We've been making guava jam with guava paste now for the past two weeks. This whole house reeks of guava.
Susie Orman
It's delicious. It's a fragrant. Fragrant. What's that word? Exotic smell.
KT
Aroma.
Susie Orman
Aroma. An exotic aroma.
KT
So we're over in the States, we come back, Robert, the whole house and I walk in and the house still smells.
Susie Orman
No, no. I told Colo all the guavas that fall off the tree or he picks off the tree. If they're ripe, put them on my shelf in the kitchen. I came home, there was 15 guavas. The whole house smelled like an aroma guava factory.
KT
What do you think this big, strong he man does?
Susie Orman
Stirs the guava.
KT
Guava for like an hour. All right. Are you ready for this, kt?
Susie Orman
Yes.
Robert (Producer)
Hey, and just so you know, we did talk about the guava. I might be allergic, so better safe than sorry. So remember at the top of this little episode, I mentioned that occasionally it's hard to start the podcast? Well, sometimes it's a little tough to bring the episode in for a landing.
KT
All right, you got any others for me?
Susie Orman
Yeah, we might.
KT
I don't have any idea.
Susie Orman
Robert will have to figure this out.
KT
All right.
Susie Orman
I don't want to do anymore.
KT
Was that all right?
Susie Orman
Great.
KT
Was it?
Susie Orman
Yes.
KT
You don't have to whisper.
Susie Orman
Yes, it was great.
KT
Why are you whispering?
Susie Orman
Because I don't want Robert. I don't want to blow his ears out.
KT
You've already been blowing his ears out. What is it, my little sweet?
Susie Orman
People first, then money, then things.
KT
And if you do that and stay health. If you do that and stay safe. If you do that and stay strong, safe and healthy. That's all we want for you. All right. Bye bye now.
Susie Orman
No, that's not the ending. How we do our ending. Are you still recording?
KT
How do we do our ending? And if you do that and do that and stay safe and stay strong.
Susie Orman
No. And stay safe. Bye bye.
KT
All right, we'll try it again.
Susie Orman
All right. Is it recording?
KT
Yeah.
Susie Orman
Okay, go on.
KT
You can just say it. I threw it to you.
Susie Orman
Okay. People first, then money, then things.
KT
Great. And do that and stay safe and strong and until Sunday, stay safe. Bye bye.
Susie Orman
No, no, wait. Robert, you did it wrong again. One more time. Take three.
KT
What do you want me to say?
Susie Orman
Just end it. All right.
KT
How do I end it?
Susie Orman
People. All right, here we go. People first, then money, then things.
KT
All right, everybody, see you Sunday. Now stay safe. Bye bye. Did I say Monday?
Susie Orman
No, what you do is you say, now you stay safe.
KT
All right, Try it again.
Susie Orman
That's how you do it. Tell Robert, get rid of you. See you Soon. Bye bye now.
KT
All right, you tell him. All right.
Susie Orman
No, you tell him.
KT
You tell. He can hear you.
Susie Orman
Okay. Okay, Robert, she told you. All right, bye with me.
KT
There you go. Bye bye. All right, boyfriend, that is everything.
Robert (Producer)
So this is just a small sample as we end the year of the fun that we have working on this podcast. Now, it may sound silly, but I really can feel the love that comes through these audio files from Susie and kt. And then when you hear every single episode of the Women in Money podcast, we hope you can as well. Susie and KT have more great things planned for you to learn about next year. Thank you so much for listening. And now, one final attempt at the ending.
Susie Orman
Robert, we are putting you to the test. See how much you pay attention. Ready? People first, then money, then things.
KT
Yes, indeed. So all of you stay safe. Bye bye now.
Chorus/Intro Singer
We are strong, we are wise we will not apologize we are here, we will thrive Together we will rise we're the little bit of faith and everything it takes we are strong, we are wise Together we will rise.
KT
Hi, everybody. Suzy O Here and it's open enrollment time at all corporations. So I hope you are checking all of your benefits so that you know you are up to date with what you need. But I have to tell all of you, there is one other benefit that I know all of you need and your corporations need to offer. And it comes from a company that I helped co found over 5 years ago by the name of Secure Save. So whether you're an employee or an employer, I want you to go to securesave.com Suzy S U Z E and take a look at what I have for you there. I promise you you're gonna like it.
Robert (Producer)
All right now, neither Suze Orman Media nor Suze Orman is acting as a certified financial planner advisor, a certified financial analyst, an economist, cpa, accountant or lawyer. Neither Suze Orman Media nor Suze Orman make any recommendations as to any specific securities or investments. All content contained in this podcast is for informational and general purposes only and does not constitute financial accounting or legal advice. You should consult your own tax, legal and financial advisors for regarding your particular situation. Neither Suze Orman Media nor Suze Orman accepts any responsibility for any losses which may arise from accessing or reliance on information in this podcast and to the fullest extent permitted by law. We exclude all liability for loss, damages, direct or indirect, arising from the use of this information. The must have documents discussed in this podcast are legal documents created by a lawyer and distributed by Hay house. Thanks for listening.
This episode marks the final Women & Money podcast of 2025 and, true to tradition, pulls back the curtain with a collection of outtakes, behind-the-scenes moments, and humorous banter between Suze, KT, and producer Robert. Far from the usual focus on actionable financial advice, this episode is a delightful, lighthearted roundup that offers listeners a glimpse into the camaraderie, teamwork, and everyday authenticity that power the program.
"It really is a complete team effort. Suze has the vision. I'll polish and tweak so you get the best version of that message. And KT, along with acting as your avatar and framing your questions, is… Well, she never really strays far from her creative director roots."
– Robert (Producer) [04:37]
"You make me crazy."
– KT, reacting to Suze’s pistachio snack timing [03:19]
“By the time I got to South Africa, Susie and I rolled all the way. I could not fit into any of my outfits.”
– KT, recounting travel stories [07:16]
"If they’re ripe, put them on my shelf in the kitchen. I came home, there was 15 guavas. The whole house smelled like an aroma guava factory."
– Suze, on the excess of guavas and their impact [08:56]
“People first, then money, then things.”
– Suze & KT, in multiple attempts to nail their show’s sign-off [10:06, 10:52, 11:09, 12:16]
This outtakes episode radiates warmth, comedy, and authenticity. The banter between Suze, KT, and Robert gives listeners a behind-the-scenes perspective that’s as engaging as any financial lesson. There’s a clear sense of mutual respect and affection among the trio, showing the “Women & Money” podcast is a true labor of love.
Final Takeaway:
While not providing explicit financial advice this week, the episode reinforces the show’s foundational philosophy—“People first, then money, then things”—through connection, teamwork, and genuine fun. It’s a heartfelt close to the year, promising even more in 2026.