
Hosted by Amy Seeley & Mike Bergin · EN

Getting into your top choice college may feel like a dream come true, but figuring out how to pay for it can turn into a nightmare, especially when you don't know what you're doing. Amy and Mike invited financial aid expert Howard Freedman to recount some financial aid horror stories. What are five things you will learn in this episode? How can transferring assets to reduce assisted living costs hurt a student? How can failing to report reportable assets on a financial aid form reduce financial need? What is the impact of grandparents giving money to their grandchildren for college? How can failing to establish accountability lead to family stress? How can getting a jump on financial aid forms turn into a timely mess? MEET OUR GUEST Years after founding Financial Aid Consulting, Howard Freedman was recruited to oversee the ACCESS Program at Boston Public Schools. This position broadened his experience by providing financial aid services and scholarships to over 2,700 high school seniors at more than 20 schools. Consequently, he received a citation from the Massachusetts House of Representatives. He graduated from the College Board's Financial Aid Institute and completed ongoing training with experts from college financial aid and admissions departments. This helped me gain a better understanding of how these organizations are taught and operate. He was a member of the Massachusetts School Counselors Association (MASCA) and the Massachusetts Association of Student Financial Aid Administrators (MASFAA), where he connected with college representatives and guidance counselors to gain diverse perspectives on higher education and student support. Howard assumed leadership roles in professional organizations while also becoming a public speaker and author for national publications on general topics and college-related issues. A substantial collection of his articles and podcasts is available at Financial Aid Consulting. He is also a highly regarded author of three editions of Making College Happen. For over twenty years, he has consistently empowered his clients by teaching them how to make objective decisions to evaluate the most affordable colleges and other forms of career development. He is also an author, comedian, podcaster, financial analyst, public speaker, and friend to his clients. Howard can be reached at Financial Aid Consulting. LINKS Making College Happen: An insightful guide to making savvy financial decisions and cutting college costs RELATED EPISODES BUSTING MYTHS ABOUT HOW TO PAY FOR COLLEGE WHAT DO FEDERAL POLICY CHANGES MEAN FOR FINANCIAL AID? FIRST IMPRESSIONS OF THE BETTER FAFSA WHAT IS THE CSS PROFILE? ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.

What if your PDFs could grade and track themselves? with educator Jam Mirzakhalov, Vinny Madera, and Aaron Golumbfskie What are five things you will learn in this episode? What is the story behind StudySpaces? How does StudySpaces work? What is the story behind Assessiv? How did the StudySpaces and Assessiv collaboration come together? How is this combination a net benefit for everyone in test prep? ABOUT STUDYSPACES AND ASSESSIV StudySpaces is the home of modern tutoring, the one platform test prep and tutoring companies use to run their curriculum, assessments, and student experience in one place, all branded as their own. StudySpaces has now merged with Assessiv, the hand-curated SAT content library built by veteran test prep experts Aaron Golumbfskie of PrepMatters and Vinny Madera of TestPrepWizards. It brings the best tutoring platform and best-in-class content under one roof. Every plan includes a free SAT library: 5 adaptive mock exams and 175+ worksheets, 2,500+ questions in all, ready to assign on day one. Inside the platform, tutors organize and tag their content their own way, then assign quizzes, drills, and full-length mock exams to one student or a whole cohort in a single click. Everything is auto-graded on submit, with scoring, pacing, and weak-area analytics flowing straight back to the tutor, and branded parent reports going out automatically. Because the platform is fully white-label, students and parents experience it as the tutoring company's own product, never StudySpaces. StudySpaces doesn't compete with tutors, it powers them. As a strategic ACT partner, StudySpaces also delivers official ACT practice tests, and it works whether students test digitally or on paper. Paper-based programs still get every test scored, with the same analytics and parent reporting as digital. SSAT, ISEE, and more are rolling out alongside, plus the option to bring in custom content for any exam (AP, GRE, MCAT, and beyond). To learn more, reach out to Jam at jam@studyspaces.com or book a call at studyspaces.com. ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.

With everyone in the world angling to access the benefits of artificial intelligence without succumbing to the plentiful pitfalls of excessive automation, you'd expect higher ed administrators to explore every way possible to harness tech for more accurate and efficient student selection. And you'd be right. Amy and Mike invited ed tech professional Ashish Fernando to examine how colleges use AI in admissions. What are five things you will learn in this episode? What does AI actually look like inside an admissions office today? Why are data silos a problem across educational institutions? Does AI lead to less bias in admissions decisions or more? Where is the human advantage in making admissions decisions? Looking ahead five or ten years, what will separate the colleges that survive and thrive from the ones that struggle? MEET OUR GUEST Ashish Fernando is the Founder & CEO of EDMO, an AI-powered education technology company that provides enrollment solutions to higher education institutions. With an education background from Bentley University, Ashish has spent the last several years building intelligent tools that automate document evaluation, streamline enrollment workflows, and enhance student engagement. Growing up in an education-focused family inspired his mission to make global admissions more accessible, transparent, and efficient. A member of the Forbes Technology Council and a frequent higher-ed speaker, Ashish also hosts the Edu Unlocked podcast, where he brings together leaders driving innovation in universities. His work reflects a simple philosophy: use AI to empower institutions and create better experiences for students worldwide. Ashish can be reached at https://goedmo.com/contact. LINKS What Really Happens to Transfer Students' Credits? Why Test Scores Matter More Than Ever RELATED EPISODES AI AND THE COLLEGE ADMISSIONS PROCESS WHAT DO COLLEGES KNOW ABOUT APPLICANTS? COLLEGE ESSAYS IN THE AGE OF ARTIFICIAL INTELLIGENCE ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.

The Tests and the Rest podcast consistently focuses on exploring important topics in testing, admissions, education, and learning with amazing expert guests. Sometimes, though, we enjoy an unstructured opportunity to discuss our own takes on major issues, upcoming events, and our endeavors at the intersection of business and education. Catch up with us in the latest episode of EXTEMP with Amy & Mike. What are five things you will learn in this episode? What have Amy and Mike been up to this month? Where did Mike travel? How was the IECA Conference in Baltimore? What are your hosts' current thoughts on AI? What's coming up in the next month for Amy and Mike? We definitely want to respond to listener questions in our next EXTEMP episode, so reach out to us on social media or get in touch through our contact page. Let's get this Tests and the Rest mailbag rolling! RELATED EPISODES Testing & Scholarship Timelines Webinar Top 15 SMEs for Test Prep (SAT, ACT, AP) in USA RELATED EPISODES EXTEMP WITH AMY & MIKE: April 2026 EXTEMP WITH AMY & MIKE: March 2026 EXTEMP WITH AMY & MIKE: February 2026 EXTEMP WITH AMY & MIKE: January 2026 ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.

High schoolers who show advanced aptitude and interest in science and math often seem destined to concentrate on STEM in college. Surprisingly, though, many choose a more financially focused track. Amy and Mike invited college counselor Mike Hammer to explore business vs engineering majors for tech-minded students. What are five things you will learn in this episode? If a student is talented in math and science, and interested in both business and engineering, which one should they go for? If a student is interested in engineering but might do better in business, should they go for a business major in college? What are the major differences between business courses and engineering courses in undergrad college? What kinds of intellectual curiosity suggest business or engineering as ideal majors? Engineering majors can be competitive; are business majors as competitive? Will it be a problem for the college application if a student's high school did not offer any business classes? MEET OUR GUEST Mike Hammer earned his Business degree from the Haas School at UC Berkeley. Besides higher ed, his background includes work in for-profit, non-profit and consulting sectors. Mike's 25 years at Cornell University included working closely with admissions directors and reading admissions for 14 cycles. He was responsible for helping administrators understand changing trends in applications and helping the university adapt to serving increasingly diverse applicants. Mike also served as a mentor for STEM student groups including the McNair Scholars, helping students navigate the complex environment of higher education. His experience gives him a comprehensive understanding of the importance of matching each student's talents, goals and dreams to the environment that is right for them, and how to communicate a student's unique story to the admission readers. Mike first appeared on the podcast in episode 463 in an IEC PROFILE. Mike can be reached at mikehammer@stemadvising.com. LINKS The 10 most in-demand bachelor's degrees—No. 1 isn't engineering Global Essay Prize | John Locke Institute RELATED EPISODES HOW BUSINESS-MINDED STUDENTS CAN STAND OUT IN COLLEGE ADMISSIONS NAVIGATING THE COMPETITIVE LANDSCAPE OF COMPUTER SCIENCE AND ENGINEERING ADMISSIONS HOW COLLEGES ADMIT BY MAJOR ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.

While the SAT changed in a very big way during the digital transition, the exam has continued to evolve in a way that test takers need to understand. Amy and Mike invited educator Lori Goldstein to review new trends in SAT Reading & Writing. What are five things you will learn in this episode? How have the Words in Context questions changed? What is the new way in which "weaken the claim" questions are appearing? What is the new twist in the Transitions questions? What have been important changes to the Rhetorical Synthesis questions? Should students do RW module questions in order? MEET OUR GUEST Lori Goldstein grew up in NY and NJ and attended the University of Pennsylvania, earning a degree in Communications. She worked in television for a while (behind the scenes) and then took a job in Florida. Eventually, Lori started selling sailboats in Miami and Ft. Lauderdale, which provided her the opportunity to go sailing every chance she had. After raising her family, Lori decided to become a math teacher. She enrolled to get the credits needed to re-learn all the high school math that she had forgotten. This was actually fun for her, allowing her inner nerd to come out. She started tutoring kids in math. Eventually, one parent asked if she could help their daughter with the SAT. "Why not?" she said. The rest is history. Lori previously appeared on this podcast in episode 235 for a Test Prep Profile and in episode 538 to discuss All About Digital SAT Reading & Writing. Lori can be reached at circletestprep.com. LINKS Meet The Digital SAT: READING AND WRITING RELATED EPISODES RESOURCES FOR THE DIGITAL SAT HOW THE DIGITAL SAT IS SCORED THE NEW DIGITAL SAT EXPERIENCE: A STUDENT PERSPECTIVE NEW SAT TEST SPECIFICATIONS ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.

As much as every student anticipates four or more years of perfect health during their undergraduate studies, life happens. Luckily, illness or injuries don't need to mean an end to your academic journey, especially if you know the right way to take a pause. Amy and Mike invited college advisors Jennifer Stephan and Karen Flood to explain the process of taking a medical leave of absence from college. What are five things you will learn in this episode? What is a medical leave of absence (MLOA), and how do colleges actually use medical leaves? What is the typical timeline for a leave request? How do you know when a medical leave is the right decision versus trying to push through? How do students return from a medical leave, and what are colleges really looking for in that process? What does a medical leave mean for a student's future? MEET OUR GUESTS Dr. Jennifer Stephan has held a variety of roles at top colleges and universities, including professor, academic dean, and board of admissions member, in addition to serving as a private college counselor, an alumni interviewer for Johns Hopkins University, and a parent of three. She holds a BS degree in electrical engineering from Johns Hopkins University, as well as an MS and a PhD in electrical and computer engineering from Carnegie Mellon University. Jennifer is currently the Dean of Academic Advising and Undergraduate Studies for the School of Engineering at Tufts University. Prior to joining Tufts in 2016, she spent over two decades serving as a dean and a professor of Computer Science at Wellesley College, where she collaborated with colleagues at MIT, Olin College of Engineering, and Babson College to support students pursuing engineering. While at Wellesley, Jennifer served on the College's Board of Admissions, reading and evaluating approximately one hundred transfer applications each year. Jennifer is also the founder of Lantern College Counseling, a robust college counseling practice where she regularly draws on insights from her experience leading in higher education to help students develop their college lists and shape competitive, authentic applications. Jennifer specializes in STEM, computer science, engineering, undecided, and transfer students. She is a member of the National Association for College Admissions Counseling (NACAC) and a professional member of the Independent Educational Consultants Association (IECA). Jennifer appeared on the podcast in episode 620 to discuss ARTIFICIAL INTELLIGENCE AS AN UNDERGRADUATE MAJOR: WHAT YOU NEED TO KNOW, in episode 541 to discuss NAVIGATING THE COMPETITIVE LANDSCAPE OF COMPUTER SCIENCE AND ENGINEERING ADMISSIONS, and in episode 559 for an IEC Profile. Find Jennifer at jennifer@lanterncollege.com or https://www.lanterncollegecounseling.com. Dr. Karen Flood is the founder of Riverside College Coaching, LLC, which provides one-on-one support to help students thrive in college. With deep insider knowledge of universities, Karen supports students in their transition to college-level academics, helping them develop organizational and time-management skills and a stronger sense of self-efficacy. Before founding Riverside College Coaching, Karen spent three decades at Harvard University as Associate Dean of the Harvard Summer School, a Resident Dean of Harvard College, Director of Undergraduate Studies, First-Year Adviser, and Lecturer. In these roles, she counseled hundreds of students navigating academic and personal difficulties. Karen has a BA from Yale University and a PhD from Harvard University and has received multiple teaching distinctions at Harvard, including the Jan Thaddeus Teaching Prize. Karen can be reached at karen@riversidecollegecoaching.com. LINKS Medical Leave of Absence in College: What Families Need to Know About Readiness, Documentation, and Return Know Your Rights: Leave of Absence Policies in Higher Education RELATED EPISODES HOW TO PERSIST TO COLLEGE GRADUATION COLLEGE TRANSITIONS AND DISTRESS TOLERANCE MAKING THE MOST OF COLLEGE SUPPORT SYSTEMS ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.

How often does a thorough college search process involving hours of research and weeks of onsite college visits take an unexpected last minute twist because of fuzzy criteria and gut feelings? Shouldn't certain statistics inform better choices? Amy and Mike invited ed tech entrepreneurs Braden and Cooper Weissman to explore how data is transforming the way students navigate college decisions. What are five things you will learn in this episode? Why does the college admissions process feel more complicated today? How can counselors help students think about choosing a college beyond rankings and prestige? What are the risks of relying on guesswork or outdated information during the admissions process? Where do students tend to struggle most when applying to colleges and making school decisions, and how can counselors help address those gaps? How might data and technology improve the college search process? MEET OUR GUEST Braden Weissman is the co-founder and Co-CEO of Nerd Apply. A competitive athlete and team builder at heart, Braden brings a performance-driven mindset to everything he works on. He was named Arizona's Student and Athlete of the Year in 2021 and carried that same discipline and leadership to the University of Michigan, where he co-founded multiple ventures alongside his brother, including Dorm Doctor AI, Dynamic Purchasing Solutions, and WEIDEV. Braden was later accepted into the University of Miami's four-year MD/MBA program, but chose to defer to fully commit to building Nerd Apply. He is passionate about creating tools that reward collaboration, integrity, and real-world outcomes. Braden lives in New York City, where he enjoys staying active and spending time with close friends. Cooper Weissman is the co-founder and Co-CEO of Nerd Apply. A lifelong builder, Cooper began teaching himself to code at a young age and launched businesses while still in high school, some of which had to be registered in his older brother's name because he was not old enough to open a bank account himself. At Dartmouth College, Cooper immersed himself in entrepreneurship and leadership, serving as a student leader at the Magnuson Center and winning the Global Venture Capital Investment Competition. His curiosity and systems-oriented thinking continue to shape Nerd Apply's product vision today. Cooper lives in New York City and is driven by experimentation, thoughtful problem-solving, and building communities around shared ideas. Find Braden and Cooper at nerdapply.com. LINKS Nerd Apply RELATED EPISODES FINDING YOUR COLLEGE FIT USING THE COMMON DATA SET SELECTING YOUR FOREVER SCHOOL WHAT DOES UNHOOKED MEAN IN ADMISSIONS? ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.

The Tests and the Rest podcast consistently focuses on exploring important topics in testing, admissions, education, and learning with amazing expert guests. Sometimes, though, we enjoy an unstructured opportunity to discuss our own takes on major issues, upcoming events, and our endeavors at the intersection of business and education. Catch up with us in the latest episode of EXTEMP with Amy & Mike. What are five things you will learn in this episode? What have Amy and Mike been up to this month? Where did Amy travel? What are Amy and Mike's time-sensitive tasks this month? What's one principle you try to live by every day? What's coming up in the next month for Amy and Mike? We definitely want to respond to listener questions in our next EXTEMP episode, so reach out to us on social media or get in touch through our contact page. Let's get this Tests and the Rest mailbag rolling! LINKS Wild & Wonderful Ramp Chowder {with Dairy-Free & Vegan Options) RELATED EPISODES EXTEMP WITH AMY & MIKE: March 2026 EXTEMP WITH AMY & MIKE: February 2026 EXTEMP WITH AMY & MIKE: January 2026 EXTEMP WITH AMY & MIKE: December 2025 ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.

Advanced Placement exams represent some of the most challenging subject-specific standardized tests a high schooler might ever take. Amy and Mike believe that every test warrants smart, serious preparation, so we invited educator Leann Westin to share valuable strategies, insights, and resources for getting ready for the AP Biology exam. What are five things you will learn in this episode? What is tested on the AP Biology exam? How is the AP Biology exam structured and scored? What are the highest priority topics on the tests? How should students prepare for the AP Biology exam? What are the best prep materials for AP Biology? MEET OUR GUEST Leann Westin is a Master Tutor at Open Door Education in Massachusetts, where she also serves as the Tutor Success Coordinator. Leann earned a BS in biology with a minor in Spanish from Wake Forest University, and she specializes in biology, environmental science, statistics, SAT/ACT prep, and organizational coaching. Leann has over a decade of full-time experience helping students prepare for the AP Biology exam through both one-on-one tutoring and small group classes. Her favorite AP Biology topics to teach are evolution and ecology. Outside of her work at Open Door, Leann has been an education volunteer at her local zoo for almost a decade, and she enjoys helping people better understand the natural world. Leann can be reached at https://opendoor.education. LINKS AP Biology Exam AP Biology Exam – AP Students AP Biology (Pearson Education AP) by Fred W. Holtzclaw; Theresa Knapp Holtzclaw AP Biology — bozemanscience RELATED EPISODES BIG CHANGES TO AP TESTS IN 2025 THE RISE IN AP TESTING CHOOSING BETWEEN AP AND IB PROGRAMS ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.