Podcast
The Banker Next Door
Hosted by Dr. Joseph Bergquist · EN
BND is focused on the U.S. Banking industry and how the industry intersects with finance, technology, and economics. Topics discussed can include all types of banking products and lines of business along with strategy, marketing, management, and leadership.
103episodes
Episodes
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BND: Strategy Room Bonus - The Kevin Warsh era at the Fed begins!
2d ago00:38:56Tap to summarizeThis video is a clip from BND: Strategy Room Live Stream on June 19, 2026. Kevin Warsh conducted his first FOMC meeting as Chairman of the Federal Reserve. Mr. Warsh wants to bring ‘regime change’ to the Fed. The first meeting focused on four main topics: 1) interest rates, 2) Fed statement (Forward Guidance), 3) Dot Plot, and 4) committees. The FOMC voted unanimously 12-0 to hold the Federal Funds Rate steady. The Fed’s normal statement was dramatically reduced from over 300 words down to just 130 words. It eliminated most of the forward guidance from the statement. The Fed governors put forth their Dot Plot projections; however, Mr. Warsh did not submit one. The group shows no rate cuts for the rest of 2026 and 1 rate increase before the end of the year. Finally, Mr. Warsh established five new committees that will focus on communications, balance sheet, data sources, employment, and inflation. These committees will have until the end of the year to submit their findings and provide recommendations.
Transcribe →BND: Strategy Room 6-19-2026
4d ago02:16:38Tap to summarizeThe Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week. Feedspot Podcasts list of 80 Best Banking Podcasts - https://podcast.feedspot.com/banking_podcasts/
Transcribe →Review of Bank Director's Compensation & Talent Survey for 2026
4d ago00:22:47Tap to summarizeBank Director’s 2026 Compensation & Talent Survey looks at compensation for bank CEOs, CFOs, and board members. The survey also looks at succession planning and AI impacts on the workforce. Some of the key findings include succession planning responsibility, developing the next CEO, increased costs (headcount), talent opportunities from M&A, rising CEO bonuses, and DEI value. This episode reviewed Bank Director’s Compensation & Talent Survey for 2026. A link to the report is included below. Link: 2026-Compensation-Report.pdf P.S. BND was named to FeedSpot Podcasts Top 80 Best Banking Podcasts for 2026. A link to the list is included below. Link: 80 Best Banking Podcasts to Listen to in 2026
Transcribe →How can banks generate more residential mortgage opportunities?
5d ago00:10:36Tap to summarizeNonbank lenders generate more than 85% of all residential mortgage loans. Are banks losing opportunities because of price and product or are they losing based on timing? Banks already have a relationship with borrowers. They have their customers deposit data. But are banks watching signals in the deposit data that can alert them to when a customer may seek a residential mortgage? If they do have this data what is the communication strategy? The key for banks to win more residential mortgage deals is timing around deposit data and communication strategy. This episode examined an article from Bank Director titled “The mortgage conversation that never happens.” A link to the article is included below. Link: The Mortgage Conversation That Never Happens | Bank Director P.S. BND was named to FeedSpot Podcasts Top 80 Best Banking Podcasts for 2026. A link to the list is included below. Link: 80 Best Banking Podcasts to Listen to in 2026
Transcribe →What loan growth strategies should community banks be thinking about?
6d ago00:15:50Tap to summarizeLending for community banks started off good in 2026 despite higher interest rates, geopolitical headwinds, and tariff uncertainty. Now banks must consider the current interest rate environment, further rate cuts are unlikely in 2026, and economic caution, the Iran conflict, oil prices, and inflation. Community banks should focus on staying disciplined with credit underwriting and focus on relationship banking. There is some potential good news on the horizon as changes to Basel III capital rules could help increase residential mortgage lending. What lending products should community banks focus on? SBA lending, CRE, C&I, farm lending, and residential mortgage lending. This episode examined an article from Independent Banker Magazine titled “The lending outlook and loan growth trends for community banks in 2026.” A link to the article is included below. Link: The Lending Outlook and Loan Growth Trends for Community Banks in 2026 - Independent Banker - ICBA.org P.S. BND was named to FeedSpot Podcasts Top 80 Best Banking Podcasts for 2026. A link to the list is included below. Link: 80 Best Banking Podcasts to Listen to in 2026
Transcribe →Oldest bank in the world, Monte Dei Paschi, to get bought?
1w ago00:17:56Tap to summarizeItalian bank Monte Dei Paschi (BMPS) has had quite the saga over the last 9 months. It all started back in September 2025, when BMPS initiated a hostile takeover of investment bank Mediobanca for $19B. BMPS CEO, Luigi Lovaglio, then presented a plan for delisting Mediobanca and expanding the bank into international markets. The departing board for the bank did not like this plan and decided to remove Luigi as CEO, revoke his powers and cancel his contract. Then, in a surprise move, the banks shareholders voted to reinstall Luigi as CEO and picked a new board and chairman. However, in another twist, two rival banks have both made offers to purchase BMPS. What will the oldest bank in the world do? This episode reviewed multiple articles in The Wall Street Journal and S&P Global (subscriptions required). P.S. BND was named to FeedSpot Podcasts Top 80 Best Banking Podcasts for 2026. A link to the list is included below. Link: 80 Best Banking Podcasts to Listen to in 2026
Transcribe →BND: Strategy Room Bonus - Data center problems
1w ago00:11:40Tap to summarizeThis video is a clip from BND: Strategy Room Live Stream on June 13, 2026. Data center development problems have emerged. As big tech companies continue to build up their piles of cash to fund data center development, the build-out is falling behind. Local communities are starting to question just how many real jobs these data centers will create? One of the main companies at the heart of the electric grid, PJM Interconnect, is struggling to keep up with demand and bring new energy generation online. What does this mean for America’s electric grid? This clip examined articles from The Business Journal, The Wall Street Journal, and Montco Today.
Transcribe →BND: Strategy Room Bonus - Elon's wealth is now beyond imagination!
1w ago00:11:07Tap to summarizeThis video is a clip from BND: Strategy Room Live Stream on June 13, 2026. Elon Musk has become the world’s first Trillionaire! At least on paper. With the IPO for SpaceX dropping this week we look at how much money Elon is worth. We examine a couple of articles from The Wall Street Journal that measure Elon’s wealth and consider just how large a trillion dollars is.
Transcribe →Bank News: Tricolor suit, Bank CEOs are old, deregulation, SARs, M&A, ICE, and more!
1w ago00:18:55Tap to summarizeBank News: FDIC outlines 5 potential changes that it is considering. Fed Governor Michael Barr is concerned about deregulation. FinCen is directing banks to report suspicious activity around customers immigration status following a recent EO. JPMorgan sees a longer timeline to Agentic AI usage by retail customers. Senator Warren blasts Goldman Sachs CEO for keeping disgraced legal council as and “advisor.” Oklahoma’s BancFirst to purchase SpiritBank. PNC and U.S. Bank CEOs dismissed concern around customer usage of AI. According to a recent study half of bank CEOs are over the age of 65. Citizens Bank losing deposits over ICE ties. Pagaya sues Klarna. President Trump named Brian Johnson as the new head of the CFPB. Judge dismisses suit against JPMorgan, Barclays, and Fifth Third around Tricolor Holdings fraud. The judge did not explain his reasoning. This episode examined multiple articles from Banking Dive. P.S. BND was named to FeedSpot Podcasts Top 80 Best Banking Podcasts for 2026. A link to the list is included below. Link: 80 Best Banking Podcasts to Listen to in 2026
Transcribe →BND: Strategy Room Bonus - AI price war has begun!
1w ago00:24:39Tap to summarizeThis video is a clip from BND: Strategy Room Live Stream on June 13, 2026. What are tokens? How do companies purchase AI usage through tokens? How are tokens valued from a dollar perspective? These are important questions to understand as the AI price wars have begun. Anthropic and OpenAI have both filed for an IPO, but will they make it? The government forced Anthropic to put the brakes on some of their new models. At the same time, OpenAI is slashing prices to compete against Anthropic and prevent companies from seeking cheaper alternatives. As the AI bill comes due, companies are experiencing major sticker shock! This clip examines articles from CNBC, The Business Journals, and The Wall Street Journal.
Transcribe →