🥷 “Make $1K Today” — Car Negotiation 101. Super Chip Smuggling. Fancy Steak Insurance. +Umass’ Michelin food

Summary

Podcast Summary: The Best One Yet (TBOY)

Episode: 🥷 “Make $1K Today” — Car Negotiation 101. Super Chip Smuggling. Fancy Steak Insurance. +UMass’ Michelin food
Hosts: Jack Crivici-Kramer & Nick Martell
Date: March 23, 2026
Duration: Approx. 26 minutes

Episode Overview

In this packed and playful episode, Nick and Jack deliver their signature "TBOY" mix: three standout business stories, delivered with wit and actionable insights. Episode includes:

• The lucrative world of car negotiation ninjas
• An international chip smuggling scandal with Hollywood-level twists
• Why steakhouses like Texas Roadhouse are thriving, even as steak prices skyrocket
• Plus, bonus discussion on UMass Amherst’s surprisingly elite cafeteria food

The tone is conversational, humorous, and quick-paced, perfect for listeners seeking both entertainment and pop business knowledge over their morning oatmeal.

---

1. UMass Amherst’s Michelin-Quality Dining (00:21 – 02:46)

Key Points:

• UMass Amherst is winning March "Munchie Madness" this year – not the basketball tourney, but for ranking #1 in the Princeton Review's college food survey.
• The dining experience borders on luxury: hand-rolled sushi, a tandoori station, surf & turf custom-cooked, and even 15,000 boiled lobsters last year.
• Even faculty and locals opt in, with meal plan enrollment at an all-time high (87% of students).
• "[UMass Amherst] won Munchie Madness. Because Besties, the best way to a parent's wallet is through a student's stomach." (02:46, Nick)

Memorable Moment:
"Locals are doing date nights at UMass Amherst... They’re called the Minutemen, but you’re gonna need more than a minute to eat that chicken pot pie." (02:21, Jack)

---

2. Car Negotiation Ninja – “Delivered” and Tommy Mikula (04:55 – 10:21)

Key Points:

• Delivered: A five-person startup earns $2.4 million/year (about $200K/month) by negotiating new car deals for clients, charging a $1,000 flat fee per transaction.
• Founded by Tommy Mikula (aka "the Negotiating Ninja"), who livestreams his negotiation calls and preps like a poker pro—with dealer bingo cards and rebuttal scripts.
• The inefficiency and opacity of U.S. car dealership pricing persists due to century-old franchise laws, unlike the direct sales models of Tesla and some EV companies.
• Mikula uses a voice changer to avoid recognition by car dealers after gaining notoriety.
• The main takeaway: negotiation often comes down to simply asking one more question—and it pays off big.

Notable Quotes & Stories:

• "There's one thing that unites all Americans… The fact that none of us like the car buying experience in America." (05:09, Nick)
• "Negotiation is sometimes simply asking one more question. One more question and it can save you thousands." (08:56, Jack)
• Jack recounts saving $4,000 on a car purchase by calling competing dealers and simply presenting another offer, then another $4,000 on a trade-in by challenging the first quote with Kelley Blue Book numbers.

Memorable Moment:
"Tommy even has a bingo card for the expected things he knows the dealers will say." (07:41, Jack)

Actionable Mini-Takeaway:
"Just gotta ask the question… Negotiation doesn't have to give you the ick. It can be as simple as asking one more question." (10:12, Nick)

---

3. Hollywood-Style Chip Smuggling — Super Micro’s Nvidia Scheme (10:21 – 14:41)

Key Points:

• Super Micro, a U.S. server company riding the AI boom, faces criminal charges for allegedly conspiring to smuggle $2.5 billion in Nvidia AI chips into China.
• The plot involves dummy servers, illicit export routes through Southeast Asia, and tampering with serial number plates—using a hair dryer.
• The scandal surfaced after a Chinese entrepreneur boasted on TikTok about having restricted chips, triggering an FBI probe.
• Hedge funds like Hindenburg Research and Ernst & Young had previously flagged Super Micro for red flags, well before indictments—underscoring the critical, Sherlock Holmes-style role of short sellers in surfacing white collar crime.

Notable Quotes:

• "The black market these days isn’t blow, it's Blackwells." (10:37, Jack)
• "The best fiction sounds like nonfiction, and the best nonfiction, it reads like fiction." (11:22, Jack)
• "Short sellers are like Sherlock Holmes. They get paid to find out and to find out early." (14:41, Jack)

Segment Highlights:

• "[The Fixer] used a blow dryer to remove serial number plates from real Nvidia-packed servers and put those plates on the fake ones…" (12:49, Jack)
• Super Micro stock tanked 32% after the news (13:26)
• Golden Rule: "If you ban something, a black market will emerge for that thing." (13:16, Jack)

---

4. “Steak Insurance”: Texas Roadhouse’s Winning Recipe (16:40 – 21:07)

Key Points:

• Steak is now luxuriously priced—beef costs have surged 72% over 5 years, with steak averaging $13/pound.
• Despite this, Texas Roadhouse is thriving, now America’s #1 sit-down restaurant by revenue (beating Olive Garden), with stock at an all-time high.
• Founder’s resilience and business philosophy: After 80 investor rejections, launched in 1993 with $300K from Kentucky doctors, IPO’d 2004.
• Business is buoyed by “steak insurance”—the peace of mind for diners that their expensive steak will be cooked perfectly, every time, versus the high risk of ruining it at home.
• Clever cost control: Unlimited free peanuts spike drink sales, no delivery keeps guests eating in, and $19 steak dinners stay affordable due to countless small savings.

Notable Quotes:

• “Everything is filet mignon these days. It is the Hermès of eating.” (17:30, Jack)
• “The more expensive the steak, the more you want steak insurance.” (19:59, Jack)
• “Cooking steak at home includes one very big risk: you overcook the steak… At a restaurant, there’s a 100% chance you get your steak cooked right. And even if you don’t, you’ll send it back.” (20:20–20:39, Jack & Nick)

Insightful Moment:
“Steak is a high stakes game. If you’re gonna spend a lot on it, you want to get it right. So you’ll pay a premium—like an insurance policy for a restaurant steak cooked right.” (20:48, Jack)

---

5. Rapid-Fire Headlines & “Best Fact Yet” (21:43 – 24:10)

• CBS News ends its century-old radio service—a pivot echoing broader media shifts. (21:47)
• Tesla News: Launches its long-awaited semi-truck; faces investigations over self-driving (in rain/fog), and lawsuit on the "Cybercab" name by a French wine firm. (22:27)
• BTS: The K-pop sensation returns from mandatory military service in South Korea. (22:55)
• World Happiness Rankings: Finland again takes #1. The trivia question—what determines happiness most? (24:00)

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6. Notable Quotes & Memorable Moments

• “The best way to a parent's wallet is through a student's stomach.” (02:46, Nick)
• “Just gotta ask the question. Maybe your wife wants a sundae in the backyard. Don’t take the first offer.” (10:04, Jack)
• “The black market these days isn’t blow, it’s Blackwells.” (10:37, Jack)
• “If you ban something, a black market will emerge for that thing.” (13:16, Jack)
• “The more expensive the steak, the more you want steak insurance.” (19:59, Jack)
• “Steak is a high stakes game.” (20:48, Jack)

---

7. Timestamps for Key Segments

• UMass Amherst dining: (00:21 – 02:46)
• Car negotiation ninjas: (04:55 – 10:21)
• Super Micro chip smuggling: (10:21 – 14:41)
• Texas Roadhouse & Steak insurance: (16:40 – 21:07)
• Rapid-fire news & BTS return: (21:43 – 24:10)
• Happiness trivia & close: (24:10 onward)

---

8. Takeaways Recap (21:07 – 21:43)

• Negotiation: Simply asking one more question can be worth thousands.
• White-collar detection: Wall Street short sellers often spot financial malfeasance before law enforcement.
• Steak insurance: As steak becomes more luxe, people will pay more to guarantee it's done right.

---

Overall Vibe:
Fast, friendly, and packed with actionable business insights. Nick and Jack blend cultural trends, real-world anecdotes, and a drive to "make you brighter" every day.

---

For more business stories and witty banter, check "The Best One Yet" wherever you get your podcasts.

Transcript

[A]

This is Nick.

[B]

This is Jack.

[A]

Welcome back. It is Monday, March 26, and today's pod is the best one yet. This is a T boy. The top three pop business news stories

[B]

you need to know today.

[A]

All right, Jack, first week of spring, how is Wall street celebrating this one?

[B]

You know, we got six inches of snow on the first day of spring.

[A]

Not celebrating this one.

[B]

No, no, no. Stocks fell for a fourth straight week.

[A]

The NASDAQ briefly went into correction territory on Friday. How you want to sum this up, Jack?

[B]

Oil's up, stocks are down.

[A]

Came in like a lion. March going out like a lizard. Jack, three fantastic stories for today's T boy. What do we got on the pod?

[B]

For our first story, a guy on YouTube makes 200 grand a month negotiating your car price for a $1,000 fee.

[A]

So Jack and I are sharing our 10 second negotiation trick that saved us 4,000 bucks twice. This is negotiating ninjas.

[B]

For our second story, one of America's AI giants was charged with three counts of criminal chip smuggling.

[A]

Wild Super Micro employees used a blow dryer to smuggle Nvidia chip into China.

[B]

And our third and final story. Steakhouses across the country are crushing it right now, despite steak being more expensive than ever.

[A]

So how is Texas roadhouse beating Olive Garden? Well, it's thanks to steak insurance. But yetis, before we hit that wonderful

[B]

mix of stories, I mean, no one

[A]

else is doing the mix. Love the mix. Perfect mix.

[B]

Jack, did you watch the March Madness this weekend?

[A]

I mean, did I watch the madness? Jack? 99.99999% of brackets are busted already.

[B]

But there's one team winning the tournament even though they're not in it.

[A]

UMass Amherst.

[B]

Because UMass Amherst has the number one ranked food across college campuses. By far besties.

[A]

Cafeteria food is so hot right now over at UMass Amherst, they got a red velvet rope. You can't even get into this place.

[B]

That's according to the annual Princeton Review survey which says UMass Amherst has the best campus food. Again, we jumped in T boy style to the dining hall. Hand rolled sushi, an Indian tandoori station.

[A]

They went full Michelin chef on this. They got a surf and turf that is cooked to your liking, medium rare to well done.

[B]

Not just noodle bowls. And build your own omelet bars.

[A]

Get this. UMass Amherst boiled 15,000 lobsters last year. 15,000.

[B]

That's why 87% of students are on the meal plan.

[A]

That's an all time high.

[B]

Even faculty join the meal plan and have all meals there.

[A]

And locals are doing date nights at UMass Amherst.

[B]

They're called the Minutemen. But you're gonna need more than a minute to eat that chicken pot pie.

[A]

More any everything.

[B]

Although Nick and I went to a college that had the best dining perk ever.

[A]

I mean all you can eat always. No questions asked. Where do I sign?

[B]

Jack Even the locals could go into Middlebury College's dining halls and just eat whatever you want.

[A]

That's how we skipped the freshman 15. Went straight to the senior 60s.

[B]

They didn't win March Madness, but UMass Amherst won Munchie Madness.

[A]

Because besties. The best way to a parent's wallet is through a student's stomach.

[B]

Let's dinner.

[C]

3 stars 15 years before this song 2 boys from the northeast met in the dorm they had an idea to cause a cultural storm is the best one yet but the best is the norm. Jack. Nick, that's it. I don't even think they need to practice. 50%. That's a fat tip. T boy city on your at Liz if you know you know. Cause we ready to go we can't wait no more so just start the show Start the show

[A]

First a quick word from our sponsor.

[D]

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[E]

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[A]

For our first story Delivered is a five person company that makes 2.4 million bucks a year negotiating the price of your new car.

[B]

It shows how much money you can make by asking one more question.

[A]

But besties. Funny thing. Jack and I have noticed there's one thing that unites all Americans across politics, ages, lifestyles. What is it, Jack?

[B]

The fact that none of us like the car buying experience in America.

[A]

90% of Americans hate the car buying process. Even if you grew up in a city like me and like never have bought a car, I still hate the car buying process.

[B]

Because the price is not the price at a car dealership.

[A]

An interesting reason why. What is it, Jack? Let's dive into some contextual history, please.

[B]

Like 100 years ago, when Detroit was just beginning, GM and Ford did not have the money to build out a dealership network across the country.

[A]

So a century ago, they let the franchises do it. Independent businesses that can set their own prices to sell Ford and General Motor.

[B]

Over the years, those franchises became powerful and they lobbied states to ban the car companies from ever doing direct sales. They wanted to establish themselves as permanent middlemen.

[A]

That's why still today, you can only buy a new car through an independent dealership not owned by the actual car company.

[B]

Now we should point out Tesla and other electric car companies have successfully lobbied for an exception to that rule.

[A]

But most of them, they're independent small businesses. Which is why the price is not the price, my friend.

[B]

Each dealership chooses their own price. They don't take their lead from Ford or Ferrari.

[A]

No, they do not. And the price they choose, Jack, what about it?

[B]

I mean, it's totally up for negotiation, right?

[A]

Right. Right, Jack. You know, most people are averse to confrontation, so you take the first offer that you get.

[B]

But not Tommy Mikula.

[A]

Tommy Mikula, a man with 800,000 followers on social media because he will negotiate for you for a flat fee of 1000 bucks.

[B]

He's a bit of a masochist because like those awkward pauses between like a price negotiation, he loves that ST startup

[A]

delivered actually can charge 1000 bucks per deal because he can save his customers more than 1000 bucks per car deal.

[B]

Much more than 1000 bucks. Because he knows the tricks of the car dealership trade.

[A]

And why is that, Jack?

[B]

He's worked his entire adult life in the car industry.

[A]

That's right. He's kind of like a double agent, you know, like how the CIA's greatest threat isn't a Russian spy, it's an ex CIA spy.

[B]

So the Wall Street Journal profiled this guy who often livestreams his phone calls that he's having with salesmen for clients.

[A]

And this 33 year old can't be tricked because he arms him with the data. The key is to negotiate. You have to anticipate the next point.

[B]

So the dealer might say, oh, you want that model that's super popular, that's going to be expensive.

[A]

Okay, but then what would he say in response?

[B]

Jack, they'll say, actually there's 27 available within just a 15 mile radius of here.

[A]

He did the research knowing that question was coming and knew there was more supply than they said.

[B]

Tommy even has a bingo card for the expected things he knows the dealers will say to him.

[A]

So basically he's got a rebuttal prepared for each, which he then flexes on social media.

[B]

And thanks to the appeal of paying $1,000 to save $4,000, business has been good.

[A]

Yeah, actually the last day of February when dealers need to hit their targets before the end of the month, he tried to negotiate 30 car deals. That's gotta be a record.

[B]

He only got to 18, but his business is making $200,000 a month now.

[A]

Yeah, you always gotta round up.

[B]

So he's gonna clear $2.4 million as a negotiating ninja for Nervous Nancy's.

[A]

We should point out some dealers are recognizing his voice, like they're hanging up on him as soon as they hear that accent.

[B]

I'm not dealing with this guy. I'm not gonna make any profit off a car if I do.

[A]

So this entrepreneur has actually bought a voice changing device so that the car dealers won't know who he is. He's gotta go anonymous.

[B]

Like serial killers, he scrambles his voice on the phone.

[A]

I was thinking James Bond, but yeah, we can go dark on that one if you want, Jack.

[B]

So AI can give you a script right now that you can use to negotiate the car price yourself. But like we said, people are averse to confrontation.

[A]

Which leads to our takeaway. Jack, what do I gotta do to get you into this takeaway, by the way. So, Jack, what's the takeaway for our buddies who want to be negotiating ninjas?

[B]

Negotiation is sometimes simply asking one more question. One more question and it can save you thousands.

[A]

Jack. Let's sprinkle on some context. 2018, you bought a lovely Volkswagen. We called her Rosie.

[B]

We still do.

[A]

How did this deal go down and how did you save 1,000 bucks?

[B]

All right, so I got an offer for both the new car and the truck trade in, and it was going to be $12,000 out of pocket for me.

[A]

Okay, but then what did your father

[B]

in law tell you? He said, jack, take a minute and call the other dealership, tell them what offer you've got and see if they can beat it. Nick, they beat it by $4,000.

[A]

All right, but then a couple years later you considered trading in Rosie the V Dub for a Toyota. And what happened then?

[B]

So I got a $10,000 trade in value for Rosie and I was like, that's way off. I have a Kelley Blue Book statement right here telling me it's worth 16 grand.

[A]

And then what happened?

[B]

That one sentence got him to raise his offer for the trade in to 14,000. Do yetis.

[A]

Do you hear that? Two separate stories where one extra question saved Jack 4,000 bucks.

[B]

Maybe it's a job offer you just got. Write a good email about why you deserve $5,000 more.

[A]

Maybe it's a hotel room you booked. I love doing these. You just ask, is there a free upgrade available? Is there a room available for early check in?

[B]

Just gotta ask the question. Maybe your wife wants a son in the backyard. Don't take the first offer. Make sure you call the other company and see what they can do for you.

[A]

Besties. Negotiation doesn't have to give you the ick. It can be as simple as asking one more question.

[B]

One more question can be worth thousands of dollars.

[A]

Just ask any negotiating ninja. For our second story, it's chip smuggling. Super Micro, one of the winners of the AI boom was just charged with a criminal conspiracy to illegally smuggle Nvidia chips into China.

[B]

The black market these days isn't blow, it's Blackwells.

[A]

Now, besties, you see some criminal indictments, they just read like Hollywood screenplays to us. Right, Jack?

[B]

We loved reading this one. Here's the logline. A Silicon Valley Insider smuggles 2 1/2 billion dollars of banned AI chips into China and gets caught on camera using a hairdryer to cover it up.

[A]

Paging Michael Bay. Paging Michael Bay. Hey, Tom Cruise, you have a script reading right now.

[B]

All right, so that indictment dropped on Friday and two suspects are under arrest.

[A]

A 71 year old co founder of Supermicro and a 44 year old fixer at the same company.

[B]

We should warn you, however, a 53 year old general manager of Super Micro Taiwan has been charged but remains at large. He's the fugitive.

[A]

Like we said, the best fiction sounds like nonfiction and the best nonfiction, it reads like fiction.

[B]

Now to sprinkle on some context. As the AI revolution began a few years ago, a key Strategic goal of the United States was to beat China in the race to superintelligence, or AGI.

[A]

Just like the key goal in the 1940s was to make the nuclear bomb before Germany would.

[B]

So we banned the export of Nvidia chips and other key inputs to make sure they don't get it to China.

[A]

Ah, the Nvidia chip, the key ingredient to AI.

[B]

But in November 2024, the FBI got this TikTok video forward to them.

[A]

Chinese entrepreneur boasting on a TikTok video that he had Nvidia's best chips. Hey guys, I got the good stuff.

[B]

He wasn't supposed to have the good stuff. So the doj, the FBI and the Commerce Department started investigating.

[A]

And now they have found that those smuggled GPUs, those smuggle chips were from Super Micro.

[B]

And here's how the bad guys allegedly did it. According to that indictment, supermicro sold Made

[A]

in the USA data servers to a company based in Southeast Asia. Either Malaysia, Singapore or Thailand.

[B]

We're not sure which country, but it's one of those three because those were the Southeast Asian countries near China that were not banned from this export restriction.

[A]

And then that company in Southeast Asia sold them to the real buyer, a company secretly based in China.

[B]

But to cover their tracks, Super Micro created fake dummy servers that that company can store in their warehouse in case the authorities come by.

[A]

To cover their tracks even further, they went and did something even wilder.

[B]

Jack the Fixer used a blow dryer to remove serial number plates from real Nvidia packed servers and put those plates on the fake ones to make the dummies look even more real.

[A]

I mean, Jack, I can picture the Hollywood version of this now. They probably have like Anne Hathaway in that role, right?

[B]

Yeah, I can picture her like blow drying the evidence to tamper with it.

[A]

Yeah, it feels like it's part of the real movie. It would happen.

[B]

And this all highlights kind of rule number one of commerce.

[A]

Yeah, international commerce, if you will.

[B]

If you ban something, a black market will emerge for that thing.

[A]

So now the co founder of Supermicro and two other guys are facing jail time for smuggling our best chips over into China.

[B]

And Supermicro stock fell 32% on news of this alleged conspiracy from their co founder.

[A]

And here's a direct quote from that co founder, Yetis. This is from Scooby Doo. I would have gotten away with it if it weren't for you and those crazy kids. Jack, what's the takeaway for our Hollywood buddies over at Supermicro?

[B]

The Sherlock Holmes of America is stock market short sellers because they're paid to be right?

[A]

First Yetis back in August of 2024, a hedge fund alleged that Supermicro had, quote unquote, glaring accounting red flags and sanctions and export control failures.

[B]

That was Hindenburg research. And then a few months later, Ernst and Young refused to be Supermicro's auditor anymore for similar reasons.

[A]

These two firms had announced that Supermicro was up to no good. Months before that, TikTok video of the Chinese entrepreneur boasting about his smuggled H100 Nvidia computer chips.

[B]

It's a shame that law enforcement couldn't stop the company back then.

[A]

I know, right man.

[B]

But our justice system requires proof of guilt beyond a reasonable doubt. So we couldn't do anything until now.

[A]

It takes time to collect evidence. But these hedge funds, they have a financial incentive to point out when something is wrong.

[B]

And they don't have to prove it beyond a reasonable doubt.

[A]

And that, besties, is how Wall street discovers white collar crimes before the FBI can.

[B]

Short sellers are like Sherlock Holmes. They get paid to find out and to find out early.

[A]

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[B]

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[A]

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[B]

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[A]

For our third and final story. Despite steak becoming a luxury item, Texas Roadhouse is selling more steak than ever. And they're beating Olive Garden.

[B]

Because Texas Roadhouse isn't selling steak. They sell steak insurance.

[A]

All right, besties, Jack and I got your backs and here's the deal. If you really want to impress your date this week, then hire a nanny, go to a gas station to fill up and buy a ribeye because childcare

[B]

gas and steaks have never been more expensive.

[A]

Yeah, especially steaks that chuck ain't cheap these days, guys.

[B]

Now if the date is like your wife or your husband don't do any of that stuff because they're like, why are you wasting all this money?

[A]

Yeah. But beef prices are up 72% in five years to all time highs. Steak we're calling it. It's the new caviar.

[B]

Steak in particular is $13 a pound on average in this country, which is a record high up from 7 bucks per pound just a few years ago.

[A]

Everything is filet mignon these days. It is the Hermes of of eating.

[B]

And it's not just that this country has a short supply of cattle, which we do. It's that we have a big demand

[A]

for beef protein maxing beef bros and rib eye babes. You know who you are and you're driving up steak prices.

[B]

So with steak now a luxury expensive item, one company is winning. Texas Roadhouse.

[A]

Texas Roadhouse. Their stock's near an all time high. They're worth 12 billion bucks. That is two lifts, guys.

[B]

Nick, when you walk into a Texas roadhouse, you see the raw meat behind some glass and you point to the steak that you want cooked later tonight.

[A]

I'm sorry, Jack. You don't walk into a Texas roadhous.

[B]

Roadhouse walks into you and it's actually become the number one sit down restaurant by revenue beating the Olive Garden.

[A]

But besties, here's what we find fascinating. Despite the cost of steak rising, Texas Roadhouse is not raising prices and they're still profitable.

[B]

The founder of Texas Roadhouse actually deserves some glazing from us right now. An MBA from North Carolina, Chapel Hill. He side hustled working at TGIF. TGIFridays as a waiter while he went through his college.

[A]

He had a restaurant idea, and after 80 investor rejections, he got a $300,000 in seed funding from three Kentucky doctors.

[B]

Because he's from Kentucky, he's not from Texas.

[A]

He opened up Texas Roadhouse in 1993 and IPO'd the business in 2004.

[B]

And it became the Olive Garden of grilled ribs.

[A]

They said no to breadsticks, yes to drumsticks.

[B]

But how is this company making 400 million in annual profit when their key ingredient, steak, has nearly doubled in cost?

[A]

I mean, Jack, they've got a $19 hero product, a steak dinner that's still $19.

[B]

According to the founder, it's thanks to finding pennies everywhere.

[A]

That's right, finding pennies. Lots of little savings and revenue boosters that add up.

[B]

Like free unlimited peanuts.

[A]

What's the strategy behind free unlimited peanuts? Jack?

[B]

No matter how many peanuts you eat, you won't be full. And it's also a lot of work. So you're getting hungry. After all those calories you burn, you gotta open up the shells by yourself.

[A]

And all that saltiness, it actually makes you more thirsty. So you order your second beer cause you get all these free peanuts.

[B]

Or how about this one? After 33 years, still no delivery at Texas Roadhouse.

[A]

Texas Roadhouse won't doordash you a T bone no matter what high fee you get charged.

[B]

Because they know you'll order more food if you come in, you'll sit down at a table, you'll order a drink with buddies.

[A]

Now, all of that is fascinating, but the real reason why Texas Roadhouse is eating Olive Garden's lunch is one psychological trick. So, Jack, as the former wine salesman of the month at the Olive Garden, what is the takeaway for our buddies over at Texas Roadhouse?

[B]

The more expensive the steak, the more you want steak insurance.

[A]

Ah, steak insurance. Yetis interesting phenomenon here. The same time that Texas Roadhouse's sales are rising, sales of steaks in grocery stores are actually falling.

[B]

You'd think that with steak prices so high, people would trade down to a grocery store steak and cook it at home to save some money.

[A]

But you'd be wrong. Because cooking steak at home includes one very big risk. You overcook the steak.

[B]

Yeah, you might save 50% by cooking your own steak, but there's a 50% chance you screwed up and ruined dinner.

[A]

We've all set off the fire alarm because we were cooking a steak. We all tried it. We've all been there.

[B]

And a chewy steak that you spend a lot of money on is so disappointing.

[A]

That's the equivalent of saying lick on the pod. But besties at a restaurant, there's a 100% chance you get your steak cooked right. And even if you don't, you'll send it back to get it cooked right.

[B]

And thus reveals psychonomics. Steak is a high stakes game. If you're gonna spend a lot on it, you want to get it right.

[A]

So you'll pay a premium. Like an insurance policy for a restaurant. Steak cooked right.

[B]

Steak insurance. It explains why grocery steak sales are down, but Texas Roadhouse steaks are up.

[A]

Jack, could you whip up the takeaways for us to kick off the week?

[B]

Delivered is a lucrative business, negotiating car prices for people and marketing it on social.

[A]

Because simply asking one more question can be worth Thousands.

[B]

For our second story, Super Microstock fell 32% on word that their co founder is in a chip smuggling international conspiracy.

[A]

But like it was short sellers on Wall street who found out first.

[B]

And our third and final story is Texas Roadhouse. It's become America's number one sit down restaurant by sales.

[A]

Cause steak's a luxury in this economy. And if you're gonna have steak, you want steak insurance.

[B]

But besties, this pod's not over yet. Here's what else you need to know today.

[A]

First signing off, CBS News is ending CBS Radio, ending a 100 year broadcasting legacy.

[B]

World News Tonight is syndicated to 700 radio stations in America, including right here in Vermont.

[A]

And the daily news program in our nation's history, we all heard it growing up. You can picture all of these radio

[B]

sounds in New York city. It was 880. I'd listen to it all the way up from Vermont because my dad for some reason wanted to hear New York weather and traffic together.

[A]

Now I'm thinking about 1010 wins news, Jack.

[B]

But Barry Weiss, the new boss of CBS News is ending CBS Radio as well as laying off 6% of staff.

[A]

Sad day for CBS. We're thinking about the yetis who work there. And second, there are three Tesla headlines from last week you may have missed

[B]

all pretty wild first 10 years after announcing it, Tesla finally launched their semi pickup truck. Sorry, not pickup truck. Giant 18 wheeler truck.

[A]

This thing is huge. And second, 3 million of Tesla cars are being investigated by the Fed regulators for self driving features that can't see in the rain or fog.

[B]

Allegedly. And third, they're being sued for the name cybercab.

[A]

Yeah, this is pretty funny. Apparently a French wine company owns the name Cybercab, as in Cabernet.

[B]

And finally, BTS is back from the army.

[A]

That's right, the hit K pop boy band, the Sajae Boys. But in real life and not evil. By the way, it's bts.

[B]

Well, four years ago, BTS was huge, but they paused their musical career because the members of the boy band had mandatory military service in South Korea.

[A]

That's right. But on Friday, they're now back like butter, baby. The biggest military musical moments of since Elvis returned from the army from 1958 to 1960. Now time for today's best fact yet, which, because it's Monday, means T Boy Insider Trivia. What do we got, Jack?

[B]

On Friday we got the world happiness rankings. And once again, Finland is the happiest country in the world.

[A]

You can't beat those Finns. Iceland is number two, Denmark's number three, Costa Rica number four, and Sweden rounds out the top five.

[B]

But our T Boy trivia question for you today. What variable is the biggest determinator of your happiness level? Is it the quality of your food? Is it the weather? Is it social media screen time? Or is it how good your national soccer team is?

[A]

Which one of those four determines a country's happiness most? We got a poll going on Spotify right now or drop your thoughts in the comments. Yetis, you're looking fantastic to kick off the week. Jack, you are glowing right now. And what do you think would be the best way to kick off the week?

[B]

All right, so here's the deal. We just secured our special guest for our New York show on April 8th. When we announce it, the tickets are going to sell out. So you should buy your tickets right now to upstream everybody who's going to buy tickets? When we say who?

[A]

We got a little insider knowledge you're sharing with the Yetis right now. I like it, Jack, just to quote

[B]

to quote that tweet Donald Trump did on April 9, now is a good time to buy stocks.

[A]

Yetis, you can grab your tickets in the link in this episode. Description the New York live tour the IPO tour April 8th, New York City

[B]

our eighth in person offering.

[A]

And before we go, a Happy birthday to legendary Yeti Santiago Aguilar in San Diego, who's turning 14 and already has a YouTube channel.

[B]

Check it out.

[A]

Heftyone and happy 8th birthday to Arden

[B]

Lowe in Bronxville, who's on his way to school, rapping our jingle with his

[A]

sister Hazel May and Ridim Singh. Happy Birthday over New York, New Jersey celebrating in Shenandoah National Park.

[E]

Park.

[A]

That is just lovely. And happy birthday to Percy Calderon in Orlando, Florida, and Carter Patel. Enjoy that 4th birthday. Congrats on the big number and to your parents over in New Jersey. And Daniel Ruiz just got accepted for an MBA for business analytics at CSU East Bay. Congratulations, Daniel.

[B]

Happy seven year anniversary to David and Michele in Sherwood, Oregon.

[A]

And Kiana Lai just passed the CPA exam in West Covina, California. Congrats, Kiana.

[B]

Bon voyage. To pace and deceiver starting their hike through the PCT. 2,600 miles more to go.

[A]

And Jack, this one's special and legendary. Ashley, Swetta, Katie, Grace, Molly, Sophie, and Lauren all work together in luxury marketing. And they started a T Boy group chat. The T Boy Group Chat.

[B]

It's the T Boy office fan club of New York City.

[A]

Okay. We cannot wait to meet you at the New York live show. Guys, thanks so much for whipping up all those takeaways in the group chat. We're pumped to have you with us.

[B]

And to anyone else celebrating something today, make it a T Boy.

[A]

Celebrate the wins.

[B]

This is Jack. I own stock of Netflix and Ford. And Nick and I both own stock and Spotify.

[C]

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