🪺 “Nestegging” — Live-with-Parents Financial Flex. Driscoll’s $7B Raspberry. Ukraine’s DIY Missiles. +One-night Bachelorettes

Summary

The Best One Yet Podcast

Episode: 🪺 “Nestegging” — Live-with-Parents Financial Flex. Driscoll’s $7B Raspberry. Ukraine’s DIY Missiles. +One-night Bachelorettes

Date: July 9, 2026
Hosts: Jack Crivici-Kramer & Nick Martell

---

Episode Overview

This engaging episode of "The Best One Yet" (TBOY) dives into three of the hottest and quirkiest trends in business and culture:

1. Driscoll’s $7B Berry Empire: Behind the rise of the year-round berry and how Driscoll’s built a fruit monopoly without ever growing a berry themselves.
2. Ukraine’s DIY Missiles: How Lockheed Martin and Raytheon are licensing their top-secret Patriot missile technology to Ukraine, transforming the defense industry equation.
3. Gen Z’s "Nestegging": Nearly half of Americans under 30 are living with their parents — but instead of shame, it’s now a flex and a new strategy for building long-term wealth.

Bonus: The episode opens with a hilarious trend in bachelorette parties, moving from four-day ragers to single-night local blowouts.

---

Key Discussion Points & Insights

1. Bachelorette Parties: From Cabo to "Batch Minning"

Segment: [01:00–02:24]

• Bachelorette parties are shrinking from multi-day, multi-thousand-dollar destination events to "one-night" local gatherings.
• Cost trigger: The average bachelorette party hit $1,300 per attendee last year, with “booking three Pilates classes, two private chefs and six brunches in four days” ([01:41] Jack).
• Cultural pivot: "This isn't batch maxing. This is batch minning and it's winning." ([02:07] Nick)
• Memorable moment: “How does our Airbnb have 15 rooms but I'm still sharing a bed with someone?” ([01:51] Jack)

---

2. Driscoll’s: The $7B Berry Giant That Grows Zero Berries

Segment: [04:41–09:19]

• Miracle of Modern Agriculture: Driscoll’s made berries available 365 days a year, a logistical and biological feat once as impossible as sending a man to the moon.
  • “The affordable year-round raspberry.” ([05:03] Jack)
• Packaging Innovation: Driscoll’s invented the plastic "clamshell" to ship berries worldwide.
• Plant Science & Patents: Driscoll’s pivoted from farming to innovating berry genetics—breeding patented, longer-lasting, smoother berries.
  • “Driscoll’s has built such a brand that last year, the trendy Los Angeles grocery store Erewhon collabed with Driscoll’s. For 24 bucks, you can get a strawberry glaze skin smoothie.” ([07:41] Jack)
• Business Model: Driscoll’s sells branded seeds/plants and packaging, takes 25% of grower sales, but never touches a berry.
  • “Driscoll’s doesn’t own the fruit, they own the DNA. They've turned the farmer's market into their patent office.” ([09:13] Jack)
• Notable Quote: “It's not a farming business anymore. It's a research and branding company.” ([08:42] Jack)

Takeaway:

“Driscoll’s turned the farmer's market into the patent office by Jurassic Park.” ([20:10] Nick)

---

3. Ukraine’s DIY Patriot Missiles: Defense Profits vs. Security Risks

Segment: [09:19–13:45]

• NATO's Global Tensions: War headlines with Iran and Russia; defense stocks react to ceasefire drama and sanctions.
  • “Stocks fell Wednesday in reaction, and oil prices jumped by 8% in one day.” ([10:25] Jack)
• Ukraine's Defensive Needs: Four years into war, Ukraine’s plea for advanced U.S. Patriot missiles is answered with a twist: DIY Patriot missile kits.
  • “President Trump said yesterday that we will give Ukraine the right to make Patriot missiles. We will show them how to do it.” ([11:11] Nick)
  • “Raytheon and Lockheed Martin will... basically give an instruction manual to Ukraine.” ([11:32] Jack)
• Profit vs. Risk: Lockheed and Raytheon will collect pure licensing fees, but risk losing missile monopoly if secrets leak.
  • “That PDF with the DIY missile instructions, that is top secret intel... if China gets a hold of this, Raytheon and Lockheed could lose their missile monopoly.” ([12:08–12:26] Jack & Nick)
• Market Shift: Defense stocks have doubled since Election Day 2024; NATO pledges to increase spending from 2.3% to 5% GDP.
  • “Defense tech... raised more private funding this year already than last year. And last year was a record.” ([13:28] Jack & Nick)

Takeaway:

“To answer the 1970 Edwin Starr song, war: what is it good for? The defense industry. That’s about it.” ([13:45] Jack)

---

4. Gen Z’s "Nestegging"—Living with Parents is a Financial Flex

Segment: [16:07–19:56]

• A Reversal of Stigma: 49% of Americans under 30 (vs. 37% pre-pandemic) now live with their parents; one-third are over 25.
  • “Your roommate is your mom. Your other roommate is dad.” ([17:07] Jack)
• Economic Forces: Runaway housing costs, especially in top job cities, drive the trend.
• Impact on Home Design: Multi-generational homes, with extra kitchens or separate entrances, are on the rise.
• Cultural Perception: What was once "failure to launch" is now seen as smart planning; “nestegging” is trending on TikTok.
  • “The hottest pic you could put in your Tinder bio: kicking it from your twin mattress at your parents’ ADU.” ([18:51] Nick)
  • “Living with your parents is how Gen Z builds a nest egg.” ([19:01] Jack)
• Financial Statistic: Housing costs now account for 35% of income (up from 28% in 1996). ([19:25] Nick)

Takeaway:

“Living with your parents is... a financial flex. It says I’m nest egging.” ([19:52] Jack)

---

Memorable Quotes & Moments

• “It's not a farming business anymore. It's a research and branding company.”
  — Jack ([08:42])

• “Driscoll’s doesn’t own the fruit, they own the DNA. They’ve turned the farmer’s market into their patent office.”
  — Jack ([09:13])

• “That PDF with the DIY missile instructions, that is top secret intel... what if China gets a hold of this?”
  — Jack & Nick ([12:08–12:26])

• “Your roommate is your mom. Your other roommate is dad.”
  — Jack ([17:07])

• “Living with your parents can be a financial flex. It says I’m nest egging.”
  — Jack ([19:52])

---

Important Segment Timestamps

• Bachelorette Parties / Batch Minning: [01:00–02:24]
• Driscoll’s Berry Story: [04:41–09:19]
• Ukraine Missile Licensing / NATO Defense: [09:19–13:45]
• Gen Z Nestegging Trend: [16:07–19:56]
• Summary of Takeaways: [20:03–20:39]

---

Additional Quick Hits

• Pfizer NYC Office Conversion: The old HQ nearly collapsed – now being converted to residential. ([20:44])
• AI & Startup Funding Boom: 2026 is already a record year, with Blue Origin raising funds for the first time. ([21:12])
• Shark Tank's New Judge: Mr. Beast joins as guest shark, promising over-the-top deals. ([21:33])

---

Final Takeaways

• Driscoll’s is the invisible hand behind year-round berries, more IP mogul than farmer.
• The defense industry thrives on global tension—now licensing even its top secrets.
• Gen Z living with parents marks not regression, but savvy wealth-building in a tough market.

Jack and Nick keep it light, witty, and insightful, echoing their brand of business news that's as fresh as a Driscoll's berry and as real as a mattress in your childhood room.

---

For more best-in-business stories with humor and irreverence, tune in to TBOY every weekday morning.

---

Transcript

[A]

This is Nick, this is Jack.

[B]

It's Thursday, the new Friday, July 9, and today's pod is the best one yet. And this is a T. Boy, the

[A]

top three pop business news stories you need to know today.

[B]

You know what, besties? We're halfway to Labor Day. So Jack and I said, what the heck? We're both gonna wear white on the pod today. What do you think?

[A]

I know, but only one of us is wearing linen.

[B]

But in the meantime, we got three fantastic stories for today's pod. Jack, what do we got? On the funnest pace in finance.

[A]

For our first story, every fridge in America has Driscolls because they invented the year round raspberry.

[B]

But this 7 billion dollar berry biz grows exactly zero berries.

[A]

For our second story, Ukraine gets to DIY America's best missiles because Lockheed Martin

[B]

is about to email them the missile blueprint like it's a PDF.

[A]

And our third and final story. A record 49% of Americans under 30 live with their parents.

[B]

But here's the surprise for Gen Z. Living with your folks is now a flex.

[A]

Say hello to the stay at home

[B]

son and stick it in your dating profile.

[A]

But yetis before we hit that wonderful mix of stories.

[B]

What a mix. No one else is doing that mix, Jack. I love the mix.

[A]

The biggest new wedd trend is also the quickest and cheapest.

[B]

It's the one night only bachelorette party.

[A]

Bachelorette parties are swinging from four day mandatory destination vacations. If you consider yourself a bestie of

[B]

the bride to a four hour night

[A]

out instead of Cabo.

[B]

You're kicking it. Local Nashville's out nearby is in.

[A]

Yes, the bachelorette is still gonna go

[B]

hard in the paint. Yeah, but only on one wild dinner within uber distance, Jack.

[A]

Now to sprinkle on some context. Last year the average bachelor and bachelorette party hit an all time high 13. $1,300 per attendee.

[B]

The percent of bachelorettes that you flew to has doubled since the pandemic because

[A]

the maid of honor booked three Pilates classes, two private chefs and six brunches in four days.

[B]

Yeah, but Jack. Plus the group van, the backup van, the Delta round trip and the trip insurance. Man.

[A]

How does our Airbnb have 15 rooms but I'm still sharing a bed with someone?

[B]

I don't know, Jack. Just Venmo Jillian, 2K by Tuesday and then forget about it.

[A]

But in this economy, brides are doing it more budget friendly.

[B]

No PTO days necessary.

[A]

Half the price, half the time, double the adrenal rush.

[B]

Besties. This isn't batch maxing. This is batch minning and it's winning.

[A]

Same hangover, but just one of them.

[B]

And you know what Becky? Britney will love you even more if

[A]

you ask her to love you for just one night instead of one full credit card statement.

[B]

I'm on it, Jillian.

[A]

Stop reminding me.

[B]

Let's hit the three stories.

[C]

Fifteen years before this song, two boys from the northeast met in a dorm. They had an idea that caused a cultural storm. It's the best one yet, but the best is the norm. Jack, Nick, that's it. I don't even think they need to practice. 50%. That's a fat tip. T boy city on your AT list if you low you know cause we read to go we can't wait no more so just start the show start the show.

[B]

First, a quick word from our sponsor,

[A]

Monarch.

[B]

Happy Wedding Season to all those who celebrate wedding season.

[A]

That means you just liquidated your 401k to pay for that bridesmaid dress, flights,

[B]

hotel and a gift. Your presents. It was not the only present.

[A]

Good timing though, because Monarch is the personal finance app that tracks everything. Your accounts, your investments, your savings goals, and your spending.

[B]

We use Monarch to keep all our personal finances accounted for and in one place.

[A]

We're excited that listeners of this show can get your first year of Monarch Core for half off. That's just 50 bucks with promo code tby.

[B]

The weekly spending recap uses AI to categorize everything you spent organizing them into digestible buckets.

[A]

Weekly emails are perfect, by the way, because checking finances daily, that's too much. Monthly, it's probably not enough.

[B]

So Monarch helps you make sure you're on track for seven different destination weddings this summer because you don't want to

[A]

go into debt if you don't even know the groom.

[B]

Who's Henry Besties Use code t b o yonarch.com to get your first year of monarch core half off at just 50 bucks.

[D]

You're listening to this podcast, so I know you've got a curious mind. Here's a helpful fact you might not know yet. Drivers who switch and save with Progressive save over $900 on average. Pop over to progressive.com, answer some questions and you'll get a quick quote with discounts that are easy to come by. In fact, 99% of their auto customers earn at least one discount. Visit progressive.com and see if you can enjoy a little cash back. Progressive Casualty Insurance Company and affiliates national average 12 month savings by $946 by new customers surveyed who saved with Progressive between June 2024 and May 2025. Potential savings will vary.

[B]

For our first story, the reason you can buy berries in the winter. Well, it's the $7 billion berry giant, Driscoll.

[A]

But Big berry doesn't actually grow any berries. No, not a single one.

[B]

Yetis. We put a man on the moon. We've eradicated smallpox. We've run the sub two hour marathon man.

[A]

But the greatest human accomplishment.

[B]

What is it, Jack?

[A]

The affordable year round raspberry.

[B]

We're talking the 365 Raspberry Baby. You've tried it.

[A]

Because until 10 years ago, getting a raspberry in the winter was impossible.

[B]

Back in 1712, French King Louis XIV actually sent a 30 person expedition all the way to Chile, all just to

[A]

collect a rare strawberry because it ripened one month earlier than it did in France.

[B]

And at besties today, you don't need to go all the way to Chile. You can just go to Shaws for

[A]

one of those 365 days a year. Berries are in season wherever you are.

[B]

Yeah, your morning muesli. It is a miracle of modern agriculture.

[A]

Man and berries are the fastest growing produce in America, according to the US Department of Agriculture.

[B]

Hey, protein, what do you think of them apples?

[A]

Well, worldwide berry production has tripled in the last 25 years.

[B]

Nvidia. They sell chips, but raspberries rip.

[A]

But the berry boom, we're all enjoying it all began with a small family farm that became a freak of nature, literally.

[B]

We're talking Driscoll's. It's the most popular berry brand in the world. A $7 billion company.

[A]

If you go to the grocery store and check out some strawberries, there's probably a Driscoll sticker on it because they're

[B]

selling 4 billion clamshells of berries each year in 60 countries worldwide.

[A]

More on that word clamshells in a second. But Driscoll started with a small plot of land in California. 122 years ago, they were a family

[B]

run farm, and they still are. But in 1989, they specific goal, an

[A]

ambitious goal, to make all four major berry types available in all four seasons of the year in all four corners of the earth.

[B]

The old Triple Four, you see President Kennedy, he said, we'll go to the moon. But Driscoll's, they said Jakarta will eat berries in January.

[A]

And the first step to achieve that ambitious goal was to change the packaging.

[B]

Are you thinking clamshell here?

[A]

Jack Driscoll invented the plastic container known as the clamshell because it makes These fragile berries more shippable to grocery stores.

[B]

Yeah, Spoiler. You got three of them in your fridge. Trust us, we know you.

[A]

And then Driscoll studied plant architecture.

[B]

Plant architecture? What exactly is that, Jack?

[A]

The breeding of berries for specific agricultural goals.

[B]

We're talking, like, bigger strawberry shoulders or crunchier blueberry skin or less raspberry hair.

[A]

In fact, that hairless raspberry, it was Driscoll's first patent.

[B]

It was the Maravala Berry 2004, patented by Driscoll.

[A]

They also bred a blueberry that naturally lasts 60 days, refrigerated without spoiling.

[B]

That's four times the natural average, Jack.

[A]

Well, I'm not sure we should say naturally, because they bre.

[B]

Kind of like in a lab, right? It's a story for another pot. But now Driscoll's has joined a prestigious group of foods that have turned a commodity into a brand.

[A]

The dull pineapple, the chiquita banana, and the Driscoll strawberry.

[B]

In fact, Driscoll's has built such a brand that last year, the trendy Los Angeles grocery store erewhon collabed with Driscoll's.

[A]

For 24 bucks, you can get a strawberry glaze skin smoothie.

[B]

And what's in that, Jack?

[A]

It improves your skin's glow. Apparently, thanks to the Driscoll strawberries besties,

[B]

we couldn't get the data on this, but if you have a toddler, there's a rough chance you got Driscolls in your fridge right now.

[A]

And in the 1990s, Driscolls did it. They managed to grow and harvest the four major berries year around.

[B]

But there's just one funny thing, right, Jack?

[A]

Driscoll's berry farm doesn't grow any berries.

[B]

To quote jamberry, the book for kids, one berry, two berry, Pick me a blueberry, hatberry, shoeberry in my canoeberry is the pod's end. Like that book, Jack?

[A]

Dude, we still don't have it, actually.

[B]

Oh, I gotta get one for the pod side. In the meantime, what's the takeaway for our buddies making berries over at Driscoll's?

[A]

Driscoll' park of strawberries. But they never get their hands dirty.

[B]

Yetis here's what we find fascinating. Driscoll's berries doesn't make any berries. They don't even own any land.

[A]

It's not a farming business anymore. It's a research and branding company.

[B]

Yes, they're in the food industry. They've bred 200 raspberry varieties just this year.

[A]

But they let others grow the berries using Their specifically bred seed plants and soil treatments, that's what they sell.

[B]

Driscoll then gives the farm their branded clamshells to sell those berries in as well.

[A]

And the growers, which are on four continents of the world, they get 75% of the revenue. Driscolls gets 25%.

[B]

And that Driscoll's brand fetches the high price because it's recognized from Dallas to Dubai.

[A]

Driscolls doesn't own the fruit, they own the DNA. They've turned the farmer's market into their patent office besties.

[B]

That is the wild story of how the world's biggest berry biz doesn't actually grow any berries. For our second story, the theme of this week's NATO summit, it's war. Not even one war, we're talking two wars.

[C]

War.

[A]

What is it good for this particular slice of the stock market?

[B]

We'll tell you in our takeaway. But yet he's first. Just to sprinkle on some context, Jack, how would you describe NATO? Because I think you got the best analogy here.

[A]

NATO, the North Atlantic Treaty Alliance. It's basically an international group project with 32 students.

[B]

Yeah, like Germany is the rule follower student. France brings the flair. And Canada, what's Canada bringing, Jack?

[A]

They're bringing the snacks for everybody.

[B]

Oh, bring the snacks. A little more syrup.

[A]

Well, NATO gathered in Turkey this week, but the assignment got sidetracked.

[B]

That's right, because on Tuesday night both Iran and the US accused the other side of violating the cease fire.

[A]

The US says that Iran fired missiles at tankers that were trying to cross the strait.

[B]

And the Iran says that they didn't, but that the US killed eight of their armed forces in retaliation.

[A]

It's a he said, Shia said situation.

[B]

So the US slapped sanctions back on Iranian oil. And what do we see in the markets, Jack?

[A]

Stocks fell Wednesday in reaction to that and oil prices jumped by 8% in one day.

[B]

You see besties investors had priced in the end of the war. But now President Trump is saying the ceasefire is over.

[A]

That's the update on Iran. But there's another war still going on in Ukraine.

[B]

And for four years, yetis Ukraine has been defending itself against Russia's attacks with one very particular wingman.

[A]

US made Patriot missiles.

[B]

The Patriot missile. Each Patriot it can intercept and collide with incoming missiles mid Air for one hefty price tag.

[A]

$4 million each.

[B]

Yeah, this is the Michelin star of missiles besties. Costs a lot and ends with a bang.

[A]

What incredible technology. You shoot a missile that way and it's so precise that it collides with the missile going in the opposite direction.

[B]

Well, so incredible Jack, we're now going to be giving him out his gifts like Oprah. Get this. President Trump said yesterday that we will give Ukraine the right to make Patriot missiles. We will show them how to do it.

[A]

This is something Ukraine's president has been pleading for for multiple years now.

[B]

Well Jack, who will show Ukraine exactly how to DIY their very own $4 million Patriot missiles?

[A]

Raytheon and Lockheed Martin will.

[B]

That's right. The two publicly traded companies that design and manu manufacture these very expensive, very profitable defense product profit puppies.

[A]

They're basically going to give an instruction manual to Ukraine to build these missiles themselves in return for a fee.

[B]

Yeah, kind of like the way you get an Ikea bassinet, Jack.

[A]

But Nick, that's the beauty of licensing for Raytheon and Lockheed Martin. They just send a PDF and collect a fee and that fee has no costs associated with it. So it's 100% pure profit.

[B]

So did Raytheon and Lockheed stock jump on news they're going to make a bunch more money on their profit puppy of a defense missile?

[A]

The stock's actually actually slid a bit Nick, because that PDF with the DIY missile instructions, that is top secret intel.

[B]

Can't talk about it.

[A]

They're worried about leaks.

[B]

Like what if Ukraine sends that PDF

[A]

to somebody else, Jack, Raytheon and Lockheed Martin could lose their missile monopoly. What if China gets a hold of this information?

[B]

So best he's added all up and Ukraine licensing Patriot missiles will increase short term profits for American defense but come

[A]

at the long term risk of IP leakage.

[B]

But still these two defense companies are at all time highs ATH and it's because of our takeaway. So Jack, what's the takeaway for our buddies making Patriot missiles War?

[A]

What is it good for the defense industry?

[B]

Yetis the big headline of the NATO summit this week before the Iran attacks. It was a pledge to increase defense

[A]

spending big time from 2.3% of GDP last year to 5% of GDP by 2035. That's what the 32 NATO members promised to do, basically because Trump asked them to.

[B]

Now the losers of that shift are peacetime initiatives, education, healthcare, paying down the debt, items like that.

[A]

The winners are one sharp and explosive slice of the stock market.

[B]

Defense. An ETF that tracks American defense stocks. It has doubled since election day 2024.

[A]

Compare that to just 25% increase for the rest of the market.

[B]

The S&P 500OH and European defense stocks, they're up 80% since election day 2024.

[A]

What about startups, Nick? Silicon Valley wants to become Stark Industries these days.

[B]

Totally besties defense tech. It's raised more private funding this year already than last year.

[A]

And last year was a record as well.

[B]

So to answer the 1970 When Starr song war, what is it good for the defense industry?

[A]

That's about it.

[B]

Now a quick word from our sponsor,

[A]

Walmart Business Yeties.

[B]

We cover business trends on our show and they move faster than you can spell gpu.

[A]

One minute it's vibe coding, the next it's agentic. Tomorrow it's probably gonna be in person old school again.

[B]

Yeah, well, while you're managing this to stay ahead, the last thing you need to worry about is supplies for your company.

[A]

Carol, do we have the cogs needed to meet our Q1 sales commitments?

[B]

Carol outsourced that mental load instead to Walmart Business.

[A]

Walmart business lets you buy the bulk supplies your business needs. AI tools are there for your digital work. Walmart Business is there for your physical work.

[B]

Like restock your office inventory. With low prices, reliable shipping and fulfillment,

[A]

Walmart Business helps simplify your operations so you can focus on building and selling your product.

[B]

You see Carol in accounting. She'll be relieved that Walmart Business is all over it.

[A]

Eligible organizations can take advantage of tax free shopping both in store and online. With Walmart Business saving you more while getting you everything you need.

[B]

It's Walmart built for your business.

[A]

Sign up for a free Walmart business account [e-mail] Beero Premium Non Alcoholic beer.

[B]

All right. Yet he's a little behind the scenes here. Before our New York City live show back in April, Jack and I went sober for two weeks. True story.

[A]

Couldn't risk getting sick. I didn't want to be groggy. I couldn't afford a hangover. It was New York, baby.

[B]

Okay, but Jack, celebrating the wins is what we do. And so for our live shows, we crack open something special.

[A]

So we drank beero the premium non alcoholic beer brand co founded by Tom Holland.

[B]

Yeah, I actually first saw it at my grocery store. Delicious. Tastes like a celebration. Feels fantastic and looks legit. More on the looks in a sec.

[A]

And if it's good enough for the actor who played Spider man, it's good enough for us.

[B]

You see, it pairs well with a pickleball game of profitable earnings report or with the best podcast.

[A]

So Yetis, if you wanna celebrate the wins with all the taste of a premium lager or ipa. But none of the alcohol. There's no better choice than Biro.

[B]

Okay, pause the pod. Did we mention the can is straight up gold? This thing will stand out at every one of your next parties. Trust us, we've done it.

[A]

Only beer we know that actually upgrades the scene like a promotion.

[B]

So Basties, if there's a win, you're celebrating every day. Bero is the non alcoholic brew brand you gotta bring.

[A]

So use code t boy for 20% off your first [e-mail]

[B]

for our third and final story. Young adults are moving back in with mom and dad at the highest rate in history.

[A]

But living with your parents is not a sign of failure anymore. It's now a financial flex.

[B]

You're nest egging.

[A]

Yetis.

[B]

20 years ago, we got one of Matthew McConaughey's greatest performances ever.

[A]

Clearly you've never seen True Detective.

[B]

I mean, he got snubbed on this one. Jack, Failure to launch the movie. What is it man? You've seen it.

[A]

2006, a rom com about a 35 year old man who was still living with his folks.

[B]

Can the love of Sarah Jessica Parker finally get McConaughey to leave his parents basement?

[A]

Caused 50 million to produce and brought in 130 million at the box office.

[B]

Huge ROI. But Jack and I would bet that if they made that movie, failure to launch today, it would bring in even more money.

[A]

Because a record percentage of American adults under 30 live with their parents right now. 49%.

[B]

It was 37% before the pandemic, but now it's 49% today, according to the Federal Reserve.

[A]

Your roommate is your mom.

[D]

Mom.

[A]

Your other roommate is dad.

[C]

Oh.

[B]

And one third of those adults who are living with their parents, they're over 25 years old.

[A]

All of these stats are all time highs.

[B]

You're sharing your mom's herbal essence shampoo, your dad accidentally ate your CBD gummy.

[A]

And they're looking at you like, what, is there a curfew? Yeah, there is a curfew, son.

[B]

Yes, there is.

[A]

Makane's movie looks less like a rom com and more like a documentary, doesn't it?

[B]

Ma the meatloaf.

[A]

Now this trend really took off during the pandemic.

[B]

But unlike peloton Jack, this trend did

[A]

not die to bring you back six years. To kick off Covid, a bunch of 20 somethings returned home. It was supposed to be a temporary

[B]

move, but work from home led to a new trend. Return to the childhood home and stay in the childhood home.

[A]

Now the reason is obvious. Housing is crazy expensive, especially in the cities with the best jobs.

[B]

But interestingly now this trend is influencing surprising parts of the economy in very physical ways, like architecture. Totally. Home builders are now designing houses for 60 year olds and 30 year old inhabitants at the same time.

[A]

The multi generational home, the kitchen is the there in the main room for the parents, but there's a kitchenette in the basement for the adult child.

[B]

Homes are increasingly building separate entry for live in apartments for the adult kids to use too.

[A]

But here's what we find most fascinating. Historically, living with your parents was a sign of failure.

[B]

The name of the movie is Failure to launch.

[A]

My name is George, I'm unemployed and I live with my parents.

[B]

It's a classic.

[A]

But today the script has flipped. Living with your parents can be a positive sign of financial responsibility.

[B]

Get this. According to the journal, Gen Z perceives a move in back home with mom and dad as a financial flex.

[A]

Stay at home daughters and stay at home sons. Those are two hashtags trending on TikTok right now. You're boasting about it. You're not hiding it.

[B]

The way Jack and I see it, the hottest pic you could put in your Tinder bio. What is it man?

[A]

Kicking it from your twin mattress at your parents adu.

[B]

So Jack, what's the takeaway for all our buddies? Bunking it up with mom and dad.

[A]

Living with parents is how Gen Z builds a nest egg.

[B]

Yetis a general sign of successful people. It's the ability to sacrifice short term pleasure for long term gain. Like that marshmallow test.

[A]

And living with your parents is exactly that if you're saving the money on rent. And living with your parents is exactly that if you're saving the money, you're not paying to rent for something in the future.

[B]

Because get these Numbers Back in June 1996, housing cost 28% of Americans income.

[A]

But 20 years later, June of 2026 housing cost 35% of our income on average.

[B]

Well that 7 percentage point difference. It's the difference between saving money, building equity or going into debt.

[A]

So the key if you move in with your parents is to save money while you're living with them.

[B]

And that is why a dating profile with a picture of your parents basement apartment, that's a green flag.

[A]

It says I'm building a nest egg. Wait till you see my next nest.

[B]

You're nest egging.

[A]

Coolest story in capitalism right now. It's that living with parents. This is a financial flex.

[B]

Jack, could you whip up the takeaways for us for ceviche. I'm sorry for the new Friday Driscolls

[A]

is the reason we can all eat berries year round.

[B]

They don't own the fruit, they own the DNA. They turned the farmer's market into the patent office by Jurassic park and the

[A]

thing for our second story, Ukraine will begin the process of DIY Patriot missiles with assistance from Raytheon and Lockheed Martin.

[B]

Warm it's why defense stocks have done four times better than the rest of the market since the 2024 election.

[A]

And our third and final story. 49% of American adults under 30 live with their parents right now we need more and cheaper housing.

[B]

But living with your parents can be a financial flex. It says I'm nest egging.

[A]

But besties. This pod's not over yet. Here's what else you need to know today.

[B]

First, that 37 floor building in New York City that used to be the Pfizer headquarters. It was at risk of collapsing this

[A]

week because In Midtown Manhattan, two support beams visibly buckled under the weight of the building like broken french fries for a day.

[B]

Police evacuated, evacuated that whole area of midtown, but replacement beams have now been added so it's safe for the time being.

[A]

Interesting detail. They were working to make this the biggest ever office to residential building conversion in history, but they had a construction mishap.

[B]

And second, so far, 2026 has had more startup funding than any half year in history driven by AI.

[A]

But the latest gigarays was from Jeff Bezos rocket company Blue Origin, the Bezos space biz.

[B]

They're raising outside capital for the very first time in their 25 year history.

[A]

And the valuation of it's $125 billion less than 5% of what SpaceX is today.

[B]

And finally, the newest Shark Tank judge has a lot of cash to send your way because it's Mr.

[A]

Beast. Mr. Beast will be a guest shark in the next season of Shark Tank.

[B]

And he will give you $1 million for 10% of your business if you escape from that burning shipwreck in the middle of the Ocean.

[A]

It's the 18th season of Shark Tank. Viewership has fallen from 8 million in the peak cable TV days to 2 million today.

[B]

So they need a beast. They need Mr.

[A]

Beast.

[B]

Now time for the best fact yet. This one whipped up by Jack and I when we were researching July 4th stories last week. And we wanted to share this one

[A]

with you because it's about firewood.

[B]

This is wild.

[A]

Which used to be a massive part of the American economy.

[B]

Get this. Back in 1776, one of the biggest industries in all of America was the firewood industry.

[A]

Firewood was 18% of America's GDP the year that we declared independence from Britain.

[B]

In fact, by 1830, firewood had jumped to 30% of our entire economy.

[A]

How could that possibly be? Well, firewood was the key energy source we used for heat cooking.

[B]

Before coal, one out of every three dollars spent by Americans was on firewood.

[A]

But Nick still doesn't know how to start a fire.

[B]

It doesn't.

[D]

I do.

[B]

I do. Jack, I give you a call, you come over.

[A]

Dude, I'm honored to be your one phone call.

[B]

Yetis, you look fantastic today. Jack, you're glowing over there in that white linen. Not too shabby, man.

[A]

Yetis, drop a link to today's episode in your favorite to help grow the show.

[B]

The best way to grow the show,

[A]

it's the group chat. And Nick and I will see you tomorrow.

[B]

If you know, you know. And before we go, a happy birthday to legendary Eddy Isabella Lima, the Queen of Confetti from El Salvador.

[A]

Happy birthday to Marimi Niamu in Oregon. He and his mom love potting together.

[B]

And Sam Cortes, happy 19th birthday over in Washington.

[A]

Happy birthday to Luis Vasquez in Orange County, California.

[B]

The OC And Terry B. In London, England, have the best birthday yet.

[A]

And happy 25th birthday to Miranda Fairbanks, the finest in finance.

[B]

And Alex and Maddie, we see your two year anniversary just outside Boston. Celebrate the wins.

[A]

And happy four year wedding anniversary to Jacob and Kristin Steckham in Los Angeles.

[B]

Oh, and congrats on retiring from that epic professional ballerina career. Kristen, wish we could have seen you live.

[A]

But Oliver, we see you. And you brought Jacob to our live show in la.

[B]

Not too shabby.

[A]

And to anyone else, I'll bring something. Make it a T, boy.

[B]

Celebrate the wins.

[A]

This is Jack. Nick owns stock of Airbnb. We both own stock of Peloton and ETFs, of the S&P 500. And I own one share of SpaceX. And Nick owns more than one Walmart business.

[B]

Yetis, we cover business trends on our show and they move faster than you can spell gpu.

[A]

One minute it's vibe coding, the next it's agentic. Tomorrow it's probably gonna be in person, old school again.

[B]

Yeah, well, while you're managing this to stay ahead, the last thing you need to worry about is supplies for your company.

[A]

Carol, do we have the needed to meet our Q1 sales commitments?

[B]

Carol, I outsourced that mental load instead to Walmart business.

[A]

Walmart business lets you buy the bulk supplies your business needs. AI tools are there for your digital work. Walmart Business is there for your physical

[B]

work like restock your office inventory. With low prices, reliable shipping and fulfillment.

[A]

Walmart Business helps simplify your operations so you can focus on building and selling your product.

[B]

You see Carolyn Accounting. She'll be relieved that Walmart Business is all over it.

[A]

Eligible organizations can take advantage of tax free shopping Shopping both in store and online with Walmart Business saving you more while getting you everything you need.

[B]

It's Walmart built for your business.

[A]

Sign up for a free Walmart Business account [e-mail].