🧙 “Predictable” — Predictions takeover news. Chanel’s subway runway. Trump’s Golden Ticket. +Pantone’s Color of 2026

Summary

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Podcast Summary: The Best One Yet

Episode: “Predictable” — Predictions takeover news. Chanel’s subway runway. Trump’s Golden Ticket. +Pantone’s Color of 2026

Release Date: December 5, 2025
Hosts: Jack Crivici-Kramer & Nick Martell

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Episode Overview

This fast-paced episode dives into three major pop-business stories: the mainstream moment for prediction markets, Chanel's buzzworthy subway runway show, and a generational Wall Street gold rush driven by Trump baby brokerage accounts. The hosts also riff on Pantone’s unconventional Color of the Year for 2026, delivering witty observations and business-savvy context throughout.

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Key Stories & Discussion Points

1. The Mainstreaming of Prediction Markets

[05:47–10:32]

• Industry Momentum & Partnerships

  • Prediction markets have exploded in popularity, with big names like CNN and CNBC integrating prediction data into their programming.
    • “Prediction markets, they already had their mainstream moment like a year ago.” — Nick [06:03]
    • CNN and CNBC both inked partnerships with prediction market platforms (Call Sheet and Kalshi, respectively) to display real-time probabilities on major news stories.
      • “The mainstream media icon will use call sheet predictions data on screen right underneath Wolf Blitzer's talking head.” — Jack [06:35]
  • CBS’s "60 Minutes" gave polymarket big exposure; prediction markets are now household lingo, even for “America’s senior citizens.” [06:23]

• Two-Headed Profit Puppy: Betting & Information

  • Markets act as both gambling platforms and tools for collective forecasting; both sides attract massive investments.
    • “Prediction markets are both a way to gamble money and a way to predict the future.” — Jack [07:38]
  • Market scope now stretches beyond elections and sports to culture, crypto, climate, public health, and more.
    • “There are prediction markets for culture, crypto, climate, economics, public health, you name it.” — Jack [08:09]

• Reliability and Accuracy

  • Crowdsourcing predictions with real money on the line is proving more accurate than expert opinion or polls.
    • “When the masses put their own money on the line, it is shown to eliminate bias and be highly accurate.” — Jack [08:49]
  • PolyMarket CEO (on "60 Minutes"): “Prediction markets as the most accurate thing we have as mankind right now.” — Jack [09:04]

• Valuations & Monetization

  • Startups in this space are ballooning — Call Sheet reportedly raised at $2B, $5B, then $11B valuations this year, rivaling only AI in VC fever.
    • “Prediction markets, they're a two headed profit puppy. And they’ve pulled off something only AI ever has: three fundraises in one year.” — Jack [10:29]
  • Licensing deals like those with CNN and CNBC could be highly lucrative (“big bucks”) in the future.

Notable Quotes

• “At Kalshee and polymarket, the lawyers will spank you if you say bet or wager.” — Jack [07:51]
• “Spoiler. By the way, the smart money's on Callum Turner. Trust us, it's gonna be Callum.” — Nick [08:23]

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2. Chanel’s Subway Runway: The Power of Setting

[10:43–14:36]

• Chanel’s Bold Move

  • In a surprising bid to revive its waning Gen Z relevance, Chanel staged a fashion show in an abandoned NYC subway station (the Bowery Street location) and even used a real “C train” to echo its logo.
    • “The $40 billion luxury brand took over an abandoned subway station in New York City, the Bowery street location.” — Nick [12:11]
    • Notable attendees included A$AP Rocky, Kristen Stewart, and Jon Bon Jovi.

• Business Context

  • Chanel faces flagging revenues (down 4%) and profits (down 30%), partly due to outpacing rivals in luxury price hikes.
    • “Since 2019, Chanel handbags have doubled in price.” — Nick [11:38]
    • FT reports rest of industry only rose by 50%.

• Why Location is the New Star

  • The show became viral fodder — not only in traditional media (Wall Street Journal, NYT, Vogue), but also on TikTok — because of the dramatic juxtaposition of luxury goods in a gritty, relatable setting.
    • “Sometimes the best star of the show is actually the stage.” — Jack [13:29]
  • Other brands using location to similar viral effect: Fendi on the Great Wall of China, Cos in a marble quarry, Vetement at a Paris McDonald’s.

• Broad Takeaway

  • Event settings can drive broader buzz than the actual product — a lesson for all industries in the TikTok era.
    • “Because the real audience aren't the people in the room anymore. It's everyone watching clips of the event on TikTok.” — Jack [14:29]
    • Apple should announce new iPhones in iconic locations (“Grand Canyon”) instead of at its campus, the hosts joke.

Notable Quotes

• “We estimate this is the largest concentration of wealth ever in a single subway car.” — Jack [12:39]
• “Take the background and make it the foreground.” — Nick [14:36]

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3. Wall Street’s Battle for the “Trump Baby Accounts”

[16:51–21:31]

• What Are Trump Baby Accounts?

  • A $6B donation from the Dell family will double the reach of so-called “Trump Accounts,” government-funded brokerage accounts seeded with $1,000 for kids born during Trump’s term.
    • “The Dells are giving $250 directly to 25 million American children. This was a huge expansion of the Trump accounts for kids.” — Jack [17:17]
  • Now covers 40 million children — the size of Canada’s population.
    • “That is a population the size of Canada.” — Jack [17:53]

• Who Will Get the “Golden Ticket”?

  • The government must pick which financial institution(s) will administer these tens of millions of new accounts. This is a “generational opportunity” and a fierce lobbying battle among Robinhood, Schwab, JP Morgan, and others (with echoes of Willy Wonka).
    • “Who is going to get those brokerage accounts? That is the new golden ticket.” — Nick [18:04]
  • Cites parallels to past government programs (railroads, Medicare/Medicaid, 401ks) where policy spawned enormous business windfalls.

• Risks & Precedents

  • Warns the “golden ticket” may also turn into “fool’s gold” — as with the Apple Card partnership that hurt Goldman Sachs.
    • “That golden ticket didn’t work out for Goldman Sachs. Turned out the Apple card was a big money loser.” — Nick [20:04]
  • Whoever wins will likely offer accounts at zero fees, but the long-term customer loyalty and lifetime value are the prize.
    • “There are a couple reasons why your first financial account is often your financial account for life.” — Nick [20:57]
    • “Hotel California strategy. Financial firms make it really hard to switch.” — Jack [21:13]

• Broader Implications

  • Dubbed “the biggest lobbying effort of a generation” — whoever is chosen, it will shape the financial landscape for Gen Alpha.

Notable Quotes

• “With one stroke of his pen, President Trump will ordain the Bank of Gen Alpha.” — Jack [20:33]
• “Oh, you can check out anytime you like, but you can never leave.” — Jack [21:15]

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Other Memorable Segments & Quotes

Pantone’s Color of the Year 2026: Cloud Dancer

[01:38–03:17]

• For the first time in 26 years, Pantone picks a shade of white (“Cloud Dancer”) as color of the year.
  • “Well, Jack, for the first time ever, it’s actually not a color... It’s Cloud Dancer.” — Nick [02:19]
  • “This color looks like an eggshell on a coconut flake mixed with mayonnaise.” — Nick [02:44]
  • Pantone’s rationale: consumers crave calmness and “a blank slate in a world of chaos.” [03:04]
• The hosts playfully debate what counts as a color and joke about “waving a white flag” at the decision.

Quick Headlines

[22:10–23:41]

• MrBeast launches Beast Mobile phone service.
• Meta (Facebook) rumored to cut Metaverse budgets by 30%.
  • “First he dropped the 'the', then he dropped 'Facebook', now he’s dropping 'Meta'.” — Jack [23:06]
• Hershey’s late-to-the-party Dubai Chocolate release.

Listener Appreciation & Spotify Wrapped

[23:50–24:41]

• The hosts thank listeners, sharing impressive stats:
  • 18,200 listeners had TBOY as their number one podcast
  • 878,000 hours listened in 2025 on Spotify (equal to 100 years of episodes)
  • 320,000 Spotify followers ("the population of Pittsburgh")
  • “We’re extremely grateful. It’s been friggin' awesome.” — Jack [24:35]

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Timeline of Key Segments

| Timestamp | Segment | |-----------|------------------------------------------------------| | 05:47 | Prediction markets break into mainstream news | | 10:43 | Inside Chanel’s subway runway show | | 16:51 | Wall Street’s gold rush for Trump baby accounts | | 22:10 | Quick news: MrBeast Mobile, Meta cuts, Hershey news | | 23:50 | Listener stats & Spotify Wrapped shout-outs |

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Tone, Style & Closing Thoughts

The hosts blend business analysis with humor and pop-culture references, making complex stories accessible and memorable. Their signature “profit puppy” catchphrasing and playful banter (like riffing about Charlie and the Chocolate Factory, or Tim Cook in the Grand Canyon) keeps things light, while still delivering solid financial and strategy insights.

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Standout Quotes

• “Prediction markets, they’re a two-headed profit puppy.” — Jack & Nick [10:29]
• “Sometimes the best star of the show is actually the stage.” — Jack [13:29]
• “With one stroke of his pen, President Trump will ordain the Bank of Gen Alpha.” — Jack [20:33]
• “Take the background and make it the foreground.” — Nick [14:36]

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For more details or lively business banter, check out the full episode “Predictable” from The Best One Yet (December 5, 2025).

Transcript

[A]

This is Nick, this is Jack. It's Friday. The Real Friday, December 5th. And today's pod is the best one yet. This is a T boy.

[B]

The top three pop business news stories you need to know today.

[A]

One sec, Jack. I've always wanted to say this. Grab some peanuts and Cracker Jacks. Whoa. Tickets for our live tour just went on sale today.

[B]

It's our IPO tour 2026. We're performing this podcast live. It's our in person offering.

[A]

So besties, grab your tickets today. Jack and I put the links in this episode description. Snag them while you can.

[B]

It's very exciting to have our travel planned for next year. Austin, Texas, Washington, D.C. new York, New York, Los Angeles, California. And more being announced later in the year.

[A]

You just reminded me I gotta book our airline tickets. But in the meantime, yetis, grab your tickets to our live tour. And Jack, we got three fantastic stories for today's T boy.

[B]

For our first story in the last three days, CNN fanatics and CNBC have all partnered prediction markets.

[A]

The biggest boom in industry outside of AI. It's prediction markets. And honestly, we should have predicted it.

[B]

For our second story, it's Chanel. Because this luxury fashion brand just had a fashion show on the New York City subway.

[A]

The subway on the C train. Because the background is the ultimate foreground.

[B]

And our third and final story, the new Trump accounts, AKA baby brokerages have sparked a major land grab on Wall Street.

[A]

What bank is going to get the golden ticket? That is the 40 million DOL and Trump accounts for America's kid.

[B]

But yetis, before we hit that wonderful mix of stories, who is gonna be.

[A]

The Charlie and the bank and Chocolate Factory? Jack.

[B]

Peach fuzz.

[A]

Yes.

[B]

Living coral.

[A]

Okay. Very Perry Interesting.

[B]

Cerulean blue. I know. You know what all these have in common, Nick?

[A]

Yes, Jack. All of those colors were once the Pantone color of the year.

[B]

Pantone, the authority on everything color in this country, predicts what color will trend in the coming year.

[A]

The most highly anticipated aesthetic decision of the year. It's like the for the rainbows.

[B]

But this isn't just about visual vanity. The Pantone color of the year is a profit puppy.

[A]

Because whatever color Pantone picks sees a double digit sales surge.

[B]

It's a self fulfilling prophecy which leads to the big. The Pantone color of the year for 2026.

[A]

Well, Jack, for the first time ever, it's actually not a color.

[B]

It's Cloud Dancer.

[A]

That's right, Cloud Dancer. Which is actually a shade of white.

[B]

Not Tiny Dancer.

[A]

No, no, no, no.

[B]

No, Cloud Dancer.

[A]

Sorry, Elton John.

[B]

This sounds less like a color, more like a romance novel.

[A]

More specifically, jacket is color code 11.4201to be precise.

[B]

It's the first time in 26 years that Pantone has chosen a shade of white.

[A]

And Jack and I jumped in. T boy style. This color looks like an eggshell on a coconut flake mixed with mayonnaise.

[B]

Now, technically, white is not a color. White is the absence of color. So I'm throwing in a challenge flag. Pantone.

[A]

Better be a white challenge flag, Jack. Because Pantone's prediction is that consumers will want a feeling of calmness in the next year.

[B]

Yes, a blank slate in a world of chaos.

[A]

Hence, color is not a color, but a lack of color.

[B]

Cloud Dancer.

[A]

Hey, Pantone, you should have chosen Slammin Salmon. Trust us on that one.

[B]

In the meantime, we're gonna wave a white flag.

[A]

Callback. Jack, let's hit our three stories.

[C]

Fifteen years before this song, two boys from the northeast met in the dorm they had an idea to cause a cultural storm it's the best one yet but the best is the norm. Jack. Nick, that's it. I don't even think they need to practice. 50%. That's a fat tip. T boy city on your atlas if you know, you know cause we r to go we can't wait no more so just start the show.

Start the show, start the show.

[A]

First a quick word from our sponsor.

[B]

Now a quick break, switching topics to one of our favorite sponsors, Vital proteins.

[A]

Now, Jack, my mom does not use most of the products we promote. She's not building a website. She's not downloading a stock trading app.

[B]

No, she's not.

[A]

But she did call me this weekend and here's what she said. She said, I need to know the promo code for your collagen peptide sponsor because I just bought more of it.

[B]

It was Vital proteins and their no sugar added collagen peptide products are delicious. Especially the new 30 gram protein shake.

[A]

Now, I don't know if my mom's into the taste or the health benefits or she's trying to get jacked, but she's got healthy hair, skin, nails and joints right now.

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Dude, I'd say it's all of them. So yetis. Go to www.vitalproteins.com to learn more and where to buy. Get 20% off your next order by entering promo code T boy at checkout framer.

[A]

Yeah, it is the first website we ever built. Our MySpace page. Yeah, we were just young enough, right, Jack?

[B]

Or old enough, Nick. I Still remember you could give your MySpace page a soundtrack. Music started playing when someone visited the webpage.

[A]

Blink 182, the official music of young Jack. But Bassies, if we built a website today, we'd use Framer because they focused on the small things.

[B]

Framer already built the fastest way to publish beautiful production ready websites. And it's now redefining how we design for the web.

[A]

With the recent launch of Design Pages, a free canvas based design tool. Framer is more than a site builder. It's a true all in one design platform.

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[A]

So ready to design, iterate and publish all in one tool? Start creating for [e-mail] design and then use code T boy for a free month of framer pro.

[B]

That's framer.com design and use promo code.

[A]

T boy framer.com design design promo code T Boy Rules and restrictions may apply.

For our first story, cnn, cnbc, even fanatics, the sports clothing company, they all announced predictions markets just this week.

[B]

Predictions are a two headed profit puppy and investors want in.

[A]

All right, Yetis, if we're going to tell this story, let's whip up a timeline. Jack Prediction markets, they already had their mainstream moment like a year ago.

[B]

That was last November, the 20 presidential elections. Prediction markets accurately predicted that President Trump would win.

[A]

But then last Sunday, prediction markets got introduced to America's senior citizens. Your grandma now knows the term.

[B]

Yeah, because Poly Markets founder and CEO was the lead interview on 60 Minutes.

[A]

But then on Tuesday of this week, prediction markets got their debut mainstream business deal with cnn.

[B]

The mainstream media icon will use call sheet predictions data on screen right underneath Wolf Blitzer's talking head.

[A]

And what is it gonna show exactly?

[B]

Jack, it's gonna help viewers understand the likelihood of whatever Wolf is talking about. What's the chance it actually happens?

[A]

According to predictions markets, there's a 17% chance that Anderson Cooper bleaches his hair in the next segment. That kind of thing.

[B]

And guess what? Right as we turned on the mics to record this episode, CNBC announced the same deal with Kalshee that CNN just announced now.

[A]

Besties, we know what you're thinking. ESPN has been doing this kind of thing before with sports betting for years, right?

[B]

While they're talking about the Miami do, you'll see on the screen a 20% chance that Ray Finkel misses this next field goal.

[A]

But now with CNN and cnbc, political, financial and general news will use predictions data too.

[B]

There's a 20% chance that Ray Finkel becomes the CEO of Microsoft by December 31, 2026.

[A]

If you know, you know now. Yet is this what we find fascinating? In our eyes, prediction markets are two different things. Or if you're an investor, two different profit puppies.

[B]

Nick and I have thought a lot about this. Prediction markets are both a way to gamble money and a way to predict the future.

[A]

Now, besties, we have said before that buying a prediction contract is fundamentally the same thing as betting.

[B]

At Kalshee and polymarket, the lawyers will spank you if you say bet or wager. But you can bet on the Yankees to win or predict that the Yankees will win. And either way, you get money if the Yankees win and you lose money if they lose.

[A]

But what you may not realize is that prediction markets have expanded way beyond sports and way beyond politics.

[B]

Yeah, there are prediction markets for culture, crypto, climate, economics, public health, you name it.

[A]

Jack, the top prediction market right now, what is it?

[B]

Man, who will become the next James Bond succeeding Daniel Craig?

[A]

Spoiler. By the way, the smart money's on Callum Turner. Trust us, it's gonna be Callum.

[B]

Although Tom Hardy is in the running too.

[A]

You haven't seen Callum's abs. You clearly haven't seen Callum's abs, Jack.

[B]

And therein lies the other side of prediction markets. It's not just a place to gamble money. There's also information about the future that is diverse, valuable and interesting.

[A]

Yeah, this is really what we find fascinating. Until now, we've relied on experts and polls to predict the future, but both of those sources are flawed.

[B]

Prediction markets aren't perfect. But when the masses put their own money on the line, it is shown to eliminate bias and be highly accurate.

[A]

Jack, what did Polymarket CEO say on Sunday in that 60 minute interview with bleached hair Anderson Cooper?

[B]

He described prediction markets as the most accurate thing we have as mankind right now.

[A]

Biased. But that's what CNN wants prediction markets to be for them on the screen. When you watch the news, they want.

[B]

To tell the viewers the likelihood of future events actually happening.

[A]

So, besties, if you want to know what will happen in 2026, don't just listen to the analysts. You should really look at the prediction.

[B]

Because when you got money on the line, you're not a Dolphins fan anymore. You're just wondering, is Ray Finkel going to make this field goal or not?

[A]

Honestly, I can't believe we didn't predict all this. Jack. So, Jack, what's the takeaway? For all our buddies watching the prediction.

[B]

Markets, predictions of Pol something only AI ever has. Three fundraises in one year.

[A]

The old three in one now. Yeti's call sheet. They've done fundraises this year, valuing the company at 2 billion, then 5 billion, and then $11 billion.

[B]

It's more than Lyft and its top rival, Polymarket. They've done the same. Their private stock, because they haven't IPO'd yet, is now worth $8 billion.

[A]

Honestly, the only other industry that Jack and I have seen raise so much money so fast is scooters. No, I'm just kidding. It's AI Artificial intelligence.

[B]

Because the betting part of predictions is scaling faster than legalized sports betting can.

[A]

And it's less regulated too.

[B]

While the information part of prediction markets is proving valuable as well.

[A]

Although CNN is not paying Kalshi in this deal, we bet future licensing deals will bring the big bucks.

[B]

Prediction markets, they're a two headed profit puppy.

[A]

And they've pulled off something only AI ever has. Three fundraises in one year.

For our second story, Chanel, the luxury fashion label, just did an entire Runway show on the New York City subway.

[B]

And we think it's how every company should be launching new things in places like the New York City subway Besties.

[A]

If fashion icon Coco Chanel were alive today, we bet she'd be a Yeti.

[B]

I bet she'd buy live tickets to our show.

[A]

I bet you would too, Jack. But what she would not love is the state of her fashion brand.

[B]

Because for Gen Z, Chanel's Chanel. Yeah.

[A]

In the last year, revenue for chanel is down 4%. Profits have plummeted 30% for the brand.

[B]

Can't spray Chanel number five on those numbers, Nick.

[A]

No, you can't. As the current CEO just put it though, we are a 100-year-old brand. We ebb and we flow. And you know what, yetis? Jack and I have said fashion has fads, and this may be one of.

[B]

Them, but it's a little bit self inflicted. Because Chanel has jacked up prices more than their peers.

[A]

They have.

[B]

Since 2019, Chanel handbags have doubled in price.

[A]

But the rest of the luxury industry, they've only risen those prices by 50%, according to the Financial Times.

[B]

But Chanel does have a comeback plan to reconnect with customers. And no, it's not free breakfast at Tiffany's.

[A]

But yes, you are gonna have to bring your MetroCard, because the answer lies in the subway. The subway. Get this. Chanel just did an entire Runway show on a New York City subway platform.

[B]

That's right. The $40 billion luxury brand took over an abandoned subway station in New York.

[A]

City, the Bowery street location.

[B]

And they took over a real subway.

[A]

Train, the C train.

[B]

And you see what they did there by choosing C. The blue C of the train logo matched Chanel's famous logo Yetis.

[A]

Jack and I jumped in T boy style. The models were literally walking the pl. Blue clay clothes, quilted earmuffs, all on dirty concrete.

[B]

It's not often you see ASAP Rocky, Kristen Stewart, and Jon Bon Jovi in the same place, but they were all there.

[A]

Yeah, they were all at this Runway show.

[B]

We estimate this is the largest concentration of wealth ever in a single subway car.

[A]

Honestly, fact check us on that one. But we're pretty sure it was creative. It was beautiful, Jack. It was an impressive fashion show by Chanel.

[B]

It also was probably the leaked plot of Zoolander 3.

[A]

That's right, because at the end of the day, the concept here is that great brands have a tension. We've told you that before.

[B]

Luxury and dirty mass transit, commuter trains, and $8,000 coats. That's tension.

[A]

But also, there may be a little bit of hypocrisy in this tension.

[B]

The subway is cool, but this was a private subway, which is kind of anathema to the subway.

[A]

And they're also idolizing subway chaos while spritzing it with $175 perfumes.

[B]

Stand clear of the closing doors, please.

[A]

Talking to you, Bon Jovi. So, Jack, what's the takeaway for our buddies over at Chanel?

[B]

Sometimes the best star of the show is actually the stage.

[A]

Yetis this Chanel subway Runway show is the rare story covered by the Wall Street Journal and the New York Times and Vogue magazine.

[B]

And TikTok, an exclusive luxury fashion brand, got broad mass attention not because of the product, but because of the setting.

[A]

And you know what? They're not the only fashion brand using location to broaden relevance of their products.

[B]

Fendi did a show on the Great Wall of China. Cos did one inside a Greek marble quarry. Jack.

[A]

The French brand Vetement did a fashion Runway show at a McDonald's in Paris.

[B]

Of Emily in Paris fame.

[A]

Not possible. Oh, possible.

[B]

It's a lesson from the fashion industry that we think other industries should copy.

[A]

Totally like Jack, why do another Apple event at the Apple campus in California?

[B]

It'd be pretty epic if the iPhone 18 was announced in the Grand Canyon.

[A]

Tim Cook, we know you're listening. We'll see you in Arizona.

[B]

Because the real audience aren't the people in the room anymore. It's everyone watching clips of the event on TikTok.

[A]

So take the background and make it the foreground. Now, a quick word from our sponsor.

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[A]

You know yet he's in my family. We go around the table and we vent about which stock we all wish we'd bought last year.

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Okay.

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[A]

For our third and final story before the weekend, there's a new golden ticket on Wall Street. One lucky bank will get the 40 million Trump Baby accounts.

[B]

The bank of Gen Alpha is a generational opportunity that every finance company is fighting for right now.

[A]

Yetis this story is actually a wild development because earlier this week the Dell family announced a $6 billion donation and we told you about it as a story.

[B]

The Dells are giving $250 directly to 25 million American children.

[A]

This was a huge expansion of the Trump accounts for kids.

[B]

The Trump accounts are the baby brokerage accounts for kids born in Trump's. They each get 1000 bucks from the government.

[A]

Those Trump baby accounts will now include 25 million 1 to 9 year olds thanks to the Dells, plus 15 million babies born in the next four years.

[B]

Thanks to the big beautiful Bill besties.

[A]

Add it all up and we're talking 40 million kids who will now have baby brokerage accounts with free money sitting in them. Jackie to sprinkle on some context, that.

[B]

Is a population the size of Canada. Which leads to the big question, which company is going to get those brokerage accounts? That is the new golden ticket. Nick.

[A]

That is the Charlie in the Cha Ching financial chocolate factory.

[B]

Jack now we should point out it could be a few golden tickets.

[A]

True.

[B]

Like one financial institution will get the brokerage accounts and another could become the default ETF that the money gets invested into or.

[A]

Jack when it comes to this golden ticket, it's possible the Trump administration splits among a bunch of different banking institutions.

[B]

But President Trump loves acting as kingmaker, so it's quite possible he chooses just one.

[A]

Either way, yeti's Jack and I were fascinated in this financial frenzy of golden tickets. And we are econ guys. We're also business guys. We're also history guys. We're also fashion icons. And there are some precedents that we think that can help explain this situation.

[B]

We've seen government policy result in a boom for private industries and where the government acts as kingmaker in the market.

[A]

Jack let's whip it up on the whiteboard here. Let's start with the railroad companies.

[B]

When they were building the transcontinental railroad, the government gave 10 to 20 square miles for free of land to each railroad company that laid down a mile.

[A]

Of track Or Jack, how about the creation of Medicare and Medicaid that seeded.

[B]

The growth of the private healthcare industry, which is huge today.

[A]

Or maybe the best example for our analogy Here is the 401 retirement account.

[B]

In 1978, Congress created what became the primary way that Americans would grow their.

[A]

Financial wealth, the 401k. And that golden ticket of who would manage it was split between Fidelity and Vanguard, who now manage trillions of dollars of 401 s today.

[B]

But these Trump accounts are an even more direct financial opportunity.

[A]

Jack Robinhood, Schwab, JP Morgan, Webull Everyone wants to be the government's hand picked home of the Trump accounts. They all want the golden ticket.

[B]

We should point out this golden ticket could turn out now to be fools gold.

[A]

Oh yeah, just look at Goldman Sachs, right Jack?

[B]

Six years ago, Goldman got picked by Apple to handle the Apple card to become the preferred credit card of all iPhone users.

[A]

Yeah, but that golden ticket didn't work out for Goldman Sachs. Turned out the Apple card was a big money loser.

[B]

Still, according to the Wall Street Journal, these new Trump baby accounts, plus the big donation from the Dells, everyone wants a piece of it. It's resulted in a huge lobbying French.

[A]

It is literally like the opening scenes of Charlie and the Chocolate Factory.

[B]

I think Robin Hood's gonna build a statue of Donald Trump in front of the White House to try to get this deal.

[A]

It's a write off. So Jack, what's the takeaway for our buddies over on Wall Street?

[B]

With one stroke of his pen, President Trump will ordain the bank of Gen Alpha Yetis.

[A]

Acquiring customers is one of the most expensive parts of business. But this golden ticket gives them 40 million customers.

[B]

For now, whoever wins is probably going to have to drop fees, probably to zero. True, Jeff, but they should be happy too, because eventually those kids will become adults and we're talking paying customers at that point.

[A]

Besties. There are a couple reasons why your first financial account is often your financial account for life.

[B]

First is the window of loyalty. You simply become loyal to the products you use as a kid.

[A]

And second is the Hotel California strategy. Financial firms make it really hard to switch financial firms.

[B]

Oh, you can check out anytime you.

[A]

Like, but you can never leave yetis. This is the biggest lobbying effort of a generation.

[B]

What financial institution will get the golden ticket of the Trump baby accounts and.

[A]

Become the bank of Genoff?

Jack, could you whip up the takeaways for us for the real Friday?

[B]

Kalshee announced licensing deals this week to both CNN and cnbc because prediction markets.

[A]

Are a two headed profit puppy. And they're growing right now, like AI.

[B]

For our second story, Chanel did a Runway show on the New York City. So other industries should choose creative locations for their launches too, because the star.

[A]

Of the show can actually be the stage, make the background the foreground.

[B]

And our third and final story, robinhood, Charles Schwab, JP Morgan, they're all lobbying to get the 40 million Trump baby brokerage accounts.

[A]

It's the new golden ticket. A generational opportunity to bank Gen Alpha.

[B]

But besties, this pod's not over yet. Here's what else you need to know today.

[A]

First, MrBeast is launching a phone service, Beast Mobile. He just announced it at the New York Times DealBook Summit.

[B]

Mr. Beast's business is now worth $5 billion. And his next revenue stream will be ATT for teens.

[A]

By the way, wireless networks are like the surprise hot new celebrity business, right, Jack?

[B]

Ryan Reynolds, the smartless podcast, President Trump, and now Mr. Beast. They're all competing with Verizon, which is.

[A]

Why Jack and I are pleased to announce. Actually, no, we're not going to announce it.

[B]

For our second story, it's a wild situation in Menlo Park. Mark Zuckerberg is deleting the meta from Meta.

[A]

Get this, Zucky. Zuck is considering deep budget cuts of the Metaverse team by as much as 30%.

[B]

To recap here, they changed the name of Facebook to Meta to focus on the Metaverse, but now they want less. Metaverse.

[A]

Yeah, it's kind of Meta investors. They love the idea, though. And they boosted meta stock 4%.

[B]

First he dropped the the, Then he dropped the Facebook. Now he's dropping the Meta.

[A]

Jack, I heard Zuck's gonna change the name of the company to TikTok. It's just a rumor.

[B]

It's just a rumor.

[A]

And final. Hershey just announced their newest product, Dubai Chocolate.

[B]

Just one problem. They're a year too late.

[A]

Jack and I did a story a year ago on Dubai Chocolate when Shake Shack launched their own version of the popular flavor.

[B]

Because the pistachio flavored chocolate went viral in late 2024. It's late 2025 now.

[A]

We're not critiquing you, Hershey.

[B]

We're just.

[A]

We're welcoming you to the party. Welcome to the party. Now time for the best fact yet. And for this one. Jack and I just want to thank you. Thank you for sharing your incredible Spotify raps about this podcast.

[B]

For 18,200 of you, we were your number one podcast of 2025.

[A]

We could fill Madison Square Garden with Just the number one show listeners of.

[B]

You and all of you listened to us for 878,000 hours on Spotify, which.

[A]

Is equal to 100 years of T Boy episodes.

[B]

Exactly 100 years. Exactly 100 years of this pod was listened to on Spotify.

[A]

Oh, and also we just hit 320,000 followers on Spotify.

[B]

That's the population of Pittsburgh. And these numbers were just on Spotify.

[A]

Which is not even our top listening platform, which is actually Apple.

[B]

So thank you. We are blown away and we're extremely grateful.

[A]

We've gotten so many DMs and so many tags. We are trying to get to all of them.

[B]

It's been friggin awesome. I know a lot of people are annoyed by Spotify Rap Day. It's best day of the year for us.

[A]

We loved his podcast host. So, so hyh tvoi. Thank you so much. Oh, and before you go, remember to grab your T Boy Live tour tickets.

[B]

It'll be the best show yet. Four cities are available right now to purchase.

[A]

Celebrate the wins.

And before we go, congratulations to yeti's Beth, Bethany, Renee, Robbie, Julie, Craig, Richard, Charles and manuel in Memphis, Tennessee who are running on the St. Jude Marathon this weekend. You got this guys.

[B]

And good luck to Vash V. Patel in Clemson, South Carolina who's finishing finals this week.

[A]

And a happy birthday to the cutest kiddo in lovely Los Angeles, Nate muhney. Congrats on 2 years old. And to the parents, a double congrats.

[B]

Happy birthday to Ivan Laura who's turning 40 in Washington D.C. and Addison Collos.

[A]

In Owensboro, Kentucky, dancing to the intro. We love having you with us, Addison. Happy birthday.

[B]

Happy birthday to Nancy Chong and Sugar Lantern, Texas.

[A]

And Everett Hyneman is turning one year old down in Redwood City, the bestie since in utero.

[B]

And congratulations to Elijah Jerome in Canton, Georgia who just had his bar mitzvah.

[A]

And a shout out to Tia and her three boys who listen all the time. Jack, I just ran into her in San Francisco and she showed me we were her top podcast right there.

[B]

And finally, a big shout out to Teddy, my younger brother from Brattleboro, Vermont whose Spotify rap says he's 86 years old based on his latest listening preferences.

[A]

Hey Daddy, I know Jack's making fun of you, but you can listen to Mozart with me any day, man.

[B]

This is Jack. Nick and I both own stock of Apple, Spotify and Robinhood. If you like the best one yet, you can listen ad free right now by joining Wondery and the Wondery app or on Apple Podcasts.

[A]

Prime members can listen ad free on Amazon Music. And before you go, tell us a.

[B]

Little bit about yourself by filling out a short [e-mail] survey.

[A]

We want to get to know you.