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Nick
Yetis, Nick and Jack here from the T Boy Studio. Before our year in review episode, we've.
Jack
Only been on sale for our live show for less than two weeks. That's it. And the Yetis have already snapped up over half of the tickets.
Nick
54% of the tickets sold.
Jack
Austin is pretty much sold out.
Nick
New York, now or never. Grab those tickets, baby.
Jack
So this would be a great holiday gift for somebody. We got links in the episode description to our first four cities of the IPO tour, our in person offering.
Nick
So besties in 2026. We can't wait to see you live. Grab your tickets, Jack. Let's hit the show. All right, Jack, here we go. Three, two.
Jack
This is Nick. This is Jack.
Nick
Welcome back. It is Monday, December 22, and today's year in review episode is the best one yet. It's a T, boy.
Jack
The top three pop business news stories you need to know today.
Nick
Yetis, let's be real. The three biggest forces in business this year. Trump, AI and affordability.
Jack
For more on that, look at every single newsletter, podcast and social media post from every single day of this entire year.
Nick
Breaking news, Trump and Sam Altman dominate the inflation headlines.
Jack
We're not going to cover Trump's takeover of the term sheet, AI's takeover of the markets or the K shaped economy.
Nick
No besties. Instead, Jack and I found the three biggest pop biz themes of 2025.
Jack
The ones that made business news your business this year.
Nick
So Jack, the three stories for today's show. What do we got on the tea boy?
Jack
For our first story, the consumer trend of the year was protein maxing.
Nick
Protein maxing. But Jack and I noticed that in this economy everything is maxing.
Jack
For our second 2025 is the year that robots got promoted.
Nick
From Waymo highway cars to Amazon warehouse bots to the human sized robots that are doing your laundry. Robots got promoted.
Jack
And our third and final story, the final theme of the year is Kale collared workers.
Nick
Kale collared workers. We all practice duponomics and learn to thrive in the thrift economy.
Jack
But Yetis, before we hit that wonderful.
Nick
Mix, I mean, what a mix to end the year on. Love the mix. Jack.
Jack
You can't remember everything that happened this year?
Nick
No, I can't. Jack, what do you think?
Jack
Let's whip up the entire business year in 62nd.
Nick
I like what you're thinking. And let's start now.
Jack
Stocks hit all time highs, an all.
Nick
Time high number of times.
Jack
You survived the great Matcha shortage, but.
Nick
Your AMX fee hit 895 bucks.
Jack
Chipotle became a Louis Vuitton luxury, and.
Nick
Coldplay became a kiss cam.
Jack
We saw the Sydney Sweeney stock surge.
Nick
While electric cars got unplugged.
Jack
Bitcoin had momentum, hitting 125k.
Nick
But then Bitcoin had momentum and fell 30%.
Jack
OpenAI started the year looking green, but.
Nick
Ended the year with a code red.
Jack
We had Harvard major grade inflation.
Nick
And your email had exclamation inflation.
Jack
Mini soap operas became a big business while Warner Bros.
Nick
Became someone's little brothers.
Jack
We got the rise of mugs.
Nick
Uggs for men and ath Skeezerware ski gear for women.
Jack
Warren Buffett announced his retirement, Jeff Bezos announced his UN retirement.
Nick
And Tom Brady cloned his dog.
Jack
This year, we brought back the dire wolf from extinction.
Nick
Yeah, but the penny became extinct.
Jack
This year we got tariffs from Wakanda to Westeros.
Nick
And Elon's favorite child, SpaceX, announced plans to IP to the moon.
Jack
Plus, this year, this pod had two IBOs. We did initial baby offerings.
Nick
We both had kids. Jack had a son named Oakley. I had a daughter named Selena. But Jack, in all this business craziness this year, there was only one certainty. You know what it was?
Jack
Cha Ching button.
Nick
No, Jack. It's that Nothing beat a Jet2 Holiday.
Jack
Darling, hold my hand.
Nick
Let's hit our three themes of the year. Jack.
Liz
Fifteen years before this song, two boys from the northeast met in the dorm. They had an idea to cause a cultural storm. But the best is the norm. Jack. Nick, that's it. I don't even think they need to practice.
Jack
50%.
Liz
That's a fat tip. T boy city on your at.
Jack
Liz.
Liz
If you know, you know. Cause we read to go. We can't wait no more. So just start the show. Start the show.
Jack
Start the show.
Nick
First, a quick word from our sponsor.
Jack
Now a quick break, switching topics to one of our favorite sponsors, Vital Proteins Yeties.
Nick
One of the three T boy team goals next year is to grow huge on YouTube.
Jack
YouTube means video. Video means people looking at us. That means we gotta look good, Nick.
Nick
Look at this skin glowing.
Jack
Jack.
Nick
Look at that hair shining over there. It's thanks to vital proteins, which we add to our morning drinks every day.
Jack
For healthy hair, skin, nails, bones and joint health. If you're watching right now, check out these dimples. It's vital proteins.
Nick
So go to Vital Prote to learn more and where to buy.
Jack
Get 20% off your next order by entering promo code T boy at checkout. This show is brought to you by BetterHelp.
Nick
You know Yeti's in my family, we go around the table and we vent about which stock we all wish we'd bought last year.
Jack
Nick and my family, we play flag football and the losing team has to wear a suit to dinner. Okay.
Nick
One more tradition we have over the holidays, Jack, a therapy session. I do the week between Christmas and New Year's.
Jack
The holidays can be great or they can be stressful. Yeah, you're looking forward to next year. Again, that can be great. Or they can cause anxiety.
Nick
So incorporating therapy into the holidays can make them a lot more joyful.
Jack
BetterHelp is a network of 30,000 therapists, the world's largest online therapy platform.
Nick
And those therapists have an average rating of 4.9 out of 5 with 1.7 million reviews.
Jack
Tell your therapist what you're anxious about heading into these holidays. Getting it out there will be a huge weight lifted off your shoulders.
Nick
So if you start therapy this holiday, you can support the show by starting it with better help and using the code below.
Jack
This December, start a new tradition by taking care of you.
Nick
Our listeners get 10% off@betterhelp.com that's better.
Jack
H E L p.com tboy for our.
Nick
First pop biz theme of 2025, it's a consumer trend protein maxing businesses sprinkled protein on anything.
Jack
But we noticed that maxing actually applies to everything this year.
Nick
If you didn't eat a dozen grams of protein two times a dozen days daily, then your muscles might spontaneously liquefy.
Jack
Yeah, I just saw Jim Bro say that on TikTok, so it must be tr.
Nick
And no company captured that protein max and trend more than David Barr.
Jack
David Barr, the protein bar startup hit a $750 million valuation this year, less than two years after it launched besties.
Nick
In the age of ozempic and fitness. This gold plated protein bar, David, will give you more abs than a renaissance sculpture.
Jack
David Barr is so into protein, they started selling individually wrapped cod fish filets just to prove their devotion to the cause.
Nick
Yeah, post Pilates, you whip up a David Barr protein fish.
Jack
But we also the Kardashian clan involved. Khloe cloud protein popcorn.
Nick
That's right. And Jack Costco started selling 12 packs of canned protein water too.
Jack
And Starbucks said the word protein 19 times in their earnings call.
Nick
Starbucks Broistas Real trying to make foam protein cream a thing.
Jack
But zooming out, it wasn't just protein that got maxed in 2025.
Nick
Now, Jack and I noticed that the term maxing actually captures the entire 2025 macro situation.
Jack
Early in the year we had office maxing, bankers and tech workers were at their desk around the clock, working on weekends, trying to get to the next.
Nick
Fundraise996 and you had valuation maxing. SpaceX and OpenAI became the most valuable private companies in the history of business.
Jack
And crucially, this whole maxing trend actually started at the top in the White House with the trade war.
Nick
You see besties, Trump's Liberation Day. Tariffs eventually hit 145% for China. What would you call that, Jack?
Jack
Financial maxing?
Nick
Yeah, policy maxing.
Jack
I like it. Everyone got tariffs. Even a remote uninhabited island with just penguins on it got tariffs.
Nick
We're talking maximalist trade policies, maximalist communication strategies, maximalist starting points with every negotiation.
Jack
That strategy trickled down to the whole economy this year.
Nick
And yetis that tariff maxing actually brought in maximum tariff revenue as well.
Jack
And we're apparently about to see maximum tax returns too.
Nick
So Jack, let me go minimalist on this and add up all the maximalists we got here. So we started the year with protein maxing codfish.
Jack
We continued the year with trade war maxing penguins.
Nick
And we're ending the year with everything maxing. Our takeaway.
Jack
Hey, don't you want to point out the conflict of interest? Your son's name is Max.
Nick
Yeah, I was going to say that for the disclosures at the end of the pod. Jack. Jack, what's the takeaway for our buddies who are Max in everything? In this economy, the result of everything.
Jack
Maxing is the casino economy.
Nick
Yetis the most maxed industry we saw this year. Gambling.
Jack
Ten years ago, gambling was legal in just Vegas. Then sports betting became legal in half the states. But today prediction markets are legal everywhere.
Nick
Kalshi and Polymarket, the top two prediction startups, each passed $10 billion valuations this year.
Jack
And Robinhood stock hit an all time high this year. After launching prediction markets in their app.
Nick
Earnings calls, they now have prediction markets on whether a CEO will mention specific words.
Jack
When Michigan's head football coach got fired immediately a prediction market got created about who would replace him.
Nick
We even saw multiple pro athletes get in trouble for insider trading sports style.
Jack
In 2025, investing, betting and predicting all got mixed up together to the max.
Nick
So the result betsies was the casino economy and we'll see how it plays out next year. For our second pop business theme of 2025, robots got promoted.
Jack
Robo taxis, robo factories and humanoid robots went from thing of the future to think of right now.
Nick
Now Jack, if we're going to tell this story you want to sprinkle on a little bit of personal context for us over there?
Jack
So I went to business and public policy school in 2016. Yeah. And one of the reasons I chose Michigan is because I was pumped about self driving cars.
Nick
Yeah, this sounds like a good LinkedIn post. Why don't you continue, Jack?
Jack
Ann Arbor. It was right in Detroit's backyard. It seemed then that our autonomous robo taxi future was right around the corner. Exciting times.
Nick
But besties. Just like every Uber and Lyft ride that you hail, the industry's ETA for self driving was way off. Yeah, the estimate was way off on.
Jack
That by about nine years.
Nick
Yeah, well, nine years after Jack first arrived at the University of Michigan in 2025, self driving cars finally went mainstream.
Jack
Waymo is in five US cities, with 20 more cities announced for next year.
Nick
Tesla is in two cities with robo taxis. And Zoox also in two cities right now.
Jack
And according to Google, their waymos are way more safer, aren't they, Nick?
Nick
Yeah, it turns out waymos are involved in 90% fewer accidents than human driven cars. We just got the data last month.
Jack
Now, Nick and I have a legendary prediction about self driving that is in next week's CNN interview, which is publishing on Christmas Eve, by the way, on cnn.
Nick
Okay, but Jack.
Jack
And it comes to our pod next week.
Nick
Okay, but Jack. In the meantime, kind of ironic that the most recent robot story that we did was the bankruptcy of iRobot.
Jack
I know it's a booming industry, but the OG Robot company went bank.
Nick
Yeah, so rip to the Roomba. But besties for every other business. Robots are booming right now, especially the Blue Collarbots.
Jack
In October, Nick and I covered the bombshell report in the New York Times about Amazon's master plan.
Nick
Amazon going all in on robotics.
Jack
Now, Amazon already has 1 million robots rolling around their warehouses and dishing packages in their distribution network.
Nick
Okay, Jack, but Amazon is reportedly planning to replace 600,000 human warehouse workers by 2033 with robots.
Jack
That's the New York Times scoop. That was pretty freaky sounding.
Nick
But it ain't just Amazon, Jack. Remember Tesla's drive in diner in lovely Los Angeles we covered over the summer?
Jack
It's got a kitchen operated by humanoid robots that are serving French fries and burgers.
Nick
And Jack, why Has Palantir stock 10x'd in the last two years?
Jack
In part because of robotics.
Nick
Palantir's tech helps defense companies replace human operated fighter jets and submarines with autonomous ones.
Jack
So there are enterprise robots, there are B2B bots. Every day we hustle in bots doing.
Nick
The work for corporations or government agencies. They're all doing that already.
Jack
But Nick, what about robots we can use you talking butler robots.
Nick
Jack here. I gotcha. Jack, what's the takeaway for our buddies over in the robot economy?
Jack
Home robots still can't pass the laundry test.
Nick
Yetis, Jack and I actually covered two non Tesla humanoid robot companies just this year. Figure AI and 1X Technologies.
Jack
But it's funny, those two companies plus Tesla, they all make humanoid robots that look exactly the same. They look just like the robots from the movie I Robot. Yeah, but with blank faces instead of like a face that's looking at you.
Nick
We see Will Smith. Well, each of these companies promises to do work around the house with the robots that we don't want to do the dishes, the cleaning, the laundry.
Jack
And if they could, Nick, that'd be a huge quality of life booster for people who can afford one. Yeah, but unfortunately, they can't.
Nick
Yeah, Homebots could unlock precious hours of the day for all of us who are time poor.
Jack
The hours you spend cleaning those dishes and drying those dryer racks could be spent playing with your kids, learning a new instrument, launching a new side hustle.
Nick
Jack prefers the sacks. But besties? We're just not there yet. From our research this year, home robots just don't have the dexterity to pass the laundry test quite yet.
Jack
That's a theme we'll have to save for 20, 26 or beyond.
Nick
Now, a quick word from our sponsor.
Jack
For the holidays, I'm hosting people every single weekend, and I don't know any of them.
Nick
What is wrong with you, Nick?
Jack
They're actually paid customers. I'm hosting them at my chalet using Airbnb. I actually have two bookings lined up while I'm away, bringing in really good money for the holidays.
Nick
Oh, okay, I got it. Yeti Jack's been an Airbnb host for the last couple years. He's got a better rating than Santa.
Jack
I'll be at home for Christmas under the Christmas tree. But the day after, I'm heading south to visit the family. And while I'm gone, I'm hosting guests on Airbnb.
Nick
And with the revenue generated on Airbnb, Jack, you're probably booking massages for you and Alex.
Jack
It's an entire little side business. I have an income statement, Nick. It offsets my cost of travel and ensures I'm getting the most of the assets I own.
Nick
It's a write off.
Jack
All of my guests have been super respectful. Not only do I have a Five star rating. I have given my guests five stars too.
Nick
So besties, treat yourself with the trip and treat someone else with a stay.
Jack
Your home might be worth more than you think. Find out how much@airbnb.com host monarch.
Nick
Yeah, it is. I just dropped 1800 bucks on plane tickets and then another $500 on a car service to get from the airport to the city. Man.
Jack
Yeah. One thing they don't tell you when you become parents, you can't use Uber and Lyft anymore. You gotta bring your own car seats.
Nick
Jack, there's a reason they call Christmas debt miss. Or at least your teacher did growing up. But yetis, Jack and I use Monarch to not lose track of our money.
Jack
Monarch is an incredible all in one dashboard that calculates your net worth, your spending and budgets instantly.
Nick
I actually have all my bank accounts, brokerage accounts, credit cards, even the value of home linked in Monarch. So I have a clear picture of it all.
Jack
If you have a 401k, a crypto account brokerage account, Monarch gives you a clear picture of all three on one screen in a way nobody else can.
Nick
Jack and I are taking time off for the holidays and we're going to set aside an hour to review our finances with a budget brunch. And we're doing it on Monarch.
Jack
Don't let financial opportunities slip through the cracks.
Nick
Use code tboy@monarch.com in your browser for half off your first year.
Jack
That's 50% off your first year@monarch.com with code tboy.
Nick
For our third and final pop biz theme of the year. It's slop bowls and kale collar workers.
Jack
What did career anxious and budget pinched the lineals do this year? We traded down so that we could live it up.
Nick
Yetis full disclosure. This is Nick, that is Jack and we both own shares of Chipotle.
Jack
We're long term investors. Actually we are. We loved the build your own bull innovation of fast casual.
Nick
So basically we put our money where our mouth is on that one. Oh yeah, yeah, yeah. Totally.
Jack
Now we later interviewed the co founder of Sweetgreen and I, Jack used to own stock of Kava for at least a while this year.
Nick
Big hummus craving. But those three fast casual chains have all stopped growing. In fact, they started shrinking in 2025.
Jack
Stocks in Chipotle, Kava and Sweetgreen fell by 37, 50 and 78% this year. Like broiled broccoli, like spinach in a saute pan, it all just shrank.
Nick
And why did this happen? Well, not because they're slop balls, which Jack and I consider to be a derogatory term, by the way.
Jack
I don' that term. I don't agree with that term. I'm still a fan of eating fast casual.
Nick
Jack's actually offended by that term. The reason is because these bowls are expensive and anxious White collar workers don't need to pay 18 bucks for your daily lunch.
Jack
That's why we call the customers of these fast casual restaurants kale collar workers.
Nick
And fascinatingly, according to our T boy data, many of you are in fact kale collar workers.
Jack
Kale collar workers, you're 20 to 40 somethings, living in cities, working in office buildings at your computer most of the day.
Nick
You order an efficient salad, most days for lunch. You might even have named your daughter Kale, perhaps.
Jack
Or you will now. Unfortunately, if you're a kale caller worker, you're also anxious about the future and your job because of AI.
Nick
That's right, you're afraid your company has taken corporate Ozempic and is about to trim the headcount by 10%.
Jack
Plus. Your taxes, your rent, your babysitter prices. They're all higher than ever.
Nick
There's a reason affordability is now a section on every politician's campaign website.
Jack
And for the same reason reason you're probably finding lower priced choices for various things in your life Right now.
Nick
We're talking micro changes. Like cutting some streaming subscriptions or bumming your buddy's Netflix password again.
Jack
Or driving to the local ski resort instead of flying to Colorado like you used to.
Nick
Or buying a used car instead of.
Jack
A new car and brown bagging leftovers to work instead of buying chipotle, sweetgreen or cava balls.
Nick
Besties. Add it all up in zillennials in this knowledge economy, AKA the kale collar workers are trading down on everything.
Jack
Makes a lot of sense. Nick and I are doing it too.
Nick
But we're trading up on other things. So Jack, what's the takeaway for our buddies listening to this pod?
Jack
It wasn't just lunch choices. Kale caller workers turned to the thrift economy.
Nick
Yetis in this economy, prices are still way up, even if inflation has remained calm.
Jack
We've adapted to the inflation era by looking at what we have and asking what do we really need?
Nick
Like buying and selling clothes on Thredup, whose secondhand clothing stock is up 500% this year.
Jack
And we've also done it by embracing dupes more often. Lower priced versions of high end things have totally gone mainstream.
Nick
Plus, Jack, you got the white label phenomenon Trader Joe's Kirkland branded products, they are the rage because they're lower priced.
Jack
And TJ Maxx, yeah, its stock's at an all time high again. It's now worth seven times more than Lululemon.
Nick
Vast ease. In 2025, Americans fully embraced duponomics and the thrift economy. Jack, could you whip up the takeaways for us for the end of 2025?
Jack
Protein maxing was a trend that became everything maxing across the whole economy.
Nick
And the result of everything maxing, it's the casino economy.
Jack
For our second story, robots got promoted in 2025. This was the year robo taxis and business robotics finally arrived.
Nick
But home robots still can't pass the laundry test.
Jack
And our third and final story. Slop bowls got spiked in the stock market because kale collar workers are feeling the squeeze.
Nick
The winners of this trend, it's the dupes and the Thriftonomics. Now time for the best fact yet. This one whipped up by Jack and me. And it's the term of the year. What is it, Jack?
Jack
We're not Webster's Dictionary. We're not Merriam or Oxford either. And we're definitely not Dictionary.com, but flooding the zone is what 2025 was all about.
Nick
Yeah, flooding the Zone was the term of the year again.
Jack
This one started in the White House, but trickled down to Silicon Valley and the rest of business.
Nick
Remember, Sam Altman flooded the Zone with a whole bunch of product launches this year.
Jack
And each of those new products flooded the Zone with AI slop.
Nick
AI music flooded Spotify with a bunch of AI country music.
Jack
And one audio startup flooded the zone with 5,000 AI podcasts per week.
Nick
Now, Jack, we should also point out some positive context here.
Jack
I don't feel like I'm drowning in slop quite yet. My music, the things I watch on tv, my feeds, it's all human made from what I can tell.
Nick
But technically, the floodgates for sloppification are open now.
Jack
And we promise this pod will be slop free in 2026 and 27. Yeah. And beyond.
Nick
No slopping on the pod.
Jack
Yetis.
Nick
You have looked fantastic this year, Jack. I know you just got a haircut. You were glowing over there too, man.
Jack
I don't know, dude. I was not too happy with this haircut.
Nick
I know you don't like this one.
Jack
But don't look at me on YouTube.
Nick
But, besties, we love being with you all year. And we would also love if you could hyh tboy over the holidays while.
Jack
You'Re with your family. The way we grow is when you tell your friends. And so if you got a buddy looking for a new podcast, morning routine, New Year's resolution kind of thing, this show should be sent to them.
Nick
Nothing pairs better with a bowl of morning oatmeal than the best one yet.
Jack
So Yetis, Merry Christmas, Happy Holidays. Anything else I'm missing, Nick and good.
Nick
Luck with that Jet two Holiday Jack and I will see you in the new year. And before we go, a Happy birthday to Yeti Daisy Gonzalez down in lovely Jefferson, Georgia.
Jack
And happy birthday to Elle Sheffrin who's turning 21 in Boca Raton, Florida.
Nick
Have a blast. And roee d' all down in Louisiana is celebrating the best birthday yet.
Jack
Happy 12th birthday to Dario in beautiful Dearborn, Michigan.
Nick
And Samantha Arteaga is turning 34 years old and ever Washington. Happy birthday Samantha.
Jack
Happy birthday to Nick Copperud who's turning 29 in Chicago.
Nick
And Atlas Samuel. Happy third birthday partying down in Miami.
Jack
T Boy City on your Atlas.
Nick
Welcome to Miami.
Jack
And a big shout out to our buddy Vinny Sabatino in Naples, Florida who just finished his eighth race. From half marathons to Spartans, I think.
Nick
That'S like four marathons, Jack. And Yuli Ruiz just graduated from FIU with a full time offer from ubs. Congrats, Yuli.
Jack
Great math on that marathon calculation, by the way.
Nick
And Monty Den, happy 60th birthday over in Highlands Ranch, Colorado. Make it a T boy.
Jack
And a happy New Year birthday to Ubishake in Boston, Massachusetts.
Nick
Just as that Boston. And if you want to get a shout out on this pod in the new year, just tap the link in our episode description and we'll get you on the show.
Jack
Celebrate the wins. This is Jack. I own stock of Netflix, Nick owns stock of Lululemon and we both own stock of Chipotle and Robinhood as well as some Bitcoin.
Nick
Bitcoin then ban.
Jack
If you like the best one yet. You can listen ad free right now by joining Wondery plus and the Wondery app or on Apple Podcasts.
Nick
Prime members can listen ad free on Amazon Music.
Jack
And before you go, tell us a little bit about yourself by filling out a short survey@wondery.com survey.
Nick
We want to get to know you.
Podcast: The Best One Yet
Hosts: Nick Martell & Jack Crivici-Kramer
Date: December 22, 2025
Episode Theme: A brisk, humorous, and insight-rich recap of the three biggest consumer and business trends of 2025, with their signature blend of pop-culture references and playful banter.
Nick and Jack deliver a fast-paced, punchy "pop biz" year in review—skipping the obvious Trump, AI, and affordability headlines to highlight three unique 2025 trends: maxxing (across everything, not just protein), the robot workforce shift, and the rise (and squeeze) of kale-collar workers. Through quick-witted analysis, they connect the dots between gold-plated protein bars, humanoid laundry bots, and the thrift-driven survival instincts of young urban professionals.
“In this economy, the result of everything maxing is the casino economy.”
— Jack [08:37]
“Waymos are involved in 90% fewer accidents than human-driven cars. We just got the data last month.”
— Nick [10:42]
"Homebots could unlock precious hours of the day for all of us who are time poor."
— Nick [13:06]
“White collar workers don’t need to pay 18 bucks for your daily lunch.”
— Nick [16:45]
"Flooding the Zone was the term of the year… the floodgates for sloppification are open now."
— Nick [19:54, 20:27]
If you want a smart, funny, and lightning-paced take on 2025’s big business and consumer shifts—plus some fun predictions for next year—this episode’s a must-listen.