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Hey, if you want to become a millionaire before 40 years old, skip the fluff. Here are 40 hard earned real life lessons that actually move the needle for me. And I've helped thousands of others do the same. Now why 40? Because I just turned 40. Oh, I'm so old. So this is sort of like a reflection video on the things that actually helped me become a millionaire before this. So some of you already are going to know this stuff, some of this great. Now ask yourself though, how can I do them better or more consistently? And some of these things are probably going to just punch you in the gut and you're going to be like, I never thought of that and hopefully it'll change your life. Now if you find these tips helpful, the best way you can repay me is to just hit that like button little one below. The video helps my ego, helps us reach more people and subscribe if you like content on building wealth without losing your soul in the process. Now, my name is Brandon Turner and Here are the 40 tips for becoming a millionaire for those under 40. Number one, set a vision that scares you. Now what I mean by that is when you look at the future, if you don't know where you're going, how are you going to reverse engineer a way to get there? And so what exactly does that look like? And if it scares you, that's, that's the point. It'd be like, I don't know how I'm going to get there, but I would want that. So it scares me not knowing how to get there. Now early on, when I was like 20, I read a book on rental property investing. That's what I do today. I do a lot of real estate. I read this book on rental properties and I saw a vision, a way to like reverse engineer how to get there. So from like, hey, if you started here and you bought this in year one and this in year four and this is year five and you sold them and you bought this, you can have a million dollars by, you know, in 10 years. Blew my mind. And so I said, that's what I'm going to do. I'm going to build, I'm going to become a millionaire by 30. That's what I said, millionaire by 30. I had no idea how I was going to get there, but I said I was going to get there. That was my vision that scared me. And guess what? I pulled it off. I remember at 30 years old, I was doing a financial, you know, audit thing on myself for a loan, an application. I guess they call that And I looked down and there was a number hit over a million dollars, because I had that vision. So do you have a vision of where you're going and how. Not necessarily how you're going to get there, but a vision of where you're going and then will you start working to reverse engineer that to get there? Number two, and this might be a silly one, but marry the right person. Honestly, if you marry somebody who is constantly telling you we can't do that, no, you, you're dumb, you're not gonna be able to make that money. They're not the right person. Now if you're already married to them. You know, you have to suck it up and figure out a way around it. But if you have the choice of marrying somebody who's going to grow in the same direction as you do, that other thing about marrying somebody, it's like the ultimate wealth hack, because all of a sudden you can make twice as much money but have the same expenses. You know, you had rent before, you have rent now. And so when you, you have, you know, maybe you have an extra car payment. But the idea is if you have a spouse that what we call a cash flow negative spouse, or constantly spending all your money all the time, they will not listen to reason when it comes to saving and budgeting and all that, you're going to struggle your entire life. And so having a spouse that's on board and you're rolling in the same direction could not, could not pick a better tip for that one. And I was super lucky with that. I found an amazing woman, Heather. She's awesome. And yeah, we, you know, we. She didn't come with the idea of real estate and wealth and making money like we were both completely fresh and new. But she was adaptable. She listened to me. She, she read Rich Dad, Poor dad when I asked her to read it. I had to read Twilight to get her to do it. But she read Rich Dad, Poor dad and she's like, oh, I get it. And so, you know, we, again, we didn't start with the right mindset, but we grew together in that way. Tip number three, buy assets, not liabilities. I just mentioned Rich Dad, Poor Dad a minute ago. That's the book that's changed millions of people's lives because it teaches you that point, if you want to get rich, buy assets. Assets are things that put money in your pocket that go up over time, that help you financially. Liabilities are things that hurt you. So a car payment, buying that brand new truck with an $80,000 truck with your thousand dollar a month mortgage payment or you know, loan payment on it. That's a liability. It hurts you consistently. Now if you buy a rental property that makes you $300 a month in cash flow every single month. 300 bucks. 300$300. That's an asset. The more assets you can buy. Great. That's how you build wealth. That's why I like real estate so much. You don't have to choose real estate, but I love real estate because you buy one property and then that thing over time just goes up in value. I mean, not every year it goes up and down like this, but it goes up and down at an angle. And so like over time, real estate's worth more 20 years from now than it is today. More 10 years now than today. There's never been a period of American history where ten years later it wasn't worth more than what it was before. We've never had 10 years time period where property values have gone down. So that's why we buy assets and we just minimize liabilities. The liabilities will keep you poor forever. Next one. Think in decades, act in days. Now what does that mean? Well, we talked about having the vision earlier, but you've got to take that vision and then boil it down to something you can do daily. And so I actually have a whole framework on this I'm not going to get into on this video. I've got other videos you can follow me for that where I talk about how to do that. But essentially what we're doing is we're saying, hey, if my goal is to have a million dollar net worth by the time I'm 40, okay, what do I got to do this year? What do I do this quarter? What are I going to do this week? What are I going to do today? And if you line all that together, we call it the goal alignment method. That if you do that process of a goal alignment method every day, be doing something that gets you one step closer toward that goal of the million dollars by 40 or whatever your goal happens to be. I think of it like, you know, you can in a game of American football. You see down the field you're 99 yards from your end zone, right? You're 99 yards from scoring a touchdown. And you can stare at that end zone all day long. But that's not what's going to get you to touc Hail mary, shot the 99 yard pass. Never act. I mean, almost never works. It gets a lot of press, gets a lot of news coverage. When it does work, but it's super rare what actually wins football games. Just driving the ball down the field. Little pass, little run, little pass, little run, little pass, little run, 2 yards, 1 yard, 3 yards, 5 yards. And every once in a while you get a 20 yard run and everyone's accelerating. But that's not what wins games. So we're going to think in terms of decades, where are we headed long term? And then we're going to align it all the way down to what we're doing today. Next tip. This one's a little bit specific for real estate, but I think it applies to every person. Doesn't matter if you're going to be a real estate investor or not. There's a concept that I put a word to years ago. People have done this for thousands of years, but I put a word to it and it kind of took off. And now everyone talks about this. It's called house hacking. House hacking. The idea is you buy a property, live in one unit and rent the other units out. Now that works in a house where you live in one bedroom and rent the other bedrooms out. I did that my first house, bought a four bedroom house. I lived in one unit, rented the other ones out. The reason this is so, oh, by the way, it also works with duplexes, triplexes and fourplexes. And so you can live in one unit or one bedroom. The reason this is so powerful is one you can get in for very low money down like 3 1/2% down an FHA loan. But also then it turns a liability, which a house is kind of a liability, right? If you own a house and you have to pay 1000 or 2000 or $5000 a month, or you have rent and you're paying 2000, 3000, 4000, 5000amonth in rent, those are liabilities. It takes money from you, but you can turn your house, a liability, into an asset. By house hack, it frees up your income. The biggest expense you have in your life is most likely your rent or mortgage. That's where most of your money goes. And so when you can house hack, it eliminates that. Now you can use that money to jump either A dump into investments or B not have to work as much. You can dump all your time into an asset like a business you're building or real estate. Tip number six, avoid lifestyle creep. Most people, when they're trying to build wealth, they start making more and more money from their job, but then they end up spending more and more money. Right? When I got first like, you know, got started in life, my wife and I, we would go stay at like a Super 8 motel. Anybody stayed a Super 8 motel, you know, like the weird little pools. And I mean, they're nice hotels or whatever, but they're like, they're 80 bucks a night, right? And then we, we started making some money. So we started staying at like a Hilton, you know, maybe Garden Inn. Not a full Hilton. We're not that, we're not that rich yet. And then we eventually got into the real Hiltons and then maybe a nice Marriott and then, then maybe later, you know, a little bit better resort and then a Four Seasons, right? So we just kept. As we made more money, we just kept elevating our lifestyle. I used to drive a 1989 Toyota Camry. Today I drive a brand new Tesla. Two of them. That's called lifestyle creep. I'm guilty of it as well. And so the key, though, is to minimize lifestyle creep as much as you possibly can until you're rich enough to afford those things. In fact, I wanted a Tesla for years. I refused to buy it until I bought a rental property that made enough cash flow, like profit every month to pay the payment on the Tesla. And that's when I bought it. So I refused at that, with that thing to elevate my lifestyle. In fact, I lived in cheap houses for a long time until I was a millionaire. I lived in cheap little tiny houses that weren't my dream house. It wasn't until after a millionaire that I really ramped up my lifestyle because I could afford it with the income that came in from my assets. Tip number seven, related to what I just said, but I'll say it quickly, is build wealth before you show wealth. Most people do that backwards. They buy the thing they can't really afford on payments so they can look wealthy. The watch, the truck, the car, the whatever the thing is, the cool condo. And they can't really afford that, and so they're always struggling. So build wealth before you show wealth. All right, tip number eight, hire a virtual assistant early. You know the buddy of mine, Dan Martell, Many of you guys probably follow him here on YouTube. Dan Martell talks about buying back your time. He's got a great book called buy back your time. And one of the best ways to do that is to outsource a lot of the little $2 an hour tasks that you shouldn't be doing, like checking your email, posting your social media, pulling a list of properties that you want to go send mail to. Like, things that like you could do, but they're not really the highest and best use of your time. If you can find a virtual assistant, you can get them for under $10 an hour. Doesn't be full time. Have them start doing more and more. The little stuff like, oh, your car tabs need to be renewed. You can go spend 30 minutes on the Internet trying to figure out how to renew your car tabs, or you can just send one 10 second text and a picture to your virtual assistant and they're going to go renewed car tabs. So outsource things like personal stuff and business stuff that are just low dollar per hour tasks and get that done early. Like right now. Like if every single person should have a virtual assistant right now. And of course AI is making that even more easy with, with AI agents, but we're not quite there yet. I still think a virtual assistant is helpful for the next couple of years until AI is good enough to take over all that. Tip number nine. Avoid the good life trap or the good enough life trap. So what this means is a lot of people on their quest to build wealth, they get to a comfortable level where their life is good, right? They're making enough money at their job, let's say, and they have a cushy job, they like their job enough, maybe they don't want to do it forever, but they like it enough and they make enough money to pay their bills. And so then they just say, you know what? I have no more fire in my belly. I'm going to give up. Don't do that. Understand, the good life is a trap because all it takes is one downsizing, one getting fired, one company shutting down, one economic shift, and all of a sudden that good life turns to a bad life really quick. You owe it to your family, to your kids, to the world to continue to build wealth. I don't care if you spend that wealth. You can give all that wealth away, but you owe it. If you're watching this video and you're far, this far into it, you are different than most people. I believe that God made you different than most and that you have the ability to build wealth. Not so you can have a nicer jet and a better, a richer life, but so you can have a better life and you can help other people get one as well. So avoid that good life or good enough life trap. Number 10. Look for asymmetric bets. I love this concept of an asymmetric bet. So an asymmetric bet is a gamble, so to speak, where you say, hey, the upside is Here. The downside is here. And the downside is smaller than the upside. Typically, that's what we want to look for. Let me give you a simple example. But there's a million of them. If you hire a virtual assistant, that might cost you $1,000 a month. That's the downside. $1,000 a month. What is the upside? If you can outsource 10 hours a week of your work, so now you can focus those extra 10 hours on building a business or buying real estate or investing or whatever, or even time with your kids. That's a huge upside. So the downside's little. The upside's huge. The same thing is with real estate. I might put $10,000 down on a house hack. We talked about house hacking. $10,000 down. That's the downside. And I might make $1 million down the road when that property goes up in value over the next 30 years. Small downside, huge upside. Billionaires and multimillionaires are always looking for asymmetric bets, and they make them over and over and over. Another way of thinking about it, imagine if you're at the casino, and imagine if the chance of winning was 51%. It never is, right? The house always wins 51% or more. But imagine your chance of winning was 51%. Well, then the more you play, the more you would win over time. Yes. You'd still lose some you'd like. Win, lose, win, lose, win, win, lose, win, lose, win, win, lose. Right. In other words, over time, asymmetrically, because it's an asymmetric bet, you would always end up winning more and more. That's what we. We take risks on, asymmetric bets over and over. You start a business, might cost you a couple months, might cost you a few thousand dollars. The upside, tens of thousands, hundreds of thousands of dollars, and you will fail. But you just keep making those bets, and you will eventually win. That tip is so important. Number 11. Default to action, not planning. Now, plans are great, right? There's that great quote from Eisenhower that says, you know, planning is. Or plans are worthless. Planning is everything, or something like that. And so the idea being like, you, like, you should make a plan that's good. You should know where you're going, right? We talked about reverse engineering your plan. However, at the end of the day, ideas, plans, they're kind of worthless if you don't back them up with action. So take daily action all the time. Prioritize action. Even if you have not enough information, like, I don't know, you're not gonna. Let's just go back to the rental property example. You might not know everything there is to know about rental properties. You don't know everything there's about. Like, what is a cost segregation study? You don't have to know that necessarily. Right. You'll figure that out down the road. However, like, do you know the basics of real estate investing? Can you buy a rental property? Do you understand how to analyze a rental property? And if you don't, that's a little bit of information you can get. And then you make a plan and you just got to take action. Because here's the thing, the knowledge is cemented in your action. The knowledge becomes cemented in your action. You can learn about it by reading a book. And you should read a book or you should take a course if you're brand new to real estate. I have a thing called first deal. Go to first deal.com, you can learn about it. It's like we teach you the fundamentals, but it's not the fundamentals that are going to get you there. Not knowing them, it's going to get you there. It's doing them and then making an offer and then failing at it and saying, oh, well, that didn't work. And then trying it again and then trying it again and trying it again. That's what's going to actually get you there. So default to action, not planning number 12. This worked for me. Document your journey on social media. Social media is like being a hot girl. Let me explain. Social media is like, if you have a great social media presence, it's like you have the most beautiful woman in the world and you're walking around and everyone opens doors for you and everyone wants to give you gifts and presents and all that. I wouldn't know. I'm not a hot girl, but I, I see that with my hot girlfriends, right? Like, they're just like, like girls that I know that are distractive. Life is just easier for them, good for them. Having social media is like my version of a hot girl, right? Like, everything just becomes easier. I need to get into a door. I need somebody to open up a door for me. Meaning, like, you know, metaphorically speaking, everything's easier when I have a social media following. Now, don't waste a lot of time on social media, but if you spend an hour a week on social media, I guarantee you that'll benefit you and make you wealthier down the road. Whether you want to raise capital, find employees, get feedback on your product, sell your product. Having social media is the Such a cheat code number 13. Don't wait for permission. You know, a lot of people are just waiting almost like for somebody to tell them it's okay whether it's a spouse. Now, don't go against your spouse. But they're like waiting for their spouse to say it's okay, or they're waiting for the market to be just perfect, or they're waiting for some person, somewhere that doesn't even exist to give them permission. Here's the thing. People like me, like, when I got into real estate, nobody gave me permission. I just started doing stuff. I just did it. And people are like, what's he doing? Like, all my friends are like, what's he doing? I'm like, I'm just doing stuff. I don't know. I'm just doing stuff. Not waiting for permission from anyone. Just go, just work. 95% of the population will never do that. They just. They're just waiting for some permission from some mysterious force that doesn't exist. Now, I'm. I'm a Christian guy, so I'm not saying I don't believe God should, like, put something in your path or take something away from you. That's not what I'm saying. I'm just saying it's a whole lot easier to pivot when you're moving, right? If you're just standing there waiting for something, you can't learn, you're not growing, you're not moving. It's hard to do. It's like riding a bicycle and standing in place on the bike, just going to sit there on a bicycle, it's not going to work. You got to be moving. Number 14. This is going to sound like a real estate tip, but it's actually applies to a lot of different businesses, is get good at finding undervalued deals. So in real estate, of course, that's what I'm talking about. Like, you got to find deals that are worth less than what. Or they're, you know, they're. They're worth more than what you buy them for, right? So there's a lot of ways to do that. In real estate. There's. You can send letters, you can go door knock people's houses, you can use the Internet. There's a lot of ways to find undervalued deals. But even if you're looking in business, find ways to get things cheaper. Like really work on finding undervalued deals. I mean, even, let's say you have an Amazon business, right, and you're selling wooden sunglasses. I once tried that didn't work. But how can you get better deals on the sunglasses? Look for undervalued there. Super important. If you're just. Always just doing what's easy and it's in front of you like I did. I mean, with the wooden sunglasses. I just, like, went on Alibaba. I found a company selling wooden sunglasses. I'm like, all right, I'll just buy a thousand of those. And I got them, and I paid, like, $10 a piece. And then I go look at Amazon, and somebody's selling the same ones for $9. So clearly I didn't do a good job of finding undervalued deals. So find undervalued deals now. I'm gonna go a little faster here. Number 15, focus on cash flow, not appreciation. Cash flow is money that comes in every month, whether it's a company you run that's like monthly reoccurring income, or whether it's a real estate. You're doing, like. I mean, I'm not saying anything wrong with flipping a house and making 20 grand. You might need that money, but what are you gonna do with that money? How can you turn that money into cash flow? Cash flow gets you out of your job. So we need cash flow so you can get out of your job, and then you can put all your effort into your business, your real estate, whatever. Next, focus on weird niches. You know, like, there's a great book out there about, like, red ocean, blue oceans, and like, a red ocean is like, a competitive area. So, for example, in real estate investing, again, I'm going to use that example in real estate if you're like, I'm going to go buy a house and put a rental tenant in the house that's just like, very vanilla plain. That doesn't really work today very well because there's a lot of competition. Rates are high, interest rates are high, property values are high. It doesn't really work. You know, it does work. Things like the pad split model. There's a company called Pad Split that does this, that they rent by the bedroom. Now, that's cool. And that works. Or midterm rentals with, like, furnished finder.com that's a great niche. Assisted living. Helping the old people who aren't ready for, like, a nursing home, but, like, they don't want to live by themselves. Great niche. Those are weird, right? So focus on the weird. That's where all the money is today in real estate or in anything is find weird things. 17, define your criteria. Or we call your buy box or your Crystal clear criteria right away. So again, whether real estate or something else, what exactly do you do and buy and can you communicate to somebody? In real estate, I always say in crystal clear criteria, what location, what strategy are you trying to do? What condition of the property? So location, strategy, condition, property type, what price range and what would make it a good deal. Now, when you have a criteria like that, again, this doesn't have to be real estate, but I'll use that example. Let's just say somebody came to me and said, what are you looking for, Brandon? What are you trying to do? And I'm like, oh, I'm looking for a deal. Well, what kind? Well, like a rental deal. Okay, well, what kind? I don't know. But if I said, yeah, I'm really looking for like a duplex, triplex or fourplex somewhere in Cincinnati that I can buy, fix up and then rent out. I really looking for something under $400,000. And I really wanted to make me. I'm going to try to get a 10% cash and cash return. Are you going to take me more seriously if I give you that? Of course you will. The same thing applies to any business. Get more specific and get more people to want to help you and things will align like the universe aligns to give you what you want. If you don't know what you want, you're not clear on it, you're going to struggle. Number 18, get the first deal done. Now, whether that's real estate or something else, get the first thing done right now. If you're trying to like start a business, let's say real estate, you're not yet an investor. Your identity has not shifted from non investor to investor. Identity is like one of the most important concepts in the world, how you see yourself because your actions flow out of your identity. So if you don't have a strong identity yet, how do you get that identity? You have to do the thing. You have to force yourself to do the thing, even if it's imperfect. I tell people this all the time. Buy your first rental property, even if you break even on it. Now, I don't want you to lose money, but even if you broke even, it is still valuable because you shift your identity from not an investor, not an entrepreneur, not wealthy, to becoming wealthy or now I'm a real estate investor. Now I'm an entrepreneur. Get that done. Sell the product, make your first dollar, you know, like get the thing done, even if it's imperfect because that will shift your identity. So I know I'm fairly well off financially. Right. But did you know I still house hack? Like that's right. I've got an extra couple units at my house here in Maui and I decided to actually rent one of them out because hey, it's like almost 2,000 bucks a month and I'm an investor, so why not? Do you know the first thing I did when I decided to rent that out? I went to turbotenant.com because there I can advertise the unit, screen for potential tenant, sign the state specific lease, get automatic rent payments set up, track my income and expenses, and even communicate with my new tenant via the app. It literally made the process so much easier. So whether you've got, you know, one unit or a ton of units, check out turbotenant.com I love it and I know you will too. Let them know I sent you number 19. Focus more on making more money than always. Trying to cut every single expense. Now, like I said earlier, you don't want, you want to avoid lifestyle creep. What I'm talking about here is if you're obsessed with saving, you know, I'm going to get the coffee from 7 11, I'm going to go drive five minutes over there because only $2 and a Starbucks is $3 and I don't want to. Yeah, you're, you're solving the wrong problem. Let's put your brain towards something that's more important. Or if you're like freaking out over your cell phone bill, you're like, how do I get my cell phone bill down? It's 200, I want it at 150. You're going to spend all your energy focusing on saving that little bit of money. Instead focus on making more money. It's way easier to make 50 bucks a month than it is to save 50amonth. And again, there's caveats on all of this. Don't be weird with your money, but like, just focus. There's so many, so many ways to make money. Make that your problem. Get your subconscious working on that problem of making more money, not saving more money. One of the most important things I ever did in trying to build up wealth was just I'm obsessed with making more money, probably to an unhealthy level. Number 20, learn sales. Like learn how to sell things, whatever that is. And by selling things, it could be raising money that's also you're selling your investment. Learn sales. How do you learn sales? Read books on sales. Follow people on social media that do sales. Like sales. I always consider it like slimy. It was like you Know like a thing that they did in the 90s when they wore a suit and they knocked on the door. You know, it's what Dwight Shrub does on the office. Like I just, I didn't like that. But that's not really sales. Sales is simply being able to communicate what it is you have and getting people interested in it. It's just persuasion and so get good at sales and everything in life will be easier. Number 21, join a mastermind group or a community. Now obviously I have a few myself so it's going to sound self serving here but I, one of the most important things I did is I joined a mastermind that wasn't mine at the time. I just joined a group of millionaires. They were all millionaires. And I joined this group and it cost me a lot of money. It was thousands of thousands of thousands of dollars a year. But just getting in the room with those people and then having a platform in which we could go through problems and solve problems, like having a structure for that changed my life. It made me tens of millions of dollars. So joining a mastermind, super important. Just make sure you join the right one. Like join one that your, your vibe fits with. Like right, your vibe attracts your tribe. So like find a group of people that resonate with you and if that's. If you're trying to get into real estate, FirstSteel.com is a to put together for people looking for their first real estate deal if you're an active real estate investor. Right now I have a group called the better life tribe where we train people to be like, work on their real estate business and scale up so that they can scale their time out. They becoming better business owners. That's a mastermind. We get together regularly. We have calls weekly. Now whether it's mine or somebody else, there's a million masterminds out there. Get into a group of people where you are like working towards something together and solving problems together. They'll change your life, change mine. Number 22, always offer value to everyone you come across. Now this is such an obvious cliche thing but I tell you an example of that. Early on in my career I knew I wanted to get into real estate and I met this landlord, his name was Kyle. Nice guy. He was my best friend's landlord. And so I would just like end up talking with him. And I didn't say like what can I do for you? That's always a weird question to ask a potential mentor. It's just like I just asked him like, what are you struggling with? What are you doing? What are you working on? And he's like, oh, yeah, I got a bunch of painting to do this summer. I'm like, oh, do you need a painter? He's like, I mean, sure. I was like, I can paint. No, I didn't know how to paint. I just said I could paint. And I learned how to paint. I want to watch some YouTube videos on how to paint. And I'd done a little bit and I made some mistake. I charged him almost nothing. I think I charged him 300 to paint an entire house. The entire exterior of a house. Took me a week. I think I charged him 300 bucks. And it wasn't the best paint job in the world, I'm sure. And guess what? He actually came over there and showed me some tips on painting. I didn't lie to him completely. I did say, like, I don't have a lot of experience, but it was a rental property. He didn't care about it being perfect. So he came over, showed me some of the stuff to do. We did it. I made the money. I didn't manage his rental properties for him for years. For years, for almost no money whatsoever because I just wanted to build a relationship, which I did, and it was solid. So, yeah, definitely offer more value than, you know, what you're charging people and maybe even do things for free to build those relationships with people that will then, later on in life, help you. There's not a tit for tat thing. It's just provide value, and then you'll get value back. Number 23, rely on systems, not hustle. So a system is something that you, like, documented. This is how we do a thing. Hustle is, like, reactive. I'm just gonna go do a thing, right? So like, a system might be like, I'm going to send out 500 letters every month to landlords in my area. And then all the phone calls, I'm going to talk to them, I'm going to put them in my CRM, and then I'm going to try to make at least 10 offers every month. And my hope is to buy one of those every month. That's a system, right? Hustle would be like, I'm going to go out there and find a deal. What do I do? I don't know. Maybe I'll call somebody. I'm not really sure what I'm doing. That's a. That's a hustle. So rely on systems in your business. Less hustle. Number 24. This is an obvious one. Maybe I Should have said earlier. But don't just trade your time for money. You've got to separate time and money, right? So there's time. If you go work for $20 an hour, that's time for money. And that's fine. We all have to start there, typically. But if instead you found a way to. Like for example, you buy a product from China for $2 and you sell it for $10 and you have a team that does that, all of a sudden you've separated time and money. Like you can make more and more money without more and more time, right? There's a lot that's the idea of being an entrepreneur is you're separating time and money. So focus on ways to separate time and money. Don't just always think, how do I just get more per hour? Because now still tied dollar per hour. A good example might be coaching. If I wouldn't coach people on real estate, which I could do, I could charge you $500 an hour. I could charge you $1,000 an hour. Some people would probably pay it, maybe more. But now I'm tying my money dollar per hour instead. I have a program called first deal. We help hundreds and hundreds of new investors jump into real estate. And so I'll have to spend a set amount of time. I do a group call every single week and I teach them and we mastermind and stuff. But I'm not doing a hundred hours a week of time. I'm doing like one hour or two hours and then a few hours of thinking and planning. But it's not tied to that. I can get that thing bigger and bigger without worrying about it or the better life tribe, same concept I teach every week. An hour and a half long call. And it takes me a few hours to put together that talk. But I can serve 20,000 people in there if I wanted to. I think we have just under a thousand now. But I could serve a lot more because I've separated my time from the hours that or the dollar per hour from the task. So number 25, learn the art of delegation. So martyrdom is saying I have to do everything myself. I'm the only one that can do this. I'm going to figure it all out. Who, not how or delegation says, I'm going to let somebody else do this. Now, a side tip on that one is there's a difference between delegation and abdication. Delegation is like, I'm going to delegate this thing. I'm going to give you, this is how we do it. This is what I expect. This is the outcome and I'm going to inspect what I expect. That is delegation. But have you ever given somebody a task and then let them run with it and they come back and it's just done terribly? That's because you just abdicated. You threw it over the fence and said your problem now you didn't inspect it what you expected. And so delegation is all about having a system of accountability and abdication is all about just hoping that it gets better and closing your eyes. Next, track your net worth monthly. At least now there's a lot of apps that can do that for you, or you can just get a spreadsheet. But track your net worth. What you focus on tracking tends to improve. This is actually just a general business principle, KPI tracking, super important for all areas of your business. Track the numbers. That's what we teach in the better life. Try track your numbers, track your numbers, track your numbers. But if you're not checking your net worth, how do we know if it's going up? How do we know if you what you're doing is working or not working? And even if it doesn't change much, it's still track it. It makes sure that your subconscious knows that this is important to you and that you're going to focus on it. Number 27, create a perfect week schedule and then stick to it. So literally sit down with a spreadsheet or a piece of paper and say here's every 30 minutes throughout the entire day from 5am to 10pm or whatever, Sunday through Saturday, the whole week. And then what does that look like? What does a perfect week for you look like? If you got a job, fine, fill in those spots. You got a lunch break. Okay, what are you going to do during that? Oh, you got a little bit on Saturday. It doesn't take 40 hours a week to build up a business or to start saving more money or to start buying a side hustle or to buy real estate. It takes a few calculated hours. So find spots in your ideal schedule and then stick to those times. Make sure you show up and do the work in those times with your ideal schedule. Number 28, do a review of your upcoming week, your past week and upcoming week, every week. In other words, I call it like a date with myself. It's like I sit down a meeting with myself. It's just me. And I say, I look at the past week, what I get done, what did I do good, what did I do bad? What can I improve on this week? And then I spec out the next week. Where am I going to fit this in. What is my, what I call a weekly one. We talk about that in both First Deal and Better Life. A weekly one. What's the one thing I got to get done to get closer to the goal? What's the five yard play or the three yard run? To go back to the football metaphor, what do I got to get done? Number 29, in your quest to build wealth, you've got to be consistent. It's more important than big action. And so like never miss two days in a row. That's a good tip. Like right, if it's, I'm going to go look for deals. If you're a real estate person, I'm going to look for deals. Fine, do that every single day. Never miss two in a row. If you miss one, I get it. Never miss two. The same thing with like the gym, right? Go to the gym. Just don't miss two days in a row. Miss one, that's fine. Don't miss two. Consistency over a long period of time is what gets you results. And majority of people love to do a big action. Like they're going to go spend a whole day working on their business and then they don't do anything for a month. Focus on doing consistent action. And related to that is have a scorecard for your life, for both your personal things and your business things. I talked about KPI tracking a minute ago. A scorecard simply says, are you doing it or not? Now I have a habit tracker that I use. It just says like, you know, here's the habit I want to do. Analyze a deal, make an offer, go to the gym, date my wife, spend time with my kids. And then every day I just check off did I do it or not? At the end of the week I can see my KPIs, my personal and business KPIs. How did I do this week? Oh, I had an 88% week. I did 88% of the things I wanted to do that I've defined as ideal. That's habit tracking. That's KPI tracking. It's super important. That's my scorecard. And people who keep score win. Number 31. Use Parkinson's Law to your favor. Parkinson's law says work expands to fill the time you allot for it. In other words, if you have a month to get the project done, you'll get it done in a month. So the tip here is to shorten your timelines on everything. If you have 10 years to get to a million dollar net worth, how do you do it in one year. Oh, good question, right? All of a sudden your brain starts thinking differently. If you got a week to get a project done for somebody, pretend you got to get it done tomorrow. Actually, don't even pretend. Get like, make sure it has to get done tomorrow. Find ways to add in constraints to like force you to take more massive action. We take better and more defined action the closer we get towards a deadline. Just like in a football game, teams play better when there's only a minute left in the game. That's always like a fun part of the game because they play better. Use that to your advantage. Number 32, treat your calendar like a, like a sacred document. It is the most important. Show me your calendar. I'm going to show you your future. You've heard that. So don't just put some on your calendar and then not do the thing. I'm going to go to the gym on, you know, whatever, Saturday at 5am and then you just don't do it. What are you doing? Like you've defined that that is important to you. Then go do the thing. I'm going to go analyze deals from three to five on Wednesday. Go do it. That is sacred space. Treat your calendar that way because the way your calendar define your calendar, like we talked about earlier, but then actually do the work on your calendar to make sure the work gets done. Number 33, hang out with people who make the impossible look like another Tuesday morning. This kind of relates back to the mastermind idea. But all I mean here is like, let's just say the idea of like becoming a millionaire real estate investor just seems overwhelming to you. But if you went and hung out every week or every couple weeks at a, at a meetup or went to coffee with somebody who was already a multimillionaire real estate investor, pretty soon you'd start believing, oh, this isn't actually that hard, like, because they make the impossible look like just another Tuesday morning. So how do you find those people? You provide value to them. You go to local meetups, you go to entrepreneur groups, you talk to them at church, you meet them at the grocery store. You just talk to people and you find people that impress you and you want to be more like. And you just get around them. And you can do this digitally as well. You know, follow people online that are awesome, that you want to learn from, join their programs, read their books. The relationships you have today are like, what's going to define your future? There's that great quote that says you are the same person today or 10 years from now as you are today, except for the books you read and the people you meet. So just meet the right type of people and then just, you know, surround yourself with them as much as you possibly can. If you want to be a runner, go hang out with runners. If you want to be a millionaire, go hang out with millionaires. Number 34. I talked about social media earlier, but I wanted to talk about content in general and communication. Your ability to communicate your ideas, which is like sales. Your ability to communicate your ideas is one of the most important skills you can have. Now, if you go back and watch my early YouTube stuff, back when I was on BiggerPockets YouTube channel, it's terrible. It's awful. I was not a good communicator. I wasn't good at doing this. But now I've been talking for what, like 45 minutes or something like that on this video. No problem. I don't even have a script. I'm just. I have an outline and I'm just riffing now. Maybe you don't think I'm a great communicator, that's fine. But, like, the point is, communication is a superpower. It'll make you rich. Get good at communication. If you need to join Toastmasters, join Toastmasters. It's an organization that helps you speak better. If you want to take a course on speaking, go take a course on speaking. But ultimately, the best way to get better at speaking is create content over and over and over in which you are speaking. That goes back to social media. Can you do one video a day where you just use selfie? I don't care if nobody watches it or likes it. Post it on your social media every day for the next year. It'll take you one minute a day and it'll change your life. One year from now, communication will make you rich. Number 35, who, not how. It's a book title by Ben Hardy and Dan Sullivan, but it's also a concept of just, like, stop trying to solve your problems by defaulting to I'll take care of it. You know, there was a point in my career where I had to actually sell all of my tools. I had, like, saws and drills and I had tons of tools because I flipped houses and I did all the work myself. For a while, I had to sell all my tools just so I couldn't do the work because my default was, I'll just take care of it. I ain't gonna play no plumber. I'll go do it. Because everything seems like it's just easier for me to do it myself. There are people better at you than every single solitary thing you could possibly do. There are people better than you at every single solitary thing you could possibly do in life. Now, I'm not saying you have to outsource all of it, but outsource a lot of it and just have that mindset that says, I will solve this problem by a who, not a how. And you do that consistently enough and change your mindset that that's just how you operate and you will put together teams of people even if you don't have a lot of money. Don't worry about the money thing. You'll put the other teams of people who help you solve problems together and everybody will win and elevate together. Number 36, apprentice or learn or mentor under somebody awesome that you want to be like, if you came to me and said, hey, Brandon, I want to get started in real estate investing, but I have no money, I don't know what I'm doing, I would say go find somebody who's already doing what you're doing and just go work for them. Even if you have to work for free, I don't care. Just go work for them. Now. A lot of busy people aren't going to want to take time to take you under their wings. You've to build a relationship first. Before you ask, but I'll give you an example. A buddy of mine named Scott, he actually just worked very part time a couple hours a week for me. I found him on Craigslist, I think, and I was looking for help with landscaping. So he came to my house and just did landscaping for a few weeks and a few months. And then he kind of discovered what I teach and what I do. And he was like, I want to do real estate. So he jumps in and he says, hey, like, you know, I'm going to take your program. So he joined first deal. He paid for first deal and joined the group and started learning and growing. And then he started looking at deals and started showing me them. And I said, hey, do you want to just work on one together? You go do the work to find the deal and then I'll, you know, I'll put up some of the money and you put some of the money. He's like, sure. So we went and bought a deal together and now we're making cash flow because he like mentored under me and he didn't come to me, you know, without me knowing who he was and just be like, hey, work with me. He did it carefully and he did it slowly and he built a relationship and I could therefore trust him. Number 37, understand that you get the results of what you repeatedly do. It's a phrase I use all the time in the Better Life tribe. But you get the results of what you repeatedly do. So if you want to see what your future is, just ask yourself, what am I repeatedly doing? If you go to the gym four times a week and you count your calories, I guarantee you're going to be in shape. If you analyze deals, make offers every single week, you're going to buy rental properties. If you go on dates with your wife or your husband and you do that every single week and you listen to them every single day, and you have time that you set aside with them, you're going to be a better spouse. So the things you do repeatedly are the things that you get long term. So what are you doing repeatedly? And then if you. We talked about the habit tracker earlier. Track it. If you track it, you'll get it done way easier. So track it. Number 38, get obsessed. Obsession is so, like, frowned upon. People are like, ah, he's obsessed. That guy's obsessed. Okay, when it comes to, like, a girl, fine. Don't get obsessed and get weird. When it comes to business, get obsessed. When I discovered real estate investing, I worked a hundred hours a week on real estate. I was obsessed and I bought, you know, it took it. Still, I made a lot of mistakes, I screwed up a lot. But by the time I was 27, I didn't have rental properties, quit my job. Time I was 30, I was a millionaire because I was obsessed. When I got into this world of Internet marketing or Internet content creation, and I started like with the BiggerPockets podcast with Josh Dworkin, I got obsessed. We worked 100 hours a week for that period. A couple years, obsessed. And when I started building my business, Opendoor Capital, which is my big commercial real estate business that now we have over 14,000 units, I got obsessed. Got all obsessed into it. So get yourself obsessed. Find something you can be obsessed about for the next few years and go all in. Don't let people talk you out of it. Obsession is a superpower. Number 39. I want to be careful with this tip, but I'll say this. There are people you are close with in your personal life who are not the kind of person you want to become like. And so the tip is audit your friend group and the people who come into your world. Now, where I want you to be careful is I'M not saying that person's poor. I'm not going to be friends with them. Don't do that. That's stupid. Everybody needs somebody to help come behind them and somebody to pull them up to the next level. So I'm not saying ignore people who are worse off than you. I'm just saying there are people, for example, if you're in a group of people who just, all they want to do is get drunk and party every single, every single night, every weekend and then you're hungover all week, like that's who you become. You become like the people you hang out with. You become like your friends. So you gotta audit your inner circle. Audit your inner circle and say, is this really why I wanna be spending my time? And that means letting go of people. Sometimes it means letting go people and that can be hard. Now I'm not saying you have to like shun them and embarrass them and shame them and say they're a bad person. It just means maybe you don't spend every weekend with them. Maybe it's. You get coffee once a month and you keep the relationship. If you, if it, if it matters to you, audit your inner circle. And closely related. But tip number 40, and before I tell you number 40, by the way, if any of these were helpful for you, then best way you can thank me is to simply hit that like button below the video. It helps me a ton. But the last tip I have for you is this. Follow people on social media who pull you toward your potential and unfollow people who don't social media, it is entertainment. It should not be entertainment for you. Social media, whether it's YouTube, Instagram, LinkedIn, whatever. I understand the joy of like just, you know, entertaining yourself with cat videos. I get that right. I can zone out on cat videos for hours and funny stuff. But when you unfollow people or stop seeing things that like things that are pulling you away from the life you want to live and start following people online who are going to help you. That way you, you turn your social media consuming time into education time. That's all I'm trying to get to here. That is kind of self serving because I want you to follow me, Beardy Brandon on Instagram and YouTube. Beardy B E A R D Y Brandon. Beardy Brandon. But it's not just me. If you want to be an entrepreneur, go follow guys like Dan Martel and Alex Hermosi. If you want to be a runner, go follow the running people. If you want to Be whatever. Follow people who pull you towards your potential and you will just automatically, naturally, subconsciously become more like those people. Because that's the information you're consuming, our brains consume and then we become more like the things we're consuming. If you watch a lot of horror movies, you become a more horrific person. If you watch a lot of comedies, you become funnier. You go follow a bunch of people online who are all into smoking weed. You're going to smoke a lot more. If you follow people who are exhibiting traits about your future, you're going to become more like them. End of point. I hope this is helpful. All right, that is it. But hey, final bonus tip for you. Don't just watch this video, go on to another one and nothing changes in your life. Choose one of these tips today that you're gonna execute on. That's how momentum starts. And tomorrow, maybe pick another one. And if you're serious about hitting your first deal or you wanna scale your income through real estate and scale up to scale out and you wanna just see how I can help you, how we can work together. No pressure, but just DM me over on Instagram. Just shoot me a DM on Instagram. BeardyBrandon with one word, Help. It's all just help. I don't know what you mean. I'll know it's from this video. I'll shoot you over some ideas. Now if you haven't hit the button, the thumbs up button, please do that and then go check out my next video. I'm Brandon Turner, signing up. Thank you for tuning in to another episode of the Better Life Podcast. We hope you enjoy the show. I hope you got some valuable insights to help you lead a better life for you and your family. Now, hey, if you found value in this episode, please consider leaving us a rating and review on your favorite part podcast platform. Your feedback helps us to improve the show, helps us reach more people with this message of living that better life. And be sure to subscribe to the podcast so you never miss an episode. And hey, before I go, this show is all about the habits, actions, beliefs and strategies that can give you a better life. But in case you're interested and you want to know my opinion on what it takes to live the best life, not just better. And that's from like a more spiritual and faith standpoint, check out abetterlife.com bestlife thanks again for listening and we'll see you next time on the Better Life Podcast.