Tomorrow’s episode features Ivan Korotayev, Co-founder of DebExpert(.com) and a seasoned FinTech executive, for a direct conversation on the current state of subprime finance and what it means for Buy Here Pay Here dealers.

We’ll examine three forces shaping the road ahead:

The regulatory shift from federal oversight back toward the states—and what that means for compliance, capital flow, and operational risk.

The latest developments in AI across financial services—and where the real opportunities (and noise) exist.

The growing need to streamline and standardize BHPH data—why fragmented DMS reporting slows down lenders, investors, and dealers alike, and how cleaner data can improve valuations, liquidity, and long-term sustainability.

This discussion is designed for operators who want clarity, not headlines. If you care about access to capital, smarter systems, and staying ahead of regulatory friction, this episode will give you a grounded perspective from someone building in the FinTech markets every day.

Find the BHPH Morning Show on Video (Live or Archived)

Find the BHPH Morning Show LIVE on YouTube, LinkedIn and Facebook every Mon, Wed, & Fri at 11am eastern where we (Jim and Michelle Rhoads along with featured guests) talk #buyherepayhere #bhph #subprime #automotive #finance #ethics #whitehatway #customerretention #customerengagement #marketing and much more!

We are pleased to use our sometimes-scratchy morning voices to speak up on behalf of BHPH Dealers. Don't forget to LIKE the videos and SUBSCRIBE to The Octane Group channel. Also, please add your comments or questions right here in the BHPH Institute.