
Hosted by Nicole Perrone · EN
Welcome to The Billion Dollar Banker Podcast, where we are dedicated to empowering individuals to reach their full potential. Our mission is to provide valuable insights and inspiration from a diverse range of successful entrepreneurs and professionals across various industries, including real estate, finance, legal, development, and more.
Join us as we delve into the stories and strategies of those who have achieved extraordinary success, learning from their experiences, challenges, and triumphs. Whether you're an aspiring entrepreneur, a seasoned professional, or simply seeking motivation to pursue your dreams, our podcast offers practical advice, actionable tips, and invaluable wisdom to help you thrive in your personal and professional life.
Tune in to The Billion Dollar Banker Podcast and embark on a journey of growth, empowerment, and success.
SVP, Nicole Perrone NMLS
CrossCountry Mortgage
Mobile: 732-740-9359
Email: Nicole.perrone@ccm.com
Website: www.ccm.com/nicole-perrone
Personal NMLS 235881
Branch NMLS 1600235
Company NMLS 3029
CrossCountry Mortgage, LLC does business in the State of New York as CrossCountry Financing. Licensed Mortgage Banker – NYS Department of Financial Services. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org)
Equal Housing Opportunity
Licensed by the New Jersey Department of Banking and Insurance
Licensed Mortgage Banker – New York State Banking Department
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
Links
SVP of CCM
crosscountrymortgage.com/nicole-perrone
LinkedIn
linkedin.com/in/nicoleperrone
Instagram

Send us Fan MailFrom Eight Figures to Inner Freedom: Lina Viner on Rewiring Success, Mindset & HealthWhat happens when you've built an internationally recognized, eight-figure company—but still feel exhausted, overwhelmed, and unfulfilled?In this episode of the Billion Dollar Banker Podcast, Nicole Perrone sits down with entrepreneur and performance expert Lina Viner, founder of Mia Belle Girls, to explore the journey behind the success most people never see.Lina shares her remarkable story of immigrating from Ukraine, watching her family rebuild from nothing, and growing a business from her garage into an Inc. 5000-recognized global brand. But as her business grew, so did the pressure. She opens up about burnout, perfectionism, difficult business partnerships, and the life-changing decision to walk away from a successful company in search of something more meaningful.Today, Lina helps entrepreneurs and high performers unlock their full potential through The Rewire Method, a neuroscience-based approach that helps identify and reprogram limiting subconscious beliefs. She also discusses the powerful connection between mindset, health optimization, and peak performance through her work with TeleZenMD.In this episode, you'll learn:How childhood experiences shape your subconscious beliefsWhy external success doesn't always create fulfillmentThe mindset shifts that helped Lena start over with confidenceHow neuroplasticity can help rewire limiting beliefsThe connection between mindset, health, and long-term performanceWhy investing in yourself is the highest-return investment you'll ever makeWhether you're building a business, navigating a career transition, or simply looking to become your best self, this conversation is packed with practical insights and inspiring takeaways that will challenge the way you think about success.Connect with Lina Viner: • Website: https://linaviner.com • TeleZenMD: https://telezenmd.com • Lose It For Life: https://joinloseitforlife.comIf you enjoyed this episode, be sure to follow the Billion Dollar Banker Podcast, leave a review, and share this episode with someone who's ready to grow, lead, and become more.🎙 Hosted by: The Billion Dollar BankerCONNECT WITH ME: 📲 Instagram: https://www.instagram.com/thebilliondollarbanker🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker🎙 Podcast: https://www.buzzsprout.com💼 LinkedIn: https://www.linkedin.com🌎 Website: https://www.thebilliondollarbanker.com HASHTAGS:#BillionDollarBanker #Entrepreneurship #SuccessMindset #Leadership #BusinessGrowth #Neuroplasticity #HighPerformance #PersonalGrowth #BurnoutRecovery #TheRewireMethodSupport the show

Send us Fan MailWhy does The Billion Dollar Banker Podcast exist?In this deeply personal episode of The Billion Dollar Banker Podcast, I share my story behind my journey—from graduating during the 2008 financial crisis with dreams of working in radio, to building a career in mortgages, leadership, entrepreneurship, real estate investing, and media.But this episode isn't really about mortgages.It's about growth.It's about resilience.It's about becoming the person you're capable of becoming.I discuss the lessons learned through unemployment, sales, leadership, business ownership, and helping build billion-dollar mortgage operations. Along the way, I share the philosophy that has shaped my life:Adapt. Grow. Serve.If you've ever felt stuck, questioned your path, or wondered whether it's too late to pursue a bigger vision for your life, this episode is for you.In This Episode:Why life's detours often become our greatest opportunities How confidence is built through adversity The difference between leadership and management Why growth creates freedom The real meaning behind "Billion Dollar Banker" The philosophy of Adapt. Grow. Serve. How to unlock your next level of personal and professional growth Whether you're an entrepreneur, business professional, investor, leader, or someone simply looking to become more, this episode will challenge you to think bigger and take action.🎙 Hosted by: The Billion Dollar BankerCONNECT WITH ME: 📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.comHASHTAGS: #Mindset #Discipline #Motivation #PersonalDevelopment #SuccessMindset #Entrepreneurship #MentalToughness #SelfDiscipline #Consistency #Leadership #TheBillionDollarBanker #GrowthMindset #Confidence #HighPerformance #ExecuteAnywaySupport the show

Send us Fan MailIn this episode of The Billion Dollar Banker Podcast, we break down one of the most important transitions every entrepreneur must make: Going from self-employed… to becoming a true business owner.Because owning a business is not the same as building an organization. Most entrepreneurs stay trapped because they refuse to let go. They want control, immediate income, and everything done their way — but scaling requires a completely different mindset.In this episode, we discuss: • Why most entrepreneurs accidentally create high-paying prisons • How systems create scalability and freedom • Why people are the greatest multiplier in business • The importance of leadership, culture, and trust • How profit sharing and incentive structures create ownership mentality • Why delayed gratification is necessary for long-term growth • The difference between chasing income vs building enterprise value This episode is for entrepreneurs, sales leaders, business owners, and anyone serious about building something that grows beyond themselves. If you want freedom, scalability, strong culture, and long-term wealth — this conversation will completely change the way you think about business growth. Remember: Stop trying to be the hero. Become the architect. 🎙 Hosted by: The Billion Dollar Banker CONNECT WITH ME:📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.com HASHTAGS: #Entrepreneurship #BusinessGrowth #Leadership #ScalingABusiness #Mindset #BusinessOwner #SalesLeadership #EntrepreneurLife #StartupGrowth #TheBillionDollarBanker #SmallBusiness #SuccessMindset #BusinessSystems #CompanyCulture #WealthBuilding Support the show

Send us Fan MailIn this episode of The Billion Dollar Banker Podcast, we break down the psychology, discipline, and identity shifts required to become truly unstoppable.This is not about fake motivation or social media hustle culture.This is about real ambition: The kind that changes your life. The kind that builds resilience. The kind that keeps going when everybody else quits.Most people think success is about talent or motivation.But the truth is: Your brain is wired for comfort, not greatness.That means if you want extraordinary results, you must intentionally train yourself to override comfort, inconsistency, and emotional weakness. In this episode, we discuss: • Why your brain naturally resists growth • The science behind ambition and high performance • Why identity matters more than goals • How discipline builds confidence and self-trust • Why emotionally resilient people become unstoppable • The role environment plays in shaping ambition • How consistency changes your entire life trajectory This episode is for entrepreneurs, sales professionals, leaders, athletes, creators, and anyone tired of living below their potential.If you’ve been waiting to “feel motivated” before changing your life — this conversation will challenge everything you believe about success. Remember: Motivation fades. Identity remains.The people who transform their lives are not superhuman. They simply became unwilling to stay average. 🎙 Hosted by: The Billion Dollar BankerCONNECT WITH ME:📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.com HASHTAGS: #Ambition #Discipline #Mindset #SuccessPsychology #Entrepreneurship #Motivation #PersonalDevelopment #SelfDiscipline #Leadership #BusinessMindset #TheBillionDollarBanker #GrowthMindset #Consistency #MentalToughness #SuccessHabitsSupport the show

Send us Fan MailIn this episode of The Billion Dollar Banker Podcast, we break down one of the most powerful success mindsets you can develop:The “Anyway” Theory.The philosophy of executing regardless of fear, discomfort, uncertainty, rejection, or emotion.Most people spend their lives waiting: Waiting to feel motivated. Waiting to feel confident. Waiting to feel ready.But winners understand something different: Action creates clarity.This episode dives deep into the psychology behind discipline, emotional resilience, consistency, and why the people who change their lives are usually the ones willing to move despite discomfort.We discuss: • Why your feelings cannot become your leadership system • How action destroys fear and overthinking • Why confidence is built through evidence, not motivation • The psychology of endurance and long-term success • Why most people quit before momentum begins • How discipline reshapes identity • The reason emotionally resilient people become unstoppableIf you’ve been procrastinating, overthinking, doubting yourself, or waiting for perfect conditions — this episode is your wake-up call.You do not need perfect circumstances to change your life. You need movement.Do it tired anyway. Do it scared anyway. Do it uncertain anyway. Do it uncomfortable anyway.Because eventually… discipline compounds, confidence compounds, and your entire life changes.🎙 Hosted by: The Billion Dollar BankerCONNECT WITH ME:📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.comHASHTAGS: #Mindset #Discipline #Motivation #PersonalDevelopment #SuccessMindset #Entrepreneurship #MentalToughness #SelfDiscipline #Consistency #Leadership #TheBillionDollarBanker #GrowthMindset #Confidence #HighPerformance #ExecuteAnywaySupport the show

Send us Fan MailIn this episode of The Billion Dollar Banker Podcast, we dive deep into the mindset required to build long-term success without losing yourself in the process.So many people are chasing bigger goals, more money, more influence, and more recognition — but very few stop to appreciate the progress they’ve already made. And when gratitude disappears, burnout begins.This episode is about learning how to win without becoming emotionally bankrupt.We break down: • Why success without gratitude creates emptiness • How patience becomes a competitive advantage • The invisible season most people quit during • How to celebrate wins without losing momentum • Why comparison destroys perspective and joy • The emotional discipline required for long-term successIf you’ve been feeling exhausted, overwhelmed, impatient, or disconnected from your own growth, this episode will reset your perspective and remind you why consistency always compounds.Remember: You once prayed for the opportunities you currently complain about.Keep stacking ordinary days. That’s how extraordinary lives are built.🎙 Hosted by: The Billion Dollar BankerCONNECT WITH ME:📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.comHASHTAGS: #SuccessMindset #Entrepreneurship #Motivation #Discipline #Patience #Mindset #PersonalGrowth #SalesMotivation #BusinessGrowth #TheBillionDollarBanker #SelfDevelopment #Consistency #Podcast #Leadership #SuccessHabitsSupport the show

Send us Fan MailIn this powerful episode of The Billion Dollar Banker Podcast, we sit down with New Jersey entrepreneur and powerhouse connector Kerri O’Brien to discuss her latest venture, O’Brien On Location — a company positioned at the center of New Jersey’s exploding film and television industry.As Netflix continues its historic billion-dollar investment into New Jersey with the development of Netflix Studios at Fort Monmouth, the Garden State is quickly becoming the next major production hub on the East Coast. Kerri shares how O’Brien On Location is helping bridge the gap between production companies, local businesses, municipalities, and the communities preparing for the entertainment industry boom. From film-ready properties and on-location logistics to the economic opportunities coming to NJ, this conversation dives deep into what many are calling New Jersey’s “Hollywood East” era.We also discuss:The vision behind O’Brien On Location How New Jersey is preparing for Netflix’s takeover The opportunities this creates for local entrepreneurs and real estate professionals Why NJ is becoming a premier destination for film and television production The power of networking, branding, and being early to emerging industries Kerri O’Brien has already built a reputation as one of Monmouth County’s top real estate professionals through O’Brien Realty, and now she’s stepping into a new lane that could reshape the future of business and entertainment in New Jersey. If you’re an entrepreneur, investor, realtor, creative, or someone looking to capitalize on the next wave of opportunity in New Jersey — this episode is a must-listen. 🚀 O'Brien On Location | Film & Production Location RentalsSupport the show

Send us Fan MailWhy do some people dominate in sales, business, and leadership while others stay stuck overthinking?The difference often comes down to one critical skill:Decision making.In this episode of The Billion Dollar Banker Podcast, we break down the mindset that separates top performers, elite sales closers, and successful entrepreneurs from everyone else.The people who win the most are not always the smartest or the most experienced.They are the ones who master a powerful paradox:They are radically open-minded, but not easily persuaded.They listen to everything.But they don’t believe everything.They consider new ideas quickly…And then they decide even faster.Because in business, indecision is expensive.Whether you're an entrepreneur, real estate professional, sales leader, or business owner, the ability to gather information, think critically, and make decisive moves is one of the biggest competitive advantages you can develop.In this episode, we break down:• Why radical open-mindedness is a competitive advantage in business and sales • Why weak conviction destroys momentum and results • The dangerous cost of indecision in entrepreneurship and leadership • Why the most successful people make decisions quickly and adjust later • The psychology behind overthinking, hesitation, and fear of being wrong • Why speed of execution beats perfect strategy in modern markets • Practical rules for making faster, better decisions in business and lifeYou’ll also hear insights from legendary thinkers and business leaders including:• Ray Dalio – Radical open-mindedness and rapid learning • Charlie Munger – Understanding opposing viewpoints • Jeff Bezos – Type 2 decision making and speed in leadership • Napoleon Hill – Why successful people decide quickly • Peter Drucker – Avoiding outdated thinking in changing marketsThe reality is simple:The world rewards people who move quickly, adapt fast, and execute decisively.While most people hesitate, overanalyze, and wait for perfect information…The winners are already in motion.If you want to become a stronger sales professional, business leader, investor, or entrepreneur, this episode will change how you think about decisions, conviction, and action.Because success isn’t just about intelligence.It’s about speed, clarity, and execution.Support the show

Send us Fan MailIn this episode of the Billion Dollar Banker Podcast, we break down the markets' reaction to Donald Trump’s nomination of Kevin Warsh as the next Federal Reserve Chair and what economists are saying about the future of interest rates, inflation, and the U.S. economy.The Federal Reserve controls the price of money, and when leadership changes, the entire financial system pays attention. Trump’s decision to nominate former Fed Governor Kevin Warsh has already sparked debate across Wall Street, with investors, economists, and policymakers analyzing what a “Warsh Fed” could mean for monetary policy, mortgage rates, and financial markets.So how are markets reacting?Could interest rates fall?Will the Federal Reserve shift its strategy on inflation?And what does this mean for real estate, mortgages, and the broader economy?In this episode, we break it all down.You’ll learn:• Why Trump chose Kevin Warsh to lead the Federal Reserve • How Wall Street and global markets reacted to the nomination • What economists are saying about future interest rate policy • Whether Warsh is considered a hawk or a dove on inflation • What the change in Fed leadership could mean for mortgage rates and housing markets • The ongoing debate about Federal Reserve independence and political influence • How this decision could impact business owners, investors, and real estate professionalsThe Federal Reserve plays a critical role in shaping interest rates, economic growth, lending conditions, and financial markets. When a new chair steps in, it can shift expectations across the global economy.Whether you're in finance, real estate, investing, banking, or business, understanding the potential impact of Trump’s Federal Reserve nomination is essential.Tune in as we unpack the economic implications and what to watch for in the months ahead.Topics discussed in this episode:Federal Reserve Trump Fed Chair Nomination Kevin Warsh Federal Reserve Interest Rates Outlook Inflation and Monetary Policy Mortgage Rates and Housing Market Federal Reserve Independence Economic Policy and Financial MarketsSubscribe to the Billion Dollar Banker Podcast for insights on markets, mortgages, real estate, sales, and the economy.Support the show

Send us Fan MailIn this episode of The Billion Dollar Banker Podcast, Nicole Perrone interviews DJ Ten Hoeve, a top 1% real estate agent in New Jersey and founder of Preve House, about what it really takes to scale a high-performing real estate business in today’s market.DJ shares his philosophy on sales, why being in service to clients beats chasing transactions, and how disciplined prospecting drives consistent production. He breaks down the transition from solo agent to team leader, the challenges of delegation, and how to decide whether you should hire a virtual assistant or build a full team.They also dive deep into the New Jersey real estate market, including:The impact of the new mansion tax on luxury home salesHow Netflix’s expansion in Monmouth County is influencing property valuesWhy limited land and NYC proximity keep NJ real estate strongWhat high-producing agents (over $10M+ annually) actually focus onDJ also explains why he left Keller Williams to launch Preve House, a boutique brokerage designed specifically for top-producing agents seeking culture, standards, and growth.Whether you're a real estate agent, broker, investor, or entrepreneur, this conversation offers actionable insights on scaling production, leadership development, and staying adaptable in a changing market.If you’re building in real estate — especially in New Jersey — this episode is a must-listen.#RealEstatePodcast #NewJerseyRealEstate #LuxuryRealEstateSupport the show