Sudden windfall? Congratulations — now don't screw it up. Let’s tackle the messy reality of instant wealth: the 30-day rule before making any big moves, why "generous relative energy" can drain your fortune fast, and the emotional identity crisis nobody warns you about.

RBC's Gautam Chadda breaks down guilt-free spending, family giving frameworks, and staying rich long after the confetti settles.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:49 Doing nothing: the smartest move

05:15 Net worth vs. self-worth

09:55 The boring paperwork that protects

13:19 Guilt-free spending: budget for fun

18:27 Money will test a marriage

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Gautam Chadda, executive director, RBC Wealth Management Asia

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim, Chai Pei Chieh and Nicole Teo

A podcast by BT Podcasts, The Business Times, SPH Media

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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