Clark takes on the touchy subject of merging finances with a significant other. The transition from financial independence to shared responsibility requires planning and ongoing conversations. Clark warns that silence is the enemy of a healthy relationship. Also today, Clark revisits the popular dream of retiring on a cruise ship. While "living at sea" was once considered a brilliant financial hack, the post-COVID landscape has changed the math entirely. Clark breaks down the current reality.

Couples & Finances: Segment 1
Ask Clark: Segment 2
Cruise Ship Residency: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark Howard's 5 Money Tips for Couples
Backdoor Roth IRA: How High Earners Can Still Contribute
Roth vs. Traditional 401(k): What's the Difference? - Clark Howard
My Teenage Daughter Just Got $2,000. Should I Open a Bank Account for Her?
Living on a Cruise Ship in Retirement: A Brilliant Hack or a Costly Mistake?
Elliott Report: Home
Unclaimed Money: How To Find and Claim Missing Funds for Free
Going™ | Flight Alerts, Mistake Fares & Cheap Tickets

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

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04.22.26 Couples & Money / Cruise Ship Retirement