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Today, we talk to Ngozi Dozie the founder of Carbon, a pan-African neobank that has been written about by the likes of Forbes and TechCrunch. We hear how Carbon has grown to processing over $240million in payments, his experience building a neobank in Kenya vs in Nigeria, his thoughts on SMEs and fintech on the continent and much much more!

0:00 - Introduction of Ngozi & Carbon;

3:29 - The SME opportunity & Carbon’s SME products;

9:08 - Building a neobank in Nigeria vs in Kenya;

12:59 - COVID learnings & the impact on loans;

17:42 - COVID & unexpected behaviours with savings;

20:17 - How to approach product development & learnings from product mistakes;

26:41 - Carbon’s ID verification & payment products;

31:50 - Ngozi’s career journey & learnings;

38:14 - The future of African FinTech.