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"When you are finished changing, you are finished." - Benjamin Franklin

Everybody's favorite mortgage expert, leader of the Bill Mervin Mortgage Team, and frequent guest here on The Culture Matters Podcast Bill Mervin is back on the program again and we're looking forward to another fantastic round of conversation with the man himself. On today's episode, Bill and Jay are diving deep on a myriad of subjects, as they always do, and we aren't wasting any time getting into it. During this discussion, Bill and Jay are getting into the current trend of substantial mergers between lending servicing platforms and real estate, Bill's opinions on some of the best practices that business owners and leaders could be employing to succeed in tumultuous times, the different levels and plains of existence that "home" exists on, and even some thoughts on the current state of the United States and how it is affecting the housing market. This is truly a heady conversation and there are few people around we'd rather have such a talk with than Bill Mervin.