George Wright III interviews Colton Page, managing partner at PlatPay, about how entrepreneurs lose money daily through overlooked payment infrastructure, hidden fees, fraud, and risk. Page explains that payment processing is more than “hooking up Stripe,” requiring proper architecture across gateways, CRMs, plugins, and banking relationships, including true redundancy across different banks rather than multiple processors tied to the same bank. They discuss trends like friendly fraud and chargebacks at scale, owner-operator versus enterprise roles, and growth leakage from unnoticed fees, downgrades, and declines, with examples of businesses overpaying by tens of thousands per month. Page outlines PlatPay’s ability to interpret large, antiquated Visa data files to surface actionable insights, then layer secure AI in a dashboard to help owners make faster decisions. They preview Page’s new podcast, Above the Edge, aimed at learning-focused founder operators through real, vulnerable conversations, and note challenges like Visa VAMP compliance and delayed visibility into penalties.

00:00 AI vs Real Edge

01:03 Welcome and Money Leaks

02:37 Payments Misconceptions

03:54 Fraud and Chargebacks

04:44 Enterprise Operator Mindset

06:09 Payment Infrastructure Strategy

08:08 Why Start a Podcast

10:04 Meaning of Above the Edge

11:16 Ideal Listener and Vulnerability

14:12 Hidden Costs of Scaling

17:44 Downgrades Explained

19:05 Data Files and AI Layer

22:56 VAMP Compliance Risks

27:25 Founder Mistakes and Audits

30:06 Wrap Up and Next Steps

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George Wright III

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Guest Bio:

Colton Page is the Managing Partner of PLATPAY, an AI-powered financial company built on the belief that traditional financial systems are inefficient, opaque, and costly. Through PLATPAY, he helps enterprise merchants recover lost revenue using advanced AI tools for fraud detection, chargeback automation, compliance protection, and financial reconciliation. His work focuses on rebuilding financial infrastructure from the ground up with AI—helping businesses protect their revenue while enabling investors to grow their wealth more effectively.

Links:

Instagram https://www.instagram.com/coltenpage/

LinkedIn https://www.linkedin.com/in/colten-page-1b32093a/

Facebook https://www.facebook.com/colten.page.1