Transcript
A (0:00)
Welcome to the daily Stoic podcast, designed to help bring those four key Stoic.
B (0:07)
Virtues, courage, discipline, justice and wisdom, into the real world.
A (0:14)
Do you have double what it takes? It would be nice if things were easier. It would be nice if they were fair. It would be nice if they were simply what they were advertised. But we all know that they are not. And for most of history, they have not been. For some of us more than others. There was an old expression, true for women, for minorities and other groups, that in order to succeed, they had to be twice as good, meaning they were held to higher standards, put through more of a wringer, subjected to extra scrutiny. It wasn't right, but it was a fact. In a way. This is how life goes for everyone, it should be said, even the relatively privileged. We think we know what we need to do. We're told the rules, we're told the difficulty, and then, you know what turns out to be much, much harder. People are going to change those rules at the last minute. The circumstances are going to move the goalposts. There are hidden fees. There are unexpected delays, obstacles, adversaries, pitfalls, and bad luck. It's going to be there. It's going to happen. That's life, the Stoics say. It isn't fair. Some gatekeeper is going to grade you harder than everyone else, and. And you'll have to deal with it. You'll have to reach down and draw from your reserves. You'll have to be that much better. You'll have to do that much more. You can complain, you can quit, or you can understand, as Epictetus did, someone who was certainly persecuted and victimized by fate, that life is pairing you with a strong sparring partner, that is to say, adversity. And in fighting on and in beating them, you'll become that much better, twice as good. We've got an employee here at Daily Stoke.
B (2:00)
I won't say who, because it's kind.
A (2:01)
Of private, but they've been using Monarch, today's sponsor, to track their progress as they try to pay off their student loan debts.
B (2:09)
I'm a college dropout, so I don't.
A (2:11)
Have any debt, thankfully, but I can only imagine how overwhelming would be to have this thing hanging over you. And she's been using the app to budget and save, and it's bringing her a little bit closer every day to being debt free, which I can only.
B (2:24)
Imagine would be a huge relief.
A (2:27)
Monarch shows you exactly where your money is going. It helps you redirect it towards what matters, with automated tracking and clear projections. You can actually see yourself getting closer to being debt free or hitting your savings milestone instead of just hoping it happens. Unlike most other personal finance apps, Monarch is built to help make you proactive and not just reactive. And Monarch helped users save over $200 per month on average after joining. You can set yourself up for financial success in 2026 with Monarch, the all in one tool that makes proactive money management simple all year long. And you can use code stoiconarch.com for half off your first year.
