Francie (3:28)

Well, yeah, absolutely. I mean, the first thing is, you know, do you know your values? You know, there's different types of values. There's the core foundational values, there's your driving values. And we talk about the seven areas of life a lot, and those in the pillars or the values of the seven areas. But within that are values that drive us to make decisions. And I think that's kind of what you're talking about, is if we make decisions that are not values based, that's where I believe the compromise comes in, is you're doing it for the shoulda, coulda, wouldas, and you're busy shoulding all over yourselves, you know, and should I should do this and I need to do that or I ought to do that. Those aren't values, those are shoulds. And I think eventually that wears down a person's soul, you know, an integrity with themselves. And eventually, if you've built a life on, you know, other people's values, or I should do this, because it will, you know, make so and so happy eventually, you're not happy, you're miserable. And, you know, the other cost to that that I really find disturbing is that you've actually put yourself in relationships where people don't actually know you because they don't know who you really are. Because if you're busy trying to jump through hoops or dance to the tune of their, you know, their piper, they don't really know you. So how can they love you? Or how can they like you, or how can they make true decisions? It's not like you're lying, but when you're not honoring your values, you're not having the courage to state what you really think and feel, especially right now when everything is so difficult to communicate and there's all this censorship and cancel culture and, you know, so people are terrified, I find, right now, of speaking up for themselves and maybe taking a stand for their values.

Stephanie (5:05)

Yeah, well, you know, you make a good point. People Are there's a lot of fear in the world right now. And that's something that's again, another conversation, but that also came up in my meeting today is just how many people are living in fear. And it's kind of an underlying. Hard to put your finger on it. They don't even know necessarily what they're afraid of. But it seems like there's this impending something not good that is unfolding in the world these days. But let's go back to something that you said around, you know, honoring our values. The key around all of this is to understand that first off, you are living a set of values, and you don't necessarily have to recognize them, but you are living into a set of values. The question is, are they your values? Are you aware that you're living someone else's values? Do you even understand what your values are? Because a lot of people don't intentionally live out of integrity. They just don't have the confidence to honor their values, so they compromise them to satisfy others. I think you used a couple of really great words there. You know, should, ought to, need to, supposed to. If you. Anytime you're using that language for yourself, I really should do this. I really ought to do this, or if somebody's saying you should, you ought to, you need to. That is the first. That is one of the largest flags that you're not living your values. The minute you think that you should be doing something is often a definite flag that you're not living into a value, because a value is something, something that you want to do that often inspires you. So be careful and just use that as a bit of a guideline, if you will, a framework that when somebody says you should be doing something, you're. They're asking you to live their values. So do you align with that or do you kind of. Yeah, I should, but it's not really what I want to do. That's your values, not mine. So it's one. One of the flags. It's a way to identify for some people who aren't clear on values.

Francie (7:02)

Well, there's a couple of different ways. You know, that's one. I think the most obvious one is when you're shooting all over yourself and trying to please other people, jump through hoops, and then you're just so out of integrity with yourself. The other one is to take a look at what you are creating in your life. If your life isn't what you want and what you're seeing as a reflection of who you are, then Chances are if you check in, you're not living your highest values. If your life is, you know, if you have a high value on fitness and health, and you're not working on nutrition, you're not working on the areas of life that, that serve your. Your fitness, those kinds of things, then wellness isn't a high value. And I think it's really just about telling the truth about it. I had a client once that was. Told me her highest value is family, family, family, family, all family, family, family. And. And every other weekend she was jumping on an airplane to go somewhere in Europe for the industry that she was in, or somewhere in the US or around. And she was all over the place. And she kept saying, but my highest value, I'm doing this for my family. And she really got to it. One day we were having a meeting and I had to call her on it. And I said, you know, there's a place where you're just not telling the truth. I said, I think your family can sense that they're not your highest priority, they're not your highest value. Well, that would make me a horrible mother, that would make me a horrible wife, I'm a horrible person. I said, that's not true. I said, the alignment that you're looking for is to be true to yourself. And because she'd already said it, what I'm doing financially helps me take care of my family. And I went, exactly. So financial and vocation are probably. Or one of the other, or both, maybe, I don't know, I can't remember. But at the time, we're higher than family, you should have seen her relax. Her shoulders dropped. She had it got a tear in her eye, and she was like, you are so right. It's not that they're not my highest value. It's just right now, how I can take care of them is by doing my business, building my business, growing, going across the country, having meetings. And then when I'm home, I'm fully present to them. Whereas before, she was always feeling guilty, juggling, I don't want to get on the airplane. I want to get on the airplane. I don't want to go on the airplane. I don't want to go here. I do need to go here. So there was all of this confusion and uncertainty in her life, and I just remember the calm and the peace and the. And the little tear that came to her eye when she realized that it's okay. Doesn't make her a bad mom if family's not her highest value. In that moment. And now she's retired and it absolutely is her highest value.

Stephanie (9:24)

But you know what? You. That scenario you paid is a pretty common one. But it is interesting how people live in this world of constant guilt. They feel guilty because they're working all the time, which they feel they need to do to support their family. And that is the reality of whatever it is for them. But then they get, they come home and to your point with that particular client is that they were present to their family when they're home. But many, they work, they feel guilty about not being with their family. And then when they come home to be with their family, they feel guilty because there's work to be done. And so they're living in this constant, this battle of, you know, two competing values, if you will. And they don't have to compete, they just have to align. You have to find a place for them. But something you said that tweaked really where I want to go with this. So, you know, we talk about we live our highest values. That's really the ultimate goal, is to be aware of your values. They're going to shift and change over time as circumstances and life changes. As we get older and, you know, kids grow up or whatever the scenario is, our values tend to change, to shift. I mean, there's always the foundational values that never go away. But in this example I want to just point out. So let's say our core values. I'm just going to give you an example here. We talk about health, maybe God or higher power, whatever it is for you, contribution, another common high value, family and then fun or experiences, for example. But within that context there's, we talk about health as the highest value. And you know, for me, what came up was around the conversation around health refers to, you know, wellness and fitness. But then it occurred to me that within the context of fitness, we have our physical fitness, we have our mental fitness, we have our emotional fitness, we have our spiritual fitness, we have financial fitness, we even have relational fitness. And of course we have financial fitness. So as it turns out, within the context of the seven, seven areas of life, there is health. And that health doesn't just mean our physical health. It's health in all seven areas of our life. And are we financially fit? Are we emotionally fit? And you know, you and I have talked about on a number of occasions where you look at emotionally fit and then what is our ability to deal with adversity? Are we resilient right now when we look at what's going on in the world There's a lot to be said about health and fitness, but in all areas of our life, physical, mental, emotional, spiritual, financial, vocational, recreational, or relational, I.

Francie (12:13)

Should say they can still be hierarchical because right now for me, you know, vocational and mental health is up. So mental fitness, for example, really working on making sure that I'm grounded and my, my, my thoughts are clear and I'm not carrying the weight of the world around and carrying stress and leading with my stress, et cetera. It's a lot of, for me, that's up. That's what's up right now. So when we talk about the seven areas of life and we break them down that way we think about is there. Yes, there's mental health. And I think most people, when they think of mental health, they think of things like depression or having suicidal thoughts or whatever. I get that. But there's also that piece of it that is about being mindful and being calm and finding ways to take care of yourself. It's not just pop a pill and Xanax and calm down. It's really about what can I do in my daily practice and not feel like I'm having to, you know, put something on another pile that I have to do. I have to read this book because it'll make me better mentally or something. So it's. The intellectual side of what we do is sometimes we try and we, we layer all of our values on top of each other instead of, you know, looking at them as a hierarchy and. Okay. Or, or, or containers. Well, what am I working. What, what's empty a little bit right now? Well, for me, physical fitness is a little bit empty, but I'm also, but I'm also quite physically resilient. You know, so there are things that we can, as we break down and to your point about going into 20, 25, and I love this, you know, thriving and arriving and surviving. It all rhymes with 25. Right. So I mean, that's going to be overdone by, I think, next week. But ultimately, what I think what we're talking about is how do we support people and each other and ourselves into honoring each category or each pillar of life and the values that can be termed fitness. Do you feel? Doesn't mean you have to be, you know, Mr. Universe or, or, you know, Ms. Canada. You just. Where are you physically feeling fit or feel physically feeling resilient? Are you strong enough to. Physically strong enough to enter the headwinds that are coming down? Maybe financially, we don't know what's going to Happen after the 20th of January 20th, inauguration of the down in the US with President elect Trump. We don't know what's going to happen. You know, they're talking of things like, you know, civil war. They're talking about things like, you know, supply chain breakdowns and, you know, EMPs and all these different things that could happen. Are you physically and mentally emotionally fit to handle maybe some of those extremes? And you don't have to be, but what if you are and something does happen and you do have that ability to respond, that response, ability to take a look at what the truth is about what's happening in your world and being able to step into it.

Stephanie (15:02)

So, yeah, I mean, you make some really great points and I'm going to unpack it one layer deeper because I think it's important. We've often talked about physical fitness, and fitness and wellness are two different things. So often I've had conversations with clients who they want to lose weight or they want to eat better, they want to quit drinking, whatever their story might be. But sometimes there is a basic misunderstanding or people understand it, but they don't think about it in those terms. So there's fitness and there's wellness. So you can be physically fit, as in, I can go out and jog a half marathon or run a marathon, whatever the story might be, and my fitness level is quite high. It doesn't mean I'm well, could mean that I'm very. But it does mean that I'm very fit, which is interesting. So I can be very well, but not necessarily fit. But with wellness comes a degree of fitness, whereas with fitness it doesn't always come with wellness. It can be overdone. Right. So anything overdone. So the point of it is this is that when we look at our.

Francie (16:06)

Physical mental Slow down, cowboy, don't step over that. What you just said, you didn't finish the sentence. It's any strength overdone becomes your weakness. Any strength overdone or you pay too much attention to it can become a weakness. That's a really good point.

Stephanie (16:24)

So my point, although that's a good point, that wasn't my point. The point actually is that when we look at, there are going to be times where we want to be more fit. So in other words, financially fit versus financially. Well, do we have financial wellness versus versus financial fitness? To me, those are different things. Financial fitness.

Francie (16:46)

What's different about that?

Stephanie (16:47)

Well, for me, financial fitness is a level that you're trying to, that you're wanting to aspire to achieve because a Fitness level is generally because you are aspiring to do something grander, you know, so you're. It could be across maybe like in the physical sense of it. You know what I'm saying? So in other words, you want to do a CrossFit competition, you want to beat your time in a half marathon or a marathon. That takes a high level of fitness. You work with skaters, for example, in order to do what they do on the ice, in their artistry and in their technical aspects, they need a level of fitness to accommodate that seven minutes or four minutes or whatever. It's going to be that particular thing. So then there's that other side of it that, well, okay, we'll use the skater as the analogy. We'll use that as an analogy or even the runner, you know, so no, I'm not trying to break a record. I'm fit enough, I'm well. So in other words, I can go do a half marathon. It's going to take me 10 minutes longer or 20 minutes longer than it normally would. I'm still well, but I'm not fit at that level. So in other words, when I look at financial fitness, to me, I'm just giving it a context, going, I'm trying to get more financially fit either, as opposed to saying, no, I've hit my financial goals, I'm financially well. I can continue on that journey of maintaining my financial stronghold. You will. Or foundation, but I'm not trying to beat a record.

Francie (18:20)

Right, that makes sense.

Stephanie (18:21)

Does that make sense?

Francie (18:21)

Yeah, it makes sense.

Stephanie (18:22)

Maybe it doesn't make sense.

Francie (18:23)

Yeah, no, it makes sense. I'm thinking that it's really good to have a distinction like that because I know I've heard people say, you know, mental health or financial health, but again, health is another broad term. And being healthy and, and being well or being fit and being well, you're right. I think if we can create a distinction around it, it gives a focus, it gives a something measurable. If you're, if you're fit, you're looking to be measurable. Like I want to lose weight or I want to gain strength. So there's a measurability in there. And I think with wellness, there's a more balanced to it. It's like not being all in on, you know, commodities or all in on real estate. You have a balanced portfolio, for example. That to me is financial wellness, you know, and I think each one of those can be kind of broken down a little bit. I really like that distinction.

Stephanie (19:09)

Well, you know, I'm just going through this Thought process for myself. So what the heck do I know? But I know that this is that, for example, when it comes to mental, emotional, we'll use that as an example. So there is fitness, which to me is aspiring to really unpack something, you know. So, for example, I studied stoicism, as you recall, for an extended period of time as much as I do it. But at the time, I was really in it every day. I did that particular Marcus Aurelius Meditations. Marcus Meditations, I think it's called. Whatever it was, it was a program that Ryan Holiday put out there. Right. And it was every day, twice a day. I was journaling, reading a passage, doing that thing, really immersed in it. To me, that was getting fit. Now, I gained a lot through that period of time, and so my stoic fitness was quite high. Now, I'm not as stoically fit, but I'm very stoically well mentally because I have that fitness foundation that I built. So it's like getting fit, you get to a degree of fitness, and then you can kind of build that foundation, and then it becomes about wellness. I'm not pushing as hard, I'm not driving it as hard. I'm not beating up my body as much. I'm not, for example, negating something else so that I could focus strictly on that, which is fitness takes that. It takes that degree of focus. So I think that's the other side of fitness versus wellness. Wellness. For example, when you look physically, if I go for a walk every single day for 45 minutes, an hour, physically, I'll be very well. I mean, I got to eat right, do all those things. But if I want to be fit, it takes a real commitment of intensity that wellness doesn't have. I think as I'm talking through this, I think that might be the distinction is intensity and intention.

Francie (21:06)

Yeah, I think wellness has a broader and more. Longer, Longer view, you know, is what am I doing to create my financial, my physical, my mental, my vocational wellness? What am I. What can I do today that will support my future self in that wellness capacity? So I have more, a bigger, longer kind of a viewpoint, so to speak. Yeah, I think that's. That makes a lot of sense. So when you think about, you know, what's going on in the world right now and we don't know what's going to happen in 2025, I think a lot of people are still, and I still believe this to be true, is suffering some. Some unknown PTSD from the lockdowns and things that happened and the Things that people were made to do or not do, etc. You know, I see jokes and memes all over the place right now about, you know, fool me once, shame on you, fool me twice, not going to happen. Right? We say that and, but do we have the level of strength and resilience in all areas of life? You know, we've done some, some pretty cool stuff. You know, we, we've, we've trying to take care of ourselves, you know, mentally, emotionally, spiritually, financially. And even from prepping, you know, we got a little bit of extra cans of tuna in the, in the cupboard. You know, we've got a couple pounds extra dog food just in case something happens. So it's not that there's a paranoia, but there is an awareness that there could be some headwinds coming down the pipe and if there are, are people ready this time or are you, are you just not affected by it? Maybe we have some friends and, and, and people that we really know and love. They're not affected by any of this stuff. They're so there's a firewall around them financially, emotionally. You know, they're, they're really did a good job taking care or they're just at a level of, of wealth that, that, that anything that happens isn't going to affect them. And then on the other side, we know people that actually don't think anything's wrong. There's nothing wrong. What are you talking about? Of course I got 14 jabs and a booster. So actually it throws me off a little bit to even think, well, so you, you, you, you don't cook. Like you don't have a pantry, like no restaurants. Whoa. Oh, okay, great. So what happened when the restaurants were closed down? Yeah, it really sucked. We didn't eat very well. I'm like, whoa, so what if it ever happened again? Well, it's not going to happen again. What are you talking about? That was a one up. That was just an anomaly. Never gon. And I'm like, oh boy. So I'm looking around the world and you know, because of my travels, you know, at the end of the month there's a chance I might be going to Europe. I'm looking at Europe going, I don't know if I want to get on an airplane and go somewhere in Europe, you know, and it's like, it's not that I'm not all in to my, what I want to do, but I want to be mindful in, you know, where we are, what we're doing, the choices we make, finances, you Know, pull some cash out. My mom always said, you know, have three months reserve of cash on hand. I a little bit more of a steward in that regard. And I would rather have 6 to 12 months of cash on hand just in case something happens. We become so dependent, I think, on electronic money. And it's not digital money yet, it's still electronic people. You got to keep the distinction. Computers. If our computers go down or if something happens at the bank, there's a bank holiday or a run or something, what are we going to do to, you know, buy gas or groceries or whatever, pay the mortgage? So financial health, financial wealth, financial fitness and wellness, I believe is really important to take a look at. Because what was the, the thing I heard the other day, very few people have 500 in the bank if something goes wrong, you know, just to have a little bit of money in the bank. A lot of people, a majority, I don't say it's a majority, but many Canadians don't have that on reserve. So I think that's a thing to dig into and, and think about health and strength. You know, my commitment to getting stronger again and losing muscle mass as I get older is a thing. And, you know, if something happened and I need, you know, bolt or do something or lift something or, you know, I just got to make sure that my strength is, is where I want it to be. So there's. Each of those pillars of life, I believe, deserves to be broken down at this time in light of what could happen in the next year.

Stephanie (25:09)

Well, there's. I mean, there's always something that can be, you know, that can happen. I think what comes with age is, is. Is the wisdom, but the wisdom is based on a lot of experiences. So, you know, you talk about, well, this couldn't happen to me and a friend of ours, mutual friend of ours, you know, is really, she's kind of heads the, a lot of initiatives into disaster relief. So in other words, she's often going into communities and saying, are you prepared for a potential disaster rather than going in afterwards and cleaning it up. Now, when, you know, I've had conversations with her about. So you used example of, you know, what if there's a flood? What if there's a fire? Interesting. Well, that it didn't happen. Well, it already happened. It's not going to happen again. What's the chances? Right. Well, ask Fort McMurray that question. You know, Fort McMurray got hammered by floods and got hit by a fire. They figured, well, they wiped out half the city. How much Worse can it be? And I think it was a few years later, of course, what do they have happened? They have a giant flood. And in through that whole thing, the lessons learned by those who had been through it is, you know, have fuel. We've shared many times where our, you know, for us, our vehicles, half a tank is empty. So in other words, we always have more than half a tank of fuel. When Fort McMurray and there's all sorts of these stories of where cities have had something happen, floods or fires generally, and people have to vacate, they have to abandon ship kind of thing. They get in their vehicle and they realize they got a quarter of a tank of gas and they can't get any further, and all they're going to be is a hindrance to people getting out of town. Also say, this is these little bits of preparation make all the difference in the world. When there was the giant floods here in the lower mainland, like in Fraser Valley a few years ago, when the dam, or not the dam, but the dike in Abbotsford broke for a few days, there was, you know, no fuel available, food was limited, you couldn't get around. We weren't worried about it. We were kind of handled. So the point of it is, is that are you prepared for those kinds of things? That all goes back to in those seven areas of our life. It is about fitness, it is about wellness, mentally, emotionally, spiritually, financially, physically, mentally. All of those things come into play and are we prepared? So when we look at, to your point, about what we talked about going on in the world, I mean, let's face it, we're as close to a third world war as we've ever been. Nuclear, blah, blah, blah. All of what's happening In China, the U.S. you know, is, you know, Trump being sworn in, wanting to make Canada, you know, another state, and all the government mess that we're in, I mean, it's. It really is, you know, a list of things that are melting seems to be melting down to your point, some people are aware of none of it, and then there's us who are aware of far too much of it due to the nature of the work that I primarily do. But the point of it is, is that how do we actually lean into it so that we are in fact prepared in those areas? And sometimes it is just mental prep, realizing that should something happen, we can rest because we have some fitness or some wellness in those other areas of our life. So I'll leave it at that. But that's really the kind of the Point of when we talk about core values, then we look at core values and say, what are those core values? Then we look at the seven areas of our life and we try and make it quite pragmatic, if you, you know, if you will, so that it doesn't seem too out there. So when we look at it core values, and then we look at our seven areas of life, are we. Well, are we fit? Are we in alignment with our values?

Francie (28:50)

Well, I think that's a really important thing, going back to being integrity with yourself, because where we get tested is under adversity and the resilience muscle that we have will our instinctive values are going to come out under pressure and under, under adversity. And if you've been lying to yourself or kind of pretending not to know something or pretending to be someone that you're not under pressure or adversity, your true self is going to show up where I'm not skilled, is going to show up where I maybe kind of rip myself off in one of the areas of life is going to show up under adversity. Who we really are comes out under stress. And I think that's one of the biggest reasons why the importance of doing, you know, mindfulness work, whether it's a stoic work, prayer, meditation, whatever really gets you grounded in your spirituality, because that's the one area, the spiritually fit area, that I don't know if a lot of people really realize that part of being able to handle adversity or being able to navigate it is having something to ground to, even if it's, you know, I think the story in the, in Bill's story, the guy that started aa, you know, I think his original higher power, I think was a light bulb. So it doesn't really matter what it is at one point, but can you get grounded to something that's, that's, that's bigger outside of yourself so that you can balance your emotions when it comes to being under adversity. Watching people wander through life and in shock or in and traumatized is, I find very difficult. Especially the work that I do in performance psychology is that the stress that is expressed under adversity, you can either rise to it and really take it on or what happens for some people, it just melts them down. So back to circling back to your comment about fear is that right now, even in the media, I had the glorious experience of our TVs. Something happened with our cable and I ended up with tv. And the news was on the other day and I actually was doing something in my, in our, I was holding laundry, I think upstairs, and I was listening to the news and I thought, you know what, if I was listening to this every day, I would be terrified. And it's not that I stick my head or we stick our heads in the sand. All I know is if that's repeated over and over and over and over and over, no wonder people are scared. I would be terrified.

Stephanie (31:12)

Well, there's a couple things around it that, you know, I think we'd be remiss not to bring up before, as we wind this down, is that all of this takes training. You know, I, I'll go to the extreme. So you look at how Navy SEALs, you've all, most of us have heard about how Navy seals train and what they have to do to go through that training. And you know, 85%, 95% of the people who sign up for Navy SEAL training don't even make it through. And by the way, Navy SEALs, as I learned, is the entry point. There's like four or five levels above Navy SEAL. Like there's Delta, there's all these things. Like, I mean, there's these guys that, it's just crazy. But the point is they go through that.

Francie (31:57)

If you watch tv, you would know that there's all these TV shows now with all these guys.

Stephanie (32:03)

My point is this, is that you don't until you experience it. You, you, you haven't experienced it. You have to test yourself. You know, can you walk out in the cold and bear with, you know, can you live with minus 30? Can you actually get through minus 30? Or do you fold like a cheap tent and run into the nearest whatever to get warm? Because you have not trained, you haven't had the physical push to exist in minus 30. It doesn't mean you want to. Have you done it? Have you jumped in a, you know, 40 degree pool and, you know, done some cold plunge? That's all part of preparing yourself for that level of adversity on the physical side of things. But as you go through business and even in your vocation, when you face the headwinds of whatever business or career you have, it prepares you for the next time and the next level. And that's all part of preparation in terms of our fitness or our wellness in any of these areas of our life. Sometimes we have to lean into things that are really uncomfortable. And I just didn't want to not say that. It's one thing to pontificate or philosophize about it. It's another to Actually live it and then know that you faced it, you've been in it, and you've got through that. And that could be, by the way, an epic job interview. It could be a real business challenge that you don't run from it, you lean into it and you get through it. And then the next time something like that shows up, you know that you're capable, that you can actually do that. So as we gain fitness and wellness in these seven areas of our life, we have to keep in mind where are we testing it and where.

Francie (33:50)

Yeah, and who are we going to for training? You know, I think about when we first started in our real estate journey and we found rain. That became a training ground for us to increase our fitness, which has now then helped us be financially well down the road. Right. Like real estate's afforded us a lot of things and, and I think. But the training that we did in order to be fit and well in the. In the realm of finances came from the vehicle of real estate. And I don't want to step over that because the training that we do for me, mental, intellectual, spiritual, is through transcendental meditation. And a lot of people, especially my, my religious friends, don't, don't think meditation is the way they think. It's a something in the dark side. And, you know, so people are going to judge you, they're going to. Even those types of things create adversity. So from a value standpoint, this is how I wanted to kind of all wrap it together is that can you honor your values without defending them and just, you know, if people are criticizing you or pushing back or challenging you over dinner or just because they're judging your. Your languaging of some kind. Can you be and stand in the light of your truth? It's like standing on a rock, you know, in the middle of a raging river. You know, it's gonna. Life is gonna rage around you, but can you stand quiet in the light of. Of what's going on for you and be and honor your values? Because that's what's going to get you through and that's what's going to help you commit. And for me, I can only speak for myself, is to help me commit to each of the fitness levels in every area of life that, that I'm about to enter for this year. I mean, they don't go away, and you're not juggling seven plates at the same time, you know, whatever that. That thing is, but, you know, three or four of them up at the same time. I can I can handle that.

Stephanie (35:37)

So come alive. We'll call that a show. Stephanie thanks.

Francie (35:43)

Thank you. That was fun.

Patrick (35:46)

Ladies and gentlemen, thank you for listening. If you found value in the podcast, please take the time to rate and review and share with others. Share with your friends as it is my goal to always improve and to provide the highest value for you, the listener. If you have any comments, suggestions or questions you'd like answered, please email me@ceoraincanada.com. that's ceors e I n canada.com. i look forward to hearing from you. And until next time.

Stephanie (36:18)

Patrick oh.