Podcast
The Financial Health Insights - Reduce Money Stress, Live Well Today & Tomorrow
Hosted by Kevin Neoh, CFP, CeFC · EN
Good financial health is as important as physical health.
This personal finance podcast is created to support you understand how to nurture and keep good financial health.
With better financial health, we can reduce stress and improve our financial wellbeing, so that we can live better each day.
What's unique about this podcast is we discuss, share stories about how one can build, and keep good financial health.
Hosted by multi-award winning Certified Financial Coach & Financial Planner, Kevin Neoh, who believe we should plan our money around our life, not the other around.
20episodes
Episodes
Newest firstAll episodes
Smart Money Moves for a Stress-free Retirement
Nov 2100:41:05Tap to summarizeIn this episode, Kevin Neoh discusses the concept of a stress-free retirement, emphasizing that it is not solely about having enough or more money; but also about personal fulfillment and health. He explores various definitions of retirement, the importance of financial clarity, and the challenges faced by retirees, including loss of identity and health concerns.Through this talk, Kevin advocates for a balanced approach to financial planning that allows individuals to enjoy life today while preparing for the future. The talk ended with practical tips for managing finances and stressed the importance of saving and understanding personal values in retirement planning.The talk from this episode is extracted from the actual financial education talk by Kevin at the InvestSmart Fest 2025 '@SC on 25th OCT 2025. Resources:- Kevin Neoh's profile - myFINFIN for iOS- myFINFIN for AndroidChapters00:00 Introduction to Stress-Free Retirement02:59 Defining Stress-Free Retirement05:52 Understanding Financial Success08:36 Challenges of Retirement Planning11:49 Unspoken Challenges of Retirement14:35 The Importance of Healthspan16:44 Reinventing Retirement Planning19:41 Balancing Today and Tomorrow22:58 Financial Health Basics25:46 Practical Money Management Tips28:44 The Importance of Saving31:33 Wrap-up
Transcribe →I'm Back, with Some Lessons from past 3 months
Nov 1500:17:28Tap to summarizeIn this episode of The Return to Financial Health Insights, host Kevin Neoh discusses the inevitability of life's changes and the importance of maintaining momentum in his podcasting journey. He reflects on the positive feedback received from listeners, emphasizing the meaningful impact of his work. Kevin also shares insights on upcoming content, including a talk on stress-free retirement, encouraging listeners to stay engaged and share the podcast with others.Chapters00:00 Welcome Back and Podcast Overview02:10 Reflections on the Break and Life Changes05:32 Adapting to Change and New Routines09:44 Navigating Life's Changes and Maintaining Identity11:30 Clarity and TImeline Helps Preparation and Action14:30 The Importance of Feedback and Future Plans17:18 Outro
Transcribe →An Unusual Episode for me, for you, from Fate.
Jul 3100:03:40Tap to summarizeThis is an unusual episode.You have to listen in to understand what is so unusual about this. I have no answer to how this unusual-ness happens too, but I guess I have to take it as it is and focus on what is within my control. That's why, this episode that is released is like this =)By the way, if you have any questions, or feel like chatting with someone; always feel free to reach out to me ok?
Transcribe →Are You Using Money to Live Well, or Just to Prove You’re Doing Okay?
Jul 2400:32:12Tap to summarizeIn this episode of the Financial Health Insights Podcast, host Kevin Neoh discusses the importance of using money as a tool to enhance our quality of life rather than as a measure of success. We will also spend time discussing how emotional connections we have with money, the impact of social comparison, and the need to shift our mindset towards financial well-being. Through real-life stories and practical advice, Kevin shares some ideas and framework to support listeners to redefine their relationship with money, improve their satisfaction across different areas in life, so that we can focus on living in the present while building a healthy financial future.Chapters00:00 Redefining Financial Success03:08 The Emotional Connection to Money10:10 Our Conditioning On Money13:54 Case Study18:27 Finding Your True Happiness Beyond Bank Account19:51 Assessing Your Relationship with Money22:16 Assessing Your Life Satisfaction Level 24:44 The Present In Life26:42 5 Pillars of True Financial Well-Being28:33 Wrap up
Transcribe →Money Scripts: The Hidden Influences on Our Relationship with Money
Jul 1700:40:44Tap to summarizeEver wonder why you behave a certain way with money, even when it doesn’t always make sense?In this episode of The Financial Health Insights, Kevin explores the powerful concept of money scripts—the subconscious beliefs we form about money, often in childhood, that quietly shape how we earn, spend, save, and stress about finances.We will learn about:What money scripts are and how they’re fromThe 4 most common types of money scriptsHow money script influences our income, spending, savings, and debtIdeas to support ourselves according to our dominant money scriptResources:Find out Your Money Scripts - Klontz Money Scripts TestChapters00:00 Introduction05:13 What is money script?13:22 The 4 Money Script Category28:53 Impact of Money Script on Our Financial Health31:52 Find out your Money Script34:40 How to bring more awareness to our money script?38:30 Wrap up
Transcribe →Save & Invest: How Much Is More Important Than How Fast.
Jul 1000:28:56Tap to summarize💬 Episode Summary:Most people think building wealth is about getting high returns fast. But what if the real difference making factor is how much you save — not how fast your money grows?In this episode, host and Certified Financial Coach Kevin Neoh unpacks why your savings rate matters more than your investment return rate, especially when you're just getting started or managing limited resources. This episdoe also look into 5 ways to build a savings habit that can sticks, and why protecting our savings is just as important as growing them.Whether you’re new to saving or trying to reset your financial habits, this episode will give you the clarity and tools to take control of your financial future one step at a time.🎯 Challenge of the Week:✅ Set a savings target✅ Automate your transfer✅ Label it with meaning✅ Track how it makes you feel over 30 daysTag @kevinkmneoh on Instagram to share your progress!💬 Connect with Kevin:Loved this episode? Share it with a friend who’s always chasing the “best return”, they might discover a differet path to financial freedom without costing them their peace of mind.Questions or feedback? Reach out anytime HEREChapters00:00 Introduction to Financial Health02:03 The Importance of Savings Rate05:47 Control Over Financial Decisions09:00 Automating Savings for Success10:33 Separate Your Money / Account11:30 Name your savings13:32 Prepare a Simple Spending Plan15:50 Start small is the new start big18:41 Protecting Your Savings21:03 Health and Financial Wellbeing24:16 Building a Strong Financial Foundation26:58 Your Home Work27:58 Wrap up
Transcribe →Now That I Know My Net Worth… What Should I Do Next?
Jul 300:25:00Tap to summarizeIn Part 3 of our net worth series, Kevin invites you to rethink what your net worth is really for. With the help of a toy fruit basket analogy, this episode unpacks how to use your net worth not as a score to chase, but as a tool to support a meaningful life.Because having RM200K or RM500K, or RM 1mil is never the full story. What matters is:💬 “Does this support the life I truly want to live?”ResourcesPart 1 - Master the Basics, Grow Your Net Worth: Spotify | Apple Podcast Part 2- Is My Net Worth Normal?: Spotify | Apple Podcast Chapters00:00 Understanding Your Financial Basket03:34 The Purpose Behind Your Net Worth04:43 What are your non-negotiables?07:34 Financial Life Planning: Defining Your Values10:06 Tracy12:24 Making major decision13:04 Adrian14:36 Money first, or Life first?17:13 Taking Action: Steps to Align Your Finances20:02 Wrap up
Transcribe →Is My Net Worth Normal?
Jun 2600:30:36Tap to summarizeIn Part 2 of our net worth series, we go beyond the basics to answer one of the most common but emotionally loaded questions about Net Worth:“Is my net worth normal?”Kevin unpacks why this question often leads us down the wrong path, and what we should ask instead. You’ll learn how to measure progress "the right way", calculate your own net worth growth, and discover how simple, steady habits can move you forward (even without flashy income or big wins). 🧭 Your Action Steps This Month:Calculate your net worthSet a simple growth target (e.g. 10% or RM10k)Make your money habits work toward a life you actually want🎧 Tune in now to learn:How to stop comparing, start tracking, and grow your money to serve the life you love.Resources:Episode Mastering The Basics, Grow Your Net Worth Spotify | Apple PodcastNet Worth TemplateChapters:00:00 Introduction to Financial Health01:38 The Dangers of Comparison in Financial Health06:01 How to Tell If Your Net Worth is Growing11:08 Practical Examples of Net Worth Growth19:00 Why Grow Your Net Worth?22:47 How to Enjoy Your Relationship with Money25:26 Next: Follow This Simple Steps
Transcribe →
Master the Basics, Grow Your Net Worth
Jun 1900:32:22Tap to summarize📌 Episode Summary:In a world obsessed with flashy success, this episode brings us back to something powerful — the basics. Inspired by a story about Kobe Bryant’s legendary 4AM workouts, Kevin reflects on what it means to master the foundations of financial health.💡 In this episode, listener will learn aboutWhy income, property, or lifestyle don’t always reflect financial strength;The one true indicator that shows if you’re making progress (or not);Five “Kobe-style” basics that build real financial freedom;The invisible wins that make the biggest difference over time;👟 This is your 4AM footwork session — not glamorous, but transformative.🧰 We also have some 'homework' from thsi episode, and here's your 3 Next Moves:Track your net worth (even if it’s small)Give every ringgit a jobProtect your progress with a buffer and basic insurance🎧 Tune in and rethink what financial strength really looks like.Resources:Episode Give Every Ringgit A Job: Spotify | Apple PodcastNet Worth TemplateChapters00:00 Introduction to Financial Health Insights06:58 Understanding Net Worth11:46 Five Basic Financial Moves25:41 The Importance of Consistency in Basics30:39 Conclusion and Key Takeaways
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🏖 Rethinking Retirement Part 4: Designing a Life You Don’t Want to Retire From
Jun 1200:37:57Tap to summarize"What if retirement wasn’t the ultimate goal?"In this final part of this series, host Kevin Neoh introduce this interesting reframe.He also discussed more on designing a life that’s so meaningful, energising, and aligned with our values… that we don’t feel the need to “retire” from it. This episode covers:Why discovering your core values matters more than setting goalsHow to create a life of freedom and purpose now, not just at 60The difference between escaping a job vs. designing a fulfilling lifeHow financial planning supports a life you love — not just your retirement planThis episode invites you to pause, reflect, and ask this question:"What would it look like to live intentionally from today".🎧 Listen now and take your first step toward a life you won’t want to retire from.🎁 Click here to get the free workbook to reflect and set up your happier, healthier, and wealthier life.Resources:Personal Values Assessment ToolRethinking Retirement Part1: Spotify | Apple PodcastRethinking Retirement Part 2: Spotify | Apple PodcastRethinking Retirement Part 3: Spotify | Apple PodcastChapters00:00 Introduction to Financial Health Insights01:41 Rethinking Retirement: A New Perspective03:34 Dreamed Vacation, Anyone?06:14 The Desire for Freedom and Fulfillment09:29 Real Story on Retiring Early or Live Better Now12:05 Understanding Core Values and Life Design13:34 Core Values ---> Ideal Life18:02 Example: My Core Values19:37 Questions that Guide Design Your Ideal Life21:47 How finding out ideal life now can help us23:25 A Tool that Helps Uncover Our Core Values27:38 Intentional Living TODAY31:21 3 Simple Questions To Check with Self36:31 Gift - for a Happier, Healthier and Wealthier Life
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