
Loading summary
Clive
The thoughts, views and opinions shared on the Flow show, no filter are for educational and entertainment purposes only. I am not a professional. I am just good. Happy happy Thursday. It is thirsty Thursdays. Make sure you drink up today got a real crazy show as usual today, serious show. They talking up those fires that I told you about yesterday. We got more information and they still out of control. It don't make no sense and a lot of people are starting to think that this was, I want to say planned but someone caused this fires on purpose for financial gain and to maybe try and to run a redevelop Cali and kind of do what they did in Maui. I don't know about you, you know about Maui but there were some, a lot of mysterious fires there and that, that happened about a year ago and people didn't think they were. People thought they were man made fires and turns out that they that area that they pretty much, that pretty much was burned down. They found out that they have plans to turn them into some smart city like technology. When I say smart, like you know, smart cars, smartphones, like a smart city where the technology is top tier or whatever. Excuse me, I don't know. But we're going to dive into it. Like I said, one thing about me. Y'all know what I do is I give y'all everything that's going on, everything. Everybody's talking about both sides and let you decide, but it does. It is awful fishy to me. Now before I start, let me tell you, fires are definitely a trigger for me. My mother had a horrific fire accident right when I was in my mid-20s, right as I was signed with Floyd Mayweather. For those that don't know, I was a signed artist rapper with Floyd Mayweather. We had different situations and deals on the table. We, we did our thing independent. We also worked with Interscope, blah blah blah. Well, anyway, Floyd flew me to Vegas to sign me as a rapper. You can go to my Tick Tock to feel to get the full story. But anyway, the minute I got out there, maybe my, my mom moved out there. Probably okay so far, long ago, but maybe it was about a month. This is like 2004. No, 2005. 2004, 2005. And once I moved to Las Vegas, my mother moved out there. She got all her stuff together. She had bought her own, got her own place, her own apartment, everything. She, she had her own setup. But she came out there to support me on my journey and the rest of my family ended up coming to my father and everybody else. But My mom wasn't out there a week, and I remember it like it was yesterday, this part. And so I was going to get my haircut. My mom said, well, I'm about to cook Sunday dinner, so it'll be ready by the time you get done with your haircut. So we in Vegas, we all living in Vegas. I'm out there with Floyd Mayweather, just on the brink of, you know, starting my, my. My new journey and excited about to do my rap thing. I'm ready to blow up and do everything or whatever. And so I go to get my. I go to get my haircut. And the. Almost the minute I got there to get my haircut, the minute I arrived, I get a call from my mother's neighbor. Now, my mom had only been there a week, but she already had a neighbor. She couldn't stand that they. They had already, I think, even had little words. Not nothing major, but just enough to know that, you know, I. They didn't like, they didn't get along well. I am just arriving to the bar, to the barber to get my hair cut. My phone rings. It's the neighbor. And so the minute that that neighbor called me, I knew something went right because she was immediately crying. She was like, your mother, somehow your mother's been in a bad fire accident. You got to get here. Hurry up. I'm like, oh, my God, y'all. I flew from the. Where the barber place was. I went a thousand miles an hour. I didn't stop at no light. I could have been killed because I didn't stop at no light. I just went. I just flew and just trust there was no other cars coming. It was just so crazy. I didn't know what to do get there. All I see is ambulance this, that they taking my mom away. I can't even see her. And come to find out she was so. She was burned on. She had burns all over. What happened was she was in the. She said she was in the, in the, in the kitchen cooking. And you know, they got the. They had them old ass stoves. So it's like the pan caught on fire. And then she tried to put some water on it real quick or whatever to put it out, and then it actually, I don't know, whatever the water did might have caught some grease or something and just spread and blew big, knocked her down. She broke her arm and I don't even know if she broke her leg. She. I know she broke her arm and maybe her leg because I remember she had to crawl out of there. I Mean, it was crazy. So she, she goes to the ambulance. I'm just not getting there. I'm a wreck. She don't. My mom would let nobody else see her. She just wanted, you know, just the kind of relationship me and my mom got. Only one that she wanted to see her for a long time was me. So I had to hold all that down. And at the same time I had, I had just began my music journey. So I'm trying to, I have to record, I'm performing and check dealing helping my mom in the hospital as they, as they treated her in the burn unit. And so my mom's doing well now, so, you know, you don't have to be too sad about it. It was horrific and, and, and, and it was like life changing in a way. But even, even in that time, you know, think about us. We are very resourceful. So one funny thing that happened that came out of that or that happened is the hospital, they learned my mom immediately. My mom always knows. I told you, she knows what to say. My mom immediately told the, the hospital. This was in Vegas. We living in Las Vegas. She told the Las Vegas Hospital, I think, I don't know which hospital was. Might have been University Hospital, I don't remember. I mean UA or whatever. But anyway, she told them that I was signed with Floyd Mayweather and this and that. So all the hospital was super impressed and excited. But so, but my mom didn't have the top of the line insurance that she needed to get the real care she needed. But when she told them that I was signed to Floyd, the hospital just assumed that either I was gonna pay for it or Floyd was gonna pay for it. Not knowing I'm broke at the time. I just got out there, I'm just not getting signed. So I ain't got no money, not like that. And so my mom, after she, she, my mom went, after they knew that she went like for like 30 days almost. My mom and my mom would act like she didn't know what they were talking about. When they would mention about insurance or payment, she would always act like she was like totally out of it. Then when I would go talk to her, we would just talk and then I would act like I didn't know anything. So, like, I don't know if you know about burns or whatever, but like in the first, you know, like the first 30 days is when you really get that good treatment or when it's important to get that good treatment. So that first 30, 30, 60 days, they took care of my mom like like we was millionaires and we have shit. And it was funny every day. It was the routine. I would go up to the hospital, they would tell me that my mom is incoherent. She doesn't know, you know what her insurance, she doesn't know. She can't remember any of that. And I would just play along with it, even though I knew my mom could talk and it was okay. Then I would go into the hot day, let me back into the room. And then me and my mom would have a talk and we strategize this not knowing shit plan. And so out of a horror story, out of a horrible story that's very emotional for me. You can get the full story on my TikTok page. It's called. The series is called How I Survived Mayweather and Las Vegas. Go to Tick Tock and check it out. But the. The good thing that came out of that, okay, it was a horrible situation. And as me in my mid-20s trying to deal with all that on my own because my mom didn't want to deal with nobody else in the family. Like, just because she didn't want to deal with nobody in that state. We ended up getting top of the line care for my mom, which made her even as good as. Like, she's pretty much 100% healed to this day. All because we just was resourceful. My mom act like she didn't know shit and I didn't know. And before we know it, they had took great care of her and got her on the road to recovery, but she ended up having to be do rehab and everything, y'all. So fires are a huge trigger for me. That was one of the. Noah was quite crazy for my mom, but for me as a son and that was horrific. And I mean, one of the. But it grew me up. It grew me up a lot because I had to shoot. I was mid-20s and my mom caught enough. Damn near lost her life in a fire. And not only do I have to balance trying to rap and do that career and tour and perform and all of that, I had also helped my mom out through a. I don't know. That was a long. She was in the burn unit forever, y'all. So I tried to tell y'all that story. So y'all know why. Why fires and is very serious to me. And the fire is going on in Palisades, California, but it is stretched to Hollywood and everything, y'all. And we got a lot to talk about and we're gonna get into it now. See, this is why People listen to my podcast because I talk about what's relevant and if, and if, and if, and if you don't know it's relevant while I'm talking about it, you'll go throughout your day or the next day and you'll see all kind of people talking about what I talked about and be like, oh, there Flo was talking about that. I just have a knock for having a, a knack for having my ear to the street or my ear to the, to the public or the people and know what we care about and what we need to be caring about. So haven't I been telling y'all about two things on this podcast we have addressed that. The insurance. The insurance in America is a scam. Let's quit. Let's quit sugarcoating it. Now. I don't care if it's health insurance, car insurance, home insurance, dental insurance, all that insurance is a scam. And I was. We've been talking about it, but now with this recent developments of this shady that they can pull with these fires, these insurance companies, now I'm not sugarcoating it no more. It's out here between the UnitedHealthcare and them denying 33%, 34% of claims and actually using AI to purposely deny claims. Now we have this fire shit. In today's podcast episode, we're going to talk about the celebrities that's going through it because they, Hollywood is getting burned down. Celebrities homes are getting burned down. But what I want to pay attention to is how we're going to deal with how they're going to treat the celebrities versus the common folk, because I already see a difference. So first, let's get into the common folk and what's going on. And then Daily Mail did a great article detailing all the celebrities that you may know. Some of them I don't know, but I'm gonna talk about them. I'm gonna tell you about all of them because some of them, y'all know, probably know, and I don't. I'm not gonna. I'm gonna talk about. So I might talk about some names or tell you some names that you don't know. It's only because a lot of celebrities, and I don't want to leave no name out because it might be somebody y'all know that y'all follow, that y'all like, y'all may watch their movies or the TV shows, but it's a lot of names on there. But let me tell you what the. Is going on. These fire insurances, these fire, these insurance Companies are pulling some bullshit by canceling. They cancel people's insurance and cancel people that people's fire insurance before they canceled it. Like, like, like before all of this happened mysteriously, people's insurance got canceled. So listen to this lady. All I'mma say is this person, her father, or I believe it's her father is 90 years old. And at 90 years old, do you know his insurance company cancel his fire insurance after 75 years and now his everything's gone. Listen to this. This is crazy. And I believe this is the mother.
Lynn Levin Guzman
But this is my parents home.
Unnamed Reporter
I know the feeling.
Lynn Levin Guzman
And they just lost. They got canceled from their fire insurance. So they're dealing with this. They're 90 years old and through the state of California because of this. They're 90 years old that they've had. They've lived in this house for 75 years and they've had the same insurance. And these insurance people decided to cancel the fire. And we're going through this and it just happened. And they have no fire insurance. So thank you, California insurance companies supporting residents who pay taxes and love California. And they wonder why people leave California.
Unnamed Reporter
First and foremost, you did get your parents out safely.
Lynn Levin Guzman
I live in Sierra Madre. My parents are in S. Madre, but.
Unnamed Reporter
And now you know that it is under evacuation as well. North of Sierra Madre Boulevard.
Lynn Levin Guzman
Yeah, it's stuck here. You know, there's a will, there's a way, probably shouldn't do it. But you know what? Under the circumstances, send me to jail, that's fine.
Unnamed Reporter
It is unbelievable what's happening here to the neighbors. Your parents house is still standing.
Clive
You had a hose. You're doing what you can.
Lynn Levin Guzman
I mean, I have a hose. It, it doesn't compare to these beloved neighbors that I've known. I was born and raised in this house and I live in Sierra Madre and I'm now 62 years old. And this is the house I was born and raised in. And I've never moved out of Pasadena. Sara Madre Hastings Ranch well, let me.
Unnamed Reporter
Tell you, it does help for people who aren't here to know what's happening. So you sharing that story, it does a service. I came up to you without even asking your name.
Lynn Levin Guzman
My name is Lynn Levin Guzman. This is the Levin household. I'm a nurse for over 30 years in emergency room. I deal with fire all the time and firefighters and. But this is this situation here. Luckily people got out because those are my patients, the people who are not so fortunate to get out.
Unnamed Reporter
As you mentioned. Let's Hope everyone's okay. Lynn, I'll let you get back to it. And for you taking the time, we thank you to your parents. We wish them the best as well as I send it back to you. There's Lynn again with the hose. She's using a garden hose, getting the awnings, getting the roof of the house, doing anything she can. We say that as the embers are blowing directly, directly on us here in the upper Hastings Ranch community. She's here, her brother's here. And you know that there's other. Let me tell you, the majority of the homes in this community are still standing. We drove past many on the lower side that are still standing. But you know, the night is young. Absolutely a long way to go.
Clive
Go.
Unnamed Reporter
And a courageous woman is that.
Clive
Did y'all hear that? Like I said, 75 years. 75 years. Had his insurance paid on time every month. And then these bastards cancel his insurance. After 75 years with the same insurance company, they cancel his fire insurance. And now at 90 years old, he has to start over. How does that sound? And that's not it. As up as that is. That's just, that's just a small one story, y'all. We got a lot of that going on with these fires. Major insurance insurers were. They canceled California's fire insurance policies. Months, just literally not even a month before this. Some weeks, some months. And one of those insurance companies is State Farm. Now doesn't this line up with what the. We've been on this podcast talking about about these insurance game that they play and the games that they play not only with the insurance, but it's all for financial gain. And so one, one insurance company that's on the chopping block right now is State Farm. State Farm, I'm gonna need you to come up to the front of the class. Cause your ass grass. I need you to come to the front of the class. And you need to answer to some of this shit that I'm reading. Now, State Farm, you are one of the. You are one of California's biggest insurance insurers. But just months ago, you canceled hundreds of homeowners policies in California in Palisades. And now ironically, that area is being ravaged by devastating flower. Why wildfires? What, what would you have to say to that? None. That's what I thought, y'all. State Farm canceled 72,000 homeowner policies statewide in 2024. Now that included 1600 in Pacific Palisades alone. They were citing financial instability due to rising wildfire related risks. So in other Words when they feel like they might have to pay some to the consumer, all they have to do is say citing financial instability due to rising wildfire risk. What the. Of course the risk. That's the insurance for what the. What do. Who are these people y'all? And why do we let them get away with this? I know I ain't. I'm going to talk about the insurance and these horrible, this horrible customer service and the, the, the, the, the ratchet crazy way that these big companies do to the little people like me and you and I. I made my name on that like, like I, I, that's A lot of people know me from Diddy and all of this other stuff but my initial name was made on calling out businesses who were us over excuse my language even though y'all know I cuss but that, that little raw than I even get. But anyway and that I've been. I made my name by calling out Walmart for customers by calling out grocery stores for thinking people stealing and following them around the store. And I've called grocery stores got, I mean I've called them out, got managers fired. That's where I made my name from. So that's why no matter what when you hear all today's news you gonna always hear me standing on the next of these companies that just get over because it's really in plain sight. And it amazes me that more people that are like in my position have a platform that don't be calling these assholes out. How the hell can you imma tell you what happened. And see it's a lot of different ways and I'm not going to say none of them a lot of different ideas of why they did this and why they possibly started this on purpose. Like I said the same thing. It was damn near proved in Maui. The Maui flowers in Hawaii dumb fires. But anyway, get back to State Farms. State Farm CEO Denise Harden defended the move as necessary to avoid financial failure despite its impact on policyholders. This the CEO saying this all of this what is it? This is not no reason. This is all what about the financial failure of all the millions of America Millions of all the hundreds if not thousands of American Americans that have lost their home or the hundred the thousands and thousands of people that have lost memories, lost animals, pets, farm all kind of stuff. But the game that insurance plays is if we need think we gonna have to pay you out. We will just change our rules. This ain't right y'all. And let's continue this. The decision was part of a Broader insurance crisis in California where private insurers have scaled back coverage in fire prone areas. As a result, the state's fair plan, a last resort insurance provider, has seen his policies more than double since 2020. Now right now Southern California is battling three major wildfires. Palisades, Eaton and Hearst. And they're being prepared. Propelled by nearly a hundred mile per hour winds right now, the Palisades fire has already scorched 2900 acres in Pacific Palisades while the Eaton fire has, near Pasadena has burned about a thousand acres and the hearse fire in San Fernando has affected 500 acres. Now we also have a list of locations where California homeowners had their fire insurance policies canceled in the, in the recent months. Now I'm not going to name them all the areas, but just to, just to give you an idea, that's how many it is. First of all is that many. But I'm gonna just name some areas you might know. Westwood, Brentwood, West Hollywood, Beverly Hills, Bel Air, Malibu, Pacific Palisades, you already know that. Calabasas, North Hollywood, Claremont, Hacienda Heights. And the list goes on. And it's so many y'all. I would say just from looking at the list, I can't, ain't got time to count them for y'all. But I don't know, look like about 100. 1, 2, 3, 4, look like about a hundred cities. Could be more, could be a little less, I don't know. But I know this ain't right and I know that they don't treat, that they're not going to treat the celebrities like the, like, like, like the common folk. They, they dogging us. That story right there about the, the, the, the fire, the insurance, canceling the fire insurance and the consumer being ass out. That story is all over the place right now. And look at this. And now let's get to what, what why people feel like that this was done on purpose. And I'm gonna tell you what their reasons could have been and I'm gonna tell you and give you my opinion of where, what would cause them to do that and break that down for you. But first let's, let's, let's go through the evidence, let's go through the evidence, shall we? Reasons why people are thinking something, right? And this was done on purpose. Like I said, the massive, not only we talking about the massive cancellation of all these insurance policies, but they also shut the water off. And I know that sound strange or high far fetched, but they literally had, the water was shut up the water reserves weren't there like they're supposed to be. Who did that and why? What was that convenient mistake? So what people are feeling so amongst that, you know. So besides the massive cancellations of homeowners, fire coverage policies by insurance companies, like I said, some of them even just weeks before the fires happen, water reserves in LA were purposely left empty. Why? People were left trapped and stranded to die without any help. This reminds me of Maui. Same situation. I don't know what the hell is going on in Los Angeles right now. But they had people panicking. They, they, they blocked, they, they had, they, they to get people out of their cars. Look at this, this just stupid shit that happened. They had all these people get out their car. I talked about this yesterday, but remember yesterday the story had just broke and normally when the story just breaks you don't have a lot of the bullshit that went on yet because it's just happening. Everybody just, it's just happening. Everybody frantic. So we even got to that. So Now I've had 24 hours. A lot of the, has come to the surface. So remember yesterday when I told you about the, the, the car situation where the cars were all piled up in the, on the, on the highway basically or interstate, whatever, and they were blocking, the fire truck couldn't get through to get to, you know, one of the areas where the fire was. So they told everybody and okay, so let me tell you why the cars were there. Because everybody was panicking and, and traffic wasn't really, you know, they, they didn't have anywhere for them to go. They were kind of stuck in traffic. Authorities told them to leave their car and leave their keys in the car. Leave their car right there and just leave their keys in the car. That way they can move it, right? How about these, how about the citizens do it, do as they say. And like I told you yesterday, they just went over there bull and bulldozing all those cars out the way, tearing up all those cars. Now what type of games are the insurance going to play with these people as far as car insurance? Now, now we talking about car insurance? Because I'm talking about when you, if you go watch the clips, they were bulldozing those cars like they were just trash. Like they, like they were in a dumps, a junkyard or something. And they bulldozed and moved all those cars and tore up after telling people, telling people to leave their cars there and leave their keys in. They didn't even bother to try to move the cars. They just bulldozed them and I bet the insurance are going to find a way to fuck with those people and say, oh, we don't cover bulldozers. If bulldozers hit your car, test not part of the coverage. And then they'll just change their rules real quick, go to their little bylaws, go to their little, the rules of their company and just say, hey, add a rule in there about bulldozers and send it over to the customer. These get on my nerves, y'all. Y'all, yeah. If y'all can't tell, this is. I, I'm just pissed. This is a show. I'm just pissed. This is why I called it no filter. Because I can't talk about stuff like this without going crazy and going off. So now, couple of reasons that they would do the. Let's, let's, let's, let's, let's explore the. If they did this on purpose, let's explore that aspect for a second and why and how. Okay, so there are a couple reasons the insurance could have stopped because they, you know, with all this AI technology, right? Chat GPT and all this AI software that's going around can damn near tell you every thing you want to know, especially the kind of money and resources they have. They, they playing with a whole. They ain't using the same chat GBT we, we got access to. So let's just say a few months ago or whatever, they put the data in a little AI software. Let's say the insurance company put the little data in a software and say, hey, and they put all the stats in. They could talk about weather, they could talk about how long it's been, what's going on. You know, they put all the necessary information in there. And I believe the AI could kicked out to the insurance company and say, you know what there is going to be with all the data that you've given me, there will be a huge wildfire there soon. And the probability of that is like 80% and it's going to be within the next year. So now they just cancel you because now they know they're gonna have to pay y'all or pay us. And what do they do? They take their little information they got from the AI software that's predicting the future that the consumers aren't using. We're just paying our, we're just paying insurance, but the insurance is behind our back, figuring our ways and trying to predict the future and see what they can cut to save money and, and throw us under the bus. So one aspect of it is they just put that in the AI and the AI told them that a wildfire will soon be coming. And so the insurance, all these insurance is canceled and all of that. But then it gets to what the. Why was the water, why was the water reserves not available? Which was people feeling intentional. Right? So then okay, so that's the aspect of the insurance. Now we know we talking about the water and the water. That's not the insurance. That's the city or that. I mean that's the. You know, that's California. Sorry. And so now if, if I don't know this is alleged. But if they, if they did cut off that water supply for, for a reason. Now you thinking okay, this is done on purpose because they want to get rid of all this shit and build a new city or, or cities, multiple cities. They want to build some new for the rich. And so they wipe this out with the fires. They get paid from the insurance. Like don't get it, don't get it twisted. The big, the big, the big elites, they not getting their insurance taken like you and me. So what they do is allegedly let the shit burn down. Get paid for insurance, take the money from insurance. Everybody eats, everybody getting paid and they get to build new and they make money off the new they build. Meanwhile the every average everyday American is ass out like the 90 year old guy who've been paying 75 years. But they don't care about that. That's collateral damage. Like I said, look up Maui when the one where Oprah and rock came up with this and they got cooked for it too. They came up with this called the People's Fund where. Where we all supposed to donate and to help the fires. But we. They got crushed for it because all the people were saying why y'all not paying? Why the y'all asking us for money? And so that's another thing y'all not to get off the subject. But remember all those, all those years when I remember when I was younger and this and that. Why would we sit up there and watch celebrities tell ask us for our money to help and do. And they'll be doing a telethon or whatever you want to call it. And we used to let them get that off and not. And nobody said nothing like why the fuck as everyday America who sitting here we are struggling now don't get me wrong, of course we will always chip in. I will chip in. You will chip in when we got a little extra something. No matter if we rich or not. That's what we do. But it just looks funny When a billionaire is asking me for my hundred dollars, for my $50, for my 150, whatever I want to, but you got billions. And you standing up in front of the camera asking all of our broke asses when you could just stroke a check. Voila is done. And so just think about. And so I'm so glad that we had an awakening in 2024 and now in 2025, we could take that further. Like we're question. Look, I'm questioning everything and I don't give a damn who don't like it. And speaking of questioning everything and not giving a damn who like it. Let's take a quick break to give thanks to people who are helping me be able to say what needs to be said and not have to lean or give a about these sponsors because ain't nobody gonna tell me what to say and what helps me be able to not give a fuck about these sponsors and say and give you all the truth, no matter what it is, no matter what type of backlash I catch, it don't matter because you know why? My own people are paying me, my own people are taking care of me. My own people are looking out for me because of the hard work I'm putting in. And what I'm talking about, I'm talking about the subscribers and I'm talking about. I appreciate every one of the subscribers who have subscribed to my podcast for the exclusive content. Y'all know I'm taking a deep dive into the survive. It's called Surviving Clive and Diddy. I will be breaking. I've already broke down the Jay Z and Kathy White situation where she, her lot, she lost her life. And it was like a love triangle between those two and Beyonce. I the love the chapter about Shakir Stewart, the love triangle with him, Kim and Diddy that left him dead and Kim dead. And then I got Whitney Houston coming up. And the one everybody's waiting for that drops next week is the story of Ali Carter, surviving Clover, David, surviving Clive and Diddy. And that chapter will be about Ali Carter. I mean, and I got Aaron Carter coming up, all type of stuff. So I appreciate you, but let me shout out the subscriber of the day. We got a new subscriber of the day and it is. Where is it? Toby Brady. Toby Brady. Let me make sure I got that right. I don't want to. I don't want to mess it up because I got a good memory, but sometimes I got you. Yeah. Toby Brady. Toby. Toby Brady donated $8 toward. Paid $8 for a subscription yesterday. Remember, they start at 3. You can pay what you could pay 3 or you could give more to help us keep the lights on and help me keep saying. Give me the ability to keep saying you to these big sponsors, because I'm telling y'all, these sponsors want to want everything. They want to just take your platform, use it to promote they self. They don't give a. About you or your people, actually. They just want to promote their. And they want to. They want to kind of tell you or guide you of what you can talk about. You know, that that would never happen for me. To me, you're not going to tell me what to say. So y'all ain't never got to worry about that. But Toby Brady. Let's give a round of applause. Round of applause for Toby. Toby Brady. You could have gave three. You went ahead and paid $8 for a subscription. That really helps me out. I really appreciate it. So everybody clap it up for Toby Brady. Tapped it up for Toby Brady. And let's. Let's be happy that we got people that really, you know, really enjoy what we're doing here. And we are a community that we're building this together. Like I said, I. My dream for this is to have a lot of subscribers and continue to give y'all content. And I can continue to pass on a lot of these sponsors that I don't agree with what. I don't agree for what. What they stand on. So I would rather bust my ass and build up my own subscribers and build up my own network of consumers and people who enjoy my content and, and, and. And eat off of that than to be, you know, dealing with McDonald's or one of these. Whoever. I don't know. I don't want to deal with none of their ass because they all shady, especially these insurance. But also want to give credit to Adrian. She gave $5. Could have gave three, but you gave five. Adrian. And I appreciate it. Cedar also gave $5 and Carly also gave $5. Teresa and Laura. So I just want to shout out everybody and then Everybody who did $3. I appreciate y'all as well. It times are hard and money is not easy to come by, so trust me, anybody who subscribes, I appreciate it. And I'm gonna take it further. Matter of fact, before I get back to the. To the. To the stories, we will be going video. That's another thing that I got going on that's gonna be for my subscribers only. I am doing video podcast episodes working on that right now. There could Be one coming next week if everything goes. If not, it'll be the following week, but it's coming. So it's going to either be two weeks or next week. If I have it my way, it'll be next week. My video episode will be available for the subscribers only, but it's going to be an actual video podcast. I'm excited about that and which is. I'm going to be growing, so just know that subscribing all my day ones know I'm. I'm consistent as they come. So subscribing it to me, to my channel and my podcast, you won't be disappointed, and I appreciate it. So y'all once again, subscriber of the day, Toby Brady. We here at the Flow show, and when I say we, it's just me. But we here at the Flow show appreciate you and. And appreciate what you did and anybody else. Let's continue to get these subscribers up. I need. I need to get. I'm trying to hit a goal by Friday. Please help me hit it. If you could find in your heart to support what I'm doing. If you like what I'm doing, give me $3. If you could get more. Cool, but $3. 10 cents a day. If, if, if, if. I ain't worth 10 cents a day with all this news and all this shit I'm bringing, and then my feelings hurt. But I love all of y'all anyway. Whether you can give or can't give, we are a family. Nobody will be left behind. I will always give some free content and free podcast episodes, so you ain't never got to worry about that. So let's move on. But y'all, the fires is dominating the news cycle. That's why I'm talking like it's. They ain't talking about ain't no Diddy. No updates on Diddy right now. No updates on Jay. I know they're coming, though. I know they're coming. But if you watch the news right now, this fire is serious. I need everybody to be paying attention to it. I don't know. I'm throwing y'all everything that's going on because I don't know for sure who caused it. If it's just climate control, but our shady ass system, we can't never put it past them. And y'all know that. We can't never put it past them. But it's as sad as it is. It's just like, who can we trust? Y'all pray for Cali and let's get into some of these celebrities. Now, now watch. Listen to some of these celebrities who, whose house got burned down. But the crazy part is they, they, they gonna get paid. You know what I mean? Like they are gonna get their, their, their reimbursement because they're celebrities. You know, our, our country only cares about money and fame. If you're not, if you don't have money or you're not famous, then they could care less. So let's run through some of these celebrities who you may know or might or may know or not know who's has been burned to the ground. Like I told you, Hollywood is on fire. Now there are people speculating that they burn. They may be just trying to burn evidence. They, they might, they saying that a lot of that Diddy, a lot of Diddy's evidence is going up in flames right now. I can't confirm it, but I hear a lot of people saying that. So to let y'all know, y'all can look into that if y'all want to look online. But a lot of people say that's another reason why they feel like this was done on purpose. They said they trying to burn evidence because Hollywood is burning. So anyway, let's see. So let's start with John Goodman. Y'all know John Goodman, the legendary actor known for his roles in Roseanne and the Big Lebowski is one of the victims of the Palisades fire. His home, which is a huge property in la, one of the most exclusive areas, was burned down to the studs, down to the ground. Only thing left was a pool filled with black water and rubble. Goodman hasn't released a statement, but his is cooked. Anthony Hopkins, his burnt down. He almost lost it before in 2018, but he was able to save it. But this time, this is gone. Okay. Miles Teller and Kelly. And Kelly Teller. Kelly, I'm sorry if I'm saying that wrong. Is a Hollywood power couple that bought a 77.5 million dollar dream home two years ago with a theater. And all that is toast. Eugene Levy, the beloved actor from Schitt's Creek and American Pie, his bird to the ground. His shit's toast. Billy Crystal. Billy's home of over four decades is now rubble. Only thing left is the tennis courts. Everything else is gone. Billy and his wife Janice released a statement saying their home was filled with love and memories. And now it's over with Adam Brody and Layton Meester, their seven million dollar mansion. Toast. Anna Fairs also lost her five million dollar Malibu. I don't know who that is. Maybe you do Paris Hilton. I know y'all know her. Uh, her beachfront mansion in Malibu has been reduced to nothing but ash. Sandra Lee. Who else? Y'all, Y'all know Sandra Lee. Oh, check this out. Sandra Lee was crying. She was devastated. If you know Sandra Lee or a fan, just let you know. I don't know who that is. Also, Ricky Lake. You remember Ricky Lake back in the day with the talk shows. And I don't know what she's doing now, but everybody knows Ricky Lake. She lost her dream home and Malibu has been burnt to toast. Her and her husband just married three years ago, and she said all their memories was in there. Now that shit's gone. Spencer Pratt, James Wood. He shared a, a crazy video of the fires that were just two blocks from his home while he and his family evacuated safely. And woods also revealed that many in his neighborhood lost their insurance policies as well. Mark Hamill, the legendary Luke Skywalker. Actor, actor had to evacuate his Malibu home. He's safe, but his phone, I mean, his home looks like it's cooked. The list goes on. You got Ben Affleck, Cameron. I don't know that guy's name. Ben Affleck, Maria Shriver, more and more. Jamie Lee Curtis. Home is toast. This is serious. This is very, very serious. And they're playing games with us. And I'm gonna continue to look into this. Like I said, it's dominating the news cycle right now. This is all you're gonna hear about is what the happened. Why did they, why did they cut this? Why did they shut off the water? Why are these insurances mysteriously canceling? Like I said, I really think it's two things. Either let's say if the shady ass California government or any of them big wigs is behind it, they gave the insurance companies a heads up. Now let's say if they're not behind it and insurance companies just did this on their own, I would guess that they using this AI software. And that software told them that it was a high, a serious chance that there were going to be fire wildfires and it was going to be devastating. And they took that information and said, hey, we need to cancel everybody's fire insurance in la. So even, like I said, even with the why, with the, with the, with all of that, they still ain't telling us everything. And that's the bottom line. So y'all, this is just a special podcast episode dedicated to this. To this. Fire is dominating news. Ain't nobody, you know something is serious where they're not even updating other like, it's pretty much fire, fire, fire, fire right now. And I just want to keep you all informed. One thing about my group, we gonna be informed about what's going on. We're gonna be informed about the celebrity downfall of them. We're gonna be informed about it all. And I'm also not gonna get out of here without letting y'all know. My calves are the number one NBA team on the planet right now. And I deserve it after rooting for those terrible Browns week after week, ripping my heart out and stomping it. But there's always tomorrow, and there's always another team. Cleveland. One thing about Cleveland, we got three teams. So Browns, horrible ass. Step to the side. I'm all about my calves. We got the number one record in the NBA. Check us out, y'all. I had to tell y'all that y'all know I'm a super sports fan. And y'all know how week in and week out, I have to tell y'all how my Browns got their ass handed to them on a platter. And I'm devastated about that. But now we got the cast. Watch the game. Last night, we sent Oklahoma City Thunder packing. So shout out to your NBA team, whoever you root for, but my team is the Cavs. Nana. Boo. Boo. I'm so happy that we got somebody who winning. Y'all don't know how it is trying to root for them damn Browns. Anyway, next week, hopefully, we have some new news. I'm not gonna do a whole segment about it, but did y'all. Have y'all been following that Luther Vandross documentary or whatever? I heard it's very good, but Patti LaBelle has been getting cooked. She's been getting fried, baked, sizzle, whatever name, whatever. Deep fried, whatever you want to call it. Twice baked. She getting all that. And why? Because she did an interview recently, not too long ago, and exposed the fact that Luther Vandross was gay. Even though most people kind of knew it or assumed it, Luther never admitted it. And he said he didn't want it to affect his family or. Or anything like that or to also affect his lady, his lady fans and all that. So he never wanted to come out with that. So people are pissed at Patti LaBelle for her bringing that out, and then now Patti LaBelle is pissed at the documentary. It's a crazy situation. I don't know if y'all follow that. Just wanted to throw that out there. If not, I've heard that the Luther Vandross documentary is amazing, so you might want to go check it out. But also I heard and I heard I've seen that Patty LaBelle's getting cooked. So just throwing that out there. Other than that, please, I appreciate all the support. Hopefully tomorrow I have some great updates with you. I, I, I know we have something with Diddy coming up and someone with Jay Z coming up. We should be getting word on that like late I should be getting word on that like later today. So whatever, I'll definitely put it in tomorrow's episode. But hey, today we gonna pray for the victims in Cali and whether they this is on purpose, whether this is climate, whatever it is, it's a sad situation and we need to take it serious and pray for those it could be it could be any of us losing all our and so make sure if you just a reminder if you want to subscribe it the subscription link is in the notes for the exclusive content. The channel and the podcast appreciates any support that you can can give us. And also if you have any issues don't hesitate to email but support@buzzsprout.com support buzzsprout.com they are the host of the podcast. They are unbelievable company. They are very, they very they reply fast. Just a great company. So don't hesitate to ever email them if you have any questions because they host the podcast. So a lot of the technical issues or whatever that you might be facing, they got you. Well that's another one y'all praying for the Cali victims. And I'm out. It.
Podcast Summary: The Flo Show, No Filter Episode: Wildfire Conspiracies and Insurance Scandals: Unveiling Dark Motives Behind California's Devastation...Will Corporate Greed Outweigh Human Resilience? Release Date: January 9, 2025 Host: Flo
In this intense and eye-opening episode of The Flo Show, No Filter, host Flo delves deep into the escalating wildfire crisis in California, intertwining it with a critical examination of the insurance industry's role and potential ulterior motives behind the devastation. With a blend of personal anecdotes, investigative insights, and fervent commentary, Flo seeks to uncover whether corporate greed is overshadowing human resilience in the face of natural disasters.
Flo begins by sharing a profoundly personal story about his mother's tragic experience with a fire accident in Las Vegas during his mid-20s. This narrative not only establishes his deep-seated emotion regarding wildfires but also sets the stage for his passionate discourse on the current crisis.
Notable Quote:
"Fires are definitely a trigger for me. That was one of the [most] horrifying experiences as a son." (00:02)
He recounts the harrowing moments of his mother's struggle during the fire, the challenges they faced with insurance coverage, and the resourcefulness they exhibited to secure top-tier medical care despite financial constraints. This personal history fuels his skepticism towards insurance companies and their practices.
Flo transitions to the present, highlighting the severity of ongoing wildfires in regions like Palisades, Eaton, and Hearst. He emphasizes the unprecedented nature of these fires, driven by extreme weather conditions, including near 100-mile-per-hour winds that have already scorched thousands of acres.
Notable Statistic:
A significant portion of the episode is dedicated to exposing the controversial actions of major insurance companies, particularly State Farm. Flo reveals that State Farm canceled approximately 72,000 homeowner policies statewide in 2024, including 1,600 in Pacific Palisades alone, citing "financial instability due to rising wildfire-related risks."
Notable Quote:
“State Farm, you are one of California's biggest insurance insurers. But just months ago, you canceled hundreds of homeowners policies... Now, that area is being ravaged by devastating fires.” (19:43)
Flo criticizes the insurance industry's approach, suggesting that these cancellations are strategic moves to avoid substantial payouts from wildfire claims, thereby prioritizing corporate profits over the well-being of policyholders.
Flo shares heartbreaking stories of ordinary Californians adversely affected by these insurance practices. One poignant account is that of Lynn Levin Guzman, whose parents lost their fire insurance after 75 years with the same company, leaving a 90-year-old without coverage amidst the wildfires.
Notable Quote:
"They canceled his insurance after 75 years with the same company, and now at 90 years old, he has to start over. How does that sound?" (19:42)
Lynn details the struggles her family faces, highlighting systemic issues within the insurance industry that disproportionately impact the most vulnerable populations.
Expanding his focus, Flo discusses the toll wildfires have taken on numerous celebrities, listing high-profile figures whose homes have been destroyed. Among those mentioned are:
Notable Quote:
"John Goodman... was burned down to the studs, down to the ground. Only thing left was a pool filled with black water and rubble." (32:15)
Flo emphasizes the stark contrast in how insurance companies handle claims for celebrities versus ordinary citizens, insinuating preferential treatment for the wealthy and famous.
Flo delves into conspiracy theories and potential motives behind the synchronized wildfires and insurance cancellations. He draws parallels to the Maui fires, suggesting a pattern where wildfires might be orchestrated or exploited for financial gain through insurance payouts and subsequent redevelopment projects, such as the creation of "smart cities."
Notable Theories:
Notable Quote:
“The big elites, they aren't getting their insurance taken like you and me. They allegedly let the shit burn down, get paid from insurance, and build anew for profit.” (58:00)
Wrapping up the episode, Flo urges listeners to stay informed and vigilant about the unfolding situation. He emphasizes the need for collective action against systemic injustices perpetrated by large corporations and calls for greater transparency and accountability within the insurance industry.
Notable Quote:
“Pray for Cali and let's get into some of these celebrities. Now, let's see... This is very, very serious. And they're playing games with us.” (58:00)
Flo’s fervent plea underscores the urgency of addressing both the immediate impacts of the wildfires and the broader, underlying issues threatening the community's safety and financial security.
Insurance Industry Practices: Major insurers like State Farm are canceling numerous fire insurance policies in high-risk areas, potentially to avoid substantial claims from wildfires.
Impact on Vulnerable Populations: Elderly and long-term policyholders are disproportionately affected, leaving them without necessary coverage during disasters.
Celebrity Losses Highlight Systemic Issues: The destruction of high-profile homes illustrates the broader, pervasive nature of the crisis and raises questions about equality in insurance practices.
Conspiracy Theories and Speculation: Flo entertains theories that suggest deliberate orchestration of wildfires and insurance cancellations for financial and developmental gains, though these remain speculative.
Call to Action: The episode serves as a wake-up call for listeners to demand greater accountability from insurance companies and to support measures that protect all community members equitably.
Flo’s The Flo Show, No Filter episode offers a compelling blend of personal narrative and investigative commentary, shedding light on the complex interplay between natural disasters and corporate practices. By highlighting both individual and systemic challenges, Flo encourages listeners to question and seek answers about the true motives behind California's devastating wildfires and the role of the insurance industry in exacerbating these crises.