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B
How would you rate your finances today? One to ten?
A
Eight. Coin flip for $1.9 million. Oh, my God. I would like to say I'm probably one of the very few people that has quite literally gambled their house away. This was my idea. This was the worst idea ever. My first house is just gone. I have no money. But it's in the pursuit of more entertainment, more content. In two years, I will be making $30 million a year.
B
How are you gonna make $30 million in two years?
A
Well, that's kind of like an arbitrary. But it's gonna happen.
B
It's manifesting.
A
The bigger I go with my content, the more money I'm gonna make and the more fans I'm gonna bring in. Spending $900,000 on a game show video is just a stat. Behind me. I got five convicts fresh out of one of the most brutal jails in the country. They were released just yesterday. Y.
C
What's the most unethical thing you did in your Japanese game show? Togi. Thank you so much for coming on the iced coffee hour. The goal of your very last video was to make $100,000 in one week. You ended up losing 2.3 million.
A
You don't gotta remind me.
C
What is the logic behind that?
A
Well, the logic. The what exactly? How do you mean logic? So, originally, let me remember this correctly, I started the week and I first tried to make money playing blackjack. And I was playing blackjack with a watch. Well, okay, okay. Yeah, I was playing blackjack with a watch dealer, and I made $25,000 and I had $50,000. And I was like, great. All I gotta do is have Jesse James west pick the right basketball team. 50, 50 even money, and then we're good for the week. And he lost. And that loss put me on, like, a crazy tilting spiral of losing $2.3 million. And one thing that wasn't touched on in that video was I was having money problems. Not because I needed to make a hundred thousand dollars, but behind the scenes. My next YouTube video was a game show. Yeah, we've got it. Filmed and everything now. But it was like a really high end production, like 10 cameras, big arena, Japanese game show, whatever. Production cost 900,000 for that. So I owed production 900,000 and I didn't talk about it in the video and I was like yeah, like haha, I just want to make a hundred thousand dollars. But in the back of my mind I'm like I need to make $900,000. They need it in two weeks. So that's why the bets got so aggressive. I was like okay, then we'll go play poker. Lost 60,000 playing poker. Um, and then I wanted to just like bite this situation in the ass, like call it good, done, whatever. And it's like I just need one big bet hit. And the only person that I could think of that would be like willing to do something absurd with me was one of my friends. Steve will do it. So I brought up the idea like he, he was doing a video where he's like trying to spend all this money and go crazy. He's back on YouTube and I was
B
like he's got his financial crisis.
A
This is exciting. The first time Toy and Ste will do it. Are backed on YouTube together. I need money. Let's just coin flip for my entire house in Miami because I don't like stay in it too often. I say it one time and I whatever, coin flip, lost. And then after that there was like a zero percent chance of me making money because I was taking like really really aggressive bets. You know one person, it was funny, they commented on my YouTube video and I goes this is how I know it's fake because no one would ever bet Puka Nukua over three touchdowns. Like that's just an insane bet. At the time I was like I don't know, whatever. Like it seems like a good bet. Yeah, that whole video, we just had to cut it short cuz I couldn't climb out at two and a half million dollars. Usually we like a nice conclusion.
B
Did you think you were going to lose?
A
No, that's why that I took the bet because I thought I was going to win. And then how cool would that be? I get to pay production, have an extra 100,000 for the week. And you know, I'm chilling for If I made $4 million that day because that's what really sucks. There's actually a lot of things that suck, right? Cuz A for those of you that never bought a house before, I'm new to this. That was the first house I ever bought. I didn't know when You. Are you to have a mortgage on that house? I don't know. When you're paying it off, it's going towards interest for the first, like, however long. It's like I'm paying rent in the house that I already own because it's so. What? I pay $13,000 for 30 years. You do the math. I'm paying, like, five, six million dollars for a $2 million house. So that sucks. I got a. Paid a mortgage on the house that I don't own. And also, it's not like I lost 2 million. It's more like his opportunity cost. It was either 0 or 4.
B
Wait a second. So you're continuing to pay the mortgage until the home is paid off?
A
Yes. I can't just give him the debt.
B
I thought you would just give him whatever equity the house is.
C
No, no, no, because Steve was putting up 2 million, so why would you just put up $200,000 in equity? That makes no sense.
B
I thought maybe the home was owned outright, and it's just.
A
It's like that bitch has gone, what, the 9% interest rate are you.
C
9% interest?
A
Yeah. I think I got fleeced on that whole situation.
C
Refinance it.
A
Refinance it.
C
Yeah.
A
At least in the fourth, I have a refinancing crisis because I have another, like, 1.5 million owed on my house in Texas.
B
No one wants to loan a money.
C
No, you say crisis after everything is this Refinance crisis?
A
Financial crisis. Crisis.
B
See, some talking about a financial crisis,
A
they're not going to le. That's the problem is I can't. Like, it's really hard to get to these people to deal with me, so I'm just gonna.
C
Maybe if you show up wearing something like this with the chain and the
B
Rolls Royce with a business plan, an al Business plan, how you're gonna make it back?
A
I. Yeah, I mean, I make a lot of money. Like, I make a ton of money. So, like, really, I'm. I'm good for it. But if I'll be honest, the idea is, like, what's 13,000amonth, really? Like, as long as within the next year, I win. Like, there's an event, per se, where something. What do you mean by the fall of 3 million? Well, anything can happen. Another coin flip. You know, the way I gamble. Like, literally anything can happen at any moment. And I'm just like, okay, put it on the back burner. One day, I'll pay it all off at once. And then it's like, send out. And, you know, what's really nice is he gave me his Lamborghini Revolt. It's like a $700,000 car, which was, like, funny, because I can't sell it because it was a gift. And I still needed money for the production. And so now it's like, all right, you got this dude with $0 in his bank account. 3. I own three Lamborghinis, a Ferrari, two Audis, AMG, a Rolls Royce. And it's just like, I have no money. But it's getting better. That was. That was like a month ago problem. Now things, like, things evolve, and I got paid again, and it goes against all the stuff.
B
How did you spend $900,000 on a game show?
A
That also might have been a scam, I'm not really sure exists on this planet. To get by everybody who did this.
B
Walk us through this. Because, dude, because I've seen Ludwig host these events, and he's hosting insane events, and they're like, 500,000.
A
Yeah. Well, I think whoever made it probably made, like 2, 300,000, which is fine enough because I was in a time crunch. But it is very cool. It's an arena. I'll show you. Yeah, I'll show you later. You'll see it. But it's like this set was as big as a football stadium, and there's three very elaborate Japanese games. So it's like, event one, event two, event three, big audience. And there were certain things that were very expensive, that they were like, hey, by the way, this is, like, not the best use of money, but very. I was like, it's important. Like, for example, I needed a hundred audience members, all to be Chinese, and it's like, to source. That was more difficult than you would imagine.
B
How do you source a hundred Chinese people?
A
I don't know. They did it. So. But either way, the point being is
C
that what if it's not Chinese people? And they're like, charging you, a Chinese person premium, but it's just people that act like they're Chinese, but that.
A
That. I'm sure some of them were actors, but that's fine, because to the camera, as long as they're, like, fully Asian.
B
Why couldn't you just ask for Asian people? Why specifically Chinese?
A
Oh, it was actually Japanese. Excuse me?
B
Japanese.
A
I said no Chinese people. No Indian people. Japanese, because it's a Japanese game show.
C
Okay, so awesome. Why did you want to make, out, of all things, a Japanese game show?
A
Shower. Thought I was sitting there. I don't know. But they do them, right. Have you ever seen the clips of a Japanese Game show.
B
Yeah, they're hilarious.
A
They're good. It's awesome. So there's a. There's no Chinese game show. It's like, there's the American ones, there's the Japanese ones or the heavy hitters, and they're, like, slightly less ethical than the American ones. And I thought it was hilarious. Like, we should get it. Like the announcer. We flew out from Japan. That was probably like, 20,000 just to fly this famous guy out from Japan. He didn't. He showed up. He didn't speak a word of English the whole time. He was on camera yelling in Japanese the whole time. It was hilarious. It was awesome. So there's things like that where it's like, okay, whatever. You spend 40,000 on the host. But that goes a long ways for the content.
C
What's the most unethical thing you did in your Japanese game show?
A
Oh, well, just the principle of it all could be considered unethical because. So this is. You'll see. It's good. They wanted to be there, right? But I show up to Atlanta and we go, there's a jail in Atlanta. It's like the most brutal jail in Atlanta or in the world. So. So I've been told, like, all the locks on the jail cells are, like, broken or whatever. So it's like a jungle in there. Whatever. So I bail out five people. But when I bailed them out, I had, like, armed security with me. And we're like, okay, congratulations on getting bailed out. Like, stay with me. If you want to be bailed out, you have to come with us and compete in this game show. So, like, they didn't have a choice. It's like, either go to jail or do my game show. Which, like, some people is like, oh, okay, that's like, maybe. But it's like, dude, they were running up, like, slippery, lubed up stairs. And. And this is a good point. I competed in the game show, okay. Because the whole thing is like, everyone's like, oh, Mr. Beast is unethical. Like, how far will people go for money? I thought it was fun. I did the game show. The Trent twins get the game show. Steiny did the game show. So it was very fun. Like, everyone is having fun. They were having fun how we got them there. Like, the idea of you're either going back to jail or you're competing in the game show might have crossed some boundaries, but it worked out.
B
Who was the most hardened criminal?
A
Well, they were all pretty.
B
Like, do you know what they did
C
until you bailed them out?
A
That's the person that you picked now? Well, I told them. Or maybe it was like something where he beat women or something.
B
Why would you bail out of all people?
A
Why would you understand this? They're not proven guilty yet because they're waiting a trial. They're in jail. Then there's people. There was like, armed robbery,
C
domestic.
B
What happens if one of these people gets out and they just reoffend because you bailed them out?
A
What do they say? Keeping the streets unsafe for this one? No, bro, here's the thing. Just because you're in jail for. Because you did an armed robbery, I don't think that makes you a bad person. That just makes you, like, not very conscious and, like, most likely an idiot. I've done a plethora of things that would land me in jail. One of them was a drug dealer. And it's like, how do you even. Well, it was. So that's not ideal. But it's like, how do you end up in jail? I think it's because they were all black in Atlanta. Like, I don't think they're bad people. I think the justice system made it very difficult. It's like, oh, like, okay. Not to say, realistically, if I beat the out of someone unwarranted, there'd be a very small chance that I land up in jail because of the systems I have in place and all the money. Because your looks mattering a little bit. Well, yeah. Okay. Clav ran over to dude in a car. He had a very expensive lawyer, was able to get out of it. Right. Clav went to jail recently for possession of drugs. Got out of it because he has expensive lawyers. So my point is that these people a like, what is up with the system that they're all of a sudden guilty and proven innocent? Why are they in such a brutal jail and they haven't even had trial yet? So at the very least, like, bail them out. And then if they go to trial, they're still going to go back to jail.
B
What if they're guilty anyway? What if they did it? It's just they're.
A
And then they go to prison, and then they're going to go back to jail. Well, I just gave them the freedom for the month grace period until they have their actual trial. So if they're actually guilty, the only crisis is if they run. And that will cost me hundreds of thousands of dollars.
B
Wait a second. So there is a chance. You put up 900,000 and it's going to be more if they don't show up to Their court date.
A
If they don't show up to. If all of them don't show up to their court date, It'll cost me $400,000. It's about a hundred thousand dollars each if they run, which is like, bro, how many.
B
And wait, how many people competed?
A
Five.
B
Five.
A
So 100,000 per person that runs. But yeah, so 500.
B
Yeah. The odds there, one of them isn't going to show up, most likely.
A
And it was like an idea, like, do we keep armed security with them and hold them hostage? And I was like, just let it go. Just let it happen. You know, like, that's expensive in itself. So that's kind of. Dude, just let. Let fate decide that one.
C
So how much of a return financially do you think you're going to get on this game show?
A
Well, there's no number that I'm getting at all because I don't monetize my YouTube. But it's in the pursuit of more entertainment, more content. And this is like pushing the envelope for me because I've always been just like a regular vlog. But it's like, oh, toy's trying something new. So it's like, if I dabble in this world and I give it my all for the first try, like, that's kind of life, right? When you embark on something new, you have to go above and beyond and you have to be willing to get nothing back. But then all of a sudden, a new window of opportunity is open. So the reward is infinite because say this game show goes really well, the people really love watching it. Then all of a sudden, I can maybe double my audience by dabbling with this. It's a test. But the problem is this window of opportunity only opens if I give it my full heart and effort. Like with everything. A lot of people want to say, oh, I'm gonna, like, start a new business because I want to, like, chase my dreams. But you're still working a 9 to 5, and you only have, say, five productive hours of thought a day of, like, truly energized, incredible ideas. And then if you're spending all that time working for a dick and then you go home, you're operating at like 10%. You're never gonna be successful. So if I just tried to put on this game show, like, let's just like, dabble, let's just like tip our toes into water, we'll spend 50,000, put together some slop, of course that's going to fail. And I'm going to say, I'm never going to embark on Game shows. Because it was. So I had to go all in. Whatever it takes. And now we'll see. Is this going to work out? I don't know.
C
Now, on the topic of finances, I think this is really interesting. You said, and I quote, I'm sick and tired of this BS chronically in financial crisis mode. So you do quote, unquote, one last incredible gamble where you coin flipped for $2 million. You ended up losing your house. You ended up losing your house on a coin flip. I'm curious, what are the tax consequences of that?
A
I don't know. Do. Is there some. Isn't it a benefit? You get a write off of the whole house, I would imagine. I would hope.
C
I don't think you could write off what?
B
No, I don't believe.
C
You can't just take like a $2 million write off.
A
You gave it away.
C
It was a gift. It wasn't like a.
A
It was a loss for sure. I, I can't. I. Surely I can write off like a large degree of that. I was planning on writing off the whole 2 million.
B
The problem is right now you could write off gambling losses against gambling gains, but you could only write off, and I believe it's only 90% of your loss. So if you lose $2 million, you could write off 1.8 of that. What you really should be doing is selling the house so you don't have to pay the interest. Then all of the proceeds go to Steve and you make him basically $2 million without paying interest on it. Because I guarantee he's not living at the house. It's not like he's going to be staying there. Right.
C
What is happening with the house right now?
A
I believe it's empty.
B
Sell the house.
A
Me?
B
Yes. Yes, you sell the house and you give Steve the proceeds of the house.
A
So the house is who?
B
A buyer.
C
Sell it on your YouTube.
A
Yeah, just be like, hey, I want to sell this house.
C
What you could do is say on YouTube, going to sell this house. And alongside the sale, we're also going to have a massive party. I'll be partying at this house on this date. And that's a part of the contract of you buying that.
A
Okay. This is actually.
C
And then it would sell at a
A
premium, an incredible amount of sense to me. I. Because right now, on paper, I've gifted. Steve will do it a house. But what I need to do is sell the house, avoid $4 million of interest. Correct. Then give Steve $2 million. And then Steve is paying taxes on $2 million.
B
Yes. Because what you're doing right now is basically taking out a loan to pay Steve. And your loan is.
A
Wow. It's already been worth it coming on this podcast.
B
Yeah.
A
You just saved me three, four million dollars. Well, thank you.
B
That's actually over 30 years.
A
I'll take it.
B
I'll take it. But, yeah, I would never.
A
Because that amount of money over that long, like, 30 years, it feels free. Like what, bro? You know, like, that's so long from now. I don't have to deal with that. Really? Say I sell it, then $13,000 interest payment I can invest. Correct. This is incredible. That's all you have to do.
B
And then hire.
A
Nobody told me that.
B
Hire a really good tax. I.
A
Big news. I'm surprised he lost his house. Nobody's been like, yo, like, sell it. And then.
B
Seriously, is no one in your corner telling you what to do financially?
A
No. Edward, though. Where is he at? That's my guy. But everybody, it's fine.
B
But no one's telling you, like, hey, listen, for tax purposes, you should be doing this. Hey, we need to structure it this way. If you're going to pay Steve, we need to get his, you know, 1099. He, you know, he's. He's got it.
C
He's literally zoning out as you're saying.
A
No, no, I'm listening.
C
How would you not see that?
A
I'm listening, I'm listening. Like, there could have been a fly
C
buzzing in front of him.
A
No, no, I'm listening, bro. There's nobody doing it, but there's a person that, like, helps me with this stuff, but he happens to be, like, also a 23 year old. That's my best friend, dude.
C
Okay, Can I check this out?
A
Well, this is good. He. I can trust him with my life. So it's like, are you gonna. Although he might lose me 3 million by a missed tax loophole situation. There's a billion benefits to having a friend.
B
We're gonna hook you up with Amanda. Yeah.
C
We have a tax strategist, Amanda Hahn. In fact, if you want a great tax strategist, we'll also link her down below. I use Amanda Han. She does a great job. And we will tell you, I get no affiliate. I get no referral. It's just out of the good and grace of our hearts. Amanda Han's incredible. And so I will hook you up with her, but she will do your taxes. She is phenomenal. She's a tax strategist also. So if you have any financial move, you can reach out to her and she will hop on a phone call immediately with you and just say, hey, this is the obvious thing to do.
B
Let's do it.
A
Oh yeah.
C
And she's, she's certified. She's everything. So like, you are good.
A
Yeah, I would actually love to get in touch with her.
B
You need to do that because I, I promise she's going to save you so much in hassle because, like, I'm surprised the IRS is not just like cracked down on this, seeing these videos and like, well, this is a taxable event. You've now received a car as payment. That is technically a taxable event.
C
It's only a matter of time. You land at an airport and then you get detained by some federal agents like, like Whistling Diesel. It's, it's going to happen.
A
But I, okay, fair. I'm, I'm, I, I paid my taxes though, for 2024.
B
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A
I. I paid my taxes, though, for 2024.
B
How much did you owe?
A
Somehow, whatever this accountant did, I. It was great. And it makes a lot of sense because at the end of 2024, I remember being like, where's all my money? Cuz I. I pulled in that year was like 2 million. But I guess I spent 2.1 million or something or like, along lines. Either way, I ended up sending him $60,000 and it's no longer a problem.
C
I mean, it could be. I. I would still be.
B
I don't know.
A
But. Okay.
B
Yeah, the audit window is three years, and you usually know if it's a problem year two.
A
But my accountant did say, you're probably going to get audited. We're ready for that.
C
Okay.
A
I believe. And then I. But I fired him. Oh. We have a different person now.
B
Why? Why'd you fire him?
A
He took too long, bro. He was like, what do you mean? I just paid 20, 24 taxes, like, three months ago.
B
Why is it his fault?
A
Because it's like, what are you doing this whole time, dude, you had eight months to do the taxes. Because I gave him all the information, I believe.
C
And so what, you were asking him, hey, what's going on? What's going on? He's like, I'll get to it. I'll get to it. Yeah, Okay. I mean, that makes sense. You just need to have a better tax person. Amanda can file your taxes, she'll do the bookkeeping, etc. Anyways, enough of that.
A
Whoa. I feel like I'm moving up in this world, like, as we speak.
C
You absolutely will, because she's not just a cpa, she's a strategist.
A
So I will seriously take you. Yeah.
B
You're ascending right now in everything.
A
This is awesome.
C
Tax maxing is what we can call it.
A
That's gonna be the new cool thing, tax maxing.
C
Okay, after you lost the $2 million in the coin flip, how was the rest of your day?
A
Very bad. Well, yeah, that was one of the worst days ever. But, yeah, I think I laid in bed for about two days, didn't talk to nobody, didn't do nothing, didn't check my phone. But, dude, it's like, that's the way. The way that she goes, know. How would you feel if you lost?
C
I mean, devastated. Yeah, that would Be horrible.
A
Yeah, but the. My dad always told me, I think I talked about this maybe last time around here, five days, no matter what happened, you have five days to complain. Sure, you can feel bad for yourself. Complain. The world after day five, it's like it never happened. You got to lock in, move on to the next thing, keep chugging forward. So it was two days and then we started filming the YouTube video again.
C
And did you have a negative net worth at the time?
A
No, because cars. What? I mean there's. I probably have a million and a half of cars alone. I just don't have very many, like, assets that are moving me in the right direction. Like, but I have maybe like 500000 on jewelry, a million and a half of cars, 800000 equity. And real estate. Real estate. And then like mortgage aside, if you assume the $4 million of debt on that mortgage, then definitely. But that's a 30 year problem. So that wasn't really like, at the time I maybe had a million and a half of personal debt and then like a mil. I was probably worth like $500,000.
C
After you lost a 2 million.
A
Yeah.
B
How would you rate your finances today? 1 to 10?
A
8.
C
Oh, so it went a little bit down from last time.
A
Well, dude, my finances are awesome. Because how do I say, dude, I have so much. I got the world in my palm right now. I can do anything and everything. And in two years I will be making $30 million a year guaranteed. Facts. So say if I lost 2 million on that video, but in a video made, whatever. More people stoked on Togi and more people invested in the Togi timeline. And then you spend 900,000 on a game show, but then the game shows are going really well. It's no problem. Like, it's really a drop in the bucket. If I spent a million dollars today just to be on this podcast, but then a thousand people from this podcast are like, oh, I like this Toggy get no problem. Because one day it's like what I say, what I tell people. They're like having a hard time digesting the idea of quitting your job and working for no money. But the day you quit your job and you start working on a business, you're really getting paid 100,000 an hour. Because that money, one day when you're getting paid the full salary of owning the business, average it out over the last 10 years. You know what I mean?
B
How are you going to make $30 million in two years?
A
What? That's kind of like an Arbitrary. But it's going to happen.
B
Manifesting.
A
If I currently make whatever I probably get paid. Maybe like I all things is there maybe I make like 10 to 15 million a year right now and I don't have anything optimized. I don't have all my businesses optimized. I don't have everything like going exactly how it needs to go and my audience isn't nearly as big as where it will be one day then dude, 30 million. I don't know where it's going from.
B
That is crazy income.
A
It's great.
B
How do you make that much money?
A
Well, dude, so there's four, five, six, there's. I have a supplement company which has recently been launched evor.com if you want to.
C
We'll link it down below.
A
Really?
C
Yeah, yeah, yeah, we'll link it down below.
B
What's up?
A
That's so nice of you guys. Thank you for the free promo.
B
I don't even know what the supplement is.
A
Yeah, it's incredible. So. No, no, no.
C
It's got 15 active ingredients.
A
It's all, it's all natural stuff. So it's like I've been really on. I quit three months ago or whatever it might be. And quitting Adderall was like one of the hardest things I ever had to do. Really fried dopamine levels. So I became obsessed with like how can I feel better every day, optimize my dopamine and just like get out of bed pretty much. So did a bunch of research with all these like doctor nerds and stuff and we came up with a formula that would get me out of bed and happy. But we found that all this stuff, if you take it and you're just like a regular person, you feel incredible. So it has L tyrosine which is a precursor to dopamine. So it's like if you're low on sleep or whatever, it's like coffee but it's like similar to caffeine. But it's a supplement. Right. So makes your brain make more dopamine. You feel good. L theanine is the stuff that's in the neuro gum. But we dose ours. Neurogum got like 80 milligrams. We dose our the max dose 400 milligrams. So it gets rid of your anxiety, makes you think more clearly. Alpha GPC just like good for very neuroprotective. Makes you, it's a long term play. Okay. Makes you smarter, reaction time increase. Like this is all you can look at the studies like factually makes your brain Wire faster, like, whatever. This is not a good. This right here is a bad ad. But either way, it's because it's. I'm still working on it. Rhonda Roselia is another either way. The point being is there's a bunch of natural stuff in it that make you feel incredible and productive and motivated to seize the day. So that's what I've been taking, and I feel incredible. And then we have one that makes you sleep better, makes you not hungover like you take it before you go out. Sure. And one that gets rid of your acne. All natural supplements. Very exciting. So either way, that has been selling like crazy. I've been incredibly blessed to have this endeavor, so I'm really excited to see that where that takes me. The margin on the supplements are also pretty good. Maybe we make 200%.
C
So fantastically to weigh 200% margins.
B
Yes. Because.
C
Holy.
B
Because it's like you. If you get it for $10, but you sell it for 30, that's. That's your. I mean.
C
Yeah, that's, you know.
B
Or you sell for 35 plus shipping.
C
And technically.
B
Yeah, yeah, it makes sense.
A
Yeah. Yeah. But it's still. What's crazy is that I make 200 and my product is still a tighter margin than any other product on the market. Like. Like Nutri Cost does like thousands of percents. And it's the same ingredients. They really make it out. They'd be digging out the ground putting it either way. So that's been incredible. I have a clothing line. There's no clothes out right now, but when we do drops, like, it's like make a quarter million dollars in five minutes. But we're getting rid of that. Moving into. It's a whole thing. That is going to be a whole thing. Whatever. And then we have obviously the casino sponsorship, which is like the bulk of the money. Like, I guess I shouldn't say the exact percentage because they don't want to. People know how much they're paying me. But it's a lot of money. The casino sponsorship, then Snapchat revenue kick.
C
What do you make on Snapchat?
A
30,000amonth.
C
I mean, that's incredible.
A
Yeah, it's great. And it's like free, like, whatever. You know, snap a picture after this and it's like, good. Whatever. And then what did we go over? Supplements, clothes, casino, Snapchat kick. I have a young LA sponsorship and then that's it.
B
It's wildly impressive, honestly.
A
Thank you. I appreciate it. It.
B
It puts it in context now that you. If you spend 900 grand and you lose it. It's not the end of the world. I mean, that's.
A
Oh, yeah, it's no problem. It's.
B
It sounds like a lot of money to me. Like $900,000 on a game show. But.
A
But you're very rich. You're much richer than me.
B
I feel like, dude, I don't spend anywhere close to even that in a year.
A
Dude.
C
But we talked forever.
A
What are you gonna do with your money?
B
I spend 2% of it a year. So whatever you have, it's 2%.
A
You know, like to keep spending 2%, but then it's like when you die, you have like so much money and it was to go.
B
You pass it on. You could buy a museum. You buy collectibles, open up your dead.
A
It doesn't matter. You don't have any of it. No, because then you got to spend on experience.
B
You can walk in a museum and they're like, oh, this is Graham Stephan's museum.
A
Oh, look at this.
B
There's a. There's the car that he had in the background. There's some cool Pokemon cards on the wall.
C
The money to go to that.
A
Yeah,
C
because it sounds like you're just talking because there's a mic in front of your mouth.
B
You are.
A
I don't open a museum. I don't think you wanted things. There's no way that's what all of this is for. Every single day. So hard so that you can have a museum. That's absurd.
C
Just talking.
A
Yeah, but there seriously has to be like a. To a degree, like it's any favors.
B
In all seriousness, I spend 2% knowing that no matter what happens, my lifestyle never has to decrease. So the market.
C
Yeah.
B
I mean, no, but the market could
A
blow up in your life. Because, bro, like, you are so far below. You have the thickest cushion of all time right now.
B
Two percent is never failed throughout history. I could maybe do two and a half percent, but this. This includes, like, hey, if a great depression hits, if my lifestyle goes up in price, there's a health emergency. Like, things that come up, I'll be able to maintain.
C
So two things. That's not counting his income. That's just 2% of the money he has invested.
B
Yes.
C
And on top of that, he doesn't spend 2%. It's less than 2%. But I could.
A
How many crisis is like, it's like, it's.
C
It's closer. It's closer to 1%.
A
Like, it would have to be like, mother gets cancer. Great depression.
B
Yes.
A
Dog Breaks his leg and then you accidentally get in a car crash.
C
And he has 12, like medically 24, seven kids that need help.
B
Yeah. With, with a few lawsuits thrown in.
A
Does that feel mildly absurd? No. To be ready for all of that, you are sacrificing no so much.
B
I don't feel like I'm sacrificing anything.
A
But that's because you've not done it yet. Imagine if you went and right now you just like built a school in Africa. How good would you feel? That whole experience? I guess you don't know exactly how good you'd feel, but that would probably bring you a lot of fulfillment.
B
I feel like I could get just in the short term. I think the compounding effects right now, early on, I could do so much more 30 years from now than what I'm able to do to that.
A
Okay, that's fair. So like right before you're about to kick the can, you're just gonna like.
B
Yeah. Technically, if you want to optimize, age 42 is the best time to start spending more money than you invest.
A
Really?
B
Based on light, based on life expectancy, it's 42. When the compounding effects start to shift in favor of spending now instead of
A
saving, what's the life expenses like 70
B
something depends on lifestyle. But right now it's about late 70s for men.
A
Okay.
B
But they're estimating it could be in the 90s based on medical research.
A
Yeah, I feel like it's hard to use those metrics because I'm correct. I'm gonna live till I'm 110 years old. Like pretty confidently can say that.
B
Yeah.
A
So it's like maybe.
C
What are you basing that off of? Because I think the last thing, not even a year ago when we spoke, you said you were going to hopefully live to like 30.
A
Maybe 30 changed. Well, dude, I, I, I spend like a ton of money on my healthy days. And that was always the goal. I remember I used to watch some people would text me, yo, to you, why are you like straight murdering yourself for the pursuit of more? And I was like, dude, it's fine. Because you know who did it first is Steve will do it. He used to chug bottles of liquor to whatever entertain the world. And now he spends a hundred to three hundred thousand a month on just surviving harder and better and like having the most optimized routine and whatnot. So I spend a ton of money on my health to make sure that everything is in place for me to live forever.
C
Do you look up to Steve? Will do it in terms of, like, that's how you want to end up.
A
I look up to Steve will do it in a plethora of examples. Like, you can see it reflect in my content and how I act and whatever. How charitable I am or how. How reckless I am or a lot of the jokes, whatever. He's always been a big role model to me, and that specifically is something I've always admire, how tuned in he is with his health.
C
I will say Steve will do it has always seemed like the most generous part, like the. The sheer amount of generosity that he has in his videos in sane. It's absurd, and I commend him for it a ton. But also, I do wonder to what extent is it, like, healthy now? Yeah, I don't want to be like, peanut gallery, like, chiming in on this or anything, but I also feel like I've heard from some people that it could be a little excessive sometimes. Like, even when he was on Bradley Martin's podcast recently and he was, like, basically holding on for dear life, like a bottle of vodka like, during the conversation. Like, I do wonder if how much of this is stemming from him being in, like, a good spot, which I hope he is.
A
Well, the really commendable is no secret that Steve will do it has dealt with a ton of depression over the last few years, but it's almost like he's giving. This is something that's interesting. When you're miserable, it's very hard to imagine that anyone has good intentions, that anyone else is happy, that anyone else is, you know, a good person overall. Like, that's just kind of how it feels when you're miserable. Like, anybody that's viewing that has been, like, genuinely depressed knows that that's what it feels like. But despite that, he says, I'm depressed, I am still going to give away 95 to 110% of my income. And just because someone struggles with, like, drug use or something doesn't take away from the many efforts they have in putting out. If anything, it's more commendable because it's like, this guy is going through a lot, and he's doing very well right now, by the way. But I'm speaking on past. Steve will do it. He's going through a lot, but he's still, you know how much harder it is for him when you're depressed. And you have to now take instead of one step of, let me just give away this money, you have to take two steps. I gotta get up and, like, be willing to be charitable and Then give away the money. So if anything, it makes it more spectacular in my eyes.
B
Although really quick. There is a shift that happens when you stop working on something and you start running a company, because it's not just about revenue. It's when someone else depends on you for a paycheck. Suddenly, payroll isn't just a task, it's a responsibility. We're talking taxes, filings, compliance. You don't get to guess anymore. And that is where our sponsor, Gusto, is there to help.
C
Gusto is online payroll and benefits software built for small businesses. It's all in one remote, friendly, incredibly easy to use, so you can pay, hire onboard, and support your team from anywhere. It's kind of funny because I've actually used Gusto long before they ever offered to sponsor this podcast. In fact, when I built my first ever S Corp six years ago, who did I use? None other but Gusto. And who do I use to this day? None other but Gusto. Because they are really that good. Honestly, things like tax filings, benefits, deadlines, all of that stuff is so overwhelming. But Gusto has walked me through everything step by step by step over all of the years, and I've been using them ever since.
B
They take care of payroll taxes automatically, and you get unlimited payroll runs for one monthly price. There are no surprise fees, which honestly takes a lot of the stress off.
C
And if you ever have HR questions that you're just unsure about, Gusto will connect you with certified HR experts, which is just a huge help when you're trying to do things the right way.
B
It's also really quick to switch, and you don't pay a single cent until your first payroll.
C
So try gusto today@gusto.com ICED and get three months free when you run your first payroll. That is three months of free payroll@gusto.com
B
ICed one more time. Gusto.com ICED what do you think's going
C
on with Steve now?
A
What do you think is going on with Steve right now? He's doing very well. He's very, very, very. I've never seen him so motivated. So it's really, like, really exciting to see because before he. When he didn't have his YouTube, he just felt very lost in everything, but now it's incredible. He has, like, a billion schemes and plans. I'll get on the phone with Steve and I won't get a word out for an hour straight. He'll just be talking about, this is how I'm going to do this, and this is the strategy with this. Like, there's a ton of strategy and all the things that he does, very critical with his movements. And I think he's going to take over the world in the next five years. I think he's going to be past his past prime.
C
What about giving away all the cars to, like, Corinna and stuff? Like, some of us could see that as, like, being financially irresponsible, but if he's really crushing it, like, he was making a ton of money, then that is totally within reason.
A
No, he's. He doesn't have any more money. It's. It's. It's insane. It's awesome. It. Because he actually. He gave away 500,000 on one of his YouTube videos. He's on a payment plan with the winner. He sends them money every month until he's out of debt that he gifted to them, pretty much.
B
Why go to that degree? Because he could achieve.
A
Steve will do it.
B
He could achieve the same effect giving away half of his income.
A
No, no, no. But that's not how. Yes. In the eyes of us, practically speaking, if he gave away 200,000 instead of 500,000, that video, it would have been identical. But the reason he's so spectacular, so successful, is because there was never that ceiling. And so when you are willing to go above and beyond on whatever, like drinking alcohol, sure, that is going to ROI like crazy. Like, go crazy above and beyond. But he doesn't have that line on anything in his life. And that's just part ceiling. Steve will do it. It's not all, like, you can't have. You can't pick and choose where you have a ceiling. He's just like, on Mars 24 7.
C
Well, I commend it. I've always been really impressed by Steve. He seems like an incredible guy. Graham's always been, like, a super fan. I've been a super fan of Steve
B
ever since his Instagram days.
A
Really? Yeah.
B
Because I followed Nelk since the very beginning. So I saw Steve's first videos through Nelk, instantly subscribed.
A
He's. Well, I don't want to speak poorly enough, but he's definitely the most entertaining Nel character there's ever been. Like, well, not even.
C
No, I watch just, like, YouTube in general.
A
It's like, yeah, yeah.
C
So entertaining.
A
This morning, he. I got. Oh. Woke up to a text this morning, and it was him. He. I guess he won a bunch of money the other night. He goes, oh, do you want a loan? Like, I didn't even ask for a loan. He goes, do you want to loan? I'M like, oh, yeah, sure. Like, I'll take 30, 000. He sent me 30, 000. I put on a three team soccer parlay. I'm gonna pull this up right now because it's awesome. He sent me 30, 000. I put it on. This is the text with me and him. I put it on a three team soccer parlay. It paid a quarter million dollars. I sent him back a hundred thousand, and I just got 120,000 for free today. Like, how cool is that? It's like, holy. It all works out. That's what gambling is all about, you know?
B
Why. Why do you need to borrow money?
A
Well, I didn't necessarily need to borrow that money. He just was like, oh, do you want it?
C
And how do those taxes work out? If he sends you that money and then you send him more money back and then like, the loan.
A
Because, dude, you got to stop asking me about taxes. I have no idea.
C
But there has to be technically, interest on a. There's like a fair value clause or whatever you want to call it. Yeah. Where it has to be like, the fair market interest rates.
A
Oh, I don't know.
B
Technically, but nobody does that.
C
Okay. So it doesn't even. Okay. At the end.
B
It really depends on what the transaction is.
C
But in.
B
In that if, like, hey, could I borrow 30K? Yeah, all right. I'll pay it back. Usually you don't.
C
I mean, that's insane. So you didn't even need to borrow the 30k? You just did it. Because why not? You put it on soccer.
A
Well, it's not like I had 30k laying around. I. My current finances are really tight because I am on a payment plan with Alex G. I'm on a payment plan with the production. I have another video after this that costs 500, 000. Like, there's a ton of things that I owe money towards. I gotta buy some European. Dude, I was drunk when I gambling. I bought 130 racks from him. Lost it, whatever. Now it's like, obviously he wants his money back, so I gotta. He's buying a car, so I'm sending a wire out tomorrow to pay for his car. Like, there's a lot of things, so I. I really don't have any extra money just like, sitting around. So that was, like, really nice that he knows that I don't have a ton of money. He doesn't have a ton of money right now either. And he's like, oh, you want a loan? Like, whatever.
B
Does anyone ever get worried about not getting paid back? Because all of these are unsecured loans.
A
As far as I know people. I've never had anybody been concerned. I never had anybody even text me like, oh, that's actually a good point. I owe the jeweler this chain. I don't even owe it outright yet. Like, I could still owe him like 100 something thousand for it. But either way, nobody has ever given me a hard time because I've never not paid back loans. And I'm like, the loan like Steve sent me 30. I said, I'm a hundred back. The interest on a togi loan is insane. And I've never defaulted on a loan and I never would. I would rather I owed some of my employees like 50,000 a few months ago and I started selling watches to pay them. I would rather like sell all my stuff than not pay somebody back. And I have such a high income. And it's no secret that people are like, feel pretty safe.
C
Who is the best person to borrow money from?
A
Steve will do it. He, Dude, Steve will do it because he gets it, you know, like, I won't pay him back for literally like, you know, five months. And he, sometimes he just like, he's like, dude, you know what? It's been so long. Don't even worry about it. I'm like, what? Like, I'll pay you back.
B
Isn't Steve also borrowing money from other people? So Steve is borrowing money. He's like, you, the money that he borrowed?
A
Well, yeah, pretty much. Not necessarily. He is like blue chip. As in you could give money to Steven. It's for 10 years. He's always paid back loans. So he's really, really. And then to me, it's like, if I need a loan, the first person I'm texting is, Steve will do it. Just because he understands. Sometimes you get a loan and then you gamble it away typically. And then you need time to like figure out how to pay it back.
B
But I saw Steve will do it posting that he borrowed money from this guy Alex. And then Alex is saying that he's not gotten paid back from Steve yet. But it's okay. He trusts Steve. But he's like, but Steve, it's been like three months now and I've not gotten paid back. What's going on? I trust you, Steve. But like, hey, it's been.
A
This is beyond that, right?
B
Yeah, it's part beyond that.
A
I get offered frequently over six figures just for me to show face something or show face on your stream or they want an Instagram story. Like, give me 200,000. I never do that kind of stuff. But the point is the easiest way to get into somebody's life and get them to like, like you, like somebody like Steve will do it is he's blue chip, whatever. You just have to loan him money because he's not going to take a payment from you for something return. But if you're just like, oh yeah, I'll loan you money, ask for nothing in return. Now you're, it's like networking, right? It's like a risky networking. Now all of a sudden, boom. You, you hang out with Steve will do it. You know, what are some of the
C
craziest money opportunities you've had?
A
What, 50,000amonth for the Zen thing for three snapchats was not Zen itself, but whatever. That was pretty crazy. Two weeks ago somebody offered me $350,000 to do a four hour long stream on their channel. I just had to sit there and be like excited. No, of course not.
B
Why not?
A
Because, dude, maybe he's like, there's so many things that could go wrong with doing business that I don't know who it is. No, no, no. It was like some, like what? Some small streamers. Who is, you know, can you just say no, I'll. I'll check his name and let you guys know after. But you wouldn't know him. Like.
B
Yeah, but you can't actually be worried that they're.
A
Well, the point is I never. Yeah, well, I am so turned off by the idea of like going out of my way to do something that like is not benefiting my career. Like $300,000 is not excelling me to where I need to be. If I take that flight to go out somewhere and then, you know, like go on a stream, it's like a net overall, like a huge pain in my ass where I'd rather spend that time here. Like I made $3 million today. You know how crazy that is? You guys gave me one piece of advice and it saved me three, four million dollars. Like there's so many better ways to spend your time than. And then you do the stream with the guy and then it's like they think I don't know. It's just like I don't want my network to be sure. Bigger with people that aren't really gonna bring much. Like being friends with you guys. I a. Obviously I like you guys, but you guys can teach me the world. Like I would pay money just to hang out with you guys because it's so valuable. But that it's like, what am I
B
getting out of that I. Dude, I wish that you would just give me access to your finances and just control them anytime.
A
If that was the case, anytime you
B
need money, I'm just there. Like, yo, maybe we don't need this much. Let's dial it back a little bit. Or I'm just taking money off the money and just investing it in an account and then you don't even notice it.
C
All you have to do is give Graham and I poa and then we'll take.
A
No, no, no. But this is. We are not living on the same planet. You live in. In a world where it is not appropriate to spend 900, 000 on a video and you spend two and a half or there's such a veto.
C
We wouldn't veto anything.
A
No, no. But the veto would come in the sense it's like, oh, we don't have any money. And it's like, where's the money? Secretly it's invested and growing for me. I don't want it. It wouldn't grow.
B
It wouldn't be. But maybe we could take the 900 it down to 700 and you don't even know. Or maybe right now we could say, hey, listen to. You have $4 million invested in a Schwab account right now. Just a heads up. So like, you know, we're not going to touch it, but it's there.
C
Then Togi would you know how fast
A
money was getting pulled out of that account? Like, like. The problem is I'm in a position where I think you guys are more well versed in finance than me, but I have a firm belief that I can do everything better than everyone. And that's obviously not the case. But it's never failed me once that it's like, just do it yourself. I manage all my deals, I manage all my finances, and it's like working out in a positive direction. And that's a mentality I think everyone should have because I respect you guys. But also, it's your first time being alive too. And a lot of people are scared to embark on something spectacular because there's a lot of judgment from the world that this isn't going to be. They have to remember that it's everybody's first time being alive. So if you can rely on anything, it's kind of like your own ideas and your mother, because you know that's your mom and whatnot. Everybody else's ideas more or less can go out the window. And if you're fully invested in just your ideas, you're guaranteed to be Successful. That's pretty, pretty deep, actually.
C
Yeah, that was, it sounds like it's not your first time being alive, because that was, that was, that was great. That's also assuming when you're giving him that offer of, like, hey, I'll seize control of your finances and, like, take some money off the side and invest in stuff that that's even something that he wants. Like, if you offered him, hey, Togi, like, could I save you an extra $200,000 a month? You might even just say no. And if that's the case, if it's like as simple of an offer as that, and he says no, then there's no middle ground. There is no bridging that gap.
B
So that's true. Who is the worst person to borrow money from?
A
Probably like the, you get the credit card companies, the casino kind of bust my balls sometimes. They don't come at me too hard. But, like, I had a friend and he borrowed $30,000 from the credit card company and then he invested in a meme coin and, like, whatever. It didn't, like, work out and whatnot. And now he's like, stuck on these payments. Incredibly aggressive. He's 25 interest.
C
Like, why don't you pay off his thing? And then I offered and he'll pay you 2015.
A
No, I offered to pay it off. Pay me back whenever you want. But he was like, this is my own battle. Like, I, I took the bad loan and I have to, like, reap the consequences. A lot of my friends are more or less not sick, but they, I, I offer my help so frequently and they think it takes away from their own personal growth. So I have one of my best friend, he, he's the one we talked about last time. Losses, life savings, gambling, whatever. He's still a huge drug addict, gambling addict, and he currently lives in a shack in the backyard of some strangers in LA. Whatever. He pays 400amonth in rent. It's cool. And I go, hey, I have a mansion in Texas. You can live with me for free, no problem. This is UDI for you guys. They know him and he's like, no, dude. Because I feel like my whole life I've been living with Togi and I get to live the Togi life. We get to go private jets and do a bunch of drugs and parties and, like, really nice things. But then it's like he just gets life on free mode. So he was sick and tired of not seeing the success that he wanted. He said, the only thing that's going to make this me Lock in is if I stop getting so much stuff for free. So all my friends are pretty much on the same page. None of them take any amount of handout, even though I'm like dying to give it to all of them.
B
So how much do you think you spend a month?
A
Well, last month The AmEx was 300,000 and the AmEx we saved for flights, hotel rooms and dinners. 300,000 is probably like the baseline for. Well, that was like high, higher than usual, but that's like 300,000 for living and then production of videos and you know, whatever goes into my brands. I probably spend on average maybe a million a month. So what's expensive? You know, 900000 a video. The next week is 500 000. I lost 2.3 on the video before that. The video before that was actually scheme land, wasn't that expensive. But the point being is making YouTube videos, it really ends up. And I like nice things and I like giving away money. This is like, it's just, it's just, it's. It blows my mind so incredible to. I guess there's nothing like being young and spending a lot of money. Like sure, maybe was it not worth it to like fundamentally to spend, you know, 30,000 at a dinner? But those, like, I cherish those memories a ton. And the experience of driving a supercar. Like I tell everybody, if you're young and you have $40,000 to your name, you should probably just take out a loan and buy your dream car. Because that experience alone is just as good as like any drug, any amount of sex. It's like pure bliss. Rather than, you know, investing your 40,000. One day you have 400,000, but then you're 45 year old and you just got your first Porsche. Like that sounds like it sucks.
C
Do you think there is any downside to this lifestyle?
A
No.
B
Yeah.
A
0%. Because listen, I have lived in my lifetime enough experience more experiences than 99% of the world has lived in their entire life just by like playing it safe. So if I died today, it still would feel like I lived 10 lives. And by the end of my life I'll have so much experience and wisdom and phenomenal memories that the goal is like period to goal is that when I die there's not an ounce of regret. Like that's how I approach every single day is making sure I did anything and everything. So at no point I'm laying there like, damn, I wish I had embarked on that. Or I wish I took that risk. Because you don't get another chance.
B
Do you think you could ever go back to, like, having a normal life after this?
A
If I had to, yeah. But it would be. There's no such thing as normal to me in the sense that when I was in the frat, we would still be doing. I used I. One of my first things, I only had a Subaru. I sold it to gamble it to get more money to gamble whatever it might be. There's always schemes, there's always random stuff. And it keeps life so potent that I would never want it any other way. And I, I, I, I would say overall, I'm, like, really happy with how I've. I don't think I've ever made a mistake in my life. I think everything is as it should be.
C
But what about the dopamine maxing we spoke about this last time? How if you constantly have these huge spikes and then cliffs that you fall off of in terms of just overall dopamine and serotonin, don't you think that at a certain point it can make you numb to everyday life? Things like, oh, well, that was a
A
huge crisis for me. I talked about this when I was doing a lot of drugs that I could probably give. Not me, literally. I could have a child and it would be like, okay, that was all right. Like, I wouldn't even be that excited about it just from the drugs. But I've eliminated the drugs. And that's also. Deep down, I know part of the reason I coin flew my house is because I've been gambling a lot more since getting sober. Because that's like, at that time, I was, like, not quite as distanced from that. So I literally felt nothing. Like, every day I would just be like, bro, I don't feel anything. And that was the most for that four seconds. What up? Like, the coin was in the air. I had never felt so alive. And then it landed, lost, whatever, depression. But the point is that gambling was able to give me, finally the dopamine hit that I couldn't get from anything. That's why I think rehab doesn't work. Very low success rates at rehab centers because it's a scam. You go in there and you say, I'm withdrawn. And it's ran by a lot of people that have never dealt with drug addiction in their life. It's like, oh, I'm coming off the. And they go, oh, yeah, like, go ride this horse. Go on a hike. That is not gonna feel good at all. That is not gonna do it for me. You need, like, things that are potent in order to get off the drugs. And it's been a proven method because now I wake up out of bed and I'm excited to go do regular things again by utilizing high stakes gambling. So if they had high stakes gambling in rehab centers, people would be less likely to give up and go back to the drugs because there's something that's, it's a stepping stool of potency. And now that my dopamine is returning a little more than normal, I go to bed. I used to go to bed. It would be my favorite part of the day would be to go to bed because I didn't want to be awake. You know, it's like I finally get to have like some. I get to live in the dream world. It's exciting. Now I'm off the drugs, I use gambling, and I still use gambling to get off the drugs. I'm scared to go to bed because I'm so excited to wake up the next day. I wish I could never go to bed. I'm so excited to wake up the next day and take my ivor brain stack and drink my caffeine and seize the day. Even if it's something that's more boring, like just planning a video or hopping on a call. Because this is a good method, I've started placing a parlay every day. So there's always a lingering thing. It's like a coat hanger of dopamine that holds me up. So I always have at least $10,000 on a parlay, and I always have the opportunity to win a quarter to a million dollars. And that way, no matter what, even if you lose, it's like caffeine. And this is not a joke at all. It's like caffeine that's always there, but actual potent caffeine. You have the opportunity to win a million dollars. Is it a losing game? Yes. But I'm paying to feel alive and happy to do my meetings without drugs.
B
Isn't that a problem though, to feel like you have to pay to be happy to do the meetings?
A
But that's. I play. I. I did the, did the damage and now it's like time to pay. So now you're paying the price, and that's the problem. You know, you did so many drugs and you up your dopamine. But it's rapidly recovering now. It feels like maybe in a month I'll be able to go every other day, put place a parlay, and in two months, maybe once a week, I place a parlay. Like, it's like weaning off of the, you know, whatever they give the people when it's coming off, it's stepping stool. So this is just a stepping stool. And I really think that this is going to be a good solution.
C
Could a gambling addiction be as destructive as being addicted to drugs though?
A
Never. Never in a million years. If you gambled away. Well a. I would like to say I'm probably one of the very few people that has quite literally gambled their house away. Like everyone like jokes about like oh I gave them the housewife. I gamble. It's very hard to gamble your house away. And I've had instances where I'm really drunk. I've tried to sell equity in companies for crypto. I've tried to sell houses for crypto. It's not. There's. You need lawyers, you need. It's just not going to work. So it's fairly difficult to gamble, you know, your house like something that's going to be irreversible. And it's also very difficult for a person to get significant debt. Like the stars have to align so perfectly for a gambling addiction to destroy your life. And if you are addicted to gambling to that degree where it's destroying your life. I don't want to be rude. You are a pussy. Because try taking you, you think you have to gamble every day. You think you wake up and you're like oh I'm. I gotta gamble. Try taking a every single day for 30 days and coming off that and you're having seizures. You can't walk throwing up anytime you smell water. Like it's mind blowingly so much more difficult to get off of drugs. You cannot function as an adult when you're addicted to drugs. Gambling a there dude, just stop gambling. There's no like physical withdraw. It's all a mental thing. Right? And you can also go about your day. There's, there's not. You can be gambling and productive. And if you claim that gambling is preventing you from being productive, you're lying to yourself. You absolutely.
B
I think maybe the gambling. You're able to do this and say that because you have the income to be able to just keep gambling.
A
Well that's. But here this is the thing. I used to gamble before I had high income. I would be gambling like extremely, extremely high stakes. Whatever. You, if you, the only time you're not conscious is when you're doing drugs. If you're losing again and again too much gambling, that makes you an idiot. And you can blame an addiction you're aware of what's Going on. Unless you're doing drugs, obviously, but gambling, sober, at a certain point, you have to learn your lesson or it's. You can't blame anyone but yourself. If you're on drugs, it's a different story because the drugs do talking for you. I've never met somebody that, like, eventually you're going to lock in which drug
C
has the worst withdrawals
A
or probably, I would say, because, well, in my personal experience, I've battled the. That withdraw, like, more aggressively than the both of them can kill you. The withdrawal I disliked because it gave me, like, chronic panic attacks for, like, six months. So I had never had a panic attack before. And I have genetic testing where it's like, I have baseline zero anxiety, and any anxiety I feel is strictly situational. Like, it's impossible for me to feel anxiety, which is a huge blessing to have that genetic trait. Never had a panic attack. Could never relate to people. And then I got addicted to. And then after coming off of it a, you're, you know, like, living in fear that you're gonna have a seizure. You feel there's, like. And then for six months after, I would, like, even I'd walk into a room with my friends. Like, I would never be able to come on a podcast, let alone, like, you know, I would walk, I would go on a date, and then like, two minutes in the day and, like, I gotta go, because you just have a panic attack and it sucks. So anybody that's looking to get addicted, I would say, do not.
C
What was the lowest low that you've hit?
A
You know what's really interesting? This is fascinating. I have believed. So I dropped out of college. Whatever. I was doing a ton of drugs, and I was not successful. And to people living in your friend's basement, doing drugs every day seems to be like, rock bottom. But to me, that wasn't even close to rock bottom because I had a goal. Although I was depressed and I was doing drugs every day, I said, I'm gonna make it one day. And I had a specific goal in mind. I'm gonna get famous. Famous. I'm gonna get attention, and I'm gonna make money off of working out and doing something that I love. So even though I had nothing, I had a goal. But then I had. I gained the world. That being, I had millions of dollars. I had the physique that I wanted. I was on all the steroids. I was very, very successful to other people. But then I overdosed. I almost died. That was real rock bottom for me, which is crazy, that rock Bottom looks so different for everybody because I was accomplishing like every male stereotypes dream. Like tons of girls, tons of drugs, muscles, whatever, money, everything. But it was rock bottom because my God was drugs. And it felt like so. It was so depressing because it's like where now, right, I have everything and I almost just died and I still just want to do drugs. There's no up from here. Like life forever is going to be terrible. Because my only goal that I had since a young kid I accomplished and I still felt not happy.
C
You had something to lose and when
A
you not even something to lose. I had no more to gain.
C
So that was the scary part.
A
That's.
B
Yeah, it's kind of like game over at that point.
A
It's like now what do you do? Yeah.
C
But you don't feel that way anymore.
A
No.
C
And how much do you think the drugs were clouding your judgment on what you had to gain and what you didn't? And what have you noticed getting sober change in your life outside of. Well, you have to ups and downs of drugs.
A
What happened first was I found God. So I'm a Christian now and I love Jesus Christ. Right. I tried to get off drugs a billion times, could never get off of drugs. I was living for things of this world. All I wanted was more money, more drugs, higher quality drugs, more girls. That's going to make me happy, more attention. I used to be like a slave to my audience. My views, like whatever is getting me more views. That's really important. But this is something that a phrase that I really like. It's like if you live by their praise, you'll die by the rejection. And so many people are so quick, especially in today. Like people that love you 1 week ago are the same people that are talking about you want nothing to do with you the next week. So it was such an emotional roller coaster. Constant anxiety of how do I find my fulfillment? Like, because I'm relying on you guys. The only thing that could ever that ever helped me get sober and the only reason I was able to get sober, I tried hundreds of time, was finding fulfillment from within and my connection with Jesus Christ. That's the only way you can truly, in my experience, right. I don't know everything. Whatever. In my experience, the only thing that has brought me true peace is my relationship with God.
B
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C
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B
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C
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C
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C
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B
How did you find God?
A
Do you guys know who Bryce Crawford is? It was a crazy, crazy, because I was always curious. I was agnostic, right? And so I. I thought, whatever, there's a God. This world is too spectacular. There's no way this is all. All this craziness is a coincidence. But I can't ever, like, talk to God. I don't understand, like, how I can build that relationship. And I didn't even know where to start, right? So there was a day where I. I never mess up my pills. Like, I got all my pill bottles, like, perfectly in line. And there's one pill that you take when you're taking testosterone to drop your estrogen. And for me, it was Arimidex, Adex. So I grabbed my pill bottle, but I grabbed the wrong one. I accidentally grabbed a bottle of Aromasyn, which is a sin, and that one is a whole different drug. I accidentally take a whole pill of Acin, which made me, like, super depressed, which is really bizarre because I would never take the wrong pill, like, in a million years. That just, like, would never happen. Somehow. I took the wrong pill, crazy depressed. And then I saw a Bryce Crawford reel, and I was like, that guy looks like he knows what he's like, bro. How do I have 10 times more money than him? 10 times more. 10 times more muscles, 10 times more whatever. 10 times more everything of this world. And he is stoked on life. Another guy, he got. He was on my for you page. He had cancer. He got diagnosed for the cancer with the fourth time.
C
He goes, oh, I know who you're talking.
A
I just got diagnosed with cancer for the fourth time. And this is. Is perfect. This is amazing. This is just how I'm supposed to be. And I'm like, dude, I need whatever this dude's smoking because this is crazy. How is he so stoked? And his hand of cards that he got dealt was quite literally infinitely worse than mine. I am missing out on something huge here. So that's when I was like, okay, I got a DM Bryce Crawford. I DM Bryce Crawford. And he responded in, like, two seconds for some Reason, he was already looking at his DMs. And then three days later, I went on his podcast, and he was able to lead me in the right direction of how can I take the first step in building a relationship with God? And ever since that day, it's like the clouds have been cleared. I don't even look at life through the same lens because I've been put on the right path of building a relationship with God by Bryce Crawford.
C
That's interesting that it was a sin as well. Yeah, you took on the day.
A
Think about that. That's crazy.
B
I also thought you meant that because it was, like, a sin.
A
No, no, I. I didn't put those pieces together.
B
I thought that was a part of the story. Like, you took a sin, and that was.
A
No, tell that story. Now.
C
I know the beginning, like, the inflection point of your video where you started losing money was in that poker game, and it was that hand where the flop came, and it was six.
A
Six.
C
And I was like, wait, hold on a second. Like, after I knew you'd already kind of turned a new leaf, and I saw that, and with the Asin thing,
B
that's kind of interesting.
C
Interesting?
A
Yeah, it's. It feels as if, for me, God reveals himself to everybody. That's just, like, in one way or another, that's, like, how he is. Seems like, to me, I was missing the mark by, like, so much. Like, he's calling for Togi. Togi. Like, walk with me. Trust me, I'm giving you the signs. And I was just like, whatever, ignoring everything. I almost died. And then the next day, I did more drugs because I was like, whatever. I guess I got lucky that night when I was having, like, I had. I was having seizures for, like, four hours straight. There was, like, a 40 chance I died that night. So it was like, you know, to me, I was like, okay, whatever. If anything, I was on the winning side of that coin. Like, I. I was gonna survive either way. But things like that, like, God has been calling at me so aggressively in life, so many, like, small signs like this, maybe a lot of people write them off or whatever, but eventually he just had to, like, be like, okay, you're taking asin. You're getting depressed. We're gonna bring Bryce Crawford in your life. So I've been super lucky to have that entire experience. And now I feel, yeah, like I said, the smoke is cleared. The lens. I see the world is completely different now.
B
And what about your health? How are you taking care of yourself? How's your blood work?
A
Oh, dude, this is good. I got my blood work done yesterday. We'll see how it comes back. My blood work is exponentially better than it used to be. And a big person that used to make fun of me was Greg Doucet. Yeah. Cuz he, you know, whatever is all on his high horse. I'm so healthy and I know every diamond coach, whatever. And he would make fun of me to the world, like use me as an example of like, don't be like this guy, you're going to die, yada yada yada, he's going to die. He's going to die. And now I can say with 100% confidence, my blood work is better than Greg Doucette. My blood pressure, better than Greg Doucette. He's 70. Yes, sure. You know, he's like, whatever. How old is he? He's 50.
B
He's in his 40s.
C
Either I think he's 29.
A
There's no way. Right. But either way, the point being is obviously I should have better blood work, but it was like a fun opponent and obviously he's a good gu guy and he's always been rooting for me, but it was like an opponent. In my mind I'm always like, I want better blood work than Greg Doucet. So either way, the first thing getting more healthy was no more steroids, no more hard drugs. That has gone a long ways. And then there's things like on top of that, I don't want to sound like every other young male, but it's like all the peptides, the hyperbaric chambers, the red light bed, There's a lot of things that I am putting into my body now that are, are natural and supposed to be there, that are helping me recover from the years and years and years of drug abuse. But the main thing, the best three things for your health is stop doing hard drugs, stop doing high doses of anabolic steroids and sleep nine hours a night.
B
Guess what? I texted Greg Doucette. I have not seen this video. He has a video he wants to show you.
A
Oh yeah, that's it.
B
I don't know what it is.
C
Greg, I know that you're watching this and I'm very much looking forward to your reaction.
A
Togi, how does it feel to no
B
longer be the world's worst fitness influencer
A
and to have that title rendered over to clavicular? And do you agree with me?
B
Is clavicular the worst fitness influencer in
A
the world or is it somebody else? Wow.
B
Thank you, Greg.
C
Thank you, Greg. Love you.
A
Greg.
C
Thank you.
B
I love how Greg makes so many appearances throughout the podcast.
C
He's like a third host, basically.
A
Greg Doucette's the man. I love Greg. He's like a distant father that judges me from afar.
C
But I would love to see. See if your blood work is actually better than his.
A
No. No. Well, I. I'm gonna tag him in a post tomorrow and send it to him and say, all right, this is my blood work. You post yours, you can do the analysis.
C
Wow.
A
Let him. And he's gonna say, Greg Doucet is gonna say, wow. Togi's blood work is better because he's not. He's intellectually honest. He's gonna say, wow. Togi really put up blood work better than mine. Clavicular, phenomenal influence. A lot of people really don't understand what it's like to be a loser. Like, I used to be a scrub in high school. I would smoke weed every single day, you know, watch a ton of porn, can't talk to girls, no ambition. It was more or less over for me. Not more or less. It was over for me. 99% of young men, it is over for them. And Clav, sometimes it takes extreme measures to make something of yourself, and sometimes you already paid the consequence by growing up in this generation being, you know, tick tock. And weed is so popular and porn is so popular, your dopamine's getting fried. You're losing confidence rapidly. Whatever. You paid the price of this existence, likely by just being born. So now what Clap did he. He's giga, autistic, insecure kid. He goes, if I just look better than everybody, maybe I'll be more confident. Like, he's. And he. He would probably agree with this. I don't want to, like, sound like I'm talking. I'm not. I love him. He was so insecure that he needed to take extreme measures to be. Because he was so far gone, Giga autistic kid, that no amount of, like, healthy remedies would fix him. It took microdosing Tren and smashing his face with a hammer and doing all these absurd things to becoming a confident young male. And unfortunately, that's the message that a lot. A lot of young men need to hear that. That you need to take very unhealthy, extreme measures to become the man that you need to be. Fix yourself and the health issues after I will die on that hill. That it's. If you live your whole life and you never fix yourself as a young man, you're gonna, you know, be Working a job that you hate for somebody, you're never. The top 10% of men get 80% of the women. A lot of men average age of being a Virgin is like 30 years or something. Now a lot of men will go their whole life and they die alone. This is the problem. You don't want to die alone. A lot of people will claim, oh no, I like being alone. You don't want to die alone. That's like the worst thing you can do for your spirit and your like, overall happiness. So the point that I'm making here is it's more worth it to sacrifice a large percent of your health and then attempt to fix it after to become the man that you need to be, rather than just dragging it on and living your entire life as a giga autistic loser.
C
I'm going to give a Chris Williamson esque question now and it's going to be really funny because you're Togi. But what are modern men lacking in today's environment?
A
A lot. I would say, number one, originality, like being okay with being yourself, right? A lot of young men see somebody like, whatever, Andrew Tate have an idea and he seems cool. So all of a sudden that is now their unique identity. They're just an Andrew Tate want to, want to be. When that guy first went viral, it was like the Bible to people. So a lot of people see like, oh, like Togi does all these weird things and it worked out great for him. You know why it worked out for me? You know why it worked out for tjr? You know why it worked out for Claire? Clap. Because we all found stuff that we were at first Judge Fork. Nobody thought Cloud was cool when he's banging on his face. Super weird, super autistic tgr, you know, getting surgery on his face and running around talk, like being really weird on Tick Tock. Like really weird. Like factually weird, right? Whatever I came up doing, like all the steroids and the edits of me injecting myself, all of that stuff was super lame, super weird. But we are so successful and people think it's cool now because it's so authentically us. TJR always thought those weird ass tiktoks were cool. And now they actually are cool. And now he actually is rich. Clav always was obsessed with getting a sharper jawline when no one else gave a. But now all of a sudden everybody's looks maxing. Everyone wants to be clap because he was so obsessed with it. He didn't care that everyone thought he was Whack. No one didn't care that everyone thought he was. He made it cool because it was a potent version of himself. So if you take whatever you're into, you're, like, the coolest dude ever, because for whatever reason you were born and you're like, dude, I love this finance thing. Like, if you tell me that, I say, that's super weird. Especially if you were broke. Oh, my. If you were broke and you were having a conversation, I'd be like, dude, he is a dork. And no way. Like, right? But now I look up to you because you took something that was kind of quirky, kind of weird. Like, why are you, you know, trying to save 2% on taxes? They're like, it doesn't matter. You know? Like, grow up and live your life now. I look up to you because you took something quirky so potently yourself that every person on the planet is incredible. At least one thing. And they can bring a very potent version of their self to the world. They will be accepted, they will be successful, they will be cool. The dude I could go on and on made the movie, the rock climbing one. Alex, honey, Donald, super weird dude. He got born and he was like, I'm gonna climb this rock better than anyone ever climbed a rock. That sounds pretty stupid to me now. He's awesome. I love that guy. Multimillionaire on accident.
B
Because we want to get him on the podcast.
C
Yeah, he's a dream guest, and I think he's got a place in Vegas.
B
Correct.
C
So.
A
Oh, word. There you go. You're not watching. See, that's the point.
C
Please, come on.
A
Modern men lack. They strip themselves of their unique identity because they're too busy scrolling, too busy listening to other people, too busy looking up to other people when they're looking up to Togi. It is Togi's first time being alive. I don't know what's right. I don't know what I'm doing. I'm just being myself. And if more young men did that, the world would be a better place.
B
That is genuinely good advice.
A
Thank you.
B
Like, really good advice.
C
Part of me does wonder. Like, my gut response to that is like, ah. But there is a little bit of survivorship bias because you're only justifying his actions because he ended up becoming wealthy. And it's not like it's written in the cards for every single person. Hey, if. Hey, if you pursue. Pursue the stuff that makes you unique, then all of a sudden you will be successful. That's not necessarily true. Sure, it will Increase the likelihood. And like you said, if he was still penny pinching but he was completely broke, then you'd be like, okay, like, what is up with this weirdo? But it only makes sense because he's successful. However, if you even flip the turn a new leaf to the other side of the token, it's also like, what are you doing living your life, life in someone else's shoes in the first place? Like, do you really want to exist in mediocrity or mediocrity?
B
Like, either way, I'm going to push back on that. I think it's becoming so unique that you don't compete with anyone else. You are your own lane. And that when you're that into like that one thing, it just becomes cool because you own it and that's you. And you're so unique and you're not afraid to be yourself. And then that way when people meet you, you're not comparing that person with all these other people. This person just is so unique that they are one on one someone and that they're just running their own thing.
A
One thing you have to consider with the survivorship bias is that when you take someone we could use myself, it's easier to use Clav for an example. He was like, if you look at it like the equivalent of being a rabbit running around in a forest with two broken legs, like, he. That rabbit survived because it did the whole be myself thing. But he was truly like really a weird, like insecure, super autistic dude. If he could survive with this method. If I could survive. I used to. When I was in high school, I remember somebody asked me what my dream job was. My dream job was to work at a smoke shop and be the cool guy at the counter that sells vapes to underage kids. Because I always thought those guys were so cool, right When I was young. If a kid with those ambitions could now be be Togi bro, that's the bottom barrel. If the bottom barrel feeders. I don't know what T.J. was like. I don't know why I'm using these same examples. But if these examples made it, everyone in between bottom and wherever they are starting is going to be able to succeed.
C
I agree. I mean, if you're a viewer, you're watching this and you're in between just going for it or not going for it. As a general rule of thumb, it's better to go for it. I love the Shia LaBeouf video of just do it. You know that video and I saw this one comment and it had like 10,000 likes. Just like something. People loved it. And it's like, I've seen this video for over a decade now, and I finally get it and I'm like, dang, that's like kind of deep, because it is like, really, just do it.
A
A lot of people don't understand that. And I talk about this all the time. Like, the real risk in this life is not taking the risk. Because you only get one life, and every single day it's not, oh, I'll take the risk later. Because your window of opportunity gets aggressively smaller as you get more hardened into the system. Now all of a sudden, you got to pay for your kids and you gotta pay your own health insurance. You're 25 now. You know you could pay your own health insurance. So you have to take the leap of faith on your dreams now because what? What is it? Quote, this is a banger. This is not my quote. I'm not gonna pretend that I came up with this. If you think the price of trying is too hard, wait until you get served the bill for a grand regret. The bill for regret. Lying on your deathbed thinking. You're not going to be thinking, thank goodness I didn't try that because now nobody judged me. Thank goodness they never saw me fail. You're going to be laying there. That's the number one reported quote, unquote regret when they do interviews of people on a deathbed. And if you read interviews of people
B
on the deathbed, I find that really interesting.
A
Very depressing. You will be so sad because all these people had these huge dreams. The number one regret for all of this them is, I wish I had done more. I wish I had taken that risk. I wish I had started a business. I wish I spent less time working for somebody else making their dreams a reality.
B
Can I ask you a serious question? Where were you when clavicular got frame mogged by the frat bro? Asu.
A
I found out about it when I was gambling and people like guys for Togi. Clav just got framed. I can. I just lost like 200,000 at that moment. Saw I like I don't give. How is this number one news? This is everything that everyone's talking about. Clav getting frame on.
B
You know exactly where you were.
A
I know. I know exactly where I was and I know the exact time and I am still mind blown. That that was that. That is the current state of the Internet. But check it out. How incredible is that? That the coolest thing now is people saying Clav gets jester Gooned because got frame mogged by the ASU frat leader. Giga retarded. That's. If that doesn't show you that your ideas are cool, like whatever weird knitting socks, whatever you're into, trust me, it's cool because this apparently is the coolest thing in the world right now. I.
C
You know what's insane is that Graham literally told me. He's like, I remember exactly where I was. He wasn't even joking. He said he was lying in bed and he got a text from his sister's husband and that Clav got frame mobbed by an ASU frat leader. And Graham was like, wow.
A
Wow. How about that? That, that's. He did get his outlets. He did get framed.
C
I mean his shoulders were something else. Yeah.
A
Clav has an unfortunate situation where he has the. The expectation is very high for him. He's a good looking guy, he's a great looking guy. But it's like now all of a sudden, God forbid some dudes got wider shoulders. Now get fucked, Clav. Or like he set himself up where he has a lot of pressure on himself for a 20 year old. So I, I commend Clav for handling his fame. If I was 20 years. When I was 20 years old, I was effectively fully. And if I was that famous, I would probably be running over muff with my car. I'd probably be doing all that. So if anything, he's done a great job. Hands off to him.
B
What do you think of this? They've assembled the most catastrophic MOG alliance in PSL history to avenge Claviculous.
A
Oh God.
C
Do you think?
A
I think that's the weirdest in the world. You know, like the Connor Murphy with a weird hat and that guy is insane.
C
Needs to be avenged.
A
No, I don't think so at all. I don't think those guys are avenged him either. But the point is again, 18,000 likes. 18,000 people think that's cool. I do not. I think it's super weird. He doesn't need to be avenged. Especially by those dudes in my eyes, like Giga weirdos. But dude, who am I to judge, bro? It's not my place.
C
Do you actually think Clavicular is autistic?
A
I guarantee you he's autistic through and through.
C
And how do you have this guarantee?
A
Because he is. Everything he does screams. What the is wrong with you? Like bro. And also his older videos just like how he handles social interactions. Have you seen a video of him? There's a camera and he's like trying to get the pizza and then he sees the camera looking at him trying to get the pizza and he just like gives up on the pizza. Like there's social cues like that that no regular, not autistic person is going to act that way in social situation, like through and through. And I think being autistic is great. It just, you know, for most people is a superpower. That's what I think too. So I think like, you know, definitely autistic and also definitely a good thing.
C
Have you ever been mogged?
A
Yeah, unfortunately. But here's the thing, right? A lot of my life has been not like in a literal sense, but as a man, you derive a lot of value from mogging other people. Like, I money mog, whatever the next guy over and it feels good, it's awesome. And then you get the girl, whatever. Very shallow. But the reality of the world, sometimes you got to get mogged to know what it feels like so that you can go out and do the mogging yourself. So I've been mogged literally countless, like hundreds and hundreds.
B
How does it happen?
A
Walking in the grocery store, you know, it's the worst. Fan mogs me like, I'll be chilling wherever and a fan comes up to like, can I get a picture with you? And they're like 67, they got the jawline and they decantal tail. And I'm like, I can't take a picture with you. This is ridiculous. Then it's on like, you know, captured forever, this brutal mogging. So it can happen anywhere. Especially like for a guy like me that is, you know, an ltn, you know, like maybe the low tier normie or mid tier normie. So you are just like, look regular unfortunate. Luckily I have the hype pill, which is nice, but I'm working on it. And it's very important to get mogged so that I can become better. And so now I do things like demuin.
B
Why not get surgery? Do what Clav is doing.
C
You got micro needling. And I will say your skin actually does look a lot better this time around than it did about a year ago. I noticed immediately as you walked in
A
the surgery,
B
you got a good hairline too.
A
No, I don't. See, that's a good thing is. So I'm receding here, you can see. But now I'm like proactive about it, right? So I, I every day take a plethora of chemicals in my hair.
B
Is it minoxidol you're doing?
A
Yeah, yeah, the minoxidil detasteride, PP41, whatever it might be. So, yeah, there's a lot that goes into looks, but also there's certain things that are just like, not gonna roi. Like, like Andrew Tate does a good job of like, he's like really not a very good looking guy, but he gets every girl in the world because he's so over the top with other things. If you go off get lafort too, you're pretty much wasted 8 months of your life. Just like, you really only need surgery if it's so over for you that. Not that that that people literally treat you subhuman, that you know you're never gonna be treated with respect because of how ugly you are. And that's a real thing. And that's unfortunate that people, people I do not fall in that category. So it's more worth my time to better myself in other ways.
C
Soft Max.
A
Yeah, exactly. Whereas leave the fort to like, Clav isn't actually going to get the surgery because he doesn't need it. He already looks fairly good. He's very successful. He doesn't need to wreck his face for this. But other people, like Wando, they. They're going to need the fort too.
C
So what's your daily protocol for looksmatch maxing? Like, what do you. I know you're taking peptides, right? What peptides are worth taking in your experience?
A
I don't. So the looks maxing thing is mostly trying to get like acne under control and like slightly stronger muscles here. So you can do the mewing, which, like.
B
Oh, yeah, I see. Oh.
C
So how long do you hold that for?
A
You're supposed to hold it all day. I don't. It's very exciting.
B
Why not just do like cool sculpting or like, you know, they could go in there and just remove a little
A
because it's a muscle. So if it's fat, they can remove it, but it's a muscle. So that what they do is a lot of people do chin tuck. So it's like this and you contract the muscle and if the muscle is stronger, it'll like sit tighter. Right. If you have weak chest, it's going to be like flabby, so you want to like contract it and you'll get a sharper jawline. There's things like that that I do for looks maxing. But mostly I am obsessed with my mental health because that's like what makes happen. And like, if I have in a bad place mentally, no videos, no money, nothing. So looks wise and health wise, I take mot C mental health. I do nad, Semx, Celanx, Methylam, Blue, Evo, Brain stack, which L, Tyrosine, L Theanine, Alpha, gpc, Rundroxilia, occasionally creatine. So it's like all those things. Of all the laundry lists of drugs that I take, it's like 80 for my mental health. Very little is for the looks because really it looks maxing. It just comes down to like become 9% body fat and your face will almost definitely look good if you have a good enough bone structure. So I don't worry about it too much. Just try and eat healthy, sleep right. Maybe like ghkcu if you really want to, like start getting into it and then get more lean. Like that's it. They'd like to sell you on a dream. Oh, like you got to do a billion things and gig, autistic, whatever. You just need to lose weight.
B
Do you meditate?
A
Not as much as I should. I used to meditate more and then there was like softer versions of meditating. Like I frequently we'll go on a drive with no music and it's a good way to come up with ideas and because meditation is brutal, especially for a lot of people that are so used to tick tock. After five minutes you're like literally going insane. And you only have really productive ideas after like, you know, 10 minutes of meditating. So I do things, like, even small things that are beneficial for young men is like you take a shower, there's no music, you know, or you go on a drive, there's no music. Just you need to have time with just yourself where there's like just enough stimulation where you're still like not going crazy, but you're, you know, able to like sit alone with your thoughts. So I, I practice that. I would say the most beneficial thing for my life and career has been think. It doesn't take much thinking to have a good idea. Think for 20 minutes a day, whatever that looks like. Because if you really crunch the numbers, like, like actually crunch numbers, a lot of people will generally speak think for zero minutes a day. Because you wake up, you start scrolling. You respond to your text, you hang out with your friends, you go to the gym, you go to school, go back home, start scrolling again. The second you're done scrolling, you go to bed. Which is another interesting way to come up with ideas is factually, scientifically, the flow state is your brain goes into like this different mode per se, five seconds before you're about to doze off into sleep. So one thing I Do is I have my notes app ready next to me by my bed. And as you're going to sleep, you have an idea. You always forget it. Like everyone has experienced this. You have an incredible idea. But you're about to go to bed. You're like, okay, that's a really good idea. I'll just go to bed. Remember, tomorrow, never ever do you remember it. So you have to wake up, write it down, go back to sleep. Sometimes I'll go to sleep, wake up like five or six times before I actually go to sleep because I'm writing stuff down, down. And you really want to utilize like that period of time to come up with like a bunch of your like whatever schemes and whatnot. Most beneficial thing for my life has been the those like sub meditation practices.
B
How long do you think you could sit in an empty room for no stimulation, Nothing. Just you in a room?
A
Well, it wouldn't be pleasant. I could do it for a hundred hours if I had to. Like if there is. If somebody. The idea is that we're talking about sitting in an empty room. You're talking to a guy that thinks he could be into NBA if I tried hard enough. You know what I mean? So you would do it? No, but I could dunk if I tried hard enough. Right. I could be the president. I could go to the moon. All these things I can do anything sitting in a room without stimulation is one of them that I could do.
B
Okay.
C
I think it would be interesting.
A
It would be very unpleasant. I would be going crazy. But. But no problem. I could do it.
B
Have you started reading more books?
A
I not read a single book since
C
the last time we talked because do
A
you remember what we spoke about reading books?
C
Well, I just asked you like, well, what are you going to do moving forward? And you said, oh, I'm going to read books. And then I said, are you really going to do that?
A
And you said, yeah, yeah, I thought I should read more books about four days ago.
C
Do you think you're going to do that?
A
Yeah, I like audiobooks. Audios, Cap. Well, I probably had genuine intentions. Yeah. But no, I've not read a book and I would still like to read a book because my intelligence and vocabulary has like more or less plateaued as far as like what you can learn. I'm like gaining real world experience as I go. But I would like to read more books and I might do that in the future.
C
What is the last useful thought you had?
A
Oh, God, dude, I saw this clip. It had like 5 million likes. Because you guys Go. What was the last useful thought you had to go? Oh, no, today was a bad day, bro. It's too hard to think of. Okay?
C
We gotta just see if you've improved since last time, okay?
A
Oh, God, you. Last week's. Was that. I swear, there's been. There had to have been something. I. It must have been before four days ago, because I got an nad drip, which makes you have really bad, like, brain fog and confusion, you know? This morning I was watching the soccer game for this parlay, and I kept being. I couldn't remember which team I was bet on. I kept having to ask my friend. Wait, what? Every 30 seconds I'd ask because I'm, like, very confused and disoriented these days because of the nad. I took too much. Either way, the point being is I did that four days ago. Productive thought, or what's the word? Good thought.
C
Useful.
A
Useful thought I had in the last four days. Oh, my God, dude. How long did I think about this last time? I got this. Just give me like a second. Yeah, yeah, TikTok. Okay, this is an impossible question. What, bro? What's the last useful thought you had? I, like, literally, like, I'm drawing, like, a crazy blank right now.
C
A useful thought I had was like, I texted. I told Graham. I was like, hey, you should ask Greg Doucet for a question for Toge. We're like, okay, that would be interesting for the podcast.
A
That's useful thought.
C
I had another useful thought, and we'll get to it at some point somewhere here in the outline of, like, a. A funny thing for us to do in this podcast.
A
Ass.
C
We'll. We'll get to it, but I don't want to spoil it quite yet.
A
Oh, okay. Last useful thought I had. Well, I can't exactly say it. It was about two weeks ago. It was an idea for a YouTube video, and I cannot say what it is because it's a prank on somebody and I don't want them to see it.
B
Sure.
A
But two weeks ago, I had a really good idea. And this is the cool thing about being intentional with your work and your ideas. I literally only need two good ideas a month. Month. And that's two YouTube videos, and then we're good. So as long as you execute on good ideas, that's a really big thing that I try and do is like, the second you have an idea, execute it. And I've wasted a lot of money doing that kind of thing. But you. That's kind of like the way she goes.
B
That's interesting. Each Useful idea. You have to put it in dollars is worth about $500,000 if you have two a month.
A
And so really, you're asking me for a useful idea that I had? I can't even tell you that because that's valuable.
B
But when you do come up with that, that is worth it. Worth five.
A
Oh, you know, it's a good, useful idea.
B
Dude. He's scared.
A
I just did it.
B
Oh, my God.
A
I said just kidding. And that, as a man, makes you a cuck because. Right. Just let your joke land. You know, you. You say something and you're so. It's an obvious. Like, Jack to her does that. It's the worst, bro, because it's so obviously a reflection. It makes me cringe when he says just kidding so much because it's like a reflection of very clearly insecurity in that moment. Moment. If you say a joke, just let the joke go. If it goes over their head, that's their fault. That's not your fault. You should never say just kidding as man. Boom. Useful thought. And that's fact that right now.
C
That's a useful thought. In this moment.
A
That was a live action useful thought that I personally believe is worth more than half a million dollars to all the viewers. Never say just kidding ever, and you will be 85% more likely to be.
B
What do you say instead of that? Like, let's just say you make a joke and they're not sure if you're joking around. Do you just say. Say that was a joke instead of just.
A
Oh, my God. No, that's the same. That. That's the same thing. If you should. You deliver a joke.
B
How about this? Should you apologize?
A
No, no, that's even worse. So this is.
C
Graham, you're supposed to.
A
You say the thing.
C
It's like you're doing dry humor, and you say something that's dry and they don't pick up on it, but you think the thing is, you should be making yourself laugh. That's all you have to care about. And if you laugh, then they should know it's a joke.
B
That was a joke, Jack.
A
That's why you just got raped.
C
Yikes.
A
No, no. Okay, but here you go, right? The point is that it's a. It's a failed endeavor if you're trying to impress somebody or whatever and you say a joke and it doesn't land. Now just tell a better joke next time. If anything, you can't backpedal on the joke you just said because then you look like a. And you, as a man, you really don't want to ever look like a. Like we're all a lot of time as no one can know. Like, you don't want to look like, like a stand on the ground, move on to the next joke. The person will be much more likely to respect you as a person. Even if they're mildly offended by something that you said is a joke. They don't get it's a joke, whatever. You move on and evolve throughout the conversation. The only way to ensure that they don't respect you and think you're is if you go, just kidding.
B
When's the last time you had to apologize for something?
A
I can't remember the last time I apologized for anything.
C
You know what's interesting?
B
Have you ever apologized for something? Something?
A
Yeah, sure. Like sometimes it's like when we were betting on the Bronco Seahawks moneyline, I called my friend and said, this is a lock you really should put. Yeah, you know, he didn't have any money. I said, okay, borrow them from me. I'll give you 25, 000. He lost it. My bad apologies because I was really like, come on, do it, do it, do it. Like, you have to do it. It's a lock, I promise it's locked. Just trust me. Just trust me this one time. Do it. He does it, loses his money. I'm sorry, my bad. I. When I lost my house, I call my mom, she's freaking out at me and like, okay, hey, why are you yelling at me? Sorry, right? There's a good example of saying sorry if you do something really stupid. But there's instances where you should not say sorry. People latch onto it. Like the Internet, it's like piranhas. When they see an influencer is like. And this is not just. This is the grander scale, right? But if you are in any social circle, Maybe it's just 30 people and you're in a classroom, whatever, the second they notice you feel like a little bad, or you're like, oh, I'm sorry, I messed up. I think I messed up. They're gonna make you feel worse about it. Apologizing is never gonna make anybody be like, okay, dude, you're good. No problem. You just gotta be like, yeah, I did that. And unfortunately, that's the reality of this situation and we're gonna have to move on. Clive didn't apologize for running over somebody with his car.
B
All of a sudden that looked like partially self defense.
A
And it didn't help.
B
The guy was jumping on the car. If anything, he's jumping on.
A
He didn't go backwards. You know what I mean? Why.
B
Why did he drive forward and be as safe to go backwards?
A
The point is that a lot of people would apologize for that because he was getting backlash. Why'd you run over the guy? Right?
B
It was interesting. I saw his live stream afterwards. He was going into a club and all the girls are like, yo, who? Why are you famous? Why are you famous? He's like, oh, I just hit someone with my car.
A
Exactly. It's awesome.
B
And they're like half laughing if he's. And he's like, no, no, I think I killed them.
C
And.
B
And they just, just. They start erupting in laughter and they're into him.
A
I genuinely think it's bad to run people over with your car. And I think Clive thinks it's bad too. But you can never apologize or you look like a. And then the piranha's come and it's a crisis or all of a sudden you're getting praised. How you handle your decisions, you know, are going to handle how the world looks at you.
B
Who do you go to for advice?
A
I guess it's situational. Like, if it was financial advice, maybe I'd call you and be like, yo. Like. But. But generally speaking, I go to myself and I. It really comes back to the idea that I have a deeply rooted belief that is clearly delusional. But it works that I am better at everything than everybody and I will win no matter what my decision and decision is. And I always have a net positive decision. No other opinions help. So I am really feeling lost or I'm confused. I'll go and have a conversation with God or I'll sit alone in a room because nobody knows the answers except for literally. Jesus Christ is the goat of existing. Like he made a planet that's insane and awesome. He walked on water. Whatever. Goat knows everything. All knowing. Being. Talking to God will be ten times more beneficial than taking advice from anyone, including your own mother. Because your own mother cares for you but is not all knowing and can never be, you know, inside of your head. Whereas God is all knowing. He does. So I go to myself and as a result to God.
B
What does he tell you?
A
It depends. It's not like a conversation. Like you're not like, yo, God, what up? And he's like, yo, Togi. You know what I mean? It really depends the video on. On the situation. But a good thing that I like to do is I pray for discernment. So I'll be confused about something. Pray for discernment. And it seems like without fail, God speaks to you by placing the ideas in your head. I pray for discernment. And then the next day I wake up, all of a sudden it's so clear to me. The answer is there. And I didn't do any critical thinking. I asked God, God to help me. Hey, God, can you please today just bless me with wisdom, right? All of a sudden that's you. You have to answer in your head with no critical thing. It's the craziest thing ever. And that's one of the things when I was first learning about Christianity, the first half of the battle is understanding that Jesus Christ did rise from the dead factually. And then after you're like, okay, there's a good, good, good bet on like if, if there was like, you know, betting odds on like Jesus Christ rising from the dead, it would be a lock. So you can understand that. But then when it really gets exciting is once you actually start talking to God, then you really understand that he's real. And you can never have a meaningful conversation with God unless you truly are committed to it. And the easiest way to get committed to it is look at the history books, look at the facts of the matter, matter that Jesus Christ rose from the dead. And now I can talk to God. And now maybe I look at the history books to say there's a 70% chance in my mind that I came up that God is real. Now I use that 70%, talk to God. Now I'm 100% he's real because I get to have a relationship with him.
C
All right, so now we have a quick segment. These are some fast logic and game show type questions. Don't overthink them. Just go with your gut. Question number one. What number comes next in this pattern? 2, 4, 8, 16, and then what, 20. The correct answer is 32. It was doubling each time. 2, 4.
A
You know, I don't know why I thought, okay, well, okay, yeah, it's fine.
C
It's literally just one question. It's just like a game show. It's just a game show sort of thing. Okay, question number two. A bat and a ball cost a dollar and ten cents total. The bat costs one dollar more than the ball. How much does the ball cost?
A
Holy, that's ripping my brain. So 1.
C
So both together, they're 110.
A
$10 bat costs $1 more than a ball. If the ball is 10 cents and a bat that is $1, then we're at a $20. So the ball would have to be. It's impossible.
C
5 cents.
A
I was gonna say 5 cents. Oh, I was so close to saying 5.
C
Okay, well, you should have just said 5. But it's okay there. That was only the second question. You still have more. Okay, question number three. There is a lake with lily pads. Every day, the number of lily pads doubles. If the lake is completely full on day 30, what day was it? Half full. Every day, the number of lily pads doubles.
A
Oh, the day before.
C
Day 29. Boom. Correct.
A
I crushed that one.
C
Question number four. You have two left. You're on a game show. There are three doors. Behind one is a car. Behind the other two are goats. You pick one door.
B
Door.
C
The host, who knows where the car is, opens your door and shows that it's a goat. Do you stay with your original choice or switch to the other door?
A
Wait, there's two goats, one car.
C
Yeah.
A
And then you open one, and the host says, that's just a goat, and you got an original pick. Or you could switch the other one there. I don't. I. No.
C
He opens up the one that you picked. So you pick one. He opens it up. Do you. Do you stick or do you swing?
B
Which.
A
With the door that was already hiding
C
the goat, the one that you picked, he opened it up and it was a goat.
A
I probably don't want the goat.
C
Okay, so what would you do?
A
Pick a different door.
C
Boom.
A
Oh, different door.
C
Nice. Okay, you're two out of five. Okay, we have one left. How many animals of each species did Moses take on the ark?
B
2.
C
Moses did not have an audit. No way. Oh, okay. And Toge, you said you would not take another IQ test.
A
Yeah.
C
You just did. These are IQ questions.
A
Oh, word.
C
So after running some simple calculations through ChatGPT to get 2 of 5 right, they predict your IQ to be 47.
A
I can't, bro. Those questions were way too hard.
C
No, those. That was.
A
Nobody knew. Chat GPT. Hey, idiot. I bet everyone in the audience watching this, somebody factually probably has a 130. And I bet they got no more than 3. Like facts. One of you guys has 130. If you comment below, how many did you get? If you said more than three, you're definitely lying because those was all ridiculous.
C
I'm just saying. Chat GPT did say if you get two out of five, then it is 47.
A
So what? You're supposed to get five out of five. That makes you, what, a genius? Or is that three?
C
Three out of five is average. So it's 100 IQ.
A
That's ridiculous. And there is no way that is accurate, because check this out. Out. IQ has to do with reaction time. I heard. I found that out this morning. Really?
C
Wow.
A
So in a real IQ test, they check your reaction time. How fast? Not necessarily how fast you can run, but things of that nature. Boom.
C
That is interesting. I always thought that people with higher IQs would actually be more athletic because you can adapt quicker. Like, you can learn the game quicker and the strategies, the muscle movement.
A
Yeah, and it's kind of like a lot of professional athletes are like, geniuses. You know, they just don't get the credit for being, like, a typical genius. Gets credit for being a genius because he invented something ridiculous. Right? Athletes don't get the credit.
C
All right, all we have left is some rapid fire questions.
A
Love these.
C
So let's hear what you got. What's the most degenerate thing you've done in the past 30 days?
A
Coin flip. My house.
C
What purchase made you feel dumb immediately after buying it?
A
Oh, you know what? I don't do this anymore. Stupid. You ever buy only fan girls? Dude, it's a scam. Holy, bro. Because you get the only fans, you purchase their page. It's like all bikini pictures. It's not worth it. It's a through and through scam.
C
What's more powerful? Money? Muscles or clout?
A
Clout.
C
Without question.
A
Without question.
C
What is your most insecure physical feature, bro?
A
This right here. I can't get rid of it, dude. I got Dino. And I'm not even tripping about it. I need this to be snatched.
C
But if, if you, like, lose just a little bit more weight, you get more lean, wouldn't that just go away?
A
Yeah, but it's not. There's only, like, you can feel this. It's mostly skin. So TJR battled with this. He just got surgery, and now he mocks. So honestly, getting surgery, it's just a huge pain in my ass. But eventually I will.
C
Okay, who's more attractive? TJR Clavic? Why are we even talking about you? I, I.
A
Answer that question. That's ridiculous.
C
You will not answer.
A
Who is more attractive, Clav or tj? Dude, I, I can't. I, I, that's an absurd question. I can't. Next question.
C
What's the most painful or extreme thing you've done for your appearance?
A
I haven't done anything too extreme other than taking a bunch of steroids. So that would probably. Yeah, super draw.
C
If you could erase one decision from the last year, what would it be?
A
Picking tails on the coin flip. Well, they actually called it, but it would be along the lines of not coin flipping my house.
C
Do you think you're happier than the average person?
A
100%.
C
Would you rather have a hundred million dollars but look completely average? Average or stay how you look with your current net worth?
A
So you're saying I look above average?
C
I think. I mean, you have a great physique.
A
I mean, well, I'll have 100 million in less than two years, so I'll stay the way I am now.
C
Okay, you're in a room with two buttons. One gives you $10 million, and the other one gives you the best physique in the world. Which one do you push?
A
The physique. Because you can't buy that. You can't. It's impossible to get the best physique in the world. 10 million. Anyone can make 10%. Million.
C
You're absolutely crushing. Toby, thank you so much for coming on the podcast. Everything you say and do is super impressive. Obviously, when you come on the show, we're going to be critical. That's what we do. I mean, we want to critique your finances and say, hey, you should save a little bit extra money. Build that nest egg. It's in our nature. It's part of our DNA. Isn't that right? That's it.
B
You're doing incredible deep down, man. I mean, you're crushing it. You're doing such a good job, and if we could ever support you in any way, let us know. We're happy to help.
A
Help. Right on.
C
He's saying if you need a loan.
A
A little tight on cash.
B
It's all invested.
C
Yeah. He sees the rates,
A
your bank account right now, 300 grand. But everything's invested.
B
Everything's invested, you know, so don't count
A
that as, like, cash.
C
Viewers, thank you so much for tuning in. As always, we would not be here if not for you. We flew all the way to Austin for this.
B
Okay.
C
We're in Austin. We're flying to Puerto Rico tomorrow. This is all for you guys. Guys, thank you so, so much for tuning in. Thank you.
A
Thank you, guys. Boom, boom.
C
Thank you, Khammer.
A
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The Iced Coffee Hour with Graham Stephan & Jack Selby
Guest: Togi
Date: March 8, 2026
This episode of The Iced Coffee Hour dives deep into the high-stakes, high-risk lifestyle of Togi—a content creator known for pushing the envelope on YouTube with extreme challenges, gambling, and financial risks for content. Togi candidly discusses how he gambled his first house away, the mindset behind taking monumental risks, the reality of going broke, rebuilding, addiction, finding faith, and the unconventional strategies driving his career and well-being. Throughout the episode, Togi’s humor, resilience, and unfiltered honesty gleam, making for an engaging and thought-provoking conversation.
Timestamps: 00:33–10:00
Timestamps: 07:21–15:21
Timestamps: 15:21–23:00
Timestamps: 23:00–26:26
Timestamps: 26:31–30:23
Timestamps: 30:23–34:48
Timestamps: 34:48–40:40
Timestamps: 41:08–45:42
Timestamps: 51:47–54:46
Timestamps: 62:19–72:28
Timestamps: 72:28–96:48
Timestamps: 96:48–113:56
| Segment | Timestamp Range | |--------------------------------------------|----------------------| | House gamble & spiral | 00:33–05:41 | | Production details/game show controversy | 07:21–15:21 | | Tax, legal, and financial confusion | 15:21–23:00 | | Mental health & coping with loss | 23:00–26:26, 54:46+ | | Revenue streams and high cost of content | 26:31–30:23 | | Life philosophy and spending | 30:23–34:48 | | Drugs, depression, and faith | 62:19–72:28 | | Looksmaxing, health, habits | 72:28–96:48 | | Rapid-fire/lighter segment | 96:48–end |
Despite self-inflicted crises and a rollercoaster of wild career moves, Togi radiates optimism and belief in his future. The episode closes with the reminder that the real risk is not trying and that the pursuit of an authentic life—messy, excessive, and unconventional as it may be—is worth the price of admission.
For listeners seeking insight into the risks and mentality behind viral content creation, the perils and redemptions of addiction and gambling, and an unapologetic perspective on money, meaning, and self-actualization, this episode is both a cautionary tale and an inspiring saga.