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After more than a decade of crossing paths at conferences and following each other’s work, Theodora Lau finally gets the opportunity to host Sarah Biller, Co-Founder & Member Board of Directors of Fintech Sandbox, and Bank Director and Investor of Thread Bank, on the One Vision Podcast. In this episode, Sarah talks about building innovation ecosystems beyond traditional hubs, including her work in West Virginia and the influence of leaders like Brad Smith and John Chambers. Sarah describes what she looks for in founders. It’s about digging deep, listening closely, and finding solutions that truly matter. The conversation turns to AI’s rapid adoption in financial services, the shift to agentic AI, risks of replacing human judgment in regulated credit decisions, and the need to prioritize understanding and human-centered outcomes over speed and efficiency. The real constraint on a better financial future isn't AI, it's data, and whoever controls access to it controls the upper hand. And the episode closes on something both Sarah and Theo keep returning to in their work: the fragility of the household balance sheet, the millions of Americans who are one flat tire away from financial distress, and the choice in front of an AI-enabled industry — to widen that gap, or close it.If AI is the most transformative technology any of us will see in our lifetimes., whose financial future are we actually building?🎧 Listen now wherever you get your podcasts.📍Hot take: “ The next generation of financial services, if it is to correctly harness the power of AI to get there, it's not speed that matters, but understanding. And AI has to understand like you and I do as humans.” Keywords: AI, Fintech, Open Banking, Data, Future Of Work, Podcast Timestamps00:00 Welcome and Guest Intro01:42 Building Ecosystems in Appalachia07:00 Traits of Great Founders12:04 Data Access and Open Banking17:22 AI Hype vs Human Impact18:40 Agentic AI and Relationship Banking29:42 Friction Matters in Money33:45 Midyear Surprises and What’s Next39:30 Closing Thanks and FarewellMore about our guest 🌐Sarah Biller on LinkedIn: https://www.linkedin.com/in/sarahbiller/ More about our host and One Vision Podcast 🌐Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🌐Banking on (Artificial) Intelligence (book): https://www.bankingonaibook.com/ 🌐Unconventional Ventures (company): https://www.unconventionalventures.com/ 🌐Listen to all One Vision Podcast episodes by visiting: https://shows.acast.com/one-vision

Magnet+, the leading independent provider of enterprise connectivity, cloud-based voice solutions and managed services, is seeing a significant increase in the uptake of Dedicated Internet Access (DIA) by businesses nationwide at the moment. Magnet+, part of Speed Fibre Group, serves over 7,000 customers across Ireland and Europe, including 70% of the world’s leading tech companies located in Ireland.The increase in DIA uptake (1G and up) is due to the fact that more and more organisations across Ireland are accelerating investment in cloud-based systems and platforms, real time data and collab tools, AI, cybersecurity and multi-site / hybrid working environments. To find out more about DIA and its uptake I spoke to Patrick Masterson, MD of Magnet+. Patrick talks to me about his background, what Magnet+ does, DIA, digital transformation and more.More about Patrick Masterson, MD of Magnet Plus:Patrick Masterson was appointed MD of Magnet Plus three years ago. With over 20 years of experience across a variety of areas including commercial, sales and marketing, Patrick’s reputation for driving commercial activities and improving overall business performance is a key asset to Magnet Plus.Prior to joining Magnet Plus, he held several Commercial Director and Chief Commercial Officer roles in leading Irish companies across the Retail, Healthcare and Technology sectors. He also has an MBA with Henley Business School in the U.K.

What happens to a deposit when the account holder dies — and why are banks so unprepared for the one moment they know is coming?In this episode of the One Vision Podcast, Theodora Lau sits down with Martha Underwood, Founder and CEO of Prismm and author of the new release: The Death of Deposits. Drawing on 25+ years across IBM, Silicon Valley, and BBVA Compass, Martha talks about the unspoken assumption in banking — that the user will always be there — and how that assumption is now colliding with the largest generational wealth transfer in history.Together, Theo and Martha unpack the retention illusion, why the beneficiary field is the richest unused lead list sitting inside every bank's core, and why deposit attrition at death is an infrastructure problem, not a marketing one. They dig into the operational reality, the cultural reality, and the human reality, and why AI's real job is orchestration under pressure (not more automation). A deeply human conversation about deposits, design, and what it really means to extend a banking relationship beyond a single account holder. 📍Hot take: “You cannot out-campaign demographics.”📍Hot take: "If you don't design for the transfer, you're going to lose the relationship."Keywords: AI, Wealth transfer, Wealth managementMore about our guest 🌐Martha Underwood on LinkedIn: https://www.linkedin.com/in/marthaunderwood/ 📘 The Death of Deposits by Martha Underwood: https://a.co/d/07TBuFvC More about our host and One Vision Podcast 🌐Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🌐Banking on (Artificial) Intelligence (book): https://www.bankingonaibook.com/ 🌐Unconventional Ventures (company): https://www.unconventionalventures.com/🌐Listen to all One Vision Podcast episodes by visiting: https://shows.acast.com/one-vision

Irish Tech News is at Dublin Tech Summit and over the 2 days Ronan will be doing various podcasts. Our sixth and last podcast is with John Wilson CISO and President of Forensics at HaystackID, and Jeff Shapiro Managing Director of Europe at HaystackID. John and Jeff talk to Ronan about their backgrounds, what Haystack does, their Dublin Tech Summit talk and AI deep fakes.

Irish Tech News is at Dublin Tech Summit and over the 2 days Ronan will be doing various podcasts. Our ffith podcast is with Alvina Antar Chief Digital Officer at F5, an American technology company providing global scale and industry-leading converged application delivery and security platform offering unrivaled insight into the challenges and threats facing modern and legacy apps in the AI era. Alvina talks to Ronan about her background, embracing new technology, what F5 does, AI and getting the Grace Hopper award the night before Dublin Tech Summit started.

Irish Tech News is at Dublin Tech Summit and over the 2 days Ronan will be doing various podcasts. Our fourth podcast is with James Kretchmar SVP and CTO of Cloud Technology at Akamai the cybersecurity and cloud computing company that powers and protects business online. James talks to Ronan about his background, what Akami does, cloud outages and AI.

In this episode of One Vision, Theodora Lau sits down with Hay Yip, Chief Strategy Officer and Chief of Staff at FundPark in Hong Kong, for a conversation that spans heritage, working capital, and what it really takes for SMEs to scale in an uncertain world.Hay shares his journey from a commercial banking career at HSBC — spanning both London and Hong Kong — to the electric pace of a fintech startup, and why he now goes to bed "with one eye open." Born in Hong Kong and grew up in the UK, his story comes full circle as he returns home to help the small businesses he's always been drawn to.At the heart of the conversation is the often-overlooked engine of commerce: working capital. Hay makes the case that cash flow is the "bloodline" of any growing business, and explains how FundPark uses data and analytics to serve e-commerce merchants who are not just underserved by traditional banks, but in many cases entirely unserved. Theo and Hay explore the founders' origin story, why entrepreneurs deserve more credit for their courage, and how global supply chain fragility shows up in the everyday lives of merchants and the customers who depend on them.Tune in for a candid look at the unglamorous but essential side of fintech, and FundPark's vision of "scale up as a service" — helping ordinary people behind real businesses thrive.📍Hot take: "The only certainty is uncertainty."Keywords: Fintech, Financial Services, Startup, VC, Hong Kong, SME00:00 Welcome and Guest Intro01:06 The Backstory05:15 From HSBC to Startup 11:02 Expectations versus Reality 18:41 Working Capital Matters36:24 Hong Kong’s Strategic Role40:11 Closing and Takeaways**More about our guest 🌐Hay Yip on LinkedIn: https://www.linkedin.com/in/hayyip/ More about our host and One Vision Podcast 🌐Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🌐Banking on (Artificial) Intelligence (book): https://www.bankingonaibook.com/ 🌐Unconventional Ventures (company): https://www.unconventionalventures.com/ 🌐Listen to all One Vision Podcast episodes by visiting: https://shows.acast.com/one-vision **

Irish Tech News is at Dublin Tech Summit and over the 2 days Ronan will be doing various podcasts. Our third podcast is with Armin Moradi and Lydia Foott the Co-Founders of Qashio, created for finance leaders and business owners. They built a User-Centric Technology solution within spend management that is allowing businesses to mature their processes without compromising the speed of their operations. Armin and Lydia talk to Ronan about their backgrounds, their new Dublin office, new jobs and investment in Dublin and how the war in Iran has impacted them.

Irish Tech News is at Dublin Tech Summit and over the 2 days Ronan will be doing various podcasts. Our second podcast is with Phil Barnes Business Development Manager at Geotab, a Canadian technology company that develops and manufactures telematics and fleet management solutions. Phil talks to Ronan about his background, what Geotab does, AI and data analytics.

Irish Tech News is at Dublin Tech Summit and over the 2 days Ronan will be doing various podcasts. Our first podcast is with Luke Treacy the Managing Director and founder of Business Technology Academy. Luke has been on the podcast before and it’s nice to catchup and see what Luke and Business Technology academy are up. Luke talks to Ronan about what Business Technology Academy has been up to, their new AI courses, working with Senator Craughwell CyberQuest on Cyber Security for SME’s, Business Technology Academy’s new online publication and the events they are running with Dun Laoghaire Chamber of Commerce.