Podcast
The Karen Tang Money Podcast
Hosted by Karen Tang · EN
Hi, I’m Karen Tang and I’m the founder of karentang.sg.
My mission is to help educate people just like you on your personal financial planning.
I help you make smart choices and save you from making avoidable money mistakes.
10episodes
Episodes
Newest firstAll episodes
Is It A Good Time to Invest Now? When Is It A Good Time? | Karen Tang
Nov 10, 202200:04:35Tap to summarizeJust about any time is a good time to invest, as long as you consider these points. The portfolio asset classes are inherently liquid and diversfied. Some attention is paid to the valuation of each investment. The investment time horizon is long term and the investor is committed to rebalancing regularly. The investor is well aware of his or her risk appetite and makes decisions based on facts and not emotions. The information of each component in the portfolio is readily available to the investor. And do your own research. To learn more about how you can achieve your investment goals, you may reach out to me at +65 6252 8500 or schedule an appointment with me at www.KarenTang.sg. Watch it on youtube https://youtu.be/7YkWMbxYtMw
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Is the Supplementary Retirement Scheme Worth Your While ?
Dec 16, 202100:13:49Tap to summarizeThe SRS is a voluntary saving scheme to encourage individuals to save for retirement. Income tax savings is the biggest appeal of the SRS account for Singaporeans, PRs, and foreigners. Every dollar you put in your SRS account is tax-deductible, up to the contribution cap. Furthermore, you can invest your SRS money in various SRS-approved instruments. However, there are 3 things to consider before you make that SRS contribution: 1. The amount of tax savings - Do your math to determine if the contribution will get you to a lower tax bracket. 2. Liquidity - Balance your liquidity versus the amount of tax savings. Be mindful that you will be locking in the money till the statutory retirement age. 3. Emergency fund - Have you set aside your emergency fund? It should be at least 6 months' worth of your expenses. Are you on track in your retirement planning? Have you addressed all the potential blind spots? If you're not sure and wish to have a comprehensive review of your retirement plan, call me today at +65 62528500! Do share the video and subscribe to my channel if you feel it has empowered you. Kindly take a moment to leave a review below. If there is any query or topic that you would like me to answer or cover, do tell me about that in the comment section below. If you wish to work with me to develop your financial security plan, call me now on +65 6252 8500 to schedule an appointment. Listen to Karen Tang Money Podcast on:- Spotify: https://spoti.fi/3nRODKi iTunes: https://apple.co/3rFj4ps Google Play: https://bit.ly/37NQWbM Other Platforms: https://anchor.fm/ karentang Connect With Me:- Website: https://karentang.sg/ Linkedin: https://www.linkedin.com/in/karencfp/... Instagram: https://www.instagram.com/karentangsg/ Facebook: https://www.facebook.com/karentangsg Twitter: https://twitter.com/karentangsg Mail: karen@karentang.sg #KarenTang #financialplannersingapore #criticalillnessinsurance #lifeinsurancesingapore #insuranceplanning Cfp,Asian perspectives,Asian news,narrated,current affairs,Money Mind,money,investment,bond,stocks,equities,business,insurance,retirement,insurance plans for retirement,CI insurance plan,life insurance,medishield,eldershield RETIREMENT PLANNING MISTAKES,1379 PER MONTH IS NOT ENOUGH FOR RETIREMENT,how much needed for retirement,how much money is needed for retirement,retirement planning singapore,retirement planning,retirement,biggest retirement planning mistakes,retirement in singapore,how much to save for retirement,fire movement singapore,fire movement,financial freedom singapore,financial freedom supplementary retirement scheme (srs),supplementary retirement scheme dbs,supplementary retirement scheme ocbc,supplementary retirement scheme cpf,supplementary retirement scheme withdrawal,supplementary retirement scheme account,supplementary retirement scheme interest rate,supplementary retirement scheme relief,the supplementary retirement scheme,a supplementary pension scheme,supplementary retirement scheme eligibility,supplementary retirement scheme singapore foreigners,supplementary retirement scheme guide,supplementary retirement scheme investment,supplementary retirement scheme singapore interest rate,income tax (supplementary retirement scheme) regulations 2003,supplementary pension scheme luxembourg,supplementary pension scheme of,supplementary retirement scheme review,supplementary retirement scheme regulations,supplementary retirement scheme singapore
Transcribe →12 Retirement Planning Mistakes You Should Avoid
Nov 8, 202100:06:19Tap to summarizeWhen it comes to retirement planning, the earlier you start, the easier it is. Starting early gives your money more time to reap the rewards of compounding growth. The best time to start planning for your retirement is when you join the workforce. The next best time is now, if you haven't done so already. 12 Retirement Planning Mistakes You Should Avoid: #1: No Plan in Place #2: Saving Too little #3: Don't Start Saving Early Enough #4: Relying Solely On Central Provident Fund (CPF) #5: Underestimating Health Care Costs #6: Underestimating Life Expectancy #7: No Debt Repayment Plan #8: Overestimating Your Ability To Work During Retirement #9: Investing Too Aggressively – Or Not Aggressively Enough #10: No Drawdown Strategy In Place For Your Retirement Savings and Investments #11: Underestimate the Effects of Inflation #12: Not Reviewing Your Retirement Plan Regularly
Transcribe →Secure A Comfortable Retirement By Avoiding These 12 Mistakes - Part 6
Sep 29, 202100:08:07Tap to summarizeWhen it comes to retirement planning, the earlier you start, the easier it is. Starting early gives your money more time to reap the rewards of compounding growth. The best time to start planning for your retirement is when you join the workforce. The next best time is now, if you haven't done so already. Retirement Planning Mistake #11: Underestimate the Effects of Inflation Retirement Planning Mistake #12: Not Reviewing Your Retirement Plan Regularly If you do not know where to start, what steps to take to close your retirement funding gap, contact me today! This is the sixth and final sharing in this series of videos. Stay tuned to learn more about other important aspects of your financial planning.
Transcribe →Secure A Comfortable Retirement By Avoiding These 12 Mistakes - Part 5
Aug 31, 202100:09:00Tap to summarizeWhen it comes to retirement planning, the earlier you start, the easier it is. Starting early gives your money more time to reap the rewards of compounding growth. The best time to start planning for your retirement is when you join the workforce. The next best time is now, if you haven't done so already. Retirement Planning Mistake #9: Investing Too Aggressively – Or Not Aggressively Enough Retirement Planning Mistake #10: No Drawdown Strategy In Place For Your Retirement Savings and Investments This is the fifth sharing in a series of 6 videos. Stay tuned to learn more! If you do not know where to start, what steps to take to close your retirement funding gap, contact me today!
Transcribe →Secure A Comfortable Retirement By Avoiding These 12 Mistakes - Part 4
Jul 29, 202100:11:02Tap to summarizeWhen it comes to retirement planning, the earlier you start, the easier it is. Starting early gives your money more time to reap the rewards of compounding growth. The best time to start planning for your retirement is when you join the workforce. The next best time is now, if you haven't done so already. Retirement Planning Mistake #7: No Debt Repayment Plan Retirement Planning Mistake #8: Overestimating Your Ability To Work During Retirement This is the fourth sharing in a series of 6 videos. Stay tuned to learn more! If you do not know where to start, what steps to take to close your retirement funding gap, contact me today! Do share the video and subscribe to my channel if you feel it has empowered you. Also kindly take a moment to leave a review below. If there is any query or topic that you would like me to answer or cover, do tell me about that in the comment section below. If you wish to work with me to develop your financial security plan, call me now on +65 6252 8500 to schedule an appointment. Listen to Karen Tang Money Podcast on:- Spotify: https://spoti.fi/3nRODKi iTunes: https://apple.co/3rFj4ps Google Play: https://bit.ly/37NQWbM Other Platforms: https://anchor.fm/karentang Connect With Me:- Website: https://karentang.sg/ Linkedin: https://www.linkedin.com/in/karencfp/... Instagram: https://www.instagram.com/karentangsg/ Facebook: https://www.facebook.com/karentangsg Twitter: https://twitter.com/karentangsg Mail: karen@karentang.sg Do note: Any financial or investment information in this podcast/video is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See www.karentang.sg/privacy-policy/ for privacy information. #Retirementplanning #financialplannersingapore #financialmistakes
Transcribe →Secure A Comfortable Retirement By Avoiding These 12 Mistakes - Part 3
Jun 29, 202100:09:17Tap to summarizeWhen it comes to retirement planning, the earlier you start, the easier it is. Starting early gives your money more time to reap the rewards of compounding growth. The best time to start planning for your retirement is when you join the workforce. The next best time is now, if you haven't done so already. Retirement Planning Mistake #5: Underestimating Health Care Costs Retirement Planning Mistake #6: Underestimating Life Expectancy This is the third sharing in a series of 6 videos. Stay tuned to learn more! If you do not know where to start, what steps to take to close your retirement funding gap, contact me today! If you wish to work with me to develop your financial security plan, call me now on +65 6252 8500 to schedule an appointment. Connect With Me:- Website: https://karentang.sg/ Youtube: https://bit.ly/2MaXvwG Linkedin: https://www.linkedin.com/in/karencfp/?originalSubdomain=sg Instagram: https://www.instagram.com/karentangsg/ Facebook: https://www.facebook.com/karentangsg Twitter: https://twitter.com/karentangsg Mail: karen@karentang.sg Do note: Any financial or investment information in this podcast/video is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See www.karentang.sg/privacy-policy/ for privacy information.
Transcribe →Secure A Comfortable Retirement By Avoiding These 12 Mistakes - Part 2
May 31, 202100:09:31Tap to summarizeWhen it comes to retirement planning, the earlier you start, the easier it is. Starting early gives your money more time to reap the rewards of compounding growth. The best time to start planning for your retirement is when you join the workforce. The next best time is now if you haven't done so already. Retirement Planning Mistake #3: Don't Start Saving Early Enough Retirement Planning Mistake #4: Relying Solely On Central Provident Fund (CPF) This is the second sharing in a series of 6 videos. Stay tuned to learn more! If you do not know where to start, what steps to take to close your retirement funding gap, contact me today! Do share and subscribe to the podcast if you feel it has empowered you. Also, kindly take a moment to leave a review below. Feel free to share with me the key lessons that you have learned in your personal financial planning journey. If you wish to work with me to develop your financial security plan, call me now on +65 6252 8500 to schedule an appointment. Connect With Me:- Website: https://karentang.sg/ Youtube: https://bit.ly/2MaXvwG Linkedin: https://www.linkedin.com/in/karencfp/?originalSubdomain=sg Instagram: https://www.instagram.com/karentangsg/ Facebook: https://www.facebook.com/karentangsg Twitter: https://twitter.com/karentangsg Mail: karen@karentang.sg Do note: Any financial or investment information in this podcast/video is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See www.karentang.sg/privacy-policy/ for privacy information.
Transcribe →Secure A Comfortable Retirement By Avoiding These 12 Mistakes - Part 1
May 5, 202100:10:02Tap to summarizeDo share and subscribe to the podcast if you feel it has empowered you. Also, kindly take a moment to leave a review below. Feel free to share with me the key lessons that you have learned in your personal financial planning journey. If you wish to work with me to develop your financial security plan, call me now on +65 6252 8500 to schedule an appointment. Connect With Me:- Website: https://karentang.sg/ Youtube: https://bit.ly/2MaXvwG Linkedin: https://www.linkedin.com/in/karencfp/?originalSubdomain=sg Instagram: https://www.instagram.com/karentangsg/ Facebook: https://www.facebook.com/karentangsg Twitter: https://twitter.com/karentangsg Mail: karen@karentang.sg Do note: Any financial or investment information in this podcast/video is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See www.karentang.sg/privacy-policy/ for privacy information.
Transcribe →CNA938 MoneyMind Radio Interview, 9 March 2021 - Women and Financial Literacy
Apr 1, 202100:17:15Tap to summarizeFinancial literacy is the key to good money decisions. And good decisions are needed for financial stability and independence - which are crucial in Singapore. We are not a welfare state - we need to secure our own resources for our later years. Therefore, financial literacy is a must. Ladies, we need not be less financially literate than men! We should learn about money management, personal finance from various sources and speak with qualified financial planners who are willing to educate us on the financial planning process. In this radio interview, I will share with you some useful tips and ideas: 5 strategies to boost your money confidence and how you can take control of your financial situation Top 5 financial mistakes that women make Advice for women with regard to planning for their retirement Last but not the least, financial planning is like following a recipe. Think about how a recipe is a basic guideline that outlines the tools, ingredients, actions, and time necessary to achieve the desired end result. A financial plan is very much the same. With the guidance of an expert, you are one step closer to your goals. Do share and subscribe to the podcast if you feel it has empowered you. Also, kindly take a moment to leave a review below. Feel free to share with me the key lessons that you have learned in your personal financial planning journey. If you wish to work with me to develop your financial security plan, call me now on +65 6252 8500 to schedule an appointment. Connect With Me:- Website: https://karentang.sg/ Youtube: https://bit.ly/2MaXvwG Linkedin: https://www.linkedin.com/in/karencfp/?originalSubdomain=sg Instagram: https://www.instagram.com/karentangsg/ Facebook: https://www.facebook.com/karentangsg Twitter: https://twitter.com/karentangsg Mail: karen@karentang.sg Do note: Any financial or investment information in this podcast/video is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See www.karentang.sg/privacy-policy/ for privacy information.
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