The Megyn Kelly Show – AM Update: Schiff Accused of Fraud, Top Jill Biden Aide Pleads the Fifth, Border NGOs Exposed
Release Date: July 17, 2025

Introduction

In this episode of The Megyn Kelly Show, host Megyn Kelly delivers a comprehensive AM update covering significant political controversies. The discussion centers around three main topics: U.S. Senator Adam Schiff's alleged mortgage fraud, the refusal of a top aide to First Lady Jill Biden to testify in an investigation into President Biden's mental fitness, and a critical examination of non-governmental organizations (NGOs) implicated in exacerbating the Biden administration's border crisis.

1. Adam Schiff Accused of Mortgage Fraud

Megyn Kelly opens the segment by addressing recent allegations against Senator Adam Schiff, a prominent critic of former President Donald Trump. The controversy stems from a criminal referral by William Pulte, head of the Federal Housing Finance Agency (FHFA), who has accused Schiff of mortgage fraud.

• Allegations Details:

  • Misrepresentation of Primary Residence: Schiff purportedly declared a Maryland property as his primary residence while serving as a congressman from California, seeking favorable mortgage terms.
  • Tax Benefits Misuse: Claims include Schiff leveraging tax breaks on a California condo by misrepresenting it as his primary residence.

• Notable Quotes:

  • Donald Trump (00:47): "I mean, to me it looks like he committed mortgage fraud. No, he's a bad guy. Shift. He's a sick puppy."
  • Representative Statement (05:35): "He's also accused me of leaking classified information. He's accused me of fraud. It’s been basically one thing after another, all baseless, all without merit."

• Senator Schiff's Response: Schiff has vehemently denied the accusations, labeling them as baseless attacks aimed at undermining his integrity. He emphasized that owning multiple properties is common among members of Congress, only one of which is legally designated as the primary residence.

• Context & Background:
  Schiff has been a central figure in various investigations, including the first impeachment of President Trump and the January 6 Select Committee. Despite his significant political influence, these allegations could have substantial implications for his reputation and future political endeavors.

2. Top Jill Biden Aide Pleads the Fifth

The show transitions to an investigation led by the House Oversight Committee into the potential cover-up of President Joe Biden's mental decline. A key figure in this probe is Anthony Bernal, former Chief of Staff to First Lady Jill Biden, who has invoked the Fifth Amendment, refusing to answer questions.

• Investigation Focus:

  • President Biden's Fitness: The committee is scrutinizing whether President Biden was fit to perform his duties and if any unauthorized individuals or family members influenced presidential decisions.
  • Alleged Cover-Up: The investigation alleges that there may have been efforts to conceal President Biden's cognitive abilities.

• Notable Quotes:

  • James Comer (08:57): "Was Joe Biden fit to exercise the duties of the president? He pled the fifth."
  • Byron Donalds (11:47): "This demonstrates the level of corruption that was going on in that administration... every member of the Biden administration at this point needs to be subpoenaed."

• Anthony Bernal's Refusal: As the second individual to plead the Fifth in this investigation, Bernal's refusal raises questions about the transparency and legitimacy of the inquiry. His long-standing role within the Biden White House and close association with both Bidens positions him as a pivotal figure in the investigation.

• Expert Commentary:

  • Miranda Devine (09:51): Describes Bernal as "the diminutive gay factotum of Jill Biden" who holds significant influence and access within the Biden family dynamics.

• Committee's Stance:
  The Oversight Project, a government watchdog group, has highlighted extensive use of the "auto pen" for official documents, suggesting President Biden relied heavily on aides for decision-making processes. This has fueled suspicions about the extent of the President's involvement and cognitive state.

3. Border Crisis and NGO Involvement

The final major topic of discussion is the role of NGOs in the Biden administration's handling of the border crisis. The House Homeland Security Committee held a hearing to investigate how billions in taxpayer dollars were allocated to NGOs, allegedly facilitating illegal immigration.

• Key Points of Contention:

  • Financial Allocation: Approximately $6 billion was directed to various UN agencies and over 200 nonprofits to manage the open borders policies.
  • Impact on Immigration: Critics argue that these funds enabled the processing and resettling of millions of illegal immigrants, exacerbating the border situation.
  • Cartel Involvement: Testimonies suggest cartels exploited NGO operations to monetize human trafficking under the guise of humanitarian aid.

• Notable Quotes:

  • Michael Guest (13:31): "These groups spent billions of taxpayer dollars to provide all types of benefits to illegal aliens. Our taxpayer dollars were used to form the final link in the cartel's human smuggling operation."
  • Allie Hopper (17:19): "Cartels infiltrated NGOs along those smuggling routes, turning humanitarian pathways into trafficking pipelines."

• Republican vs. Democrat Perspectives:

  • Republican View: Leaders like Michael Guest and Byron Donalds assert that the Biden administration's policies and the funding of NGOs have directly contributed to the surge in illegal immigration, posing national security threats.
  • Democratic View: Congressman Bennie Thompson dismissed the allegations as slanderous and unfounded, defending NGOs as legitimate religious and charitable organizations committed to humanitarian work.

• Expert Testimonies:

  • Mike Howell (15:55): Criticizes the alliance between the government and NGOs, labeling them as "creatures of the government" that facilitated the mass influx of undocumented immigrants.
  • Allie Hopper (17:19): Provides harrowing accounts of child trafficking facilitated by cartels exploiting NGO programs.

• Recent Developments:

  • ICE Operations: Highlighting recent federal actions, including the apprehension of over 300 illegal aliens at a California marijuana farm, some of whom were unaccompanied minors and individuals with criminal records.

• Notable Quotes on ICE Operations:

  • Allie Hopper (18:47): "Republicans are going to lie and gaslight us all to help their fascist boss."
  • Michael Guest (19:01): "ICE agents running around our communities like masked bank robbers terrorizing women."

Conclusion

Megyn Kelly wraps up the AM update by emphasizing the gravity of the political and social issues discussed. From high-profile allegations against Senator Adam Schiff to the intense scrutiny of the Biden administration's handling of presidential fitness and border policies, the episode underscores the deep political divides and ongoing debates shaping the national discourse.

Listeners are encouraged to stay informed and critically assess the information presented in the political arena, as these developments have far-reaching implications for governance, accountability, and national security.

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