Podcast
The Mindfully Rich Podcast
Hosted by Gina “RichE” Richardson · EN
🎧💰 Introducing The Mindfully Rich Podcast 💰🎧
Hosted by Gina 'RichE' Richardson, a financial wellness expert with 18 years of experience in the financial industry, The Mindfully Rich Podcast is where real money conversations meet authentic insights. Drawing from nearly two decades in corporate banking and finance, Gina offers a unique insider's perspective on the financial landscape, making complex money matters relatable and actionable.
💡 Why did I create this podcast? Because I’ve seen firsthand how financial literacy—or the lack thereof—can impact lives. My mission is to empower you to elevate your financial wellness and awareness by providing valuable insights that lead to healthier money habits. Each week, I break down the essentials of managing your money, from credit building and debt elimination to setting and achieving financial goals.
📚 Whether you're a college student looking to build a solid financial foundation or a middle-class earner striving to improve your financial knowledge and habits, this podcast is for you. Join me every Monday as we dive into real conversations about money, share practical advice, and uncover the financial truths that will help you elevate your financial game.
Don’t forget to LIKE 👍, SHARE 📲, and REVIEW 📝 to show your support for the podcast!
Topics Covered:
- 📈 Credit Building and Rebuilding
- 💳 Debt Repayment and Elimination
- 🎯 Money Goals and Financial Planning
- 🧠 Real Financial Wisdom and Practical Advice
Hashtags: #TheMindfullyRichPodcast 🎙️ #MoneyPodcast 💵 #FinancialWellness 🌱 #MoneyMatters 🏦 #CreditBuilding 💪 #DebtElimination 🚫 #FinancialGoals 🎯 #FinancialLiteracy 📚
10episodes
Episodes
Newest firstAll episodes
Conversation #133 | Cashin' Out: How To Claim Your Unclaimed Money From Your State Episode
Sep 17, 202400:15:54Tap to summarizeSend a text💰 In this episode of The Mindfully Rich Podcast, I guide you through the process of finding and claiming unclaimed money that could be owed to you! 😲💵 Drawing from my experience as a Financial Educator, I explain how millions of dollars 💸 are sitting unclaimed across the country, waiting for people like you to come and claim what’s rightfully yours. 🏆I provide a step-by-step guide 📋 on locating and recovering your money from your state's unclaimed property treasury website, covering everything from searching your name 🔍 to submitting your claim 📝. You’ll also learn about common types of unclaimed money, like forgotten paychecks 💼, utility deposits 💡, and even tax refunds 💸.Whether you’ve never checked for unclaimed money before or you’re not sure how the process works, this episode will empower you to find and claim what’s yours. 🔑 Don’t miss out on the opportunity to boost your financial wellness with money that’s been waiting for you! 💸✨Key Takeaways:🔍 Learn how to search your state’s unclaimed money and property website💸 Understand the types of unclaimed funds you may be eligible for📝 File a claim quickly and easily without paying any fees📅 Start checking regularly to ensure no money goes unclaimed💰 Don't miss out on this hidden financial gem! Visit www.iammindfullyrich.com for more financial tips and to schedule your consultation with me! 💻📲 Follow on Instagram: @mindfully_rich_podcast🎙️ Hashtags: #MindfullyRichPodcast #FinancialWellness #UnclaimedMoney #MoneyManagement #ClaimWhatsYoursSupport the show
Transcribe →Conversation #132 | From Financially Healthy to Vulnerable: The Accepting Your Financial Season Episode
Sep 9, 202400:28:57Tap to summarizeSend a textIn this episode of The Mindfully Rich Podcast, I break down the stages of financial wellness: Financially Healthy, Financially Coping, and Financially Vulnerable. Drawing from her experience as a Financial Educator, she explains how high-income earners can unexpectedly slip from Financially Healthy into Financial Vulnerability due to life events such as job loss, medical expenses, or lifestyle inflation.I want you to understand critical strategies for avoiding and recovering from financial setbacks, including diversifying income streams, tightening budgets, and building emergency savings. Gina provides eye-opening statistics about how many high earners live paycheck to paycheck and actionable tips for long-term financial stability and recovery.Whether you’re thriving or struggling financially, this episode will help you understand where you stand on the spectrum and guide you in making informed decisions to secure your financial future.Key Takeaways:Recognize your current financial phaseDiversify your income streamsLive lean, even when income increasesBuild and maintain an emergency fundInvest in your skills for long-term stabilityDon't miss out on strategies to rebuild and protect your financial well-being! Visit www.iammindfullyrich.com for more tips and to schedule your consultation with me!📲 Follow on Instagram: @mindfully_rich_podcast🎙️ Hashtags: #MindfullyRichPodcast #FinancialWellness #MoneyManagement #FinancialRecoverySupport the show
Transcribe →Conversation #131 | The Climb Back: Restoring Your Income Episode
Sep 9, 202400:24:56Tap to summarizeSend a text🎙 Welcome Back to Season 4 of The Mindfully Rich Podcast! 🎙New Series: "From Six Figures to Scraping By Rebuilding After Financial Distress"This season, we're diving deep into the emotional and practical challenges of transitioning from a high income to financial hardship and the journey of finding your way back to stability. Each episode is packed with actionable tips and real-life advice to help you rebuild after financial setbacks.Episode 3: "The Climb Back: Restoring Your Income"In today’s episode, we focus on the recovery phase—how to restore your financial health and rebuild towards a six-figure income after experiencing financial distress. It's not just about getting back to where you were but about creating stronger, more resilient finances for the future. Here's what we'll cover:🔑 Tip 1: Rebuild Your Income Streams Whether it's finding a new job, starting a side hustle, or launching a business, diversifying your income is key to regaining financial stability.🔑 Tip 2: Strengthen Your Financial Habits Develop better budgeting, saving, and investing habits to protect you against future setbacks.🔑 Tip 3: Embrace the Long Game. Understand that rebuilding your finances is a marathon, not a sprint. Be patient, stay focused, and keep pushing forward.💬 Closing Thought: The journey back from financial distress is challenging, but it's also an opportunity to build stronger, more resilient financial habits that will serve you for years to come. Every step forward is a step towards financial freedom—so keep climbing!📲 Connect with Me If you're ready to take your finances to the next level in 2024, visit my website at www.iammindfullyrich.com to schedule a complimentary consultation. Let's rise together!📢 Follow the Podcast Instagram: @mindfully_rich_podcast🖤 LISTEN 🖤 SUBSCRIBE 🖤 SHARESupport the show
Transcribe →Conversation #130 | Surviving on Savings: The Making It Last Episode
Aug 26, 202400:37:21Tap to summarizeSend a text🎙 Welcome Back to Season 4 of The Mindfully Rich Podcast! 🎙New Series: "From Six Figures to Scraping By Rebuilding After Financial Distress"This season, I'm kicking things off with a brand-new series that touches on the emotional and practical aspects of going from a high income to financial hardship, using savings to survive, and finding your way back to financial stability. Each episode will give you actionable tips and real-life advice on how to rebuild after financial setbacks.Episode 2: "Surviving on Savings: Making It Last"In today’s episode, we continue our journey through financial recovery. Now that we've recognized the fall from financial stability, it’s time to get strategic about surviving on what’s left. Even when the income stops, life doesn't. Bills keep coming, and responsibilities don’t just disappear. So, how do you stretch your savings? Here’s what we’ll cover:🔑 Tip 1: Prioritize EssentialsStart by identifying your non-negotiable expenses. What are the absolute essentials you can’t do without? Knowing this will help you cut back elsewhere without sacrificing your basic needs.🔑 Tip 2: Negotiate with Creditors/Billers & Accessing Governmental AssistanceIt might feel daunting, but now’s the time to pick up the phone and talk to your creditors. Most companies are willing to work with you, whether it's lowering payments, deferring them, or finding other ways to help.🔑 Tip 3: Seek Temporary IncomeExplore ways to bring in short-term cash flow. Whether it’s freelancing, gig work, or selling unused items, every little bit helps during tough times.💬 Closing Thought:Remember, tough times don't last, but tough people do. Surviving on savings is about being innovative, strategic, and unafraid to ask for help. It’s a temporary phase on the road to recovery—stay focused and keep moving forward!📲 Connect with MeIf you're ready to take your finances to the next level in 2024, visit my website at www.iammindfullyrich.com to schedule a complimentary consultation. Let's rise together!📢 Follow the PodcastInstagram: @mindfully_rich_podcast🖤 LISTEN 🖤 SUBSCRIBE 🖤 SHARESupport the show
Transcribe →Conversation #129 | The Fall: From Six Figures to Scraping By
Aug 19, 202400:26:13Tap to summarizeSend a textWelcome Back to Season 4 of The Mindfully Rich Podcast!Did ya'll miss me? Well, I missed ya'll too, but I had to take time to focus my thoughts and get real with myself—and with ya'll. After spending some time in prayer with The Holy Spirit, I felt led to share my most authentic series yet, one that dives into topics I've never touched on before because of my own shame. But this isn't about me; it's about YOU. My goal has always been for you to feel seen, heard, and inspired by real stories and truth. So, let's get into it!This season, I'm kicking things off with a brand-new series: "From Six Figures to Scraping By Rebuilding After Financial Distress." We're talking about the emotional and practical aspects of going from a high income to financial hardship, using savings to survive, and finding your way back to financial stability.Episode 1: "The Fall: From Six Figures to Scraping By"In this raw and real episode, we explore how quickly financial stability can vanish, even for those earning six figures. Whether it's due to job loss, medical emergencies, economic downturns, or poor financial decisions, anyone can find themselves struggling. Today, I’m giving you three actionable tips to help you navigate financial distress:Tip 1: Assess the Damage—Get real about your finances. Calculate what you owe, what's in savings, and your essential monthly expenses.Tip 2: Trim the Fat—Cut unnecessary expenses immediately. Key steps include downsizing, selling assets, and eliminating non-essentials.Tip 3: Reach Out for Help—Don't let pride delay your recovery. Seek assistance through government programs, family, or financial advisors.Closing Thought: Hitting rock bottom is tough, but the first step toward recovery is recognizing where you are, what needs to be done, and making a plan to change it!Connect with MeIf you're ready to take your finances to the next level in 2024, visit my website at www.iammindfullyrich.com to schedule a complimentary consultation. Let's rise together!Follow the PodcastInstagram: @mindfully_rich_podcast🖤 LISTEN 🖤 SUBSCRIBE 🖤 SHARESupport the show
Transcribe →Conversation #128 | Is The Check Engine Light On In Your Finances Episode? (Part 2)
Apr 13, 202400:21:41Tap to summarizeSend a textWelcome back to Mindfully Rich Podcast for Part 2 of our special series, "Is The Check Engine Light On In Your Finances?" I'm your host, Gina RichE Richardson. Today, I'll continue the conversation we started last week, moving on to preventative maintenance, which you can do to prevent severe damage to your finances.Drawing parallels between car maintenance and financial health, I stress the importance of regular financial check-ups, even when everything seems to run smoothly. Just as you wouldn't wait for the warning light in your car before taking action, proactive financial management is key to avoiding financial crises.In this episode, I'll share three essential strategies for maximizing your financial health:1. Prevention is Key: Similar to how regular oil changes and tire rotations prevent major issues with your car, staying on top of your finances can prevent small problems from escalating. I'll make sure to emphasize the importance of regularly reviewing your financial plan, budget, expenses, debts, and goals to catch potential issues early and take corrective action.2. Maximize Your Financial Health: I'll highlight the significance of securing more income to increase wealth. Waiting until your financial situation reaches a critical point before seeking help is akin to waiting until you're seriously ill before seeing a doctor. Gina encourages listeners to assess their income streams and align them with their current and future financial goals.3. Empower Yourself with Knowledge: Ignorance is not bliss regarding finances. I'll make sure to emphasize the importance of staying informed about your financial situation through regular check-ups. This knowledge empowers you to make informed decisions and take control of your financial future.Through practical insights and actionable advice, I plan on equipping you with the tools to maintain your financial health and avoid waiting for the "Check Engine" light to come on in your finances. Proactive planning and regular check-ups are the keys to financial success.Tune in to Mindfully Rich Podcast and take control of your financial future today!Remember to subscribe, share, and leave a review!]Book Me As Your Financial GuideOver the past three years, my podcast has been a treasure trove of valuable money tips, with each of its 100 episodes packed with unique insights and strategies. PERIODT!!!If you're ready to take your finances to the next level in 2024 and need a winning strategy to achieve your goals, I encourage you to visit my website, www.iammindfullyrich.com. You can schedule a complimentary consultation with me, during which we can discuss your financial situation and explore how my wealth of experience can benefit you. Let's rise together!Connect With The Podcast on Instagram Keep up with the pod on Instagram - @mindfully_rich_podcast 🖤LISTEN 🖤SUBSCRIBE 🖤SHARE🖤Advertise or Sponsor The Podcast | Email -mindfullyrich@iammindfullyrich.comSupport the show
Transcribe →Conversation #127 | Is The Check Engine Light On In Your Finances Episode? (Part 1)
Apr 9, 202400:19:14Tap to summarizeSend a textIt's National Financial Capabilities Month, and of course, as your financial guide, I have some new insight to share with ya'll! Welcome back to The Mindfully Rich Podcast, your weekly dose of financial wisdom with a twist! Join me, your host, Gina RichE Richardson, as I explore real-life situations and offer practical advice to help you improve your relationship with money and build better financial habits.In this episode, I'll dive into a crucial question: Is the check engine light on in your finances? Drawing inspiration from a recent experience with her car's warning light, I'll relate this to the importance of regular maintenance checks for vehicles and finances. Just as a check engine light alerts us to potential issues under the hood, specific symptoms in our finances indicate the need for immediate attention.From living paycheck to paycheck and accumulating credit card debt to experiencing stress and anxiety about finances, I'll be identifying common triggers that signal financial distress. She emphasizes the importance of promptly addressing these warning signs to prevent further damage, likening financial health to maintaining a car engine.Through candid discussion and relatable anecdotes, I encourage listeners to confront financial challenges head-on and seek tailored solutions for their unique situations. Join her as she unpacks the complexities of personal finance and offers insights to help you navigate your financial journey with confidence and resilience.Tune in to The Mindfully Rich Podcast for valuable tips, empowering conversations, and a fresh perspective on achieving financial well-being. Don't miss out—your financial future starts here!Be sure to subscribe, share, and leave a review!Book Me As Your Financial GuideOver the past three years, my podcast has been a treasure trove of valuable money tips, with each of its 100 episodes packed with unique insights and strategies. PERIODT!!!If you're ready to take your finances to the next level in 2024 and need a winning strategy to achieve your goals, I encourage you to visit my website, www.iammindfullyrich.com. There, you can schedule a complimentary consultation with me, during which we can discuss your financial situation and explore how my wealth of experience can benefit you. Let's rise together!Connect With The Podcast on Instagram Keep up with the pod on Instagram - @mindfully_rich_podcast 🖤LISTEN 🖤SUBSCRIBE 🖤SHARE🖤Advertise or Sponsor The Podcast | Email -mindfullyrich@iammindfullyrich.comSupport the show
Transcribe →Conversation #126 | The Finding My Way Through Transitional & Harvest Financial Seasons Episode
Apr 2, 202400:33:28Tap to summarizeSend a textHello, Hello & Welcome back to The Mindfully Rich Podcast! It's National Financial Capabilities Month, and of course, as your financial guide, I have some new stuff to get your financial wellness up! Today's hot topic is "Financial Seasons"! Everybody loves when times are good, but in Chile, when those times are bad, what should you do to find a way back? I got you! Tune in to find out! Book Me As Your Financial GuideOver the past three years, my podcast has been a treasure trove of valuable money tips, with each of its 100 episodes packed with unique insights and strategies. PERIODT!!!If you're ready to take your finances to the next level in 2024 and need a winning strategy to achieve your goals, I encourage you to visit my website, www.iammindfullyrich.com. There, you can schedule a complimentary consultation with me, where we can delve into your financial situation and explore how my wealth of experience can benefit you. Let's rise together!Connect With The Podcast on Instagram Keep up with the pod on Instagram - @mindfully_rich_podcast 🖤LISTEN 🖤SUBSCRIBE 🖤SHARE🖤Advertise or Sponsor The Podcast | Email -mindfullyrich@iammindfullyrich.comSupport the show
Transcribe →Conversation #125 | The 5 Steps You Need To Set Clear Financial Boundaries In 2024
Feb 5, 202400:21:36Tap to summarizeSend a textHello Hello! Welcome back to The Mindfully Rich Podcast, where I believe that financial success is not just a dream—it's a tangible reality I'm claiming in each of your lives this year! Today, I'm diving deep into a crucial topic that can transform your finances in 2024!Question: Do you know if you currently have financial boundaries in place? If not, it's time to change that because for you to win with your money and finances this year, discipline is the key to unlocking that success, and it all starts with establishing clear financial boundaries for yourself and the people in your life.In this episode, I'll guide you toward financial empowerment by establishing clear boundaries for your financial goals. We're saying goodbye to dreaming big and taking tangible steps to turn those dreams into reality. This year, the Mindfully Rich Podcast is dedicated to arming you with the knowledge, motivation, and strategies you need to create a roadmap for success and establish the financial boundaries that will set you on the path to victory.This year, we're not just talking about financial goals; we're making them happen. So, prepare for a transformational episode today to explore the five essential steps to financial boundary setting. It's time to kickstart your journey towards financial freedom and make 2024 the year you achieve those long-desired financial dreams.Book Me As Your Financial Guide:Everyone's financial journey is unique, and I emphasize the importance of research when tailoring strategies to your specific goals. Whether you're looking to save for a home, invest for retirement, or pay off debt, customizing your approach is critical.But the guidance continues! I want to introduce the option of working with you as your financial guidance coach. To kick things off, I invite you to a no-cost discovery call to explore if we're the perfect fit to work together. I'll also explain how my expertise can complement your efforts, offering personalized strategies and support on your financial path. Click Here to book an appointment with me!Above all, I want YOU to win in your finances. To achieve this victory, we delve into the significance of using vision boards to keep your goals at the forefront of your mind. It's not just about setting goals; it's about seeing them, believing in them, and taking actionable steps to turn them into reality.Please tune in to Episode 125 as we embark on a financial empowerment journey, setting SMART goals, crafting strategies that lead to success, and solidifying your financial boundaries. Don't forget to check out the link below for your no-cost discovery call—I'm here to help you achieve your 2024 financial goals. Let's make it happen together!Connect With The Podcast on Instagram | @Mindfully_Rich_Podcast 🖤LISTEN 🖤SUBSCRIBE 🖤SHARE🖤Advertise With The Mindfully Rich Podcast | Email -mindfullyrich@iammindfullyrich.comSupport the show
Transcribe →Conversation #124 | Turning SMART Goals Into Action: Your Roadmap to 2024 Financial Success!
Jan 23, 202400:26:28Tap to summarizeSend a textHello Hello! Welcome Back to The Mindfully Rich Podcast!Are you ready to transform your financial situation this year? Well, that's what we on over here on the podcast, and I want you to win with your money, too, in 2024. That's why I'm taking you on a personal journey through the power of intention and the beauty of a well-crafted financial goal to add to your vision board.Today, I'm laying out the blueprint to help you visualize and actualize your 2024 money moves. From dreamy aspirations to concrete steps, let this episode be your financial compass, giving you the clarity and direction to navigate the path to success and confidence to achieve your financial goals this year!This year, it's out of there for just dreaming big because this year, The Mindfully Rich Podcast is making those financial dreams you have a tangible reality! I'm arming you with the knowledge and motivation to create successful strategies for your goals!Book Me As Your Financial Guide:Everyone's financial journey is unique, and I emphasize the importance of research when tailoring strategies to your specific goals. Whether you're looking to save for a home, invest for retirement, or pay off debt, customizing your approach is key.But the guidance continues! I'd like to introduce the option of working with you as your financial guidance coach. To kick things off, I invite you to a no-cost discovery call to explore if we're the perfect fit to work together. I'll also explain how my expertise can complement your efforts, offering personalized strategies and support on your financial path. Click Here to book an appointment with me!Above all, I want YOU to win in your finances. To achieve this victory, we delve into the significance of using vision boards to keep your goals at the forefront of your mind. It's not just about setting goals; it's about seeing them, believing in them, and taking actionable steps to turn them into reality.Please tune in to Episode 124 as we embark on a journey of financial empowerment, setting SMART goals, and crafting strategies that lead to triumph. Your financial success story starts here! Don't forget to check out the link below for your no-cost discovery call—I'm here to help you achieve your 2024 financial goals. Let's make it happen together!Connect With The Podcast on Instagram | @Mindfully_Rich_Podcast 🖤LISTEN 🖤SUBSCRIBE 🖤SHARE🖤Advertise With The Mindfully Rich Podcast | Email -mindfullyrich@iammindfullyrich.comSupport the show
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