This episode is for all the rich girls out there who love to shop! A recovered shopaholic herself, Candice knows what it feels like to NEED that new bag, and as an OG, she also fondly remembers layaway. But today, shop now/pay later services are the new layaway with one small hitch - they now report to credit bureaus.

Tune in as Candice explains that while she appreciates such services, the myth that they will do wonders for your credit is dead wrong. The truth is the opposite as she shares how services like Afterpay may actually set our financial wellness journey back since, as a rich girl, you know that credit is king. So listen in and take a minute to think, do I really need that bag?

KEY POINTS:

- Remember: Credit is KING!

- Are shop now, pay later services a trap?

- Why longevity matters in the credit game

- Will using Afterpay help or hurt your credit?

- The season of scarcity versus minimalism

- Put the ball in your court and fix your credit

QUOTABLES:

"There's absolutely no way that we can get ahead in our credit if we participate in the services that allow us to shop now and pay later."

"We've worked so hard to bust down these doors and to break these glass ceilings and all these movements that we've made. We owe it to ourselves, we owe it to our moms, to our sisters, to our daughters, to our Goddaughters, to our nieces, we owe it to the women and the girls in our life to be financially stable, financially fit, and financially savvy."

PRODUCTS / RESOURCES:

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To book a consultation with Candice or view her services, visit her website at candiceyoungandcompany.com

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