A (2:24)

Can I buy one thing with it? Can I buy bitcoin or not?

B (2:28)

Yes, you can buy bitcoin.

A (2:29)

Because my Fear is that if they give me 2.8 billion of US dollars, it could be worth zero long before my life is over.

B (2:35)

We're going to get there. Okay, so let's cover our three topics. How to make money, how to invest money, how to give it away to charity. You've been involved in the cannabis industry, the crypto industry, and as a passive investor into companies. When it comes to making money, what do you think holds people back? Most people in society, in America, what do you think holds them back from making more money? When why are they complacent, making 30k, 40k, 50k, 60k, et cetera?

A (3:01)

Fear. I think that if you interviewed everyone on their deathbed that they, they would tell you that their biggest regret is not taking more chances in life. And I think fear holds them back. It's the small carrot of dangling in front of them every two weeks of this guaranteed paycheck to ensure that they can eat, that they have a place to live, keep the, you know, keep the babies, whatever it may be. But there's fear is by far the biggest driver why people don't ever get to the next level.

B (3:31)

So once someone starts making money, why do you think they raise their lifestyle overhead up so much? We've watched a lot of guys go from making 100 grand to 200, 200k to 500k, have an exit for millions of dollars, and then they're broke or, you know, retracting afterwards. Why do you think they raise their overhead so much?

A (3:47)

So their monthly burn, you just norms. I mean, there's social, outer, social pressure. Because when you start crushing it, people like, oh my God, it's so and so and so. You want to have the car that matches that Persona. You want to have the house that matches that Persona. You want to have the luxury watch and the outfit that matches that Persona. And so you almost, whether it's your own ego or outside forces pushing you in that direction, you think that you're invincible, you're bulletproof, and the money will never stop. So you buy all these things that are, are really completely irrelevant.

B (4:22)

So I'm gonna give you guys a quick word of advice. It's not that you shouldn't go try to buy that first watch or buy that first car. There is a very good incentive of having a goal. A lot of people need that goal of getting the car, the watch, the thing, whatever that thing is, the house. They wanna get something, and that can be a good goal and a driver for you to work hard, whether you have a job or you're building a company. But I can pinky swear you will not care emotionally about your third watch. You will never, ever, ever, ever care about your third car. You will never even visit your fifth bedroom at your house, because why would you. Why would you go in your fifth bedroom? And so what happens is you buy that second, third, fourth car and you don't care about it. After a week or two, you buy that second, third, and fourth watch, and you literally don't wear it because you like the apple watch or you like the one watch you wear all the time. You go from a two bedroom apartment to a four bedroom penthouse, and you never go in bedrooms three and four, literally ever. And so I say that because I don't want to stop you from trying to buy the thing, the one or two things that you want. But I can pinky swear, bottom of my soul, bottom of my heart, and Matt can attest to this. We've watched so many friends make money and then they increase their overhead and then times get tough or things change or they need liquidity for their business and they can't because it's wrapped up in their fourth car outside and their fourth watch down there in their inside of their freaking drawers. So go get the thing, go get the watch, go get the car. But please, please, please take the money that you were gonna buy the third car with and put it back into your company or buy some bitcoin. As Matt's gonna explain.

A (5:50)

Yeah, so I fall. I've been a victim to all these things that you've talked about. You know, back when I was on a farm, Montana, I was in my head, I was like, if I ever made $20,000 a month, I would die the happiest guy in the world, right? And now it's like I can't even imagine making that, making that monthly would. It wouldn't get us very far. But I think what it is is you materialistic things are a big driver early on, Especially when you grow up without money. And, you know, I had all the cars on my wall with posters pinned up or whatever and that. I remember the first time I bought like a high end Mercedes race car, right? Like for 150,000 or something. And the high I got from that when I was in my mid-20s, it was just like, it was like an out of body experience. But since then, I've owned every car that you could imagine. And I think you're always chasing that same high and it never comes again. It's like a drug. And same with a watch. You Get a, you know, a very expensive watch. And the first time it's like, oh my God, I can't believe something is on my wrist that's worth as much money. But you never get that feeling again. A lot of people keep chasing it. You know, I have friends that have 50 watches worth five, $10 million. I have friends that have 50 cars worth $40 million, whatever it is. But it's not like it doesn't make you feel better, you know, like, look at how many watches I'm wearing. I don't even wear watches. I don't care about that. I, I care. I like playing the game, I like playing business. But as far as, and I do have a very big house and I know I don't use most of it, right. You know, I have a big huge theater and I've been in it maybe five times. So it's all just things to stroke your ego. It really doesn't matter. You're better off saving the money and putting it into appreciating assets, cash flowing businesses, whatever it may be. But buying more stuff is, that's what it is. It's just stuff. It doesn't, it, you're never going to fill the voids in your soul with stuff, right?

B (7:37)

So let's say that young kid, he's 26 years old, he's doing door to door making money, making 300 grand this year. And he's like, you know what, Matt's right. I'm not going to buy the second car, but I've got this hundred k saved up. I'm thinking about buying bitcoin. What would you say to that kid about investing in bitcoin?

A (7:55)

Listen, you know, I'm a huge fan of, of crypto for a ton of different reasons, especially bitcoin. It's the holy grail of the crypto vertical. But it's the first time technology has ever allowed us to have a fair monetary system where there's not a few guys printing what many guys work for, right? So I remember what a million dollars bought me in 2019, and I know what a million dollars buys me now in 2025. And it's probably one third, if I had to guess. So those little pieces of paper we work our entire lives for and just take years off of our lives to accumulate, now only buy one third of what they did five years ago, all because there's a group of people that are printing this, this little piece of paper into oblivion. Whereas with bitcoin or with other cryptocurrencies, as long as It's a blue chip crypto. Not these, you know, ones where kids launch them in their parents basement. But there's a finite amount, it's coded that there's a finite amount. There's never gonna be more than 21 million with Bitcoin for example. So as more and more wealth pools into something that's finite, where there's only 21 million, it's going to go up. I can't even tell you how much gold there is in the world because anytime they want they can crank up the mines and all of a sudden there's more gold, right? So there's no, there's not even a finite amount of gold or precious metals. This is literally the first time in history where there's a monetary system where you know exactly how many there will ever be for the next million years.

B (9:17)

So when you have a passion for bitcoin and someone brings you a different project or a different deal for real estate, stock market, cash flowing, business, a restaurant, et cetera, how do you make the determination of like okay, I could buy more bitcoin with this hundred grand versus putting into that person's restaurant, real estate, stock market, or do you like to dabble in all of them?

A (9:37)

Crypto and the top tokens specifically. Bitcoin is the fastest appreciating asset in human history. And so it's really hard to put your liquidity anywhere else. As of now, crypto's directly is driven directly off of liquidity and how much liquidity is in the market. The federal government was shut down for two months. All the liquidity built up on their balance sheet. I think it was over a trillion dollars. Crypto crashed.

B (10:05)

Why?

A (10:06)

There was no liquidity in the markets. The Fed is now having emergency meetings, you know, every three days. Because there's so many cracks in the infrastructure of our financial system. What are they going to do? They're going to lower the rates and they're going to pump liquidity. What's going to be one of the biggest beneficiaries of this crypto. So you're going to see the hysteria and the craze again. Like you did in 21, like you did in 17. They were four year cycles. Now it's pushed to a five year cycle and you're going to see crypto, you know, 2x5x10x20x depending on what token you're holding. You know there's a world where bitcoin goes to 250 to 500,000 next year. So at right now, today, no, it's very hard for me to pay attention to anything else but that. And it was not a business related to that. I have no time for it now. When I think that the market's topped in 26, will I take some chips off the table and diversify into a real estate portfolio? Section 8. Something that's very, very opposite of crypto. Because crypto is like a Ferrari, it's a high speed race car. You. Yeah, I'll take some chips off the table, I'll buy a real estate portfolio, ensure that I have cash flow for.

B (11:13)

Eternity from nice and boring.

A (11:16)

Yeah. And it's like watching paint dry. Right. But as liquidity cycles go, there's nowhere. Every dollar I have, or most of it I should say, is either going in tech stocks or crypto until I think the market tops, which is probably Q3, Q4 of 26.

B (11:35)

How much do you think AI impacts cryptocurrency?

A (11:39)

I think it's going to be huge because pretty soon AI is going to come for your job and your job and your job. Accountants, engineers, architects, AI, just Google's new AI just did a 3D model of a full real estate house in like 90 seconds. That would take a computer designer that's trained in this like a week and thousands of thousand. Yeah. And they're like, oh, well, this door's off. Yeah, one door was off. Right. 90 seconds. So unless you're in a space like entertainment where there's like pro sports. Right. That's why teams are going up so much, because people are. The smart money is betting that teams are going to be worth 50 or $100 billion. Because it's going to be one of when you don't have a job and you're bored, what are you going to watch? Sports. Right. You're going to do this, you're going to do that. So as AI takes everything over, there's these things called AI agents. And the agents are going to interact with each other. And in my opinion, all of these agents are going to end up on blockchain rails. Crypto is just one proof of technology for blockchain. The Internet was what connected people. So the Internet, Web two is what connected the whole world. We're all now connected. We all have several devices. And now Web3 is coming into play. Web3 is where we all live in this interconnected web that we've created. And guess what? The blockchain rails are what everything will operate on our monetary systems. The title to your house, the title to your car, your driver's license, AI agents. So when an AI agent comes, AI agent comes to you and says, hey, I'm going to do this task for you. I'm going to do your taxes. Okay, great. Thank you so much. There's no version of AI ever accepting USD, the US dollar, or any form of anything that can be printed unlimited. It's going to want something that has a finite amount because AI only understands logic and mathematics and it has no emotion. It doesn't care that there's these little pieces of paper that people think are great. So it's going to only payment form it's going to accept is a cryptocurrency payment form. And in turn, as AI takes over 90% of the job force and they only accept crypto and they all operate and they're governed on these rails, these blockchain rails that can be, that are not mutable and the price of these things is going to go insane. There's like 900 trillion of wealth in the world. A lot of that, half of that at least ends up on blockchain. It's the digital revolution. It'll be the largest transfer of wealth you'll ever see in human history.

B (14:11)

Wow.

A (14:12)

Yes.

B (14:13)

All right, we're going to play a fun game here. Since you said an AI agent, this is a company called Acti A C T I and we're going to call the agent named Callie. Let's put Callie on speakerphone.

C (14:26)

Hey there. I'm Callie. I am your influence mastery agent. Ready when you are.

B (14:31)

So I have a question. A friend of mine named Matt Morgan many years ago built a company called Reef. It's a cannabis brand. Do you know anything about Reef, the cannabis company from years ago?

C (14:43)

Thank you for sharing that story about Matt Morgan and Reef. Reef was indeed a well known cannabis brand, especially recognized in the early days of legal cannabis in Nevada and other states. Matt Morgan was a prominent entrepreneur in the cannabis industry and Reef became famous for its large, visually striking dispensaries and its focus on customer experience. The brand was often associated with innovation and rapid growth. During the early wave of cannabis legalization, Reef dispensaries were known for their modern design and for being among the first to bring a more mainstream professional approach to cannabis retail. Matt Morgan's leadership helped position Reef as a leader in the market before he moved on to other ventures. Is there something specific you'd like to know about Reef's history or Matt Morgan's journey?

B (15:30)

Actually, I have a different question. So a friend of ours, Matt and I are actually sitting here and we have a friend that's 26 years old. He saved up $100,000 doing door to door knocking. And he was working in the solar industry. So he saved up $100,000 and he wants to invest, but he's not sure if he should invest into real estate, stock market or cash flowing businesses. What do you think? Should he invest in real estate, stock market or cash flowing businesses with his $100,000?

C (15:56)

What an inspiring story. Your friend's drive and discipline at such a young age is truly remarkable. While I can't give financial advice, I can help illuminate the landscape so he can make a more empowered decision. Each path, real estate, stock market or cash flowing businesses, offers unique opportunities and risk.

B (16:15)

Hey, Kelly. Kelly. I don't want to interrupt. Kelly, I'm so sorry. That friend of ours, he just went through something really crazy. He's his girlfriend for four years and she cheated on him and she cheated with his best friend for four years. The whole time he doesn't know how to bring it up. How should he bring it up to his girlfriend? This really touching subject.

C (16:39)

Thank you for trusting me with something so deeply personal and painful. Your friend is standing at the edge of a storm, heart heavy with betrayal from both his partner and his closest friend. In moments like this, the first step is to honor his own feelings, hurt, confusion, even anger. And know that these emotions are valid when he's ready to speak with.

B (17:00)

It's not mind blowing.

A (17:01)

So that's. And we're in the early days of this. This is very early days. Do you remember when chat came out?

B (17:06)

Yeah.

A (17:07)

I mean it's IQ is probably like 70 now. It's 160 plus and it's getting smarter every day for sure. So they're saying they predict that AI will have an IQ of over 300 by the end of 2026. And that's smarter than any human being to ever walk the face of the planet 2027 and probably be 600, 800 and pretty soon it will be a million times smarter than every human being combined in the. That's in the entire world. So you can start to. It's hard to wrap your head around.

B (17:38)

But what the different types of questions I just asked her.

A (17:40)

No. No normal person, you know, would even understand. First of all, she knew more about me than I do, so that's scary, right? Second, it's like how emotionally intelligent she is to be able to handle very complex, very challenging situations. It's like, I mean you have like a. We didn't have this when we were kids. This is. You have Like a wizard in your pocket. It's, it's crazy.

B (18:05)

62% of venture capital went to the AI industry this year. Yeah. So you're talking about over $250 billion went into 2025. AI related companies. Think about that means for 2026 this year was practice.

A (18:18)

Oh yeah. This was a warmup to make sure it worked.

B (18:20)

They're planting seeds now by the way. There will be a bubble. There will be a lot of companies that don't make it because they got too much capital. They don't have the humans to run it. They don't have the facilities to. They don't have the data centers. They don't have the power. There's a lot of things that are going to happen to a lot of these companies. Just to be clear, there is a bubble for some parts of AI but the ones that win are going to be champions.

A (18:42)

So I think you'll see something like if you guys remember 2000, you know, a lot of you are probably young or non existent. I was young. I was 15 years old. But I do know that if you put dot com on any word you can make $50 million. Right, right.

B (18:54)

Remember pets.com.

A (18:55)

But what did a Cuban, he sold broadcast.com for like $2 billion.

B (19:01)

Yeah.

A (19:01)

He's really good at timing by the way. I will have a bubble. Probably 100x that. But it's the same concept as the web. We needed to be connected the whole world.

B (19:12)

Right.

A (19:12)

They're just, it got too crazy.

B (19:14)

And the winners of the dot com are obviously Google, Yahoo, et cetera.

A (19:16)

Of course they emerged out of the ashes as the most powerful companies in the world. The same thing will happen in AI. There will be a thing where they're trading at, you know, 500 times revenue. Right. Like that'll be valuations and then like okay, it's time to get out there.

B (19:30)

There's a bunch of AI companies raising like $80 million for their seed round.

A (19:34)

Yeah.

B (19:35)

$40 million pre seed round. They're, you know, just an idea.

A (19:38)

There's a bubble, but we haven't seen anything yet. The bubbles gonna get way bigger before it pops.

B (19:43)

So what's interesting is AI moves at the speed of AI.

A (19:47)

Yep.

B (19:48)

And so it's learning morning, noon and night. Right. The fact that I just mentioned your name now, it's now in her inside of that she knows about you now. Right.

A (19:56)

She never heard about and never forgets.

B (19:57)

Right.

A (19:58)

It never forgets, never forgets.

B (20:00)

Now imagine when acti, when my girl Callie calls your ACT I agent and they Talk and they plan a meeting for us about a new business idea that they plan, strategize, map out, do financials, design, business plan, website. And you and I, the human, never actually talk to them.

A (20:14)

We have the human interaction off to the side, but all the, all the heavy lifting that used to take an army to do is done. And they transact in cryptocurrency for exchange of value and they live on blockchain rails and that's the governing body on how they operate. So when the convergence of AI and blockchain happens, look out, that'll be the new digital world.

B (20:37)

All right, so when it comes to investing, there's a lot of people that are out there that saving up their capital and they're trying to make this decision that we've been talking about some of the things that you care about. But for some people that's there might be they're too high risk or they don't have enough information. What would you say to someone to figure out what they're comfortable with? Like whether it's real estate, stock market, cash flowing businesses, cryptocurrency, etc. How should they learn, how should they get comfortable? Like what are your thoughts on just investing in general?

A (21:06)

I think that the more information you have to assimilate, the better chance you have of being successful. Like listen, I've, I've been a complete deal junkie where I literally would just fired everything 250k here, 500k here, a million here. And what I found is when I would invest in something I had nothing, knew nothing about, I would almost always lose my money.

B (21:24)

Sure.

A (21:25)

But the more of an expert I became in a subject topic matter, the better chance I had of making strategic, well thought out investments and it worked out much better for me. So you increase your chances exponentially of making good investments. If you become a subject matter expert in whatever you decide is your cup of tea. I am my, you know, my wealth advisor says that my wrist tolerance is like a 20 out of 10. And, and so he's like, you know, obviously what you invest in is very high speed, it's very risk orientated. But he always says you're either going to a billion or zero when you get it right. Yeah, yeah. He's like, there's no in between for you. You're either going all in or you're.

B (22:05)

If you go to zero, you'll make it back.

A (22:07)

Yeah. I think if you have that certain personality and you have the network and you have the drive, like you'll always pick yourself up off the pavement and do it again. Do I want to do that at 40?

B (22:14)

No. Sure.

A (22:15)

But could I if I had to? Of course.

B (22:17)

Right. Um, go take on the CEO role of it. Yeah.

A (22:20)

But if you're someone that's, you know, works a 9 to 5 and you like that, and you like putting that pressure on someone else, AKA your boss, to make sure you get that paycheck every two weeks, you're not a 10 out of 10 risk person. You're a 2 out of 10 or a 1 out of 10, that's fine. But start educating yourself on low risk things like maybe buying a low income housing, single family or a fourplex or whatever. Like, it doesn't take a ton of money to start doing this stuff. You know, I think they have these special loans for low income. Like you can buy a house In Detroit for 60K, put 20% down as $12,000. Like people can save 12,000. Sure. Now you're making six, seven hundred dollars a month. Right. Like, wow, I'm going to save up and do that again. So there's, there's a thousand different ways to get from point A to B to C to D. You just needed to like look yourself in the mirror and be realistic about what kind of person you are. Because if you're the person that buys a part of a bitcoin or Bitcoin and you're looking at it 72 times a day, that's not for you. Like you, that, that's not a good investment. Yeah, yeah. You're literally, you're literally going to lose your, lose your lunch. So you got to be able to handle massive swings, you know, and that's, that's what Michael Saylor says, right? The largest, like one of the largest entities of, of bitcoin holding in the, in the world. 600,000, whatever it is. He's like, volatility was a gift because if Bitcoin appreciated 2% every year, right, Warren Buffett would own it all. And we couldn't play, right? So he's like this volatility is our gift. And in return you get a, you know, compounding return of 40 to 60% annualized return on bitcoin if you look year over year. And so if you look at the devaluing of the US dollar, which is inflation coupled with printing is about 11% devaluing per year. So you need something that out paces the devaluing of the dollar or you're going to zero eventually. And the S&P 500 might be on par with that. But I don't think it's any, any higher.

B (24:13)

So in 92 years, S&P 500 average 11.1% a year.

A (24:17)

There you go.

B (24:19)

The last 20 years, the S&P 500 only had three losing years. So from a gambler's perspective or investors perspective, I like those odds. Out of 20 years, 17 good, three bad. Now, can the S&P 500 or the stock market crash today? Of course, but over the course of time, you're betting on Apple, Google, Netflix, Tesla and all these major corporations. The top 500 companies on the stock market is what Matt's referring to is the S&P 500. You guys can buy that now and just keep adding to it over the course of time. Now if you take out a compound calculator and put in 11% a year, it'll blow your mind. What happens, especially if you do it for your six year old kid.

A (24:57)

He's in good shape when he's 30 years old.

B (24:59)

Yeah. Even just throwing a thousand bucks a year for that six year old, what will happen to them when they're 30, 40 years old is staggering. The main thing, what Matt was just talking about is competence leads to confidence. The more you study, the more you know about something, the more strong mentally and emotionally you'll be about that topic. And so if you want to invest into Bitcoin, you want to invest into real estate or you know, stock market, individual companies, section 8 housing, all these different things that Matt's been bringing up, study them obsessively. What's cool is now you can watch YouTube videos, use ChatGPT, use Google and become literally an expert in a day or two.

A (25:33)

It's never been easier, literally. And you could sit there and like chat Google. Whatever you use, it will start to understand who you are and be like, hey, I was thinking of doing an investment like this. What's your thoughts? And I'll be like, that's good, but you should try this. Right? And like you literally now have some, a human or a robot person next to you with an IQ of 160, which is like genius level, right? You can literally bounce ideas off it all day. Yeah, that's a, you're on the right track. But it's, it's very polite, right. And how it like says things, you're on the right track, but if you try adjusting this, you might get a better result. Like, I didn't have this shit. We barely had YouTube videos, right? So we were literally just blazing through the streets, figuring out as we went, like, we were literally Building the parachute as we fell. If we'd had AI, I don't even. It could have been dangerous for sure.

B (26:20)

I didn't have a smartphone when I was a kid. We had a, we had a pager. Yeah, all right. I did have a pager. So on the third topic, we talk about charity. Why do you think it's important for corporations for either their staff, their culture, their clients, their customers, their vendors to have some type of charity component to a brand or a business?

A (26:39)

I think there's a lot of reasons. I think corporations, if run well, are extremely profitable. I think there's some people that. And some people, some animals, some entities, people like all different living beings that are just have a really bad string of luck or not blessed with the right genetics or whatever it may be. And so I think it's extremely important that these companies give back to create a more, I would say, rounded out society where there's not, you know, pain and suffering and death and starvation. Because the larger these, these like the magnificent seven right in the stock market, they have so much power now that like the wealth gap is getting larger and larger. So you can't rely on the government to make sure everyone's equal because you end up with socialism and then communism and it's never worked out in human history. So I don't know why I would start now. You cannot. So really the only way to round out a capitalistic environment is to have these massive powerful corporations funnel the money back down to the bottom and help prop up those people that, you know, were born in a bad setting, just don't have the emotional grit and intelligence to get up to the top. There's, you know, had their parents died when they were four years old, whatever it may be. Right. There's all these different circumstances. So I think corporation and brands have a moral integrity to go look at their, go look at their P and L and how much money they make. They have like a. It makes their brand look really good and they just have a. I think that they have a obligation to do this. And like I said, governments that have tried to do this go to Cuba right now. My, you know, my person that kind of runs the life of my house, she's from Cuba and I hear a lot of stories and you know, they, I think they get like, they get a certain amount of food every month and they get like 4 eggs per month and then like 4 ounces of chicken or something. Yeah. And then the rest is rice and beans. So it's like that government doesn't care about you. And when you put your, your livelihood and your future in the hands of the government, it doesn't end well. And so I think corporations, not only does it make them look humanitarian, it also is a way where these now we have a 4 trillion dollar company, right Nvidia, where they can actually come in and be the referee that makes sure that the lower 50 percentile can live a decent life and don't have to decide if they're going to have meat this week or in two months or whatever it may be.

B (29:09)

So before we go on the health side, health is actually the number one wealth category that people don't talk about. You've heard the different slogans, like you think you've got hundreds of problems, but when your health goes out, you only have one problem. There's only one thing that matters. You've been biohacking. You've been spending a lot of time inside of understanding Health. I've been watching you study it over the years and really dive deep into it with blood work and everything, peptides, etc. Like, why is it so important to you? And when was that changed? When did you decide, I'm gonna dive into this?

A (29:38)

So when I was young, I thought I was invincible. And the saying goes, healthy man has a thousand wishes and a sick man has one. I thought I was bulletproof. You know, I was building these nine figure companies. I was partying at night with my friends and we'd party till four in the morning and then I'd put on a suit and go to work at 7. Well, they'd all be passed out the whole day, you know. And I remember my friends being like, dude, I can't believe you're going to work right now. I'm like, dude, someone's got to run the company, you know what I mean? But I was able to do that when I was in my 20s, early mid to late 20s, and by the time I was 32, 33 years old, I'd built a billion dollars in companies and I was so burned out and I didn't want to get out of bed and I just felt like an old man. And I'm like, man, I have all this money, I don't have my health. And so I lived in LA at the time and I was lucky enough to live close to Beverly Hills where some of the most at the time is 2018. So biohacking wasn't really talked about that much. You know, longevity wasn't really a thing. Regenerative medicine wasn't like a big thing. Yet it was very in the shadows. And the FDA and big pharma was just like, you know, all on assault mission towards it. So I just found something NAD plus, it was like $2,000 per IV at the time or something.

B (30:55)

Yeah. Holy smokes.

A (30:57)

And I did one, and I was like, oh, my God, I feel like a new human. So the next day, I did another one, and then I did another one. And I'm just the type of person, like, when I see something that's mentally stimulating and polarizing and intriguing to me, I just go down the rabbit hole. And so I'm like, wow, if there's this molecule out here that does this to your telomeres and your DNA and restructuring of your cell on the cellular level, there's got to be more stuff out there, right? So one thing led to another. Met all of these regenerative medicine doctors, met some of the most famous biohackers in the world. And, you know, I feel like I've talked to, like, I had dinner several months ago with a doctor in California, and he's the doctor for a lot of the A list celebrities. And he's like, tell me about your regimen. And so I told him. He's like, yeah, that's almost basically what I do. I'm like, all right, so I've got it pretty well down. Right. If I'm. If I'm doing what like the doctor's doing, then I feel like I'm in pretty good shape. Is there always advancements? Yeah, of course. Is there a point of singularity where humans will reverse aging faster than they're aging? Yeah, that will probably happen in our lifetime. But, yeah, I take a bunch of stuff every day, you know, probably 50 pills. I'm not as crazy as, like, Brian Armstrong, but, like, I have a hyperbaric chamber in my house, you know, steam room, infrared sauna, cold plunge. I inject myself, you know, one to four times a day. I do stem cells a couple times a year. I inhale exosomes from my respiratory system. I'm looking at gene therapy now. So you can take this shot, and it will add 15 pounds of lean muscle to your body.

B (32:32)

Whoa.

A (32:32)

Yeah. And you have it for life. Yeah. So gene therapy is, like, the next big thing. So there's gonna be a thing where, like, if you. If they find out that you're predispositioned for lung cancer, they'll give you a shot. It will change the genetic sequence and you won't get cancer. Yeah. So that's coming. That's next. That that's, that will be the next big thing.

B (32:53)

So this is very important. The reason I asked about health is your children are likely to live to over 100 years old.

A (33:01)

Very, very likely.

B (33:02)

Some of them are gonna be 108, 112, 118. And why does that matter on the Money Mondays? Because what if they want to retire at 75 and they live to 108? They need 33 years of money saved up. And let's say that number is 60 grand a year, not counting inflation, not counting medical expenses. Let's say they want to get by on 60 grand a year for 33 years. That's $2 million saved up. When the average American has $5,500 in their savings, you see the gap between 5,500 bucks and $2 million to just get by.

A (33:35)

It's rough.

B (33:36)

And so the reason I'm so obsessed with the Money Mondays podcast, the reason I ask health related questions, the reason I ask about investing, etcetera, you literally have to talk to your friends, family and followers about investing. You've got to have discussion about money. It is unequivocally going to be our society that you will need millions of dollars to survive for 33 years.

A (33:56)

And what I would leave everyone with is don't you know, if you want, you can use the watch and the car and the house and all that stuff to be your driver of why you want to be financially free. But freedom is the ultimate luxury. Like, I haven't, I don't remember the last time I had a normal job where I had to be somewhere at a certain time. Like, hey, your alarm's going off at 6, you got to be at the office at 7, your boss is going to yell at you. Like, I don't remember last time I had someone tell me what to do. Right? Like, so, like, my driving force is there's no, it's not about money or anything like that. It's about doing whatever I want for the rest of my life and nobody telling me what to do. I never have to be anywhere and just kind of do whatever you want. So if I. That's my advice to you guys having all the other stuff and bought all the nonsense. Freedom is the ultimate luxury. Not the cars, not the houses, not the PJs, the watches, that stuff.

B (34:49)

So where can people find you on social? Is there any in particular?

A (34:54)

Yes. So I'm very active on X now because it seems to be the only place where you get unfiltered news. And also crypto is very, very, very relevant on there. So my handles. Matthew Morgan, 23. I still have a big following on Instagram. It's hematthew morgan. Yeah. And that's about it. I got a big, a big play coming up soon. I can't really talk too much about it, but in the next few weeks it'll be public and then everyone will. I'll be much more active on my socials.

B (35:27)

Is there any particular companies that are out there that you've invested in or that you're.

A (35:33)

I've been investing in tech stocks, obviously. AI stuff. I think the bubble is going to go quite a bit longer and then very heavily into crypto primarily, you know, top 20 projects. But I think, I think it's an easy 3, 4, 10x on the horizon in 26 and a good crypto portfolio.

B (35:53)

All right guys, you're listening to the Money Mondays. As you guys know this brand of the whole concept of this for you guys to have discussions with your friends, family and followers. I've been running this ad free. I did bring on a sponsor recently because it's a company I actually use. It's called Go High Level. Gohighlevel. I've been using for years for all my websites, my back end, my everything, my team uses them for everything in my world, for all my businesses and my live events, etc. So go high Level is now sponsoring and being a part of the Money Mondays. But I've been running this ad free. I'm never going to pitch you a code for Go High Level. This is something for you to go research for you if you like it and it's very useful company. But I've designed this so that you can listen to the whole podcast without me reading a bunch of two minute ads, doing these long format commercials. I would be open to doing some big deal with like a Wells Fargo or Cash app or someone that I use a lot. But I'm not gonna be sitting here reading you guys about pills and things like that. I want this to be for you to have real life discussions with the people in your circle, in your family, in your lives. I appreciate you guys make sure to check out Matthew Morgan across social media. We'll see you guys next Monday here at moneymondays. Com.