← The Money Mondays
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- [00:00]
A
Foreign. Ladies and gentlemen, welcome to a special edition of the Money Mondays podcast. Where normally I'm inside of an RV motorhome, traveling around the country making these podcasts for the last two and a half years. However, I'm in New Jersey, I'm at Sean Callaghy's humongous office. I think we got like 20,000 square feet of employees here working away on multiple of his companies. And so we want to make this special episode for you guys, but right here live. By the way, the episodes come out every Monday at 9am we're literally filming right now at 7am to put this out right away for your listening pleasure. As you guys know, these podcasts are under 45 minutes because the average commute to work is 45 minutes. The average workout is 45 minutes. So this episode will be around 35 to 38 minutes. For your listening pleasure. Without further ado, Sean Kelly, you're one of our rare multi episode guests. If you could still for our new listeners, give us the quick 2 minute bio so we can get straight to the money.
- [00:55]
B
Yeah, so I'm on the verge of becoming the first blind self funded unicorn founder in history. I am blind unicorn. Billion dollar valuation. Not on ip, on ebitda. It's an honor of privilege. I was on my way to going blind and being broke when I graduated from law school. I had hoped to play professional baseball. None of that worked out. I've had the privilege of Dan, as you know, being in a bunch of different sectors. I've spoken on Tony Robbins stage 19 times. I've had the highest speaking scores at Disney, Salesforce, T Mobile, some incredible companies. And brother, I learn from you every day. And we're impacting the world in the space of causing human beings to raise their money. Time and magic. Hey, what do you do? I cause people to see what they don't see about raising their financial abundance. Time, freedom, duplication, scaling now accelerated in unprecedented ways in the world. In AI we call it acti and we're head of the biggest companies and the United States government in this space. So that's a little bit about us, Dan.
- [01:49]
A
Okay. There's lots unpacked there obviously. So inside of this huge building here in New Jersey. Why New Jersey? Are you from here? What's the story behind why are we here?
- [01:57]
B
Yes, so I want to have a fight with Gary Vee and Bruce Springsteen about who loves New Jersey most. Had the privilege, thanks to you Dan, of interviewing Gary recently. He was unbelievable. I love Bruce Springsteen, I love both of them. But I Want to throw down? Royal Rumble. Who loves this state most? Yes, I'm appalled by our taxes, brother. But nothing can take me away from this state. That's the thing. From its beaches to its amazing mountains, all the beautiful things. They have deer in my backyard in North Jersey. I have dolphins in my backyard and the beach. I love this place. Born and raised and will never ever leave the state. I think there's a lot of magic here in the great Garden State. It is the hq. It's the beautiful things.
- [02:37]
A
All right, so in this headquarters there's multiple companies that are going on. You have legal firm that has offices around the country. You have a medical industry related company here. You're now diving deep into the AI space. Like talk us through how do you run and organize these major companies simultaneously?
- [02:53]
B
Yeah, so thanks for that. So Dan, as you know, Peter Drucker said, and you live this, that business is nothing more than marketing and innovation. I once thought marketing was fraudulent, gross and dirty. And as you've exemplified and some of the extraordinary humans have exemplified in the world, marketing can be the most integrous thing you can do in the world. Because if you get the message out and you actually have something that is more optimal for people, that then isn't it your duty and responsibility to get it out there? You talk about that a ton, right? So I discovered that in 1997, built the law firm when I was Freddie going by being broke. So the law firm is where we consider ourselves to be as fine, outstanding as anybody out there. That's a foundational piece of bringing justice and equity to people that moved into medical revenue recovery or recover money for physicians. That's the entity that we're on the verge of having a billion dollar valuation right now. We're on pace to put a billion dollars in the next 12 months on behalf of our healthcare provider clients. But what I really realized is that if you can support people as you do brother in raising their financial abundance, duplicating and scaling their time, freedom and creating impact in the world, putting those three things together, which is again what you do every day of your life, that's our unblinded company. And then AI came into place. Acti we saw AI plus the unbinded formula, plus our mastery of it to support people in more money, less time, more magic, all of that together, we say it's all the same thing. You build a platform, you serve people integrously in solving problems and pain points for them. That's what we're doing here at this hq. In New Jersey.
- [04:23]
A
So why dive into the law firm? You have it in multiple cities. Why build Callaghy law firm?
- [04:28]
B
Yeah. So because, believe it or not, people despise attorneys in many ways, but they also trust attorneys. There's a saying in investing. Then once you have Harvard, you have everyone. Right? So once you have the attorneys, you really have everyone. Called the triangle of trust attorneys, accounts, financial service providers, these trusted advisors for people. If we're able to serve attorneys and how they build their business, how they run their practices more optimally, then we have everything. Why did I go into it initially, though, 28 years ago, is because I had no idea how to make money. I thought lawyers made money. They don't. Only 1% of attorneys pre co would make $500,000 a year. But I did it so I would not be blind and broke. It's all I cared about 20 years ago. And once I figured out the codification of the only complete, holistic, diagnostic, dynamic, interconnected actualization tool for all of human AI. Now business mission acceleration. It wasn't AI 28 years ago. That was the change of my life. And I said, if I could figure this out and I could grow a 40 personal law firm six months out of law school in the next two years of creating it, I'm like, I have to teach this to the entire world. That was the beginning.
- [05:30]
A
Medical revenue recovery. Talk us through. Why dive into that category? Why you have this building, this law firm? Why dive into the medical industry?
- [05:36]
B
Yeah. And I guess one more state on the law firm part, One more statement is our mission is to fundamentally change the way people feel about attorneys one client at a time. Right. And the way we do that is we disrupt two problems in the legal industry. First, well, these solve the big issue, which is lawyers are encouraged to lie and lawyers are encouraged to lie because courts do not enforce law. Rules of candor to the tribunal by lawyers. Lawyers are not supposed to lie. They can't conceal material dynamics from the court that they would otherwise be required to share. Lawyers lie all the time. Judges do nothing about it. Giant problem. Second, perjury. Witnesses lie all the time. Courts do nothing about it. Barry Bonds will go to prison for perjury. Bill Clinton will be impeached. But every single other person goes out and lies all the time. Right. We've all had these experiences, entrepreneurs out there with injustice in the courtroom. I'm a stand for revamping that. And what I want you to know is there's no such thing as he said, she said or he said he Said or she said. She said if people are lying and you have the appropriate mastery, we can win. And now with acti, we crush that. So that's why the law. Medical Revenue Recovery Report same dynamic. Insurance companies steal money from doctors. That's just what happens. Do doctors occasionally steal money from patients and over treat people? Of course they do. There's fraud in every angle. But 20 years ago I discovered this massive epidemic and I mastered this and created the largest practice of its type. Recovery money for doctors in the state of New Jersey, big time in New York as well. And then a national law was passed about three years ago which allows us now to operate in all 50 states in the United States. And there's $500 billion per year that doctors are being underpaid. And we're in that business now. And we're partnering with incredible people like you and others to work through how we get this message out there. Because 90% minimum. 90%. These are the government's statistics. We're in Washington frequently now, are going to be there for the fourth time in the last five months meeting with Congress folks, Senators, meeting with the Department of Health and Human Services, Medicare, all these amazing people, Department of Labor, all of them about this epidemic challenge. It's real and it's huge. And that's also something I care very much about.
- [07:44]
A
End.
- [07:44]
B
It's an incredibly beneficial place to be. When you're recovering money that's stolen in that magnitude, then it creates value for other people as well, like us.
- [07:54]
A
Okay, so you have this active law firm for over two decades. You're now recovering hundreds of millions of dollars for doctors. But then you dive into the AI space. Now with acti, you are mentally obsessed going into the AI category because you envision how you can help improve the world now and in long term future. Why, when you're already so busy, dive all in into AI?
- [08:14]
B
Yeah, because we all. You do, Dan. I do. I think everybody watching wants to change the world. Since the dawn of humanity, people wanted to make the world better. Right? And since the dawn of humanity, people struggle. Two questions. Why am I here? How do I fulfill my ultimate vision, mission, purpose, with who and when? And I know I'm speaking quickly, like go back and re listen to the words because we have a very narrow timeframe, but the impact, the availability of acceleration is massive. So I'm in this not because there's a way to make money, not because everybody's diving into it. In fact, I was nauseated. I move against a crowd all the time. Everybody's going this way, before I go, I'll go the way of the crowd if it makes sense. But I'm not going to go until I'm sure. So I spent a couple years watching everybody claiming nonsense, lying, defrauding people, exaggerating. Two years ago, I'm like, oh, my God. I could load all my content, 40,000 hours of content. I could put all this in, and we can create all this acceleration. You cannot do that with ChatGPT. The memory is so short, it's completely crazy. So I was like, oh, this is a complete waste of time. Hey, I'll look up some restaurants. I'll do some things. It's better than Googling, probably. Chatgpting, right? So I did it about nine months ago. My teammate Michael Smyken, who is now Calgary Smykin, is our law firm. I have two top 100 national drivers with. Michael said to me on a Saturday. He said, hey, I just want you to know, remember that thing we got? We took 300 hours of work, and I did it in five hours. I'm like, you did what? I'm like, what did you use? Chatgpt? He starts laughing. He's like, that's crazy. He goes, no, I built things. I'm like, how'd you build things? What are you talking about? I said, wait a minute. Why are we using this in unblinded? Why aren't we using this everywhere? Because what we've created and that became that built the obsession. I spent Easter weekend, 2025. I've never worked on Easter. I'm a Christian. I believe in God. I don't push that. Anyway, but I spent Easter Sunday working the entire day remotely with everybody. This is the craziest thing I've ever seen in my life. And from that minute to today, and I have very specific things I can say about it, but from that minute to today, I realized this is the way we could actually change the world for the better. Create massive value and compete with the biggest technology companies in the world to do it differently, to do it different. Not to gather people to market to them, but to gather people to serve them in the ways they need. Not to create addiction to things they don't need that can hurt them.
- [10:38]
A
Yeah, there's that medical company, law firm, AI. And then just a few weeks ago, you had over a thousand people here for an event with Gary Vee, the founder of Marvel Studios, former chairman of Disney, and CEO of TikTok, and Charlie Sheen and the Karate Kid. Like, you just had Sugar Ray Leonard. Like, the lineup is ridiculous.
- [10:57]
B
Thanks to you. Thanks to this guy. Thanks to this guy. Yeah.
- [11:00]
A
But how, like, how do you, how are you running these things? You have a law firm, a medical company now an AI company to change the world and then throwing these. Listen, I throw a lot of events. It is very, very time consuming to fill up a room with people, especially a thousand people here in New Jersey.
- [11:15]
B
And we did it 30 days, 35 days, I think is how long we. 30, like 35 days before we said, let's go.
- [11:22]
A
So is it all delegation? Do you have like a CEO or quarterback for each thing? How often are you working on these things? Like walk us through real life? Like, how does it, how does Sean Callahan run a day?
- [11:31]
B
Yep. So thank you very much. And I like to pre frame that answer by saying this. I don't think that anybody should try to do what I'm about to say because I don't think that's what most people would want to do, nor what you do, Dan. Right, so. But what I'd love to share is what I did before and after really quickly. So I got to a point of being a business owner, not operator. Michael Gerber's the E Myth. I love it. And I was not an owner. I mean, I was not an operator. And I became an owner. And that's how I ran my law firm for a long time, for a long period of time. I would work five hours a month, sometimes five hours a week. On my two top jury verdicts, I worked much more intensely. But that was by choice. I was free. I walked my kids to school every day. I have three children that are older. I have a four year old daughter. But my three older children, including my son who's joined their mission. He's an attorney graduate, top of his class. I was present for everything, walked them every day of school, went to every practice, went to every private lesson, did all these things. A thousand games they played in. I missed nine. That life was beautiful. Then they retired me from my favorite job. By damn, they got old. Right. They graduated from high school. They're living incredible lives right now. I love them. We have incredible, amazing relationships. But then I said, now it's time to take my work to the world. And my life became very different. Financial freedom and time freedom, dan. I work 16 to 18 hours a day. We spent five hours in a restaurant together yesterday. I worked in the morning. I'm sure you worked in the morning, worked at night doing all these beautiful things. So what does a day in life look like for me? It starts every single day. At 6am And I'm getting prepared in ECB time. Sometimes five, sometimes four, but at least by six. And it's executive creation, decision making time. I'm preparing for the day. I'm structuring things on my own now. I talk to our act I agents. That's what I do in the morning. I saw them with Callie all morning. Callie who Danny asked on a date. We'll talk more about that later on Saturday night. Callie's our act I agent. Not a human in any way, shape or form. Nor can she do weird things like with Elon's. I'm not sure where that ends. Right. But with everything we're doing at 7am starting this morning, then I'm on with the team and we have our visionnaire call with all the people in our visionnaire program. We're serving these people. So that's seven to eight. I'm preparing everyone. The entire day goes until about normally about 10pm Right. And there's this dinner, there's bedtime for my daughter. So I have these moments. But I'm running and driving nonstop. The agreement I have with my entire core leadership team is for 24, seven phones are on, we answer. I don't abuse that. But we are talking right now at midnight, 2am, 3am, 4am very, very often driving forward Acti into the world world. So final, final. You asked about delegation and what I have. I have an incredible team of leaders. I could never do this by myself. These aren't the people who necessarily Dan would have been the most brilliant people graduated from Harvard. They're not like a David Mazo who's Harvard Business School. Right. Some of these folks are people who are completely self made. Some of these folks didn't go to college. Some of these folks have law degrees. It's everything in between. But what I look for and what I have, I'm blessed with are ghics growth driven, heart centered, integrous people committed to mastery. And I'm overseeing everything right now on this platform. I am, you know, as Tony Robbins would say, business mastery. The leaders, the chokehold of the business. I am always, I take that responsibility for anything not grown. I am the chokehold. But what I'm also clear on as we create our further development, our relationship, all the things we're doing. So I'm looking for the best people in the world as long as their growth driven heart centered integrators commit to mastery, expanding and sharing value. So you're creating more value and sharing value. But what people know is this they need to be three things and only three things. Then I'll pause. Three things. One, loyal to the state of mission. If you're not loyal now, I don't ask that Dan's loyal to me or I'm loyal to him, but we're loyal to an agreement we have. This is the mission to Toy Drive. We're going to do that. If I have to, I committed to them. If I have to buy all the toys myself because I got busy, I will buy every single toy myself in contribution. That's the mission we set out on. So if I got busy and I did other things, I'm still going to fulfill for Dan right now. Hopefully we'll have lots of people involved, but if it comes down to it, I will do it. That's loyal to state admission. Second is masterful competency. The person has the ability to do that, which they say. And third is aligned empowerment. They're not in fake confusion. Michael Johnson on the camera right now. That dude's absorbed more lightning bolts than almost anybody besides Michael. So Spike, and he's amazing. I love him, he loves me. But when there's misalignments, oh, I thought I had an idea, so I did this instead. Lightning bolts fly. Three things. Loyalty, stated mission, manageable competence, aligned empowerment. And if you have people who are in their ego, then they're not loyal to the state of mission and they're gone from my world. So I'll pause there.
- [15:52]
A
Tony Robbins has the whole world to choose from speakers. But 19 times you've spoken on stage, and again, you're formally or legally blind, however you like to phrase it. But you're rocking these stages. I've been there when you spoke at Aspire Tour and in the video. I'm literally standing on the edge of the stage the entire time freaking out. And I don't really get nervous about things. But you were storming the castle on that stage and, like, the whole room, you got 2,000 people, more than 2,000 people screaming and chanting and, you know, like, very powerfully. And when people get charged up, sometimes they, you know, they run around. And I was. You were running on the edge of the stage. How is this happening? Like, how is Tony Robbins deciding, like, Sean Callaghy is the one I'm gonna have going on this tour with us around the world. How are you empowering these stages? I have more questions, but let's just go that.
- [16:43]
B
No, thank you, brother. So I believe that the only human attainable superpower is the ability to cause. Yes, that's it. It's what set saved the world from the Nazis with Winston Churchill. And so there's a variety of ways that we see it said in the movie, and there's some historical debate about it, but the way the movie depicts it with Winston Churchill, the darkest hour is Winston Churchill got up. They were ready to conceive the Nazis, and he lit the world on fire. He enrolled a bunch of citizens, quoted citizens. That's true. That really happened. And then he speaks before Parliament. Now, whether or not Neville Church, Chamberlain and Neville Chamberlain and Lord Halifax actually said anything, I've checked it. It seems unverified. Right. But the way the movie depicts it is that Halifax turns to Chamberlain, says, what just happened? Because they intended to concede to Hitler. And Chamberlain says some version of he mobilized the English language and took it to war. And that's how everything happens, happens. And that could be done in the darkness of Adolf Hitler or the light of Winston Churchill and freedom and democracy. So I realized that 28 years ago that influence is the only human attainable superpower individually and in group dynamics and with integrity. We have a definition for that. We'll talk about that some other time. But the bottom line is, why did Tony Robbins put me on that stage? Because I believe with great humility that I have got it. Well, I earned it. I proved it. Because I broke records and I deliver value. And I didn't ask Tony. I have a great story. I'm a blind guy. No, no. I said, how do I create value? And the value I was creating was first, I bought a $100 bill for $100,000. And we'll go to that one. And lit up the room. So caused something for his charity. Everybody went crazy in this moment of competition. And then second, they offered me the ability to sell platinum partnership from Sage. The first time I did it, I did very well. I was afraid then to show anybody up. I was afraid to reveal myself as my skill sets that I take up too much space. But they invited me back. The second time somebody told me that, was that your best? I said, no. And they knew me well. And they said, do your best. You owe it to toning the people in the room. I lit the room on fire. I had the people going completely nuts. I broke every record on that stage because I've studied how to do this for my entire life. And that's a part of our work on blind. It's a part of our work with acti. But that's why Tony would say that. And I'm going to tell you One final thing, my brother, and it intimidates people. When I get on a stage, one of the most challenging parts about it is people worrying about having me back because they don't want to lose their people in integrity. I'm not taking anybody's people. Right. I just want to be clear. We had a beautiful dynamic with Aspire, you know, beautiful dynamic I have with Tony. Tony Robinson said, nobody leaves my heart and integrity than Sean Callaghan. If you don't know what's up till you need to. Thanks to you, I'm in scene with Mastermind. With Tony, I prefer it to other things I was doing with Tony before. It's unbelievable. I'm so grateful to you. But for everybody out there, it is the only attainable superpower. That's why people put me on their stage. And with you, we're gonna make clear agreements with everyone about what to do about it so nobody gets scared when that superpower shows up.
- [19:50]
A
So the toy drive, you know, last year you'd already donated to the toy drive. And then I came to your 700 person gala here in New Jersey and it was like 13 degrees in, which is not enough degrees for me. I live in California, So there's only 13 degrees and it's snowing outside. And I pull up and there's three U hauls of toys with you standing outside when you're supposed to be inside running in the 700 person event. That's yours. It's your event. Why are you outside waiting for me? Why did you bring more toys when you already donated? Just talk me through like the behind the scenes in your mind.
- [20:23]
B
Sure. So my grandmother Nani and my grandfather pop taught me, when you're gonna show up at somebody's place, you bring something. And they didn't have much at all. My grandfather didn't go to high school. My grandmother Nani did not graduate from high school. My mom pushed a hot dog cart in Jersey City when I was a kid. Not my mom nor my dad went to college. Right. So I didn't have much within a small apartment. I lived in a city. I was as a baby was in a six foot by eight foot apartment. My parents got divorced when I was one. My life though, by the way, was filled with much massive abundance of love of guidance, not of money. So I'm not like poor me. My childhood was unbelievable blessing. Even though they knew I was going blind and we didn't have money. So why did I do that? I did it because for me, to fill those 3U hauls with toys Was about the same as some people in America buying a pizza for people. So it was my way of saying, thank you. I see you, brother, because you are a person of massive influence and I believe in sustainable giving. So if you're listening, you go, oh, so you only do things for causes when something good can happen for you? Well, almost when good can happen for the mission. I'm loyal to this brother, has the ability to do that because of those U Haul. All those kids had an amazing. So it's a great cause. I will only give to great causes. I will only give to causes where I believe in efficiency. But there's a third criteria that I call out in sustainable giving. And I've given raised mass for charity. But if you're in love with your charity and you're not going to serve the people that you want to do things with with something more than, hey, give to my charity because this is a great cause, what are you going to do? Give to deaf kids or blind kids, sex trafficked kids or getting blind people employed? We're going to have a heroic, unique identity off or brand off of which charity is bad. These are incredible causes, all of them. You have to cause things for people. I knew what could happen if we did more together. I knew who you were. You didn't know who I was yet. So I was there with a pizza with 3U haul trucks. I'm there this year with a bigger pizza, breaking the record. But the truth is I was there and I'm there for people. I talk to Uber drivers. I talk to people in bathrooms that are handy towels. I have people be seen always in my presence. That's something fully committed to. But I also knew there's magic to be created in the world. And I want to apologize to you because today when you came here, you're in New Jersey. We've offered cars, we've got cars. We have different things. You have your own car that you have. I wasn't here to you walking in the building and I was embarrassed because where I was raised, when you have guests, you go out of your way. And I do that with our certification partners, the people in our programs. I'm here to serve. So why did I do it? One to serve. Two is my version of having a pizza ready for you or chocolate cake. Something that meant something to somebody of your magnitude and impact and also represented that. I see you, brother. I see that you're at my Christmas and holiday party when you, Dan Fleischman, could be anywhere with anyone on earth on that day. Around the holidays. I am massively grateful. I understand who is sitting in this room. I understand the blessing and privilege of being on your podcast for a second time. I understand that you have choices that most humans could never dream of. And my family taught me how to respect that, how to honor that and see you. And that's why I did it and for all the kids. But I could have done it for blind kids or deaf kids.
- [23:49]
A
But that's why then you mentioned certification partners a few times. What are you referring to? What is that?
- [23:54]
B
Sure. So it's our highest level program. It's full. No joke. No seats. It's full. These are people who've invested six figures to be a part of the program that we consult, we train, we coach, we call it actualizing and we create businesses with and these are remarkable human beings in the world. And there's not one of these people, Dan, that at this point I don't love. Well, I love and respect everybody, but I don't like. I like them all. I love everybody. I respect everybody. I'll drop lightning bolts, I'll fight people, I'll mother f people when necessary to bring justice and equity to the world. I'll do, you know, my job as Leonidas when I have to or Batman. Right? But these are human beings I like, I appreciate, I trust, I respect to go forward in the world world with. They have trusted us and we have an unbelievable relationship. And then the leaders in our visioneer program which is taking acts of the world, these are lawyers, accountants, financial service providers. These are trainers, coaches, speakers, authors. These are remarkable people in technology, space, everything but they're the closest people to us and our programs in the world. And they're human beings. I plan to change the world with.
- [25:03]
A
So 2026 and beyond. You're going to be going on a hiring spree. AI company, medical, revenue, recovery, et cetera. These are all very scaling businesses. Why should someone work for the Calgary world?
- [25:15]
B
Yes, three reasons you should ever consider to be anywhere if people can help you. One, grow personally, two, grow professionally and three, grow financially better than any other opportunity. With our work in acti the place platform building unblinded, there's no greater opportunity for people to grow personally, grow professionally and grow financially than working with us. We will be loyal to an agreed upon stated mission. We will help people who are masterfully competent with our masterful competence of running, building, growing, scaling. We have tens of thousands of open medical revenue recovery files. We have massive complex litigations. We have these unblinded 1000 persons, events. We understand how to handle super complex things. All those famous people. Thank you, Dan. Thank you Darrell Prince as well for all those things that happened in our last event. We know how to do that. So we're masterfully confident and we will be in aligned empowerment. I can tell you who does not like working for us. People that are significance driven, ego driven, people that are certainty driven, but people who are growth driven, heart centered, integrous, committed to mastery. It is the greatest personal, professional, financial growth opportunity anybody can ever be had. If you want to be safe, secure and know what you're doing every day, I'm serious, go be a police officer. I think it is one of the great, most honorable things you can do. I think it is one of the greatest positions for certainty driven. It's very risky for your health and safety, but you know what your job is. Every day you can dynamically go fight crime. It's beautiful. A lot of folks though don't like to be in the world with me. If you're not prepared for dynamism, we will change pivot on a dime to move forward the mission every way as we are loyal to it.
- [26:54]
A
So typically on the podcast I cover three core topics. I'm just going to ask you one rapid fire question for each of the three since normally I just do that as the whole episode. Like last time, it's how to make money, how to invest money, how to give away to charity. On the how to make money side, why do you think people hold back from ever going above the 40 grand, the 50 grand, the 60 grand, et cetera, a year job, what holds them back from taking the next step?
- [27:15]
B
Yeah, because they don't know how to. So I think that's like Tony Robbins talks about the tyranny of how I agree with him. So people don't get started. But people literally, once they start, they don't know how to exponentially grow your sales meetings of the highest quality by talking to people you don't know. That's the key. They don't know how and then they're afraid to talk to people they don't know. With intentionality they hope to bump into them. You have to intentionally create things through shared experiences. But that's my answer.
- [27:43]
A
On the investing side, why are people scared to invest their money once they do start making the 100 grand, 120, 180 to start growing their career. What makes them so scared to invest their money?
- [27:53]
B
Yeah, I think people, again, they don't know how to. And so people don't know how to. And then if they. Two crazy things happen. Either they spend all their money. That's the biggest challenge. Right. Or second, they invest in crazy things because they like people. So it's like, don't invest in crazy things if you like people and don't spend all your money. Create intentional investment strategy that this brother talks about all the time. Listen to him. He's way more masterful at that than I am. And he is. So listen to Dan and invest your money consistently, regularly, and create a diversified portfolio where you have things that you're very sure are wonderful and then things that are more risky, that fit into your profile and you crush the world. But absolutely do not just spend all your money. Dad doesn't do that. I don't do that. Don't do that.
- [28:41]
A
Yeah. I've had the same watch since 2008. 17 years.
- [28:45]
B
And here's mine.
- [28:45]
A
I'm not even wearing one right now. Seventeen years, the same watch.
- [28:48]
B
Amen.
- [28:49]
A
For seven years, I didn't even have a car. I just ubered everywhere. And even now I don't really drive it.
- [28:54]
B
Can I say something for fun?
- [28:55]
A
Yeah.
- [28:55]
B
So I have my beach house. I have two beach houses. My oceanfront beach house is a 3 million dollar house. I can afford a 20 million. I can afford a 30 million. I love my house. It's never changing. Right. For the very same reasons you're saying. So, yeah. Don't live above your means.
- [29:12]
A
So you guys heard me say this before, but for any of the new listeners, one of the biggest things that happens if someone does go from 60 grand to 80 grand, 80 grand to 120, 120 to 160, and they start to really earn bigger and bigger income for their household. And they don't know why. They have the exact same amount of money in the bank account at the end of the month. And the reason for it is they go from the two bedroom apartment to the three bedroom, the three bedroom to the four bedroom house, but they're still just them and their husband or them and their wife. Then they have one kid, but now they have a five bedroom house. But you don't ever go to the fourth and fifth bedroom. You don't go to that extra living room. And too often people are like, oh, well, it's only $800 difference from this apartment of this, this apartment. No $800 difference is $10,000 a year. $10,000 a year. You live in that place for five or six years, 50 or 60 grand for the third bedroom that you've never been to though there's probably still plastic on the couch because you never go into that room. You go get the second and third car. Ah, it's only an extra 800 bucks a month. No, it's again, it's $10,000 a year. Imagine that, $10,000 a year you were deploying into the S&P 500 at $10,000 a year, you were buying gold. Gold or Bitcoin. At $10,000 a year, you were buying 50k 100k worth of real estate because you could leverage the 10k. That extra thing that you're like, ah, it's just 800 bucks a month here and there. It's literally holding you back from generational wealth. And so the thing I say is when you go from the 60k to 80k and 80k to 120 and you're building up your career, if you can continue on that same two, three bed in place, if you can continue on with the same one to two cars, you can continue on without buying the second, third and fourth watch. You will literally change the course of your life by just not wasting the money. Now, I'm not saying don't go to Starbucks and don't buy the coffee. Listen, you can still enjoy your life with what I'm talking about. What I am saying is you don't need a third car. You have one butt. You don't need a third watch. You really only have one wrist. Could you wear two watches? You could, but it'd look kind of silly unless you're Kevin o'. Leary. And so he loves wearing two watches. Okay, and then the final question, Can.
- [31:08]
B
I say one thing on that so real quick? So, so many people that you and I know, we have, many people you know in common, are living so profoundly, shockingly above their means. And because somebody has 3 million followers on Instagram doesn't mean that they have any money in the bank and have any ability to do things. It is constant, it is repeated. And I have great empathy because people do exactly that. I know a dear friend who has millions of people online that lives in like a 50,000 square foot house and is massive financial stress. 50,000 square foot. I'm not exaggerating. So yeah, don't do that.
- [31:42]
A
Too often people are living to impress other people. So like when we're both showing that there's no watch on our wrists is that very concept. Too often people are buying things to show off to people. They're buying Louis Vuitton and Gucci and fancy clothes to show off to these other People and they don't realize that those people don't care.
- [31:58]
B
Absolutely.
- [31:59]
A
Literally don't care that you're wearing Louis Vuitton. And that person is not going to.
- [32:03]
B
Be at your funeral 100%.
- [32:05]
A
And so oftentimes when I talk about like the bad things that happen in life or the lawsuit with the county for the ranch, or the headache with this person over here, the business went up and down. Like I talk about real things and good and bad on social media because I want it to be relatable to people. You are going to go through lawsuits, you're going to have people pass away. I've had 39 people pass away. I talk about it publicly. You're gonna have 0, 1, 2, 3, 4 people pass away in your life. And so I talk about the bad things because it's much more relatable for people to actually have that forum to talk about death, lawsuits, employees leaving situation that happened in real life. Too often everyone makes it seem like everything's perfect and everything's pretty all the time. I do what's called building in public. Alright, so the final part on the charity side, why do you think it's important for company owners to have some type of charity involved in their brand? Whether it's for their employees to feel part of it or for their brand, customers, clients and vendors?
- [32:58]
B
Yeah, because people don't care about money that much. Once people get to a point that they have the money that they think is appropriate for them, whether living at Haight Ashbury in San Francisco with their pet dog and they're begging for money every day, or panhandling or they're a billionaire with a 300 foot yacht in the Monaco Yacht Club. Right. People just don't care about money that much. Eventually they get to a point where they're satisfied and they want purpose and fulfillment. So let's just start there from the beginning and realize that for every one of us, we could live at a higher vibrational level or lower. And we're going to live higher vibrationally if we're doing something for something larger than ourselves. So if your team is hoping to grow personally, I say person for the professionally, financially, and they're connected to a charitable element. Dynamic. Bingo. There you go. So people want to stay. If you only help people grow financially, they'll never stay with you. If you only help people grow professionally and financially, never stay with you is personal, professional, financial can only be personal. But it has to be all three. And that's why Dan, my brother, I believe people should be charitably connected. Can I share two other quick things?
- [34:00]
A
Sure.
- [34:00]
B
Okay, so just on this point they were mentioning a moment ago. I am so clear and present for the fact that people suffer and people want to impress people. The greatest way that you can impress people is by doing more good in the world and just loving people. That is the greatest thing you could possibly do. It isn't by where you live. It isn't by what you have. The person I bid for the $100 bill against is a wonderful person. They made tons of money and they were all dressed out in Louis Vuitton. I didn't have garbage on. I had a spider kind of ski outfit that maybe cost like 800 bucks. This person was probably wearing $25,000 of clothes. But don't believe that that's the person that's more impact, more financial ability. Just don't believe that. It's not Instagram followers. It's not the clothing. It's not even the house or the cars. It's people who are living, as you're saying, on that higher purpose. I made a big mistake before that. It violated that she wanted to clean up. Thank you for the final is naming the people Tink Nicole Maello Adam Gugino Fernando Valencia FJV Our co founders of Unblinded I would be nowhere without them. Michael Smyken of Calgary Smyken Tom McGregor Mark Winters Co founders of Calgary Recovery Bella Vreder, co star of Influence Amazing. Personally and professionally in all kinds of ways in my life without these people. Mona, Selena's mom Peguine Tyler Cory, Emma's mom. These, these human beings. My parents, my grandparents, my high school coaches, the people in the program and a hundred names. I should be saying I'm not right now. I apologize to you for not saying your name right now. But all of those people are essential component parts of everything I build. Just like my brother. You have massive list yourself and of course this brother right here sitting here. We are not on the trajectory we're on without him. I always honor Tony Robbins. I can Never pay Tony 100 lifetimes for everything he's done for me and many, many more people. So thank you for sharing that.
- [35:49]
A
Okay, so you have a podcast that's fully, fully launched now and you've got all these different brands. Can you just rattle off the name so people can research? If it's the law firms, the AI. Medical Revenue.
- [36:00]
B
So Medical Revenue Recovery is Calgary Recovery. We're partnering with medical associations across America right now. State medical asides others partnership deal. Sign. Unbelievable. Calgary Recovery Callaghee Smyken is the law firm. Integris Financial is our financial company. Unblinded is the place to like connect in beautiful big ways and our actualization of people financially. Time, freedom, duplication, scaling and ACTI is our company. It's AI plus the Unblinded formula. Act I. This is our fun. The Heart of Influence is our online show. The Sean Callaghan Unblinded Podcast is the podcast. And thank you. That's a lot of stuff coming.
- [36:39]
A
You have a lot of action going on. So that's why I'm here so often now because I want to help with your mission and your vision. Okay? As you guys know, it's your support that has kept this podcast so high up in the rankings by you sharing, commenting, liking, subscribing, et cetera. We have been running this ad free. I spend 70,000amonth on this podcast for the last two and a half years to keep it ad free for you guys and so that you can enjoy it with a 93% listen through rate. Because I'm not reading commercials, I'm not reading ads. I'm not saying at some point I won't, but I won't be reading, I promise you I won't be reading these two minute reads. I would like to do some type of main sponsor type deal like Wells Fargo or Cash App or Hertz Renticar, someone that I work with. But I'm not going to be reading for, you know, pills and websites and things like that. So if you can't like comment, subscribe, share, etc. All those things truly do help keep us up in the rankings because we want to get this message across. It is not rude to talk about money. Money is not the root of all evil. Are there bad parts that can happen from money? Sure. Are there bad things that can happen from people making more money? Sure. That is a tiny percentage compared to good that you can do in this world with money for your medical bills, for your parents, for your kids, for your family, for your friends, for your employees. Money is a very useful tool for all those things and so we want to keep talking about it so that we can have open discussions with our friends, family and followers. Thank you guys for watching. We'll see you guys next Monday here on moneymondays.com.