The Money Mondays Podcast: Episode 107 - "The Best Stock Market Lessons I Ever Learned (Life Changing)"

Release Date: February 3, 2025
Host: Dan Fleyshman

Introduction

In Episode 107 of "The Money Mondays," host Dan Fleyshman delves deep into invaluable stock market lessons that have profoundly impacted his investment strategy. Recorded in an unconventional setting—a ranch in Temecula, California—Dan sets the stage for an engaging discussion on intelligent investing, steering clear of fleeting trading trends and focusing on long-term wealth accumulation.

Dan’s Investment Philosophy

Dan begins by outlining his core investment principles, emphasizing the importance of purchasing shares in companies you genuinely use and believe in. He steers listeners away from the high-risk world of day trading, advocating instead for a more stable, research-driven approach.

[05:30] Dan Fleyshman: "You are buying a small little piece of a company, hopefully a company that you believe in. I don't do day trading and I don't recommend anyone do day trading unless you dive deep..."

The Case for Investing in Familiar Brands

Central to Dan’s advice is the concept of investing in household names that you interact with regularly. He posits that if consumers support a brand through their purchases, investing in that brand's stock is a logical extension of that support.

[12:45] Dan Fleyshman: "If you are listening to this on an Apple device, let me ask you a very serious question. Do you think that Apple will be here in five years? Do you think that Apple will be here in 10 years?"

Dan uses Apple as a prime example, arguing that consistent consumer demand and company growth make it a solid long-term investment.

Long-Term Investment Strategies

Dan stresses the significance of holding onto stocks for the long haul, regardless of short-term market volatility. He underscores that the true value lies in the company's growth and sustainability rather than immediate stock price fluctuations.

[25:20] Dan Fleyshman: "The price doesn't matter to me. The company itself matters. If I believe that Amazon will be here in five to 10 years and longer..."

He advises against selling stocks based on market emotions or transient economic conditions, advocating for patience and faith in robust business models.

Diversification and Dollar Cost Averaging

To mitigate risks, Dan recommends diversifying investments across multiple trusted companies. He introduces the concept of dollar cost averaging—regularly investing fixed amounts to spread out purchase points and reduce the impact of market volatility.

[35:10] Dan Fleyshman: "If you have a thousand bucks, you can afford to buy another 400 bucks of stock next year. And then all of a sudden you make some extra money."

This strategy not only cushions against market downturns but also leverages the power of compounding over time.

Examples of Successful Companies

Throughout the episode, Dan cites several successful companies to illustrate his points:

• Apple: Continues to innovate with products like the $4,000 goggles and AirPods, generating billions in revenue.

  [17:50] Dan Fleyshman: "The Apple AirPods, just the AirPods, do billions of dollars per quarter of these little tiny pieces of plastic."

• Amazon: From a trillion to multi-trillion valuations, reflecting its expansive growth.

• Netflix: Praised for its consistent subscription growth and content success like "The Mandalorian."

• Tesla: Despite volatility influenced by Elon Musk, the company’s sales and earnings remain strong.

• Disney: Overcame the 2020 shutdown by pivoting to Disney Plus, showcasing resilience and adaptability.

[40:00] Dan Fleyshman: "Disney came up with what's called Disney Plus. And that's where we got one of the best shows ever called the Mandalorian."

These examples serve to reinforce Dan’s belief in investing in companies with strong fundamentals and enduring market presence.

Practical Investment Tips

Dan offers actionable advice for listeners looking to embark on their investment journeys:

1. Research and Choose Wisely: Identify companies you use and trust. Conduct thorough research (DYOR) to understand their business models and growth trajectories.

2. Start Small and Scale: Begin with amounts you're comfortable with, whether it's $100 or $1,000, and gradually increase your investments over time.

3. Diversify Your Portfolio: Spread investments across various sectors and companies to balance potential risks and rewards.

4. Stay the Course: Avoid the temptation to chase “shiny objects” or react impulsively to market news. Focus on long-term growth and stability.

5. Educate Yourself Constantly: Utilize platforms like Robinhood and E-Trade for accessible trading, and keep learning about the market dynamics.

[38:15] Dan Fleyshman: "You can use apps like Robinhood and E Trade. You can buy stocks really fast, really simple from an app."

Final Thoughts and Call to Action

In his closing remarks, Dan reiterates the importance of thoughtful, long-term investing. He encourages listeners to integrate investment discussions into their daily lives, such as involving family members in stock purchases for their future.

[39:50] Dan Fleyshman: "Imagine if you did this for your kids. Imagine you did this for your six year old and your three year old and you bought them one share of Apple and one share of Google..."

Dan passionately urges his audience to share the podcast, engage with the content, and actively participate in building a financially secure future through informed investing.

[40:00] Dan Fleyshman: "We want people to have these blunt discussions about money. And so if you could share the Money Mondays with people out there in the world..."

Conclusion

Episode 107 of "The Money Mondays" serves as a comprehensive guide for both novice and seasoned investors. Dan Fleyshman’s candid and straightforward approach demystifies the stock market, providing listeners with practical strategies to invest wisely in companies they trust and use. By advocating for patience, diversification, and consistent investment, Dan empowers his audience to build sustainable wealth and secure their financial futures.

Visit themoneymondays.com for more resources and to join the live sessions every Monday at 4 PM PST. Share this episode to help others embark on their investment journeys!