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India’s insurance industry is changing faster than ever. New regulations, 100% FDI, AI-powered underwriting, rising medical inflation and Policybazaar’s expansion into healthcare through PB Health are reshaping how Indians will buy—and use—insurance. In this episode of The Morning Brief, ET’s Anirban Chowdhury speaks with Sarbvir Singh, Joint Group CEO of PB Fintech, on why India remains underinsured, how health insurance is evolving, whether claims can become less painful, the future of retirement planning, and the biggest reforms set to transform the sector over the next five yearsSee omnystudio.com/listener for privacy information.

Indian IT built its empire on one formula: throw armies of low-cost engineers at repeatable work, and scale relentlessly. That formula survived Y2K, the dot-com crash, and cloud computing. But AI attacks the model’s foundation itself — the cheap, standardized labor that made the industry’s pyramid structure work. In this episode, we trace how Indian IT industrialized itself, why its biggest strength is now becoming a liability, and what happens when top AI talent refuses to work inside rigid, hierarchical systems. We hear from industry analysts and former CEOs on whether IT giants can rebuild their culture fast enough — or whether this disruption is one wave they can’t ride out. Jochelle Mendonca reports, Anirban Chowdhury narrates for audio.See omnystudio.com/listener for privacy information.

Virat Kohli's slick Oakley Meta ad made smart glasses look effortless. But behind the "Hey Meta" voice commands lies a growing privacy crisis. From Nairobi outsourcing workers reviewing graphic footage to women being filmed without consent on beaches and in stairwells, the harms are real and disproportionately gendered. Host Dia Rekhi talks to Dr Milica Stilinovic, Postdoctoral Research Associate at the University of Sydney, and ET's tech expert Suraksha P, who break down how these devices erode democratic privacy norms, Meta's controversial pilot with the Gujarat government to aid visually impaired citizens, and why experts call it closer to coerced consent than genuine choice.You can follow Dia Rekhi on social media: Linkedin & XCheck out other interesting episodes like: Why Every Influencer Has a Lawyer on Speed Dial, ET Deep Dive: The Water in the Vial, Corn Man: The Man Who Quietly Cornered Half of India's Popcorn Market, ET Deep Dive:The DNA Fix and much more. Catch the latest episode of ‘The Morning Brief’ on The Economic Times Online, Spotify, Apple Podcasts, JioSaavn, Amazon Music and Youtube.Credits: Oakley | Meta, Meta Glasses, CBS19, FRANCE 24 EnglishSee omnystudio.com/listener for privacy information.

India rolled out E20 ethanol petrol five years ahead of schedule, and consumer complaints followed just as fast: mileage drops, rusted tanks, replaced parts. But how much of that is the fuel, and how much is old fuel systems never built for it? Government and industry voices point to savings, farmer income, and lower emissions; consumers point to unchanged prices and vague warranty coverage. Neither side fully answers the other. What's missing is clarity: who tested what, who pays when parts fail, and whether the timeline moved faster than the safeguards meant to accompany it. In this episode of The Morning Brief, ET's energy and auto experts Kalpana Pathak and Shally Seth Mohile speak to Randheer Singh, former Director at NITI Aayog and CEO of ForeSee Advisors and Bharati Balaji, Deputy Director General of the All India Distillers Association about the concerns, economics, trade-offs and future of India's ethanol programme.|You can follow Kalpana Pathak on her social media: Linkedin and XYou can follow Shally Seth Mohile on her social media Linkedin and XCheck out other interesting episodes like:ET Deep Dive: Swipe Left on Reality,India wants manufacturing at 25% of GDP — will AI in factories help?, Tanay Kothari Wants To Kill The Keyboard, From Doer to Director: The LinkedIn Playbook for the AI Agea, Semaglutide Goes Generic: Big Pharma’s Moat Breaks and much more.Credits@The24hrsPolitics @carki.kakshaMO@supppulkit@motoroctane@shubhamgaur09@ackodrive@TheHinduOfficialCNN-News18CNN-News18@abpmajhatvCNBC-TV18Bks.ofc.@aryakintelligence@BusinessToday@moneycontrol@cnnnews18Catch the latest episode of ‘The Morning Brief’ on The Economic Times Online, Spotify, Apple Podcasts, JioSaavn, Amazon Music and Youtube.See omnystudio.com/listener for privacy information.

When a recommendation system pushes child sexual abuse material to a user, who answers for it: the algorithm or the company behind it? Host Anirban Chowdhury speaks with Supreme Court of India lawyer Sajan Poovayya, who breaks down India's evolving liability framework for platforms, from the strict liability standard around CSAM ( Child Sexual Abuse Material) to the tricky question of proving corporate intent through POCSO, the IT Act and the Bharatiya Nyaya Sanhita. He unpacks the Supreme Court's take on constructive possession, why safe harbor may not apply when engagement-driven design pushes harmful content, and how India's dark pattern penalties could offer a blueprint for regulating platform accountability.You can follow Anirban Chowdhury on his social media: X and LinkedinCheck out other interesting episodes like: Mythos Blocked: When AI Becomes a Weapon of State, India wants manufacturing at 25% of GDP — will AI in factories help?, The Gold That Wasn't There: Inside SEBI's Case Against Rajesh Exports, Hills of Brew, Semaglutide Goes Generic: Big Pharma’s Moat Breaks and much more. Catch the latest episode of ‘The Morning Brief’ on The Economic Times Online, Spotify, Apple Podcasts, JioSaavn, Amazon Music and Youtube.See omnystudio.com/listener for privacy information.

Gold has always been India’s emotional anchor — heirlooms passed down for weddings, festivals, and hard times. But soaring prices are rewriting that relationship. This episode looks at why Gen Z and millennials are increasingly selling or exchanging inherited jewellery: a Mumbai couple who funded their first home, a Bengaluru banker who redirected proceeds into equities, a family that turned gold into a son’s US master’s degree and his father’s new business. We unpack the data behind the shift — jewellery demand falling as investment demand in bars and coins rises — and ask who really benefits when old gold gets recycled: the customer, or the jeweller.Lijee Philip and Shantanu Nandan Sharma report, Anirban Chowdhury narrates.See omnystudio.com/listener for privacy information.

Influencer marketing has exploded into a serious revenue stream, but legal awareness hasn't kept pace. Hosts Anirban Chowdhury and Rajesh N Naidu speak to Ishan Johri, Partner, Khaitan & Co, who breaks down who actually bears responsibility when a promotional post goes wrong: the brand, the influencer, or the agency in between. He explains why disclosing a free product matters just as much as disclosing a cash payment, why beauty and health content attracts the most legal complaints, and how SEBI is cracking down on unqualified finfluencers. From copyright grey zones to what a legal notice actually looks like, this is a masterclass in the risks creators overlook.See omnystudio.com/listener for privacy information.

Foreign capital is back in India — but not the way it used to be. In June, overseas funds poured a record Rs 41,773 crore into Indian government debt, even as they pulled nearly Rs 49,340 crore out of equities. What's driving this split? A stabilising rupee, tax breaks on bond returns, and hopes that India will finally enter Bloomberg's global bond index. But risks remain — a hawkish Fed, a deferred index decision, or weak Q1 earnings could change everything fast. ET's Rozebud Gonsalves breaks down what this debt-versus-equity divide really means for India's markets and the rupee. You can follow Anirban Chowdhury on his social media: X and LinkedinCheck out other interesting episodes like:ET Deep Dive: Swipe Left on Reality,India wants manufacturing at 25% of GDP — will AI in factories help?, Tanay Kothari Wants To Kill The Keyboard, From Doer to Director: The LinkedIn Playbook for the AI Agea, Semaglutide Goes Generic: Big Pharma’s Moat Breaks and much more. Catch the latest episode of ‘The Morning Brief’ on The Economic Times Online, Spotify, Apple Podcasts, JioSaavn, Amazon Music and Youtube.See omnystudio.com/listener for privacy information.

Five young mothers in Kota died within twelve days after a routine oxytocin shot. The vials meant to stop bleeding after childbirth had no drug in them at all, just water. What followed was an investigation that tore open a Punjab manufacturer's records: fabricated test data, tampered machines, missing safety checks, and a company that had been ordered to stop production three years ago and simply ignored it. Reported by Teena Thacker narrated by Anirban Chowdhury this epiosde traces the deaths, the daily-wage families left behind, and how a tiny, poorly regulated oxytocin market let a repeat offender keep supplying hospitals until it turned fatal.Listen in.You can follow Anirban Chowdhury on his social media: X and Linkedin and follow Teena Thacker on X and LinkedinCheck out other interesting episodes like:ET Deep Dive: Swipe Left on Reality,India wants manufacturing at 25% of GDP — will AI in factories help?, Tanay Kothari Wants To Kill The Keyboard, From Doer to Director: The LinkedIn Playbook for the AI Agea, Semaglutide Goes Generic: Big Pharma’s Moat Breaks and much more. Catch the latest episode of ‘The Morning Brief’ on The Economic Times Online, Spotify, Apple Podcasts, JioSaavn, Amazon Music and Youtube.See omnystudio.com/listener for privacy information.

The Indian government has issued a notice to Meta over WhatsApp’s planned username feature, warning that it could fuel impersonation and online fraud. Meta maintains usernames are a privacy feature designed to let users connect without sharing phone numbers. But the dispute runs much deeper. In this episode, host Anirban Chowdhury talks to Apar Gupta, co-founder, Internet Freedom Foundation about the government’s concerns, Meta’s response, the first-originator rule, end-to-end encryption, the limits of India’s IT Rules and DPDP Act, and why the bigger question is whether governments will ever lead—rather than merely react to—the future of digital identity.You can follow Anirban Chowdhury on his social media: X and LinkedinCheck out other interesting episodes like:ET Deep Dive: Swipe Left on Reality,India wants manufacturing at 25% of GDP — will AI in factories help?, Tanay Kothari Wants To Kill The Keyboard, From Doer to Director: The LinkedIn Playbook for the AI Agea, Semaglutide Goes Generic: Big Pharma’s Moat Breaks and much more. Catch the latest episode of ‘The Morning Brief’ on The Economic Times Online, Spotify, Apple Podcasts, JioSaavn, Amazon Music and Youtube.See omnystudio.com/listener for privacy information.