Arpit Gupta, a finance professor at NYU who has made important contributions on a startingly high number of topics, speaks with Cardiff about his latest contributions to the study of housing affordability, remote work, artificial intelligence, and finance.

Arpit is on board with the basic YIMBY project of undoing the oppressive zoning codes that limit housing construction in so many parts of the country, but he doesn’t think the housing story ends there. Other obstacles will remain even in the case of further YIMBY progress, and in the meantime he has offered a variety of reform ideas that both complement YIMBY ideas and also prepare for a future after a YIMBY victory. Among them are re-thinking property taxes, accelerating depreciation schedules, and making it easier for factory housing to get to market.

Arpit and Cardiff end with a chat about the ways that AI can help us understand housing regulations, what AI means for the future of finance, and what he is both optimistic and pessimistic about.

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