Podcast
The Numbers Game
Hosted by Nick Reilly, Jason Robinson · EN
The Numbers Game — It’s finance, investment and business but not as you know it. Each week Jason Robinson (CPA Accountant), Nick Reilly (Planner) come together to bring you strategy and advice around the importance of knowing your numbers in life and business. Numbers really do tell a story so let us help you make it a good one.
19episodes
Episodes
Newest firstAll episodes
The $1,000 ATO Tax Deduction Explained | Should You Tick the Box?
1w ago00:22:05Tap to summarizeThe ATO is rolling out an automatic $1,000 tax deduction for millions of Australians, and it sounds like free money until you understand how deductions actually work. Jase has run the maths on what that $1,000 really puts back in your pocket at every tax bracket. Is this just another nice sell from the government, or is the box actually worth ticking? On this episode, we discuss: (00:00) Intro (00:21) The $1,000 Auto Tax Deduction Explained (00:57) Why a Tax Deduction Isn't a Tax Refund (04:09) What You Actually Get Back at Each Tax Bracket (05:29) The 70c Per Hour Work From Home Claim (07:25) Why the Average Aussie Claims $3,500 (08:31) Should the Deduction Be a Sliding Scale? (11:34) Easy Ways to Track Receipts and Kilometres (14:27) Why UK Workers Don't Lodge Tax Returns (16:08) When the $1,000 Deduction Starts (17:03) Super Contribution Cap Rising to $32.5K (19:51) Will the $20K Instant Asset Write-Off Stay? (20:54) Book Your Accountant Before 30 June Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Transcribe →The 5-Day Week Is 100 Years Old | Will AI End It?
2w ago00:26:51Tap to summarizeThe five-day work week hasn't changed since Henry Ford introduced it in 1926, and Nick reckons AI might be the thing that finally ends it. Thanks to AI productivity gains in service businesses are already real, and the question isn't whether people can get five days of work done in four, it's whether business owners will pass that time back or just pocket the margin. Do you think a four-day week could actually work in Australia? On this episode, we discuss: (00:00) Intro (01:00) Henry Ford and the 5-Day Work Week (02:44) Could You Do It in a 32-Hour Work Week? (03:38) Where Your Work-From-Home Day Goes (04:39) AI Job Losses vs a 4-Day Work Week (06:03) Should Bosses Share AI Productivity Gains? (12:00) Nobody Actually Works 5 Full Days (18:07) Xero Made Us Faster, Not Freer (20:27) Universal Basic Income and AI (22:54) Who's the Next Henry Ford? Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Transcribe →Petrol vs Electric Cars: How Much You Actually Save in 2026
3w ago00:23:32Tap to summarizeFuel's up 70% and EV orders have tripled, so Jase did the numbers on what switching actually costs. The per-kilometre gap between petrol and electric is ten to one, and if you salary sacrifice an EV through your business, the FBT exemption stacks another $10K-$15K a year on top. If you're thinking about making the switch, this is the one to listen to. On this episode, we discuss: (00:00) Intro (00:47) Strait of Hormuz Disruption and Diesel Up 70% (02:29) 300% Increase in EV Orders Since the Fuel Spike (03:45) $0.22/km Petrol vs $0.02/km Electric Running Costs (05:12) $46,000 vs $10,000 on Fuel Over Five Years (07:03) Why Jase Ordered a Tesla Model Y (08:41) How the FBT Exemption Works for Electric Vehicles (10:15) Salary Sacrificing an EV and Saving $10K-$15K a Year (12:30) Battery Electric Only Since April 2025, Plug-In Hybrids Out (14:02) Government Review and the Risk It Gets Pulled (16:18) Tesla Drops to $20K Resale vs Hilux Holding $40K-$50K (18:05) When to Buy and When to Wait (20:12) How This Ties Back to the Productivity and Tax Episode (22:30) Final Verdict on Whether the Numbers Stack Up Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Transcribe →Six Years of Zero Growth, $786B Spent | Australia's Productivity Crisis
4w ago00:26:37Tap to summarizeAustralia hasn't had real productivity growth in six years, but the government keeps spending more and taxing more to cover the gap. Nick goes through the federal budget numbers, what productivity actually means when you strip out the spin, and why the answer might not be another tax bracket or another levy, but actually spending less. On this episode, we discuss: (00:00) Intro (00:17) Free Public Transport in Victoria and the $400 Million Price Tag (00:58) Jacinta Allan on Sunrise and Victoria's $200 Billion Debt (02:41) Federal Budget Reforms: CGT, Negative Gearing, Family Trusts (03:42) Why Cutting Costs Is Easier Than Growing Revenue in Business (06:06) Zero Productivity Growth for 6 Years and $786 Billion in Spending (07:53) Why Government Doesn't Run Like a Business (10:51) Public Sector Healthcare Productivity Down 13.5% Since 2017 (14:03) The $15 Billion CFMEU Money Nobody Investigated (14:51) COVID Business Packages and 11% Non-Deductible ATO Interest (17:16) Should the PM Earn $10 Million per year for Better Results (22:37) Why More Australians Are Paying Attention to Government Waste (25:16) The $20 Million Campaign to Pump Your Tyres Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Transcribe →Are You on the ATO's Radar? | The Biggest Audit Triggers in 2026
Apr 2600:30:53Tap to summarizeThe ATO's audit hit list is out for 2026, and they've got more data on you than ever. Your bank, your crypto platform, your rental agent, your Instagram, they're matching it all against your return. This episode covers the real triggers that put you on their radar, and why using the ATO as a cheap line of credit just became one of the most expensive mistakes a business owner can make. On this episode, we discuss: (00:00) Intro (01:23) What Triggers an ATO Audit in 2026 (02:17) Lifestyle vs Income, the ATO's #1 Audit Flag (02:40) The Client Who Used Cash and Gift Cards to Stay Off the Radar (05:10) Property, Cars and Social Media in ATO Investigations (06:51) Crypto, Banks and Airbnb, the Data the ATO Already Has (07:44) Rental Properties, the ATO's #2 Audit Area (10:40) Crypto, the ATO's #3 Audit Area (14:43) A Simple System to Stay Organised for Tax (16:51) Incorrect Deductions and the "Everyone Claims It" Myth (19:36) How the ATO Benchmarks You Against Your Occupation Code (22:22) GIC No Longer Tax Deductible, Amnesty Until December 2026 (25:12) Using the ATO as a Line of Credit Is Over (28:44) Payday Super Starts 1 July 2026 Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Transcribe →$5.4 Trillion Is Changing Hands | Is Your Family Ready for the Tax Bill?
Apr 1900:25:02Tap to summarize$4 to $5.4 trillion is set to change hands in Australia's great wealth transfer, and most families have no idea how much tax is hiding in super, shares, and property along the way. Nick walks through a real client case where a 94-year-old with $5.3 million in assets was staring down a $300,000 tax bill for her kids, and the strategies that brought it right down. And with The Australia Institute now proposing to bring back an official inheritance tax, estimated to raise $10 billion a year, this is a conversation worth having sooner rather than later. On this episode, we discuss: (00:00) Intro (00:19) The Great Australian Wealth Transfer, $4 to $5.4 Trillion (01:04) Why the Wealth Transfer Affects Every Family (03:30) Could Australia Bring Back an Inheritance Tax? (04:28) The Australia Institute Proposes $10 Billion a Year Inheritance Tax (05:21) Betty's $5.3 Million Estate and a Hidden $300,000 Tax Bill (07:34) Taxable vs Non-Taxable Super Components Explained (09:28) How a Full Pension Withdrawal Saved $100,000 in Super Tax (10:07) Re-Contribution Strategy to Reduce Taxable Super (12:12) Capital Gains Tax on Inherited Shares (13:34) Staging a Share Sell-Down Over Three Years to Save $55,000 (15:08) Inherited Property, Main Residence vs Investment Rules (18:58) Selling Property Before Passing It On to Reduce Capital Gains (22:04) The $390,000 Super Re-Contribution Rule Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Transcribe →Leaving Australia for Tax Purposes? The ATO Already Knows Your Plan
Apr 1200:23:06Tap to summarizeMoving to Dubai to pay less tax is all over social media, but leaving the Australian tax system is a lot harder than packing your bags. If you've ever looked at your tax bill and thought about leaving, the ATO is already tracking more than you think: your travel, your bank accounts, even your family ties. Jase is working with a client who's actually making the move, and walks through what it takes to genuinely separate from the Australian tax system, and the two things that follow you no matter where you go. On this episode, we discuss: (00:00) Intro (00:34) The Trend of Moving Overseas to Pay Less Tax (02:29) A Real Client Moving to Dubai, $100 Pizza and $50 Coffees (04:43) What the ATO Actually Tracks When You Leave Australia (06:14) The Resides Test, Domicile Test, and 183 Day Rule (07:54) Why Intent Matters More Than Anything to the ATO (09:56) Your HECS Debt Follows You Overseas (11:43) Why You Can't Access Your Super When You Leave (13:32) How the ATO Tracks You With Open Data and AI (15:27) What Happens If You Keep Your Australian Property (17:38) Foreign Resident Tax Rates Start at 32.5% (19:25) The ATO's $50 Billion Tax Debt Book (20:27) Departure Prohibition Orders and Enforcement (21:43) $30,000 to Set Up a Company in Dubai Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Transcribe →He Did Everything Right and Still Lost $70K | The First Home Buyer Trap
Apr 500:24:14Tap to summarizeA first-home buyer did everything by the book and still lost $70,000 in three and a half years. Nick walks through the real numbers on a $495,000 boutique apartment in Carnegie, from strata fees that more than doubled to the government grants you can only use once, and what it actually cost when it came time to sell. On this episode, we discuss: (00:00) Intro (00:23) Does Property Really Double Every 7 to 10 Years (01:25) The $70,000 First Home Buyer Case Study (02:48) Purchase Price $495,000 and the True Cost of Entry (03:49) Rent Vesting in South Yarra vs Buying (04:48) Why a Boutique Apartment in Carnegie Made Sense (06:04) The Numbers Behind the $70,000 Loss (07:30) Strata Fees from $1,500 to $4,000 Per Year (08:35) Mortgage Repayments vs Rent, $700 vs $500 Per Week (10:02) Sold for $480,000 and the Costs That Stacked Up (11:11) Losing Access to the First Home Guarantee and Stamp Duty Savings (13:17) How to Choose a Buyers Agent for Investment Property (16:45) Why Rising Strata Costs Force Apartment Owners to Sell (20:48) Land vs Apartments and Why Land Gives You Options Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Transcribe →AI Agents Are Here and Your Business Needs a Plan
Mar 2900:25:46Tap to summarizeAI agents are no longer just a buzzword. They're already automating real tasks in businesses and the speed of change is only accelerating. We share firsthand examples of how AI is boosting productivity, replacing manual processes, and why having a deliberate AI strategy is no longer optional for business owners. On this episode, we discuss: (00:00) Intro (00:24) The Automation Course That Was Obsolete in Five Months (02:21) What Is an AI Agent and Why Does It Matter (03:03) Why AI Agents Are the Next Wave After Outsourcing (05:17) Building a Deliberate AI Strategy With a Set Budget (07:37) Why Most Business Owners Still Haven't Started With AI (09:19) How AI Replaced Two Offshore Roles Processing 1,000 Emails a Day (10:00) The Tool That Saves Brokers Three Hours Per Loan (12:15) Automating Financial Statements for 500 Business Clients (14:40) Why Teams Are Switching From ChatGPT to Claude (15:23) The Security Risks of Running AI Agents on Your Devices (17:45) When AI Deleted Half a Meta Executive's Inbox (20:19) Controlling the Controllables in an AI-Driven World (22:52) Why AI Is the Biggest Shift Since Social Media Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Transcribe →Why Income Alone Doesn't Build Wealth
Mar 2200:32:37Tap to summarizeDo you actually need a high income to build wealth? We see the same problem at every income level. You earn more, spend more, and still feel stuck. In this episode, we walk through six common mistakes that hold people back, from lifestyle creep and no clear plan, to how you use debt and think about building assets. It’s a clearer look at why income alone doesn’t lead to wealth, and what actually does. On this episode, we discuss: (00:00) Intro (00:30) Do You Need A High Income To Build Wealth (01:00) Why High Income Earners Still Live Paycheck To Paycheck (02:10) What Wealth Means, Assets, Freedom And Income (05:27) Lifestyle Inflation, Cars, Homes And Private School Fees (07:28) Why No Plan And Bad Debt Stop You Building Wealth (10:19) From Spending To Asset Accumulation (13:49) Getting Strategy, Structure And Tax Right Early (16:29) Growth Vs Income Assets And Why It Matters (20:07) Using Your Business To Build Wealth (21:56) Using Home Equity And Debt Recycling To Invest (24:55) Overexposure, Cash Flow Risk And Forced Asset Sales (26:00) Protecting Wealth With Insurance And Risk Planning (28:33) Turning Assets Into Usable Wealth And Exit Planning Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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