Episode 1405: Total Boomer Luxury Communism

Summary

---

The Pete Quiñones Show

Episode 1405: Total Boomer Luxury Communism

Release Date: August 6, 2026
Host: Pete Quiñones (Sam)
Solo Episode

---

Overview: Main Theme & Purpose

In this concise solo episode, Pete Quiñones delves deep into the critique of what’s termed “Total Boomer Luxury Communism” (TBLC), a phrase from a Russ Green article published at The American Mind in December 2025. Pete reads and expands on the article, examining how the bulk of government spending and policy in the U.S. has tilted in favor of the Baby Boomer generation—effectively redistributing wealth from younger generations to retirees, particularly affluent ones. He connects this dynamic to political inertia, economic malaise, and rising generational resentment, urging listeners to recognize the scale of the problem and the ways it is politically invisible and taboo.

---

Key Discussion Points & Insights

1. Introduction to TBLC and Its Relevance

• Pete shouts out Jay Burden for frequently referencing but never reading the article in question ([03:30]).
• TBLC is defined as a “mirage” promise; the downsizing of government never materialized, but social spending for Boomers ballooned.
• The decline in economic prospects for young Americans is deeply rooted in this dynamic.

Quote:

"The essence of TBLC is that it redistributes wealth from younger families and workers to seniors who, on average, are much richer. America has achieved the Marxist paradise—but for Boomers." ([05:50])

---

2. Historical and Political Context

• Both U.S. major parties have embraced policies since the 1980s leading to massive wealth transfers to seniors.
• References are made to Trump defending those "house rich" retirees and cultural touchpoints like bumper stickers, "I'm spending my kids’ inheritance."
• There is a recurring motif that mainstream U.S. politics is a “zombie” debate, distracting from the real drivers of decline.

Quote:

"What did Trump say when they talked about young people can't afford houses? He defended people who are house rich. No, no, they'll lose their fortunes. I mean, the question needs to be asked: how many boomers would be willing to lose half their net worth so that the next generation could live like they did?" ([06:52])

---

3. Comparison with Other Countries & Data Breakdown

• Pete reads from the Russ Green article, contrasting the U.S.'s higher per-person social spending with China, Britain, Canada, and New Zealand ([12:00]).
• Most of the U.S. social spending accrues to seniors, not the neediest, with figures showing annual government payouts jumping from $5,000 for young adults to $35,000+ for the oldest seniors.

Quote:

"America is three times as wealthy per person as China, so the US spends at least six times as much per person on social programs as China. And most of that goes to seniors." ([12:15])

• Medicare and Social Security benefits are described as extremely generous, even extending to luxury amenities for retirees.
• Pete is emphatic that “retired millionaires have become the greatest recipients of government aid,” citing Social Security benefits as high as $60,000 annually ([14:00]).

---

4. Autopilot Spending & Lack of Political Will

• Since 1974, nearly three quarters of the federal budget has run “on autopilot” via entitlements for the elderly, with minimal congressional review ([15:20]).
• Pete notes both parties tacitly agree on this arrangement—bickering about only 15% of the annual budget: “Democrats and Republicans agree on at least 85% of federal spending, mostly because they support a massive wealth transfer from young workers to seniors.” ([16:11])

Quote:

"This is just on autopilot. This is just happening. This is just compounding... Sure, there are differences between Republicans and Democrats, but not on stuff like this." ([19:38])

---

5. Invisibility & Public Ignorance

• The majority of Americans are unaware of the scale and beneficiaries of entitlement spending (reference to a survey where 91% didn’t know Social Security could exceed $60,000 per person) ([21:50]).
• Many are incredulous about Medicare’s coverage of golf, ski trips, and social clubs for seniors—but Pete insists the data is real ([25:34]).

Quote:

"If you tell people that Medicare programs cover golf balls, greens fees, social clubs, ski trips, horseback riding—they stare in disbelief." ([22:55])

---

6. Generational Injustice & Structural Ponzi Scheme

• Pete outlines at least four systemic redistributive mechanisms:
  1. Direct taxes from young people to seniors
  2. Government borrowing to finance senior benefits
  3. Debt-induced inflation hurting young people's real income
  4. Future taxes on young people to service the debt for these entitlements ([31:12])
• He calls it a “literal Ponzi scheme” and references Peter Thiel’s observation on boomer lack of curiosity about their children’s prospects ([31:50]).

Quote:

"Yeah, it's literally a Ponzi scheme. Take from the young and move it up to the older." ([33:58])

---

7. Housing as a Case Study

• The housing market’s distortion is dissected: Boomers, encouraged by policy and tax breaks, remain in large homes in prime areas, making it even harder for younger people to buy or start families ([35:09]).
• Programs like NORCs (Naturally Occurring Retirement Communities) and numerous tax/subsidy loopholes for seniors are discussed in depth.

Quote:

"We've turned prime real estate for young families into walkable nursing homes... D.C. offers special tax breaks for senior homeowners—this encourages them to stay in their homes despite their spare bedrooms." ([36:03])

---

8. Unraveling Social Trust and the Future

• Pete criticizes the disappearance of intergenerational responsibility:

  "What generation in the past 10,000 years hasn't cared about the generation that came after them?" ([41:28])

• He forecasts that U.S. entitlements will face a reckoning within a decade—the money is running out, and younger generations will bear the cost ([42:00]).
• Aristotle is quoted on revolutions resulting from distributions perceived as unjust.

---

9. Call to Recognition and Revaluation

• Pete insists the solution isn’t a revolution but a collective re-evaluation of distribution and entitlement systems. He urges listeners to understand the reality, not the myth, of the social state’s direction ([43:15]).
• Immigration and political distraction tactics are cited as exacerbating the problem but also as a diversion from the core issue of state largesse for Boomers.

---

10. Memorable Closing & Generational Anger

• Pete highlights the rising nihilism among Gen Z and Millennials:

  "You wonder why Gen Z, why so much of Gen Z and young millennials want to just burn it to the ground? ...The only people who want to preserve [the system] are the people who the system is working for." ([46:18])

• He differentiates this from class or even culture war—calling it a mechanism “just a war on regular people”—and notes that Boomers' high voting rates help sustain the system ([45:16]).

---

Notable Quotes & Moments (with Timestamps)

• On TBLC’s core:

  "America has achieved the Marxist paradise of hunting in the morning... only it looks more like golf in the morning, horseback riding in the afternoon, drinks at the social club in the evening, and a restful night's sleep in a million dollar home—all thanks to the largesse of the US government." ([05:50])

• On political distraction:

  "Stuff like this is the kind of thing that they agree on that they don't want to debate because they don't believe that there's a debate about it. This is just the way it is." ([19:38])

• On generational disconnect:

  "I look upon them (Boomers) in disbelief. That's pretty much like how I look at when I see Boomers who are just absolutely... they don't know that another human being in the world exists. And they could care less. They couldn't care less." ([25:34])

• On rising economic pain:

  "What cost $5, costs $10. This isn't me, like, making shit up. I notice this... If your wallet starts to sting you, your ideology goes out the window and you're like, how do we fix this no matter what?" ([33:23])

• On the housing crisis for youth:

  "Take the housing market for young people in D.C... The average single family home costs over $749,000. And many D.C. homes selling for under a million are located in high crime areas and not suited for young people wishing to start a family. But fuck them, right?" ([36:56])

• On intergenerational responsibility:

  "Honestly, what generation in the past 10,000 years hasn't. A major part and the major part of their life was to care about the generation that came after them." ([41:28])

• On the system's unsustainability:

  "America's entitlement system will change radically within a decade, if not sooner. The money is running out. The only question is who will bear the burden." ([42:05])

• On Gen Z rage:

  "You wonder why Gen Z, why so much of Gen Z and young millennials want to just burn it to the ground? ... The only people who want to preserve it are the people who the system is working for. It's not working for Gen Z." ([46:18])

---

Notable Timestamps (For Deep Dives)

• 03:30: Introduction and framing of Russ Green’s article/term “Total Boomer Luxury Communism.”
• 05:50: Summary of TBLC and the cultural disconnect.
• 12:00 - 15:20: Comparison of U.S. vs. global social spending and entitlements.
• 19:38: Mechanisms of political consensus and “autopilot” spending.
• 25:34: Public disbelief about the extent of Boomer-focused government benefits.
• 31:12 - 33:58: Systematic outline of generational wealth transfer (the "Ponzi scheme" point).
• 36:56: Case study of housing, D.C. “NORCs.”
• 41:28: Commentary on lack of generational care and future trajectory.
• 42:05: Anticipated societal reckoning for entitlements.
• 46:18: Final remarks on youth disillusionment and Boomer voting power.

---

Tone & Style

Pete’s delivery is unapologetically direct, sardonic, and at times, exasperated. He combines factual recitation with personal asides and cultural criticism, sharply critiquing both mainstream politics and intra-right tribal debates. He blends cynicism with a dark sense of humor, pushes back on “presentism,” and regularly uses salty language to underscore generational ire.

---

Summary Table

| Section | Key Idea | Timestamp | |------------------------------|------------------------------------------------------------------------|------------| | Intro & Context | TBLC defined; shout-out Jay Burden, reading Russ Green’s article | 03:30 | | Historical Context | Both parties complicit; “zombie” debate hides the real issue | 05:50 | | Spending Comparison | U.S. vs. world; entitlements bias toward Boomers | 12:00 | | Political Consensus | “Autopilot” spending, bipartisan agreement | 19:38 | | Public Disbelief | Most unaware of real entitlements’ size and structure | 25:34 | | Generational Transfer | Fourfold mechanisms, Ponzi scheme analogy | 31:12-33:58| | Housing Policy | Senior-friendly policies crowd out youth, NORCs in D.C. | 36:56 | | Generational Disconnect | Historical break in caring for successors | 41:28 | | Looming Crisis | Entitlements unsustainable; reckoning imminent | 42:05 | | Closing & Gen Z Anger | System self-perpetuates; only working for those it directly benefits | 46:18 |

---

Bottom Line for New Listeners:
This episode is a forceful, evidence-based, and sometimes irreverent indictment of how federal policy has become an intergenerational wealth transfer from the young to an affluent and vocal Boomer class. Pete dissects the facts, skewers sacred cows on both left and right, and warns that unless this arrangement is recognized and reformed, it will collapse under its own weight—leaving younger Americans with the bill.

---

Recommended for further reading:

• “What is Total Boomer Luxury Communism?” by Russ Green, The American Mind ([show notes link])

Transcript

[Sam]

Bubba Wallace here from 2311 Racing. You know what's slower than a pace car waiting at the car wash? That's when I fire up Chumba Casino. It turns those slow minutes into fast fun. With new games every week, you'll never get bored. Next time you're stuck in the slow lane, speed up with Chumba.

[Ryan Seacrest]

Play [e-mail] let's Chumba sponsored by Chumba Casino. No purchase necessary. VGW Group. Void where prohibited by law. 21. Terms and conditions apply. Tyler Redick here from 2311 Racing. The rush of racing. Nothing beats it. But Chumba Casino comes close. Chumba's got fast spins, fun games, daily bonuses and all the action you can handle. Now that's a ride. Ready to hit the throttle. Get in the driver's seat and head to chumbacasino.com let's Chumba sponsored by Chumba Casino. No purchase necessary. VGW Group. Voidware prohibited by Law21. Terms and conditions apply. What's going on everyone? It's bluff here. And you know what's more American than America's 250th birthday? Supporting American owned companies like Spinquest, America's number one social casino with over a thousand games like live dealer, blackjack and craps. They're offering new users a 30 coin package for just $10. Go to spinquest.com and sign up today. Spinquest is a free to play social casino. Void where prohibited. Visit spinquest.com for more details.

[Jay Uso]

Sam.

[Sam]

With election time approaching, political ads will be inserted into the episode along with other ads that frankly I'm not going to like and you aren't going to like. So please ignore them, skip by them, whatever you have to do. I don't endorse any of the ads that are inserted, but it is another way for me to generate income. So I appreciate you guys putting up with them. If you don't want to deal with them, go to the peak and yonas show.com you can subscribe through Patreon. You can subscribe through Substack, which is my preferred one. Because with both of those you get an RSS feed. Only Patreon and only Substack give you an RSS feed. There's also a link to my Website Gumroad and SubscribeStar where you will get the audio files that you can download and listen to. Or you can stream in most cases through those locations as well. So if you want to avoid the ads, consider supporting the show. If not, just know none of these ads get any Endorsement from me. Skip by them. Do what you need to do. I appreciate all of you. Head on over to the Peak and yonashow.com you can get the show early and ad free over there. If not, here's the show. Hello everyone. Well, going to do another solo episode here and got to give a shout out to Jay Burden right off the bat. He's talked about this article since it dropped so many times, but as much reading as he's done, he's never read it on his show. So you know, I decided to read. Only takes eight minutes to read. So not going to be here very long. But it is one of the most jarring things I've read. It's by Russ Green over at the American Mind. It was put out December 10th of last year. So, you know, I mean, we're only talking eight months. All of this is still applicable. I don't think anything has been done to solve this problem. But the name of the article is what is Total Boomer Luxury Communism? I'm sure some of you have read it, but probably not recently and

[Ryan Seacrest]

more

[Sam]

and more every day, especially with the whole $20 burrito BS that's been going on. If you're on social media. If you're not, God bless you. I love you. You are the greatest. But yeah. So let me start reading this article and we'll see where this goes. So it's what is Total Boomer Luxury Communism By Russ Green. The American Mind, the Invisible Driver of America's Decline for half a decade, the right has debated free market fundamentalism. The phenomenon is also known as zombie Reaganism, libertarian neoconservatism and neoliberalism. I can already hear people who are still sticking to libertarianism and free markets and Austrian school and anarcho capitalism screaming, but that's not real capitalism. Yeah, okay. Who gives a flying F when your groceries have gone up three, you know, three times? Oh well, I mean, I know I have the answer to that. You have the answer to that in theory. You don't have the power to do anything about it except shout on the Internet. So shut up. Maybe you'll learn something here. And by the way, I don't have the power to do anything either, except educate. And that's what I'm doing here. So whatever you call it, it never happened. That is to say, the reduction in government expenditure and size that Reaganites promised and liberals feared turned out to be a mirage. What happened instead is that Starting in the 1980s, both parties set the country on a course toward Total Boomer Luxury communism henceforth, tblc. TBLC is driving every aspect of American decline, from skyrocketing national debt and the erosion of our defense industrial base to the despair of young people. It's not the only reason for the decline, to be sure, but it's a major part of the problem. Yet TBLC has been entirely obscured from view. The essence of TBLC is that it redistributes wealth from younger families and workers to seniors who, on average, who are, on average, much richer. America has achieved the Marxist paradise of hunting in the morning, fishing in the afternoon, rearing cattle in the evening and criticizing after dinner. Only it looks more like golf in the morning, horseback riding in the afternoon, drinks at the social club in the evening, and a restful night's sleep in a million dollar home. All thanks to the largesse of the US Government. Remember what Trump said when they talked about young people can't afford houses or we need to build more? And he said, he defended people who are house rich, who all their money is in their house. No, no, they'll lose, they'll lose, they'll lose their fortunes. I mean, the question needs to be asked at this point how many, how many people, and in this case boomers, would be willing to lose half their net worth so that, you know, the next generation or the younger generation could live like they did? I don't think it's many. You ever see the bumper sticker, you know, usually on the back of a $500,000 mobile home, you know, traveling tenement, rolling tenement, I'm spending, we're spending our kids inheritance. Wonder where. I wonder who planted that in their heads. Onward. It's been common for some time to see AI memes about how much easier the boomers had it. Quote, my dad lived in a four bedroom house on a coal miner's salary, but I went to college and can't afford door dash, end quote. The old right usually responds to this sort of claims with some facts about economic growth and median income. They wonder sometimes out loud, why don't these young people appreciate what the conservative movement conserved? There's a kernel of truth in that. Just look at Canada. If you want a glimpse of what an America without a. If you want a glimpse of an America without a conservative movement, that's kind of a really good point. Conservatives in Canada are definitely historic. Conservatives in Canada, or at least what they called themselves, definitely wasn't what it was here. So there were some barriers. But how quickly are we becoming Canada? Especially when you take into consideration that there's a hundred foot statue to a monkey God in Texas and the governor of Texas actually goes to India to talk about their partnerships together. And you wonder why there's a hundred foot monkey God in Texas. Statue of a monkey God in Texas.

[Ryan Seacrest]

Forget everything you had planned for this weekend because you are sitting on your couch and winning from the comfort of your own home. I'm here with spinquest where you can play hundreds of slot games, all the table games you love, and you could even win real cash prizes. New users $30 coin packs are on sale for [e-mail] Spin Quest is a free to play social casino void where prohibited. Visit spinquest.com for more details.

[Sam]

Hey, it's Bubba Wallace from 2311 Racing. You know what it feels like forever sitting on a plane waiting for takeoff. Good thing I've got Jumba Casino with

[Ryan Seacrest]

Daily Boost and social casino games on tap. This is the kind of fun that makes time fly. Why not turbocharge your downtime play [e-mail] let's Jumba sponsored by Chumba Casino no purchase necessary VGW Group Void where prohibited by law 21/ terms and conditions apply hey, it is Ryan Seacrest here. If you love great games and a little extra excitement to your day, I got something fun for you. Chumba Casino and I have teamed up to create an exclusive online social casino game. It's called Ryan Seacrest 10K Ways. It's fun and free to play just like all your favorites from Chumba Casino. And Every spin brings 10,000 ways to keep the good times going. Check it out and play for free [e-mail] no purchase necessary VGW group Void where Prohibited by law CTS and C is 21+ Sponsored by Chumba Casino

[Sam]

Too often, though, defenders of the conservative movement take it for granted that America preserved the free market system and constitutional government through the Cold War era. Typically, our situation is compared with the centralized control of the ccp. If this comparison is accurate, however, it's hard to see it in the data. In his book Breakneck, Dan Wang observes, quoting nearly three quarters of China's population are spared from paying income tax. Low taxes make China stingy on welfare. Around 10% of its GDP goes towards social spending, compared to 20% in the United States and 30% among the more generous European states. China's pension and health care spending are much lower than that of other rich countries. In fact, Wang's comparison understates how much more the American government redistributes wealth compared to China. America is three times as wealthy per person as China. So the US Spends at least six times as much per person on social programs as China. And most of that goes to seniors. And there's a chart here. Direct taxes and entitlements by age. And you see at 18 to 24 you are per person in 2021. These are 2021 numbers. Less than 5,000 when you get to 70. 74. Yeah. Between 74 and 75, that shoots up to about 33,000 per person and goes up closer to 35,000 if someone makes it to 85 and people will scream. But they've been paying into Social Security their whole lives.

[Thrive Cosmetics Advertiser]

Yeah.

[Sam]

If they start getting $32,000 or $33,000 a year at age 70 and they live 15 years, they didn't pay that much into Social Security. Do the math. There are six times as much wealth redistribution happening in America as in China. That's the communism, but only for the boomers. The luxury part comes in how the government distributes these benefits. Perversely, retired millionaires have become the greatest recipients of government aid. Max Social Security benefits in the US are three to four times what seniors can ever hope to achieve. In other developed nations such as Britain, Canada and New Zealand, these are allocated by lifetime income. So the greatest Social Security benefits go to wealthy individuals who need them the least. An individual can take in over $60,000 a year from Social Security alone. That's how much the richest among us take in. $60,000. Do they need it? No. Will they take it?

[Thrive Cosmetics Advertiser]

Yeah.

[Sam]

Meanwhile, Medicare programs are paying for golf balls, greens fees, social club memberships, horseback riding lessons, and pet food. On average, retirees are much wealthier than younger generations. And he has. If you're not watching this and you can see like where I'm highlighting where he links to all the sources for this. Yeah. Isn't making this up out of thin air. These are coming from sources. You may not agree with the sources because you're angry right now, but you're angry that you're being attacked because whatever reason, but they're there. The metastatic growth of the American federal government took place largely in the absence of congressional deliberation or even public notice. For a brief period in 2013, centrists and center left commentators in the mainstream media admitted that that the entire federal budget was biased against young people. In the Trump era, though, this fact has been memory holed. And progressives instead talk about increasing Social Security spending by tens of trillions. The facts on the ground about distribution and redistribution sit uneasily next to our popular perceptions of political polarization. Nearly 3/4 of US federal spending goes on autopilot without Congressional review. Commentators often lament how divided Americans supposedly are. But is this true? What percentage of the federal budget do the two parties actually fight over? Only about 15%, it seems. The last year in which a majority of the federal budget went to so called discretionary programs which Congress actually reviews was 1974. Four. Wow, that's. You know, considering that my. My episode, where are the Blessings? That was the first solo episode I had done in a very long time. I started in 1973. You start to see where a lot of the problems really started. Oh, and I have done other episodes about whose rising power really took hold right around that time too. Hmm. Really strange. Really odd. There are no coincidences. In other words, Democrats and Republicans agree on at least 85% of federal spending, mostly because they both support a massive wealth transfer from young workers to seniors. There is no political debate in Congress or even online until recently about total boomer law, luxury communism and take a sip. Europe's economies are less robust. So there are. So they've already had to confront these truths. German. Germany's Chancellor has declared that its welfare state can no longer be financed. France has been locked in an intense political fight over raising the retirement age. But in America, our politicians act as if we can finance in an. In an ever more generous retirement state, despite our much higher military spending, an aging population, plummeting fertility rates, stagnant economic growth, and 38 trillion in national debt. He mentions Germany. He mentions France and how they're fighting over this. Why? Because even with the immigration attacks that they've undergone, there are still Germans there and there's still French there. They're still. The overwhelming majority are white Europeans. The overwhelming majority still here. Nope. Oh, there was my. I'm sorry, I just exhaled there. I know that upsets so many people when I. When I.

[Thrive Cosmetics Advertiser]

Go.

[Sam]

Go fuck yourself. The last major Social Security reform occurred when President Ronald Reagan signed the Social Security amendments of 1983. This legislation saves Social Security from imminent insolvency by raising the retirement age, slowing benefit growth, and increasing taxes. Since then, American politicians have let Social Security grow on autopilot. New Zealand, Canada, Germany and Sweden all reformed their versions of Social Security during this period. The US did not. As summarized by Avery James quote, Reagan's successors failed to control the massive elevation of government and payments to the elderly, creating a powerful gentry constituency to move the country's parties and politics away from debating smaller and larger Government, end quote. The GOP did betray Reagan's legacy, but that process began a lot earlier than 2016. Much of the stale intra right wing debate referenced above conflates Reagan with his. What is that word? Epigenet. Okay. And epigone, a less original follower imitator or successor who copies a style idea. I know some of you are going to think I'm completely retarded, but I've never seen that word before. Or if I have, it was only in reading. Not saying it out loud, but interesting word to use there to make yourself sound smart. But the. Yeah, so this isn't something that is recent. This is people because of the way politics works and because people are distracted by political debate, they don't realize that this is just on autopilot. This is just happening. This is just compounding. You know, sure, there are differences between, between Republicans and Democrats, but not on stuff like this. Stuff like this is the kind of thing that they agree on that they don't want to debate because they don't believe that there's a debate about it. This is just the way it is. And Republicans every once in a while might go, hey, I don't want those illegals getting these benefits. And their Democrats would be like, I want the illegals getting these benefits. When you don't realize that it's the benefits that are the problem. I mean, these programs should exist, but they shouldn't be a way for people to actually live. You know, if you look at the history of Social Security program, the Social Security program was not designed that the money that you were collecting from that would, that would be what you lived off of. That just became politically prudent and a bludgeon later. Just as the Federal Reserve was meant to be independent banks who could adjust interest rates depending on the area of the country. So if a farmer outside of Kansas City. Farmers outside of Kansas City could borrow at rates lower than bankers inside New York City. But inevitably, when you build something like that and you have a subversion of the country, it's going to be used to the advantage of the subverters. So, and the bigger and more on autopilot it is, and the more it can be manipulated by those subverters, the better off they are and the harder it is to get them out of power. Onward. Today, most Americans have no idea how their tax dollars are spent. For example, 91% do not know that Social Security benefits can reach over 60,000 per person. They have no idea that a senior household can collect nearly $117,000 a year just from Social Security. And if you tell people that Medicare programs cover golf balls, greens fees, social clubs, ski trips and horseback riding, they stare in disbelief. Or they will. As some of you right now are going, I don't believe that

[Ryan Seacrest]

it is Ryan Seacrest here. There was a recent social media trend which consisted of flying on a plane with no music, no movies, entertainment. But a better trend would be going to chumbacasino.com it's like having a mini social casino in your pocket. Chumba casino has over 100 online casino style games, all absolutely free. It's the most fun you can have online and on a plane. So grab your free welcome bonus [e-mail] sponsored by Chumba Casino. No purchase necessary. VGW group void we're prohibited by law. 21 plus terms and conditions apply. Drew McIntyre here from WWE. Wielding the Claymore can be a life of chaos, but I'm not dominating in the ring. Chumba Casino Casino is how this warrior takes a wee break. With hundreds of online social games and new weekly releases, there's always something fresh to try and those daily boosts next level. Even my free time feels like Valhalla. So when life feels like a battle, kick up your feet, have some fun and let's Chumba. No purchase necessary. VGW Group voidware prohibited by law. CTS and CS21 sponsored by Chumba Casino. All new drinks are now at McDonald's with refreshers like the Strawberry Watermelon Refresher and the Mango Pineapple Refresher with popping Boba. To crafted sodas like the Sprite Berry Blast with berry flavors and cold foam.

[Sam]

Who knew ice cold drinks could be so fire six. All new drinks are here now at McDonald's.

[Ryan Seacrest]

Refreshers contain caffeine.

[Sam]

But it's true actually. Articles written here May 5, 2005 should Medicare cover golf fees? Where's the other one Here? Social Security pays excessive benefits to the highest income earners and they compare it to the uk. Yeah, I mean this is just. This is what's been built. Total boomer luxury communism. That doesn't mean you have to hate the boomers. I mean their attitudes. Sometimes it's kind of hard not to and but not hate them. Just look out, look upon. I look upon them in disbelief. That's pretty much like how I look at when I see boomers who are just absolutely. They don't know that another human being in the world exists. And they could care less. They couldn't care less. I just look on in disbelief. I Don't want to hate anyone. Hate clouds your judgment. And yeah, listen to Dr. Johnson's latest reading of Ivan Aleena. So we talk a lot about hate, but yeah, Medicare programs cover golf ball screens, fees, social clubs, ski trips and horseback riding. Who can take those? Well, people who can collect Medicare. Who can collect Medicare? Boomers. You know, and that's one of those things that's funny is, is they'll probably be the last generation who will be able to do that, because someone will eventually probably try to fix that. So they really were the generation that was born on third base and thinks they hit a home run the way inflation works for them when they buy a house for $12,000 and sell it for a million. And yes, I know it's not all boomers, but even more and more boomers are starting to notice other boomers. Moving on. Zoomers and millennials may overlook America's massive social spending because they largely don't benefit from it, they just pay for it. As Chris Pope explains, quote, the US's increasingly costly entitlement for middle class retirees results in substantial redistribution away from young workers. End quote. The generational injustice is compounded at least four times over. One, government taxes the young and transfers their wealth to seniors. Yeah, I mean, single are taxed single people, young people are taxed more than people who are married and have kids. Shouldn't single people be given a chance to save as much so that they can get married and have kids? Young people, or fuck them because, you know, they're young. Two, government borrows even more to transfer wealth to seniors. Borrows, prints money, increases the money supply. Prices go up, people get rich, price of housing goes up. And then Trump says, no, no, we don't want to, you know, we don't want to do anything about, about the price of housing. That'll, that'll make people poor. Yeah, make boomers poor. Sorry. Three, government debt causes inflation and slows economic growth, eating away at young people's income their entire lives. Correct. What you, what costs $20 if you go to the grocery store? What cost $24 or five years ago? And let's say 2022, because that was a year I was doing most of my own shopping and I still go shopping often. And believe me, things are way more expensive than they were three years ago. And I'm not talking about, like, I'm talking about two times. Like something that costs $5 costs 10. This isn't me like, making shit up. I notice this. I mean, the, I understand gasoline is up because of the war and everything. And that's a lot of fun when we still don't know what. What anything is going to cost because of straight of horror Moose being closed, which it was open on February 27. But I mean, if you're going to argue that, you know. Oh, well, you know, like Joel Berry. Well, you know, we went to Aldi German company. Joel, did you know it was. It's a German company. You might want to stay away from those Nazis if you don't know. Joel Berry calls everyone a Nazi. Very funny guy from, from the Babylon Bee. Just fabulous. Amazing irony too, of how that name turned out. Oh, I have five kids and we can go to Aldi and make burritos for under $20. All you have to do is mix beans into the meat and what. That's what they do in third world countries. And you're defending that and bragging about it and I don't believe you. I think you're a liar. Anyway. 4, Government taxes young people again to pay for the debt incurred to pay for senior entitlements. Yeah, it's literally a Ponzi scheme. Take from the young and move it up to the older. And here he quotes Peter Thiel says boomers are strangely uncurious about how this is not really working for their kids. If all you can say is that Mamdani is a jihadist communist ridiculous young person. What that sounds like to me is that you still don't have any idea what to do about housing or student debt. If that's the best you can do, you are going to keep losing. Yeah. The reason why Democrats Socialists of America candidates are being elected everywhere is because they're talking about the economy. Who. Who said it? It's the economy. Stupid people. If you listen to this, if you listen to my podcast, if you listen to other podcasts in our sphere, you may be consider yourself an ideal ideologue. You have. You have an ideology that you adhere to and be damned. You're going to stick to that ideology. Most people are not like that. Most people. And you. You know it because you know, you're this way too. Even if you are an idol of. When your wallet starts to sting you, your ideology goes out the window and you're like, how do we fix this no matter what? And that's what a lot. That's why a lot of these DSA people are going to win. I don't want them to win. But Mamdani, when he ran, he ran in New York City. What can you say about the politics in New York City, especially Manhattan. Oh, you know, when he was asked on the debate stage, you know, are you going to go to Israel? He's like, no, our problems are right here. And he got attacked by every other candidate on that stage that he wouldn't go to Israel. That makes him a, makes him an anti Semite, Even though, what, 40%, 50% of New York Jews voted for him. It's the economy. If the Republicans get routed in the midterms, it will be over the economy and the war. But the war has not helped the economy. I mean, it's helped some bomb makers, but even they can't make bombs quick enough. So, yeah, to illustrate Thiel's point with just one among many key examples, discussion of housing costs often completely ignores the cost of total boomer luxury communism, focusing exclusively on supply restrictions. Yes, it's true that when government regulations and zoning restrict the supply of housing and demand increases due to popular influx, prices go up. But our nation's policies are heavily biased towards keeping seniors in homes that are more spacious and nearer to major employers than they would otherwise be. What did Trump say? Keeping them in homes that are more spacious and nearer to major employers than they otherwise would be. Not saying they need to downsize, not saying, oh, you should sell your house to a younger person and, you know, how about you give it to your kids instead of selling it and buying a smaller place and then going on cruises. I was literally walking through a hotel, a hotel lobby the other day and there was four boomers sitting there and two were like, we go on cruise all the time. The other one's like, oh, we're thinking about going on cruises. I mean, you did the meme. There's that sigh again. Take the housing market for young people in D.C. the median staff assistant in the U.S. house representative earns 55,891 a year. Deputy press secretaries do a little better at 67,400, 541 a year. Meanwhile, the nation's capital is ranked number 10 on the list of the most expensive large Cities, requiring over 75,000 a year just to afford basic necessities. It costs about twice that much to live a decent life. The average single family home costs over $749,000. And many of the D.C. homes selling for under a million are located in high crime areas and not suited for young people wishing to start a family. But fuck them, right? They should just be walking into like a major corporation, looking the CEO dead in the eye, giving him a firm handshake and asking for a million dollar a year salary, right? The greatest fallacy in politics or any political discussion is presentism. Everybody wants to people. Either people either define the past through the present or seek to examine the past through the present, or examine the past through examine the present through the past. You can't do that. Is two different things have changed. I mean we have people who are like, oh, major players in business going oh well AI is going to take all their jobs anyway, so we have to do stuff. Start thinking about universal basic income. And these same people are like, yeah, we just need to fire like 10,000Americans and bring in 12,000 Indians. Well, which one is it? Is AI taking our gerbs or do we need Infinity Indians? Which raises other questions. Still talking about D.C. ward 3 of the District, by contrast, is gorgeous and relatively safe. Its tree lined streets and accommodating backyards give it a calm suburban feel, even though it's still close enough for a reasonable daily commute to the city's major employers. It has long been the official policy of the U.S. government, however, to help retirees stay in homes there as long as possible. For example, D.C. is home to NORCs, NORC or naturally occurring retirement communities, also known as senior villages. We've turned prime real estate for young families into walkable nursing homes. In reality, NORCs are anything but naturally occurring. Total Boomer Luxury Communism helps these seniors stay in spacious homes far longer than they otherwise would like almost everywhere else in the nation, D.C. offers special tax breaks for senior homeowners. This encourages them to stay in their homes despite their spare bedrooms, instead of downsizing and selling to younger families. Nearly every state has special subsidies for senior homeowners, from exemptions to freezes to deferrals to help them stay in place. It gets worse. Medicaid Long Term Care exempts home equity of up to 1,097,000 from means testing. And the Federal Housing Authority provides Americans age 62 and older a special home equity conversion mortgage, allowing them to turn home equity into cash without additional monthly payments. Often this transfers the burden to their heirs.

[Ryan Seacrest]

Ryan Seacrest here. So every great barbecue takes a little patience. And while the food does its thing, you can enjoy a little Chumba Casino. The Perfect Recipe Chumba Casino Always good to have you back. No purchase necessary. VGW Group Voidmart prohibited by law CTS and CS21 sponsored by Chumba Casino Tyler Redicure from 2311 Racing Victory Lane. Yeah, it's even better with Chumba by my side. Race to chumbacasino.com let's Chumba no purchase necessary VTW group Void where Prohibited by Law CTNCS 21+ Sponsored by Chumba Casino what's up fools?

[Jay Uso]

Main event Jay Uso here from the WWE. When it's just me between matches, it's day one ish. And that means it's Chumba Time. With hundreds of casino style games and new titles arriving weekly, there's always something fresh to try at Chumba Casino. The daily boosts make it even more fun and have me about to get them all during my downtime. Ready for a fun way to chill out and enjoy a few minutes for yourself? Let's ch.

[Ryan Seacrest]

No purchase necessary VGW Group Void where prohibited by law. CTS and C's 21+ sponsored by Chumba Casino.

[Sam]

Look, I'm I know that you need to take advantage of every loophole that you can, But honestly, what generation in the past 10,000 years hasn't. A major part and the major part of their life was to care about the generation that came after them. Going on. If we don't radically overhaul America's entitlement regime, our entire nation will become a naturally occurring retirement community. Total Boomer luxury Communism is tangling the country in a web of contradictions. America now depends on a steady flow of new workers to pay seniors increasingly generous benefits. But it also pays people not to work and discourages family formation. The system is at war with itself. It's not the system, it is the system. But the system does not operate on its own. The people who run this system, they hate you. They hate you. They don't want what's best for you. And what's even worse is that they've convinced your parents and grandparents, not all of you, of course, to not care about you. You need to pull yourself up by your bootstraps even though you can't afford bo. America's entitlement system will change radically within a decade, if not sooner. The money is running out. The only question is who will bear the burden. Each day that passes means Gen Z and millennials pay more of the price for Boomer irresponsibility. Aristotle reminds us that revolutions occur when there is an unjust distribution of the honors, offices and privileges of citizenship. It is time not for a revolution, but for a reevaluation of how we as a nation distribute these burdens and privileges. We can only fix total luxury Boomer communism once we recognize it for what it actually is. I will say it because I always say it. This is much this is easier fixed when you're not overrun with 107 million illegals as people who've poured over the border since 1965 and those who come here on visas and overstay and never get investigated for it. And honestly, we don't know. It could be more. It's impossible because we're always concentrating on something else. There's always a fight over these people. They're a political bludgeon. And it's used to distract you from the fact that Medicaid covers greens fees and golf balls and ski trips. Boomers vote in higher numbers than any other group because they have fucking nothing else to do. But that's not the only thing. They're voting to keep this system alive because they benefit from it. And then when young people, when you see Gen Zers and younger millennials talking about burning the system to the ground, oh no, we can't do that. Well, why would they even consider it? Do you think they would consider it if the system was at all working for them?

[Jay Uso]

No.

[Sam]

The only people who want to preserve it are the people who the system is working for. It's not working for Gen Z. It's not working for. It's not working for people who work with their hands. I don't want to say middle class or working class because that really isn't. That's another presentism term that really shouldn't be used anymore. They don't really apply, just regular people. Burden likes to call them the Chuds. Just a war on them. Boomers have to. Boomers have to vote en masse to keep their ski trips while Gen Z gets nothing. They get stolen from to pay for it. And you wonder why Gen Z, Why so much of Gen Z and young millennials want to just burn it to the ground? Come on, this really isn't hard when you think about it. All right, be back in a few days with another episode. Hope you got something out of this. I will link to the article in the show notes. It's easy to find. All you have to do is go to your favorite search engine and type in what is total boomer luxury communism and it will come up. But I will link to it anyway. Thank you and yeah, take care of yourselves. Sam.

[Ryan Seacrest]

Hello, it is Ryan. And we could all use an extra bright spot in our day, couldn't we? Just to make up for things like sitting in traffic, doing the dishes, counting your steps, you know, all the mundane stuff. That is why I'm such a big fan of Chumba Casino. Chumba Casino has all your favorite social casino style games that you can play for free. Anytime anywhere with daily bonuses. So sign up [e-mail] that's chumbacas casino.com no purchase necessary. VGW Group Void we're prohibited by law 21 plus terms and conditions apply.

[Jay Uso]

What's up fools? Main event Jay Uso here from the WWE when it's just me between matches, it's day one ish. And that means it's Chumba time. With hundreds of casino style games and new titles arriving weekly, there's always something fresh to try at Chumba Casino. The daily boost make it even more fun and have me bout to get them all during my downtime. Where ready for a fun way to chill out and enjoy a few minutes for yourself?

[Ryan Seacrest]

Let's Chomba no purchase necessary. VGW Group Voidwear prohibited by law CTS and C's 21 sponsored by Chumba Casino

[Thrive Cosmetics Advertiser]

Some days call for some oomph to amplify your everyday look. Like when you want the look of false lashes without the extra effort. Reach for Thrive Cosmetics Liquid Lash Volumizer Mascara or when you want all eyes on your smile. Keep Empower Gloss Ultra Glossy Lip Serum in your bag. It's a burst of 24 hour hydration that smooths like a serum, shines like a gloss, and can be worn sheer or layered. You'll also look and feel your best with Thrive Cosmetics. Plus, every product is 100% vegan, cruelty free and made with clean skin loving ingredients that work with your skin, not against it. And for every product purchased, Thrive Cosmetics donates to help communities Thrive. So every time you use your favorite Thrive Cosmetics product, you're helping communities you care about too amplify your everyday. Go to thrivecosmetics.com shine26 for an exclusive offer of 20% off your first order. That's thrive Cosmetics. C A U S E M E t I c s.com shine26.