Hello Private Lender nation and welcome to episode 131 of the Private Lender Podcast, I’m your host, Keith Baker and I’d like to thank you for sharing your time and your ears with me today.

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If you’re seeking practical tips and advice on how to increase wealth without banks or wallstreet through private mortgage lending, then you are in the right place. But if you want to learn from my mistakes so you can both avoid and profit from them - well then pull up a chair and pour yourself a drink my friend, because this podcast is just for you!

In today’s episode, we’ll go over 3 ways you can start lending with less than $50,000. But before we get to the heart of the matter, first I need to do a little housekeeping.

1 - Have you joined the Private Lender Podcast Facebook group? Well why not? Head over to the show notes for the link or simply search Facebook groups for the Private Lender Podcast.

Private Lender Podcast Facebook Group

2 – And most important of all, the Private Lender Academy is launching in just a few weeks and if you would like to get on the list for pre-launch bonuses like discount codes, then head over to PrivateLenderAcademy.com and click on “Apply Now”: provide some background on your investing experience and goals

Apply – Private Lender Academy

The Private Lender Academy is slated to launch in mid-July, which is still after July 4^th weekend, so I’m not a complete liar. Look, it’s a lot more than I thought it would be, but I will bring it across the finish line: come hell or high water.

OK, the housekeeping is finished and now it’s time to get down to the brass tacks of today’s episode: 3 ways to lend with less than $30,000.

1 – REIT - Real Estate Investment Trust:

A company that owns, operates, or finances income-producing properties

Pay a minimum of 90% of taxable income in the form of shareholder dividends each year

· Modeled after mutual funds – most publicly traded on public exchanges – provides liquidity

· Do not provide much capital appreciation

· Usually target a specific asset class/sector

Multi-Family
Commercial
Mobile Phone Towers
Hotels
Data Centers
Retail
Timberland
Warehouse

Most are equity REITS

Some are Mortgage REITS which lend to operators or purchase mortgage-backed securities

2 – Real Estate Fund

Think - hard money loans on Single Family Residences:

o Fix and Flip

o Buy and Hold

o Commercial/Multi-Family

· You provide capital at an agreed interest rate

· ~ 1 year minimum

· Quarterly interest payments

· ~ 90 notice to receive return of principle

Episode 43 with Tom Berry from Investor Loan Source. Great way to see due diligence (loan packages) while someone else does all the work

3 – Lend to Owner Finance investors

Provide the purchase capital in the first position

Your lien is “wrapped” by a second mortgage from your borrower to the end- buyer

3 – 5 years

Mitch Stephen perfected this model of investing.

So, let’s recap these first 3 strategies for lending with less than $50,000:

1 – REITs

2 – Real Estate Funds

3 – Owner Finance

OK. Here’s the deal, I don’t charge money for this show, but there is a cost and I would be extremely grateful if you would help drive awareness to the show, to get the word out by leaving me an honest rating and review over at iTunes, Google Podcast or whatever platform you are using to hear my voice.

It doesn’t take that long and it’s a small price for the value I try to provide.

That’s gonna do it for Episode 131

1 – Join the Private Lender Podcast Facebook Group

2 - Remember, the http://privatelenderacademy.com/ will launch in July 2021. Head over to http://privatelenderacademy.com/ for more information. And to be eligible for discounts and other pre-launch goodies like group coaching calls, then click on “Apply Now”

So, as I sign off I’d like to say in additional to self-awareness and mindfulness, I wish you safe and prosperous Private Lending.

I’ll catch you on the next episode.

-k

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PLP-131 Three Strategies for Private Lending with Less than $50,000