
Hosted by Opes Partners · EN

Why do so many people start investing… and then quit?In this episode, Ed and Andrew use a simple analogy – the gym – to explain why building wealth is less about knowledge… and more about behaviour. You’ll learn:Why people who go to the gym are the best investors 5 similarities between going to the gym and investing The one thing you should do NOW if you’ve been putting it off for yearsMain idea? Getting ahead financially isn’t about knowing more, it’s about sticking with the basics long enough to see results. The people who succeed aren’t perfect… they just don’t quit.And check out our list of the Top 10 Financial Advisers in NZFor more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

A developer says this property gets a 15.4% gross yield… but does it actually stack up?In this episode, Ed and Andrew break down a real-world Airbnb deal in Queenstown to show how headline numbers can look incredible... until you dig into the assumptions behind them. You’ll learn: How a 15.4% yield is calculated Whether the numbers check out… or are just a flat-out fabrication Why looking at net yield (not gross) gives a much clearer picture What this really comes down to: the numbers aren’t always wrong… but they’re often presented in a way that makes them look better than they are. If you don’t run the full calculation yourself, it’s easy to be misled.Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

If you own a cross-lease property… this could change everything.In this episode, Ed and Andrew break down a major Court of Appeal decision that’s been called the biggest shake-up to cross-lease rules in decades. You’ll learn: What the court changed and why the old rules were deemed “wrong in law” How does this impact your ability to renovate, extend, or rebuild Whether cross-lease properties could now become more valuableMain idea? It may now be easier to get consent from neighbours, but nothing is guaranteed yet. The ruling could still be appealed, and the practical hurdles (plans, surveys, council approvals) remain very real.Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

You’ve got a lump sum of money… and deep down, you know you’re going to spend it. So how do you stop yourself?In this episode, Ed and Andrew walk through 4 practical ways to “lock up” your money. You’ll learn:How to FORCE yourself not to spend moneyThe 4 levels of lockup – from easy to extremeWhy adding friction can stop impulse spending in its tracks The key takeaway? If you know your weak spots, you can design systems that protect your future… even when willpower runs out.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

“I’m waiting for prices to drop.” “I’ll buy when interest rates come down.” “I just need to do more research…”Sound familiar? In this episode, Ed and Andrew break down 12 real excuses Kiwis use to avoid investing. Some are valid. Most aren’t. You’ll learn:The most common excuses stopping people from investing Real reasons we’ve heard over the last 7 years How to tell the difference between a valid reason and a comfortable excuseThere will always be a reason not to start. The important thing is knowing whether you’re making a deliberate decision… or just delaying one.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Australia’s property market is booming… with some cities up 24% in a single year. So does that mean New Zealand is next?In this episode, Ed and Andrew break down what’s happening across the Tasman, and whether Kiwi house prices are likely to follow. You’ll learn: Which Australian cities are booming, and how fast prices are rising Why Australia’s market is recovering faster than New Zealand’s Whether NZ house prices actually follow Australia The key takeaway? There is a relationship between the two markets… but it’s not a guarantee. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

They started with $10k in KiwiSaver and a $50k income… and built a 3-property portfolio in 10 years.In this Case Study Sunday, Mike shares how he and his partner went from living with family and saving aggressively, to growing their income 4x and building a solid property portfolio.You’ll learn:How they went from a modest income to a $200k household income and three propertiesWhat they had to give up The mortgage strategies that helped them keep buying The key takeaway? Big results don’t come from one big move ... they come from consistency over time. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Got a big section and thinking about subdividing? In this episode, Ed and Andrew break down the real cost of subdivisions in New Zealand... and why so many people get it wrong.You’ll learn: How much does a subdivision really cost The full process from idea to new title (and how long it actually takes) The story of a 29-year-old who ran into major issues The key takeaway? Subdividing can work... but it’s not easy money. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Should you invest in property with your parents… or is that a mistake waiting to happen?In this episode, Ed and Andrew break down the real pros and cons of co-investing with family.You’ll learn:How buying a rental with your parents can STOP you from buying your first homeA real example of a $900k Auckland property to show how these deals actually work in practice4 alternative ways to structure support if co-investing isn’t right for you Investing with family can work, but only if you go in with your eyes open. The biggest risks aren’t the numbers… they’re the long-term consequences if things change. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Can you actually live on NZ Super… or is it not enough?In this episode, Ed and Andrew dig into what life really looks like on the pension. Some retirees say they’re getting by… others are struggling to make ends meet. So who’s right? You’ll learn: What NZ Super actually pays in 2026... and what that looks like week to week The real stories of retirees who say it’s not enough And those who say it’s actually manageableThe key takeaway? NZ Super isn’t one-size-fits-all. For some, it works. For others, it’s a struggle – which is why planning matters.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok