Podcast
The Property Couch
Hosted by Bryce Holdaway & Ben Kingsley · EN
Australia’s top property podcast for everyday investors who want real results, not hype.
Originally shaped by long-time hosts Ben Kingsley and Bryce Holdaway, The Property Couch has evolved into a new chapter led by Ben alongside the expanded Couch Crew. The foundations remain the same: practical frameworks, clear thinking, and real stories that help Australians make smarter decisions.
Backed by data, banter, and proudly anti-spruiker since 2015!
W: https://thepropertycouch.com.au/
53episodes
Episodes
Newest firstAll episodes
The #1 Thing That Wrecks Property | FUNdamental Fridays
4d ago00:09:38Tap to summarizeIn this Friday Fundamentals episode, Ben is joined by building inspector Paul Baker to unpack one of the most common causes of property damage:Water.It comes from everywhere — leaking gutters, under-slab plumbing issues, failed waterproofing, cracked grout, balconies, bathrooms, and more.And according to Paul, it’s behind the vast majority of the issues he sees in homes.This conversation breaks down why water causes so much damage, what warning signs buyers and owners should look out for, and why some “small” issues can turn into very expensive repairs if they’re ignored.If you’re buying, selling, renovating, or maintaining a property, this is a practical episode with real value.Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
Transcribe →
598 | Negative Gearing & CGT: Two Top Economists Cut Through the Budget Spin - Chat with David Robertson
5d ago01:03:34Tap to summarizeNegative gearing reforms. Capital gains tax changes. Trust adjustments. Housing affordability measures. Productivity promises. Beyond the latest Federal Budget headlines… what are the real consequences? This week, Ben is joined by David Robertson, Chief Economist, Head of Economic and Markets Research at Bendigo and Adelaide Bank, and Evan Lucas, Market Commentator, to unpack one of the most ambitious (and controversial) budgets in decades. Together they explore: 💰 What tax reform could mean for investors 📉 Will borrowing power and investor behaviour change? 📊 Could this create a two-tier property market? 🤖 Why AI and productivity may become Australia's next growth story Plus: the unintended consequences nobody seems to be talking about... It’s a sharp look into where Australia’s economy is heading with these tsunami reforms. Tune in now! FREE STUFF MENTIONED(FREE WEBINAR) Property Prices After Tax Reform: Fact vs Fiction With major changes to negative gearing and capital gains tax now on the table, what does this mean for property prices, investors, first-home buyers and renters? Join Ben LIVE as he cuts through the headlines to unpack the potential winners, losers and unintended consequences shaping Australia’s property market. 🗓 Tuesday, 26th May ⏰ 7:30pm AEST 👉 Register Free Here Mortgage Hacks Video Series Cashflow feeling tight? Ben’s got 6 short videos packed with practical mortgage hacks that could put hundreds of dollars back in your pocket every month. 👉 Listen now! Listen Evan’s Podcast: Exchanges with Evan Lucas Missed our thoughts on the 2026 Federal Budget? Listen to 597 | Federal Budget 2026: Are YOU a Winner or Loser? (Property Edition) LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
Transcribe →
The Interview: Sen. Andrew Bragg on the Property Tax Shake-Up
1w ago00:46:08Tap to summarizeBen Kingsley sits down with Senator Andrew Bragg, Liberal Senator and Shadow Minister for Housing and Homelessness, for a wide-ranging conversation on the future of housing, tax reform, productivity and Australia’s economic direction.In this special interview, they unpack the proposed changes to negative gearing and capital gains tax, the growing challenge of housing affordability, construction bottlenecks, energy policy, lending restrictions and what all of this could mean for everyday Australians trying to build wealth through property.They also explore whether Australia’s housing crisis is really a supply issue, how productivity and red tape are impacting new home construction, and why borrowing capacity rules may be creating unintended consequences across the property market. Plus, Ben asks the big question many investors are wondering right now: Will the proposed tax reforms actually improve affordability… or could they create a two-tier property market? If you want a deeper understanding of the policy debate shaping Australia’s property market, this is an episode you won’t want to miss. Free Stuff MentionedRegister for our upcoming webinar: Property Prices After Tax Reform: Fact vs Fiction 👇https://thepropertycouch.com.au/registernow Timestamps 00:00 – Introducing Senator Andrew Bragg00:59 – Early life, money lessons and investing03:30 – What Did the Budget Get Right?04:16 – Shovel-ready housing and infrastructure05:19 – Housing supply, migration and skills shortages06:45 – Redistribution vs aspiration08:31 – Productivity and building more homes11:15 – Could a Simpler Building Code Help Build More Homes?13:52 – Modular homes, tiny homes and cheaper builds16:10 – Will banks finance alternative housing?17:58 – Lending rules, APRA and borrowing capacity18:31 – Investors competing with first home buyers22:20 – How Do We Fix Australia’s Energy Problem?25:09 – AI, data centres and economic growth26:46 – Negative gearing and CGT changes28:38 – Will the reforms help first home buyers?30:40 – Could this create a two-tier property market?31:04 – Housing fairness or revenue raising?33:20 – Negative gearing as a “moment in time”34:14 – Who really gets locked out?36:19 – Capital gains tax and younger Australians39:55 – Quick-fire housing questions40:50 – One housing reform to pass immediately42:06 – Ben’s final reflections43:45 – Upcoming webinar: Property Prices After Tax ReformLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
Transcribe →
Why Evan Lucas Thinks Super Could Be Key For First Home Buyers | FUNdamental Fridays
2w ago00:10:48Tap to summarizeIn this Friday Fundamentals episode, Ben is joined by Evan Lucas to unpack a bold policy idea for first home buyers.Evan’s hill to die on?Australia should use a super-like system to help people save for their first home deposit.Instead of relying on grants, 5% deposit schemes, or capped first home buyer programmes, he argues that the super infrastructure already exists and could be used much more effectively to help people build real deposit savings from the moment they enter the workforce.The conversation explores how the model could work, why saving a deposit remains one of the biggest barriers to home ownership, and the pros and cons of linking long-term retirement savings with first home access.It’s a big idea — and one that’s guaranteed to spark opinions.What do you think? Got your own hill to die on? Send it through here: https://thepropertycouch.com.au/topics/LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
Transcribe →
597 | Federal Budget 2026: Are YOU a Winner or Loser? (Property Edition)
2w ago01:11:08Tap to summarizeThe 2026 Federal Budget just changed the property landscape... and not in the ways most people expected.Recorded the day after the announcement, this special emergency episode brings Bryce back to the couch with Ben for an unfiltered, fast-thinking breakdown of what actually happened and what it means for property investors.Negative gearing has changed. CGT treatment has shifted. Regional markets are exposed. And as Bryce puts it: "Location now does 90% of the heavy lifting."In this episode, they unpack:The unintended consequences already taking shapeWhat these changes actually mean for investors (beyond the headlines)Whether affordability for first-home buyers will genuinely improveWhy rents could rise further (not fall)Which markets are most at risk right nowAnd the clear-headed question every investor should be asking: what do I do next?This is just the start of our Budget analysis. Deeper economic unpacking is coming in future episodes but if you want to understand the lay of the land before the dust settles, start here.FREE STUFF MENTIONED(FREE WEBINAR) Property Prices After Tax Reform: Fact vs FictionThe Federal Budget has landed… and with it, major changes to negative gearing and capital gains tax, but what does this actually mean for property investors? In this LIVE webinar, Ben uncovers what this means for property prices, investors, first-home buyers and renters across Australia. 🗓 Tuesday, 26th May ⏰ 7:30pm AEST👉 Register Free HereHow To Retire On $3K A Week 📘 The evergreen investing framework Ben & Bryce reference throughout this episode. Learn the long-term principles behind building financial peace through property and money management. 👉 Get Your Free Copy TodayLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
Transcribe →
High-Stakes Negotiation Tips from the FBI | Throwback Tuesdays
2w ago00:07:53Tap to summarizeTPC Gold has a new name… say hello to Throwback Tuesdays 👋Same timeless property investing insights from the archives, just with a fresh new label. In this one, former FBI hostage negotiator Chris Voss explains why silence creates uncertainty… and uncertainty creates anxiety.Bryce, Ben and Chris unpack how regular communication builds trust, why even “there’s no update yet” can be reassuring, and how these lessons apply to property, business and everyday negotiations.For the original episode, tune in here: Episode 457 | FBI Hostage Negotiation Masterclass on Why You Should Never Split the Difference.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
Transcribe →
Is It ACTUALLY Harder for First Home Buyers Today? | FUNdamental Fridays
3w ago00:08:22Tap to summarizeWelcome back to The Hill I’ll Die On, our Friday mini-series where we unpack big questions from the community.This week, Shane and Luke tackle a topic that sparks plenty of debate:Is it actually harder for young people to buy property today — and is it someone else’s responsibility to fix it?They explore the gap between income and property prices, the impact of changing economic conditions, and why expectations around first home ownership may need to shift.At the same time, they discuss the importance of starting somewhere, making compromises, and focusing on what’s achievable rather than ideal.It’s a balanced, honest conversation that cuts through the noise and gets to the heart of what matters for first home buyers today.Content mentioned in this episode here 👉 593 | How to Buy a Home (The Right Way) - Part 1Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
Transcribe →
596 | Should I Sell My Investment Property or Hold? Here's How to Decide - Q&A Day
3w ago00:54:33Tap to summarizeWhat if the biggest property mistake isn’t what you buy… but what you do next?In our latest Q&A episode, Ben K is joined by Couch Crew Polly & Ben T (Fellow QPIAs) to unpack three real investor dilemmas that don’t have easy answers:🏡 A regional property surges 60%… do you cash out or stay in?💰 Sell an investment to eliminate your home loan… or keep building wealth?👯 Combine forces to buy better… or go solo and keep control? This episode breaks down:The difference between market value vs fair valueWhy timing matters more in regional marketsThe hidden costs most investors overlook (insurance, tax, friction)And the question that matters most:What job is this property actually doing for you?Because in the end… The best decision isn’t the one that looks smartest on paper, it’s the one that aligns with your life. Listen now! P.S. 🚨 Bryce is BACK next week!The Federal Budget is dropping… and Ben & Bryce will be back on the couch together for a special edition episode to unpack the BIG changes impacting property owners, investors and your money. 💥 FREE STUFF MENTIONED💸 Mortgage Hacks Video Series Cashflow feeling tight? Ben's got 6 short videos packed with practical mortgage hacks that could put hundreds of dollars back in your pocket every month. 👉 Listen now! 📱 The Moorr App: Free to DownloadWe're closing in on 100,000 downloads and we're now the #1 rated money management & budgeting app on iOS. Asset tracking, automated transactions, property research; and did we mention it's free? 👉 Harness the latest money management tools and systems🎙️ Regional Property Webinar.We've got a follow-up webinar dropping post-Federal Budget. Watch this space...LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
Transcribe →
(LIVE) RBA May 2026 | Why This May Not Be the Last Rate Hike
3w ago01:20:24Tap to summarizeThe RBA just hiked again... and this time it wasn't even close. Eight members voted to raise the cash rate to 4.35%. Only one dissented. Ben Kingsley and economist Evan Lucas break down what the 8-1 vote really signals, why the RBA's own forecasts should worry you, and what Ben means when he says "winter is coming for the Australian economy." 💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
Transcribe →
The HECS Trick That Could Boost Your Borrowing Power by $100K!!! | FUNdamental Fridays
4w ago00:08:47Tap to summarizeWhat if one simple move could put an extra $662 back in your pocket every month… and potentially boost your borrowing power by up to $100,000?In this Friday Fundamentals episode of The Property Couch, Ben Kingsley sits down with tax specialist Danish Ahmed to unpack a time-sensitive HECS/HELP strategy that many Australians don’t even realise exists.With indexation approaching on June 1, this episode walks through a real-life scenario showing how paying down your HECS debt early could help you avoid extra charges, unlock a tax refund, improve your monthly cash flow, and significantly increase your borrowing capacity if you’re planning to buy property.But timing is everything — and missing this window could mean leaving money on the table.If you’ve got a HECS or HELP debt, this is one episode you don’t want to scroll past.Want us to cover your scenario? Submit your question here: https://thepropertycouch.com.au/topics/⏱️TIMESTAMPS00:00 – The $662/month HECS hack explained00:28 – Why this strategy is time-sensitive00:56 – Real example: $120K income + HECS debt02:51 – How indexation impacts your debt04:09 – Unlocking $662 in monthly cash flow05:00 – Boosting borrowing power by $80K–$100K06:08 – Why you must act before June 107:39 – Key takeaways and next steps#ThePropertyCouch #HECS #HELPDebt #BorrowingPower #PropertyInvesting #MoneyManagement #PersonalFinance #AussiePropertyLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
Transcribe →