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Gemma Spike
This is an iHeart podcast. Guaranteed Human Ever been at the pharmacy counter and your mind goes blank when the pharmacist asks you any questions? That is why you need to listen to beyond the Script from CVS Pharmacy and iHeartMedia starting January 14th. Hosted by Dr. Jake Goodman, each episode features real conversations with CVS pharmacists, the health expert you probably see the most breaking down the questions you wish you'd asked from which medications might not mix well to what vaccines do I need for my next big trip? They'll bust myths, decode trends and share practical advice you can actually use. Listen to beyond the script on the iHeartRadio app, Apple Podcasts or wherever you get your podcasts.
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Support for the show comes from Public, the investing platform for those who take it seriously. On Public, you can build a multi asset portfolio of stocks, bonds, options, crypto and now generated assets which allow you to turn any idea into an investable index. It all starts with your prompt. From renewable energy companies with high free cash flow to semiconductor suppliers growing revenue over 20% year over year, you can literally type any prompt and put the AI to work. It screens thousands of stocks, builds a one of a kind index and lets you back test it against the S&P 500. Then you can invest in a few clicks. Generated assets are like EFTs with infinite possibilities, completely customizable and based on your thesis, not someone else's. Go to public.com podcast and earn an uncapped 1% bonus when you transfer your portfolio. That's public.com podcast paid for by Public Investing Brokerage Services by Open to the Public Investing Inc. Member FINRA SIPC Advisory Services by Public Advisors, llc. SEC Registered Advisor Generated Assets is an interactive analysis tool. Output is for informational purposes only and is not investment recommendation or advice. Complete Disclosures available at public.comDisclosures want to sell your car your way?
Gemma Spike
Who wouldn't?
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Gemma Spike
Hello my lovely listeners. By now you know the more knowledge we have about ourselves and the way our bodies work, the More empowered and in control we are. And this is also true when it comes to our sexual health and what to do after unprotected sex. That's where plan B comes in. It's emergency contraception with no age requirement that helps prevent pregnancy before it starts. And because it works by only temporarily delaying ovulation, it won't impact your ability to get pregnant in the future. We love a backup plan that puts us in control because the more we know, the more power we have. Learn more@planb1step.com and users directed. Hello everybody. I'm Gemma Spike, and welcome back to the psychology of your 20s, the podcast where we talk through the biggest changes, moments and transitions of our 20s and what they mean for our psychology. Hello, everybody. Welcome back to the show. Welcome back to the podcast. It is so great to have you here back for another episode as we break down the psychology of our 20s. Today's episode is cutting right to the heart of so much of our fear and our doubt in our 20s. What if I regret the decisions I'm making right now? Or what if I regret the decisions I'm not making? At the heart of, I think every DM I get, every discussion I have with you guys, the listeners, but with my friends, on dating, on jobs, on money, moving, health, health, whatever it is, at the center of all that is a deep fear of regret. There is like this vision we sometimes have in our mind of us looking back in 30 years, looking back at this moment and thinking here it is like, this is the moment. This is the decision I can pinpoint for me for when it all went wrong. No doubt about it. This fear of, like, is this the moment that I realized, like, I messed up in the future? That fear is so amplified in our 20s, almost counterintuitively, because we actually often have so many opportunities and so many doors open and so little room for regret at this point and so much future ahead of ourselves. But it's. It's ironic, but it creates this constant pressure to not mess it all up, despite just being at the start. So in this episode, I want to do a psychological deep dive into what actually drives regret, what people regret the most, how to manage it when it does show up, and why. I actually think regret is one of the most motivating emotions we can actually access as we plan for our futures. So without further ado, let's get into the psychology of regret. When we talk about regret, what are we actually talking about that's really important for us to understand? Regret is sadness. It's Disappointment, embarrassment. It's a sad mix of all those things, but I think it's mostly rooted in grief, to be honest. Grief over a life path we could have lived and the stories we could have made and the stories that we do make up about that life path. That it's better that it's happier that we didn't get to. That we didn't get to have this. What if that is attached to every single regret? What if I had done this? What if I hadn't Is probably the most important part of it. When we look at regret under, like an emotional microscope, there are essentially two key ingredients. One of them is exactly what we're talking about. It's referred to as counterfactual thinking. Counterfactual thinking is basically the brain's game of what if you mentally go over an event, you imagine it a million different ways, one of them is obviously going to be better. There's the life that's actually happened, and then there's the alternative reality that you play in your head. The versions where you said yes instead of no. You stayed instead of left, you spoke instead of staying quiet. Researchers call these counterfactuals literally alternatives to the facts. They can go in two directions. In a downward counterfactual, you imagine how it could have been worse. Like, honestly, that could have gone horribly if I hadn't left when I did. That could have really been a disaster for me. In upward counterfactuals, though, you imagine a better outcome than the one you got. If only I'd revised properly, I could have passed that exam and then I would have a better job than I do now and I'd be making more money and I'd be happier. Or if I'd only reached out to my friends more, maybe I'd be less lonely. Maybe my life would feel like it had more meaning. It's the upward ones that hurt. But counterfactuals aren't the only element here. You might think, you know, if the weather had been better, that holiday would have been amazing, and you feel a little bit annoyed and disappointed. That isn't regret. The missing piece here that we're seeing in these examples is self blame. You can have counterfactuals, but if you don't blame yourself, you don't have regret. Regret is what happens when you look at that better imagined outcome, that upward counterfactual, and you think, okay, that was on me, like, that was my fault. Studies on this show exactly that. Imagining a better outcome is one thing. When you tie that better Outcome directly to your own actions. Those evaluations become really bitter and they become really painful. For example, a study from 2018 from researchers at the University of New England. They looked at a sample of over 140 individuals and they asked them to complete a survey of about symptoms of depression, symptoms of anxiety. And then they also had them rank and rate past regret and regret intensity and how much they had to say or they had the opportunity to correct that situation. What the researchers found was that having greater regret did not correlate to being more depressed or unhappy. Having greater regret that you blamed yourself for and that you felt like you could have done something about that was where mental health went bad, or depression really began to crop up more frequently in the participants. So what exactly do people regret the most? You may remember I did a full episode on this a while back titled the 20 Regrets People have about their 20s. I asked 5,000 people, what is the thing you regret the most about your 20s? And biggest answers were, number one, focusing too much on romantic love or staying in an unsuitable relationship for too long. Number two, worrying too much about what others thought of me. Number three, not fighting more for friendships, Number four, not investing sooner. And then another big theme, not going to college, but equally going to college. We heard a similar number for both. Go and listen to that full episode if you want the entire list, the full 20, because it's honestly so fascinating what we found. But that was just for our 20s. That was just for this decade. If you were to ask a room full of people of all ages what they regret about life in general, some clear patterns do actually appear and become pretty consistent. Researchers from the University of Illinois published a meta analysis of this very thing. They looked at 11 studies where people talked about regret, and they analyzed it to figure out what the biggest themes were. They then ranked them in terms of most regret to least regret. Across all samples. All of these studies, the top six regrets were education, number one, career, romance, parenting, identity, and then leisure. So above all else, education was, interestingly, the thing that people regretted the most, mainly for not pursuing more of it. Daniel Pink, the author, actually went further into this with his World Regret survey. He turned this into a book, the Power of Regret. It was released in 2022 when he sorted through, and I think it was like 16,000 people's regrets from more than 100 countries. What he found was that it wasn't a specific thing. We might say education is the biggest, but actually what he found is there's categories, four big categories of regrets, foundation regrets, number one, that is where education comes down comes to. So not building stability, not pursuing an education, not taking care of finances. Your health foundation. Regrets number one, boldness Regrets number two, so not being brave enough, not taking chances. Moral regrets were number three, not acting in line with your values, doing something that you felt hurt other people. And number four was connection regrets. So letting relationships wither or break down or not pursuing the person you really cared about. There's a phrase he says in the book that I love Most people actually ended up regretting what they felt they had the greatest opportunity to change. They didn't regret the stuff that was totally out of their control. You know, the person who didn't love them back, the friend who just was never going to be on their team. But the moments where, you know, if they were honest, they had some power and they didn't use it, that was where a lot of the pain lay. They could have chased after that person. They could have bet on themselves. They could have started the business. They could have gone and gotten that education. That is the stuff that left the greatest impact. And I think that for people in their 20s, that's both a sobering and strangely empowering thought. It means that our regrets cluster around our sense of agency and knowing that is actually really essential. And it's a vital takeaway if one of your goals is to avoid regret in the future. I want to explain exactly why. After this short break, Ever been at the pharmacy counter and the pharmacist has asked you, do you have any questions and your mind suddenly just goes blank? That's exactly why you need to listen to beyond the Script from CVS Pharmacy and iHeartMedia starting January 14th. Hosted by Dr. Jake Goodman, this podcast brings you real conversations with CVS pharmacists, the health experts you probably see the most answering the questions you wish you'd asked sooner, like which medications might not mix well, what vaccines should you get before your big overseas trip? Even those questions you are sometimes a little bit too embarrassed to say out loud. Each episode busts myths, decodes health trends, and gives you practical, trustworthy advice straight from the people behind the counter. No white coats, no lectures. Just real talk, real answers, and maybe a few laughs. Listen to beyond the script on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. If anyone understands how chaotic life can get and how important flexibility is with your finances is, it's me. Especially as someone who was self employed. Some months are stacked, some months are not. That's why the Klarna card is such a smart tool for me. It's a debit card that lets you decide how to pay upfront like a normal debit card, or plan ahead to pay later. Choose how you want to pay before you buy so you're spending with purpose and staying in control. The Klarna card works anywhere Visa is accepted and there is no credit impact. To apply, sign up for the Klarna card by downloading the Klarna app or learn more@klarna.com US Klarna card Klarna Card Pay Later Plans issued by Webbank Deposits in your balance account are held at Webbank. Member FDIC anywhere Visa is accepted. Certain merchant products, goods and services restrict and supply. Some merchants do not accept virtual cards. Physical card only included with the paid Klarna membership plan.
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Support for the show comes from Public, the investing platform for those who take it seriously. On Public, you can build a multi asset portfolio of stocks, bonds, options, crypto and now generated assets which allow you to turn any idea into an investable index with AI. It all starts with your prompt. From renewable energy companies with high free cash flow to semiconductor suppliers growing revenue over 20% year over year, you can literally type any prompt and put the AI to work. It screens thousands of stocks, builds a one of a kind index and lets you back test it against the S&P 500. Then you can invest in a few clicks. Generated assets are like EFTs with infinite possibilities, completely customizable and based on your thesis, not someone else's. Go to public.com podcast and earn an uncapped 1% bonus when you transfer your portfolio. That's public.com podcast paid for by Public Investing Brokerage Services by Open to the Public Investing Inc. Member FINRA SIPC Advisory Services by Public Advisors, llc. SEC Registered Advisor Generated Assets is an interactive analysis tool. Output is for informational purposes only and is not investment recommendation or advice. Complete Disclosures available at public.comdisclosures hello my lovely listeners.
Gemma Spike
By now you know the more knowledge we have about ourselves and the way our bodies work, the more empowered and in control we are. And this is also true when it comes to our sexual health and what to do after unprotected sex. That's where Plan B comes in. It's emergency contraception with no age requirement that helps prevent pregnancy before it starts. And because it works by only temporarily delaying ovulation, it won't impact your ability to get pregnant in the future. We love a backup plan that puts us in control because the more we know, the more power we have learn more@planb1step.com users directed I think in our 20s we definitely may have regrets. We may have a few regrets. Like, you know, I regret how I treated that friend. I regret not taking that job. But most of how we experience regret is our future fear of it and wanting to ensure we have as little of it as possible. That is why I think personally, people love those lists. The lists I was just talking about of the greatest regrets. We love them so much because they're like this guide, right? The irony is though, the more you think about what you may or may not regret, the more you analyze it, the more you actually let that influence your decision making and the more likely you are actually going to make decisions that you regret more or not make a decision that you regret. Why is this? Why? Because it's artificially increasing the stakes for any and all decisions you make if you have this lingering fear that it's going to be the wrong one. And so that fear and that assessment of regret, and whether this has potential for regret or not, constantly interrupts your ability to trust your instincts. A lot of us live in what we call pre regret. You haven't made the decision yet, but you're already imagining that it's the wrong one or how you might feel if you chose the wrong thing. You are lying in bed thinking already, you know, you haven't taken the job. But if I take the job and I hate it, I'm never going to forgive myself. But if I don't take the job and it actually ends up being great, I'm never going to forgive myself either. So which one am I going to do? This one? That one? This one? That one? And then you basically do nothing. What's actually happening there with with this scenario is that you haven't chosen the job yet. Nothing in your actual life has changed. You have no knowledge of whether it's going to be good or bad. You have made this pre assessment or this prejudgment that has influenced the decision before you've even given yourself a chance. You haven't taken the job, or you know, you haven't moved, you haven't quit, you haven't said the thing you want to say. But emotionally you're already and have already lived through all of these worst case scenarios. The more you let yourself ruminate on these scenarios, on the worst case scenario, the more you believe that it's going to come true. This is a cognitive bias we call the availability heuristic. Essentially, we inaccurately judge how likely something is to Happen simply based on how easy it is for us to recall. And of course the emotionally salient disaster regret scenarios your brain is cooking up for you, they are going to be the easiest ones to recall. They are going to be the most prominent because they are the most emotional. The danger here is that you spend so long thinking again or trying to out think regret, you do not move, you do not act. This is the paradox of the perfect decision. The more you chase a perfect decision, one that is, I guess that guarantees like permanent emotional comfort, the harder it becomes to do or to choose anything at all. Because the worst case scenario, the regret based scenarios, all those things your brain creates, like you cannot release them, I've been there so many times you tell yourself you're just being careful. You tell yourself like, hey, I'm just waiting. I'm just waiting till I'm 93% sure. When you could have made the decision, when you were 51% sure and you would have still felt as conflicted as you do now. And I'm sorry to be the bearer of bad news, but that the perfect decision doesn't exist anyways. 100% certainty only exists in hindsight. Every real choice comes with trade offs, it comes with losses, comes with gains as well. Trying to find the perfect option that is never going to hurt you, is never going to give you regret, means you are going to stay in situations that you have outgrown. What I can say though is that even if the worst case scenario happens, it is often never as bad as we emotionally predict it to be. This is where effective forecasting comes in. It is the human habit of trying to predict how we feel in the future and getting it very, very wrong. When it comes to regret, our forecasts are us wildly pessimistic. So we end up organizing our whole lives around an emotion we're probably not actually going to feel. We don't necessarily even fear regret. We fear an exaggerated imagined version of regret that is a projection of our deep fears and insecurities and everything going wrong, when actually that very rarely happens. What we also know from the research is that the easiest way again to avoid regret is to actually take take any kind of action in any direction, even if you don't know for sure it's going to be the right one. Take for example the 1997 paper on regret and self discrepancy theory. What researchers found in their research assessing the regrets of thousands of people is that 24% of regrets were about things people did do. 76% of regrets were about the things they didn't do. What they realized is that there are two types of regrets. Action regrets and inaction regrets. Inaction regrets, they are far more common. So if you want to avoid regret, overthinking is not going to do anything. Making a decision will make any decision, any decision at all. The only way out of the paradox isn't to lower your standards so much as to tell yourself the truth. There is no decision that will absolutely protect me from regret. At some point I will wish I had known what I do know now. But if I make a choice, my chances of that are going to be a lot less. So if you are currently in a state of regret, you regret something you did or didn't choose in the past. I also want you to recognize that the option you're currently living in is. Is the real one. And it is full color and it is complicated and it has good days and bad days and awkward conversations and admin and loneliness and traff. Like that is the real thing that is happening to you. The option you didn't choose, that you are torturing yourself with, believing that it was the better one, that only lives in your head and what it is in your head is not real. As much as what hasn't happened yet can be convincingly very, very terrifying. What we expected to happen that didn't can be convincingly flawless. You see yourself in that other city with instant friends and a cool flat and you're not struggling with paper or a visa, and you're not missing home or you're not missing your dog. You see yourself in the other relationship and the relationship you tried one more time to make work, and you're laughing now and you're not arguing about money anymore, blah, blah, blah, blah, blah. You're comparing reality, your messy real life, to something that is just completely like, just buffed of all badness. And you think that those things are equally probable. And you think that the one that you're imagining could have happened. That is not true. No one's life is perfect the way that we are imagining it. I think another useful reframe to stop fearing regret is to also understand when in our lives regret has maybe actually saved us. We've mostly talked about how regret hurts. I don't hear people talk about how it can protect you. You regret missing that travel opportunity with your friends. You know what that means. You're not going to miss out again. You regret how you treated that friend when you were 21, that you ghosted them, that you didn't come through with your promises that self blame and pain is going to make you a better friend in the future. You regret not spending more time with your grandparents as your parents get older. You're not going to make the same mistake. In that way, regret functions a bit like a bruise on your moral skin. You bump up against a lie you didn't know was there and it hurts. And afterwards you remember that you move a little bit more carefully. Don't keep walking into the same sharp corner in quite the same way. It's not that you never make mistakes again, obviously you do, but you rarely make the exact same one at the same level because regret has taught you an important lesson. When you are tempted to see regrets as proof that you're a disaster or that something has failed, it's worth zooming out. Some of the qualities you like most about yourself now. The care you take with people, the risks, the risk mindset you have are probably shaped by very old painful moments where you didn't know regret hurts. It's also been steering you away from becoming a version of yourself you probably wouldn't be able to live with either. Now there are some regrets for which this is simply not going to make us feel better. Nothing came from it. We didn't learn anything. It's made your life worse. Sadly, that is the case sometimes, then it might be simply worth looking at how we can live with the facts of what happened. One of the hardest but most important cognitive skills I think we can master, and I'm yet to master it. I'm being optimistic. I wish I could, but it's acceptance. Accepting that this happened, regret will happen. Such as the flow and intricacies of life and not having not being able to predict the future. You don't have to put a positive spin on it, you don't have to turn it into an opportunity, but you have to be willing to acknowledge that yeah, it happened and there's nothing you can change it and you can go forward anyways. I'm not going to ignore the fact that I don't like it. I wish it were different, but this is the reality that I'm facing. As long as you are mentally replaying the past, trying to get a different outcome, you stay locked in a kind of mental argument with yourself that you're never going to win and you will never be able to move forward from. Regret in that moment just paralyzes you further. It reduces any ability you have to change. It's also important to note that what's happening there in that moment where you just Ruminate on everything you could have done differently is its own kind of cognitive bias. It's called hindsight bias, the tendency to believe that past actions should have been obvious or avoidable given what you know now. We all know that's not true. For every scenario your brain may have cooked up for you of how this could have gone, good or bad, and for all that predictive value you think your brain has, there's always going to be an option that you didn't think of. And it's probably the option that happened because again, you can't predict the future. And that is why radical self compassion is so important. You've made a mistake, you have a deep regret about something, you're not sure if you can move past it. Having radical self compassion in that moment is not an attempt to excuse the behavior or to change it. It's just the tone you take with yourself when you think back on it. When I think about regrets I have, I always go back to the professor, Kristin Neff's model of self compassion. She defines it as comprising of three components. Self kindness. Responding to personal failure with care rather than harsh judgment. Common humanity. Recognizing that anybody else could have made the same mistake or have a similar regret to you and what you're experiencing. And also mindfulness. Just holding painful thoughts and emotions in balanced awareness with other more positive thoughts, not over identifying with them. Not saying that because I made this mistake, because I didn't make this choice, this is who I am for the rest of my life. Just acknowledging that they are part of your life the way many more magical parts are as well. Importantly, this research consistently shows having that kind of respect and relationship to regret doesn't reduce accountability. It doesn't reduce moral standards. It actually means you're more likely to take responsibility. You're more likely to apologize, to want to change. And again, it actually reduces future likelihood of encountering a similar situation. Acting in the same way and doubling your regret. As we wrap up this episode on the psychology of regret, I want to say it is impossible to live without regret. It is one of those emotional scars we all get as humans. The same as heartbreak, same as grief. It also reflects the fact that we get choices and that we have agency and that we have things that we care about. I've been trying to do this thing lately for every emotional thing or event I fear or that I think is bad or that I don't enjoy. Like regret, I imagine what life would be like without it. Like if regret was an emotion we just couldn't feel or we could opt out of or we didn't have access to. Would that be better? And honestly, I actually think the world would be way worse. People would be terrible to each other because they wouldn't have regrets about it. And again, I think we wouldn't have the agency we have over our lives now is a worthy price to me, you know, that I am able to regret because I have choices. If I didn't regret, I wouldn't have choices and I wouldn't have the freedom to choose. And that in itself is a blessing. So that is my final takeaway message from this episode. Not to be, you know, not to be too toxically positive. But yeah, how can we see regret as maybe an asset rather than a weakness at times? If you enjoyed this episode, I would really recommend you go and listen to our episode on the 20 biggest regrets people have in their 20s. That full list is incredible. And so much effort went into that episode and there's so much to learn, especially if you like knowing what kind of themes regret clusters around in order to avoid it yourself. If you have made it this far as well. Thank you for listening. You have made it to our secret question of the episode. What's something you actually thought you would regret but didn't? Leave a comment down below. And as always, thanks for tuning in. Thank you to our researcher Libby Colbert for her contributions to this episode. Make sure you are following us on Instagram at that psychology podcast and subscribed wherever you are listening right now. Until next time, be safe, be kind, be gentle with yourself. Thank you for tuning in. We will talk very, very soon. Ever been at the pharmacy counter and the pharmacist has asked you, do you have any questions and your mind suddenly just goes blank? Think that's exactly why you need to listen to beyond the Script from CVS Pharmacy and iHeartMedia starting January 14th. Hosted by Dr. Jake Goodman, this podcast brings you real conversations with CVS pharmacists, the health experts you probably see the most answering the questions you wish you'd asked sooner, like which medications might not mix well, what vaccines should you get before your big overseas trip? Even those questions you are sometimes a little bit too embarrassed to say out loud. Each episode busts myths, decodes health trends, and gives you practical, trustworthy advice straight from the people behind the counter. No white coats, no lectures. Just real talk, real answers, and maybe a few laughs. Listen to beyond the script on the iHeartRadio app, Apple Podcasts, or ever you get your podcasts. If anyone understands how chaotic life can get and how important flexibility with your finances is. It's me, especially as someone who was self employed. Some months are stacked, some months are not. That's why the Klarna card is such a smart tool for me. It's a debit card that lets you decide how to pay upfront like a normal debit card, or plan ahead to pay later. Choose how you want to pay before you buy so you're spending with purpose and staying in control. The Klarna card works anywhere Visa is accepted and there is no credit impact. To apply, sign up for the Klarna card by downloading the Klarna app or learn more@klarna.com US Klarna card Klarna Card Pay Later Plans issued by Web bank deposits in your balance account are held at Webbank. Member FDIC Anywhere Visa is accepted. Certain merchant products, goods and services restrict and supply. Some merchants do not accept virtual cards. Physical card only included with the paid.
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Klarna membership plan Support for the show comes from Public, the investing platform for those who take it seriously. On public, you can build a multi asset portfolio of stocks, bonds, options, crypto and now generated assets which allow you to turn any idea into an investable index with AI. It all starts with your prompt. From renewable energy companies with high free cash flow to semiconductor suppliers growing revenue over 20% year over year, you can literally type any prompt and put the AI to work. It screens thousands of stocks, builds a one of a kind index and lets you back test it against the S&P 500. Then you can invest in a few clicks. Generated assets are like EFTs with infinite possibilities, completely customizable and based on your thesis, not someone else's. Go to public.com podcast and earn an uncapped 1% bonus when you transfer your portfolio. That's public.com podcast paid for by Public Investing Brokerage Services by Open to the Public Investing Inc. Member FINRA SIPC Advisory Services by Public Advisors llc SEC Registered Advisors Generated Assets is an interactive analysis tool. Output is for informational purposes only and is not investment recommendation or advice. Complete Disclosures available at public.comdisclosures hello my lovely listeners.
Gemma Spike
By now you know the more knowledge we have about ourselves and the way our bodies work, the more empowered and in control we are. And this is also true when it comes to our sexual health and what to do after unprotected sex. That's where Plan B comes in. It's emergency contraception with no age requirement that helps prevent pregnancy before it starts. And because it works by only temporarily delaying ovulation, it won't impact your ability to get pregnant in the future. We love a backup plan that puts us in control because the more we know, the more power we have. Learn more@planb1step.com users directed hello my lovely listeners. By now you know, the more knowledge we have about ourselves and the way our bodies work, the more empowered and in control we are. And this is also true when it comes to our sexual health and what to do after unprotected sex. That's where Plan B comes in. It's emergency contraception with no age requirement that helps prevent pregnancy before it starts. And because it works by only temporarily delaying ovulation, it won't impact your ability to get pregnant in the future. We love a backup plan that puts us in control because the more we know, the more power we have. Learn more@planb1step.com users directed Janice Torres here.
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Episode 374: The Psychology of Regret
Host: Jemma Sbeg
Date: January 12, 2026
Podcast: iHeartPodcasts – The Psychology of Your 20s
In this introspective episode, host Jemma Sbeg explores the complicated emotion of regret—specifically as it manifests in your 20s. She dives into the psychological mechanisms that create regret, the types of regret most commonly experienced at this life stage, and offers actionable insights on how to manage and even embrace regret as a motivator for growth. Jemma balances scientific research with personal anecdotes and audience insights, aiming to swap the paralyzing fear of regret for a more compassionate, empowered approach.
[03:21]
"What if I regret the decisions I’m making right now? Or what if I regret the decisions I’m not making?"
[04:37]
"Regret is what happens when you look at that better imagined outcome… and you think, okay, that was on me, like, that was my fault." – Jemma ([06:56])
[08:00]
“Most people actually ended up regretting what they felt they had the greatest opportunity to change.” – Jemma ([11:52])
[16:54]
“A lot of us live in what we call pre-regret. You haven’t made the decision yet, but you’re already imagining that it’s the wrong one…” – Jemma ([17:38])
“100% certainty only exists in hindsight. Every real choice comes with trade-offs, comes with losses, comes with gains as well.” – Jemma ([20:44])
[22:24]
“Overthinking is not going to do anything. Making a decision will—any decision at all.” – Jemma ([23:10])
[25:56]
“Regret functions a bit like a bruise on your moral skin. You bump up against a lie you didn’t know was there and it hurts. And afterwards you remember that you move a little bit more carefully.” – Jemma ([27:05])
[29:45]
“Having radical self-compassion in that moment is not an attempt to excuse the behavior or to change it. It’s just the tone you take with yourself when you think back on it.” – Jemma ([32:49])
[34:00]
“If I didn’t regret, I wouldn’t have choices and I wouldn’t have the freedom to choose. And that in itself is a blessing.” – Jemma ([34:20])
“What’s something you actually thought you would regret but didn’t?” – Jemma ([34:40])
On the pain of regret:
“Regret is sadness. It’s disappointment, embarrassment. It’s a sad mix of all those things, but I think it’s mostly rooted in grief, to be honest. Grief over a life path we could have lived and the stories we could have made…”
– Jemma ([03:44])
On decision paralysis:
“The more you chase a perfect decision—one that guarantees permanent emotional comfort—the harder it becomes to choose anything at all.”
– Jemma ([19:33])
On the limits of preempting regret:
“Trying to outthink regret doesn’t work. Making a decision will.”
– Jemma ([23:10])
On regret’s value:
“Would life be better without regret? Honestly, I think the world would be way worse. People would be terrible to each other because they wouldn’t have regrets about it.”
– Jemma ([34:13])
Jemma’s approach is conversational, warm, and deeply compassionate. She pairs scientific insight with relatable analogies and candid admissions of her own experiences. Throughout, she emphasizes empathy and self-forgiveness, inviting listeners to see regret not as something to be feared or avoided, but as a sign of a meaningful, conscious life.
This summary captures the heart and insights of the episode, making it a valuable reference for anyone who wants to understand the psychology—and potential utility—of regret in shaping a meaningful life in your 20s and beyond.