Dave Ramsey (2:08)

Okay. So they've been able to do that.

Brady (Caller) (2:09)

I hope they have.

Dave Ramsey (2:11)

Okay, cool. And if you were traveling, you were in another city, you were there for weeks on end, were you not? Before. Before December?

Brady (Caller) (2:19)

Yes, sir. Correct.

Dave Ramsey (2:20)

So if you're in XYZ City with the family. Yeah. If you're in XYZ City for four or five weeks with the family, the in laws could Come there.

Brady (Caller) (2:29)

Right. I agree. Yeah.

Dave Ramsey (2:31)

So I think the in laws are the. They have their own.

Rachel Cruze (2:34)

Yes.

Dave Ramsey (2:35)

Have their own issues.

Rachel Cruze (2:35)

I don't think his question was about the in laws.

Dave Ramsey (2:37)

Well, he did. They have accused him of being greedy. I think that's between the lines.

Rachel Cruze (2:41)

Oh, is that what it is?

Brady (Caller) (2:43)

Not verbally, but, you know, it's one of those things you can't.

Dave Ramsey (2:47)

Yeah, we don't get. It's not convenient for us to come see the kids when we want to, the way we want to, because of the way you work. So we're going to run down the way you work.

Brady (Caller) (2:57)

Yeah, exactly. Yes, sir.

Dave Ramsey (2:58)

That's what I heard.

Rachel Cruze (2:59)

Okay. Reading between the lines.

Dave Ramsey (3:02)

Okay. The. Yeah, so the thing you got to go back to is this. I only recommend term life insurance because it's simple, affordable coverage and you should get it only from Zander Insurance because they work for you, not the insurance companies. Zander compares all the top term plans to save you money so you don't get ripped off with insurance that they market like a so called investment. Term from Zander is the only life insurance I would get from my family. It's all I've ever bought and all I've ever recommended. Go to zander.com or call 800-356-4282. The thing you gotta go back to is this. Rachel and I did a book on parenting and one of the things we said to teach kids is contentment because godliness with contentment is great gain. And a lot of people get really confused about the subject of contentment. They think ambition and contentment are on the same line. And ambition is on one end and contentment is on the other. I beg to differ. I'm highly ambitious and I'm very content. They're not on the same spectrum. They're not one end of the line or the other end. They're different lines. And so you can be a good dad, you can be a great dad and be working your tail end off. As a matter of fact, generally crazy great dads do that. And so, you know, greed is not an amount of money. It is a state of your heart and why you're chasing the money. If you're saying for a couple of years I'm gonna burn the oil so that I don't have to the rest of my life burn the oil. That's a good metaphor for you. But I'm gonna turn up the heat. No, we don't wanna do that either over there. Whatever it is, we're going to work really hard for A couple years so that we can make different choices later. That's paying a price to win. That's going in the weight room and lifting weights so during the football game I can actually knock someone over. Okay, I'm paying a price here to win. There's an amount of work that has to be done to lay a foundation to go somewhere if that's what you're doing. That's ambition. That is not greed. Greed is unbridled ambition for the wrong reasons. Where you think more money is going to make you happy, you think more money is the end all. You think money is a God that you're worshiping. Instead, you can say, I want some more money. Not because I want more money, but because of what it does for me and my family. I want to change my family tree. I don't want these kids to have to worry about food or shoes. So I'm going to college or college or the first car or whatever it is. I mean, we're going to get in a position that we can make choices and money don't cause us to. I want to. I used to work for a guy who said, I want to make enough money that I can read the menu left to right instead of starting with the price right on the right side. Most people read the menu from the price over and then decide what they're going to get. Because I'm going to read what I want to read and what I. And then order and then I'll figure out what it costs, but because it's not going to make a deal. So that's what you're, you know, that's what you're all about there, Brady. And you know the other thing I found in coaching people all these years? People that ask a question like you asked about greed are never greedy people. Greedy people would never ask the question because it doesn't occur to them that their worldview is skewed and screwed up. Instead, you're actually weighing out my values. I'm spending a lot of time. I'm gone four days. I, I got littles. And this is bothering me. A guy that asks that question does not. Is not a greedy person by definition. Okay?

Brady (Caller) (7:01)

Yes, sir.

Dave Ramsey (7:01)

And so greed is not going to be your issue now. Do you want to adjust some of your goals and your values and say, okay, I'm going to work on my career to where in the next 18, 24 months I can be home and make 100 instead of being on the road and making 200? Or instead of coming home and making 50, I don't know what that looks like or how you do that, but I'm going to start to have that goal where I can come home and make.

Rachel Cruze (7:27)

Yeah. I was going to say being gone three to four days a week, that's hard with little ones.

Dave Ramsey (7:31)

And so unless you see an end to it very quickly, say, I'm going to do it for one more year and then I'm going to take. And then I'm. By then I'm going to have a landing pad where I can come back home and I'm going to cut my income in half. But I'm going to be home.

Rachel Cruze (7:42)

Yeah. And you guys are still so young, Brady, that there's. There's an off ramp. Like, maybe you guys take a season and you're off the road and then the kids hit middle school. You're like, you know what? I'm gonna shift back on and turn it back up and do this new thing for two to three years and then you're done. Like, you know what I mean? Like, sometimes we make decisions. That feels like forever and it's not. It's not at all. I mean, I've done that with my career. I pulled back some after the third kid. And you know what I mean? Like, you can make adjustments as life, as life comes. And I don't know, there's a level of that flexibility that I don't want you to feel like you're stuck and you make a decision. You're not stuck.

Dave Ramsey (8:17)

Yeah.

Rachel Cruze (8:18)

And so if.

Dave Ramsey (8:18)

And you're not greedy. No 100 chance you're not greedy. Okay. So just because somebody's a travel agent for guilt trips, that doesn't mean you're greedy. Okay, so you're. You're. But I would have a plan.

Brady (Caller) (8:34)

Yeah.

Rachel Cruze (8:34)

Have a plan about it.

Dave Ramsey (8:35)

Well, this is not where it starts to bother you. And bother me is if it's in perpetuation, if it's forever and ever. Let's have a plan where we're not doing this our whole life. We're doing this for a period of time to never have to do it again. If anyone depends on your income. You need affordable term life. Never cash value insurance. Visit Xander.com today for quotes.