"Get Out Of There Now! Do You Hear Me?"

Summary

Podcast Summary: "Get Out Of There Now! Do You Hear Me?"

Episode Details:

• Title: Get Out Of There Now! Do You Hear Me?
• Host/Author: Ramsey Network
• Release Date: March 30, 2025
• Duration: Under 10 minutes

Overview: In this emotionally charged episode of The Ramsey Show Highlights, host Dave Ramsey and co-host Ken Coleman provide urgent and heartfelt advice to Connie, a 27-year-old woman trapped in an emotionally abusive relationship. The discussion delves deep into the challenges Connie faces, both financially and personally, and offers actionable steps to help her regain control of her life.

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1. Connie's Dilemma

Personal Struggles: Connie reaches out to the show detailing her four-year relationship with a man 17 years her senior, which has become emotionally abusive. She expresses her desire to leave the relationship but feels constrained by financial burdens.

Financial Situation:

• Total Debt: $23,000
  • Recognized Debt: $6,000
  • Car Debt: $17,000
• Income: $2,400 per month (Take-home pay)

Connie's Concern: Connie is struggling to manage her debt, especially the $6,000 that she acknowledges as impactful on her plans to secure independent housing. She mentions an upcoming work bonus but is uncertain how to utilize it effectively.

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2. Initial Financial Assessment

Dave Ramsey's Inquiries: Dave Ramsey probes into Connie's financial and educational background to better understand her situation.

• Age: 27
• Occupation: Customer Advocate at a large health insurance company
• Education: High school graduate, no college education
• Work Hours: 40 hours per week
• Hourly Wage: Approximately $15 per hour (with a monthly take-home of $2,400)

Ken Coleman's Intervention: Ken Coleman emphasizes the necessity of increasing Connie's income as a primary strategy to alleviate her financial strain.

Key Quote:

Ken Coleman [01:21]: "You need more income. You just don't have much to work with."

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3. Strategic Financial Advice

Raising Income: Ken Coleman suggests exploring avenues within her current employment to ascend the career ladder without pursuing additional education. This includes:

• Skill Development: Identifying and acquiring new skills that can lead to promotions or higher-paying roles within her company.
• Alternative Employment: Considering part-time jobs or freelance opportunities to supplement her income by 25-50%.

Living Expenses: Connie mentions that living two hours from Dallas offers her a relatively good standard of living, albeit still constrained by her financial obligations.

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4. Urgent Personal Intervention

Dave Ramsey's Emotional Appeal: Dave Ramsey admonishes Connie to take immediate action to leave her abusive environment, prioritizing her mental and physical well-being over financial assets like her car.

Notable Quotes:

Dave Ramsey [03:24]: "Get out of there now and don't talk to me about trading your safety and your mental health for a freaking car."

Dave Ramsey [04:06]: "You are a warrior princess, and it's time you act like it."

Role of Community Support: Dave urges Connie to connect with a local pastor to seek support and guidance, highlighting the importance of a strong, nurturing support system.

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5. Empowerment and Future Planning

Building Self-Worth: Both Ramsey and Coleman focus on reinforcing Connie's self-worth, encouraging her to believe in her ability to overcome her current circumstances.

Ken Coleman's Insight:

Ken Coleman [07:44]: "What you believe matters more than the actual reality."

Visualizing Success: Dave Ramsey inspires Connie to envision a future where she has eliminated her debt, secured a better-paying job, and stands proudly as an independent individual.

Key Motivations:

• Self-Belief: Transitioning from feeling unworthy to recognizing her inherent value.
• Actionable Steps: Immediate actions such as seeking pastoral support and pursuing higher income avenues.

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6. Actionable Steps and Resources

Immediate Actions:

1. Seek Pastoral Support: Connies is encouraged to consult a pastor within three days to assist in exiting the abusive relationship.
2. Increase Income: Implement strategies to raise her income by 25-50% through skill enhancement or additional employment.
3. Debt Management: Focus on paying off the recognized $6,000 debt to stabilize her financial situation.

Community and Network Support: Dave Ramsey and Ken Coleman commit to helping Connie connect with local pastors and supportive individuals who can aid in her transition to a safer and more stable life.

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7. Closing Empowerment

Final Motivational Push: Dave Ramsey wraps up the discussion with a powerful affirmation of Connie's potential to transform her life, urging her to take decisive action and embrace her role as a "warrior princess."

Closing Quote:

Dave Ramsey [07:58]: "If you believe that you're not worthy, then all of a sudden, you're not worthy. Yeah. When you start to believe you're worthy, then you become worthy."

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Conclusion: This episode of The Ramsey Show Highlights serves as a poignant reminder of the intersection between financial stability and personal well-being. Through Connie's story, Dave Ramsey and Ken Coleman illustrate the critical importance of addressing both economic and emotional challenges simultaneously. The advice given is not only practical but also deeply compassionate, emphasizing the need for immediate action, community support, and a steadfast belief in one's own worthiness and potential for success.

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Notable Advertisements Skipped:

• Zander Insurance Promotion: Mentioned at [00:03] and [02:17], promoting identity theft protection services. (Content skipped per instructions)

Transcript

[Dave Ramsey]

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[Connie]

I'Ve been with my boyfriend. I've been with a man for four years now. He's 17 years older than I am. And it's been quite emotionally abusive. And I'm trying to leave, but I have $23,000 in debt. I only really count $6,000 of debt because 17 of it is car, which I'm. I feel like y'all are going to tell me to get rid of it, but I don't want to. I'm just trying to figure out how to navigate, like paying off this $6,000 because it's affecting me of getting. It's affecting me from getting a place of my own right now. And I have a bonus from work coming up and I'm just like, I don't know how to navigate.

[Dave Ramsey]

How old are you?

[Connie]

I'm 27.

[Dave Ramsey]

And how much money do you make, Connie?

[Connie]

I make 2,400amonth.

[Dave Ramsey]

Doing what?

[Connie]

I work for a very, very large health insurance company as a customer advocate.

[Dave Ramsey]

And so you work 40 hours?

[Connie]

Yes.

[Ken Coleman]

Do you have any kind of education or training?

[Connie]

No.

[Dave Ramsey]

Okay, well, you're a high school graduate?

[Connie]

Yes.

[Dave Ramsey]

No. College?

[Connie]

No.

[Dave Ramsey]

Okay.

[Ken Coleman]

All right, I'm going to jump in quick because there's some money stuff that Dave's going to get to. But I want to tell you, one of the strategies here you've got to be thinking about quickly is raising your income.

[Dave Ramsey]

Yeah.

[Ken Coleman]

How do you take the skill set that you have? You're at a big time health care company, so you're in the building. How can you move up within the building? What skill sets can you add without going to college? What other types of work can you do to where we can get that income up by a minimum of, I want to say 25 to 50% is your goal. You need more income. You just don't have much to work with.

[Dave Ramsey]

You're making $15 an hour.

[Ken Coleman]

It's not good.

[Dave Ramsey]

And you know the going rates 20 at Target.

[Connie]

Well, I technically make like 1975 before taxes.

[Dave Ramsey]

Okay, so the 2400 take home?

[Connie]

Yeah, yeah. I live like two hours from Dallas, so it's like pretty good for here.

[Dave Ramsey]

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[Connie]

My dad lives in a motel about an hour away and my mom lives in Missouri and she lives off the government, so she's not very.

[Dave Ramsey]

Okay. Are you plugged into a church there in your community?

[Connie]

Yes.

[Dave Ramsey]

Okay. All right. I want you to go sit down with a pastor in the next three days and ask them for some help to get you out of there.

[Connie]

Okay?

[Dave Ramsey]

And that's not to pay off your debt. I think we need to do two things. We need to. You may need to move to a more metro area where you can get a better job. And. But. But you can't stay there. You can't stay there another another two weeks. I want you out of that house.

[Connie]

Okay.

[Dave Ramsey]

Okay. Did not you. Stop. Whoa, whoa, whoa. You didn't hear me? You did. You just. You just drove right past that. And I saw you. I saw your brake lights as you went around the corner. Okay? I'm telling you, you've been putting this off. And you know, the situation that you're in is evil and wrong, and you need to leave. Do you hear me, daughter?

[Connie]

Yes.

[Dave Ramsey]

Get out of there now and don't talk to me about. I'm going to trade my safety and my mental health for a freaking car. Get in the car and drive to Dallas and get a job. Get in the car and talk to your pastor this week and get some help to get out of this situation because he has stolen your confidence.

[Connie]

Yeah. Yeah, you're right.

[Dave Ramsey]

Almost like I've done this before, haven't I?

[Connie]

Yeah.

[Dave Ramsey]

Okay. Your dad's in a hotel. Your mom's on government. So you got nobody in your corner that's telling you you're a champion. And I'm telling you you're a champion and you deserve better than you're getting.

[Connie]

Okay?

[Dave Ramsey]

Okay. You've never seen anybody in your family win, and you're going to be the first one that goes and wins. You're going to go do something. Okay? I want to hear. I want to hear a hero story about you from you six months from today that you're making 25, $30 an hour. You're standing alone with your shoulders square and your chest stuck out with pride, and the debt is gone. You're getting control of your life. Okay?

[Connie]

Okay.

[Dave Ramsey]

You can't sit in this cesspool anymore. You're sitting in sewage. Do you smell it? Yeah, I smell it from over here.

[Connie]

Yeah.

[Ken Coleman]

You don't need this guy to win. You don't need him. And he's become this weird support system for you that he's abused and manipulated. So you got to make a clean break. I'm with Dave. Clean break.

[Dave Ramsey]

Yeah. Go. Go see a pastor in the neighborhood right now. And a loving pastor at a good church in your neighborhood will take care of you, honey. And they'll get you set up and get you put. Get you out of there, and then help you get the next steps into a better position. Making more money work. I want you working more than 40 hours, and I want you making $25, $30 an hour. And you can clean up this mess, and you can create a sustainable life. Stand alone on your own. You are a warrior princess, and it's time you act like it. It's time you go be the champion God designed you to be right now. And this has got to change, kid. And it's not going to change until you change it. It's not going to change until you believe what I'm telling you is to be true, that you are worth being treated well. You're worth it. And so you need to go get yourself in a position where everyone that looks at you says, this woman demands that I treat her well. She's a warrior princess, and she won't tolerate anything else. And that's who you're becoming as I speak right now. That's who you're becoming, and you've got to go do that, and you got to go do it now. You hang on. Christian will pick up, and we'll find out the little town that you're in and see if we've got some connections there with some local pastors, and we'll help you get connected with one of them and get some people in your corner that aren't the kind that you currently have in your corner. You need a different. You need a different crew, kiddo. Wow. What a mess. Open phones here at Triple 882-5-5225. Ken, it is Hokey as it can be, but this idea of what you believe matters more than the actual reality.

[Ken Coleman]

Yeah.

[Dave Ramsey]

Because you end up creating your reality is what you believe.

[Ken Coleman]

Yeah.

[Dave Ramsey]

And if you believe that you're not worthy, then all of a sudden, you're not worthy. Yeah. When you start to believe you're worthy, then you become worthy.

[Ken Coleman]

Yeah. You know, thoughts are very powerful, and our brain goes and finds evidence to give truth to these thoughts. So changing your mind is a huge part of changing your life. You hate to see this out of destruction. Her parents and that poor girl. You just got to believe that she's worth it.

[Dave Ramsey]

Yeah. Amen. The best ID theft protection is from Xander. They not only monitor, they help you get your life back. Go to Xander.com to learn more.