Transcript
Zander Insurance Announcer (0:02)
Zander shops all the top term insurance companies to save you money. Get started@zander.com.
Mary (0:09)
i've been stuck in kind of like a situation where I really, I'm newly married and I don't believe in dates. And I really love what you guys preach. I'm trying to get my husband on board. He has, when we got married, he has like over 35, 40k in dates, and that's okay. So I was trying to encourage him to get out of date, use my salary, to use my salary to pay his date. But he currently lost his job in last year and he has no motivation in trying to find a new job. So I'm always trying to like my money. All I do is just pay bills, mortgage, and by the time I'm done paying, there is nothing left. So it just feels like I'm never getting ahead.
Financial Advisor 1 (0:55)
Wow. So sorry, Mary. I mean, I can think of one way to stay motivated. Maybe providing for your new wife. Is that not on his radar?
Mary (1:06)
Providing for his new wife?
Financial Advisor 1 (1:07)
You, you said you just got married to this guy, he doesn't have a job. You're struggling to pay bills, and you say he has no motivation to work.
Mary (1:17)
Yeah, he lost his job. So his excuse is like, oh, I can't.
Financial Advisor 1 (1:20)
Did he get fired? What happened? Is he, Is he in a depressive state because of this?
Mary (1:25)
Yeah, he got fired and he's. He's kind of like, really. He's kind of really confident that I'll get a new job and he'll only apply like one job in a month and it's been six months now, and really, like no motivation at all. If he gets out of his 401k to pay some of the bills, like to pay some of his dates.
Financial Advisor 1 (1:46)
He took a withdrawal from his 401k to pay bills and cover his debt payments.
Mary (1:53)
Yes, because my salary can't pay all. His date.
Financial Advisor 1 (1:56)
Oh, my goodness.
Mary (1:57)
Can only cover my salary, can only cover mortgage and the house bills, not his date.
Financial Advisor 2 (2:03)
Well, the challenge is there's really no answer. We can't give you a step one, step two, step three on this. It really can't. This has to be a very, very serious marriage conversation. Have you confronted him about this? To say, hey, I don't think this is sustainable. We can't keep doing this. My. My salary is not enough to take care of all of this. We're falling behind. I feel like you're not applying for enough jobs. What's his response?
