Transcript
Financial Advisor (0:02)
Zander shops all the top term insurance companies to save you money. Get started@zander.com.
Client (Angie) (0:08)
my husband and I are retired. He's 65 and I'm 70. And our home is paid for and so are both of our vehicles. But we have a lot of credit card debt and it's kind of choking us so that it's hard to make groceries even. So I just looking for some direction.
Financial Advisor (0:27)
How much credit card?
Client (Angie) (0:29)
Part time? It's probably 35, $40,000.
Financial Advisor (0:33)
Okay. And you both work part time and you're collecting Social Security?
Client (Angie) (0:38)
Yes. And he gets a small disability pension from the military, and I have a small pension from.
Financial Advisor (0:45)
So when I pile all of that together, what's your monthly income?
Client (Angie) (0:49)
About $3,000.
Financial Advisor (0:53)
Both of you are on Social Security and both of you are working, and both of you have a pension and you only got $3,000 coming in.
Client (Angie) (0:59)
Right? It's a very small pension.
Financial Advisor (1:02)
Very small Social Security.
Client (Angie) (1:05)
Yeah. He gets 16, 25 and I get 1250 total. Right.
Financial Advisor (1:14)
Does that include your jobs?
Client (Angie) (1:18)
The jobs I get at $400 a month, and he gets paid by the job. He does trailer repair. Very.
Financial Advisor (1:28)
Okay. And. And what are your cars worth?
Client (Angie) (1:34)
My car is probably worth $5,000. He's got a truck. It's probably worth $15,000.
Financial Advisor (1:41)
What's your home worth?
Client (Angie) (1:44)
About 300,000. Okay.
Financial Advisor (1:48)
