When Your Husband Prank Calls Your Show (Full Call)

Summary

Summary of "When Your Husband Prank Calls Your Show (Full Call)" – The Ramsey Show Highlights

Release Date: January 27, 2025

Introduction

In the episode titled "When Your Husband Prank Calls Your Show (Full Call)" from The Ramsey Show Highlights, listeners are treated to an engaging and humorous interaction that delves into budgeting challenges within a marriage. Hosted by Cam and Rachel Cruz, the show typically offers daily advice on life and money, featuring expert insights from the Ramsey Network. This particular episode stands out as it showcases a cleverly orchestrated prank call that seamlessly blends comedy with financial wisdom.

The Prank Call Begins

The episode kicks off with Cam introducing a caller from Birmingham, Alabama.

• Winston Cruz [00:06]: "Randall's up in Birmingham, Alabama. Randall, how can we help Rachel and."

Cam hesitates slightly but welcomes Winston, introducing him as a first-time caller.

• Cam [00:06]: "Randall, how can we help Rachel and."

Winston expresses his honor in being part of the show and immediately presents his financial dilemma.

• Winston Cruz [00:11]: "Cam, thank you so much for having me. I tell you, I'm a long time listener, but this is my first time calling, and I'm just honored to be amongst you. I had a question. I need some more paycheck in my pocket, like you said."

The Budgeting Dilemma

Winston details his predicament: forgetting his wife Vivian's birthday and resorting to an emergency credit card to purchase an expensive purse she desired. This misstep threatens their budgeting progress, prompting concern over financial stability.

• Winston Cruz [01:04]: "I'm in a little bit of a pinch here. I didn't quite budget the right way for my wife's gift. She likes nice things, and we've been working the program, and, and, and then all of a sudden, she wanted this nice gift, and so I, I, I pulled out kind of this emergency credit card, and I'm a little bit afraid that it's gonna ruin the experience for her."

Cam probes further about the nature of the gift.

• Cam [01:32]: "What, what's the gift?"

Winston reveals it's a pursed, highlighting the strain his financial oversight has caused.

• Winston Cruz [01:37]: "Well, it's a, it's this, it's this purse that she wanted."

Rachel's Involvement

Rachel Cruz becomes involved as Winston describes the additional financial strain caused by his wife’s Instagram activities, leading to an "upside-down" budget.

• Winston Cruz [01:37]: "Rachel's the problem that my paycheck's too small. She starts putting all of her outfits on Instagram, and my wife just goes on there and tries to start clicking on all of them. Our budget's upside down."

Cam questions the authenticity of Winston's story, leading Rachel to express skepticism.

• Rachel Cruz [02:04]: "Are you meant for real? Hold on."

Unraveling the Prank

As the conversation progresses, discrepancies in Winston's story become apparent. He claims to have purchased a high-end purse from Los Angeles, which raises Rachel's suspicions.

• Winston Cruz [04:55]: "I was going to get to that part and I was going to say Goyard is a gourd first."

Rachel responds with familiarity that doesn't align with the caller's narrative.

• Rachel Cruz [05:01]: "Goyard purse. I know, I know. It's a very nice person. I. I'm wearing a Walmart dress with a designer purse, people. That's what I do."

Cam begins to suspect a prank, prompting confessorial remarks from Winston.

• Cam [06:02]: "And you guys went on LA for her book tour together."

Winston finally reveals his true identity as Cam and Rachel discover the prank.

• Winston Cruz [06:04]: "They're always listening. Yep. Yep."
• Cam [06:17]: "Vivian."

The Revelation and Reactions

The prank culminates in the revelation that Winston is, in fact, Cam's friend showcasing his acting skills. Both hosts express admiration for Winston's performance, highlighting the seamless blend of humor and deception.

• Cam [06:41]: "What a prince. What a prince of a guy. He doesn't like doing that kind of thing, but he crushed that man. Boy, I am gullible."

• Rachel Cruz [06:13]: "We really."

The episode concludes with a light-hearted acknowledgment of the prank's success, reinforcing the show's ability to entertain while addressing financial topics.

Notable Quotes with Timestamps

• Winston Cruz [00:24]: "I think I've got myself in a little bit of a pickle."
• Winston Cruz [01:04]: "I'm in a little bit of a pinch here."
• Cam [02:00]: "Are you okay, Rachel? You think this is a prank call?"
• Rachel Cruz [05:18]: "No, it was a very nice gift. It was actually his idea."
• Cam [06:02]: "And you guys went on LA for her book tour together."
• Cam [06:54]: "What a prince. What a prince of a guy."

Conclusion and Lessons

This episode of The Ramsey Show Highlights cleverly intertwines humor with practical financial advice. Through the prank call, listeners are reminded of the importance of budgeting, especially when faced with unexpected expenses. The seamless execution of the prank also serves as a testament to the hosts' rapport and the show's ability to engage its audience in multifaceted ways. Ultimately, the episode underscores the value of communication and financial planning within relationships, all while providing entertaining content.

Final Thoughts

"When Your Husband Prank Calls Your Show (Full Call)" stands out as a memorable episode, blending levity with financial insight. By navigating through Winston Cruz's fabricated financial woes, Cam and Rachel effectively highlight key budgeting principles while entertaining their audience with a well-executed prank. This episode exemplifies the show's commitment to delivering valuable life and money advice in an engaging and relatable manner.

Transcript

[Winston Cruz]

Brought to you by the EveryDollar app. Start budgeting for free today.

[Cam]

Randall's up in Birmingham, Alabama. Randall, how can we help Rachel and.

[Winston Cruz]

Cam, thank you so much for having me. I tell you, I'm a long time listener, but this is my first time calling, and I'm just honored to be amongst you. I had a question. I need some more paycheck in my pocket, like you said.

[Cam]

Come on.

[Winston Cruz]

I think I've got. I think I got myself in a little bit of a pickle. But see, my wife's actually, her birthday is actually today as well, and I didn't know that. Rachel's birthday.

[Rachel Cruz]

Oh, my.

[Cam]

What is your. Randall. What is your wife's name?

[Winston Cruz]

Her name's Vivian.

[Cam]

Vivian. Happy birthday.

[Rachel Cruz]

Birthday, Vivian. Hey. April 25th. It's not too hot, not too cold. All you need is a light jacket. Name that movie.

[Cam]

I have no idea.

[Winston Cruz]

I. You know, I don't know. Randall?

[Rachel Cruz]

Anyone? Anyone? Anyone? Ms. Congeniality? Okay, we'll get to, we'll get to your question.

[Winston Cruz]

She's a little more cultured than I am, I guess.

[Cam]

So, what's.

[Winston Cruz]

I'm in a little bit of a pinch here. I didn't quite budget the right way for my wife's gift. She likes nice things, and we've been working the program. We've been, We've been working the program, and, and, and then all of a sudden, she wanted this nice gift, and so I, I, I pulled out kind of this emergency credit card, and I'm a little bit afraid that it's gonna ruin the experience for her.

[Cam]

Okay, hold on.

[Winston Cruz]

Because.

[Cam]

What, what's the gift?

[Winston Cruz]

Well, it's a, it's this, it's this purse that she wanted. Now Rachel's problem, she's. Rachel's the problem that my paycheck's too small. She starts putting all of her outfits on Instagram, and my wife just goes on there and tries to start clicking on all of them. Our budget's upside down.

[Cam]

Are you okay, Rachel? You think this is a prank call?

[Rachel Cruz]

Are you meant for real? Hold on.

[Cam]

I think Randall's for real.

[Winston Cruz]

I'm sorry.

[Rachel Cruz]

Is she really buying?

[Cam]

Would you.

[Rachel Cruz]

Well, I bought a purse for my birthday, Randall. I'm like, there's just too many coincidences.

[Cam]

You just bought a purse.

[Rachel Cruz]

I got a purse for my birthday when I was in la.

[Winston Cruz]

What'd you get? She is, she is devout. She is a devout Rachel Cruz fan.

[Cam]

Oh, does she have the Rachel Cruz wallet?

[Winston Cruz]

She does.

[Cam]

Why?

[Winston Cruz]

Credit card is back in the back drawer, and I screwed up.

[Cam]

So. So have you already purchased the purse or are you thinking about it? Oh, you.

[Winston Cruz]

I charged it. I'm giving it to her tonight, and I'm scared she's gonna see that bill and.

[Cam]

Right.

[Rachel Cruz]

Take it back.

[Cam]

Right.

[Rachel Cruz]

It's not been used. Take it back.

[Cam]

If she's going to be upset that you charged the purse, then she'll be okay if you take it back.

[Winston Cruz]

Well, here's the problem. I. I can't take it back. It's a real nice purse.

[Cam]

No, you can't.

[Winston Cruz]

No, I, I got this purse. I had to go all the way to Los Angeles.

[Rachel Cruz]

Okay.

[Cam]

All right. There it is. Randall from Birmingham went to Los Angeles.

[Rachel Cruz]

Really good.

[Winston Cruz]

Happy birthday. Happy birthday, Rachel.

[Cam]

That's your husband? Winston.

[Winston Cruz]

Winston.

[Cam]

I was 50. 50. I was trying not to disrespect you. Winston. Randall.

[Winston Cruz]

Wow. What an honor.

[Cam]

Can I also say that was really good impression. That's actually good. I didn't know you had pressing chops.

[Rachel Cruz]

Winston has good impressions, folks. I bet you could do Ken. Do Ken Randall.

[Winston Cruz]

Oh, gosh, I don't know if I can do Ken right now.

[Cam]

Let me just say this, America, looking.

[Winston Cruz]

At it, I have to be looking at a picture of Canada.

[Cam]

Yeah, well, that's true. Hey, folks. America, this is the one, the only Winston Cruz. Rachel's beloved. And I did not know, my friend, I've known you a long time. I did not know you had those kind of acting chops because you sold me. I was now convinced.

[Rachel Cruz]

Did you know he was calling in. I did not, you little stinkers in the booth.

[Cam]

I. I literally thought this was a real Randall from Birmingham. I was convinced because. Because he kept. He kept going at it. Now, the Los Angeles thing, that was. That's when I.

[Rachel Cruz]

That's when I figured something's.

[Cam]

Boy, I'll tell you what. My jaw, my cheeks hurting because of the hook Winston just put in. Winston, that's no joke. That's actually very, very good. And then I started to sniff.

[Winston Cruz]

She sniffed it very first. I went on pre.

[Rachel Cruz]

Yeah, yeah. When you said about the linking, I was like, someone's. Someone's making fun of me.

[Cam]

I was ready to go.

[Winston Cruz]

Definitely linking.

[Cam]

Are we allowed to know what kind of purse this is, or is this private?

[Winston Cruz]

I was going to get to that part and I was going to say Goyard is a gourd first.

[Rachel Cruz]

Goyard purse. I know, I know. It's a very nice person. I. I'm wearing a Walmart dress with a designer purse, people. That's what I do.

[Winston Cruz]

So there you go.

[Cam]

You don't have to justify it with the Walmart dress.

[Rachel Cruz]

No, it's just a nice purse.

[Cam]

Is that really a Walmart dress?

[Rachel Cruz]

I'm actually. I linked it today.

[Cam]

You linked it? I don't even know what that means.

[Rachel Cruz]

No, it was a very nice gift. It was actually his idea.

[Winston Cruz]

Already bought it.

[Cam]

Vivian.

[Rachel Cruz]

Vivian. Vivian.

[Cam]

By the way, Randall and Vivian from Birmingham. Feels right.

[Winston Cruz]

Something about I didn't. I didn't have a job picked out yet or my wife's name. So that was off the cuff.

[Rachel Cruz]

Wow.

[Cam]

Very impressive.

[Rachel Cruz]

We really.

[Cam]

You were. How sweet.

[Rachel Cruz]

Very, very confident right now.

[Cam]

I do have a lot of question now that we have Winston on the phone because America wants to know this, I feel. Did you suggest said purse or did he know that you wanted it and he popped for it?

[Winston Cruz]

I'll let you say I have two ears and one mouth. And so they're always. It's. They're always listening.

[Cam]

Atta boy. So you knew she won.

[Winston Cruz]

They're always listening. Yep. Yep.

[Cam]

And you guys went on LA for her book tour together.

[Winston Cruz]

Exactly. Right. They don't ship anything. So you got to go in the store and do the dance.

[Rachel Cruz]

There's no ecommerce.

[Cam]

Did you. Did you take her in there and tell her or did you get it and then present it?

[Winston Cruz]

I said we're going to Rodeo Drive when we go out there.

[Rachel Cruz]

What did you say? You didn't call it? Rodeo. Total Randall fashion.

[Winston Cruz]

Randall would say it's rodeo. That's how you spell it.

[Rachel Cruz]

Let's go. Right. Rodeo. Rodeo Drive. Babe. I was like, winston, don't say that in the store, please.

[Cam]

I. I am so sad that I missed this expedition.

[Rachel Cruz]

Love you, babe. Thanks for calling.

[Winston Cruz]

Happy birthday.

[Cam]

Thank you.

[Winston Cruz]

Oh, man.

[Cam]

What a prince. What a prince of a guy. He doesn't like doing that kind of thing, but he crushed that man. Boy, I am gullible. James. I was on the hook with Randall until the very end.

[Winston Cruz]

Create your free every dollar budget today. The simplest way to budget for your life.